SBIOA NEWS NEWS BULLETIN BULLETIN

August - 2017

26TH GENERAL BODY MEETING OF SBIOA (CC) AT ON 22ND JULY 2017 Chennai, the capital city of , is the place where the first organised trade union in , the Madras Labour Union was founded in 1918. The first “May Day” celebration in India was also organised in Madras by the Labour Kisan Party of Hindustan on May 1, 1923. This was also the first time the red flag was used in India. Extremist leaders of the land who were become integral part of Indian national movement such as Subramaniya Siva and V.O. Pillai, believed that the colonial government could be pressured by mobilising workers and organising a general strike. B.P. Wadia had famously said, “It is necessary to recognise the labour movement as an integral part of the Indian national movement… The latter will not succeed if the Indian working class is not enabled to come into its own.” It was here that the 26th Triennial General Body Meeting of State Bank of India Officers' Association (Chennai Circle) was held at K.Sitaraman Hall @ SBOA School & Junior College, Annanagar, Chennai, on Saturday 22nd July 2017. More than 2000 comrades attended the conference. Comrades representing different modules went in a colourful procession from the historic Millennium Park to the conference venue. Com.A.Krishnan, President of the Association hoisted the flag amidst thundering slogansof “SBIOACC ZINDABAD”, “AIBOC ZINDABAD”, “Officers' Unity Zindabad”, by themilitant members.He presided over the meeting andhighlighted on the ill-effects of privatisation move of the Government viz. Merger of banks, introduction FDRI Bill, NCLT, Turnaround Plan, outsourcing of bank's core jobs, denial of compassionate appointment, bottle neck in the wage revision talks etc.

President Com A Krishnan hoisting the Association Flag

Shri Sasindran DGM& CDO lighting the Kuthuvilakku

Golden Jubilee 1965-2015 1 Com.Thomas Franco Rajendra Dev, General Secretary, SBIOA(CC), traced the history of Officers' movement in State Bank of India more particularly of SBIOA(CC) and the welfare measures taken from its beginning, by quoting “Craddle to Grave” the broader vision of Com. E.A.G. Moses, the legend of SBIOA(CC). The present scenario of banking industry is much alarming in the sinister move of the Government in privatising the Public Sector Banks and other PSUs. His information on Associate Bank's Merger and the present position prevailing in the State Bank of India, after post merger viz. Profit, NPA, closure of branches, Com D T Franco staff position etc., created much needed awareness among the members. Shri.Sasindran Deputy General Manager& Circle Development Officer represented the Chief General Manager of Chennai Circle and inaugurated the conference. He has appreciated the efforts taken by the association for the past 50 years and thanked all the officers for making Chennai Circle as No.1 Circle. He also congratulated the leadership of the Association for maintaining cordial relationship and industrial harmony. The Chief Guest, Dr.P.Sainath, an eminent journalist and orator, has highlighted the plight of farmers in India especially the region of Vidarbha and Marathwada. The myth of waiver of farm loans in the minds of general public has been totally proved wrong. The nuances of perception of subsidy, incentives to Corporates, Tax Concession extended to Big Corporates and the top 1% of rich holding 58.4% of household wealth in India was awesome and mind blowing fact to the audience.  “How the richer has become richer and the poor become poorer” in last 3 decades?  Why the famers attempt suicides?How the cost of cultivation has gone 300 to 700%? Com S Saravanmuthu, Presidential Address GS, Pensioners' Association, Chennai  Whether something to be taken seriously, and a prime by Com A Krishnan responsibility of bankers to overcome it and help the farmers in extending the credit in time? Inequality prevailing at present as it was practised by the British Raj and Colonial days has to be eradicated, social development activities have to be taken up by the People like Bankers and show sympathy and empathy on oppressed and suppressed community thereby creating a bond with them. The unity among the working Com D. Singaravelu, class will be the answer for achieving all these things; strengthen Com A V Joseph, Regional Secretary, GS, SBSU, Chennai Circle the union and take forward the prudent financial management in Chennai Zone I welcomes

Shri V. Sasindran, DGM & CDO Com Y Sudarshan Shri Sainath, eminent Journalist delivering the Inaugural Address addressing Members addressing delegates Golden Jubilee 1965-2015 2 PSBs. We have to recapitulate that the PSUs and PSBs contributed to our national income and earn respect among the general public in the nation. Thwart any attempt of the Central Government and other forces by our unity and solidarity besides broader vision on the common people, he said. Com.Y.Sudarshan, General Secretary, AISBOF &Chairman of AIBOC congratulated the S B I O A ( C C ) f o r h a v i n g w o n t h e management's onslaughts during the former Com K Partasarathy, Com EAG Moses, Fr GS being felicitated Fr GS being felicitated Chairman's period and also the contribution made by the SBIOA(CC) at Circle, Federation and Confederation. Today this Circle Association is leading the Banking Industry because of leadership qualities and vision on their Member's Welfare besides the social activities in various fields. Clinching of five days Banking, regulated working hours for officers and parity of pay and pension with Central Government employees is going to be a challenge ahead. The efforts put forth by Com.Franco for “Save Public Sector Campaign” and for consolidating workforce in the financial sector including banking industry, Public Sector Undertakings and protecting them against privatisation move, was well appreciated. As part of social service activities, a cheque for Rs.50,000/- and article worth of Com M Balakrishan, Rs.50,000/- donated to “Vasantham”, an orphanage home taking care of Fr GS being felicitated mentally retarded children, to reassure our social commitment. Com.Amarpal, Former General Secretary of AIBOC was felicitated during the conference, for his great contributions to the officers' movement in Banks. Com. M Harshvardhan, Com.Ramkumar Sabapathy, Com.Sambith Mishra, Com.G.Subramaniam, Com. SoumyaDatta, Com.Ravindra Gupta, Com. V.Muralidharan, Com.Pawan Kumar, Com. G.P. Srivastava, Com. Deepak Kumar Sharma, Com. S.K.Srinivas, Com. Kamal S.Kadri, Com. R.Ramesh, Com. G.R. Jayakrishnan, and Com I P Gupta the General Secretaries and Secretary Generals of various Circle Units and Com. D.Singaravelu, General Secretary, SBSU and Com. S.Saravanamuthu, General Secretary, SBI Pensioners' Association offered their felicitations to the conference. Com G Santhanam, Fr GS being felicitated The following books published by the Association were released by Dr. P. Sainath for the benefit of the members. 1. You Should Know 2. Service Conditions of SBI Officers 3. One Point Reference Book of SBIOSR Service & Conduct Rules 4. Symposium on Development of Agriculture and Role of Banks in Tamilnadu. 5. Laudable Performance of Public Sector Banks 6. Bye-Laws & Rules of SBIOA(CC)” During the business session Com.D.Thomas Franco RajendraDev, General Secretary presented the General Secretary's Report to the General Body, which Com S. Balasubramanian, was accepted by the members. 22 comrades spoke on the report and raised Fr President being felicitated

Golden Jubilee 1965-2015 3 various issues. Com Franco, General Secretary replied in his closing remarks. Audited accounts of General Fund and the Benevolent Fund for the year ending December 2014, December 2015 and December 2016 were unanimously adopted. Shri. C.N. Jayachandran, Chartered Accountant was appointed as Auditor for the next triennial period. Com. M.S. Ravichandran, Chairman, Election Committee with his team members, Com. Sankaravadivel, Com. Sastha Selvaraj, Com. Mohan, Com. Mahalingam, Com. Ramesh, Com. Giridharan were honoured for conducting the elections in a free and fair manner. Resolutions on the following topics were unanimously Com D T Franco, GS adopted by the General Body. delivering the closing remarks 1. Revision of gratuity ceiling – date of effect 2. Labour law reforms – an attack on trade unions 3. Compassionate appointment scheme 4. Compensation for working on holidays/ Sundays 5. Comprehensive review of pension benefits in SBI 6. Five day week 7. Cross selling 8. Recruitment of sports persons 9. Removal of cap of Rs.100 crores on staff welfare expenses 10. Creche facilities for babies Com M Shanmugam, Treasurer 11. Appointment of officer director on the central board of state bank of presenting Accounts India 12. New pension scheme (NPS) 13. Health check up scheme for our officers and members of the family 14. Income tax on perquisites 15. Reimbursement of medical bills 16. Claim of leased residential accommodation on certificate basis 17. REMBS – Insurance Scheme 18. Reimbursement of cost of spectacles 19. Outsourcing of regular work 20. Reservation of seats in reputed schools/colleges 21. Educational allowance for children 22. Business correspondents/business facilitators/ customer service providers 23. Demand for reimbursement of demonetisation expenses and Jan Dhan accounts 24. Attempt of re-privatisation of public sector banks 25. Abolish Banks Board Bureau (BBB) 26. Career development system (CDS) 27. Industry level wage settlement across all scales Com A Ravichandran, Regional Secretary, Chennai II Com.A.Ravichandran, Regional Secretary, Chennai Zone II, proposed delivering vote of thanks the vote of thanks to the participants.

Golden Jubilee 1965-2015 4 Social Service.- Vasantham, an orphanage Release of books Com Amarpal, Fr GS, home taking care of mentally retarded children AIBOC, being felicitated

Com. M Harshavardhan, Com Ramkumar Sabapathy, Com Sambit Mishra, GS, Com G Subramaniyam, GS Secretary General, Hyderabad Circle GS, Mumbai Circle Bhubaneswar Circle Hyderabad Circle

Com Soumya Dutta, GS, Com Ravindra Gupta, Com V Muralidharan, Com Pawan Kumar, GS, Bengal Circle Delhi Circle Kerala Circle Lucknow Circle

Com G P Srivastava, Com Deepak K Sharma, GS, Com S K Srinivas, Com Kamal S kadri, Patna Circle Chandigarh Circle Bangalore Circle Ahmedabad Circle

Com H Ramesh, Secretary General, Com G R Jayakrishnan, Secretary General, Com J P Gupta, Secretary general, Bangalore Circle Kerala Circle Chandigarh Circle

Golden Jubilee 1965-2015 5 DELEGATE'S VOICE

Com. M. Swaminathan Com. N. Ravishankar Com. Murugesan Com. K. Sakthivel

Com. V. Suresh Com. A. Venkata Subramanian Com. Ravigovindarajan Com. T. Jayachandran

Com. G.M. Bhageerath Com. Baskaran Com. Narendran Loganathan Com. P. Arun

Com. A.B. Pratheep Com. P. Balamurali Com. K.S. Jeyalakshmi Com. R. Santhosh

Com.R. Prasanth Com. C.T. Joseph Com. A. Sudahakar

Com. S.C.S. Sundarrajan Com. A. Ashok

Golden Jubilee 1965-2015 6 Coms. K. Gopinath & Aanchal Bhargava Procession to the General Body venue and Team compering

Welcome Dance Comrades entering the venue Welcome Desk by Com Kavitha

Cultural Show at the venue

Golden Jubilee 1965-2015 7 Election Committee headed by Com M S Ravichandran with President, GS and Treasurer

SBIOA(CC) Zindabad

Executive Committe

Golden Jubilee 1965-2015 8 COMRADES AT THE CONFERENCE

Books published by SBIOA(CC) on show STALLS Comrades Refreshing Golden Jubilee 1965-2015 9 CULTURAL SHOW BY MODULES

Cultural Show by comrades from Module Cultural Show by Salem Module Cultural Show by Comrades from Tiruchirapalli Module

Cultural show by Module Cultural Show by Com Uma, Chennai Module II

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Cultural Show by Chennai Module I

Have you displayed Association UNITY ENCLAVE posters? The appropriate authority has Have you displayed circulars in a notice board? accorded the approval for Are you sharing our pamphlets and extension of the moratorium of our books with customers? SBIOACC Unity Enclave Housing “Compendium of Customer Project from Jan 2017 to June Information”? 2017. Hence the repayment will Have you downloaded our Circle start from July 2017. Association’s App.

Golden Jubilee 1965-2015 10 ALL INDIA PUBLIC SECTOR AND CENTRAL GOV'T.OFFICERS' CONFEDERATION (AIPCOC) The ever growing threat of privatization of the Public Sector and the increasing attacks on the Trade Union and labour necessitated the consolidation of Trade Unions across industries. Com Thomas Franco Rajendra Dev, our General Secretary took the initiative getting the leaders come together under a single platform. (AIP&COC). The effort proved a huge success as leaders from many diverse sectors gathered at Chennai on 05/08/2017. More than 500 comrades representing various Trade Unions attended the Conference. Com V K Toamr, President of the National Confeder-ation of Officers' Association (NCOA) chaired the meeting and addressing the Conference said that the biggest threat to Then they came for the Jews, and I did not speak out— PSUs are the Government policies. AIP&COC is an Because I was not a Jew. independent and apolitical platform. Irrespective of Then they came for me—and there was no one left to speak for me.' financial health, and strategic importance all PSUs are Com Sebastian, Telecom Sector, Com Alok Roy, Oil under threat. This conference will strive to make a difference Sector, Com S Mohan, CCGGOO, Com Dilip Kumar to the policies of the Government. Public Sector is sick Saha, Banking Sector, Com Sugumaran, CITU, Com because of Government policies. Metro rail is a fine example of what good Government policies can do for Senthil, Insurance Sector, Com H M Mallesh, Defence Public Sector. Sector, Com D Subramani, Pharmaceutical Sector, Presenting a report to the Conference Com Franco, Com Chandramouli, GST &CE, Com Rajkumar, LIC Convenor, AIP&COC said, that attempts to organise Officers Federation, Com Solamalai, RBIOA, Com Trade Unions in different sectors were earlier taken by Com Sanjiv Kumar, National President, All India Railways Godbole, Com Ashokrao and Com Dinesh Abrol. Govt has Employees Federation, Com Anil Kumar, ITI Ltd., been on a privatization spree and trying to handover every Com MadhanBhel, Com CP Krishnan, Banking Sector sector to the private. Why then shouldwe need a and GeetaSunatkari, Mazagan Dock (defence) spoke at Government? Political parties should realize that it will be the Conference. like a camel entering into a tent. 192 Public Sector The following Office bearers were co-opted in the Organisations have been killed. Conference We have to join together upto the district level and fight President - V.K. Tomer- NCOA together at the Natiinal level.He quoted Martin Niemöller, Secretary General D.T. Franco- Banking 'First they came for the Socialists, and I did not speak out— Treasurer T. Senthi Kumar- Banking Because I was not a Socialist. VPs S. Mohan – CGOO Then they came for the Trade Unionists, and I did not speak out— Sebastian – Telecom Because I was not a Trade Unionist. Alok Roy – Oil Sanjib Kumar – Railway DushyantChavan –NABARD Dilip Kumar Saha – Banking Joint Secretaries H.M. Mallesh- Defence Subramani- Pharma Raj Kumar – LIC Chandramouli – GST & Central Excise Anil Gupta – ITDC Anil Kumr – ITI Ms. GeetaSunatkari- Masogon Dock Dy. Gen Secs. Lakshmi Narayanan Ashok. M. Shethalke

Golden Jubilee 1965-2015 11 PEOPLE'S PARLIAMENT FOR UNITY AND DEVELOPMENT

National Platform for People's Parliament for Unity  Centre for Indian Trade Unions, and Development constituted Trade Unions, Farmers  NABARD Officers Association, Organisations, Women's Organisations, Youth Organisations, Non GovernmentalOrganisations and  Indian National Trade Union Congress, Rights' Groups joined together to have a debate titled,  All India Peoples' Science Network, “People's Parliament for Unity and Development”  Sanchar Nigam Executives Association, throughout the country. The aim is have a debate at every district of the country on issues of Development  National Confederation of Officers Associations, like,  All India Bank Pensioners and Retirees Why Farmers, Traders, Women, Workers, Youth and Confederation, Students complain that they do not get credit when  Confederation of All India Traders, needed, while the Bankers are saying there is no credit  All India KisanSabha, off-take?  All India Democratic Women's Association, Why even after 70 years of Independence all eligible children do not have access to Education at Schools  Wada Math thodo Abhiyan, and Colleges?  Centre for Financial Accountability, Why Universal Health Care is not available to all?  Centre for Budget and Governance Accountability, Why farmers are committing suicides and youth do not  want to enter farming? National Fish Workers Forum,  Why women who have history of prompt repayment Mazdoor Kissan Sangarsh Samiti, and many more. are not getting adequate credit even in SHGS? It also has retired IAS officers like Mr. M.G. Why unemployment is increasing and what is the Devasahayam and Mr. S. P. Shukla and many possibility of creating employment in rural and semi academicians like Dr. T. S. Ramakumar, Dr. Archana urban areas? Prasad, Dr. Dinesh Abrol, Dr. Praveen Jha, Dr. AtulSood, Dr. DushyatChavan, Journalist Dr. P. Where the Budget-funds go? Sainath and many more. The National Platform has Where is the tax we are paying going? decided to launch the campaign at Kanyakumari on 19th August followed by launches at Ahmedabad, Why the Govt can't fulfil the promise of constitution – Nagpur, Trivandrum, Hyderabad, Kolkata, Guwahati to provide equal opportunity to all? and Nagaland. What GST means to People? The Forum has appealed to all organisations who want Theabove are some of the issues which will be to debate India's Development to join. debated at every district and an enquiry will be done and presented in the District Parliament for Unity and Development. This will be followed by State Level BEREAVEMENT and National level People's Parliaments. The Co- 1. Com.M.Ramarajan, Branch Manager, Kurumbur branch lost his ordination Committee has plans to have atleast 1 lakh father on 27.07.2017 at Tiruchendur. dialogues with farmers, women, youth etc. throughout 2. Com.R.Soocrates, Manager, SARB, Madurai lost his mother on the country. The National Platform has organisations 31.07.2017 at Chennai. like; 3. Com. Nalini C, Manager ZIO Chennai lost her father on 03.08.2017.  All India Bank Officers Confederation, 4. Com. V.M. Kaushik, CM Udhagamandalam Branch, lost his  All India Public Sector and Central Govt Officers father on 26.06.2017 at Mysore. Confederation,

Golden Jubilee 1965-2015 12 UNITED FORUM OF BANK UNIONS (UFBU) - DECLARES STRIKE India Strike on 22 August 2017

Demands: banks in lieu of NPS -Follow-up of Record Note 1. Do not privatise Public Sector Banks dated 25.05.2015 2. Stop plans of mergers and consolidation of 17. Adequate Recruitment in all cadres Banks The meeting of United Forum of Bank Unions 3. Do not write-off corporate Non Performing (UFBU), an umbrella body of nine trade unions in Assets (NPAs) banks, held at Mumbai on 28th June 2017 has decided to strike work on August 22 against Government's 4. Declare willful default of Bank loans as attempts to destroy the Banking Sector. So many criminal offence developments are taking place in the banking sector in 5. I m p l e m e n t r e c o m m e n d a t i o n s o f the name of implementing banking reforms agenda of Parliamentary Committee on recovery of the Government. Instead of taking urgent remedial NPAs measures to recover the alarmingly increasing bad loans in the Banks, which are threatening to drive the 6. Ensure accountability of Top Management/ Banks into a serious crisis, the steps like MOU, Prompt Executives for bad loans and put in place Corrective Action(PCA), Financial Resolution and stringent measures to recover bad loans Deposit Insurance Bill (FRDI), NPA Ordnance, 7. Withdraw proposed Financial Resolution and Insolvency and Bankruptcy Code (IBC), etc. are only Deposit Insurance (FRDI) Bill aimed to clean the Balance Sheets at the cost of the 8. Abolish Banks Board Bureau Banks which represent the hard earned savings of the people rather than to recover the money. On the other 9. Do not pass-on the burden of corporate NPAs hand, while denying the Public Sector Banks of on Bank customers by hiking charges adequate capitals thus restricting their business 10. Do not increase service charges in the name of expansion, licenses are being given freely to the GST corporate houses to open private banks, small banks, 11. Reimbursement of cost of demonitisation and payment banks, etc. thus weakening the Public Sector other Government Schemes to Banks by the Banks. Very tough measures are required including Government criminal action on willful defaulters to recover the huge bad loans given to the corporate houses, big 12. Settle issues of employees and officers business and top industrialists. It was also observed connected with demonitisation scheme. that the burden of the corporate NPAs are put on the 13. Immediately fill up posts of Employee/Officer shoulders of the common public and banking clientele Director(s) in Bank(s) in the form of hike in fees, charges, penalties, reduced interest rates on retail deposits, etc. for every type of 14. Implement Compassionate Appointment normal banking services. Schemes in Banks as per Government guidelines. UFBU has also asked the government not to increase service charges in the name of Goods and Service Tax 15. Removal of Gratuity Ceiling under Payment of (GST), which has already been rolled out. It has raised Gratuity Act, 1972 & Total Exemption of tax from 15% to 18% for all services offered by banks. Income Tax on Gratuity and Leave Encashment on retirement Government has recently merged five associates with SBI and there are talks of the second round of 16. Pension related issues Improvements in consolidation among state-owned banks which may Pension Scheme similar to RBI/Central materialise by the end of the current fiscal.There are 21 Government including for past retirees - state-owned banks in the country at present. India's Extension of erstwhile Pension Scheme in

Golden Jubilee 1965-2015 13 banking sector is saddled with NPAs or bad loans 10.08.2017 Centralised Demonstrations & amounting to Rs 8 lakh crore, of which around Rs 6 Rallies at all Centres lakh crore is accounted for by the state-owned banks 15.08.2017 to Press Meet at all State Capitals alone. 21.08.2017 UFBU demands an immediate stop to the moves th aimed at merger and consolidation of banks and which Between 5 Aug. Mass Conventions in Mumbai, ultimately end up in privatization.The Financial Aug. to 22ndAug.Delhi, Kolkata and Chennai. . Resolution and Deposit Insurance (FRDI) Bill in its 16.08.2017 Centralised Demonstrations & current form is another matter of concern. Bank Rallies at all Centres officers and employees together demand to scrap this bill. 18.08.2017 Dharna at all State Capitals Ahead of August 22, the UFBU has kick started the 21.08.2017 Badge-wearing and Lunch Hour/ agitation from July 19, the Bank NationalisationDay, after office hours Demo by observing as “SAVE PUBLIC SECTOR DAY”. 22.08.2017 ONE DAY ALL INDIA BANK Agitation programs are charted out as follows: STRIKE 03.08.2017 Centralised Demonstrations & 15.09.2017 Morcha&Dharna at JantarMantar Rallies at all Centres and Procession to Parliament House, New Delhi Let us all gear up and make the agitation a grand success AIBOC NATIONAL YOUTH CONVENTION WEDDING BELLS IN KOLKATA ON 26TH & 27TH AUGUST Sow. Kartheba, AM(S), LHO married Chi. Guruprasad on 19.06.2017 at Tuticorin. When India is set to become India is set to become Chi. Kandasamy K , Asst. Manager CAG married Sow. the youngest country in the world with the median Sivasankari C on 29.06.2017 at Madurai. age of 29 years, AIBOC has embarked on a mission Sow. Martina Arthi A, DM Ayapakkam branch married to involve a larger section of the youth in Michael Cain R J on 05.07.2017 at Chennai. Association activities and develop future leadership Chi. Arunkumar V, S/o Vellayampillai AKA, DM, Zonal secretary to carry forward the legacy of our mighty married Sow. Dr. Preethi C on 19.06.2017 at . organisation.,. A National Youth Convention is Sow.S.Bargavi, D/o.Com. Selvraraj C, CM, Srivilliputtur branch planned to be held at Kolkata on 26th & 27th married Chi. Prem Kumar S on 03/07/2017. August, 2017. Sow. Dr Keerthana K D/o Kanagarajan R, CM LHO married The 2 day National Youth Convention, the first of its Chi. Nishant Balasubramanian on 16.07.2017 at Chennai. kind, in the history of the Confederation is being Chi. B Arun Shankar, S/o. Balasubra-manian S, Mgr HR Zo, organized with the primary focus of raising Chennai married Sow. Bhuvana S on 26.06.2017 at Chennai awareness among young officers about the need to Sow. Dr Keerthana K D/o Kanagarajan R, CM Lho married stay consolidated, united and to make them aware of Nishant Balasubramanian on 16.07.2017 at Chennai. the socio-economic-political scenario of the Sow. R. Divya D/o Com. N. Ravi, DM, Zonal Office, Coimbatore, country. This would be an ideal platform to exhibit married Chi. S. Boopathy on 01-07-2017 at Combatore their potential leadership qualities and showcase Chi. E.K. Hemanand, S/o Com. N. Ramila, DM, G.H.Road their talents in various spheres in front of the central Branch, married Sow. M.K. Jayapriya on 03.07.2017 at leadership. Members below 35 years shall be the Erode. participants . A Facebook page has been created for the event : SBIOA (CC) Wishes a very happy married http://www.facebook.com/groups/nyc17. life to the newly wedded couples.

Golden Jubilee 1965-2015 14 YOU SHOULD KNOW

Reimbursement of Entertainment Expenses in HRMS in this regard will start from salary of June I. The entitlement for reimbursement of Entertainment 2017. expenses will be solely on the basis of role type in the Circular No. : CDO/P^HRD-PPFG/23/2017 – 18 Date CDS, as under: : Friday 16th June 2017. Role Type Description ****************************************** CategoryI = Budgetary Staff Deposit Accounts: provision for payment of additional interest rate CategoryII = Measurable The one percent additional interest rate is payable in all CategoryIII = Non Measurable deposit accounts to employees who have super- II. Entitlement will be decided on quarterly basis as per annuated at the age of 60 years, but they are not eligible major CDS role held during the period. Entitlement for for pension. the FY will lapse as on 30th April of the next FY and no Circular No. : CDO/P^HRD-IR/21/2017 – 18 Date : extension will be granted. Thursday 15th June 2017. III. The Official will be entitled for reimbursement of Acquisition of Associate Banks by SBI computation Entertainment expenses for the full quarter, if he/ she is of “inter –se seniority” of officers: present in the office for any part of the quarter during Sabbatical Leave. 1. All officers of erstwhile State Bank of Bikaner & Jaipur, State Bank of Hyderabad, State Bank of IV. Officers on Deputation to other Organizations/ Mysore, State Bank of Patiala and State Bank of Associates & Subsidiaries/ GOI; Probationary Travancore who have opted to continue in the service Officers/ Trainee Officers; Medical Officers; and of State Bank of India ,are placed in the seniority list Roles/ Assignments where position is not set in CDS/ being maintained on a Circle basis in respect of HRMS; shall be covered under the CategoryIII. officers belonging to the JMGS-I, MMGS II and III, V. Officers retiring during the year will be entitled for and on all India Basis in respect of officers belonging the reimbursement of Entertainment expenses only up to other Grades . to and inclusive of the quarter in which they retire. 2. The Bank has approved one-time adjustment given Circular No. : CDO/P^HRD-PM/31/2017 – 18 Date : effect to by adding 0/1/2 years for Junior Management Wednesday - 12th July 2017. & Middle Management/Senior Management/Top ****************************************** Executive grades respectively to the officers of above State Bank of India Employees' Defined five Associate Banks, for their first promotion from Contribution Pension Scheme (SBIEDCPS) their present grade existing at the time of merger. For inclusion of special pay in the mandatory any other purpose for reckoning inter-se seniority, no contribution under National Pension System adjustment shall be made between officers from SBI 1. As per the extant guidelines, 10% of Basic Pay plus and those from erstwhile Associate banks . It will not Dearness Allowance on it is being deducted from the have any impact on emoluments/superannuation or salary of an employee towards the contribution of NPS any other related terms & conditions of service. (employee contribution) and the Bank is making Circular No. : CDO/P^HRD-PM/24/2017 – 18 Date : matching contribution (employer's contribution) in Monday 19th June 2017. NPS on behalf of the employee. The ECCB has ****************************************** approved inclusion of 10 % of Employees' mandatory Sanction of Staff Loans and advances to staff of e- contribution in Tier I of NPS at the rate of 10% of Basic ABs/e-BMB similar to SBI staff loans w.e.f Pay and Special Pay plus Dearness Allowance on such 01.04.2017 pay. Accordingly, Bank will make matching contribution as per the extant guidelines. Deductions The loans and advances availed by the ABs and BMB employees prior to acquisition will continue on the

Golden Jubilee 1965-2015 15 contracted terms and conditions, till repayment”. All Please refer to our e-Circular no. NBG/SMEBU- employees of e-ABs/e-BMB shall be eligible to take LIP/15/2017–18, Sl. No. 296/2017-18 dated Housing loan, Vehicle loan, Personal Loan, Computer 21.06.2017 wherein 1248 Branches have been loan Education loan to the wards of staff and Festival designated as “SME Intensive Branches”. advance as per the approved terms and conditions of 2. The identified SME intensive Branches should not SBI. be given budgets related to other segment (Per, Agri, Iindividual Housing Loan Scheme (IHLS) etc.) business. Focus and thrust to be given for growth The ceiling amount and interest rates will be effective of SME business and cross-selling / up-selling to SME to all new loans under IHLS sanctioned on or after the clients only. date of merger of e-ABs/e-BMB with SBI i.e. w.e.f. 3. The Circle Management Committee (CMC), based 01.04.2017. Where an employee of e-AB has raised an on business considerations may exempt the following Individual Housing Loan for an amount of less than the category of Branches from the above stipulation and existing ceiling as per SBI, the remaining amount may allow the Branches to cater to other business segments be availed for purchase/renovation/repair of flat/house as well: within overall ceiling. In case an employee of e-AB Large / Main Branches having separate SME division has raised additional housing loan from headed by an official not below the rank of Chief the Bank or other verifiable sources at commercial Manager “or” having 10 or more accountshandled by rates, he/she may be permitted to avail of the housing RMME (posted at the Branch). loan up to his/her revised entitlement for repaying Circular No. : NBG/SMEBU-LP/20/2017 – 18 Date : such loan as per Banks' terms and conditions. Tuesday - 11th July 2017. Circular No. : CDO/P^HRD-PM/32/2017 – 18 Date : ****************************************** Wednesday - 12th July 2017. INTERNET BANKING / STATE BANK ****************************************** ANYWHERE PERSONAL FUNDS TRANSFER NRI SERVICES: FCNR (B) DEPOSITS WAIVER USING QUICK TRANSFER FACILITY OF PREMATURE PENALTY PROVISIONS: The daily limit of Quick Transfer facility was The Bank has decided to waive the penalty provisions increased from Rs. 10,000/- to Rs. 25,000/- with per at the time of premature payment of FCNR (B) transaction limit capped at Rs. 10,000/-. deposits subject to the undernoted conditions:  Service Charges : Charges as applicable for IMPS / (a) Interest on premature payment will be paid by the NEFT transactions. bank only for the period, FCNR (B) deposit has  Payment to : SBI and other bank accounts remained with the Bank. Circular No: CS&NB/CS^NB-DIGITAL BA/17/2017 (b) Above interest will be paid at the rate prevailing – 18 Date : Thursday - 13th July 2017. at the time of opening the related FCNR (B) deposit account. ****************************************** (c) Since minimum period of FCNR (B) deposit OPENING OF SAVINGS BANK ACCOUNT prescribed by RBI is one year, no interest will be WITH AADHAAR AS KYC DOCUMENT paid on premature payment of FCNR (B) deposit Government of India vide gazette notification No. 439 if it is paid within one year from the date of dated 1st June 2017 has amended certain provisions of deposit. Prevention of Money-laundering (Maintenance of Circular No. : NBG/PBBU/NRI-DEPOSIT/11/2017 - Records) Rules 2005. 18 Date : Tuesday - 11th July 2017 2. The salient features of the above notification in ****************************************** respect of opening of new accounts are as under: SME BUSINESS UNIT DESIGNATING a) In case of an individual, who is eligible to be BRANCHES AS 'SME INTENSIVE BRANCHES' enrolled for an Aadhaar number, he shall submit the CLARIFICATION Aadhaar number issued by UIDAI and PAN or Form

Golden Jubilee 1965-2015 16 60 at the time of opening an account based relationship QUARTERLY RESULTS REPORT (QRR) w.e.f. 01.06.2017. The revised instructions with regard to analysis and b) All new accounts are required to be opened with submission of review of performance, for listed Aadhaar and Permanent Account Number (PAN) or companies, based on QRR are as under: Form 60 as KYC document. In the case of all listed companies, a brief review is to c) However, where Aadhaar number has not been be put up on the basis of quarterly working results assigned to an applicant, the applicant shall furnish published by them in the QRR format, duly proof of application of Enrolment for Aadhaar and in incorporating comments such as extent of exposure, case PAN is not submitted, one certified copy of an conduct of the account etc. Such review is to be Officially Valid Document (OVD) along with Form 60 submitted is required. (a) to the Heads of Verticals in respect of ECCB d) In case the applicant is not a resident or is a resident sanctions, in the states of Jammu and Kashmir, Assam or (b) to the CGM (Circle) / CGM (CAG) / CGM (MCG) / Meghalaya and does not submit the PAN, he shall CGM (SAMG) in respect of WBCC & CCCC sanctions submit one certified copy of OVD containing details and of his identity and address and one recent photograph. (c) to the GM (Network / MC Region / SAMG) in all e) The extant instructions regarding opening of small other cases. account will continue. Circular No. : CCO/CPPD-ADV/32/2017 – 18 Date : Circular No. : NBG/PBU/LIMA-SB/9/2017 – 18 Friday 30th June 2017. Date : Friday - 14th July 2017. ****************************************** ****************************************** IMPLEMENTATION OF RBI GUIDELINES ON GOODS AND SERVICE TAX (I.E.GST) ON C E N T R A L K N O W Y O U R C U S TO M E R FOREX TRANSACTIONS: REGISTRY(CKYCR) New slabs for calculation of taxable value for sale and As per CKYCR guidelines , the data (Customer purchase of foreign currency is given below w.e.f. 1st Information, Photograph, Signature, KYC July, 2017. Documents) in respect of all account based relationships established by the Bank are required to Gross amount Taxable value of forex rate of of foreign transactions under gst gst @ 18% be uploaded on CKYCR portal within T+2 days of currency such establishment of relationship. Account based exchanged relationship includes all types of loan accounts, non fund based accounts like Bank Guarantee, Letter of 1 Upto = 1% of Gross amount of 18% of Credit etc. and all type of deposits accounts. Rs.1,00,000 currency exchanged subject taxable to minimum of Rs.250 value Customer Information Sheet (CIS) in respect of individual borrowers has to be obtained from individual borrower for creation/updation of CIF, 2 Between = Rs.1000 + 0.5% of Gross of forex Rs.1,00,000 to amount of currency exchan- transaction while opening of the loan/BG/LC account. CIS in Rs.10,00,000 ged exceeding Rs.1,00,000 as derived in respect of Non-individual borrower ,( the CIS format upto Rs.10,00,000 column is not yet approved ) 2. CIS in respect of both individual and non- 3 Above = Rs.5500 + 0.1% of Gross individuals needs to be superimposed on the Rs.10,00,000 Amount of currency Loan/BG/LC application form in case of existing as exchanged exceeding Rs. 10,00,000 well as from prospective borrowers for all types of maximum of Rs.60000 loan accounts (including non-fundbased accounts), as Circular No. : GMUK/GMU/SP-MISC/32/2017 – 18 per revised CKYCR template. Incidentally, updating Date : Friday - 14th July 2017. the CIF as per CIS will also serve the purpose of ****************************************** Golden Jubilee 1965-2015 17 complying with the requirement of periodical kept on record. updation as per risk categorization. b. Due Date of renewal of multiple limits (of e- 3. On operationalisation, activation of accounts will ABs/e-BMB ) under MBA/ Consortium: take place only after the scanned images of AOF In case of MBA / Consortium arrangement, post (deposit accounts) / CIS (loan & other non-fund based merger, the accounts of e-Abs and e-BMB are accounts) along with KYC documents are sent to maintained as separate accounts till renewal of all LCPC, immediately after creation of CIF, through the limits. The limits maintained with different banks have interface and approved by LCPC after second scrutiny. different due dates of renewal. It has been decided by Circular No. : CCO/CPPD-SYSTEM PROC/30/2017 appropriate authority that the renewal of all limits -18 Date : Wednesday 28th June 2017. should be carried out on the earliest of the due dates of ****************************************** all limits (of SBI / e-ABs/e-BMB). In case renewal of limits is not possible due to reasons beyond the control MERGER OF ASSOCIATE BANKS (ABS) AND of branches, continuation of limits at existing level BHARATIYA MAHILA BANK (BMB): may be sought using the simplified format circulated CLARIFICATION ON INTEREST RATE vide Circular No CCO/CPPD-ADV/118/2015-16 LINKED TO BASE RATE CLARIFICATION dated 16.05.2015. a. Treatment of Interest rates linked to Base Rate: All other terms and conditions of the credit facilities All borrowers are to be advised that, as a onetime will remain unchanged till renewal/ review of limit measure on account of merger, interest rates of their except the interest rate which gets reset after one year account are linked with BR of SBI, by tweaking the from date of disbursement / renewal. spread, to maintain the effective rate on the date of Circular No. : CCO/CPPD-ADV/28/2017 - 18Date : merger. Subsequent upward or downward movement Thursday 22nd June 2017. in BR of SBI will be passed on to them. Borrowers are ****************************************** to be advised and their consent is to be obtained and

RETIREMENTS

JULY- 2017 JULY - 2017 S/Shri Name Designation Branch S/Shri Name Designation Branch 10 Com. Muthukrishnan K CM RBO, SCE-I, CHE Regular 11 Com. Nachimuthu Ramasamy DM Olagadam 1 Com.Anbarasan Madhavan DM Madurai 12 Com. Nagarajan 2 Com.Aravamudhan N Muthusamy Pillai AM Vadaserry Narasimhan Mgr ZO Chennai 13 Com.Paranjothi 3 Com. Arul Raj Stephan Raj DM Tirupur Sivaprakasam Mgr SAMB Coimbatore 4 Com. Dhayalan Vadivel DM SME Tiruvanamalai 14 Com.Paul Victor Raj 5 Com. Elangovan G Mgr RBO-6 Pragasam DM AyamplayamADB 15 Com. Ramu Nallu DM Thyagarayanagar 6 Com. Jaganathan Kattoor 16 Com. Srinivasan R AM RASECC, Madurai Nallappan DM SECC Coimbatore 17 Com.Sromovasaraka DM Lalgudi 7 Com. Krishnakumar A CM RBO-I Chennai 18 Com. Subramanian 8 Com. Krishnamoorthy V AGM ZO Coimbatore Avudainayagam CM Tuticorin 9 Com. Krishnan M CM RACPC MRC Nagar 19 Com. Venkatesan K DM

SBIOA (CC) wishes the above comrades SBIOA (CC) wishes the above comrades a very happy, healthy and peaceful retired life. a very happy, healthy and peaceful retired life.

Golden Jubilee 1965-2015 18 SBIOA(CC) Congratulates the following comrades 0n their meritorious promotion:‐

JMGS - I to MMGs II 52 Com.Mohamed Ilyas LeatherIB,Chenn 53 Com.Mohamed Moideen A Syed meeran Vadavalli 1 Com.Abdul Kareem Abdul Kader RBO, CHINGLEPUT 54 Com.Murugesan Kumarsamy Palani 2 Com.Achu R Chandran Vadiveeswaram 55 Com.Muthukumar N Nangavalli 3 Com.Akshay Soni Tiruchirapalli 56 Com.Muthuraman M Alangudi 4 Com.Amarnath Reddy Badvel 57 Com.N.Senthil K.Natarajan Ramalinga Nagar 5 Com.Amit Kumar Saini TFCPC CHENNAI 58 Com.Nagadinesh S REDDIPALAYAM 6 Com.Anandh Radhakrishnan OB, Chennai 59 Com.Nirmala Devi Robert Adyar 7 Com.Anbarasu R IFB, Chennai 60 Com.P G Murlikrishnan 8 Com.Anish Devaraj 61 Com.Padma Sri Venkatagiri LeatherIB,Chenn 9 Com.Arumugaraj R A NRI 62 Com.PRADEEP M ODANTHURAI 10 Com.Aruna Bastin Singam Erumaipatti 63 Com.Praveena Sape Chennai -IFB 11 Com.Aswathy Sudevan RACPC, Aypthgal 64 Com.Prem Chandra ERODE 12 Com.S BALAJI TIRUPUR 65 Com.C PRIYADHARSHINI Coimbatore AR 13 Com.Balamurugan Kannan Arni 66 Com.Rafi Sheriff Yusuff 14 Com.Balasubramanian V RBO, PUDUCHERRY 67 Com.Ragunathan K Manamelkudi 15 Com.Baskaran Arumugam Sulur Town 68 Com.Rajasekar R BHOOTHAPANDY 16 Com.Baskaran R Ramar 69 Com.Rajasekaran L RACPC, MRC Naga 17 Com.Bhaskaran Krishnan CPPC Chennai 70 Com.Rajesh R R Rajayyan KANNUMAMMOODU 18 Com.Bijeshmon B RBO-I, COIMBATO 71 Com.Rajeswari Balasubramanian RBO-I, CHENNAI 19 Com.Chinchu Anand C.A.G. Chennai 72 Com.V.RANJANI Anbumani MOGGAPAIR(WEST) 20 Com.D KALAIVANI Karuna R K Solur 73 Com.G Raman OverseasBr.Tiru 21 Com.D S Krishnakanth RACPC, MRC Naga 74 Com.Ramesh Chinnasamy ZO Chennai 22 Com.Dhanasekaran Mari Pondicherry ADB 75 Com.Ramesh Kumar S BROADWAY,CHENN 23 Com.Elavalagan R Ramanathan SMECCC EKKATTUT 76 Com.Ramesh.M Muthan.M.K. SSI Br., Kurich 24 Com.Gokul Pradeep P MANUR 77 Com.Rameshkumar Duraisamy 25 Com.Gopal S Kattumannarkoil 78 Com.S Vijaya Kumar TFCPC, CHENNAI 26 Com.Govindarajan Kumaraswamy RBO-IV, Tiruchi 79 Com.Sai Kausalya Senthilkumar Coimbatore 27 Com.Hari Ramakrishnan Senniappan KUTCHERY RD CHE 80 Com.Sampoornam Jayabal Thyagarayanagar 28 Com.J Antony Gnana Rajesh Velacherry 81 Com.Sankaranarayanan Ramamurthy Gopalapuram 29 Com.Jibeesh N P.N ROAD, TIRUP 82 Com.Santhosh Kumar Sreedharan Pillai Tiruvannamalai 30 Com.Jisha T SME, ERODE 83 Com.Saranya Parthasarathy RBO-IV, MADURAI 31 Com.Joyson Koothoor Chakko MADRASALWARPET 84 Com.Sarath Manohar RedFieldCoimbat 32 Com.Kamalakannan Govindarajulu 85 Com.Sarun V K ENIAM 33 Com.Kanagaraj Chellapandian 86 Com.Sasikala P Chellapandian SER BR MADRAS 87 Com.Sathish Kumar Iyyappan 34 Com.Kanagaraj murugesan ZO Tiruchy 88 Com.Senthil Kumar Pattabi TFCPC CHENNAI 35 Com.Karthikeyan Natarajan RASECPCPondi. 89 Com.Shanthi W 36 Com.Kishore Prabhakaran ZO Coimbatore 90 Com.Sheela I. Coimbatore 37 Com.KRISHNAN MURALI BABU SALEM 91 Com.Shyamala N ,Chennai 38 Com.Kumar P RASECC, MADURAI 92 Com.Sibi Chakravarthy K Mettupalayam 39 Com.Kumaravel Malaikolunthu JAMALIA 93 Com.Sivagnanam R RASECC, MADURAI 40 Com.Kumaresan Murugesan 94 Com.Sivakumar R G Jayamangalam 41 Com.Kunnath Sooraj Sankar TIRUPUR 95 Com.Sivamohan Madhavan Nair (Scab) Branch 42 Com.MADHAN RAJAN S LHO Chennai 96 Com.SIVARAMAKRISHNAN T COIMBATORE 43 Com.Madhava Dibbi T Nagar-Chennai 97 Com.Smita Bhagat Whites Road 44 Com.Madhu Soodhanan Nair CCPC,Chennai 98 Com.Sreepriya S 45 Com.Maheswaran R Ramugopal POOMPUKAR NAGAR 99 Com.Sripriya Sridhar Omalur 46 Com.Malarvizhi M 100 Com.Srividhya S Peravurani 47 Com.Manikandan Panchanathan RBO-I, TIRUCHIR 101 Com.Subramaniam Krishnamoorthy 48 Com.A. MANIRAJA AdmOffice,Salem 102 Com.Subramanian Malayappan CB, Coimbatore 49 Com.MANOJ KUMAR BEHERA 103 Com.Sudaroli S GST Road, Chenn 50 Com.Megha Manomohan MADRAS T' NAGAR 104 Com.SUDEESH KUMAR P S CoimbtTrichy Rd 51 Com.Meghana PAPPANAICKEN Golden Jubilee 1965-2015 19 105 Com.Suja M D SAMB Coimbatore 26 Com.Arul P Peelamedu 106 Com.Sundarachariyar K Pondicherry 27 Com.Arumugam N 107 Com.Sundararajan R 28 Com.Arumugam Nallaperumal Tenkasi Ramakrishnan Naidu SHENCOTTAH 29 Com.Arumugasamy K OverseasBr.Tiru 108 Com.Suresh R Nellankarai 30 Com.Arun Chouthri Balasubramanian ZO Tiruchy 109 Com.Thamaraiselvi Rajamanickam TirupapuliyurCu 31 Com.Arun M. J. Valangaiman 110 Com.Thirumurugan Ramalingam PICHANUR 32 Com.Arun Raja Ramadoss IFB, Chennai 111 Com.THIYAGARAJAN . TIRUPUR 33 Com.Arun Vishnu A S Manjalu Moodu 112 Com.V S Muraleedharan Pillai 34 Com.Aswathy Vr 113 Com.Vasugi Subbiah MaduraiKamarajV 35 Com.Aswini P M SME Br.Bhavani 114 Com.Vedachelam V S MADRAS ANNANGR 36 Com.Augustine Jacob Chelliah Krishnapuram 115 Com.Vengatesan K 37 Com.Ayyappan Sadhasivam Ulundurpet 116 Com.Venkitachalam VS Tirumullaivoyal 38 Com.B M Ganesh C.A.G. Chennai 117 Com.Vidhya T CB, Coimbatore 39 Com.Bala Ganesan Krishnan RBO-I,MADURAI 118 Com.Vijaya Rama Raju Uppalapati HARITA 40 Com.Balaji G 119 Com.Vijayakumar 41 Com.Balaji S SECC,COIMBATORE Muthugopurathinam 42 Com.Balaji Venkatesan Mallasamudram 120 Com.Vinesh Praveen C SECC,COIMBATORE 43 Com.Balakrishnan Rajagopalan RBO-II, MADURAI 121 Com.Vishnu J THENGAPATTANAM 44 Com.Balamurugan R Karaikkudi 122 Com.Wilson Joy Kodiveetil TFCPC,COIMBATOR 45 Com.Balasubramaniam A R LHO Chennai 123 Com.Chandira G LCPC Chennai 46 Com.Balasubramaniam K 124 Com.Karunakaran K DAC Salem 47 Com.Balu Mahimairaj Rajiah Devuthoor 125 Com.Murali K RASECC,Tiru'pal 48 Com.Baskaran Ganesan Pernamallur 126 Com.Thappali Ramachary 49 Com.Baskaran Raju Niranjan Lal RASECC,Tiru'pal 50 Com.Basker P.J Ekkaduthangal 127 Com.Venkateswara Swamy Ketha Indira nagar 51 Com.CHANDIRAN D DrAlagappaRd CH 52 Com.Chandraharinidevi V M BhelMukundaroya MMGsMMG IIs I TI TOO MMGsMMGs I IIIII 53 Com.Chitra Puthiran RACPC OMR CHENN 54 Com.D VINAYAGAMOORTHY CHENNAI AMBEL N 1 Com.Aakash Srivastav Siruthozhil Vellore 55 Com.Deepa Ganesan 2 Com.Aanchal Bhargava MADAVARAM 56 Com.Deivanayaki S RmyKelamangalam 3 Com.Aathira R V EZHUDESAM 57 Com.Devaraj S KAVUNDAPADI 4 Com.Ajin Raj ZO Chennai 58 Com.Devendiran Srinivasan ZO Chennai 5 Com.Ajith Antony Augustine Tuticorin 59 Com.Devi C Tenkasi Town 6 Com.Ajith M Arayamparambil VELLIANKADU,COI 60 Com.Dhanasekaran P Mookandapalli 7 Com.Ambili C R Vartharajapuram 61 Com.Dhyuthilal E S Ketti Valley 8 Com.Amuthan A ELAYIRAMPANNAI 62 Com.DINAKARAN S.C CB Tirupur 9 Com.ANAND K A K RBO, 63 Com.Dinesh Kumar Marimuthu SECC,COIMBATORE 10 Com.Ananth R RBO-IV, MADURAI 64 Com.Dinesh Kumaran G Vellalur 11 Com.Ananthanarayanan Gengireddiyar Kolathur Salem 65 Com.Dinesh R AVANASHI ROAD 12 Com.Anbu Chenthur Pandian 66 Com.Dinoop S Rajeswaran Thanichayam 67 Com.Divya M S Pondicherry 13 Com.Anees Fathima 68 Com.Durai Raj Thangam Palavoor Mujeepur Rahman A VallamThanjavur 69 Com.Durairaj A Nambiyur 14 Com. Aneesh krishnan PALANICHETTIPAT 70 Com.Emanu C RBO, THANJAVUR 15 Com. Anju R Palayamkottai 71 Com.Esakki Alias Athilakshmi Srirengan Surandai 16 Com. ANJU V R GOBICHETIPALYAM 72 Com.Ezhilarasi S Suriyanathan V Sainathapuram 17 Com. Ankamuthu SadhasivamA CB, Coimbatore 73 Com.G Kasiviswanathan Keezhanatham 18 Com. Anoop Mohan Avarapalayam 74 Com.Ganesan Meenakshi Sundaram ZO Madurai 19 Com. Anoop Ravindran SECC,COIMBATORE 75 Com.Ganesh Kumar S CB 20 Com. Anuradha M RBO-II, TIRUCHI 76 Com.Ganesh S CB Erode 21 Com. Aravind K ManjakuppamCudd 77 Com.Ganeshan Subramanian Alangulam 22 Com. Aravind Sekhar C I Aramboly 78 Com.Ganeshbabu Duraimanickam LHO Chennai 23 Com. Archana Prabha A Chidambaram 79 Com.Gayathri Devi A. C. Nagercoil 24 Com. Arivumathi Palanisamy Gandhi Gramam 80 Com.Gayathri S Kambalapatti 25 Com. Arjunan Annamalai Singipuram 81 Com.Giftson Israel A Madurai City

Golden Jubilee 1965-2015 20 82 Com.GLADSTON J O Kuzhithurai 138 Com.MANOJ NILKANTH GAIKWAD Chennai SB 83 Com.Gobinath K PERUMANALLUR 139 Com.Mathialagan Vasudevan E-treasury Chen 84 Com.Gomathi Suryarao KATTUPUTHUR 140 Com.Meena S RACPC, MRC Naga 85 Com.Gopinath K 141 Com.Megha Mangalam Vaidyanathan OGGIYAM DURAIPA 86 Com.Gowdhaman C Murkkeri 142 Com.Menaka Kothandam RBO-II, TIRUCHI 87 Com.Grace Christy C Kothanallur 143 Com. Mohan M Karumathamptti 88 Com.Gunavathi Vadivel Srirangapalayam 144 Com.Mohan Ramanathan KARANTHAI 89 Com.Hameethkhan A ADIRAMPATTINAM 145 Com.Mohan V Panjapatti 90 Com.Hari Baskar Shanmugasundaram 146 Com.Mrinalini Ponnath Nagavedu 91 Com.Hariprasad Mani 147 Com.Murali Krishnan M Desur 92 Com.J M Lavanya RASECC,Tiru'pal 148 Com.Murali Manickam SAM Br, Chennai 93 Com.JEEJABAI V Chennai SB 149 Com.Muralidharan Narayanan CPPC Chennai 94 Com.Jeyasaravanan R GUDALUR 150 Com.Muralidharan Thyagarajan OB, Chennai 95 Com.JISHNU VISWANATH . Coimbatore Sai 151 Com.Murugadoss V ETTIVEERAM PALA 96 Com.JITHIN S NARAYANAN Mount road 152 Com.Murugan H Bharathinagar 97 Com.John Austin B Ponnampatty 153 Com.Murugan S Vikramasingapur 98 Com.K Babu Muthuramalingam RBO-IV, MADURAI 154 Com.Murugesan P Gesan 99 Com.K Natesan Kasi Tuticorin Town Parthasarathy VILLAPURAM 100 Com.K Palani Selvaraj Karunakaran K 155 Com.Murugesan Srinivasan SMECCC EKKATTUT 101 Com.K SRIVATHSAN R.S.MANGALAM 156 Com.Murugesan V Vedhapuri P MOGAPPAIR 102 Com.Kabilan M PBB, 157 Com.N K Ranganathan CB, Chennai 103 Com.Kalaiselvi Veerasamy 18 M.Rd AnnaNGR 158 Com.N Parthiban Silukkapatti 104 Com.Kalaivani Durairaj CB Erode 159 Com.N Suresh Babu RSPURAMCOIBTRE 105 Com.Kalamaheswari Vadivel Kelleys Chennai 160 Com.Nagamoorthy Pattu LHO Chennai 106 Com.Kalamalini Muthaiyan Karaikkal 161 Com.Nagappa Pillai 107 Com.Kannamani R Hasthinapuram Azhakianambia Pillai Thadikkarankona 108 Com.Kantharaj M Poigai 162 Com.NagaRajanR Ramasamy 109 Com.Karthikeyan C CB Walajapet 163 Com.Nambi Arooran K KUMARANKUDI 110 Com.Karthikeyan Selvaraju MaduraiKamarajV 164 Com.Narasimman K Neyveli 111 Com.Kathirvel P Theevattipatti 165 Com.Nataraj Subramanian CB, Coimbatore 112 Com.Kattuvalavu Karuppan Mani RaceCourseBrCoi 166 Com.Natarajan Chandramouleeswaran 113 Com.Kavita Nadar Stalin Vijayakumar SAM Br, Chennai 167 Com.Nateshkumar Ramadass SME VIRUDHUNAGA 114 Com.Kavitha Sankari Aravinda Gose TirupapuliyurCu 168 Com.Neeraj Sharma RmyPennagaram 115 Com.Keerthi B Santhavasal 169 Com.Nidhi Sasi S Karimedu 116 Com.Kennedy J Genguvarpatti 170 Com.Ninu Soman KEERANATHAM 117 Com.KRISHNA V R WorldUniSerCent 171 Com.Nirenjana Muralidharan OB, Chennai 118 Com.Krishnan Sundaresan Venkata Anthiyur 172 Com.Nirmala Rukmani S Villupuram ADB 119 Com.Kurusave Pondurangan AurovilleIntTow 173 Com.Nisha Menon Saidapet 120 Com.L N SHASHIDHAR 174 Com.Nithya Lakshmi Ramaswamy 121 Com.Lakshmi Janarthanan RBO-IV, Tiruchi 175 Com.Nithya S 122 Com.Lakshmi T. CB Walajapet 176 Com.Oliver S ARAVAKURICHI 123 Com.Lakshmikanth M Vanapuram 177 Com.P Sankar Perumalpuram 124 Com.Latha S K Agnitio Park 178 Com.Palanikumar R DHALAVOIPURAM 125 Com.Latha.P.K. Sasi Kumar.S. 179 Com.Paranitharan R LHO Chennai 126 Com.Lavanya Prasanna Pulivarthi Gingee 180 Com.Parthiban S ZO Coimbatore 127 Com.Lavanya Venkatachalam Rajiv Gandhi Sa 181 Com.Parvathi Chitra 128 Com.Madhan S ARCOT RD Meenakshisundaram Ambasamudram 129 Com.Madhusudhan Guduri CN 182 Com.Paulamee Sinha Arkonam 130 Com.MAHENDIRAN MANICKAM Pudukottai Town 183 Com.Pavanasam B Palayamkottai 131 Com.Malathy Thiruppati 184 Com.Prabha K K RACPC OMR CHENN 132 Com.Mandavi Sinha NRI BrVelachery 185 Com.Prabhakaran P RASME.SARCVel 133 Com.Mani Mariappan Kannankurichi 186 Com.PRABHAVA KIRAN CHANDANA Salem 134 Com.Manikala M URBAN, CN 187 Com.PRABHU KIRAN TADI RO CHENNAI 135 Com.Mannu S RBO, SCE-I, CHE 188 Com.Prabu Sankar M UTHUKULI 136 Com.Manohar Ramamoorthy Muthupet 189 Com.Prajith S R KAYARAMBEDU 137 Com.Manoharan Rangarajan 190 Com.Praveen C Coimbatore

Golden Jubilee 1965-2015 21 191 Com.Praveen Kumar Maruthachalam Padur 244 Com.Sandeep K CB, Coimbatore 192 Com.Praveena Selvaraj Paruthipattu 245 Com.Sankaralingam N Narayanan ZO Chennai 193 Com.Preetam Kumar Verma 246 Com.Santhanalakshmi Ravi RBO, PUDUCHERRY 194 Com.Preeti M ANAIYUR 247 Com.Saranya S TVKnagar Chenn 195 Com.Premkumar S OB, Chennai 248 Com.Sarasu C TOW 196 Com.PRIJI T A CHEN 249 Com.Sasikala M ELAKKIAMPATTI 197 Com.Prince Sounderraj P Chennai Main Br 250 Com.Sathish Kumar Nagappan SMECCC EKKATTUT 198 Com.Prisca Jesaiah Vivekanandapura 251 Com.Sathish Kumar Ravichandran OB, Chennai 199 Com.Purushothaman Ramamurthy Mayiladuthurai 252 Com.Sathishkumar R. rishnan G R IFB, Chennai 200 Com.R Raj Mohan TN 253 Com.Sathiya Priya K Ramaia Varadarajanpett 201 Com.Radjarame Vengadessane Palakurichi 254 Com.Sathiyamoorthy Muthu Udumalpet 202 Com.Raghav Ranjan Choudhary Bhuvanagiri, Ch 255 Com.Sayed Ajmal Mohamed KARUR 203 Com.Raghuraman P RBO-I, CHENNAI 256 Com.Selvakumar P NETHIMEDU 204 Com.Rahul Allaparambil Sasidharan Solur 257 Com.Selvaraj T Neikkarapatti 205 Com.Rahul N RBO-IV, MADURAI 258 Com.Senthamil Selvan Annadurai ZO Chennai 206 Com.Rajagopal Vijayakumaran IFB, Chennai 259 Com.Senthil Nathan B KALANGAL 207 Com.Rajamani G AnuvijayTownshi 260 Com.Senthil Vadivou P K PUDUR 208 Com.Rajamanickam Arunachalam Kottapatti 261 Com.Senthilkumar Chelliah M.Kallupatti Bo 209 Com.Rajan S A ZO Chennai 262 Com.Senthoor PremAnanth Bargur 210 Com.Rajasekaran Bala Subramanyan OB, Chennai 263 Com.Shankari P Pbb Vellore 211 Com.Rajasekaran Muthukumarasamy SARC, CHENNAI 264 Com.Shanmuga Priya Arumugam LeatherIB,Chenn 212 Com.Rajeev Menon CB Tirupur 265 Com.Shanmugapriya Thilakaraj T Kallupatti 213 Com.Rajesh Packiaraj ByePassRd Velac 266 Com.Shanmugaraj N SALAIPUDUR 214 Com.Rajini Kanna P Palayamkottai 267 Com.Shanthi Rengarajan Balaji Ngr,Chen 215 Com.Rajkumar C SARC, CHENNAI 268 Com.Shanthi S GURUVARAJAPLAYM 216 Com.Rajkumar K C Cumbum ADB 269 Com.Sheeba D KOVILUR (GANDHA 217 Com.Rajkumar U KAMUTHI 270 Com.Sheela K B K B MARTHANDAM 218 Com.Rakesh S Tow 271 Com.Shiek Ismail Abdul Khader RBO-IV, COIMBAT 219 Com.Ram Sowmi Raja Ram SME THIRUMUDIVA 272 Com.Shyamala Sundara Varadhan Veedur 220 Com.Ramalingam Sankara Narayanan RBO, TIRUNELVEL 273 Com.Siva narayanan T Nellankarai 221 Com.Ramesh A PADIYANALLUR 274 Com.Sivakumar Gandhi Thirumalai,Ngr 222 Com.Ramesh Babu P Thirukkanur 275 Com.Sivakumar K Old Maha'ram Rd 223 Com.Ramesh J. Paravakkottai 276 Com.Sivakumar Ramasamy Dindigul Town 224 Com.Ramesh K Valajanagaram 277 Com.Sivakumar Thirumal IFB, Chennai 225 Com.Ramesh Kumar R CB Tirupur 278 Com.Sivan N Tiruchendur 226 Com.Ramesh Marambedu 279 Com.SIVASELVAN V CHENNAI WR Thirunavukarasu Siruthozhil , K 280 Com.Somya Puri THAKKOLAM 227 Com.Ramesh P Tiruchirapalli 281 Com.Soumya Mohandas Valmikinagar Ch 228 Com.Ramkumar B LHO Chennai 282 Com.Srina K 229 Com.Ramprasad Gopalan RBO, CHINGLEPUT 283 Com.Srinivasan Govindaswamy RACPC, CHENNAI 230 Com.Ramya Govindaraj NRI Vellore 284 Com.Srinivasan H LHO Chennai 231 Com.Rangan K MECHERI 285 Com.Srinivasan Velapakkam 232 Com.Rangarajan Pranatharthi Subramaniam LHO Chennai Hara Sharma Kolappalur 286 Com.Sriramkumar Ramakrishnan PERALAM 233 Com.Ranjitekumar P P Woraiyur 287 Com.Srividhya C SMECCC AMBATTUR 234 Com.Reena K Thingal Nagar 288 Com.Suba M L PALUGAL 235 Com.Ritesh Narayanpur LHO Chennai 289 Com.Subhashini Deepak 236 Com.Robinson A MUTHUNAGAR 290 Com.Subramanian Shanmugavel Vilapakkam 237 Com.Robinson Alfred Jayaraj RBO-IV, MADURAI 291 Com.Subramonia Pillai M Murugan KAREGOUNDENPALA 238 Com.Roopesh Dogar Walajabad 292 Com.SUCHITA ALICE BARA RO CHENNAI 239 Com.S.Lakshmanan shanmugam 293 Com.Sudalai Sudalai Tirunelveli 240 Com.SAKTHIVEL P OB, Chennai 294 Com.Sudarsan R Siruthozhil , K 241 Com.Sambath Kumar Chandrasekaran J CB Madurai 295 Com.Sudhadharani Arulpandiraj Ponparappi 242 Com.SamuelRaj Sundararaj ZO Madurai 296 Com.Sudharsan Narasimha Moorthy CB Walajapet 243 Com.Sandeep A CB Tirupur 297 Com.Suganya M TOWN 298 Com.Suganya M

Golden Jubilee 1965-2015 22 299 Com.Suganya Samiya Villupuram Med 353 Com.Sundaresan N SBLC, T Lights 300 Com.Sujatha Nanjundiah 354 Com.Thiruvalluvan Kaliyamoorthy Karaikkudi 301 Com.Sujatha Priyadarshini Muniarasu Jayankondachola 302 Com.Sukesh Krishnan S. S. Gudimangalam SMGsSMG IV‐IV toTO SMGs SMG‐V V 303 Com.Sulochana C KEELAPAVUR 304 Com.Sumeet Gautam INTCH, 1 Com.Abraham Selvin 305 Com.Sundaresan Pasupathy 2 Com.Alagarsamy R ZO Madurai 306 Com.Sundarraj A Alagarsamy ZO Madurai 3 Com.Appavoo B Comm'l Br Salem 307 Com.Sundhar R K Yercaud 4 Com.Edward Rajakumar J 308 Com. Suraiya Parveen B Urapakkam 5 Com.GOPINATH V 309 Com.Suresh Kumar Dhanasekaran Karimedu 6 Com.Gunasekaran D 310 Com.Suresh Kumar Ponnusamy C.A.G. Chennai 7 Com.GURUMURTHY V ZO Coimbatore 311 Com.Suresh M PULIYANGUDI 8 Com.Hariharasubramanian S Madurantakam 312 Com.Suresh R RACPCCOIMBATORE 9 Com.Hema V SME, ERODE 313 Com.Suresh S Athimanjeripet 10 Com.Joseph Christy HeavyElecKailas 314 Com.Suresh Venkatasubramanian MC Reg, Chennai 11 Com.Kandappan M Coimbatore City 315 Com.Sureshkumar N S Sivaraman N Town 12 Com.Kasirajakumar M ZO Tiruchy 316 Com.Surya Prakash R DHARMAPURI TOWN 13 Com.Meenakshi Sundaram B SMETiruvanamali 317 Com.Suvish Vishnu PERIANAICKEN PA 14 Com.Mohan Kumar S P.N ROAD, TIRUP 318 Com.Swaminathan S 15 Com.Murali R 319 Com.Swaminathan Subramanian MC Reg, Chennai 16 Com.Murugan A Purasawalkam 320 Com.Swaminathan Thiyagarajan SINGAMPUNARI 17 Com.MUTHURAMAN M ZO Chennai 321 Com.T BABYRANI ALANGANALLUR 18 Com.Natarajan S 322 Com.Thirugnanam Ramamurthy SMECCC EKKATTUT 19 Com.P K Babu Vellore 323 Com.Thiruvarangan Thirumoorthy IFB, Chennai 20 Com.Pandiarajan A 324 Com.Uma Maheswari Muthiah Kovilpatti 21 Com.Rajabaskar P Kodumudi ADB 325 Com.Uma Shankari S VAZHAPADI 22 Com.RAJU M RBO, Tirunelveli 326 Com.V S Sribhuvana BHEL TIRUMAYAM 23 Com.Ranjan Kumar LHO Chennai 327 Com.Vaidheeswaran Subramanyan CB Tirupur 24 Com.Ravi Ram B Nagercoil 328 Com.Vanitha Natarajan Rajagopalapuram 25 Com.Ravichandran S RBO-I, TIRUCHIR 329 Com.Vasanth S D SILATTUR 26 Com.Rishi Deo Ray SiruthozhilPond 330 Com.Vasantha Priya Murugesan Lovedale 27 Com.Sabira Barveen P LHO Chennai 331 Com.Venkatachalam V. D RBO-3 Vellore 28 Com.Sridhar A Ashok Nagar 332 Com.Venkatesan Sundararajan A Mallapuram 29 Com.Sundareswaran NM Karur 333 Com.Venkatesh J Tirukkuvalai 30 Com.Suresh B SMECCC AMBATTUR 334 Com.VIDHUBALA K 31 Com.Syam Sundar Prasad B Ponneri 335 Com.Vidhya Petchimuthu 32 Com.Valarmathi P Nehrujinagar 336 Com.Vidya Srinivasan LeatherIB,Chenn 33 Com.Varadarajan R Neyveli 337 Com.Vijaya Kumar P P SANKARANKOIL 34 Com.VEERANARAYANAN S Sivaganga 338 Com.Vijayalakshmi Venkataraman S Ganesapuram 35 Com.Vinod Kumar Singh LHO Chennai 339 Com.Vijayasarathi Jagathrakshagan LHO Chennai 36 Com.Remesh Thekkethu CB Tirupur 340 Com.Vikkirama Komaan P. Elephant Gate 37 Com.Viswanathan S MCGRO-II, Chennai 341 Com.Vimal Selvaraj Tiruvarur Town 342 Com.Vinnya Esakkimuthu Tiruporur CHEN SMGS ‐V TO TEGs‐VI 343 Com.Vinothini Vijayakumar ZO Chennai SMGs V to TEGs VI 344 Com.Viroutambigue Ammalle M CB Tirupur 345 Com.Vishnu Priya Thirunavukkarasu KAVERIPAKKAM 346 Com.Viswanathan V 1 Com. G C Jeyakumar C.A.G. Chennai 347 Com.Vizhi P Narasingapuram 2 Com. Devasenapathy M RBO-IV, Tiruchi 348 Com.Yogapriya Jayachandran INTCH,Srvnmpati 3 Com. Prabhu R SAMB Coimbatore 349 Com.Arunachalam S S.Arunachalam LHO Chennai 4 Com. Pradeep K RBO-I, Coimbatore 350 Com.Dhyanesh Babu S R Theni 5 Com. Premji V RBO-III, Chennai 351 Com.JAYAPAULMURUGAN M Papparapatti 6 Com. Radhakrishnan S IIT Madras 352 Com.Karthikeyan C ZO Madurai 7 Com. Seetharaman V RBO-II, Madurai

Golden Jubilee 1965-2015 23 My Dear Comrades, Is SBI another Air India? Economic Times dated Parliament Standing Committee report on NPA and 14th August, 2017 has understand the reasons. Some are writing that RBI is published an article by also not happy . The present RBI Governor was in SBI Bloomberg, “Fall of Board before becoming Governor. The present another Behemoth? SBI Finance Secretary has been in the Board. The brother could be the Air India of of Mr.VinodRai has been in the Board . What did they Banking? do? Well the Govt, RBI and the Corporates may want this SBI with the largest number of branches in Lead but we will not allow it. The Officers and employees Districts in interiors including North East has been will not allow it unlike the Air India staff who keep doing yeomen services without making profit in many quiet without knowing that they will all lose their job branches. If SBI collapses, the Indian Economy will the day Air India is privatised. collapse as 25% of Banking business is with SBI. Yes, Who is to blame for the losses made by Air India? Air there are few course corrections needed and there is India before merger of Indian Airlines was making need to stand up against forced policies and directives good profit. Air India was the only airline flying to of Govt. Service charges have to be relooked. interiors. It is Air India which brought back lakhs of Employees have to be taken care. Redirection of credit Indian during the Gulf War with great risk. It is Air is already taking place. Doomsday Soothsayers will India which flies first after Tsunami , Floods or any only get frustrated. disaster. The merger was not warranted as per its own SBI will march ahead. Let us work towards that. Let MD. Then Mr.Praful Patel chose to buy wrong type of the Peoples' Parliament for Unity be a step towards aircrafts which has 148 seats when other airlines are that too. 198 seats making every flight operation profitable. "Teamwork is the ability to work SBI has had its ups and downs. When the market share together toward a common vision. The was going down during the period of Shri. O.P. Bhatt ability to direct individual as Chairman, the Management, Officers Association and the Award Staff Union took the challenge and accomplishments toward organizational restored its market share. The human resources are the objectives. It is the fuel that allows biggest asset of SBI and they will not allow SBI to go common people to attain uncommon down. results." Yes, there are attempts to privatise in the name of --Andrew Carnegie increasing NPA. Let the authors of the article read the Comradely yours, "If everyone is moving forward together, then success takes care of itself." --Henry Ford (D. Thomas Franco Rajendra Dev) General Secretary

Golden Jubilee 1965-2015 24