Chubb Commercial

Who We Are What We Sell

Chubb Commercial Insurance offers a Chubb Commercial Insurance comprehensive solution for middle underwrites and sells a wide range of market commercial customers’ property, casualty, professional liability insurance needs. and management liability lines of insurance, including Package, Auto, General Liability, Umbrella, Directors Who We Serve and Ofcers, US Workers Compensation, and Errors & Omissions for worldwide Our target customers are based in the US exposures. While we remain strong in or Canada and are generally defned by all these lines we are expanding depth, the following account characteristics: expertise & appetite in many specialty lines such as Environmental, Accident & – Revenue <$750M: all lines of business Health, International & Product Recall. and market segments, including monoline and loss sensitive placements The Masterkey Package product has – Some lines, such as Property, may be strong brand recognition. Designed to defined by additional characteristics provide a global solution, Masterkey’s modular format includes: Property, GL, E&O, Inland Marine, Equipment and buying habits: Breakdown, Employee Beneft Liability, – Purchase a package or Crime and Non Owned Auto. portfolio product ForeFront is an integrated suite of – Generally do not employ coverages designed to help protect a risk manager privately owned companies and their directors, ofcers and employees. Coverage options include Directors’ & Products and Segments Ofcers Liability, Employment Practices Liability, Fiduciary Liability, and Outside We ofer a broad range of products and segment specifc solutions, allowing us to ofer Directorship Liability. a comprehensive solution to our customers’ insurance needs.

Management liability products for Core Coverages: Segments: publicly traded companies are available – Accident & Health – Broadcasters/Media on a monoline basis. – Auto Liability – Construction – Combined GL/Pollution – Clean Technology – Crime – Cultural Institutions Our Value Proposition – Cyber Liability – Educational Institutions – Directors and Ofcers Liability – Energy Chubb Commercial Insurance takes – Employment Practices Liability – Entertainment a holistic approach to the customer – Environmental – Financial Institutions relationship, emphasizing craftsmanship – Equipment Breakdown – Health Care in all of our products, segment expertise – Excess/Umbrella – Health Information Technology and supporting services such as Risk – Fiduciary – Law Firms Engineering and Claims. Our objective – General Liability – Life Sciences is to address all of the customer’s – Inland Marine – Manufacturing commercial insurance needs. We seek – Kidnap ransom – Not-for-Profits long standing relationships with brokers – Management Liability – Private Companies and customers who value our broad, – Ocean Marine – Publicly Traded Companies problem solving approach backed by – Package – Private Equity underwriting expertise and industry – Product Recall – Professional Services tailored solutions. Relationships are – Professional Liability – Real Estate developed and fostered at the local level – Property – Retail through our extensive branch network – US Worker’s Compensation – Technology as well as our underwriting centers. – Wholesale – Wineries Our multi line approach and segment expertise create a unique ofering that our customers and brokers appreciate. Our segments are built on an intimate Risk Engineering Services® International Capabilities knowledge of our customers’ industry, enabling us to provide the best products Chubb’s Risk Engineering Services We have extensive operations in 54 and services to meet their needs. (formerly Chubb Loss Control Services) countries and territories, and a network involve a range of services focused on that spans 200 countries. Combined identifying exposures, assessing the with our product breadth and fnancial Claims adequacy of existing controls, and strength, this means we can help helping customers anticipate and mitigate customers manage risk around the Our claims professionals are a potential costly losses. The practice world with confdence. In addition, key diferentiator for Chubb. The ofers customized risk management and we ofer dedicated underwriters, tools Chubb claims philosophy includes a loss control programs and specialized and technologies to help customers commitment to delivering unparalleled consulting focused on lessons from losses, and brokers manage programs in an customer service, providing insights to industry best practices and consensus efcient and efective manner. help our customers manage and mitigate standards. The network of Chubb Risk the retained portion of risks, and an Engineers possesses deep industry ongoing tradition of maintaining long knowledge and technical expertise in the term relationships consistent with our wide range of industries represented by customers’ strategic goals. Chubb’s middle market customer base.

Chubb is the marketing name used to refer to subsidiaries of providing insurance and related services. For a list of these subsidiaries, please visit our website at www.chubb.com. In Canada, Chubb operates through Chubb Insurance Company of Canada and Chubb Company of Canada. All products may not be available in all Canadian jurisdictions. In the , insurance is provided by ACE American Insurance Company and its U.S. based Chubb underwriting company affiliates. This communication contains product summaries only. Coverage is subject to the language of the policies as actually issued. Chubb is the world’s largest publicly traded property and casualty insurance group. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental , and life insurance to a diverse group of clients. Chubb Limited, the parent company of Chubb, is listed on the New York Stock Exchange (NYSE: CB) and is a component of the S&P 500 index. V.2 As of Sept 2016