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9-2002 September 2002 Inland Empire Business Journal

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Recommended Citation Inland Empire Business Journal, "September 2002" (2002). Inland Empire Business Journal. Paper 231. http://scholarworks.lib.csusb.edu/iebusinessjournal/231

This Article is brought to you for free and open access by the John M. Pfau Library at CSUSB ScholarWorks. It has been accepted for inclusion in Inland Empire Business Journal by an authorized administrator of CSUSB ScholarWorks. For more information, please contact [email protected]. www.bUSJOurnal.com George Putnam see page 7 $2.00 County Kicks Off Desert Juvenile Hall Project $22 Million Construction Contract Awarded \\'ith a groundbreaktng ..:cre­ mon) .... et for the ..:on~truction ol the High De .... crt Detention ami A...,...,e...,...,_ ment Center in \pple \aile) that \\,1\ hdd on \ug S. the San Bernardino Count) Board of Su­ pef\ !\Or' kept the proJt.!Ct on track.

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\ 'f't tatular \lt'l\ {rom thi' hf'Wlli(ul 'bacb·an/" tnhancn tlu oMnrn omcloorlnint: t \f't'rii!IIU! m Ommarrm Rtd~t. \rrrma. ](J/1 New Businesses Hmthen I\ rlu on" natirmallum~thuildaw hlll't' umt ail rhnt of tht mduwn \ hi~lu Hlumon. 1maho\ Bt '' Buildt'l; the .Vatimwl page 49 to 50 llou'm~ Qualil\ \11 ard and /Juildn oj the ~ear. Calendar IAT DEADLINE I Toll Brothers Announces page 52 Mountain View Country Americans Ma} Pay Tribute in a Opinions Differ Positive Way to T hose Lost on 9/11 Club in La Quinta Through the Unity in the Sptrit Regarding Planned yards. four netghborhood.s of luxuf) of Amenca (USA) imttattve. the CommunitY Will Feature Arnold Palmer Golf Course homes. and wonderful recreational Points of Light Foundatton encour­ Recreational Projects amen1t1es. agC> all of us: groups. businesses and at Diamond Valley Toll Brother> has announced As the exclusive builder and de­ individuals to become involved in plans for Mountatn View Country veloper of Mountall1 View Country volunteer project as "living tribute" Lake in Hemet Club. a 365-acre. master-planned golf Club. Toll Brothers has begun con­ to those who lost their lives on that b,· Georg111e Lm·e/and community tn La Qumta. This is Toll struction on the golf course. Con­ fateful day. Brolhers' first master-planned com­ struction of the recreational center Signed into law by President The original purpose of Metro­ munity in the Palm Springs area. and Designer's Row model home George W. Bush. the USA miuauve politan Water DIStrict's (MWD) Dia­ La Quinta 1s recognized as a calls for community service acts to be complex ""'" soon foliO\\. mond Valley Lake 111 Hemet was to haven for golfer> tn the Palm Spnngs Home sales are expected to be­ registered by Dec. 31. in remem­ store water. accordmg to the MWD. area. The new conm1Unity is located gin in fall 2002. The grand opemng brance of each individual sacrificed Especially 111 the event of a maJOr between 50th and 52nd Avenues on of the golf course is planned for -as a way to remember. respond. earthquake or other cata.su·ophc. wa­ Jeffcr.on Street spring 2003. The spa. tennis and fit­ and rebuild. By visiting the Unity tn ter could be gras ity-fed to much of Mountain Vie" Country Club ne~s center are scheduled to open ror the Spirit of America Web site. Southern Calif(>mia. The district stat- wJllmclude a pnvate Arnold Palmer the fall 2003 season. w tth the matn c·tmtinued 011 page 20 signature golf course spanntng 7.2-lO conrinued 011 fWf!.l' 20 contimwd ml page 8 SURE-HIRE SOLUTIONS AT YOUR FINGERTIPS ~ (800) 564-5644 • WWW.ilppleone.com iiPPI e .... lle • Tempor.~ry Staffmg • Full Time Pl;u:enwnt • Temporary To H~r•· I • ~· SEPTE MBER 2002 PAGE 2 • BUSINESS JOURNAL SEPTEMBER 2002 BUSINESS JOURNAL • PAGE 3 INDEX Waddell & Reed, Financial Planning With a Personal Touch hr Gt_'OI)?IIU Lon:lwul C\·er. thc·y may he W:J\ting huge .unounr:-. Hotel tycoon Conrad Columns \\atltlell & Recti Financ1al Ser· Hilton Jo,t more than ~1. percent La\\ ...... 4 'tee' ha' long maintmncd a ~.? ot h1:-. '-'t.ltt.: to e ... tate ta\C\, .md !'.pe<.:tahlc prc..,cncc 111 the tinancJal Gettmg Organized .... .5 J.P. \lor}-!~111. Rocl-..\.!dh:r .md planning tndu:-.u·\. hcgmmng 111 ...... 6 1 DR sullcred "nntlar h' ses. • Opinion/Conunemary .. Kan ... a:-. 111 1937 -Il1e linn\ "u<.:ce ... sful .7 Leonhcart 10''""' on a client Close-Up .. performance spum.:d grov..th through havlllg the time to 'It down anJ PUBLIS HED BY BOARD CHAIRMAN Compuiers/Soft ware . .8 the M id~Wcst to thl! Et- -th1s come" last- when we heart. at his ~~Cb Hft'. HwH·. m/con­ News and Features ha\c a total undcr.-.tanding of the 111- STAFF Lconhean is currcn1l y Ill\ oln~d hl'art@~rradn.wn.unn, l\- addt..'/1 & Toll Bros. Announces Mountain View Country Club ...... I Ednor: Georgine Loveland Account E11:ecutive: Mitch Huffman Ui\ idual situation. he '>aid. l.conhcart m hel ping women '"' ho arc' K Ums nf Reed, 1760) 200- 1688, t'XI<'II\1011 10-+ Administrator Asst J essica Miller Travel Edttor Camille Bounds County Kicks Off Desen Juvenile Hall Project . I is pa_s..,ionatc ahout his v.ork lx:cause . An Du=or 8art>ara Endris< Adm1n1Sirator AS!tt. Sondra OIH U do mesti c \'J Oiencc and other ... who or HWH.H"addell.com. MiJ.. e Lelnlheart for one thing. he is av.-are of what Waddell & Reed. Financial Planning ...... 3 money problems can do to a mar­ .. 3 Claremonilnstitute Dinner Waddell & Reed believes !hat. ri age. Thi '> i'> the number one reason Claremont Institute's First 2003 Book of Lists Health Care Supplemenl .. 13/15 "Financwl pl anmng i' a hi gh! ) per­ for divorce and one of the bigge't Annual I.E. Dinner Features Oudook for I.E. Aparunen!S Is Bullish . . .25 ..,onal process. Our tin ancial adnsors probl ems 111 America." he noted . ,.. utilize a personaltmcntol) process to "We ha\ c 10 educate people: their S BA Loan Programs . .26 Keynote Speaker Charles R. Kesler help you 1dcntif: anti pnonuze the ti­ co n ce pti o n ~ of finance arc usually Stili time to 'Ze4efWe ~ 4ftaa ilt I.E. Small Busi nesses Can Draw From Big Resources ..•.....27 nancial goab that are unique to your wrong and thi s makes them nervous. b.v Geor~ in e Lore/and to 'do something,' to sacriticc and tk ~ oa ~ ~tuue Community Bank Repons Record Pre-Tax Income ...... 28 situation." We put out fires as fa~t as we can ."' fight. defiantly nymg "Old Glor) ... Also new to the company 1s Lconhean ad\ iscs his clients to get a Charle' R. Ke,lcr recei ved hi' This reaction h

GETTING ORGANIZED The Overtime Classification Game: What Your Company Electronic Tools for Entrepreneurial Success Should Know About the Exempt vs. Non-Exempt Debate bY Barhara Hemphill jor time and fru\trat1on ... a\t:r.} successful money managt.!mcnt is bottom hne- to say nothing \>f elim­ With ACT' not only can I be simplicity. B} destgntng the Qutck­ inating a major 'ourt:c of fru~tration. At first glance, the ba.>i overtime probably very surpnsed to find them­ empt employee category. As such, made it clear that class-action law­ One of the l'arlic~t les~ons I sure that I am domg tht.: nght thing at Books accounting system to match There arc three component.., to an classification rule is deceivingly sim­ selves on the wrong side of the over­ they were all entitled to back pay of suits are not appropriate when each learned from my father growmg up the nght tune, but beL:ausc we are the flow and style of the business. one effective filing system: (I) Mechan­ ple. It states that workers who spend time law. The lesson to be learned overdue overtime wages. proposed class member's right tore­ on a farm in Nebraska was. '"Half of networked, I can easily check to ...,cc can easily enter day-to-day transac­ ics, (2) Management and {3) 'vlamte­ more than half of their work time "en­ here is that a few hours taken review­ 2. When is a manager not a manag­ cover depends on separate facts ap­ any JOb "hasing the right tools." As what my support stafr has done as tions, mclulling customer and vendor nance. If any of the t:Omponcnt~ l"i gaged in work which IS primarily in­ mg current employee overtime clas­ er? A manager is only a manager if plicable only to that individual. The an organiting and productivity con­ well. For example, let\ say I answer mvoice~. bank account transat:tions, weak. your filing ~ystem Will Oe an tellecrual, managerial, or creative, and sificatjons and classification policies he/she spends more than 50 percent California Court of Appeals in Sa v­ suhant, ll continues to serve me well. the phone and the person on the oth­ payroll and mventory. \V hile most on-going fru~tmtion, in~tead of a which requires exercise of discretion might save millions m legal fees and of his/her time managmg. Starbucks On denied class certification to a As a business owner for more er end is ... omconc ~,~,·hose name I business owners are natumlly inclined \·aluable resource. and independent JUdgement" are legal­ senlements in the future. Fustly, em­ Corp. recently settled a lawsuit with group of approximately I ,400 oper­ than 20 years, one of the pnnctples it don't recognize. I can qutckly do an to ··over class1fy·· m terms of the Filing Mechanics ly exempt from ovemme require­ ployers must realize that there are its California store managers for $18 ating managers and assistant man­ took me too long to learn was that the ACf! search. and know that my as­ number of accounts a\atlable. a bet­ One of the major reason~ we pro­ ments. After reading thts seemingly three mrun categories of exempt em­ miltion. Even though managerial em­ agers at Sav-On's 300 retail stores reason for ownmg a bu..,me~s is- or sistant talked to thts person last week ter srrategy is to use fewer account~. cm.sunate about filing is that it is sim­ clear cut rule taken from a recent Cal­ ployees: managerial exempt, profes­ ployees are generally conSidered ciung insufficient unifonnity among should be to deselop somethmg of about a potential prc ... cntation. I note Those that roughly correspond to the ply too time-consuming. Here arc ifornia Court of Appeals decision, one SIOnal exempt and administrative ex­ managerial exempt. the Starbucks the retail location's operations. Es­ value that you can one day sell to m ACf! what I said to the prospect. tax return (perhaps restated in the lan­ some tips to make 11 quick and easy; can easily start playing the overttme empt. Each of these categories has drum reiterated that managenal staff sentially, the court determtned that someone else for a profit. and ">Ct an ACT' alann for my assi\­ guage of the user\ busmess), with a Make sure there is alv.ays ade­ classification game with friends and specific criteria and definitions, but must spend over half of their time because there were stgnificant ques­ lJnfortunatcly, many entrepre­ tant to send the appropriate addition­ few additions specific to the enter­ quate room m a file cabmet to add pa­ co-workers. using the people encoun­ generally speaking all requtre that an performing managerial duties (i.e. not tions relating to how each store op­ neurs have a scrv 1ce or product that al mformation. Another example. prise. should be suflictent. Then. pers. File papers direct!} mto hang­ tered m everyday life as the prompts; employee spend at least 50'k of servmg frappuccinos) to be consid­ erated and how each employee di­ ts. or could be of great value tooth­ Frequently, I reCCI\·e e-mail ne\vslet­ when it is time to do those infrequent ing files. If you take individual papers the wruter who served lunch was non­ htslher time (I) exerctsmg discretion ered exempt vided time among exempt and non­ ers. but thetr lack of business expert­ ters from experts m vanou.., liclds. I analyses of rare events. QuickBooks' dtrectly from the ftle, you do not need exempt, the conductor at the sympho­ nnd mdependent JUdgement, (2) mak­ 3. Are educated and/or highly exempt activtties, each case would ISe ts a huge stumbling block to suc­ put the1r contact mfom1ation in ACf1 comprehensive subson capability (i.e. a manila file inside. If you need to ny v.-as exempt. the telemarketer who ing independent deciSions that are trained employees always exempt have to be decided individually. This cess. Fortunately, technology IS solv­ so that 1 can access their expertise in payee. date, transaction type. etc.) take the enure file out of the file cab­ interrupted dinner was non-exempt, binding on the company. and (3) employees? No. An employee's decision is obviously extremely fa­ tng much of that challenge. In my a matter of seconds. comes mto play. inet. create a hanging file and a mani­ the cop who gave me the speeding managmg at least 3-4 mdividuals. high-level technical tmmtng or other vorable for large employers with nu­ experience. there are three electronic It makes me sad now when I And guess what"' The new ver­ la file with the same label. Put the ticket was exempt, etc. This game Spectfic requirements for Inclusion in education does not neces"arily trans­ merous locations. However:sav-On lOob that are essential to creating a think of all the people with whom I sion of QuickBooks interfaces wtth plasttc file tabs on the front of the file stans out easy because many of the the variou~ exemption classifications late into an automatic exempt statu~. may eventually prove to be easily business you can someday sell: (I) have lost contact from the early days ACT to make it easy when time to folder. Keep color systems stmple most ob\iou~ JObs (e.g. "'aiters. can also vary by tndustr) and the type Pacific Bell learned thts lesson when distinguishable from subsequent cas­ a contact management program. (2) a of my business. I prided myself that convert all those contacts into cus­ Use staples instead of paper cltps. la\\yer-.. bu' dri\ers. docton,, sales ot work performed by the bust ness. it patd 1,500 engmeers $35 mtllion es because the employee job descnp­ financial management program, and I did a good job of organizmg people tomers~ File Management managers. recepuonist>) fit neatly into The lndustnal Welfare CommiSSion for overtime \\age~ that were due to tions varied so stgntficantly between {3) a filing system management pro­ -and they didn't nee-d me any more A Filing System Program One of the major frustration e1ther the exempt or non-exempt cat­ regularly tssues wage orders that set them smce they had been classified as store locations due to a variety of fac­ ·gmm These three programs ~.Viii What I failed to realize was that I Research shows that the avemge sources about filing is decidtng what egory. However, the game becomes forth specific regulations regardtng profesSional exempt employees due tors including size and type of store, manage all the aspects of the admm­ would be de\elopmg other products entrepreneur spends 150 hour; per to call a file. The solution to this frus· difticult, the rules confusing, and the wages, hours and v.orking conditions to their education level and not clas­ hours of operation. and sales volume. istrallon of your business- and pro­ and services in the future that would years loolung for tmsplaced Informa­ tmtion is a File Index-- a list of the losses expensive when employers an­ within various industries. It IS also sified as non-exempt employees Thus. firms who anticipate some ex­ vide a method for you to get out from be of interest- but I lost the oppor­ tion - much of it on paper Spend­ names of your files. Before you swer incorrectly and m"·dassify their recommended that all employers fa­ based on thetr actual job duties. The posure to this type of lawsuit might under the mounds of paper that harass tunity. ing those same hours on makmg a make a new file. you can check the own employees who might arguably miliarize themselves with Labor Code exercise of independent JUdgement is take the step of compiling Informa­ mo~t entrepreneurs! Financial Management Program sales call or creattng a new product or fit into either category. Sections 510 and 511 that discuss one of the factors for classifying em­ tion in advance, reflecting the non­ Contact Management Program In my experience. one of the service will do a lot more for your continued 011 page 39 Many large employers have re­ what constitutes ··overtime" and the ployees enumerated by the courts. uniformity of operations among My tool of choice m this area IS biggest naggmg womes tn the back cently found themselves in an unen­ appropriate rate of compensation for Therefore, tt is tmportant to consider company locattons. ACf' Because of ACf' I can elim­ of many entrepreneurial mmds IS. "I viable position defending against ovenime hours. how much supervtsion and direction In conclusion, the best way for inate all those elusive business cards sure hope I don't get audtted." Usmg overtime wage-related, class-action In order to begin a general internal employees get when performing their employers to protect against overtime I collect. and be confident that I will a financial program. such as Quick­ lawsuits. The central issue in all of re'iew of employee classifications, JOb functions, regardless of thetr lev­ class-action lawsuits is to take a pro­ gtve the nght person tl1e nght tnfor­ Books, elimmates that worry. While these cases is whether certain salaried it is important to consider the fol­ el of trainmg or education. active stance by conducting a review mation at the right time. Scraps of QutckBooks won't reduce the posSI­ employees, who are classified as ex­ lowing questions as a guideline: While the horror stories of em­ of current employee overtime classi­ papers. Post-it Notes. and remmders bility of an audit, it "ill increase empl from overtime laws by their em­ 1. What do these employees really ployers doling out rrulltons of dollars fications and related polictes. After scribbled on napkins can be trans­ one's comfort ~.Vith the ability to eas­ ployers, are entitled to overtime be­ do here? As mentioned above, unless to wrathful employees might fill all, the best way to defend lawsuits ts fomled from annoyances in action­ ily produce accurate information if cause they perform work which more employees are spendmg more than many company heads with dread, the always to avoid them m the fust place. at exactly the right tune. Now. don't needed closely conforms with non-exempt half of their work time being creative, news regarding these types of law­ If a lawsuit is threatened, the Sav-On get me wrong! I can't tmagine living QuickBooks (or QuickBook.s Pro status requirements. Many of these managing other employees, thinking suits is not all bad for employers. decision certainly strengthens the em­ without Post-It Notes, but they were for ttme-billing companies) lets the lawsuits have concluded with em­ intellectually, or exercising independ­ The recent decision in Sa v-On Drug ployer's position at the bargaining deSigned to be a temporary tool - business owner eaSily keep a finger ployers paying out multi-million dol­ ent judgement, they are non-exempt. Stores, Inc. v. Superior Court may table and might ultimately prove to be not a permanent faded reminder pa­ on the fiscal pulse of the company. lar settlements in the interest of avoid­ Be very careful of classifying em­ make it more difficult for plaintiffs to a potent weapon for inducing denial per stuck to your computer moni­ And remember. if there is no fiscal ing onerous legal costs as well as the ployees who work under the direct litigate these actions by making it of class certification. In the end, the tor- which you don't even notice health. there is no health at all. It is risk (If a costly final judgement ~upervi')JOn of another as exempt. harder for them to get groups of em­ overtime classtficauon game might anymore! Another favorite tool of critical to the success of any bus mess agamst them. Bank of America learned the hard ployees certified by the court as a not be anyone's tdea of fun. Howev­ mine in this arena is Card Scan, that the owner has a working knowl­ Some of these lawsuits may \\.ell "'ay "hen tt settled for $22 million "class." In this type ot lawsuit, class er, by ensunng employee clasSifica­ which enables you to scan business edge of the financial management have been the result of companies dollars wtth 6.000 personal assistants. actions are the only pmctical way for tions are correct. companies can guar­ cards into ACT' without having to routine. and that he/she develops a knowingly mis-da'5ifying employees "ho had been classified as admtniS­ plruntiffs to litigate because legal fees antee that the cost of playing the game type in the info. If you collect 10 or system of frequent checks on the in an anempt to save the cost of pay­ trattve exempt when further investi­ would quickly devour any recovery remains economical. more business cards in a week, it's growth and health of the business. ing overtime. However, the majority gation revealed that they fell within that individuals might be awarded on -by Lara O'Bnen, Esq. well worth the investment. (It's not a While QuickBooks has remark­ of the employer-defendants were the non-exempt administrative ex- their own. However, the courts have and Isaiah Weedn perfect system, for sure- but a ma- ably vast capability. the real secret to SEPTEMBER 2002 PAGE 6 • BUSINESS JOURNAL SEPTEMBER 2002 BUSINESS JOURNAL • PAGE 7 OPINION COMMENTARY CLOSE- UP Is July 4th a National Embarrassment? Californians Need to Demand Renais~a~ce Man and Veteran Journalist George Putnam In \.t(L\hin,stmz. D. C, H t ct'lebrated ing \'i,hnu\ .. !me "(Xlrt-.;" and such ed­ Accountability for Utilities' -Rem1rusces About the Remarkable People in His Life di1·ersitv. tUJt indtpt:ncknn ucational displa) s a.s "IS Yegetanani~m by Jeff Berlw11 it::. Takmg 0\er?" Certain I) not an after­ Accounting Discrepancies br Gcor~int· Lnl'dwul 'Wa'l the daughter of Drx..: noon of famil) fun appropriate to the already been spent. The current ami Wtlhclm111a. star ol Too many Americans are being 4th of July. Due to incon..,istencies m 200 l over-mnated wholesale rates patd by Gcnrge Putnam 1s on~.: of the best· the gtrl \ haskethall te<~m taught that traditional American culture As if this side programming was revenue reponing, the California De­ the CDWR under the long-term con­ kno\\ n jnumali:-.ts amJ the most hon· m high s<.:hool (prcny is a source of national embarrassment, not disturbing enough, PBS was proud panment of Water Resources tracts exacerbates this issue. as it ored nc\\"illlanm Southern C'alifomia rare tor the tunc:-d and ··a rather than a source of national pride. to sponsor "'A Capttol Founh." This (CDWR) and the state's three major plays a significant pan m keepmg broadca ... tlllg .hmr hnm)s: "ix Cali- hell of an athlete·· She lbey are being taught that diversity is supposedly pauiotic concen included private utilities have been a.sked tore­ rates anificially htgh . fomw \ ... ..,tx:iatetl Prev.. l\ and Radin married Fn.:d Putnam. a an end unto tlo;elf. If this trend of mul­ Iinle music about America. To be sure, vise their power sales and revenue With a more accurate financial \..,soc~ moved to the Ft. LaudenJale area. on the National Mall should have re­ :'.1) last hope "as the fireworks ··magmficent Wilhelmma Moody," his levels of the social spectrum, com­ this supplemental power m thetr An­ as the revised number'\ come out. with them almost eve') day and slept On the way. the famll) made a pit minded me and other Americans to be displa} that \\ould end the esening. My grandmother \'.hO ran off with 6'4" pletely without arrogance, presump­ nual Electric Power lmiLHtrY Report If you would ltke more mfomla­ at their house. I'm going to find one stop at a way station in Georgia and proud of America and our role in hiSto­ friends and I rushed dms n the Mall George "Doc'" Moody. who was tion or ego. She wa.s a hell of a listen­ submittals. Their current submission~ tion. plea.se contact AI Colley at acol­ of their descendants before I die." saw segregated bathrooms. He "as ry. Instead, we are confronted "ith the from the disappointing concen, past the named sherin· of Richland City, Minn. er, and there you have the key' She have done It !tie more than footnote [email protected] or call When the little boy asked his grand­ horrified. "Mama. what is this'?" he multicultural indoctrination that is erod­ \ egetanan.s, past the Han Kllshna.s, paSl at the age of:?. I. The ··Badlands" in took after Wilhelmma. I believe the power purchased from the 530-6-1:?.-8367. mother why hiS friends were a differ­ remembers asking. "In different cul­ mg the princtples of America's found­ "The Silk Road," and grabbed a spot those early days wa.' a "ild and wool- you're stamped very young. CDWR. The DOE has asked the pri­ EditorS note- Southem Califomia ent color, Wilhelmina replied. "Our tures and locales, these are things you mg. near the Washington Monument to .. , remem- vate utilities to incorporate the rev­ Edison, as ~vel! as other California heavenly father left them out in the have to put up with,"" she answered. On the Mall, this July 4th, where watch the show. The fireworks began, ber visiting enue and sales for this power in their utilities, are now making huge prof­ sun a little longer." He realized that his beloved Pickens you would expect to see the typical cel­ and I noticed something odd. Some of grandma at full-service retail sales figures (sched­ its - why are they not wking these Putnam wa.s an athlete and played family members. whom he consid­ e!Jrnnls wavmg American flags and set­ the fireworks were exploding into giant Fergus Falls. ule 4A of the Form 861 ). One key profits to pay off these debts? football, competed in rodeos and ered his brothel\ and sisters, "auld be ting up their picnic lunches. the specter peace signs over Washington. What Mmn. when I factor in the accuracy of this repon­ (Addendum, 8/IS/02) loved every contact spon. He also segregated if they came to visit. In of mandated cultural diversity loomed was the message? Of course we all was about ing will be the full disclosure of all The bond measures are here! served in the Marine Corps during Buena Vista Aa .. where they o;enled, h11ge above the day's events. Large want a safer, kinder world for our chil­ four year!) energy surcharge revenues collected. They will now be issued and attached WWll. It is ironic then, that just a few things became progressively worse Ienis set up by that rnainslay of multi­ dren, but July 4th is the celebration of old. She said. Also in the spotlight is the $13 to ratepayer bills m 2003 and over the years ago. he tripped over one of his and they returned to Minnesota. culturalism, the Smithsonian lnslitution, a just war against unjust British op­ ·1 am going billion dollar bond indenture tha~ for next 20 years! The governor could dogs on his front porch. angling his He began his broadcasting career housed 'The Silk Road of Asia" The pression of our inalienable rights. to take you to the most pan, will reimburse the $6. I rescind this order, but it takes all of body so he didn't hun the little lhasa at WDGY in Minneapolis and arrived exhibition was complele with lecllll"en America has always fought against meet a family billion dollars borrowed from the us working together to bring to light apso. and broke his neck. Pins and in Los Angeles in 1951. One of his explaining such iqxJrtanl ropics as the such oppression, as it does now on the different from General Fund and pay off the $4.4 the accounting fraud that has been screws were placed in his neck. How­ first assignments with NBC was cov­ preparation of horse meat for dinner. war on tenorism, which made peace any you have billion borrowed in shon-term loans. perpetrated. The DWR needs to show ever, he was injured again in the hos­ ering the National Conference of the Any ocher day, I might have found the signs rather inappropriate for the occa­ ever met be­ This money was used to buy the sup­ the $11.6 billion spent on power pur­ pital when an employee abruptly NAACP. Sitting at the speaker's table display mildly interesting. On Ameri­ sion. fore.' She plemental power for the private util­ chases last year. moved him, breaking the screws and beside the NAACP president, Walter ca's biJthday, it was llllltiXIejllab. Of course, the Washington cele­ Part of a "Wall of Remembrance" in the P11tnam home, which took me to a ities. The issuance of these energy THE DEBT SHOULD BE A causing terrible pain. He had a choice White, Putnam commented, "What a Such an exhibition, though out of bration Olgllllizers were not aying to be weaves the threads of history, personal and professional, into a shoe repair bonds will effect the bills of the very PART OF TinS YEAR'S BUDGET to undergo another surgery or wear a shame!" "What do you meanT White place, may 001 have reached the level appropriate. Instead, the activities on rich rapestrv that celebrates proud moments in the couple\· life shop same private utility customers that BATTLE AND NOT PENALIZING collar most of the time and bear with a.sked. "In this vast ballroom of hun­ of alarm I am ascribing it by itself, but the National Mall carried the same clear presided over have suffered through skyrocketing THE SAME RATEPAYERS WHO roger he~: the pain, which he did. dreds of thousands of people. only anocher !leCiioo of the Mall featured the overtone-America is not a beacon of by the only rates brought about by the energy PAID HORRENDOUS INCREAS­ In spite of his constant pain. Put­ you and I (are white)." "Speak for Hari Krishnas. Having realized that hope to the world. Rather, it is simply black family surcharges levied in 2001 The im­ ES IN RATES ONLY TO HAVE IT nam still works every day. His "Talk yourself, George," replied White, who flowm in airports could be construed another wonderful culture to be ex­ ly place. When, in 1911. he served a in town. How did they ever get there? pact of these bonds will be felt in GO TO THE PRIVATE UTILI­ Back" radio show ail\ exclusively on had silver hair and blue eyes. Putnam as weapons. the Hari Krishnas teamed plored among the many. What was paper on "some damned criminal," It is 40 degrees in winter and 120 de­ 2003 and for 20 years thereafter. un­ TIES' KPLS Hot Talk AM 830 from 12-1 is a lifelong member of the NAACP up with the vegetarian movement to most striking, therefore, about this 4th Putnam said. his grandfather was shot gree~ in summer! less something is done to keep them WE NEED TO TELL THE p.m .. Monday through Friday. and the Urban League. band out IRe vqjelarian food on our In­ of July celebration was not that Amer- and killed. 'Those were rare, wondrous m<>­ from being issued. The key factor PEOPLE THE TRUTH ABOUT When Putnam was 10 years old, dependence Day. The Krislma section Putnam's mother, Hazel Louise, ments with the Pickens family. There conJinued on page I 0 here is that the money borrowed has THIS ACCOUNTING FRAUD! he and his brother, Bob, and his par- continued on page 29 of the MaD included a stayte11er relat-

SEPTEMBER 2002 PAGEIO•BLS~SJOURNAL SEPTEMBER 2002 BUSINESS JOURNAL • PAGE 11 CORNER ON THE MARKET ACCOUNTING Recession Marketing: Lead or Get Left Behind Auditors Give Clean Bill of Health to 94 Percent of Public Companies bv Dand hlflard, Tlu Marketing behind and help succeed'' Does your employing smart mar~eting meth­ Execution in recession markct­ With Accounting Problems, According to New Weiss Study Gu\" vision set your orgamzation apart ods-to moti,·ute your customef\ and mg focuses on loving the customer. communicating clearly and precise­ from other .... or are you just another employees to action. Your marketing 42 Percent of Public Companies Fil­ 1ts responsibtlity to deliver mdepend­ while smaller accounting firms au­ vestor Protection Act of 2002, spon­ ly, spendmg B '2 6 42 g 77'1 4 ') municate a compelling and passion­ tomer~. compames have developed. It is the and watch. They will become spec­ counting industry, determined that L·o; "' to ~ Touen• :;.: 9 'i :.GG 175 .19;> ate vision for your organization--or Commitment exercise of integrity in the moment tators in the marketplace and some auditing firms gave a clean bill of Anr ;J'" Afi :je~se"' 48 Y.>l ~06 556 yourself-is a primary form of per­ How you sustain and nunure of choice. To follow Jeny's exan1ple, will never become players again. health to 93.9 percent of the public Ern • •- 't'ou11g 46 3 16 £52 16' 59 6 suasion that is very powerful. Guy your vision depends on your com­ if everyone else is pulling back, per­ You can ensure your place as a compames that were subsequently Kowasaki. CEO of Garnge.com sai. They are and customer sen•ice. He can be concern" warning on any of the 33 to 228 companies that subsequently dited. On the other hand, Pricewa­ WeiSs issues safety ratings on passionate about getting close and contacted at 206-525-550 I or br •·is• companies mvolved in the account­ tiled for bankruptcy between Jan. I, terhouseCoopers had the best track more than 15,000 financtal institU­ not just knowing, but understanding iring ·wH:w.accessmktg.org. or ing irregularities. All others failed to 2001 and June 30. 2002. In this record overall among the Big Five, tions, including secuntle!-1 brokers. them. \\1\.'u·.marketinggu)~cmn. issue any warnings in their auditor re­ group, Weiss found that 96, or 42.1 issuing warnings on 24, or 63.2 per­ banks, msurers, and HMOs. Wetss ports. as follows. percent of the bankrupt companies cent of the 38 companies it audtted, also rates the risk-adjusted perfonn­ July 4th ... corporate prioriues and moral stan­ despite the fact that ance of more than 11,000 mutual dards? After all. more than a decade and Its warnmgs were funds and more than 9,000 stocks. cominuedfmm page 6 a half of cuhuml relallvtst mdoclrina­ issued further in ad- Weiss Ratings is the only maJor rat­ tion in America's education system vance of the bank­ ing agency that receives no compen­ IIP&oUQd P Gave Con paft)' C\ea'l\ 81 I of ruptcy fihngs (an sation from the compames it rates. ican culrurc \\.1b unrepresented. but that would ruin mmt people's abtlity to ""Gong H~alth average of 245 days Revenues are denved strictly from tiS con,tellation '<.'Cmed l"'t an1ong the think critically. "!ext year. I will skip the TotnJ Concern Aud·t5 ."i}l~ ng before fat lure, com­ sales of its products to consumers, stars. Mall and u'e that abilit) to plan m) :..,..• c 0< 1 ,...J•_of_~•_l~i• of £oo L.,_ pared to a global businesses and libranes. View the So can we really blan1c the college own barbecue- no chickpea sweet"i. 1 n ' average of 209 complete text of Dr. Wetss whtte pa­ graduatc,-to-be for their minS to swtltl) pass the Public Com­ nia, is California's new law mandat- cominued on page 20 dustry has overwhdmingly failed in 194 of the 228 companies studted. pany Accounting Reform and In- PAGE 12 • BliSINESS JOURNAL SEPTEMBER 2002 SEPTEMBER 2002 lVIANAGING [__, EE.r-lL:.rn C'.AlJ'~E II Five Compelling Reasons Why Your Company Shouldn't Downsize Preparing for the 2002 Flu Season: Offering Flu Vaccine h\ John /)i f'raJJCt'.\ "et into mmion "hat could become a like!) to lind anotl1er compamble po'l­ ters toda) is the lov.est one. to Employees Keeps the Bottom Line Healthy \eritable time bomb for companie .. that tion. Because of the tightening job mar­ Employees rna) be needed again be· bv Gordon S. Rwkin.. \I. D ..\Jedicul to again...,t this year·s flu strains .md o,c The media regular!) report stories decide to pu~ue Clbt reduction" ket. they may not boll today. but the) fore termination savings are fully re­ room' m office' nationv..ide arc con­ track the tlu year round detcm1inc Directm: On Site I h·lilth, lm . of corpomtion' both large and ,mall through mas .. tve statT cul,, The follow­ will remember When the economy Im­ alized \ cnientl) tran,formcd into Flu Shot which ...,trains arc moo,t likely to strikc rinu ... \accinc side cllcus art: ex -- downsizing their staff. \\'hen this ing are the five most common conse­ prove\. they will likely seek a future If the economy does begm re­ Clinics. EmpiO)Ce' remain on the j<)h. during the l\:orth \mcrium nu .... ca.~.oon trcmel) rare. Flu Vaccinations Essential for the occur... mo-..t people mstinctively focus quences that could hinder your compa­ where they feel more secure. bounding by mid 2002, then many of saving thcmschc' and thctr doctors This year\ formula nmtains two in· 'fl1c most common ...,ide eflcd~ of Workplace Yaluable time while av01ding long their attention on the newly laid-off n) \ future growth. Loss of corporate culture and avail­ the anticipated savings of reducing the activated strain.., of influcnnt Type A the ..,hot arc local pain and redne" at The cost ol the llu to the Ameri­ workers. as they are the ones most Lack of a recallable emplo)'ee pool able mentors for existing and nc" workforce will not yet be fully realized lines at the phannat.:} or mall. and one ofT)pc B. the injection site ,\'mall pcrt.:entagc can -workfor<.:e is staggering. Em­ acutely experiencing the immediate ef­ Historically, layoff" inherent!) employees before companies will need to begin rc­ The Flu's Heav) Toll • Aft'.;e\\. Calendonia of those \accinated experience')'­ ployer'\ lost an c\limated 75 million fect-.. HO\\ C\l~r. we should also e'enice pendent contractors, who know the in­ it "'II begin b~ mid-2002. "ere particular!) acute for high skill and customer contact point\ ner workings of the organization. rc~ Five Compelling Reasons ... Therefore. it is with e}eS v.ide and technolog\ worker;. At the mo· In any bu .. me .. s rdalion'h1p, there mam cosung the company o,ig.mtkant­ Secretary Elaine L. Chao Announces Assistance to (1pen that bu .. inl.!s' leade~ nt.."t!d to care­ mcnt. thi' '<:an:ity may have temporar­ are cenain people you like to mtemct ly more than tf they had stayed on the cominued from page 12 fully con,idl!r the long range effech il) abared, but Jh root causes rcmatn with. You may call a vendor or o,uppli­ payroll Help Small Businesses Avoid Health Benefit Scams their pre-.ent co.,.t-cutting a~.:uons will and the scenario is certain to rev1sit us er hoping to speak to good old Joe, When cutting i' absolutely ncce..,. knowledge base from which to dmw. Ad~·ocaf{'S Stronger Proteuions and questing them to distribute and follow ers and union-sponsored plans." ha' c on their organi7attun .... As few a~.o as o,;oon U."i the econom) enters the next whom you have done bu,me..,.. with fo1 sary. busmesses o,hould do so Y.Jth a Although se\·ere cost-cutttng can Greater Access to Ht•alth Benefits simple lips elllitled "How to Protect Chao said. "The department will 10 )Cars ago. mo"t layotl\ were a tem­ upturn. year.-.. Image )'OUr shock when you hear scalpel rather than a meat clea\er. mcrea\C the near term profitability of Your Employee' When Purchasmg continue to devote significant re­ poral") .. oluuon to increasmg cos~. Not Poor morale and lack of trust that Joe i"i no longer emplovcd there Across-the-board percentage \taff re­ nrtually any corpornuon. ulumately the Secretary of Lahor Elaine L. 1 Health lnsumnce." The lip' encour­ sources to enforcing exi .. ting health \0 toda) The ncv. order'' that of per­ among younger employee, "Why' " you .1 .. k. The rc,ponsc· "We ducuon." are the moo,t damaging variety broad-b~ed innovations of 1ts com­ Chao today announced a progmm to age \mall busines..cs to exercise cau­ laws and to work \lrith \tiltc in-..umnce manent everance For man). the Employee loyally - or the lack of haYe had a maJor reducuon in staff du~ and should on!) be u'ed in lho'c in· mitted and motivated employee' is I!"· help small business protect their em­ tion by domg such thmgs as compar­ departments m vigorous!) pur~uing pro,erhtal ·pink 'lip" ha' turned lO it-- is a hot toptL the"ie da}'· Ba-.ed on to the economy." In silcn~.:c )OU ponder: stances that demand the Immediate and <.;ential to restoring profitable long-tenn ployees \\hen purcha,ing health in­ ing coverage and co'L". checking w1th insurance scams and risky multiple bnght red younger employee..,' attitude' about "Jf after all these )Car ... Joe is gone. dra~.otic cost reductions compelled b) gro\\lh. It is that k.ind of 'l!Slamable Sur'dllce. The secretary also reaffirmed state insurance commissioners. and employer welfare arrangements Moreo,er, the level of employee workplace loyall). tl's evidentthaller­ who\ left? Will the) even be m busi the unmmence of busines .. failure. grmHh. not temporary ... a, ings. that the admmistration \ support for As­ asking for reference" of other em­ (MEWA'l to protect worker; and being severed ha' abo changed dra­ minating large numbers of more senior ness tomorrow' Maybe I 'hould hegm As an alternative to layoff" and should be the primaf) goal of C\ery sociation Health Plan legislation lo ployer; enrolled with a health their families." matically. In pre' tous decade,, the cut> emplo)ees who have fatthfully served lookmg around for another supplier." tem1inations. corporate leaders and cof)Xlrate busmess leader. nnpro' e access to affordable quality pro,tder. There are approxtmately 26 mil­ the corporation for many year-. has a While it\ true that no one is irre­ "ere hea\ily weighted toward blue-col­ managers should look to rapidly rede­ health care as v..ell ao, aggressive en­ "Until small businesses have lion pri' ate-sector health plans pro­ lar production personnel. Today, with profound long-term effect on younger, placeable, long-term customer and sup­ John Di Fram·es i.'i the nu~naging part~ ploy corpomle a'sets '" order to bolster forcement of exisung health benefits meamngful access lo affordable qual­ ,jding benefits to 56.7 million work­ newer employees. Place your.. elf in plier/vendor relationsh1ps are invalu­ Crthnmrml( hook. Tlzt more senior worken; in their 40s. 50s o,upervisors. and mentors being fired show a~:o a line item on the a.\set sx>n.ion tial for rapid internal mnovation. Such Chao. "Unfortunately. operator; of Health Plan' tAHP,l. AHP' would finn\ cliemde indlUit'.\ £'Orporutwm. and 60s have borne the brunt of the re­ because co~t cul" need to be made. and of your balance sheet. do not underes· acuon frequently results in mnovative insurance scams continue to prey on atl'ord ~.;mall hu..,messco, the ..,arne bar­ Que.\tirm.\ or prol>/{'111\ \1'ith health gon•mmt'llf a,l(ellc:it'\, rwt-fur-pr(Jfft ductions. as their higher cost compen­ these individuals represent higher per limale thetr value, espectally m a day breakthroughs of enormous and tmme­ "mall bu..,inessc:s who arc lured by of­ gaming power. admtnistrauve effi­ benefits may he directed to tltf' d and acatfnnic ory.:tmi:.ariom. .ation and benefit package' are target­ capita co~t~ lO the organization. when the global search for new 'uppli­ diate value to the company, as people fers of cheap CO\crage." cicm.:ie ... bt:netit deo,ign. and benefits P

H.t/11,.1 ,J /1\ \umhtl ofi'Jo/t 111111111/ \tul/ nu...... AJrohol ...... Genesis Health Ventures to Acquire NCS HealthCare at,.Stak.l.ip -· FA•t.MAcWr. - Tranmuion creme.\ secmul largesr mstiru­ thmugh a network ofNt•t";.:hborCare phar­ llltp://»"tnq:h\•.com. nUJLie in this release, wul mother publicfil- 11\ttfCl.l~e EVCIUI!C Ollpldmt. C'bildm'l'5 WI)' Fori Ctata" ).'ill.) ,. Prupn. in Rc:Qdeoc:t ~ tional phamuu.-)· in rite U.S. NeighborCare macies and Gene~JIS EJderCare skilled mgs aflll releases. that are nor hisrnrical Yo Profcwonal Jl.lp.>I~\\OO'lttl WiDial:r!Hdrio& 2_2q) Ctdar lluuw !Whlblitao.. t«.aa- ,, v. ..Qukk'cfi.Sotcrl..l\lllg . OucfE.l.ccoolcOffnr 'JCS HealthCarc. Inc. (NCSS: OBl. the IStii:!S..UWA•-c '" '" Tr.w1110nll HouslJ\1 (909)411·7121}'421-7 128 Bk1lJitllllltm CA923 16 '" '" ru&geril11tliOI. oom founh largest instltutJonal pharm.IC) '" ,_,. .. Undooy (Olii!IUlitybedPm\'nlJOI\. pro\ idcr in lhc llnitcJ States. In the merg· t.IMd ...... _. Hnldl 1,7119 y.,. Think ()madi..P\'Umi)Htald!Care. of Our Family '" 1909)8tll--614biS81..0111 cr. ea~.:h ..,hare of NCS common stock (ap­ '" o.ap.bmt.lDru,T~ ~ka. """""""' -'""·1963N "'£ 3t '" '" proximate!) 23.7 million ..,hares out..,tanJ. S..O &cn.diDo. CA 9~ MD ~T~. Thomas C. l...attt, Yo y" mg) \\!II be exch;mged for 0.1 of a share of OM. Gro'-c lmtiluk ll ScOOol for Sr\etel~ Eu:cMcdtc&l~ '" Yeo. Yo - (909 )617·559916911-0461 ~417'ikffc:rsooAve> Yo Em:.tJirrcn wK'bildrm.Ma~Pnmary tion.., of "\CS ;.md l\eighborCarc. GellCSJ.., _,...... EliDbelbSi (W}J781-8211f78&.4SOO ~ · ' '" Y<> ~()wndlforSdl«*. Re~ional Rilcmdc.,CA92Sll> '" '" j~IOil.c:ml Health \"entun:s phanmlC) sub<-id~tll), un­ At Riwr ·ide County Medical Sober Llvtng. Dew\. Men&. \\omen Stxy L.Smilt! Licr the "\cJghhorCarc banner. making 9.07S Yo r-;, I.Qiand\.at,l>ruJI.lo\JcoboiM«..St-nitt ~~orOuklten R.r$idclvill. Cowt Rtfrmd DUI &. Ueo..··wncOlrtCUJr Yo y" 1\;cig.ht~..)rCan:: lhc '>l."X:onlllargcst long-tcm1 enter. n·e pecialize in OBlGY 'and 916N M.JUJltiiiiA'e.. SU: A AngefMgmnLf'togram.\.Pam"rtllll (900)932·106ml2· 1087 ivdammnhli'carthbnl.com Upllad.CA'l17liti '" ~JobRttellOOfiSMICU caJ""e phannacy prm idcr in the l 1nited Pediatric care. Our tate--of-the-art ~.GqV~ 1.624 ~~onr•­ St;.ltes- -w1th more than S 1.8 billion man­ ...... ~Ctakr II fuvt~~Dm.t. u.r.-c:a~n~; OiloJAbux. f..ucWve DirbJr 41~8ftx:ih1Ave. '" '" Qlbcf~Tialnll:nlScroiccl. (9tRJ61.)...51931fl8J.«l\9 tmal re\cnucs. Ne1g.hborCarc, cumntly R.i~CA91...50 '" '" '" ChlldCareu..r.~PqrJDI Jw pita/ house both Pediatric & eonatal CoonkWil>ll< tht: thmJ largc..,t institutional phannac; N-av.tm.SfJll'lbngCeuation. E.ucuuvcOinlctor I~ IYIIO o.-a \\')' So 12·\lq)SpmaalCOIIIIIdint- (760)329--84W329·29Sl At the cl<>'> mg of the transacuon. Gen­ Drsa'!Hoi:Spnnp..c.:A9:u40 '" '" COMPL TE WITH AN ADJAC N ..,.. A.octr~[)a(uPnn\lryT~ esis will repay m fu ll the out"itanding debt __ NIA NIA OrW.JnaDriva"fqram. )SI9 __... Dl PCIWJO.V,~ of NCS which includes $206 mi llion of HELIPORT A D 12 OPERATING ROOMS 11. "' Akoboi&DN&C- -CA\12!06 DN&T- ...e nior debt, and will redeem $ 102 million 5.75 pe rce nt conve rtible subordmmed PC,_,__ HXJJDruj: Dl~tno"~ .... _... or C.. drS...... 8-ccwvet>ut.aor RCRMC also features: "" '"y., '" .._...... &0..., debentu re~. including any accrued and un­ lL m"""D""SL '" {909ll8l·5507J883.S93K S.. EkludiM, CA9"'..401 '" paid interest. In total, the rran~action 1s \ al­ * Over 60 Centers of Excellence in Specialty Care ,.._...., ,., Yu No 1-<~n--1 c-.liac. ~ ucd at $340 null ion. net of the appl icauon .,. ...,._c-o v.. PrtwwXm.~C--.., "' y., ,....,_"- or approx imately $20 milli on in excess * 364 Private Inpatient Rooms ..... CA.,.,. e

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Riverside Physician Network Is an Independent RIVERSIDE PHYSICIAN NETWORK Practice 909-580-1000 400 NORTH PEPPER AVENUE ... COLTON ... CALIFORNIA ... 92824 Association (IPA) Contact us on the WEB at www.arrowheadmedcenter.org Call us to find an RPN doctor near you 1 (877) 77 6-8066 1'\1,1 I~ • Ill ~1\1 ~~ IOl I(' \I ~11'11·\IBIR 20112 SEPTEMBER 2002 BUSINESS JOURNAL • PAGE 19

Golf Courses in the Inland Empire ('()ll/lll/l('"""""g" 37 First Class Service Around Every Turn I.J\Ietl . \lplmbt•flcoiiJ Cour-.t>:'lr.e.iWlt:r 'IItle Cit), State, Zip At Empire Lakes Golf Course \lcmbcl"\hip l't.'l~ \\(.-•t.·kct.d\ Rc..~n ation Phone Phone/Fa, F/\tai.l \ddrt':'i.'> II\ no secret that Emptre Lakes Golf The dedicated event staff at Empire all sizes. and Crowell and the Lakes Golf Course JS home to the Caliente Sprin~' R.\. Rc~rt Tim \-1anthcJ t' 1S5 1997 & GolfCouN: Dee Cult'man Rcsnrt/Semi-l"n tiC $!~ na Ra) R.. mlrC/ Corp \fark:ctmg D1r Cour"e otler... a chaJienging game of Lakes Golf Cour>c works closely tournament staff \\·ork in-depth with State Farm Open. a tournament on 70-200 Dillon Rd N/A (8RR) X and the noors and audiO-\ isual equipment, beverage 'len·ice. Special rates are tournaments throughout the United (909)795· 24K81795 357H Cun)'On South Golf Coun;e Canyon Vist.a LP signature lake~ is one feature that and will aJso g1ve rccommendalions available to chanties holding their States, Australia, New Zealand and Wl t>.5'6 1%4 Mtlr)' \nn Quijada 1097 Murray C.an)on Rd Public $NI 40.000 Billy Bdl Sr Canada. The BUY.COM TOUR has Palm Springs. CA 9:!264 H..:ad Golf Pro. I J>GA allows for even more opponunities at and assist with decorations and tournament at Empire Lakes. an N/A (7WJ327·"e. With its mu\Jc. The staiT coordmates all incemive that. according to Shannon, contributed more than $22 million C:.tn)on~outh~ c.arthlin~.ne1 country club atmosphere, the types and styles of dishes. and will has boosted bookmgs at the course. to charity since ll began in 1990, Olthednd Can)on Countf) Club Club Corp ';40 $85 6.502 1972 68J II Pa ... eo Real Ja)' Ford including a record $3. I million Semi-Private ';45 H5 68.000 David Rainville Head Pro beautiful Lakeside Pavihon. Empire help build the perfect menu for Calhedml City, CA 9.:!2:\4 $ t ,500 - $2.500 "We've had more charitable in 2001. t7NIJ'28·657 t (7601 328·657 tt:l"R-61 t 6 Lakes' full-service banquet facility. your event. Food items may include Colton (;olf ('oul"'\e tournament!) this year than anytime >t5 3,108 19<\1 offer> everythmg for ho~day parties. Tud Juda)- hors d'oeuver.s, hot and cold 1901 \\. Valky Bh·d Public $20 70,000+ R. "Our goal is to make every CA 97124 GM!Supennk-ndcntGJhun. weddings. banquets, touman1ents. banquet buffet or entrees, Mexican N!A (909) Hn-t712 (90'l)8TI-17t2Jl!77 2216 organizations are able to provide a experience at Empire Lakes Golf corporate meetings or any special evenL specialti es. boxed lunches. traditional Cm;s Cn-ek Gotr Club Links Management $60.$65 6.803 2(X)\ Todd Keefer great day of golf for those attending Course memorable. Whether you're 4 3860 Glen McadU\\.., and continental breakfasts and Semi-Private $85 N/A ArthurHilb Head Golf Pro here to take part in a round of golf Tcmet:ula. CA 9259(} s t 7-20.000 t90'JJ 506-:\.lll2 .. Our Lakeside Pavilion provides a mouth-watering dessertS. the event." 190'll 5()6.3402/5()6.6802 warm and comfortable location for with friends. to participate m a cro<;-.crccl..golklub.wm Date Palm Countcy Club Designed by Arnold Palmer, Empire :vtH.C. $451$35' 3.083 1972 Victor Falo any celebration,.. said Randy The beauty and challenge of the tournament or to enjoy a party in the ~()..:!00 Oak Palm Dr. Lakes Go If Course offers 18 Scmi·Private $45/S)5' 35,000 Ted Robin..,un Head Starter Shannon, General Manager/Director course, along with the complete Lakeside Pavilion, Empire Lakes Cathl'dral City. CA 922:\4 $2,000 f*T\\.ilig.ho t760J .128- n t 5 challengi ng hol es and tour quality (760) 328-Mt4/32t 2473 of Golf at Empire Lakes Golf Course. service offered, make Empire Lakes Golf Course will live up to your Desert Dun ~ Golf Club Dennis Lee $t1Xl 6.876 1989 Kerry Walker greens and fairways. Empire Lakes 19-~00 Palm Dr "We can accommodate any event, Golf Course an ideal tournament expectations," Shannon concluded. Public $1 til 45.000 Robert Trent Jone.., Jr Head Gnlf Profe..,\ional De-.ert Hot Springs. CA 92240 $200 from small corporate gathering to location. Tournament Director Steve also features senior and junior rates. (760) 251-5370 1760) 251-53701251·5371 dc~rtdune .... com large weddings or holiday banquets. Crowell is on hand to ensure an all -grass driving range and private practice area, a fully stocked lk>st•rt Willow Golf Resort Kemper Sport...., \65-$75 7.05616.911 1997/1998 3M995 Dc:\Crt Willow Dr. Rich Ce.-..'na complete with food, music and those tournaments at Empire Lakes Golf Re\Ort 75.000 Michael Hurzdun, Head Professmnal golf shop, and frequent player and Palm De~-rt. CA 92,., II N/A special touches that will make it an Course are fun and memorable. Dana Fl), John Cook 1760) )46. 706(V:l41'>· 74W event to remember." Packages are available for groups of membership programs. Empire (16()) 34(>. 7060 mfo@descrtv.•llow.l-'0111 Eagle Glen Gotr Club Troon Golf M-Th S751$ffi'$45 6.930 1!199 Thomas McCo} t 800 Eagle Glen Pky Public F-5 St001$85/S60 na Gary Roger Baird General Manager, PGA Corona, CA 92883-0620 :-l/A (909) 2724653 t909l 272465V278·0322 eagleglencg.com Courses) Et Prado (2 $24 6508/6,671 1976 Bruce Janke 6555 Pine Ave. Public $31 55.(){J(V57.000 H. & D. Raim illc Director of Golf Chinn. CA. 91710 'i/A 1909) 597 1753 [909) 597-t 75,/393·51161 El Rancho Verde Royal Vbtn Waterhouse. Inc. $2.."i 6.844 1957 David Sanicks 355 E. Country Ctuh Dr. Public $40 55.000 Harry Rainville Director of Golf/GM R1all0, CA 92377 N/A (w/cart) (909) 875-5346 (909) 875·53461875-0228 FJ Rivino Country· Club El Rivino Coumry Club, Inc. $18 6.437 1956 \\11Uam Anderson 5530 El Rivino Rd. Public $31 na na Golf Pro Rivcr;idc, CA 92519 Now through September 15, 2002, enjoy $48 (909)684-8905 1909) 684-8'XJ5/684 7%4 Empire Laket Dr Public S29/St8' but is not valid with any other offers or discounts. na Head Golf Pro Riverside, CA 9~518 NIA ('Twlhghl) (90'JJ 697·6690 t909) 697.{)6901697-6694 Empire Lakes Golf Course offers 18 challenging holes for every level of player with tour The Golf Resort at Indian \-\ m-733413604t24 The State Farm Open Is an official PGA Hesperia Golf & Country Club Mega Factors LID $20 6.996 1955 Alexander Rkkanfs Sr. TOUR event on the BUY. COM TOUR EMPIRE LAKES 11970 Bangor Ave. Semi-Private $25 na Bill Bell Jr. General Manager He..pe- benefiting Lorna Unda University MeJ•1•:aet•IIJ~J#J# ria. CA92345 St25 (760) 244-9301 (760l244-9J0ll2#-9238 Children's Hospital and other local hespe:[email protected] liT EMPIRE lAKEs CENTER charities. For more infonnation visit Lift dot• 1101 lilt Judi- privau cD~mU. N!A =N01 Applirob!L W.'m = loKJUid Not ~ IIQ -= ltQI Ol'Otlablr. 11lc m/ormolion mtht abow li.J:t waJ Dbtaintdftvm dw rotln(>fli.Jt«L To t1tt bnl of 011r latowla/gt dar ~ www.statelarmopen.com. 11015 Sixth Street· Rancho Cucamonga, CA 91730 suppiltd uoccurtU' ar n( pn-ss tliM "''hilto not'/"\' qfort IS' t1'1Dik tonuurr ~cJ(('Urtl(:\'andrhi>mu!(hN~~ ofW liJt. mrumt.lftS and ~raplticnl ''""l wtnmmeornu: ~ sntdrotrrc'liolu oroddiliotuort cartprall)' kturhtatl Ph: (909) 481-6663 www.empirelakes.com }0" nw h!WnJ Empirr Bu.'""'\\ loufTkll Jfl.HZ AuJ<"IO ~/. Str 85 Rwulu• (UC(JMI>IIjlll C.-4 Y/7'29·/IJ~. Rt'uun lu-d l:n !H"klra 01\trU (nf"nl(hr ~001/nhmd fm{nrt Bu:tuwsJountal. The Bunk nl' Lists a\ailahlc nn Disk, Call 'JU'J-'H!9-~7J_, n1· l>n\\nlnad :\n\1 frnm \1\1\\.Tnpl.ist.l'nlll SfYI'EI\IBER 2002 P\GI· 21) • lll"SI:\ESS JOl R:\.\1. SEPTEMBER 2002 BUS~SJOURNAL•PAGE21 L'm r mmcnt.~. ~h ..:l .. mt ... ~rl' ..,o duding llllTe.J..,ing g.J ... olme t.l\.l'" an tng fe\\el hea\ \ \ ·hJdt•s like the Texans ... California would decrease global Legislature that have been ··pending mlll.:h .. Puut other 50 cenh per g.tllon. llllJ"'H.l..,lll.£. u Sl \ "· p1ckup ..... md Jrllll\ans th.tt Texans ... ans can then feel proud to say, ""I told Jllal1) \lllel ll... 1Ih \\ illll emJSSJOilS of greenhou-.e gases by less in committee" for year .... you so." As other states anempt to tfmattJ'JIPifl~t I) Hm\ ( al t nua o11g to nl'l'l ncar t\\ o-cenh per nuk t,l\ ~1r \ clu continued from page 20 the-.c reqlnrement.., \\l'll, the ptlhll­ cle n11k.., tri.l\elcd, rcJucJng \l'hidc l..arger cars are llHlr~ crash\\orth) than one-quaner of one percent. The Houston Oilers may have implement these devastatmg polic1es the pb.ncf lrom"!;IO~al \\,tmung'" b) OC\\ than lighter. ..,maller \ChKles. plu.., Texas. by contmst, has refused to left Houston, but Texans sull seem to that take away freedom, Texas must cian ... then~ Jon 't realh c.tre~ the au­ \\eJghh ... o the) 'lll.'ompl~ \\llh Regardless. Governor Davis and you can actuall) lit ..,tull 111 them let these environmentalists' agenda realize the imponance of keepmg remain as the "Lone Star" against the reJu~..·mg '\H.:-alkd ··greenhou'c g.h­ tonhlhlle indu,tn ''Ill h.ne ttl ligure lud ectlflPITl) ... tand;.trJ,, and L·harging his pals in Sacramento have always Thl!se are JUSt ... ome of the reason ... take away their freedoms. Although their feet on the ground when it rising tide of California dreaming. t>- .... " ot cuur'e F\cept that C02 i' a It out anJ con ... umel"' ''all ha\ e to pay tee.., of up to · 3.5(XJ 1~r )Car for high been more concerned with pleasing \\h) SUVs arc so popular hidentl}, some have pushed for similar emis­ comes to costly environmental man­ nt)ll·pollutant ;mJ Jnlh ... pen ... ahle to for 11 Somt: C02 reduction mea..,un.~ ... CQ~~enlltllllg \Chide\ \\CO: CUt from environmentalists than with making California legtslator... don't care much Sions restrictions in the state, they dates that produce few tangible t>en­ Tyler Dunman ([email protected]), a plant.... trel! .... and other green thmg' ''eig.hted h) Califl)nlli.l legJ-;in'l bro­ nati\.'e Texan, is a research associate thanks of tens of thou~antb of angl) lights on 10 their homes. l guess with accredited classes): ..,en10r hou.,.tng he-repealed 55 mph speed lim11 and a ken has many consequences, which at the Competitive Enterprise Institute At deadline ... phone calls and cmaiJ... from lc\e\ erence\ of the folks pay mg the1r the restrictions on consumer choice conference: multi~famil) hou..,ing: re few dead em1ssions bills in the state California will come to realize. Tex- (www.cei.org). headed Califomia motori~ts \a lane.., the California Legislature continues modeler forum. and a technolog) tO­ colllillut·d jiwn pagt I This seem.., to lea\ c the ... tate with In additJon to restncting auto to implement; it i> only sman to keep rum. Selected ..,eminar-.. will offer up a purely '"feel good"' p1ece of legi~Ja­ emissions. California continues to citizens in the dark. l"SA.Polnholl.ight.org. intere\ted to a total of ... ix continumg education tion. plea..,ing to en\ Jronmt'ntalJ-.t~ hut face embarra ...... mg cnerg) ..,hortagcs Even if global warm10g were a 'olunteer' Ill.!) ... earch huJgraphical credits from the- Cailfomi bdore a Inland Empire Ctilitie; AgcnC) More Vigilllnce i\ that the onl~ \\a) to redUt:t: CO:! ifomian.., have no problems U"'ng. the Lead' the Wa) With Rene"able name! ,.., otTil.·aall) a..,~agned :\ \\'eb­ emis~ion.., from co.lf.., i-. to burn lcs.., goo<.h. but are qUJck to judge the de­ byMraCarley ba-.cJ ..,cr.tpbonk. induJing project Energ) Project ga~oline. That mean-. t'lther produc ci ... ions of som~ to employ a ... lov,:er The Inland f:mp1re l_;tlhlles pholm. is currently under investiga­ Jcs1gn compan) m lhl' ~..re ttlnn l>l .1 and l"i. ml o...,~l ·1et\\ f'rk cf :1earl) 5(XJ er.lted u ... ing da1n nunure a.., ful'l lld \'i. lli.JII\C m pat1cr 1p \\llh the Cor than ""'00 d1gmWr11:.., in ~ttcndan ...·c ommendation.., - most notoriously four to ... ix montlh latt:r. )l!ar hi-.ton a.., the nat1on's \e;..Jmg J)(Xat ,t._:., tor :.ttaonal and (\)iTlJllUnt C~thto~Ja Secret.~~") of Re WorldCom and Global Cross10g- 10· A.., Palm~r Cour'e De ... ign Com luxuf) home hutlder \\"e .trc proud to l) Sol"\''"" Lead panner-. indude D"· ... oun.:e.., \lar} :'\:1chob rcmarkc(J. flating their stocks and contributing to pan)·.., founh ..,agnaturc cour-.e Ill La partner \\lth the Palmer Cour... c De ne) II\. ·n and Run.IId \kDunald ··chum wIll ht' a plac·e where people the technology bubhle that has since im­ Quinta. !\.lountain Vae\\ ·.., par 72 ..,ign Company on the \.1ount~un VJt:\\ Hou"e \\ha~h ha\e commincd thear from around the \'."Orld \\iII be com­ ploded. To the average investor and fi­ course's hallmark \1 Ill be an abun­ Country Club proJect," Clary Lemon. finam:1.tl \Upport amd marketing re­ ing to ... ee ho" you can take a \\a..,te nancial advisor, analysts like Grubman dance of spectacular water features v1ce preSident ofli>ll Brothers, Palm \Ource.., and tum 11 inlo a n!..,ource." were the Wall Street expert.s whom many with a dmmauc I Hth hole surrounded Spnngs division, said. "Since \'<·e en­ The Renewable Energ} project. trusted as they buill their ponfolios. As by a cascadmg waterfall. tered the Palm Spnngs market 111 ear­ Building Industry Association one of the largeo,t commercwl sys­ technology companies !>egan to crumble Toll Brother-. " the dec eloper of ly 2000, we've enJoyed great success Launches Industry Sho" Web Site temo, in the United States to convert and stock options became worthless, it 14 golf courses across the natiOn. w1lh Mira V"ta m Rancho M1rage The Buildmg Industry A"ocm­ dairy cow manure mto renewable wasn't long he fore the gcneml public Teanung wuh golf's b1gge.st names, and Toll Brothers at PGA WEST 1"­ tion of Southern California (BIA/SC) energ). is a private-puhlic partner­ found out how analyst> t>enefited from includmg Arnold Palmer. Peter Ja­ We're confident Mountain View has announced that i" ne" Web site ship between the Inland Emp~re promoting lhe>C technology companies cobsen and Chi Ch1 Rodriguez. Toll Country Club wi II t>e mel wuh a very - w" ".biasc.org/BIS is sponing a Util111es Agency. Mtlk Producers by inflaung their actual wollh. Those an­ Brother;' courses have earned sever­ positive commumty and home buyer ne" look. Anendees. exhibitors and Council and Synagro Technolog1es alysts made millions from thelf mtings, al honors and awards, mcludmg others who wish 10 inquire about the Inc. to demonstrate a >Oiution to the response a discomfoning thought to those em­ North Carolina Maga:_ine \ desagna· Bu1lding Industry Show (B!S). may manure management ir.;sues in the ployees and investors who lost their tion as "Best New Pnvale Golf now acces"i. all information on-line. Chmo Basin. Toll Brother.,· stock is listed 011 the shins and rellrement funds. (Mayt>e pri­ Course 2002" for Brier Creek Coun­ This year\ 14th Annual Building In­ Currenlly in stan-up phase, the New York Stock Excha11ge and the vatization of Social Secunty isn't such a try Club in Nonh Carolina and a dustry Show opens on Nov. 7-8 at the innovative project i" compri..,ed of an Pacific Exchange under the symbol good idea.) nomination for Golf D1ge.st 's "Best Long Beach Convention Center. anaerobic d1gester that will process "TOL ". The company, celehratmg its As we look to government to rein in New Pnvate Golf Cour\C in the Unit­ The new show hours for this manure from 3,750 dairy cows daily 35th wmiversmy in home building these loose regulations and punish those ed States" for Belmont Country Club year's BIS are: exhibit noor- 9:30 and con\ en thiS matenalmto biogas this year, currently operates more who in essence stole millions and bank­ in Virginia. a.m. ll> 5 p.m. Senunars are scheduled (methane), ulumatcly generating one than I 70 sellinR communi tie.\· in 22 rupted a fair numt>er of people, it's dis­ Toll Brothers is also the excluSive for both day,. offering vanous edu­ megawall of clean. renewable elec­ state.\·: Ari:ona. Cahfomia. Col· couraging to know our top government home builder in the vicinuy of sescr­ cauonal conference .... enabling auen· trical energy. The energy from this orado. Cmmecticut. Delaware. Flori­ leaders arc under investigation or being al of the country's newest golf couf\­ dees to learn from the expert\ in proJectv.ill he u-.ed to power the Chi­ da. Illinois, Mas.wchu\·etH. Man·· sued for the very same misdeeds. Ac­ t es, mcluding Great Bear Golf and j\>fichigcm. Hw11p· many das.ciplines ·- bu..,iness and no J::X!..,aJtcr that pro\ ide.., more than land. Ne\'Cula. New cording to a recent Daily Telegraph re­ Country Club h} Jack Nicklaus 1n constructton; "'afe, und marketing; H.OOO acre-feet of clean dnnkmg \Ca­ .\"lure NeH' Jenn·, .'Vt'H York, North lease, Bu.sh\ anti-eorruption chief Larry Pennsyhama and Duhlm RanL·h Golf econ,)ffiiL*" and finance:: go,emment: ter annual!) to ~0.000 tamiiles in the Carolina. Ohio. P£'1/IIS\"h'WllCI. Rhode Thompson is bcmg accused by Judicial protcd de,agn am1 land tlc:\elopmcnt: communities ol. Chum, C'h10o I hll'. Club by Roht'n Trent Jones lim Cal· /1;/am/. Smah Carolina, J(·mu·.,.w:t', certified •raduate rcmoJeler <'AHB OntariO, .1nd Rl\cr rde ( ourll) 1fom1a. \lountam \ IC\\ Counlr) Cluh Tew,, and Vll){lllll7 cominued on page 35 1'\(;E 22 • Ill SI'\ESS JOt R'\AI St:JYI'EMIIER 2002 SEI'TE\IIlER 2(WI 2 Ill Sl'\ESS .JOl R'\1 .\L • P\GE 23

SECOND PAGE ONE DESERT BUSINESS .JOURNAL San Bernardino County Museum Desert Aids Project Announces Donation of $100,000

Celebrates 50th Anniversary and The i)c,crt \IDS Pn>Jct·t " HI\ .- \IDS .\..,he ha' watched the ect pro, ide... v.Idt''P'I!i.ld cducJtion throughout the communil!es 11 ser\~.:ed to .tnnounce that Dakota De~crt AIDS Project help keep a and prt!\cnuon ..,en i(.·c, for ~.;,choo(..,, \non~ mou ... HIV te,ting i.., al'o pro Da' i .... 0\\ ncr of J W. Bollman Furni­ IO\cd one aJi\e CIVIC orgi.llli/JIIOil'>. hU'>inc ... ..,C.., , 'ided at l\\0 locations. F·or more lll­ ... lnnar). I h;l\ L' ... tatL'd tlu ... puhlld) ture in Indio. ha' donated SIOO.(XJO The Building I·und Campaign churche ... and health organitatwns l<>rmauon. calll760) .l2.l-211X. many tune .... hut net•d to ..,a~ It agam to D A P \ Building fund Campa1gn wa ... e~tuhli~hcd ~o that donors can '-\, tllll..,l ol \OU .1rc ;I\\ an: \\t' ''hen \Oll compare tilt• i.l!!l' of the San His donation will go tO\\ ard the nam­ purcha~e nammg npportunnies of ha\l' hel'n ct·lchr.atmg thl' ::;oth ;m Bernardino CtHIIlt~ \ 1theum to tllher ing of the J W. Bollman Social Ser­ Desert AIDS Project fw.:ilitie' in or­ lli\l.'l"an of thL' \fu..,l'Uill \v,l'lo..·lallnn like llHJ..,eum ...... w.:h ;1.., the San 01ego ' icc' ~ lllg . The center will be offl­ der to provide much-needed fund.., to VALLEY Foam Roofing Inc. t'k:t\\l.'L'n ~Ia\ and O.:tnlx·1 ~002 . flu, !\;Hural H1..,tory \lu..,t.'um ( 127 )ear' ciall) (,kdicatcd to ~ 1 r o~l\ is in Jan­ those affected hy HIV/AIDS. 4 din.11011 of \idler Pauumg & Urc1/ume Roof Coal/ng Inc. mik,IOJll.' j, 'l!!lllliGllll In! lll,tll) fl..';\ Did). l.o ... \ngt'k' County 1\atural Ui.lf) at a date 'till to be dctcm1incd. Dc,en AIDS Project is the or­ Srate Lie .. #671610 ... on' for tilt' hl~.,:all·omnlullll~ thL' JIJ..,tor~ 1\.tu ... eum t9S )t'ar' nldl. and Da' i .... · gcncrou~ donation i' part ganllation in the community where rc~ttln. and till' ,,,111 l ht: llll'rcJJhlt· "ia111a Barbara \,nurai!IJ,hH) \lu'c of hi~ commitment to hi'> father \1r. people lis mg "'ith HIV and AIDS can 'J',H)Jl and L'Omprt..•ht..'lhloll that the.! um 141 year' okh the San Bemard1 J.\\. Bollman. v.ho m pa~~1ng left recci,·e comprehen,iYc senices to roumllng mt:mhcp, of tht· \lu,cum no Count) \lu..,t·urn .1t ·so )t.'ar' Reduce Your Energy Costs! Oa\ j.., w11h a tru~t to be di~tributed to help manage HIV di,case. DAP. of­ \ ..,,{x:i;.u ion affirmed 111 19S~ an.• tru· )nun{' boa'h lllLTt:d1hk act·nm. charit). But 11 I'> abo a part of Davi~· fer... primary medical care through its am:ving to ml.'. on~malJtka pJi,hment"! I} Thc1r commttmcnt to the fight against HIV Health Center (clime). The proJ- With to t.:rl.'ah: '' puhiiL' mu ... t·um h;h "Our ~u.:hJe\t'menh int.:lmJc the C\Oh cd 111to a far -reac hmg 111\tltUIILm C'lllico r.arly ".lan Site nl!ar Bar... tov., The SBA504 ... with revenues under $1 million. Pro· w1th co m~t e nt cxcdlent fa '>1\ IH..,toric site' lot·atcU throughout ... tall and ceed' from thc~e mu.:ro loans will be Reflective Aluminum Coating (RAC) cofllinuecl from paf.:e .J2 cili ll e..,_ A t... o. the nmmutment that the the t..'Ollll t). and a group of ll;ltiOill.lll) used for workmg capital, cqu 1pmc nt A Bri lliant Si lver Shield Proce's to Refl ect the Sun 's Rays S<-J n Bernardn1 o 111 renow ned n:sean:h col\e(tJons. total Count y of made dependent Bank. Gene Rosecrans with purchase~. mvc ntory and supp li es, Robc rt /_ \/< A t"I11WJ, cilrt'Cfor t?{lllc .).an Hcmardino ( 0/1111\ \luwum. pn 196 1 to accept the llllN:u m 11110 the Hdn at the n.:n'lll (krhuaion o(the H l'nlct,t:.< \ (tl£·1/('ia Ortm~t Grr11 t Hhich Pomona First Federal Bank & Trust, leasehold Improvements, ~md busmes ... count y go, ernment fa nll l) \\ mall businesses. er to inject capital of at lema I0 percent ft)r Calilnrma hu,mcv.. L''· .ll.'t: ording arc o' er. th l.' lirlll .., that hi.l \ t' e ... ta h+ ( Ured 14 additwna l wa,tC\\atcr treat­ The office' om: Cabfomia\ fir'>l government agencies. commumty in to the projec t and may req ui re the AI o Specializing in Foam Roofing & Coating to a re-port preparni h) Jo.mie r ong. dJ · !J..,ht.' d thenht: l' c ... 111 ( 'hnla " ill ha' e ment plant' to 111cn.:a.., c 11\ tn..•atmg ca­ po1 nt of contact for hu ... inc.....,, pnl\ id· grou ps. and the financial community. pledgi ng of coll ateral in the fonn of n:ctor of C'h111J and l lnng Kong SAR hetlt''f arc e ...... I ll a m ar ~ e t \\ tth I 1 htl , p<~cU y to 90 percent of the cuy 's total mg an array of \Cr\ 1ces for Califonlla Withm the la.'t year. EF ha> begun equipmen t. CCC- I li lin g, or other office' 111 Hong Kong li on consumer.... product1 on. B} ~OOX. 11 vv.ll he ahle to linn .... The office \tall iden tifies potcn+ a new Micro Loan Program for RiYer­ property owned. Costs to the borrower For a Complimentary Consultation Cnn ... Jdt•r th1' prnjet:tum: BeJjJOg But th e.: tnne lor ( \ liilnmJa hu\1 - treat an est1111<1tcd). .X mill Jon ton\ of tial agent.... di, tri hutor\ anJ 1mporter' ~ i de, San Bernardino counties and a should nm exceed 3 percent of the loan Call Toll Free 1.800.500.0830 plan' to 'pend ~:1~ hlilion tn hulid and ne.....,es to act I' 110\\' Tlu.: ... tah:·"' lirm' :-,c;:wagc thuly for pn.xluct' and technologJe .... wel l port io n of E a~t Los Ange les Coun ty. amount or $500. whi chever is less. unpro\e \enuc.., ;.md facilitie:-, hcfon~ 'hould concentrate on ~rahhing a • Stricter el\:haust ga ... cmJ~ s J o n as help busint.•sse' participate Ill local Or e-mail us at [email protected] Under the direction of Edgar Darole. The Inland Empire has shown the game' heg.m . That\ 5~-l bilhon 1n pu::ce of thi.., tiUal \\J\L' of bu..,me..,... standards for motor vehicles \\ill ht! tmde shov. "·even!\. and \eminars. th1 s program v.. ill make loans avai labl e strong grow th in the last decade and L .S. Jolla~'. . ll1e goal hdund th" am ­ actl\ it) th;.tt \\.til tralhplrc: ll\Cr the enforced in :!007 to reduce exhau ... t Senice.., mcl ude ident1fymg to smal l b u s in cs...e~ in amounLs between Enterpri se Funding is eager to have 1ts .. Since 1983" hJtiou' ... pendmg plan 1.., ..,imple-tht! ne:\1 \1\ )l!ar... . Antl, po,Jtlnncd a\ ga' emJSSJOn by 60 percent. By 2(X)7, pro ... pective mve .., tor.., for projects or $5.000 and $25.000. "secret" 504 program and its mi cro 8e1jmg ll'.H.. h:r..,hlp v. ant' to ho..,t \\hat the) are. Jt the g.ah~\\<1) to the Pat:Jf­ 90 percent of the hu'c' and 70 per­ JOint venture,, helpmg d e li H~r trade The companies targe ted will in ­ loan progr.un help fund the small busi­ 35688 Cathedral Canyon Dr., Ste. 121 \\.oukl he the gn:ate..,t OJ) mpi(.'\ Jn IC Rim. the) ha' can ad\ anlage cent of the ta\ i.., v. 1ll U\C dean natu+ leads and develop market penetration d ude start +ups. new ly established or nesses that arc the foundation of that Cathedral City, CA 92234 A),o. hecau ... e of the \tiltt:\ f'O'I raJ gas. according to th!! BeiJing stmtegies. For mo't !inns. of small to hi,tory growin g businc..,,es. and co mpanies growth. Con ... tdering the \pe(t;.Jcular \Cl­ tion a ... a v.orkl leader 111 so many Olymp1cs oflic.al SJ!C. medium ~.;, ile , the offi ces can provide ting ... of pre' JOUs )Car.... that\ a tall or­ technologu~ .... California t.:learl) ..,t;.md.., BeiJing "111 usc broauhand net­ thl\ \Cf\ 1ce at no C0\1. der. Hut BeiJmg "pulling out all the to ... ecure a maJor portion of the con­ '"·orb. fibl'r+optic netv.ork~ and dig­ More detalkd ml onnat1on, mclud­ stops to tnake Jt happen. Cali forma tracting for the work. It J\ cleJr that ital cable TV net,\·orks to en..,ure high+ mg a list of projeCt' up for b1d at the could be an unponant pan of th" ef­ the ..,tate·, computer technolog) ex· definition TV tran ... mi..,..,ion.., from all Olymp1c sues. appear, in the intema­ fon. perti'e is unmatched. Califorma\ en­ Olympic venue,. Be1jing also "111 tJonal business ~ t1on of the agency's Enormous Investments ' mmmcntal tel·hnology I' on the cut· build h1ghly elflc1ent call centers to Weh s1te at www.tmdcca. com. A ..,.,....,.., The Bei.Jmg inve,tment includes ting e..Jge. And Calllnmia holds an ad­ handle high volumes ol mcommg ....,...., SJgnliicant upgrades to the telecom­ vantage m many other ~ec-tor.... \uch calls. Th1s report, published 111 the July 26 __ as securuy tedmolog). Information State Resources issue of the California Chamber of , ._,.. munication~ network' there to bring _.. ... "'.., the p1cture' and soun..Js to the world tt!chnolog). energ) con,ervation and One of the ways CaiJiom1a busi­ Commerce newsleuer. Alert. was pre­ _.,...... It mdude" major imprcl\emenh in the rene"<1hlc energy techn•>logy nesses can v.--111 opportun1t1es 1\ by pared br Jan it' Fong, director of Chi­ transpon.uion system. And. 11 will fea­ Beijing Goals working wJth the state of Califom1a. lUI and Hong Kong SAR Offices. Suite -----~.-. ,.,.. 1 na .- ture an enormous im cstment to im­ Succe" JS Simply a matter of and more specifically. the ('aiJfomia 207. St. Geor!ie \ Building, 2 lee ---crmlr..._.,,...... pro\Oe the! em ironmental condition of matchmg opportunuy with California Technology, Trade and Commerce House Streel, Central, Hong Kong the entire country. expertise at this point. Here are some Agency. The agency and us China SAR. China. (852) 2877 3600; Fax ...... That's why the Olymp1c' repre­ of the 'pccific goal' of Beijing. just to and Hong Kong SAR offices can (852/21177 2691, )atliefong@califor­ sent golden opponunities for Califor- give an 1dea of the scope of thiS mas- help companies tmd out more about llia.ory.:.hk. PAGE 24 • BUSINFSS JOURNAL SEPTEMBER 2002 SEPTE'\IBER 2002 BLSINESS JOL R"i \ L • 1'·\ GE 25 Museum Celebrates 50th ... pret, educ.ue, and adnmuster pro­ at SBCM. 'dead birds tell many Road" that serves school district\ gram' to the communll). these col­ tales.' Th" pertams to all artifacts and throughout San Bernardmo Count} REAL ESTATE t.rmtumed tmm pa!(t 22 lecuons \\Ould be mere objects lack­ spec1mens throughout the- museum, and the region mg cm:umstance. The growth of the with research being conducted on 'The profe"ional staff at the mu ing more than one million fo::,sih, count) mu~eum O'-'er 50 years ha.s Cenozoil' fossil d1strihullon m the -,eum has enriched the institutton 's Outlook for Inland Empire Apartments Is Bullish! minerals. \ertebrate specimens, btrd gone far beyond collections and ex­ south"estem U.S., biogeography, >talus through publications. lectures. h\' UuTY J. Ciray. puhli£ relations Construction areas .,.,;11 help keep demand tum of the nauonal economy "ith­ eggs. ~ ati\e American anifact.s, his­ hibits Your county mu'"um staff has specmtion. and ecolog} of southwest­ and by sharing collection knowledge m£magcl; \farcu\ & \fil/ichap Developers will be adding steady for housing 1n the Inland out ... utTering much damage torical textiles, archi\al photographs, transfom1ed the museum in to a re­ em b1rds, mammals, an1phibians, and with the public and scholars through· Real r.,rate lnn'.\111ll'll/ Brokerage only 3.150 apartment unlls to the Empire and allow vacancy rates to Gro\Hh in the local econom} and "linen materials. Although col­ gtonJI. national, and mtemationally reptiles; ethnography research on out the world. With all these accom­ COIIIIJWl\' market over the next 12 months. remain virtually unchanged over slowed. yet !I conttnued to add lections are the basis for a museum, recogni'ed instllul!on. I frequently ex­ southwestern Native Ame1icans; and plishments and v1gor to date, I feel While construction contmucs at a the next year. While some nuctua­ more JObs than any other rcg1on in w1thout the devoted and first-rate staff plain to museum visitO£"\ thal, because historic textiles. historic structures. that we are nding the crest of the Apartment mn1er.\ in the Inland steady pace. most housmg devel­ tion will occur m area ... of new Southern Californ1a. Thts JOb at SBCM that curate, exhibit, mter- of the science that is being conducted and archival investigations into San wave. Empire can expect to see health\· opment m the Inland Empire is con')truction. these new units will growth. along With 1mpresstve Bernardino County-the people, their ''The little thmgs count. Please lerels (~l clema11d in th!' coming concentrated tn stngle-family be absorbed. gams 10 population. helped pro· culture and the1r landscapes. take the opportunity to look around year as a strengthening economy homes. Estimates sho" that for duce enough demand to Increase REAL ESTATE 'The purpose for research activ­ the grounds of your county museum. creates a need for additional Jwus­ ever) permll 1ssued for an apart­ Rents rents over the last year. While va· ities Js to share infomlation about our We have enhanced the e.reJior of the The commerctal real estate brokemge finn W ilson Johnson reports the ing ~fhilc the n•gicm \ apartment ment. more than eight are issued Health] market condiuons w1ll canc1es rose dunn_g the latter part cultural and natural hentage and to facility for your enJOyment. TI1e ne" sale of land located at the comer of Cook Street and Varner Road in Palm market sojiened in rJu• Iauer half for smglc-famli} homes. Even produce enough demand to allo" of2001, much of this increase \\as encourage the public to uo,;c the coun­ tron fencing prO\· ides greater securi· De'"rt The Per ras famil) sold the ~. 77 acre propert) to the Robert :1-fa) er of2000, it 11 illjirm up in the com­ though home prices arc less ex­ the region to achieve a fi\e percent due to slow absorption of ne\\ ty museum as an enrichment cemer ty. creates defined spaces for our love­ Trust for 1,233,000. Bria n L. Wa rd, a La Quinta resident and commer­ ing year. ll\ aclclirimwllwusing de­ pensl\e than nc1ghbonng coastal increase in renb over the next 12 product. generalized weakness in The museum's Education D1vision ly desert gardens. and facilitates stag­ cial/office spectalist \\ tth Wilson J ohn.son. represented the buyer and seller m mwul is gc'neratcd jiwn local em­ areas and IO\\-intcrcst rates ha"e months. Every area 111 the reg1on. the luxury apartment market and accomplishes interpretation in many mg for group 'tsits. More benches. ta­ th1s transaction. The sale of Hillcrest Apa rtments was announced today by ployers adding more jobs than any fueled aCl!\lt). there "still plenty even those that experienced a slight renters making the jump to home­ innovative ways. such as the ~1use­ bles, and tmsh receptacles are com­ Kevin Assef, regumal manager for the Ontano office of Marcus & Millichap other cow1tr in Southern Califor­ of demand for apartments. Most of rise in vacancy, v.itnesscd at least a ownership. um Youth Club. for m1ddle school ing. We -.ill also offer a small-scale Real Estate Investment Brokerage Company. The pmperty sold for nia and populmion groH·ing at an the construction that is occurring four percent gain in rents during the The improving economy will children to learn about and share ex­ food '"rvice in the conung months on $1.425.000. The pJi nc1pals were represented by Alexander Garcia of Mar­ impl'l'.\·si\'e rlll!'. Apartmew mrners 1s in the more expensive areas, last year. The economic slowing further boost confidence in the citing facets or our cultural and nat­ the museum patio adjacent to the cus & Millichap's Ontario ontce. The property" a :16-unit apanment com­ ld// he able to ratse rents at a such as Rancho Cucamonga and during 200 I did not affect rental market and even luxury apart­ uml heritage. In addition, the Educa­ dome. In short, staff is committed to plex located at 145 E. 44th Street, San Bernardino. The sale of the Thscany healthy pace m·er the next yew; as Chino Hills. Nearly half of the rate growth. as average rents in the ments will see vacant units disap­ tion Division reaches out to more providing an enjoyable and ennchmg Manor \\as announced by Ke,in Assef. The property sold for $1.000,000. The rental rates are still much lower new construction ts located in Inland Empire posted an impressive pear. Investors continue to view than 60,000 elementary school chil­ experience for the visitors to our won­ pnnc1pals were represented by Gordon Allred , Teina Ta hauri and Dre" than neighbori11g regions. In­ Rancho Cucamonga. where devel­ nine percent gain. The average rent the reg tOn's apartment market as a dren annually, both at the county mu­ derful museum. Stay tuned for our Wetherholt of Marcus & l\tillichap's Ontario office. The property is a 25- vestors can a/wJ expect a good opers will finish building just over rose from $741 per month in 2000 favorable investment. The uncer­ seum and wtth "Museum on the new emergence t" room motel located at 350 W. Chino Canyon Road. Palm SpJings ... Converse yeat: a.\ continued /ow-interest 1.500 units. The largest of these to $808 per month by the end of tainty of other mvestments. like Inc., a leading maker of athletic footwear, has become the first company com­ rates ami a lw:ffe huver pool keep projects ts a 520-unit multi-family 200 I . Much of thiS 10crease can be the stock market. has caused many mitting to the ne\\ II million-sq.-ft. Jurupa Business Park m Fontana. w1th \·a lues on the rise. complex expected to be completed attributed to grow10g rents m Ran­ to seek the stab11ity of mulu-fami- 1ts ,.,....,- of a 250.420-"j.-ft. diwibution factlll) for area expansion three months later this year. cho Cucamonga and orth Ontario. 1] mvestments. Continued IO\\-in­ pnor to its compleuon, announced Carpenter & Associates. Conven;e Inc. Ris ing H om e Prices Drop Af­ where there is a higher concentra­ terest rates and a greater number of schedules a September occupancy of the state-of-the-art building located in fordabilil) Rate Vacancy tion of luxury apartments. The av­ buyers than sellers will keep the proxmuty to Ontario International Allport at 1390 I Jurupa Ave, JUSt east of Eti­ LO\\-mtercst rates have caw')ed The vacancy rate will hold erage rent in Rancho Cucamonga a"erage price per umt on the rise wanda Ave Mesa Shopping Centers, LLC. represented by Chris Hauso the median home pnce to nse dra­ steady 111 the next 12 months"' Ill­ rose I 0 percent 10 200 I. to $913 per over the next year. and John Boyer of !liAI Capital Commercial. has purchased a 248.000 sq.­ matically even "ithtn the Inland creased demand helps fill all the month. and 9 per- ft.-industrial facility on 35 acres at 25 11 0 Globe Street from First Source Fur­ Empire. long considered the af­ new units coming onhne. A few ar­ cen_t in North On- niture Group. The tenns of the transaction were not di sclosed. The seller was fordable hnusmg alternative to Or­ eas throughout the Inland Empire tario. where rents Creativity. Ingenuity. ange County and Los Angeles. The succumbed to a weakened econo­ hit $850 per month. For total protection, repre'"nted by Bruce Springer of Grubb & Ellis ... Le"'is lnvesbnent Com­ Flexibility. Untap the median home price recently hit my. causmg vacancy rates to creep pany, LLC, a member of the Le\tis group of companies, has recently closed strength of your balance Early results sho" rely on the first name escrow on seven separate land acqu1 sition llansactions invol ving more than sheet with one of our )195.000 111 Riverside Count). a up 111 the latter part of 200 I. Thts rents contmumg in security. 260 acres m Southern California's burgeonmg Inland E mp1 re. In announcing experienced business 24-perccm annual lllcrea..,e, and forced the overall vacancy rate to the1r rise in 2002. the closing ~. company president, Richard A. Lewis. placed their combined ~ers - abo gamcU a modest five percem mcrease b) 40 basis points in the v. ith a current )Car­ value at more than $22 rrullion ... RBF Consulting (RBF) selected Ontario as • Cash Flow Management in San Bernardino Count). to first half of 2002. to 4.7 percent. over-year mcreasc S 155.000. While these prices are \1uch of this "cakness was con­ of near!) se,en per· the site of its newest offi ce location in response to the finn 's expanding busi­ • Equipment Financing much IO\\er than other areas. the centrated in the luxury apartment cent. The O\ era II ~[j]~~ ness throughout the Inland Empire and specifically in San Bernardino Coun ­ lnttU'IOn fLte Ct.T\ Acco..~ ~t.-chnn At.um \iomtnnng (.mtro • AIR and Inventory affordabiiH} rate has dropped to 42 market and areas where rents were average rent JS ex­ ty. Acconling to RBF's top management officials. the Ontario office is an in­ S\ .. tem._~ S\sh•m'> ~\ .... tt•m_.. s, t~m Financing percent from 54 percent JUst a year -.ell above average. Additionally. pected to hll 5870 tegral part of RBF's business planning objectives to better serve public sector ago. Home prices arc expected to 10\\-lllterest rates all owed ma ny per momh by the municipal clients and private development chenls in the San Bernardino Coun­ • Acquisition Financing rise further as mtl!rc:-..t rate mcreas­ renters to make the JUmp to home­ summer of 2003. ty region .. . Premier Homes, the luxury home building division of Ontario­ • Commercial Real Estate es arc expected to be moderate ownership. North O ntario\ vacan­ based Empire Capital, has acquired a site in the city of Rancho Cucamonga. m~ooSpnnlder Procel'-. Centr.1 l over the next year. Thts bodes well cy rate climbed 80 basis points to Summary Momtorm~ Momtormp; St.1hnn Premier purchased the property from two private parties for an undisclosed s, ~t..'tn<; S \·:. t t> m..~ Momtonng for local apartme nt owners: fal li ng 4.8 percent and Corona's vacancy The Inla nd amount and will build ~Havencrest," a neighborhood of 15 single-family de­ \\'t.•n• .1 \cadm~ n.ltlonal • Slo.illlod m .. t.1ll.1hun ,md Contact: Ron Sakata or Dartene Ryan affordability keeps an Increasing rate rose 140 basis points. to 4 .9 Empire apartment .,~,,-unh compt'l\l' ~'\:UTI!}' Call u-. tu...i,l\ lt•r 1 1-lU: ~ VINEYARD ttxhnnlllg\ rmlt Slf'lloll aprr:H 1\11f cial, has leased 10,000 sq. ft. of industrial space at 1595 East Sixth Street from 8 AN K • \ full r.m~t- ~·I .,, .,km 'tHtr -...·lunh nf'1.:J., Rexro, LLC.lbe value of the seven-year lease is in excess of$717,200. 1SD ~-..1pabthtu ~ BLUE JAY CHINO I CRESnJNE i CAAMOND BAR I LA VERNE t RANCHO CUCAMONGA Ontario Convention Center will be relocating from Riverside to Corona and will occupy 10,000 sq. ft. of IIIII www.~.com @ (800) 238-4636 a 32,000-sq.-ft. R & D building. The company, which develops software, will Women & Business Expo, May 16,2003 ADT-INFO use the new location for corporate offices. The lessor, Rexco, LLC was rep­ resented by. Tim Hawke of Strata Realty. PAGE 26 • BUSINESS JOURNAL SEPTEMBER 2002 SFPTE\IllER 2002 Ill SI"\ESS JOl R"\ \L • 1'\GE 27 Inland Empire Small Businesses Can Draw From Big Resources

Comment:-. earlier tht.., )Car b) llHJ. growth. more than -Hl hank' 111 an •lfnrt to SBA Loan Programs Explained !lector V Barreto. wJrn int..,trator of In "001, more than .JO loans Small bus1nes..,n\\ ncrs in need give hack to the local communi!), the U.S Small llu,tne" i\dmum­ VH:re a\\ardcd to ... mall. di\iHhan by Richard Mever, Consultant/Coor­ calion " approved, the SBA IS>ues a tenn working-capital loan programs small business and that the need to re­ of V\or"-mg cap1tal for inv·cntory. and prm tde the Inland Lmpire·, tration. underscore the hopes of taged and V\Oillen-ov\ncd hu..,1nes.., dinator Mt. San Antonio Community letter of prequalification stating the under the CAPLines umbrella. finance is not mdicative of imprudent con-,oltdating. or repaying debt, or ~mall hu~incsse~ acces' to man) rc­ hu..,mc ... .., owner:-, aero..,.., tht:: Inland College Small Busmess De•·e/opment SBA's mtent to guarantee the loan. Veterans - Veterans are eligible management. (Proceeds can never be c~ in the Inland Emp1rc. totalmg reftnancing c~lnli.lkc advantage of ~ourct:.., to en,urc gnn\ th and ' uc­ Lmpire· "This i.., u challenging time Center The maximum amount for loans un­ for spec1al consideration under SBA's used to reduce the exposure of the more than ~1.5 million tn linam:mg SBA 7(a) loan,, The SBA 7(a) loan ccss. 111 America. but I "-no\\ that our na­ for tht:: county der the program is $250,000; the SBA guaranty loan programs. including participant in the loans be ing refi ­ program gives C businesses V\C a,..,t\tCd tilts )Car arc 2002, m the states of California, • 7(a) Loan Guaranty Program cessing of any loan application. ly intended to encourage longer-term Thi~ t) pe of financing j, guar­ the Inland Empire Lenders C DC Plcnt). according to ~ l ichael Ov\cn. the hac"-hone of our ](x.:al cconom) Nevada and Arizona alone. there were The primary lending program of What Types of Businesses Are small business financing but actual anteed hy the gov t::mmcnt for up tn and other financli.ll mh ocate,,' 'aid c\ccutivc nce prc ... ident ol CDC ,\..,a result of the loan..,, more than more than 4,800 loans guaranteed by the SBA is the 7(a) Loan Guaranty Eligible for SBA Guaranteed loan maturities are based on the abil­ 75 percent or the Joan amount. r·or Ov.cn "It j, cnl·our.tgmg to kno\\ Small Busmc ... s hnance Corpora­ ).000 job.s will be created 111 all or SBA 7(a) loan.., ~ecurcd through the SBA for the '7(a) Loan Program Program. The maximum loan Loans? ity to repay, the purpose of the loan that we can make a difference 111 tion and its affiliate, the Inland Em­ the communities we 'cn·c." 'aid CDC Small Bu,ine" Finance. the alone. The dollar amount for these amount for a 7(a) loan is $2 million; Although most small businesses proceeds, and the useful life of the as­ people'' live' by 'upportin g locul ptte Lender' CDC ll l .L.CDC). 0\\Cil mmimum i' S.50.000 and the max­ hu~ i ne~(,e ...... loans was more than $1,000,000.000. however, the maximum dollar amount are eligible for SBA loans, some types sets financed. However, maximum " IU.CDC 'uppon' the area·, The SBA 50.J loan program " imum that can he horrov\ct.l j.., That was just for one year, and one the SBA can guaranty is generally $1 of businesses are ineligible and a loan maturities have been established; di\er'e 'mall companie .... through the largest cconnmtc <.lev clopmcnt )I,()()(),(XlO. Loan tenm sa'). f inanu' pan of the country. Since the begin­ million. Loans up to $150,000 carry case-by-case detennination must be twenty-five (25) years for real estate CDC 5nwll /Ju,, u" op edul·auon and guidance in acquir­ lending product in the countt'}. It j, For financing under S50.000, cratn llro o/lic n to 'fer e Ri\·er ning of 1993, the SBA has helped al­ a maximum guaranty of 85 percent. made by the agency. Applicant buSI ­ and equipment; and. generally seven mg Small Bu..,mt::..,.., \dnuni..,tratinn a high!) compctitiV'e loan for small CDC Small Bu,inc" Finance ad­ 11de Cnunn: /0.!70 II< mer Street. most 375,000 small businesses na­ and loans over that amount carry a nesses must operate for profit; be en­ (7) years for working capital. loan .... commcrcialmicnl-loan..,, and husincs\ owner.., purchasmg real minister.., three micro-loan pro­ Suite 3MJ. Rm'nide, 92503. Will tionwide obtain more than $80 billion maximum guaranty of 75 percent. gaged in, or propose to do business in Loans for working capital pur­ tcc hnu.:al assi..,tance -clements that estate. gl\en th at it typical !} re­ gram~ \\ hich arc mtendetl for 'mall 7-IO.JO H11·r. Ill #I 230. Palm m loans. • SBALowDoc the United States or its possessions; poses will not exceed seven (7) years, may be difficult to deal \\ ll h mdt­ quires onl) 10 percent down and bu..,ines'c" that do not meet the cn­ Onat, 92260. lloril of]ic£'1 can h<' Although the SBA itself has no This program is designed to have reasonable owner equity to in­ except when a longer maturity (up to ' tdually. but are sitall y unponant to offers a lms fixed rate fo r 20 year,. teria fo r conH~ntio n a l lnan~ or SBA reached b\· callin~ 800. 137.6003 funds for direct lending or grants, it streamline the application process for vest; and use alternative financial re­ 10 years) may be needed to ensure re­ keepin g bu..,i nc..,..,cs v iahlc. con- Th 1\ all ows the smal l busi ness to fi nancing. These program~ are or on 1he u~t:h at H"H"H. does have a number of loan guarantee the small business owner. The maxi­ sources, including personal assets, be­ payment. tribut ing me mber.., of the commu- con\crvc cri tical capital to fi nance made possthle by a consontum o f cdcloans.com programs that can assist small busi­ mum loan amount is $150,000. and fore applying for an SBA guaranty. The maximum maturity of loans nesses that are unable to secure fi­ the SBA is required to respond to the There are additional factors that used to finance fixed assets other than nancing on reasonable terms through application within 36 hours of receiv­ the SBA will examine in determining real estate will be Limited to the eco­ normal lending channels. Loans are ing the request. In this program. the if your busmess is eligible for a guar­ nomic life of those assets - but in no made through banks and other pn­ SBA v. ill guarantee up to 75 percent anty. instance to exceed twenty-five (25) vate-sector lenders, and are guaran­ of the loan amount. There is a sim­ • Type of Business years. The 25-year maximum will ta:d by the SBA The SBA has sev­ ple. one-page application. in which Generally. real estate invesonent generally apply to the acquisition of eral different types of loan guaranty the applicant fills out one side of the and other speculative business activi­ land and buildmgs or the refinancing programs. such as the ones listed be­ application. and the bank fills out the ties; lending institutions: pyramid of debt incurred in their acquisition. low; reverse side. Loan maturities are be­ sales plans: illegal activities; gambling Where business premises are lo be • The f'""'ualification Loan Pro­ tween five and lO years. and person­ activities; and. charitable. religious. or constructed or SJgmficantly renovat­ gram al guaranties are reqmred of all loan other non-profit activities are not eli­ ed. the 25-year ma.,imum would be in Probably the most useful of the principals. gible to apply for SBA guaranteed addition to the time needed to com­ SBA Loan Guaranty Programs is the • The MicroLoan Program loans. plete construction. (Significant reno­ Prequalifical.ion Loan Program. which The MicroLoan Program pro­ • Use of Proceeds vation means construction of at least uses intermediaries to assist prospec­ vides very small loans to stan-up, The proceeds of SBA loans can one-third of the currem value of the tive borrowers in developing viable newly established, or growing small be used for most business purposes, property.) loan application packages and secur­ business concerns. Under this pro­ including the purchase of real estate • How Much Will the SBA Guar­ ing loans. The intermediaries in this gram, SBA makes funds available to to house the business operations; con­ antee? area are the Small Business Develop­ nonprofit community-based lenders struction, renovation or leasehold im­ For those applicanl> that meet the ment Centers (SBDC), which are (intermediaries) which, in tum, make provement.s; acquisition of furniture, SBA's credit and eligibility standards, funded by a partnership between the loans to eligible borrowers in amounl> fixtures, machinery. and equipment; the agency can guaranty up to 85 per­ SBA, the State of California, local up to a maximum of $35,000. Appli­ purchase of inventory; and, working cent of loans of $150,000 and less, economic development agencies, and cations are submitted to the local capital. and up to 75 percent of loans above "Laws w~r~ mad~ to be broken" the chancellor's office of the commu­ lending institution, and all credit de­ Proceeds of an SBA loan cannot $150,000 (generally up to a maxi­ Chmtoph~r North, Ma. • 18~0 nity colleges. The Small Business cisions are made on the local level. be used to finance floor plan needs; to mum guaranty amount of Development Ceruets do 001 charge a • CAPUnes purchase real estate where the partic­ $1,000,000). "Had laws not been, we never had been blam 'd; for fee for loan packaging; although pri­ This is the umbrella program un­ ipant has i>sued a forward commit­ • What Are the Interest Rates on not to know we srnn 'dis rnnocence" vate business consultants will charge der which the SBA helps small busi­ ment to the builder/developer, or SBALoans? Str William Davenant a fC(!. This prognun is specifically tar­ nesses meet their short-term and where the real estate will be held pri­ Interest rates are determined by 1606-1668 geted at minorities, women, veterans cyclical working capital needs. A marily for investment purposes; to the borrower but arc subject to SBA 933 J BASELINE ROAD, ) Ulll 110 RAN CHO CUCAMONGA CA 91730 ( 909) 9R O t t UO • r AX t 9 0 ? ) 941 8610 and the handicapped. CAPLines loan can be for any dollar make payments to owners or pay maximums; and may be fiXed or vari­ Once the loan package is assem­ amount (except for the Small Asset­ delinquent withholding taxes; to pay able. Fixed rate loans of $50,000 or bled, tt is submitted to the SBA for Based Line described below); and existing debt unless it can be shown more must not exceed Prime Plus Call 800.337.6003 or visit our website www.cdcloans.com expedited consideration. If the appli- here are five different types of short- that the refinancing will benefit the contmued on page 29 SEPTEMBER 2002 PAGE 28 • BUSINESS JOURNAL SEPTEMBER 2002 BUSINFSS JOURNAL • PAGE 29 Putnam... hammed Ali, and so many more. years, Sallilee Conlon Putnam, live a lovely vooce and actmg talen~ was con­ Community Bank Reports Record Pre-Tax I ncome The list of his friends m show on a 15-acre ranch in Chino where tacted by the late Howard Hughe. "hen, of $6.9 Million for Second Quarter 2002 contmuedfrom page 7 busmess and politics and other fa­ they still raose thoroughbred and as an Indiana Uruver;ny Student on 1953, mous personalotles would fill a book, palomJno horses and care for numer­ her pocrure was featured on the cover of He has known or interviewed Communit) Bank. a commercial cent increa~e. Net mcome for the "I\ 14.17 percent and I 21 percent. re'poc­ "-'compared to 14.19 pen:cnl and 1.18 oncludong: the late Peggy Lee, a for­ ous homeless animals, on addotion to Life Magazine. He brought Sallilee and every presodent since Herben Hoover, bank with a!'. ... et~ m excess of 1.3 bil­ month' ended June 10. 2002 "" $7.H ti,ely, a.' compared 10 14.80 percent and percent for the 'ame period in 2001 mer neoghbor; Ronald Reagan, Kate their own "collection." Unto! Ius acci­ her mother to La.s Vegas and then to La> and Ius love of spon> and jazz has on­ lion. ha.... reported record pre-La.'\ income million a_.., compareJ to $6.9 million for 1.21 percen~ re'pocu,el). lor the second Total loam, as of June ~0. 200::!. SITIIth, Jonuny Durdllte, Eleanor Roo­ dent, Putnam rode his famous Sliver Angeles to Study voice. She has also been troduced him to a legion of greats: of 6.9 molilon for the quarter ended the same period in 200 I. repre~nung a quaner 2.00 I Return on average equi­ were $892.7 million representing an 111 sevelt, Helen Keller, Red Skelton, saddle on the gorgeous "Mr Chops" onvolved m motion poctures and the the­ Ethel Waters, Ella Fitzgerald, the June 30. 2002. Ket mcome for !.he sec­ 14.2 percent mcrea.<.,e . Return on aver­ ty, prior to mark-to-market adjustments crea.:,e of approximmdy $58.2 million or Theda Bara, Mae West, AI )olson, and other beautiful palomonos on the rure and worked behind the scenes on 1V great "Lady Day," Billie Holiday; ond quaner of 2002 \\"a.\ $-lO million a!) age equity, prior to mark-to-market ad­ and return on avemge asset!-. for lhe s1x 7.0 percent over tooal loam on June 10, Bob Hope, John Wayne, and even Tournament of Rose Parade on New oews shows, but now is happiest on their compared to $3.6 million for the same jusLments. and return on average assets month' ended June 10. 2002 wa' 14.:!7 2001. Total depo'"' on June 10, 2002 Dorothy Dandridge, Sugar Ray George Washington Carver. Year's Day for more than 45 years. ranch with her husband, George. Their> qumter la;t year, represenung a 10.3 per- for the second quarter of 2002 were percent and 1.23 percent. respeCli\·ely, were $1,094.0 million representing an Robinson, Archie Moore, Mo- Putnam and his wife of many SaJWee Putnam, graced woth beauty, is truly a ''LoveAffrur to Remember." oncrease of approxomately <;I 11.0 mol­ lion or 11.5 percent over totaJ deposits fOURTEEN "-'of June 30, 2001 SBALoan ... BUSINESS Does your Non-perfonning assets as of June cominued from page 26 30. 2002 totaled $5.1 million a> com ­ 2.25 percent if the matunty os less BANKING pared with S5.9 millmn a' of June 10, than seven years, and Prime Plus 2.75 200 I. The bank\ rc-.crYC for Joan loss· CENTERS business deserve percent if the matunty IS seven years e' a.s of June 30.2002 totaled 'd6.5 mil· or more. A NAHEIM lion or 1.85 pcrcem of total loan:-. a ... For loans between $25,000 and compared to SII 7 million or I. W per­ (714) 704-2361 $50.000, max1mum rates must not cent of total loan' a' of June .10, 2lXll "The best business exceed Prime Plus 3.25 percent of the Add1tionally the bank\ capual m­ maturity is less than seven years, and tios remain strong wit.h licr I leverage, B uRBANK Pnme Plus 3.75 percent if the matu­ ( 818) 295-3222 Tier I Rj,k Ba.>ed Capiuil and Total Ri'k rity is seven years or more. bank in California?" Based Capooal RallO> of 8. 76 percent, For loans of $25.000 or less, the CITY OF INDUSTRY 10.79 percent. and 12.04 perceno, re· max1mum Interest rate must not ex­ (626) 934-1341 Many banks Ioday are actong like a business bank, but if you look between Ihe market­ spoctively. a.' of June 10, 2002. Jill three ceed Prime Plus 4.25 percent of the ing lines very few are 'real' bus1ness banks. AI Communily Bank we are a 'genuine' ratios exceed the regulatory requorement CORONA maturity is less than seven years, and for a welkapotali7ed bank (909) 808-8950 Business Bank and we have been fonancing Ihe business needs of our cuslomers since Prime Plus 4.75 percent, of the matu­ V. Charie> Jackson. recent!) ap­ 1945. We prov1de you the serv1ce and advantages that you need and expect from a busi­ nty IS seven years or more. poonted pre>~dent and CEO. remarked FONTANA Variable rate loans may be ness bank. "Our (909) 854-3400 on these resulb. 'a} mg: pnmary pegged to eother the lowest prime rate fmancial focus i<, to consistentl} achieve or the SBA optional peg rate. The op­ GLENDALE a high return on equit). while growing Some of our Business Services are: tional peg rate is a weoghted average (818) 549-7220 the bllllk on a prudent basis. Accord­ • Assel based financing • SBA Financing of rates the federal govemment pays mgly. we are \ery pleased to ha'e HUNTINGTON PARK for loans w1th maturiues Similar to the • Machinery and equipment financong • lnternationaV Trade Finance recorded an ROE on exceS> of 1-1 per­ (323) 277-43li0 average SBA loan. It IS calculated HELP YOUR BUSINESS • Complele real eslate services, Including • Business depository services cent, while growing our loans by 7 per­ quarterly and published in the "Fed­ • Term Loans for the purchase of fixed assets IRVINE owner occupied financing • Cash managemenl services cent. on a year-to-year bharply mcreased focu., on depo,it gath­ base rate. t626) 568-2230 • Equipment Leasing at lower than vendor lease rates and is nol willing to lend on your company's operatong assets without other collateral. Is ering. In light of the difficult economic An adJustment penod is selected ot time for you to experience the value of a busoness bank that only our knowledgeable conditions our region has experienced which will identify the frequency at REDLANDS We've built our business by meetfllg the financing needs of growmg over the last year, we find our resul~ to (909) 307-8102 and experienced professionals can provide? which the note rate will change. It businesses like yours. Call Business Bank of Californta to find a loan be especially encouragong. I "ant to must be no more often than monthly and a loan officer that will work for you! congratulate our employee' and thank SAN BERNARDINO and must be consistent, (e.g., month­ (909) 881-L323 Call one of our convenient Business Banking Center locations, so we may deter­ our clients, for helpong u' reach a record ly, quarterly, semiannually, annually mine how we can put Communily Bank to work for you. We are certain you will receive earnings level" or any other defined, consistent peri­ SOUTH BAY the qualily service and responsiveness that you deserve from "The Best Business Bank od). BUSINESS (310) 243-1560 Community Bank serves communities m Local SBDCs can be contacted in in California." Los Angeles, Orange, San Bemarduoo Pomona at 800-450-7232; in River­ UPLAND and Ri1•erside cowwes through a net­ side at 909-781-2345; and in Ontario BANK 2KLIFORNIA (909) 579-1490 work of 14 business cemers. Since Please visit our web site at: www.communitybank-ca.com ai 909-466-6244. 1945, Community Bank lws .\pecia/iz.ed Corona , . , , . , , , .(909) 734-4110 Phelan ... , , , , , , .(760) 868-2122 YuCAIPA Working through the Small Busi­ in meeting the financial need'! of small­ Hemet . , . , , , .. .(909) 766-6666 Redlands ...... , .(909) 792-7556 i'JO that run off the nesting times. They Jive in different Where Time Stands Still and your 'tafT mto the heart of Amer­ space, complete local political sup­ cliffs mto the sea. \Ca for hi" dinner \\ill keep }OU types of habitats and fish for food m dif­ /Jy Camillt Bound\, Tran·l Editor In 18.lS. C'harJc.., Dan' 111 v•.:a, a moranh o.md boobies can be found on ica's fastest growing economic re­ port, no noise mitigation problems Santa Cruz (lndefaugable) ts a ll\\ c~o,lmck for da)" ferent areas of the sea, so that they do 22-jcar-old Camtmdge :-.tudcnt \\hen the ..,hordinc Darwin\ salt lake cmtcr gion. and room for expansion. Easily han­ large donnant volcano and ;, the mo't not interfere with each other. (A lesson If you CllJO) the ultimate and the he \<.Hied to the Gatapago' a' a natu­ can be found 111 1he central mea. On Florcana CCharb) hland. Riverside Airport has become the dling our I 10,000 annual llight oper­ populated island. There is a re,earch that could be well taken.) ll10\l umque in nature. mixed with ex­ r..tll'.. t on a ... cicntifiL expedition. In h1' On t·crnandina. , thiS first-class destination North America. Call John Sabatello, world. They have been known to stay travel consultant is a must. ~ngunh thou ... anc..b. of nuk ... a\\ a) Due to the pre:-. sure of the time:-. he fell the beach and arc a delight is poised to 'erve expanding Orange River.ide's Airport Director for more at the bottom of the sea feeding for an Contact Special Expeditions at from the South Pole; 'olcanoes thi.lt hL' coultJ not puhlish hi:-. \\ ork umil 30 to\\ atch. and LA county businesses. infonnation. 909-351-6113. hour at a time. Lava Jimnh and the 2 I 71265-3770 and they wiU send you in­ ) cap; after hi:-. return. Santiago. (Jame\) is­ non-poisonous island snake can be formation on packages and availability. Because of the JS­ land offer.., :-.ca hon .... pdi found here. Birds found only tn the Iuntls 1:-.olatJon from can:-.. marine igucmas and a • Galapagos can be viewOd at leisure. Camille Bounds is the travel editor for the mainland of South fur -.cal colon} and a \'OI· Hawks and mockingbirds with I 3 Sunrise Publications and The Inland Amcrit:a. h) deep \\ater cano. GcnoYC\;.1 (TO\\Cr) b­ species of finches, frigate buds and Empue Business Journal. and treachcrnu" cur­ land i" a nur-.er)' for breed­ renh. and di:-.wncc ing colonies of sea bu·ds. t·rom one another, ... mall Red-footed and nu1..,J..ed BIIU'·fiJoU•tiBoobin. animals and planls boobic\. dove:-. and gulls can hrought hy the \\ ind\ be found here The male frigate bird are 111 abundance for great photo op­ and cum:nt:-. deYeloped "ith it.> inllatablc red throat. courting portunitie'. The world\ oltbt ptht ol' dilfercntly They adapt­ h1~ mate. 1s a memorable sight. Es­ fice--consi,ting of a barrel that UNITED ed thcmo;;ches 10 condi­ panola (Hood) Island " the only whalers in the I 8th century left matl m

Ciem fortoi.\t', Gulapagm hlcmd~. tiOns on the island.., and known breeding site of the rare w~l\'ed to be picked up by their counterpart became unique unto albatro,s. Blue-footed boobies and Java going in the opposue dircction- i.., lo­ 'till 'hake the ground; British pirate> themselves. Here is an unbelie\ablc lizard> enJOY~,;, little island. A great cated here. I am told that tt is 'ttll m WE that almost de,troyed the islands: place where the wild animals and birds place for >nori­ Charles Darwm creating his theory of haYe no inslinctive fear of each other Friendly sea lions and land iguanas Jands. evolution: birds of the same species or humans. They are as friendly, curi­ will make you feel HI home, while a San Christobol (Chathum)" the with blue, red or gray feet depending ous and unafmid today a~ their ances­ gathering of sea birds above will keep island's capital. It has the only year- STAND on which ofthe>e islands they live on: to" were when Charles Darwm first you mcsmeritcd and in wonder. Just round fresh water source in the archi- lizard> ~lat dive for their dinner; birds viSited the i>land' in I 835. The main watching a blue-footed booby make a that can·r fly. and the 1110\t enom1our., reason i.., thai no large predators made landing or dive straight down into the COIIIinuedonJWR()]/ tortoi >es on the face of the earth that JllO the islands in the very beginning. Jive to at lea>! 150 )eaJ"\ pJu,, and you therefore the \\ild animal and bird pop­ hm·e a o.;mall ..,!Jcc of the 1110\t unique ulation nc\·cr had to fear harm. They group nf 1:-.hmd:-.m th1.., unncr..c. iGala­ ll\c 10 peace and ham1ony wilh each pago ... '" tnnoi"c' in Spani,h. thu" the other. E \en though mo.m later came and 11ame ol the i:-.l:m'-J....) ..,ad!) dissl.'minated \\hole "pccic .... the '1l1e Galar.ago,. a part of Ecuador. ammab and h1rd" In thi:-. da) arc ,.., located about 600 miles from the friendly and ama.tingl} tamt!. ~outh \mcnG.m t.:oa:-.t and 'tits nght on Each J\land i.., dJ..,tincti\e and has the· equator. Th" cham of I 9 little "­ its 0\\ n character and lla\ or ·\nunals. land'. that aho Include about 50 >mall bird!<., ,·egctation and topography are ro,.:k" .md !\let\. arc made up of l~na unique to Co.Jch one. Each i\land ha.., at from tht! gJp,muc vokanoc" then least two or more names givt!n hy the pu,hcd thc'e ttn) speck' up from the Bnt"h and th~ b:uadonath. The l(tl­ <"~Cean IO complete thi ... group. Till~ (0- lm\ ing fir.., I name\ li...,tcd arc more t,tiJand 1rca i" a little more than 1.000 commonly U'-.cd by the i,Jander...... quare mile:" that j.., ... prcad uut 0\Cf an The JarFe't "land. J,abcla. (,\)he­ area of sea CO\Cring ::!3.CXXJ o..,quare mane), take' up more than hall" the nuJc,. Only a '"" of the ;,)and' "OC lo.md ~a 'md contain\ the highc ... t point mhahtled h) human,. partly due to the of the an:Jupdagt>- Wolf Volcano­ fact that only one of the "land' h. pcngums, llightlc" cor-

P\GF -~ • BlSI'\ESS .JOl.R"iAL SFPTE\IBER 2(~12 SEPTE\IBER 2002 RCSINESS .JOCR"i \L • PAGE 35 --EDUCATION FACES IN BUSINESS Dr. Fardad Fateri Named President of Col k-en Spark' Honored at SI\IC Laurel A"ard' program. im.:luding print. outdoor, dirci...·t mail, and anal:"t at Young Home-.. ~1 \\~ll kno\\on Inland Em­ ( olkcn Spar b. m~.ulcting director for ( cntcx Weh ... ne pro~ranb. She i-.. abo imnlvcd in identifi­ pire nC\\ homchuilder ha ... cd in Rancho Cw.:amon- DeVry's Southern California Campuses 11<)1111.!..,- Inland Empire cation of an~as for futun.: }!nw.th and de\ t.!lopmcnt ga. Di' 1..,1on. ha ... captun.•d Prior to her pn:scnt po,ition at CL·ntc\. Spark' I).:cd-. . .t gr~uJuate of Piller Collc.:rr Claremont. De\·ry Lni\cr..,lt~ ha.... an­ Jll.ti~. DcVry Lni,crsit\ Southern -.trong leadership abiliues in h1gher the 2. She v.. as pcr,onall) rc\pon..,ihlc for bringing neatint and m~unt~un· The appointment ele' ates Dr. hilities for the Pomona and Long this e\cr-changing digital-age rc­ of the Southern Cali for 50 !lC\\ homchulld!.!r' into thi.., innmati\C \\c't ing thl.' mtt.:grit~ ol all Fateri \ 0\ ersight to mdude all three BeJch campuses quue nia Building lndm.tr) \\ (Xx.i program. le\cls ol the lman~o.:lal nf Dt::Vf) \ prenm~r \Vest Coa.'t cam­ Dr. Faten earned a bachelor'.., In addition to hi' rc .... J)(.m'ihilitie' A ... ..,cx:wtion. Spark> " a graduate of CSL Long Roach and fundion \\ithm \,tnou' pu'e~ at Pomona. Long Beach and at DcVT). Dr. Fatcri j, acti\e in the degree from Lmvcr~ity of Califor­ The occa ... wn ha~ been acti\L' in thL' homchuildm!! mt.lu-.tr\ 'mcc c 1rpnrate cntit1es. To \\c,t Hill~. \\here he \\ill prO\ ide Southern California ~.:ommunity nia-In inc. a master's degree from h1' ncdit .tn. ( ol/ecn Spark.\ ''a.., the recent 2002 19X5. An Inland Emp1ro S\IC momhor >mco l'IYI. promi­ 'tmtcg1c and operationallcader... hip. Cal State. Fullcnon. and hrs Ph.D. in \\here he has held numerou .... mem­ Laurd A\vards ccrcmo· "he joined the organilation·, hoard of dircctoP.. in nent P<•'it10m. \\ ith Del Lo~ Angele~ rank' \\ ith Chicago as ber... hips on city commi~:-ions. ci\ ic industrial/organizational behavior ny. a gala event held an· 1993. wa.., voted Jh As'-!ociate of the Year tor 1999. ~·chh. l.c.:nnar Home .... the metropolitan area v..ith the most committees. task force~ and hoards from L .S. International Umversily. D1: Furdad Fmeri nuall) h) tho Inland Emplfo SVIC to pa) tribute to and served a.., president tn 200 I Q, cr the ) car.... and John Laing Paul /)red\ DeVr: Univer.... it) campuse~ (three). of directors. ln 1998. he completed the Manage­ those mcmhers or the organllation who. during tht.! Sparks has ''nrkcd tin:Jc,,Jy. "er•ing on numcrou.., Home' DeVt) Uni,er~ity offer... bachelor·.., '"Dr. Fateri is one of the mo ... r re­ The parent company, De"'n Inc ment of L1felong Education Program pn.·ceding )Car. ha\c d1sting:ui,hed thcmselve .... pro­ committee' and. t'k..•t\\ccn IY93 and 199X. \\a:-. abo Ono ol the Inland and associate degree programs in ..,pectcd 'enior managers m the De­ at Han ard Umversity. (NYSE: DV), also mnu and operates fc...,sionall) among the1r peer~ 111 the building m a contributmg momhor of BlA and S\IC chapter> Emp1n.··-. ·rol' 10" ncv. homchuild~rs. Young technology and bu"ne". Vry University sy..,tem." ... aid Dr Becker Conriser Professional Re­ du,tr) as well a ... in their volunteer sen·ice to th(' in Arizona and '\c' ada. Home' ha' earned lhl.., prc-.ugulU' Jc,ignation for Dr. Fateri JOtned the unl\ersit} Ro ... e ~1arie Dishman. regional \ice De\'t-y University offers associate, view, a leading prorider ofprepara­ SI\IC. it~ uncompromi...,ing commnment to allonlable qual­ in April. 1995 as the dean of ,tudent pr.,1dent of DeYry Lnl\er"t) ... His tory courseH·ork for professional bachelor\ and master:'i degree pro­ In her position as murkcting director. Sparks is Paul Deeds joins Young Homes as Financial \n­ ity and customer .... atisfaction. certification exams DeVry Unirer­ £: rams in business. teclmologv and responsible for ... tmtegy and hudgl!t implcmcntaLion alyst management. ,Wore than 56,000 sitY is based in Oakbrook Terrace, for the Inland Empire D1vt..,10n \overall marketing Paul Deed-. ha ... taken the position of financ1al F!Jr mort' in/omwrion. \'isit H'U1\. \'rmnr;homes.com. University ofRedlnnds Accepted for studems m 18 states and two Cana­ Ill. For more ir~formation aboutlm­ dian provinces are enrolled at its 25 dergraduate degree programs. l'isit quest lor Quahlication> (RFQ). and \\orldCom. Ot~o:,lUr-t: reform i~ al­ Membership in the UCGIS undergraduate campuses and J.J hup:l!www.de~•rY.edu and for grad­ Juvenile Hall Project... ,\1ore Vrgila11ce ... eight potential bidder~ ~uhmmcd re­ Vra)..., ea.1..1er -.a~d than done. It remain~ to adult learning centers. as well as uate iegree programs. dsit The Univer>uy of Redlands has Kemp was able to document an sponses Of 'the two rcspon,ivl! conmwed.finm page 21 be .... een whctht!r or not the people who through DeVry University Online. hup:/lwww. keller. edu. t'!mtimu•d.trom page I been accepted for member>hip in the already existing widespread GIS bids. Swmcrton's was the lowc..,t. benefit from the l:Urrent 'Y'tt!m canal:­ University Consor11Um for Geo­ \\luch of m"dcr tr..Khng and duh1ou' ac community at Redlands. The umver­ h) aVvarding the main con~tru~.:tion Thi' prOJCCt was apprO\Cd by tually mo' c forv.:ard and unplcmem graphic Information Science counung pra~.:tH.:Cs v. h1le he wa .... on the sity\ growing program originated contra~..:t for the project. The the hoard of supervisor' m the meaningful change .... (LCG!S). lt among the only private CSUSB to Offer Class on board at Pnwidian. Comcidentall). Judi­ C. through its relationship w1th Red­ groundhreakmg was held at Dale amount of 529,923.782 111 tho F~>­ Citizen a~.:tion in th~ retonn cial V.0tch i' abo .... umg Dick Ch~ne) for liberal arts universities tn the 60- lands-based ESRI. the world's lead­ Business Ethics Using F\·o.m" Parkwa) at lnterqate 15 in cal Year 2001-02 Capital Improve­ pn.x:e...,... will be ju .... t .1s lnlJX.lrtant a' the his roll t members tng developer of GIS software. Apple Valley. ment Program budget and carried gmemmenl's. Pcrhap .... \loC became too are large research insututions. such Today. Redlands offers academ­ Accounting Frauds as Examples The 522-million construction over to PY 2002/03. Expenditures from I995-2JXX> forll\t!f'.tating re\enuc. lazy \\ hile our ponfolio>t ..... alarie>t. and as: USC, MIT. Texas A&M and Ohio ic degree.s largely focused on--or The recent and ongoing rash of The course's goal is to mstill a contract was awarded by the board will be reimbursed by the board of Cheney i>t also under ul\'estigation !rom txmuse~ grc'' - nc\ cr really que>ttion­ the SEC. led b) h~> huddy Har'e) Pm State. supponed by-DIS. and encourages revelations and investigations on strong sense of ethics in CSUSB of supcn·isors to Swincrton correction' grant of S 19.329.640. Ill lng how .... ome of the'e f..:Ompanie~ It\ equally di\Cnumging to \t..--e that "The membership provides GIS-based research throughout the fraudulent or questionable book­ business students. satd Mintz, who Builder> of Newpon Beach. Swin­ addit10n to S I 0.594.142 from the could be so succes,ful. Vv'e were con­ recognition for our emergence as a disciplines. The universil) also is keepmg methods by the top man­ developed the cia" for accounting crton wa .... the lowest responsive county's general fund. The prOJCCt some of Lhc top mvc .... tigators ha' e clo....e sumed by the .... ame greed that drove ues to the alleged ··evil-< CEO> and analy>h. Only while vey Pitt conduct an objective. in-depth applied GIS research ... said Karen Environmental Design. Management United States will serve as a back­ ·'Our hope is that they will rests! bcd JU'entle detent1on facility. an for contingenc1e~. the) made away \\ith milliort\, we were investigation on his friend D1ck Cbene) ., Kemp. associate professor of geo­ and Policy. which has been responSI­ drop to a new course being offered pressures 1mposed by some 10 top admmistration building including .. This proJeCt " long overdue. left holding the bag.. Nov.. here's our \Vhat about the current administrntion \ graphic information 'cience and di­ ble for multi-million federJJ gmnts to at Cal State, San Bernardmo on management to be a team player and medical offices. an mtake area and and it's great for the High Desert ... chance to push our elected officiab in blatant ue.... to h1g hu~inc.s.s like Enron and rector of the university's master's de­ study issues mvolving the Salton Sea ethics in accounting. possibly become part of the kind of a security wall. said First District Supervisor Bill the right direction, by demanding the iL> fanner CEO Ken Lay" How well w1ll gree program in geographic informa­ and Forr Irwin. The course -Accounting, Law, scams and cover-ups that have On May 22. 2001. the board of Postmu,. "The High Desen Deten­ most stringent accounting and financial they be able to regulate large corpora­ tion sy~tems. GIS technology can be u'cd to Ethics and Institutions -wtll exam­ brought down all too many U S super,isor> approved the project go­ tion Center will allow for a comid >afeguard' be put m place. It onl) liOn\, the1r largest l:an1pa1gn conLnbu­ Applicants for member>hip in merge maps with data in way' that ine corporate ethrcs. the implications companies, ...'v1mtz sa1d. "As stu­ ing out to b1d and accepted a erable reduction tn the amount of makes sense that tho..,c who have the tors'' {Ye>. Gorc!L1ebennan and the De­ L'CGIS must submit a ponfolio de­ lead to ne" in,ights and undeNand­ and effects on investors, businesses dents who will be working in this S 19.329,640 grant from the state de­ time our shenff's deputies spend on most to lo....e should ha'. lt "u'ed in field> as diverse as and government. when compames environment in the future. we feel partment of corrections to help fi­ the freeways transporting JUVenile role in the refonn proces ..... makes you wonder who is goYenung lated research. teaching. computer fa­ business. urban plannmg. criminal manipulate their financial statemenLs Accounting 444 can help sensit11o nance the project. On Aug. 14,2001, offenders to San Bernardino. Is the go,·emmem on the right road whom. cilities, multidisciplinary connections JUstice. educauon and tmn,ponation to mislead: how companies "cook them to the devices used to manip­ the board awarded a design consult­ "It will also relieve overcrowd­ to restoring America's fruth in the econ­ On the other hand. r m glad there\ and faculty and staff resources. management therr books." and the role of corpo­ ulate company results ... ant contrJcl to Patrick Sullivan Asso­ ing in the JUvenile hall population omy'? \Vh.. 1.t can be done to pfO(ect our fi­ been a good deal of coverage on the cor­ ''Many of the UCGIS members Kemp noted that membership in rate management. auditors and fi­ The class is in response to re­ Ciate- of Claremont. The consultant county-wide, provide good !neal nancial future.., \1aybc in order to main­ porate accounting scandals. 1 even thmk have found the process of creaung UCGIS will open doors for colfabo­ nancial analyst' in hiding the truth. cent revelations and investigations prepared construcuon documents for jobs, and open up a significant por­ tain a more stable and fair economic sy~­ the news should be reporung more 'ig­ their university's application portfo­ mtlon with institutions around the said Cal State. San Bernardino lec­ on how the heads of large compa- the project, which have been ap­ tion of nonhern Apple Valley to fu­ tem. what we need j..., less faith and more orously on the-e companies and CEO.. lio important in building a campu'­ world and provide opponunitie> for turer Steven Mintz, who will be proved by the board of corrections. ture beneficral growth." The pro­ vigilance. The more we expose the tlaw> m the sys­ wide GIS community." Kemp said. future research funding. teaching the course in the faiL continued on page 39 On March 19. 2002. the board jected faculty staff is 233. tem. the sooner (hopefully) we can rem­ - approved a pre-qualification proce­ The High Desert Juvenile De­ Mia Carle': associat£' producer. TMC­ edy them to m1mmize the pos>tb1hty of dure for prospective bidders. ln re­ tention and Assessment Center is ru·t.com. T\i lndcomes wmr conunents at For /might on Inland Empire Busine.\·s ... future incidents like the ones at Enron Subscribe Now. (909) 989-4733 ' sponse to the board-approved Re- scheduled to be completed m 2004. mcarley@mu.·m·t.cor!L SEPTE\lBER 2002 BUSINESS JOLRNAI. • PAGE 37

'"wiuuedfmm""~" JY Golf Courses in the Inland Empire ((111/l;"'e""'/'~'~'·31-1 li~ted . \lplmbellmlly

Cour,eNrune Mgmnt. Co. or (),\ncr Green fo'l't':): Len~th of('ou.-...c CYd.'>.) Year Built Top Local Pro or Manager Add reo.."' Type or Course \\eekda'r'> # Round.o, pl:r)ed Ycarl) Lou~ Oe.igncr litle Cit), State, Zip 1\lcmbership Fee, \\eeke~ Rescnation Phone l~onc/F'a"' E-\1ail Addn_...,.,

Hidden Spring CoWltf) Club Sll>-~15 l,OS4 1977 15500 Bubbling Wells Rd Public $1{}-$15 na Unkno"'n Director or Golf Desen Hot Spnngs, CA 92240 N!A 060) 329-8R 16 (760) 329-88161329-1414 htdden... [email protected] Hidden VniJe) Golf C lub Ri\cr-.idc Golf Cour-.cs $70 6.721 1997 Jason T.L Wood 10 Clubhou~c Dr Public $90 5\,

Indio Golf Course Cuy of Indio SIS 3,0J~ 1964 Mike Carroll 83-040 Ave. 42 Puhlic $15 :'iO.IXXl Lall) Hughe' p(j o\ Golf Prolcs~ional Indio, CA 92101 !'lA (760) 347·91 \6 (760) 3~7-9156/347-5282 Jurupa Hills Countl) Club Robe Ia Corp. S27 {Sr. 't.24J 6.020 1960 Ron Robht'iOn 6161 Moraga Ave Public $44 na Billy Bell Dire~.·tor of Golf. PGA Riverside. CA 92509 N/A (\4-lcart) (909) 685-7214 (900) b85-72141685-l752

La Quinta Dun~ Course KSL Rc~..·rcation $145 tNo\ o\pr) 6,750 1985 Tim \\alton 4Q-499 A':l'n1tla Vista Bunit.l Rl•.,nrt $145(So\ Apr) JO,(XXJ Pete Dye General Manilgcr. PGA I .1 Qumt<~. C J\ 92253 N/A (gO()) 742-9~78 (760) 504·7b861771-5735 La Quinta Mountain Course KS[ Re.:rc.ttion $235 1'-:uv. Apr.) 6.750 1985 11m \\.alton 49-49Y Avemda Vi,t.t Bonita Scmi-Pri\'atc 1:235 tSo' Apr) 40,000 Pete 0\e Geoeml !\.1anagcr. PGA The 9th annual State Farm Open, La Qumta. CA 922SJ ~lA (Hm)'i42-9'78 (760) 564 7o86177J-57J5 a BUY.COM/PGA TOUR Event, \1arriott\; Ram.:ho La•., Palma.' \Iamon s,<)Q )tl71 Stt' c SchaJitr 420fM) Bub Hopt! Dr Prn e'Rc., 19 T«< Roh nsoo Dtrector uf Golf will be held at Ran~ho Mi[Ugc. C A J:' 70 'i.lOO 760) h6::!4SS 1 760l S62-.t55 1/86_-.tSX::! sch.. llcr~~'hnlsgrolf.com Empire Lakes Golf Course '-1arshall Canyon Golf Club J,mlc!!i Dullin II $20 6,1()() 1966 Dan Lnr.en 6100 N StcphCn~ Ranch Rd Publi~ $25 80.000 Adam~ l .!h m Knpp & Wright PUA ?mfc-sston.tl in Rancho Cucamonga on La V~!m~ CA l}f 750 N/A lXJ9} 'i!.l3 8~11 (909) 593-82111593-3050 September 23- 29, 2002. v. ww.nlllf'hallcanyon.com \feMtultc Lolf & Count~') Cluh Amencan (,oil Corp SJ ·so;~:!" ~6u· 6.n lX5 Reggie Co' 2700 E. ~ks.qutlc A' e Re 0n S.J1 S9(ll)2"i-'!160* 14 Bert Stamp~ General ~tanager Palm Spnngs. CA 92::!64 )::!,50l Smg.leh-l5tXll-lln . ., tScasonal) ( 7601 ~:!3-YJ77 (760) 323-9377/323-7108 Be a part of the excitement as golfers (*T\~Ihght compete for a chance to win a share Mis.\ion Hills 1'-iorth- G. i>lu_)cr Cn,e. Troon Golf $140 7,062 1991 Bmo·snen 70-705 Ramon Road Resort $160 40,000+ Gary Player Dm.~or of Golf of the $450,000 purse. Rancho M1rage, CA 92270 NIA (760) 77{}-2908 (760) 77{}-2908/321-5927

M~ion Lakes Country Oub EquJt)' Q\1. ned by Members $55 6,7)7 1971 Robcr1 Duncan For tickets and information 848-l Clubhou..e Blvd Scmi-Pri'-alc $75 40,000 Ted Robmson Head Golf Profc~s10nal (760) 329·8061/329-9286 call (909) 948-5565. 0c!;Crt Hot Spnng!!i, CA 92240 Must Be Property 0'-"ner (760) 329·8061 Moreno Valley Ranch Golf Club AlsugJ KoioJsai KMkol (USA) $42 ($45 Fri.) 6,898 1988 John Klug 28095 JFK Dr. Public $65 na Pete Dye Head Golf Professional Moreno Valley, CA 92555 N/A (909) 92o\-\444 (909) 924-44441247-7191 Mountain Meadows Golf Course American Golf Corp. $20 6,440 na John van Blltter 1875 Fairplex Dr. Public $25 100,000 Ted Robinson As~istant Manager Pomona, CA 91768 N/A (909) 623-3704 (909) 623-37041469-1179 MOW1taln View Golf Club Privately Owned $35 6,500 1960 Emil Scodeller 2121 Mountain Vtew Dr Public $45 50,000 Billy Bell Di=tocofGolf EMPIRE LAKES Corona, CA 91720 N/A (909) 737-9798 (909) 737-97981371~1 Met•l•:aet•IIJ:f.'Ja, Mountain Vista Golf Course Sun City Palm Desert $3{}-$89 6,700 1992 Jeffrey Hochman At Sun City Palm Deser1 Senti-Private (Seasonal) 65,000 Bill)' Casper & Greg Nash Director of Golf 38180 Del Webb Blvd N/A (I'wilight Available) (760) 200-2200 (760) 200-2200'200-2230 Palm Desen, CA 92211 Needles Municipal Golf Course S25 (Jan - Mar.) 6,222 1961 J,C, Baron 144 Manna Dr. Public $25 (Jan. - Mar.) 56,000 na PGA Professional Needles, CA 92363 N/A (760) 326-3931 (760) 326-39311326-6606 [email protected]

North Golf Course Semi-Private Corp $17/$15 Semor-. ~.010 1970 Geoe Campbell 26660 McCall Blvd. Semi-Private Equtly $20/$17 SentO!". 50,000 Del 1\'ebh Pro Shop Operations Mgr. Sun Cuy, C A 92586 Sun City. CA 92586 Varies (909) 679-9668/o;ame Oak Valley Golf Club Oak Valley Mgmnt., LLC $5{}-$32 7.003 1990 Scott Arnold 18R8 Clubhouse Dr Public: S75-S42 4,000 Landmark Signature Design PGA Professional Bcau­ mont, CA 92223 N/A (909) 769-7200 (909) 769·720017b9-1~29 oakvallcygolf.~.;om

U 1r J11~, '"'' incf 11Je primie l'tmnt'f ,\'lJ., ·\r~t J..pplll·lb!, \\ _\'/) \\, 11lil.\'o1 Dtl! ose tid not urarlaD/, 17 r 111/t•nnalw~ m tl.ettb.. liS! ~as. htamed fmm thel'OUt'l'' itlfl'd. fc, the be-st of mtr J.nm4/edgt Ilk lnfvnnatWII fllp­ pltrd ts w ~ urme us of prt 1 tunt UJulr t'\ .. n 1 · orr n ll'Ut~:: to e~rsurr· t 01. lmn .~md iltc"' , r · 1 r lht ~ . J 1\pt raph 1 rrror.. merznrt ac.Jr Plt'wt aid cllrTt't fJtlfJ.f or addtttons IJII • 'OOipilll) lrntrhttJ,/tr.J, 71zr Inland f.mp11C BuwMn lt .mw' to<~1 AI Ita St Str s; R ho cu~ ngo r-\ VJT?·J,J9 '9 Rr (/lT(' J 1H "loniro 1}/ m ( fl\nght ~0021 nd Emp. t BuniU' lnllmal. The Rook of Lists a\ailahle on Disk, Call 909-91!9--4733 or l>o\\nload '\io\\ from \\\\\\.Topl.i,t.t·om PAGE BCSINESS SEPTEMUER 2002 38 • JOt:R"'AL Sl·l' II· \I BFR 21102 Bl SI'\ESS JOL RN \L • 1'\(;E J9 CSUS B to Oller Class ... l'l'' \\ ho h.n L' 'l'L'll thc.>tl ~.omp;ul~ matltlll ... :\!tnt/ .... ud. \bn hL S~lonal s.. &en.diao, CA 92408 S40 (Men's Oubl (909) 885-2414 (909) 381-75S7 Home Depot and Vons Anchor Tbe SCGA Members' Club So. Cal. Golf As\OCiation S-15 Men-b:rJS60m>-nuri>er 7.060 197 1 Patrick G. KimbaJI 38275 Murrieta Hot Spring:.. Rd Public $60 MembcdS75 m>-nuri>er 60.000 Robert Trent J one~ Sr. Head Golf Pro. PGA First Phase of Lewis Retail Murrieta. CA 92563 NIA (909) 677-7446 (909) 677-7446/677-74-19 golf@ ~lub.can Centers' Eastvale Gateway American Golf CcrpJGEI $20-$27 6.517 1982 ~ttKffi"i.lli Anyone? llnlllt' Dt'l''ll .!ltd \pn' 1\ Ill hl' 11\L' f11[ \Ill dl'\ ·luptllL'Ilt Ill hl\.. ~hl' Public $23-S.lO 68,000 Henry B1ckler General Manager Ge~lf C(j}e Fourth Annual $29.95-$49.9SJ$60 (a.-t~cxtra) (909) 886-0669 (909) 886-0669/881-2138 till' lih\ (\\ P .. ~ I.L'\\1\ p111lCI]lil <>II Jli,k. I .ill '1!1'1-'IXIJ-~7.1.1 or llo\11\lo.!d '\o\1 lrom \1\1\\.lopl.i,l.llllll " ill al ... n lll vides new scient ific support fo r the the borrower more than ~I 00.000 dur­ ethanol and found less significant ef­ countnes. of wine to be the same a... those asso­ French Paradox, ll needs to be ing the tenn of the loan in interest L:O\Lo.,; fects for the ethanol richer alcohol Wine. beer and spirit.\ were eval­ cmted wtth other alcoholtc bevemges, stressed again that the beneficial ef­ compared ro the ?a program. beverages. uated separately. ThiS study was con­ other factors 1111ght also be responSI­ fects are seen for moderate consump­ But don't SB:\ loano.,; ta ke a long Over the last several year:-.. sci­ ducted to find whtch dietary factor" ble for wine\ JX)Sllive association uon. between one to two glasses of ti me'1 :\0' 11 The t) p1cal 504 loan ca n entists have attempted to account for most 1mponant m the "French ParJ.­ The researchers suggest that w111e a day as an adjunct to a healthy be proces..,ed m a.... little a ... three wceb the so-called "French Paradox." the dox" phenomenon. lifestyle facto" such as tho pattern of dtet and lifestyle. from a completed pad,agc he mg pro­ lower rate of coronary heart di\case As was found nearly 15 years consummg wme with meals may ac­ The mvestigators emphasize that \ided by the borrm\cr. m France relative to other developed ago 111 a study by St. Leger, France, count for wme \ benefits, a~ alcohol because the risk/benefit ra tio for al­ En terprise Fundi ng has recently countries wtth comparable dtetary m­ which has the highest level of wine with meals has been reported to m­ cohol vanes from indivtdualto indi­ gone through some s1g n1 fican t \tall in­ take. Now, by analyzing extenSive and total alcohol intake, was second htbll clott111g. They further suggest vidual, the use of alcohol for cardia­ creases. and now has rive qualified data from 21 countne\, investigator~ only to pnmarily vegetarian Japan in that wine may JUst be part of an over­ protectiVe purposes should not be en­ pro fessionab to handle the ir increa .... cd Michael Cnqut, M.D., and Brenda having the lowest coronary heart dis­ all healthier Mediterrane;m style diet. couraged as a public health measure. This view agrees with a recent edito­ loan volume. '"' hi1.:h has dou bl ed m:er Ringle, M.H.S., from the University ease mortality rate. Wine emerged by The researchers also conclude that of California, San Diego, School of ethanol in wine is inversdy a'isoc iat­ rial in the Journal of the American the last few years. The president of the far as the most consistent and statis~ Medicine, conf1m1 the inverse corre­ Medical Association stalin g that a company. Jeff Sccmnka. has bee n v.llh tically significant factor associated ed to coronary heart disease but not lation between wine and coronary with reduced risk of coronary heart to longevity. JX)Sitive message on alcohol is as in­ Enterpn se Funding ~i n ce us incep­ heart diSease. They also report that disease. Professor Cnqui further stresses appropriate for the general population tion- first a"i a foundmg direc tor. then htgh fruit consumption was related to Thetr finding that the ethanol in that while modest amounts of alcohol as is a generalized abstinence mes­ a~~: chairman of the board, and now a.\ are likely to 111crea"' longevity, coun­ sage. The JAMA editorial authors president and chief operating offi ce r. tries with high per capit a alcohol in­ called for doctors to tailor alcohol ad­ One of Jeff's main goals i.\ to ex­ take also have alcohol abuse prob­ vtce to the mdividual; addmg that as pand the number of loans offered to the lems whi ch reduce longevny. Many most people dri nk moderatel y, doc­ region 's growing small busmesses. with epidernmlogtc studies have found that tors should discuss the potential ben­ an outreach program to small business­ GALLEANO WINERY moderate alcohol and w111e consump­ eficial effects of alcohol with patients es t.hat are owned by minorities. tion increase overall life expectancy at low risk for alcohol abu\<. women, veterans and the disabled. {)Ill' \)I tht· g1tt' th,u num 1''-'llp\c cnJtl\ 1 1 n1n lurrk v. lllt' Att\.'r tt ~~ ,eon~_· \ll1\\t'\'t'r, thl'\ As an added bonus to the commu­ 'l.'t'm r.._, tnn!l'l who J.'.ln.: 1t to rlwm \\ ~.: n nity it serves. because it is a non -prof­ lJ.JIIt•\nt Will hdp \t)ll t,Jk~.: th.H 'i)f.; 1.1f ~11! lr1. ''· all of EF's excess revenues go back .-,rep turth~. u d tun rh.11 I )tfh.: m"t ~~)nH.:thm Wine Selection into the communities through \Cholar­ un1qu~ Tu s ur & Best g1tr mr. mwrlun~ thl'\ w!\1.1\v..tp• rt·mcmlll .... ! Rate~Bi!IAnmony throughout the Inland Empire. Because it is a Cemfied Develop­ Labt:l.s are )U.St $12.50 per case plu> the price of rk Wine: ment Company (CDC), EF has a KENDALL JACKSON 1998 Carem:t Sauvtgroo $43.00 1998 Carem:t Sausigroo $5 1.00 California Gmnd Reserve membership that acts as its advisory Wine Personalized Labels Napa Valley, Cali fornia Great 2000 Cabernet!Merlot $9.99 board. out of which comes it.\ govem­ for Any Occasion! Estates California Collage ing board. Currently, Dmymond Cmw­ 2000 Chardonnay $!7.00 1999 Chardonnay $35.00 Wt·ddmg"' • Anni\'Cr:-.ane"' • Hirrh~.-f.t\., ford. an assistant pastor of Loveland Camelot Bench, Santa Maria Sonoma Valley, California Great Es­ Spt'(Jill I:.v~nu. • GmJu;ltH'n" • Holi day lntr .... Church, is the chamnan of the board. Valley Californi a E.state Senes tate ~ Draymond has been acti ,.e in the com­ W e can custom design a 1999 Merlot $28.00 2000 Chardonnay $20.00 California Grnnd Reserve California Grand Reserve munity and is project manager of Love­ label just for you using: 1999 Sy rah $12.00 1999 Chardonnay $28.00 land Sonrise Senior Apartments in Ph om:- • Ln~.:n' • ( lit lr:o. Cali forni a Vintner'" Reserve Sonoma Coast, Californta Great & ­ Fontana. lmJratiun:-- • Thc.:m 1997 Carem:t Sauvigroo $51.00 tales In add1uon to Draymond and Jetr. Napa Valley, California Great 1999 Chardonnay $28.00 there are six other dircctof'i, including: Call Cara at (909) 685-5376 for more details! Esllltes Monterey, California Great E.states 1997 Carem:t Sauvigroo $4 7.00 2000 Fume Blanc $10.00 Nancy DeCou with Desert Communi­ Alexander Valle}. Califomm Great Es­ California Vintner's Reserve ty Bank, Sue Morales wllh San tates 1997 Meritage Red $55.00 Bernardino County Law and Justjce w,..,.._, g,tlk 111 '" mcq c Hn 1998 CatunetSamgnon $16.00 California Grand Reo.,;cne Group, Tom Kramer with Foothill In- CalitOmia V1ntner 's Reserve continued on page 23 PAGE 44 • BUSINESS JOURNAL SEPTEMBER 200 2 SEPTEMBER 2002 BUSINESS JOURNAL • PAGE 45 ENTER.TAINlVIEN'I' lVIANAGER.'S BOO:KSI-IELF So. Cal,s Newest Morning Show-..M&M in the ''Investing With Giants: Tried and shows the extent of the etlucal malaise ideal foundations for stock portfolios. when auditors and corporate managers True Stocks That Have Sustained allecting stocks. She lists all the stocks Underscoring her premiSe about work hand-in-hand to defraud stock­ Morning,, Debuts on SrnartTalk 590 KRLA-AM The Test of Time," by Linda T. that comprise the Dow Jones Indus­ the "blue chips," Ms. Mead uses more holders. The advice to ''buy growth San Dier:o Fanu1re A1ark Lnrson aJUJ as f....a.r.ion 's "v01ce of reason." The Mead; John Wiley & Sons, Inc., trial Average. Companies whose than half the book to document how stocks" will likely bring a moan to KRL4 \ Larry Nlarino n:ceml_v joint!d On Monday, Aug. 5, SmanTalk show'' ill be simulca.st on KRl.A's Los New York, New York; 2002; 254 names are household words. About 20 companies on the Dow Jones Indus­ everyone who invested in telecom and forres for a refn.·.\·hing neh· shrm: that 590 KRLA-AM launched Southern Angeles sJSter station 870 AM and pages; $27.95. percent have admitted fudgrng the fig­ trial Averages list have faned in good Internet service provider stocks. For that maner, it nught well bring a will really wake you up in rfze moming.t California\ newe~t mommg "how. KCBQ I 170 AM in San D1ego. ures as they appeaned in their annual times and bad throughout the 20th groan to anyone remaimng at AOL/fime "M&M m the Mommg" ~>.rong in -.vork radio programs. In 200 I, the on timing. vestmg m any company's stock al­ Ms. Mead's ideas is that it's too basic the world 'M&M' will often take a Achievement m Radio Awards chose Lmda Mead. a co-author of at ways entails risk, the "blue chips" are for the realities of 2002. There\ not the swamp of unethJcal business be­ havior commmed by some of Ameri­ look at the hghter side of the nev. s." him a.s San Diego's "Best Talk Show" least one book by financ1al guru Suze less prone to serious downward move­ much value to the concept of buymg ca's leading managers. "M&M in the Morning," airing 6 host. Larson JOmed KPRZ in 1994, af­ Ormond. certamly doesn't lack the ment. When they do fall . they are "when the price is right." That's like It is Dme to be totally valid once a.m.-9 a.m .• is news-driven. featuring ter I 8 years with KFMB (CBS) Radio Lllff)' Marino courage of her conv.ctions. As far as more likely to recover and gro\\· over saying. "Buy low and sell high." Sug· agam. hstener call-ins. spec1al guests and m San Diego, where he was program tirrung IS concerned. the book IS more the long run. Accordmg to the author. gestions such as, "Investigate a com­ - Henry Holtvnan newsmaker interv1ews. Mark Larson and operations manager. He also Larry Manno has worked in radio of an investment pnmer than a pro­ their size and diversity makes them pany before buying," nng hollow will lead the way with h1s values­ served as national program director/ra­ for more than 20 years and ha.' served motion for flavor-of-the-week growth based, yet very upheat. humorous dio for KFMB 's parent company and as program director, operations man­ stocks-if there any of those are still Mark Larson Best-selling Business Books style. Larry Marino will handle news was a popular afternoon personality at ager and news director. Since January around. In light of recent auditing and accounung scandals, the book has a and traffic updates as well as serving the station. continued 011 page 48 Here are the current top II best-selling books for busmess. The list is compiled based on information received from re· few awkward moments. Keep in mind tail bookstores throughout the U.S.A. the book was published m May, which means 1t went to press before the I. "Good to Great," by Jim Collins (HarperCollins ... $27 .50) (I)* Climbmg the steps from being good to being great. 11, Inland Empire's Largest Hotels '""""~~'"""''"~' _ worst revelation~. Even so, some of l~~j568-5845 where it comes from, how it's used, rent decade ...... -and eas;.., 438 40.000 24J)')J $99-399 B,R,P,F,S,L 8. 45000 Pech 9 400 Atrium 89-219/Guc::M Rooms once does the author suggest the pos­ 10. ''Nickel and Dimed: On (Not) Getting By in America," by Barbara Ehrenreich (Henry Holt & Compa­ sibility that auditors from global ac­ ny ... $13.00)** The dark side of$7.00 an hour jobs. How men and women can do bener together in the worl.:place. counting firms may do no more than check the arithmeuc giVen to them; in *(I )-ii Indicates a book's previous position on the list. at least one case they helped senior •• -Indicates a book's first appearance on the list. management cook the books. ••• - Indicates a book previously on the list is back on it I ht· Book of l. i'l' ;1\aila h lt• o n Di, k . C a ll '111'.1 - '.IX'I--HB-- or Do\\llifl•'l!l ·'' •• \\ I' rom \\\\ '' · ·1·op 1.1s · 1.cum Without meanmg to, Ms. Mead PAGE 46 • BUSINESS JOURNAL SEPTEMBER 2002 SEPTEMBER 2002 BUSINESS JOURNAL • PAGE 47

'""'""""'"'~~~''""' .,., Inland Empire's Largest Hotels ,, 111 ""''."""''"~ .. _. 7 '"'""""'"'""'' ''"g .. .,, Inland Empire's Largest Hotels HuuJ.,·tl h\ \umh1 1 of Homm Htwl.,·d h.\ \umh1·r oj llollltl \ Hotel II oi'Room... Total Mteting Max. Sq. Ft. Ratt Range Amenities Top Local Execuuvt Hotel II or Rooms TotaJ Meeting Rate Rangt> Top Loca.l Execut.il't Address tot Suites Sq. fl. Exhibit Area • M.ay bt Till< Max. Sq. Ft. City, State, Zip Phone& Fu Address II or Suites Sq. Fl. hhibitAn:a • May bt Till< Largest Group S,T,W.X Genenll Manag" 675 675 $79-149 H',N,P,CB,H. Stn>en Mora Omano,CA91761 (909) 975-5001lm5-5050 31. 3555 Inland Emp~IC Bhd 144 40 W,C,CRJ,F,X Gen=l Manager Onuuio,CA917M (909J 476-1112J476-1121 Holiday Inn Select 288 9.'100 50.000 B,C,CR.P,GS,R, W,H, Robert Smit [email protected] 13. 3400 MUllet St 23 RS,I,S.X,F.N.FP General Manager 290 Best \\estern Heritage Inn 115 Riversu:k. CA 92$01 (909) 784-800YJ69-7127 2.600 1.300 S79-ll9 B.FP,N.P,CB, LikoSm.ith 32. 8179 Spruce Ave 10 r.;mit@sun~tonehotels.com 175 CR,>~HJ General Manager Rancho CU~.:amonga. CA 91730 (909) 466-11111466-31:176 Doni Palm s,.- Rtoo.1 285 18.000 18,00) $49-2JS• C.CR,F.. l',G,GS,H. J 3.600 B.P,5T,R, W,CB,H,R,CR,I, Heinl Gdml',N.P,CBJi, AmyK.I'asbt:r 38. 4370 Mill~ Circle lO. 1800 e. Palm Canyon Dr. 14 300 I,L,N.P.R,X Director of Salea 138 80 CR,f'.X General Manager Palm Springs. CA 92264 (l&l) 323·17111322-1075 Ontario, CA 91764 (909) 481-ID03/484-2601 [email protected] [email protected] Tht Ritz-Carlton Rancho \1irage 239 11.642 8. .000 S99Summer B,C.CR,F,G,GS, Stephen Bello AmeriSuites Ontario Mills 0 1.000 N/A S99-210 B,FP,N,P,CB.CH, C-.a RivuoU 21. 68-900 Frank Sm::un. Dr 2J 700 Sl75 Fall HJ,L,N.P.R, T, W,X GenernJ Manager 39. 4760 E. Mills Circle 128 57 ll.CRJ.W,F,X GenonUMana&« Rancho \hrnge. CA 92270 $285 WinttrfSpnng (760) 321·82821321·6928 OnMtftr. CB:~ C1111lilwiUJl8rroJcfo.st, CH~C#mpluvtWn Coc-bai1 Hu..r CR""Coi'J'Q'IU" iloltJ. F=Fu~u F~~ellit\. fPzFrrt PatiU!t. G•~(I indud~ pm-att roursu NIA. =N01 Applicablt> WND ="'ould N01 Disd~st M = rwt Ultlild1/(' 1M inji.lmkJ.f/QII rn I~ abm"t lirt was obtnmt'dfmm tht' count~ listt>d. Tt1 tlk- btst of 01.1r ktJo_wl('dg(' rilL uifom/J.Jiion tllppliM is accu_ Miramonte Raort 122 10• .000 NIA S99-349 B,FP,N.C,G.P,GS.R, J.P. Motte rott' us ofpn>u t/fn(' While n"tr) ('ffort is mtJi.k ro f'nJWn' t~ accuroq· and tharot.~ghnt>u of th(' lut. omulrOOS und rypograplucal t'rTOrJ wrnLtrm 0«11r Plt'OJ(' und Cl>m'CfUHU or oddmoo.r oo eotnpan) knt~ad to: Tht Inland Emprl't' Busr· 24. 45- I,R,L,H,N.P, General Manager Riverude. CA 92501 W,X.RS,S.S0,5T (909) 784-03ro'782-7197 JWancha~mi -.ioninn.com ~ Inn b) MatrioU 200 (lo be detennincd) F,FP,N.P,CB, Carlos Mendoza 26. 2025 Convention Center \\-ay 200 CR,I,H,CH,X General Manager Oolano. A 91764 Coming Soon C S.SO,.'iT,T (909) 937-{;788/937-2462 ontariogm@inloepenho$pital.ity.com Lake Arro"head RfSOrt 11.0110 5.000 Sl!9-)99 CR,f',FP,GSJiJ.L.~. Wayne A. All.'itin 21. 27984 HlghWI) 189 400 P.R,T,W,OC,SO..'>'T Genera] Manager ••• Sneak Preview ••• Alrov.head. lAc CA 92152 (909) 336-151lfB6-1378 Sbtnton Onlariu A.irport Hotd .·.hello? lf>.l J,(XlJ 3.100 $19-190 B,C,CB_.l'.N.P,CR,J.R, Chandler Vadhen =-.:: 27. 429N \meyanJA\-c 60 F.L,H,CH,W.X General Manager CA 91764 Onrano. (909) 937-IIOO,R, T .X General Manager Palm Spnngs. CA Y:!262 LAWYERS/ACCOUNTANTS (760) 322-2121 fJ22-2380 HMO/PPO ENROLLMENT GUIDE bran-.om@psmarqu•~.com ECONOMIC DEVELOPMENT Your company may not lea"'e clllers 'on-hold' this long Jndlan " dis Raort n.t.l 155 6.0110 4.>100 C,GS;f,R,FP,GC,II,CB,G, Brad Weimer But my~ 'on-hold' c::m seem like an eternity, unless you 29. 76-661 H1ghway Ill 16 180 CH,F,CH,CR,N.PJ .R,W!,X Gencr.ll Man.1ger Indian Wells, CA 92210 provide lhem wilh vJluatle ;nformafjoo that c::m help t.hem (160) 345-64661772-5083 SUPPLEMENTS make tnfor.:::ed decis1or.s about do1ng bustr.ess with your indianwelii'IT:sort.com BUILDING AND DEVELOPMENT, company ·orth"'oods Re!iort "' 1~7 5,81l} 4.11XJ S79 239 B,C,CR,F,FP, Tom Johnson TELECOMMUNICATIONS, OFFICE TECHNOLOGY/ JO. 4{.W,S0 ViUage Dr 9 400 GS.HJ.L.N.P,R Gel"ll"ral Manager Little Bear Enterprises R1g Bear Lake CA 92315 COMPUTERS, INTERNATIONAL TRADE, (909) !!66-)121/861o-1451 HOLIDAY PARTY PLANNING info@north~oodsresun com S..S.SWu Smin (~ C/le< ~ ~ Brrd/tul J1 Corrrplilrwrwry CodJ® HDflr CR::.CcrpqnJtr Ram. F•FIInnJ F~ ·) f"Tl-fttt P4rh4J G"'G«/C~JtUW <•~cG/fl Sl!op. H~Hondkappnt Rnoms, l•t•llucrr. .W•MI-\ 1.-t..Dwlp, N-Naft.~"'-'-.OC~~p Povl.R"'"~ItS RotJffiStmct:S.spa..SA..s.:.-,so~t~rR=Sl«

PAL\! Sl'll.I.._GS COFFEE J & J JAI\ITORIALS\CS., 5t8. rtO'\S, PO BOX _ 1654. EAGLE DRlG & ~!.COHO!. vf thiS ) ear, he h;b ho,ted a local and ROA;'TII\G CO .. 40666 24230 DRESS II\ DR PACIFIC IHSf F!'.Gt~EER­ JA~ttf· C'IDLT!lcR. DETECf!O:\, I I 7~0 CF>i LA···SmartTalk VIA FOI\DA. KEVIl'< Wtl'< RIVI·RS!Ill·, C'A 92516- TRAL AVE, STI· I 10. 3R Ji,e daily taU. 'ho\\ on 590 AM. Lar­ JUAN CAMPOS. MORF~O I'G & \lt'G., 4631 BA!l'i TER. PALM DESERT. CA VAU.EY. CA 92553- 1f:54 PERSONNFJ .. 1!-.C' C'llt ry joined KRL\ after de\ eloping and 92260~D06 HERITAGE CARE HO~IE, MIRA t.OMA. CA 91752· A 1i. Y LE \THER TRE,DS. 1\0. CA 9171().6499 hostmg KPCC', \\ell-recel\ed ''Talk GREAT Wf$T \' \LYTICAL 13560 CASPER CT \91' 17600 COLLIER AVE P~TIO' 'S OFFICI. H R'ol· LLI', 1680 HAMNER AV!o, ENOBONG INYANG, STRLC l'l RE OF Sl CCESS, STE Gt64. SAMIR A?.AR. TlRE. 444 lc HOLT of the Cit) " He has ho,ted two na­ N20. PALM DESERT, CA MORENO VALLEY CA 79101 C'Ol'STRY C'LUB LAKE ELSINORE, C'A BLVD PATI'ON SALES tional!) syndiL~Ited mdto programs that 9::!260-2932 92553-8670 OR. STL IOt.JOHN l)2530-2637 CORP.. , ONTARIO. C'A has e at red m Dem er. Sail Lake City, DESERT DOGS \IOBILE B & F REPAIR SVCS., 26166 MUEI.Lt-R, INDIO. CA PACIFIC \!Ol'"TA!'' 91761 1618 M&M in the Morning 6 am to 9 am DOG GROO\!tNG, 12745 ELDER AVE., JUAN 92201·1250 R.\1'-CH, 44565 TI'R CASCll\ 'FLIV VACAT!O"iS, St. Loui,, Ponland and more than 80 WOODRIDGE AVE. CRUZ. MORENO VALLEY, 11\S!GHTS ('O'\SL\IER EX· \VILUGI'R RD. 110M AI\ 3675 MVSTANG DR., markets across the Uruted States. MARLYNE. AI DEANNE, CA92555-t817 ('II\ -..(;E, S3114 STONE HADA\\' AN?.A. C-\ 92539· RALPH PALVARADO JR, zrith Mark Larson Larry Marino PALM SPRINGS. CA 92262 FAMILY KI\OTS EXPR~~<;S CANYON .WE, IGNACIO 940~ ONTARJO,CA 91761·9171 As a JOUmaltst. he has produced A\''\ ART, 435\\ VISTA CHI INC., 12190 PERRIS LSTREI .LA t~DIO, CA HIFAOII E">TERTAI?I.\IE'iT, FLEA & SHAGGY'S TR·\D­ radio nev. 'i ~tones for the Associated NO. DIXIL DURHAPALM BLVD., #107. MORENO 9::!201-605 P.O BOX tOt 18. IVAI'< "G POST, 727 W PARK SPRINGS. C A 92262-29<)3 VALLEY. CA 92557-7421 C\\ COt.t.E<.:rtllt.FS, 42335 C'OITO~. ~!ORENO VAl ST. FELIC'IA ANDREA"i Pre". Unned Pre" International, CBS BRENTWOOD CAPITAL, THE FURNITURE DOCTOR. \\ASHJNGTON ST.. #F242. LF'I. CA 92552-0111:\ 0!-.'TAR!O, CA91762-lt28 ~e"' and ABC radio ne\\ '· \larino, 245K S PAL\! CANYON 40714 MOUNTAI~ PRIDF CHRISTOPHER ~IUT .\ J \lARK.FTI'\G, 41419 SPORTS TI\IE PIZZA, 2467 S broad span of mterests and curim.iry The Larry Marino Show DR .. ROI\ KLUN. PALM DR .. CHRJSTII\A LA\ P~l~t. DF-SFRT. CA 922 I I PLAR ST. STE: 5. CON\'1- ELICLIDA\'E \lARK SPRINGS. C'A 92264·9329 ER.'lE. MURRIETA. CA 8031 NIF!'iC'E SALf-S NET KAROL'S. O~T.ARIO. CA continues to \\in him man) lo) al Ji~­ 12 noon to 1 pm and3 pm to 4 pm CD FAR\IS, 82261> A\'hNLE 92562-2024 Cll \ \11'10'\ CO'\C'RETE WORK (-;(' \1t.;RRIETA 91762-(>6(7 tener-,. Tbe hiland Emptre ·s 011/y daily lit¥! JSS/Ie 58. SC' MA~AGF~IE"'T LL DA\'ID JO:\EZ. 41149 OAK CO'\SfRLCTEO-... 1695 CA lJ2562 70lb TOW-.. \IARKLT t.tQUlR, THFR.\.1AL, C A 92:n-l SR.'; E'•GI"t ERI'\G CORP., 939 \\ \IISSCO Bt \ D KRLA 590·, \\eekda) schedule talk sbou: Great g11ests.1 Gn'attopics! t.isten to CREEK RD., DI:.RRIC'K VASil.! L'\ \lARK ER· J H SOCKS. 5700 \Al'i Bl'Rb'>: WRIGHT, MURRIFTA. LA Lt·NDSO~. BEAlJMOt-.'T 4 i 56' C'HFRRY ST, Ml'R· ED\\ARD HONG. Ol'i contmue.-.. \\iLh the ··oenms Prager tbe radio sbou• tbatlistens to you an(/ find out BLVD .. JEOt\GLEF NAR 92562-6025 C.\ Y222 ~-H73 RU:TA. ("A Q:!562-91Y3 TARJO. CAYI7b2-6ll91 Sho\\." 9 a.m.-noon. The local and u•bat is reaUy going on in tbe lnltmd Empire! !VIcRSIDF. CA 92503·2087 TECH SERV INTL.I,C., AS SEf' 0"> T\ \lARKEl \CES R 1\ E CO\II'UTFRS, PHYL'S COITFE SHOP, 9742 ULTIMATE GLASS PROTEC­ 41655 REAGAN WAY. #F, PI ACE, 40601 l'IIO\\' at 1- 3 p.m. 55b3 I11e Det~nis Prager Show AZIZI E!\TERPRISI·$, 1679.. Stllem W:-, Angl Jefi ts tl dillSWn ut \PW TATE SVCS . RIVERSIDE 92590-2502 RIGHT. DESERT HOT C-\ 9!."iX4-9250 UP!..A,'>:D. CA 91786-6021 THE BE'iEFIT AD\ OCATF ·, lnspirarwn BmaJcartmg Int. and ir CA 92506 2700 MTHYS CLlB, 30520 RA'>: SPRI~GS. CA 92240-h925 Rl \I BE l.'\TERTAI'\\!F.:\T, The Hugh Hewitt Show 4 pm to 7 pm RICKY P S.\\IBR \ '\0 C'HO CALIFOR~IA RD F!RfST\R.'i. ?9.12' HOR!ZO.' '2420 RICKS DR EVEUO 3550 CAMISO DEL RIO ou-ned ,md operated h\ Saltm Cum­ FLOOD S\'C., 925 I MID­ #107-173. KATHLEEN PAI.\IS C!R. ROBERT Fl'L,.TF.S. \\II DO\t.AR. ~ , STE 206. SAN DIEGO municmion.\ Corporation, the ruuion 'r Dt.alELD DR., RICKY THOMASON, TEMEC'U· SC'IIAL'S. I A QLTs'TA. CA CA 92595 9:!01 ASSOCIATFS. SAN SAMBRAI\0. RIVERSIDE LA. CA 92591-3282 91""'"'-39\~ RAF E'OTERPRISES, 358!5 DIEGO. CA Y:to•-17.19 leading Chri\·flan hroadca'ltin~t com­ The A-like Gallagher Show 8 pm to 9 pm CA 9251lK-62W WESTER~ TELCO, 40335 \1.\(;'\0t.IA \IARKETL~G & LOlJRDLS DR, ROBFRT ~tt.:LTIPRODL('fS. 61391 pcmy; H ith radio ~tafton\ lvc·ated m 3-1 ESMERALI>AS HE \LT\ WINCHESTER RD .. #E 156. \1'\G\t'\T., 226·10 STER­ FRIEND. Wti\C'HESTER. ROCKY VISTA ST, I.ISG AVl·.• #92, TRACE): CA 925%-914"' CLARA DL l.UCA 11wrken. Salem Lo' Am:elt.·,· ltaltons SHOP, 8036 MISSION WESTON SYVERSON SR BLVD .. GUADALUPE TEMECULA. CA 92591· MCGf~SHIC'K. PALM ELITE PACKAGING, 4225 JOSHUA TREF, C A 92252- mcludt• KKLA · FJI W. 5, Lo.1 Angeles ROSALES. RIVIRSIDE. 5518 SPRINGS. CA 92262· Hl'it PRADO RD .. STI· 106. 2224 number one Chnstian talk 5tation, CA Y2509-296M OCLASIONAL SIGI\S, 32%4 A\IERIC \. ~!ORTGAGE JEF!-'RI'.Y CORDLRO. THE AL\LAO. 49793 29 smarttalk590KRIA.com BIG BlRRITO, 4955 TH.SPAR CASALA CT.. ERIC CO., 3600 LIME ST. STE CORONA. C'A 92880.744, PAL\IS HWY. JEFFREY contemporary Christian music station ST. CARLOS L07.AI\0. TAILAKSE!\. TEMECULA. 3 I I ROBLRT MCLELLAI\. C0\1\ILSHT\ HOL:Sl"G RF.­ JONES MORONGO VAL KFSH-FM 95.9 The Fish: consen·a­ RIVLRSIDE, CA 92509- CA 92592-928 I RIVERSIDE C'A 92501 DE\'EI.OP\!E~T. !8635 LEY, CA 42:!5&-~~5 2974 Ql AIL Htt.l RD .. RAN· TWEETER'S GRAPHIC til·e talk KRLA AM 870 AM wtd sister 3020 SAGE SPRIJ\GS \'1:\E\\RD, EAGLE RK\t.T\ CO.. PO 44535 BEDFORD CT.Ii6. \lt:t.riSER\1 ·\\!ERICA, DAL Dt:RHAM. CORO:-.IA. SHOP. 72176 SL. ~YS station5~AM. and lntemet-only sta­ BOX 8013. ATANACIO FA­ CA GOLF ACADEMY to205110LE AVE., STL D. CA 92K81- 344S LOPE DR, CHRISTOPHER JARDO. RIVERSIDE CA INC.. WILDOMAR. CA BARBARA OLIVAREZ 1.0\tf:l.l Sl CS., I 25 N BUE TRAVIS, T\\L'\TYNI~ tion-Christian Pirate Radio ICPR). CA 92277-2134 92515·8013 92595 RI\'ERSIDE. CA 92503· !'..~\1ST~ AVF, APT D. PALMS, SmartTa/k 590 KRLA-AM can be SUI\RISE Ml:-.IISTRIES, PO. AL TERA CO\IPLTERS, "\4.U Y\'ETTh LOME!. CORO· Bl'LLDOG \lt:f'FLER & RA­ heard aorldwide via the lmemet at BOX 2039. GEORGE Wtl'i­ 32395 C'Lti>.'TOI\ KEITH 1\ D PROPERTIES. 5947 lAS 1\A. CA 928H2-19H7 DIATOR, '14R6 112 29 RD .. #87·280, MIC'I!AE! ~111\F ST GREGORY LlO:\ F\R\1 CO.. I 7(10 \ lA PALMS HWY. BOBBY "hup:ll>nm:neH'Sill/k870.,om and Kt.EMAI\, RIVERSIDC. CA 92516-2039 CULLEN, Wlt.D0~1AR. WEINGART. RIVERSIDE SAI'. Ctr .wwv...iesbdc.org DR., Wtl.t.IAM STUDF APT G205, MILAGROS TI0:-.1, 5635 VIA CERFZO. 1ST Ct!O!CE Sl'n'ERS, 24.15 BOR DEL CORPORATION. Aviastar Commlllli<:ations, Inc. .. INY.W.aVIIt.~tarnet \laniage & Family Thentp~t .. www.claremontcounseling.com BAKER. LAKE E!St VARA LA MADRI/, WILLIAM VlOLITrE PEACOC'K LN .. JEN~!FER APPLE VALLEY, CA 9230~ IJqL ...... wv...atmetorglaep NORE, CA 92530-7024 CORONA. CA 92879-1679 RIVERSIDE. CA 92506- TAYLOR. COROSA. CA Agrmbral E1port Program Cill'l. Calit !i Food lDl Agri<:l*ure Small Business De>eldpm. Center . . .www.iestxk:.org ALPHA & 0\IEGA Bf:.\l'TY \ALLEY AUTO, PO. BOX BE. 420 N MCKINLEY ST ~627 92~S2-5(H5 Best Bets ol 'fhiDg'; to do.com fiearhtaller.com U.S. Preiident . SlPPl.\ & S.Al.O'\, 135 I . www.wlutehouse.gov 3914,0. JAMLS THRONC. #l!l-126. ROBERT KAI.EIDOSCOI'E GRAPHIC COTI0'\1\ OOD PI .ACt. 6068 ASTtcRBL'RY DR 112 RIVERSIDE DR, MAR llusioes5 Bank ol California .. 'WWW.bu'\i~\banl.COm ANZA. CA 9253'1-1430 SAP!l'ernment Printing Olrtce. GPO Acass •.•.••••.•. , .• , .•.•.•• , .• [email protected] BISCOIT CHINO. C A 25146 TO\\ ER RD. DIANE CHONG Yt. MORENO CHARD Ll'i , STEPHEN CA l/2515-Ht\% PfFBank&TMISI v.wv..plfbank.com 91710-'016 Zl'NIGA. BARSTOW. CA U.S. President ...... [email protected] VALLFY, CA 92553-5987 ORR. CORONA, C'.A 92882 SI'O'-H'\EOL'S SEDL'C- PAGE 50 • BUSINESS JOURNAL SEPTEMBER 2002 SEPTEMBER 2002 BUS~JOURNAL•PAGESI NEW BUSINESS INVESTlVIENTS & FINANCE

9::!311 )548 ~70 ERY, YVETTE MCCLAIN. VICFB, 6752 RAMONA CIO MARTINEZ APPLE LIGHT"; I. G I";SPECTIO"; KELL\ E'TJ.:RTAI"iMENT, CRESTIJNE, CA 92125· AVE .. PArRICIA VALLEY. CA 92308-6260 A''D CO";St;LTI'G IJIJOQl'IETCA~YO~ Q9Q9 GIG!.IOTT AlTA LOMA, FRANK & ERNE f MACHIN­ INLAND EMPIRE BUSINESS JOURNAL I DUFF &PHELPS, LLC STOCK SHEET SER\ .• GENERAL DELl\ DR. FRA~K KELD, \'IC BIG F., 72% STO\EY CREEK CA 'll701-5116 ING, 4JJ W FAIRWAY ERY. ("Ef>ARPINES PARK TOR\'Il LE. CA 92392- 600 DR. ~IKE SANCHEZ \~AEC IN\ K~BIF.~TS. 11274 BL\'D., MATTHEW BU TI-lE GAINERS THE LOSEI-tS CA Q2~22-99W \\OOOY'S COCKY Bt.:U ., II!GHLA~D. CA 92:46- BROWN DR . ALE'\AN RAK. BIG BEAR CITY, CA SOl"TH\H~~T \lTO SAI.F ·• 141SI uS. HIGHWAY WS, .1168 DFR OSI~L\0, ALTA 92314-!1%1 'H)p live, by percentage 'l'op live, by percentage 11>-10~ ~IERRILLA'-E WOODYS CALIFORNlA GO!.DF'o C~RE 110\IES, LO\IA. CA 'll701- 7781 , T & C C0\1PANY. 1035 PINE JOSE SAUNAS. U VICTORY ILl E. CA l'()'l FAR\' lEW l.N. SH ')()') 406 (1976 MOUNTAIN DR .. TERRY Company Current Beg. or Point % Change Com pan) Current Beg. of Point %Change FONTA.~A. CA92H"-21:!9 9:!_N:!-9~1tE.Ml:ADI>\\ IN .HJSI :\ame l'ickt.•r H/2MH2 7/Jl/U2 '" c Ch~. !i2 \\t.•t.•k 52 \\ct.•k ( 'urrt.• nl I uh.H1J,!t.' RICKS TRl CK SAU~~. 67 7< 0 CITE •.102< \ll SCUPIAHI· G ALLLGOS. SA'; 'lOllS!· CT I'HCHING GLTL'ir. BIG IIF.AR CITY. CA 1 ( 'low Prin• t•rkt.· lliJ,!h l.cl\\ l{ce for Keystone. Several key factors contributed to cut back. Another 54 percent expect no change." UNGER, GRAND TER· PRO STOPA liTO CENTER. 92399-5807 UPLAND. CA 9178~933 ARROYO AVE., RHONDA For the same penod. net sales increased 16.6 percent to Keystone's solid performance. lncluding more frequent For the ending quarter of 2001 employers were conser­ 725 W RIALTO AVE .• STE. RACE. CA 92313-5476 ACME LAND RESEARCH, EAGLEOPTOMETRYLL, TRJNDLE. HESPERIA. CA vative when 27 percent anticipated recruiting more workers 8EMPIRE RENTALS, 2699 Jo a record $106.7 million. from $91.5 million a year ear­ specif!C3lion of afu:tmarket parts by certain insur.ux:e com­ D. CESAR GOMEZ. RIAL­ 761 GLENDENNING WAY, 57990 29 PALMS HWY.. 92345-2204 and 20 percent forecast diminished payrolls. Prospects were TO. CA 9237~5648 MARYKNOLL DR .. JOSE­ MICHAEL KJRTLAND, N2B. YUCCA VALLEY. CA DESERT TRUCK SUPPLY, lier. Same store sales increased approximately 10 percent panies and a growing acceptance of Keystone's private la­ moderate three months ago, as 33 percent S8.1d staff me~ SUN'S JEWELRY, 14668 7TH PROQUET COLTON. CA SAN BERNARDINO. CA 92284-5878 101781 AVE., STE. B, RAY· over the same period a year earlier. Sales for the current bel Platinum Plus brand of products," said Charles J. Hog­ ST.• SU YEOUL 92324-3712 92404-1805 TRANSIT TEK, 19900 BELL MOND ELLIOTT. HESPE­ were indicated while 23 percent predicted world'orce declines. •84. fisca] quarter included result\ from six acquisitions and four arty. president and ch1ef exocutive officer. SONG. VICTORVILLE. CA GOLDEN CARE, 2205 WEST­ SUSAN SHIPMAN & ASSOCI­ MOUNTAIN RD .• RIA. CA 9~5-5406 ln the fourth quaner. postings an: planned in oon-dwable 92392-4002 WOOD ST., SHERYL ATES, 416 N. H ST., STE. RONALD BRADBURY. STONE REALTY AND ASSO­ greenfield operations that were comple1ed or opened after He noted that 1mproved producl mix and purchasing goods manufacturing. transportation/public utilities, whole­ RIVA INTERNATIONAL, SWANSON. COLTON, CA 4, SUSAN SHIPMAN, SAN APPLE VALLEY, CA CIA TES, 7291 KERN the first quarter of fiscal 2002. and a better pricing environment resulted in a higher gross ... alelretail trade. financelinsurnnce/real estate, education and 14400 BEAR VALLEY RD .• 92324-4806 BERNARDINO. CA 92410- 92307-9306 AVE .• RON CUNNING­ The ncllo•" of $26.6 million in the prior-year period. margm. ~rv1ce-.. Staff reductioru. are scheduled 10 durable goods man­ tell. PER VESTERLUND, FAWN LAUREN COLLEC­ 3258 SUNSET GATE & DOOR CO, HAM, HESPERIA, CA ufacturing. VICTORVILLE. CA 92392- TION, GENERAL DELIV· PAT'S PARALEGAL SER- 20339 NYACK CT., lGNA- 92345-8551 was due to a $28.7 nulhon charge (net of laX) related Jothe PAGES2•BUS~JOURNAL SEPTEMBER 2002 SEPTEMBER 2002 BUSINESS JOURNAL • PAGE 53 CALENDARo2 RESOURCE DIRECTORY Bu~ines~ Plan~ and Finance 9-11 OneYearLJter.. Thmking Svuthem California Payroll Fo-­ Mon:no Vall~:y For You Net· Workshop. A worbhop de­ Globally. Acltng Locally and cus Day. Celebrme the Pay~ll work meeting. begtnning at II 12 sign~!<~ for people who plan to 14 Lookmg Forv.ard as a Com· 19 Profe.,Jonal. Four 'peakers \IIIII 2 6a.m. at Millie's. 24626 Sun­ "tart a business or have recently establilJled munity, Riverside, UCR Extension Center, addres~ .. Hot Payroll Top1cs." Continuing nymead Blvd .. Moreno Valley. Member\, a bustne."' wtll be held Thul'iday.org. ~ax: 909.599.3198 at (909) 652-1390. annual golf tournament bene­ /26GO\·emment Procure­ 8340; e~mail. [email protected]. 16 f~rm~ ·[nvel~~e~ Hewlett Packard L.A. & Inland Empire Among Alben Ste\.\an's many fiting teen re..~ue. Reghtration is at II a.m. ment-The Small Business Small Business Loans and f. Mail: [email protected] 2125 Wnght Ave .. Sulle C-8 talents and abilit1es was hts and the tournament star~.') at I p.m., w1th a 25 Development Center is offer­ Other Options offered by the Authorized! La Verne , CA 91750 13 Jove and appreciation of an. banquet to follow at Eagle Glen Golf Club ing the followmg twcrhour workshops re­ 2 8Small Business Development Latal~~ue~ · ~u~inm Laro~ (909) 392-4707 wh1ch brought hm1 the most JOY through­ wh1ch 1s loc:lled at 1800 Eagle Glen Park­ garding how to research, bid for, and obtain Center. A two·hour workshop about vari· ~~ us a~out o~r (h~ FAX (909) 392-4 712 out his lifetime. Stewart\ sculpruw, will be way. Corona. A day of golf at a beautiful government contracts, including federal, ous funding option.., available to small busi­ 877-95-AMERI featurterman at (909) 734-5762. Blvd .. Ste. 308. Registration required. From 10 a.m.-noon, 300 W. Second St., SUite 203, Pomona. B~-~fr£ COMPUTER SERVICES EXECUTIVE NOTES RC Photography and Associates Kiner/Gooity .. Larry M. Rinehart, presi­ anaJysis, Kazmierczak brings a vari­ of Anthony Fabelo to the position of (909) 989-1165 Fax (909) 989-2391 integrated marketing communications dent/CEO of PFF Bank & Trust ety of skills, including trouble-shoot­ vice president and business develop­ Nationwtde: 1-888-477-7127 and branding, has been htred by Ulti­ (PFF), has announced the election of ing and custom design of programs, ment officer for the Colton Business mate Internet Access of Claremont as Norman Cerswell to vice president. procedures and reports to meet target­ Financial Center. Fabelo's profes­ unc1a ~--... For a free quote Web site: www.rophotography.com sional career incorporates approxi­ a~ call the Queen their marketing and public relations Cerswell joined PFF last year as the ed company goals and to streamline .,... __ ..._. at 877.553.4422 finn ...Celebrating her second anniver­ bank's community reinvestment offi­ accounting functions ... D. Linn WUey, mately 20 years of banking experi­ Call for information--By appointment only! sary at The Roxburgh Agency, Jen· cer with more than three decades of president and chief executive officer of ence in commercial lending, as well nlfer Blnal has been promoted to the banking experience. Prior 10 his posi­ Citizens Business Bank, has an­ as business development and man­ position of senior account coordinator tion at PFF, CersweU was the con­ nounced the promotion of Gregory G. agement. Desert AIDS Project is for this multi-faceted advertising and sumer loan manager for 15 years at a Smyser to senior vice president. pleased to announce that Dakota Save the Date! marketing services finn which spe­ local community bank where he was Smyser joined Citizens Business Davis, owner of J.W. BoUman Fur­ cializes in marketing new home com­ also responsible for Community Rein­ Bank m 1998 and is currenlly manag­ niture in Indio, has donated Women & Business Exposition, May 16,2003 at the Ontario Convention munities and commerciaJ reaJ es­ vestment Act (CRA) compliance. Cer­ er of the bank's Tri City Business Fi­ $I 00,000 to D.A.P.'s building fund Center. For information ... sponsorships ... tickets ... etc., tate ... With more than 18 years experi­ sweU has served a commereial bank as nancial Center located in San Bernardi­ campaign. His donation will go to­ ence in corporate and agency pubtic re­ a personal finance center manager for no. His professional career incorpo­ ward the naming of the J,W. Boll­ call Sondra Olvera at (909) 989-4733. lations, including stints at Falrplex in 16 years ... An accomplished leader rales more than 25 years of banking man Social Services Wing. ~L PAGE 54 • BUSINESS JOURNAL SEPTEMBER 2002 RESOURCE DIRECTORY. 1Ce9 1 Get Your Business

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