Chubb Group Company Profile Bärengasse 32 1133 Avenue of the Americas CH-8001 Zurich New York, NY 10036 First Quarter 2020 Tel: +1 212.827.4400 Three months ended March 31, 2020 Tel: +41 (0)43 456 76 00

NYSE: CB chubb.com

Overview Balanced, Diversified Leader

Chubb is the world’s largest publicly traded — A global leader in traditional and specialty property and casualty insurer, providing P&C coverage for industrial commercial and commercial and personal property and casualty mid-market companies , personal accident and supplemental — A leading commercial lines insurer in the U.S. , and and one of the largest financial lines writers — As an underwriting company, we assess, globally assume and manage risk with insight and — The leading personal lines insurer for discipline America’s successful individuals and families and a large personal lines provider globally — We service and pay our claims fairly and promptly — A global leader in personal accident and supplemental health insurance — Chubb operates in 54 countries and territories, — A P&C reinsurer with approximately 33,000 employees serving a diverse group of clients worldwide — An international life insurer focused on Asia

Financial Snapshot (FY 2019) Premium Distribution by Product*

Gross premiums written $40.1 billion Agriculture 2% 3% Global Reinsurance Large Corporate Commercial P&C Net premiums written $32.3 billion Global A&H 19% and Life Agriculture18% 2% 3% Global Reinsurance Net income $4.5 billion Large Corporate Commercial P&C 19% Core operating income $4.6 billion Global A&H Middle Market/ and Life 18% 28% Personal 20% Small Commercial Lines P&C P&C Combined Ratio 10% Wholesale Specialty28% Middle Market/ Personal 20%Commercial P&C Small Commercial Lines P&C *First quarter net premiums written 94.7% 93.9% 94.7% 10% 2011 94.7% /CanadaWholesale Specialty 90.6% 90.6% Geographic SourcesCommercial of Premium P&C * Latin America 5% 2012 93.9% 88.7% 89.1% 88.0%87.7% 1 8% 87.4% 189.2% 2013 88.0% 87.6%188.0% 1 87.5% AsiaBermuda/Canada10% 2014 87.7% Latin America 5% 59% United 2015 87.4% 8% States Europe/Eurasia 18% Asia 2016 88.7% & Africa 10%

2017 94.7% 59% 2018 90.6% Europe/Eurasia 18% & Africa 2019 90.6% 201920182017201620152014201320122011 2020 2020 89.1% YTD 1 Combined ratio excluding Curr ent accident year P&C combined ratio excluding *First quarter gross premiums written catastrophe losses. catastrophe losses. Disciplined Underwriting Culture 2017 87.6% 2018 88.0% — Five-year (2015–2019) average P&C combined 2019 89.2% ratio: 90.4% 2020 87.5% — Our consistent underwriting performance provides stability for customers and shareholders Balance Sheet Strength (As of March 31, 2020)

1 — Total assets of $173.1 billion Current Ratings — Total capital, which reflects our capacity to take on risk, of Rating Agency Financial Outlook $67.3 billion Ratings Strength Rating AA Stable — Net loss reserves of $47.3 billion back our policyholder commitments S&P — Book value, or shareholders’ equity in the company, is $52.2 billion A.M. Best A++ Stable — Total investments of $105.3 billion are predominantly investment- Fitch AA Stable grade fixed income securities Moody’s Aa3 Positive

Claims and Engineering 1Ratings apply to Chubb’s core operating insurance companies as of April 15, 2020. For ratings of individual insurance companies, see Investor Information on — Claims handling service renowned for its quality, promptness investors.chubb.com. and fairness — Industry-leading loss control services and more than 400 risk engineering professionals serving commercial clients in the U.S. and globally — Residential risk consulting and appraisal services

Chubb Leadership North America Evan Greenberg Field Operations Chairman and Chief Executive Officer Christopher Maleno Chubb Group Major Accounts John Keogh Matthew Merna Executive Vice Chairman, Chubb Group Middle Market Chief Operating Officer Benjamin Rockwell John Lupica Personal Risk Services Vice Chairman, Chubb Group Frances D. O’Brien President, North America Major Accounts and Specialty Insurance Westchester Paul J. Krump Bruce Kessler Executive Vice President, Chubb Group Chubb Bermuda President, North America Commercial and Personal Insurance Judy Gonsalves Juan Luis Ortega Agriculture Executive Vice President, Chubb Group Scott Arnold President, Overseas General Insurance Small Business Philip Bancroft James Williamson Executive Vice President, Chubb Group Chief Financial Officer International Timothy Boroughs Europe Executive Vice President, Chubb Group David Furby Chief Investment Officer Asia Pacific Rainer Kirchgaessner Paul McNamee Executive Vice President, Chubb Group Latin America Global Corporate Development Officer Marcos Gunn Sean Ringsted Eurasia & Africa Executive Vice President, Chubb Group Giles Ward Chief Risk Officer and Chief Digital Officer Far East Joseph Wayland Brad Bennett Executive Vice President, Chubb Group Chubb Global Markets General Counsel Jason Keen Julie Dillman Senior Vice President, Chubb Group Accident & Health Global Head of Operations Global Accident & Health Michael Smith Combined Insurance Senior Vice President, Chubb Group Joe Vasquez Global Claims Officer Chubb Life Russell Bundschuh Reinsurance Chubb Tempest Re Group James Wixtead

This document contains non-GAAP financial measures. For a reconciliation to the most For more information, visit chubb.com directly comparable GAAP measures visit Chubb’s Q1 2020 Financial Supplement. ©2020 Chubb