35 YEARS OF SERVING HUMANITY Islamic Relief Worldwide Annual Report and Financial Statements 2019 CONTENTS

Message from the Chair of Trustees 4 Message from the Chief Executive 5 35 years of serving humanity 6 Our vision and strategy 8 Mid-strategy review 9 Our global reach 10 2019 in numbers 12 Our income in 2019 14 Our expenditure in 2019 15 Humanitarian 16 Development 32 Campaigns 38 Partnerships 46 Structure, governance and management 53 Executive management team and trustees’ responsibilities 56 Principal risks and uncertainties 59 Financial review 61 Independent auditor’s report to the members and trustees 65 of Islamic Relief Worldwide Group statement of financial activities and income and expenditure 68 account for the year ended 31 December 2019

Cover photo: Majdi Samaan/Islamic Relief Worlwide Group and charity balance sheets as at 31 December 2019 69 Sitan, 50, lives in Komi-Komi village, where women were typically excluded from livelihood opportunities. She is a member of a women’s association formed by an Islamic Relief project Group cash flow statement for the year ended 31 December 2019 70 which served 1,700 families across 10 villages in Circle of Kati, Mali. We helped Sitan and other women set up an irrigated community vegetable plot and gave them training and seeds. Notes to the financial statements 71

The mother-of-five increased her income eightfold. “I was able to contribute significantly within Corporate directory 92 my family,” she says, explaining that her earnings covered school fees and clothing, and meant she could save money too. “I am very happy and satisfied that I can earn something myself.”

© Islamic Relief Worldwide 2020

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MESSAGE FROM THE MESSAGE FROM THE CHAIR OF TRUSTEES CHIEF EXECUTIVE

Assalamu alaykum Assalamu alaykum Peace be with you Peace be with you

It is with great pride that I present In our mid-strategy review we report The international community in a country crippled by war. I saw Islamic Relief Worldwide’s Annual on significant progress against some continues to fail the people of Yemen what it means to witness death and Report and Financial Statements of our core objectives, including and Syria miserably. History will yet to save so many lives. 2019. our contribution to the Sustainable not forget nor forgive us as we have In January 2019 an Islamic Relief Development Goals with more all the financial power, technology aid worker in Yemen was killed by a This year we marked 35 years of investment in long-term projects; a and resources to bring these stray bullet while trying to deliver aid. serving humanity. From a handful move towards localisation with more brutal conflicts to an end, but have Hamdi Abo Abdullah Al-ahmadi had of volunteers in Birmingham, UK, support for civil society organisations; collectively failed to do so. stopped at a garage to change a tyre, inspired by their Islamic faith, to one a greater commitment to improving And so it is with a heavy heart less than a kilometre from our office. of the world’s leading aid agencies, programme quality; and improved that we at Islamic Relief report That simple everyday task claimed with your support we’ve positively safeguarding measures to protect on another year of responding to his life. touched around 120 million lives. people from harm. these devastating and protracted This is a glimpse of what it means Together we supported 9.5 million I am immensely proud of what Islamic humanitarian crises, and many more to be an aid worker in 2019. We people through more than 420 Relief has achieved over the past 35 that fail even to make it to the news. Naser Haghamed Lamia El Amri start an emergency response programmes in 31 countries this year years, but also aware of how critical When I was in the Yemeni port city of programme with no idea how many Chief Executive Officer, alone. our work will be in an increasingly Chair of the Board of Trustees, Hodeida in June, I heard the bombing years will pass before the situation disrupted world. Thank you to all Islamic Relief Worldwide Islamic Relief’s income in 2019 Islamic Relief Worldwide and witnessed the suffering of the improves; before we can move from those who have supported us along exceeded £131 million, continuing people – people like you and me. delivering lifesaving aid to rebuilding a period of steady growth in recent this journey, and most of all to Allah Grown men being carried into food communities, or when, having As the year drew to a close, we all years that bucks the trend within a for blessing us with the means and distribution centres because they recovered from one disaster, another witnessed how China was trying to sector facing significant financial opportunity to serve humanity. were too frail to stand, delirious from will strike. get to grips with the coronavirus pressures. Our partner offices do an thirst and hunger. Women, in their outbreak in Wuhan. That outbreak incredible job raising funds in the UK, TRUSTEES’ STRATEGIC Another of the great challenges hundreds, bringing malnourished has since exploded into a global USA, Canada, Germany and beyond, the world faces today is the threat children into feeding centres, not pandemic that is having a profound reaching out to generous donors by REPORT to the environment. In so many of sure if they would have the strength impact on all of us, including Islamic sharing the plight of those in need and the countries we work in we are to make it through the day. Relief and the vulnerable populations reporting on the impact of our work. Our trustees are pleased to responding to the deep human we serve in 2020 and beyond. present their annual report I was humbled to see our staff impact of the climate emergency, 2019 saw Islamic Relief confirm with the audited consolidated working 18 hours a day, seven days a where the poorest communities are The problems of the world may seem a major reform of its governance financial statements of week, so that at least some of these worst affected and least able to cope. insurmountable, the big decisions out structure to give our global Islamic Relief Worldwide and people would be given a fighting Like bringing an end to war, this is of our hands, but our hopes, prayers family greater representation and its subsidiaries for the year chance to survive. a crisis we can do something about and actions will not cease. We will do responsibility for the organisation’s ended 31 December 2019. only if we have the collective will, whatever good we can, for as long as strategic direction. The new I saw our largest ever relief operation and a good heart that aches to see a it takes, to see a better, safer world governance model strengthens our in action, feeding over two million better world. insha’Allah. transparency and accountability, and people every month. Seven hundred ensures we are ready to face the distribution points, with over 300 As Islamic Relief Worldwide reports challenges of the future. staff and 2,800 volunteers. back on the marking of its 35th anniversary, I am indebted to the I saw our teams negotiate access good-hearted people who feel the to areas cut off from the rest of the suffering of others, who donate to us, world. I observed what it means to be work with us, support us and care the largest humanitarian aid agency enough to make a positive difference.

4 ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 5 35 YEARS OF SERVING HUMANITY

120 MILLION 1980s 1990s 2000s 2010s PEOPLE • 1984: Determined to help people in • 1990: Islamic Relief opens offices • 2000: We revive the Islamic • 2010: As Pakistan is hit by the SUPPORTED famine-stricken Sudan, a group of in Asia, Europe, Africa and the tradition of sustainable charitable worst floods in living memory, medical doctors and activists set up Middle East. giving through investment as we forcing 11 million people from their Islamic Relief. begin implementing Waqf projects. homes, Islamic Relief implements • 1993: UK-based newspaper The SINCE 1984 a major relief and reconstruction • 1985: Starting with a donation of Independent raises £37,000 for our • 2002: A Framework Partnership operation benefiting 428,000 20p, and based in a small office in Bosnia Appeal as we deliver aid is signed with the European Since we were founded in 1984, people in over 580 villages. Birmingham in the UK, we raise throughout the war, including the Commission’s Humanitarian Aid Islamic Relief has grown into one over £100,000 for our first project. siege of Sarajevo. department, recognising our • 2011: We are at the forefront of the world’s largest relief and capacity to deliver aid to a high of providing emergency aid as development charities. This is our • 1986: We set up an orphan • 1994: We become the first Muslim standard. East Africa experiences its worst journey. sponsorship scheme that now non-governmental organisation to drought in 60 years. supports over 64,000 children. receive UK government funding. • 2003: With a £9 million aid Our qurbani meat distribution programme, Islamic Relief is one of • 2012: We gain humanitarian access • 1995: As conflict breaks out in the programme is established, which the few international aid agencies deep inside war-torn Syria, where Chechen Republic, we are the first now reaches over 3.1 million assisting people affected by the our work continues to date, as to deliver aid to vulnerable people people in 34 countries each year. war in Iraq. well as in neighbouring countries in Grozny. supporting refugees. • 1989: Islamic Relief is registered • 2004: We are one of the first aid • 1996: Our clothes recycling with the UK Charity Commission agencies to deliver lifesaving aid • 2014: With the Lutheran World business, TIC International, is set up and incorporated under the in Indonesia after the Indian Ocean Federation, we forge the world’s in Birmingham – it now manages a Companies Act. tsunami. Our work in the country first official cooperation between national chain of charity shops. continues to date. a global Islamic and Christian An enormous refugee humanitarian organisation. • 1999: • 2005: We join the respected crisis is triggered as war erupts Disaster Emergencies Committee • 2015: We are among the first in Kosova. Islamic Relief delivers (DEC) – the first and still the only to distribute aid following the lifesaving aid and helps rebuild Muslim charity to do so – and in devastating earthquake in Nepal. lives. the same year raise £35 million in response to the Kashmir • 2016: The ground-breaking Islamic earthquake. Declaration on Climate Change, which we helped create as a call for Islamic Relief’s income 1984-2019 • 2006: 15 million lives are at risk in urgent action to save the planet, is the Horn of Africa due to drought, presented to the United Nations. 140 and we run feeding centres, provide clean water and healthcare across • 2017: In recognition of the high 120 the region. standard and impact of our work, we become only the tenth 100 • 2007: We sign partnership organisation in the world to attain 80 agreements with the UK Core Humanitarian Standard government’s Department for certification. 60 International Development (DFID), the UN World Food Programme and • 2018: We pioneer an Islamic THANK YOU 40 the International Organization for Declaration on Gender Justice to help tackle inequality and injustice 20 Migration. Islamic Relief Worldwide income, income, Worldwide Islamic Relief £m to the nearest rounded against women and girls from an FOR BEING 0 • 2008: The 22-day war in Gaza Islamic perspective. devastates lives, and we provide

1984 1985 1986 1987 1988 1989 1990 1991 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 PART OF OUR a lifeline with our £20 million • 2019: The Prime Minister of emergency appeal. Pakistan commends our work in supporting the country’s socio- JOURNEY economic development.

6 ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 7 OUR VISION AND STRATEGY MID-STRATEGY REVIEW By 2019 we reached halfway through our five-year strategy, Inspired by the Islamic faith and Our five-year strategy for 2017- guided by our values, we envisage a 2021 has four global goals that aim making significant progress on each of our goals for 2021. caring world where communities are to ensure we respond effectively to empowered, social obligations are humanitarian emergencies, contribute STRATEGIC GOAL VISION FOR 2021 PROGRESS HIGHLIGHTS fulfilled and people respond as one to significantly to the UN Sustainable the suffering of others. Development Goals and advocate Reducing the impact Become a leading global We set up a quick access General Emergency Fund, for positive social change. These of conflict and natural humanitarian aid agency and allowing us to respond swiftly to disasters. We provide lasting routes out of goals are based on four key areas poverty, empowering people to disasters one of the first to respond to of work we present in this report: international crises. We ensured communities were much better transform their lives and serving all humanitarian, development, advocacy prepared for disasters through our STRIDE project, communities without prejudice. and partnerships. and strengthened our global roster of experienced emergency response teams.

Empowering communities Contribute significantly to Our long-term development projects increased from to emerge from poverty the Sustainable Development 95 in 2015 to 262 projects in 2019. and vulnerability Goals by increasing the quality and quantity of long- We set up a Programme Quality department to term integrated development improve the effectiveness and accountability of our programmes, especially in projects – with better inclusion, monitoring and poor and fragile countries. evaluation of our operations. Islamic Relief attained the Core Humanitarian OUR GLOBAL GOALS Standard certification, a coveted mark of quality assurance for our programming.

Mobilising people Support our humanitarian Our income increased from £126 million in 2017 to Reducing the humanitarian impact of and funds and development work with £131 million in 2019. better funding, advocacy conflicts and natural disasters and engagement by building We set up an External Relations and Advocacy 1 Division to utilise our unique position and lead on partnerships with key stakeholders and supporters. faith-based advocacy on issues such as Islamic gender justice.

Islamic Relief expanded to reach new supporters Empowering communities to emerge in Ireland, Spain and Norway, while our field offices in Bosnia and Herzegovina, Turkey, South Africa, from poverty and vulnerability Pakistan and Kosova increased their capacity to raise 2 funds locally.

Strengthening the Islamic Build the capacity of We completed the legal framework for a new global Relief federation Islamic Relief globally by governance model for Islamic Relief. implementing a federal Mobilising people and funds to structure with sustainable We established the Humanitarian Academy for funding for shared services Development to improve and share our skills and support our work expertise. 3 and core standards to protect the brand. Our work with multiple partners across the Muslim Improve our representation, charitable sector has promoted good governance partnerships and influence in standards widely. developed countries. Our External Relations and Programmes teams Strengthening the Islamic Relief have strengthened Islamic Relief’s unique faith- federation based contribution to development discourse on 4 humanitarian and development issues.

8 ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 9 OUR GLOBAL REACH In 2019 we supported over eight million people

United Kingdom 1,188

Kosova Russian Federation 28,969 (Chechnya) 442 Macedonia Bosnia and 120 Herzegovina Pakistan 2,017 Albania 348,658 1,009 Turkey 1,207 Iraq Syria 2,342,426 61,930 Lebanon 111,051 Nepal 14,394 Occupied Afghanistan Number of people reached through Palestinian 31,734 global programmes** Jordan Territories (Gaza) Qurbani 3,139,813 393,274 5,869 India 45,504 Ramadan 908,660 Aqeeqa: 268,928 Mali Niger Bangladesh* Multiple 180,313 107,363 Chad Sudan Philippines (across several countries) 16,876 Yemen 1,400,155 2,080 129,937 9,937 3,350,464 Orphan support 64,000

Ethiopia Myanmar Eid gifts 40,297 South 269,255 136,704 Sudan ** The figures in this table are included within 185,417 the country figures on the map except ‘multiple’ Somalia which covers international programmes 160,130 delivered across more than one country. Number of people reached Kenya 16,885 through our projects in 2019 Indonesia 001 - 9999 50,330 Mozambique 10,000 - 49,999 Malawi 11,040 85,773 50,000 - 99,999

100,000 - 249,999

250,000 - 499,999 South TOTAL: 9,502,747 Africa 500,000 - 999,999 *This number is larger than previous years as it 296 includes a food distribution programme reaching over one million people who fled from Myanmar. 1,000,000 +

10 ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 11 Over 2.3 million conflict-affected 2019 IN NUMBERS people reached in Syria

151 emergency projects provided vital aid to millions around the world

Over 908,600 individuals in 33 countries benefited from our Ramadan food packs 262 longer-term development projects in 32 countries Nearly 3.14 million people in 34 benefited5.15 million people countries received qurbani meat 421 projects helped 9.5 million Water, sanitation and people in 31 countries hygiene projects reached over 301,000 people Over 57,500 individuals accessed education In 16 countries nearly 74,000 people 46 projects supported received winter survival items families uprooted from their homes Over 704,000 people empowered to earn a reliable living

Over 31,500 people 3.4 million people helped in war-torn Yemen, helped to reduce their where Islamic Relief is the main implementing vulnerability to disasters partner for the UN World Food Programme Where the money came from

Disasters Emergency Committee (DEC) Institutions (UN and others) International fundraising Islamic Relief Australia Islamic Relief Belgium Where the money came from Islamic Relief Bosnia and Herzegovina Islamic Relief Canada Islamic Relief Germany Islamic Relief Ireland Islamic Relief Italy Islamic Relief Malaysia Islamic Relief Mauritius Disasters Emergency Committee (DEC) Islamic Relief Netherland Islamic Relief Norway Institutions (UN and others) Islamic Relief Singapore International fundraising Islamic Relief South Africa IslamicOur Relief expenditure Australia in 2019 Islamic Relief Spain Islamic Relief Belgium Islamic Relief Sweden Islamic Relief Bosnia and Herzegovina Islamic Relief Switzerland Where the money was spent Islamic Relief USA Islamic Relief Canada Islamic Relief Belgium 1% 1,393 Trading (charity shops and clothes Islamic Relief Bosnia and Herzegovina <1% 144 Islamic Relief Germany recycling) UK donations (including DFID) Islamic Relief Canada 15% 19,584 Islamic Relief Ireland 4% 9% Admin costs Waqf investment income Islamic Relief Germany 8% 10,405 Islamic Relief Italy 1% Islamic Relief Ireland <1% 246 Fundraising (includes charity Where the money came from Islamic Relief Malaysia Islamic Relief Italy <1% 150 shops and clothes recycling) 47% OUR INCOME INIslamic 2019 Relief Malaysia 1% 720 OUR EXPENDITUREIslamic Relief Mauritius IN 2019 Helping people in need: Campaigning and advocacy Islamic Relief Mauritius 1% Islamic Relief Netherland 1,307 Helping people in need: Suneil: Change to Netherlands in the Development programmes Islamic Relief Netherlands 2% 3,215 Commented [SY2]: Islamic Relief Norway 39% Five-year trend: graph. Five-year trend: Islamic Relief Norway <1% 25 4% 1% Helping people in need: Islamic Relief Singapore Humanitarian programmes Islamic Relief Singapore <1% Our8 income 2015-2019Disasters Emergency Committee (DEC) Our expenditure 2015-2019 Islamic Relief South Africa Islamic Relief South Africa 1% 1,694 Institutions (UN and others) 9% Islamic Relief Spain <1% 140234 International fundraising Islamic Relief Spain 140 Islamic Relief Sweden 10% 13,212 Islamic Relief Australia Islamic Relief Sweden 120 Islamic Relief Belgium Amount Islamic Relief Switzerland 2% 3,154 IslamicWhere Relief the Switzerland money was spent 120Percentage £m Islamic Relief USA 22% 28,998 Islamic Relief Bosnia and Herzegovina 100 Islamic Relief USA Trading (charity shops and clothes recycling) 3% 3,438 Islamic Relief Canada Admin costs 100 4.2% 5.4 Trading (charity shops and clothes UK donations (including DFID) 20% 26,67280 Islamic Relief Germany Fundraising (includes charity shops and clothes recycling) 9.4% 12.0 recycling) 80 Waqf investment income <1% 479 Islamic Relief Ireland Helping people in need: Campaigning and advocacy 1.2% 1.5 60 UK donations (including DFID) WHERE THE Islamic Relief Italy Helping people in need: Development programmes 38.4% 49.2 Total 100% 131,049£Millions WHERE THE 60 Islamic Relief Malaysia WaqfHelping investment people income in need: Humanitarian programmes £Millions 46.8% 59.9 40 47% MONEY CAME Islamic Relief Mauritius Total 40 100.0% 128.0 Five-year trend: Our income 2015-2019 20 Islamic Relief Netherland MONEY WAS 20 Islamic Relief Norway Five-year trend: Our expenditure 2015-2019 140 0 FROM Islamic Relief Singapore 2015 2016 2017 2018 2019 SPENT140 0 120 Islamic Relief South Africa 2015 2016 2017 2018 2019 120 WaqfWaqf investment investment income incomeIslamic Relief Spain 100 100 Islamic Relief Sweden 39% CharitableCharitable expenditure expenditure VoluntaryVoluntary1% income income from Islamic from IslamicRelief Islamic Relief Relief Switzerland partners 80 80 4%partners Islamic Relief USA 60 UKUK donations donations (including (including DEC and DFID) DEC and DFID) £ Millions OtherOther expenditure expenditure (includes fundraising

£ Millions 60 Trading (charity shops and clothes 40 and(includes trading) fundraising and trading) recycling) Trading (charity shops and clothes recyling) 9% Trading (charity shops and clothesUK donations (including DFID) 20 40 recyling) Waqf investment income 0 InstitutionsInstitutions (UN and (UN others) and others) 20 2015 2016 2017 2018 2019 Where the money came from 0 2015 2016 2017 2018 2019 Where the money came from £’000 Percentage Where the money was spent £m Percentage

Islamic Relief USA 28,998 22% Helping people in need: Humanitarian programmes 59.9 46.8% UK donations (including DFID)4% 1% 26,672 20% Disasters Emergency Committee (DEC) Helping people in need: Development programmes 49.2 38.4% Islamic Relief Canada Institutions (UN and others) 19,583 15% Islamic Relief9% Sweden 13,212 10% International fundraising Fundraising (includes charity shops and clothes recycling) 12.0 9.4% Islamic Relief GermanyIslamic Relief Australia 10,404 8% 47% Institutions (UN and others)Islamic Relief Belgium 9,054 7% Admin costs 5.4 4.2% Islamic Relief Bosnia and Herzegovina International fundraising Islamic Relief Canada 4,100 3% Helping people in need: Campaigning and advocacy 1.5 1.2% Trading (charity shopsIslamic and Relief clothes Germany recycling) 3,438 3% Islamic Relief Netherlands*Islamic Relief Ireland 3,215 2% Total 128.0 100.0% Islamic Relief SwitzerlandIslamic Relief Italy 3,154 2% Islamic Relief Malaysia Islamic Relief South Africa 1,695 1% Islamic Relief Mauritius 39% 47% Islamic Relief AustraliaIslamic Relief Netherland 1,633 1% Islamic Relief Belgium*Islamic Relief Norway 1,394 1% Islamic Relief Mauritius**Islamic Relief Singapore 1,306 1% Islamic Relief South Africa Disasters Emergency Committee (DEC) 1,183 1% Islamic Relief Spain Islamic Relief MalaysiaIslamic Relief Sweden 721 1% 39% Waqf investment incomeIslamic Relief Switzerland 479 <1% Islamic Relief Ireland Islamic Relief USA 246 <1% Trading (charity shops and clothes Islamic Relief Spain recycling) 234 <1% Islamic Relief Italy UK donations (including DFID) 150 <1% Islamic Relief Bosnia andWaqf investmentHerzegovina income 144 <1% Islamic Relief Norway 25 <1% Islamic Relief Singapore 8 <1% Total 131,049 100%

* Licence agreement not signed 1% 4% ** Islamic Relief Mauritius is incorporated as a branch of Islamic Relief Worldwide 14 ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 15 9%

47%

39% A YEAR OF HUMANITARIAN RELIEF HUMANITARIAN JANUARY We reduced the impact of conflicts Islamic Relief provides nearly 74,000 people in 16 countries with blankets, and natural disasters food or fuel to keep warm in the winter months, including 25,440 In 2019 Islamic Relief delivered over 150 emergency projects people in Afghanistan and 18,350 in 31 countries. From providing a lifeline in war-torn Syria and families in Myanmar. Yemen to responding to natural disasters around the world, we In Indonesia, our teams reach 4,000 gave lifesaving aid to millions of people. Islamic Relief also built survivors of a powerful tsunami the resilience of communities, helping to ensure that over 30,000 that struck along the Sunda Strait individuals are better prepared and protected when disaster strikes. in late December, providing food, water, shelter, medicine, hygiene kits and mattresses. And we show communities how to get to safety if disaster strikes again.

Floods in Malawi devastate homes and livelihoods, with crops destroyed just weeks from harvest. Islamic Relief expands its emergency operations to support over 17,500 people.

DISASTER: Storm Norma hits refugee settlements in Lebanon.

IMPACT: 70,000 people at risk in freezing temperatures, snow and floods.

RESPONSE: Islamic Our emergency interventions are not just about responding to crises Relief repairs tents and access roads; pumps out quickly but also minimising the impact of disasters on vulnerable floodwater; and provides communities through reducing risks and hazards, training them food parcels, blankets, to respond and recover, enabling them to adapt and building their mattresses and fuel. resilience long-term.

Almost £60 million spent on humanitarian aid this year Responded to 20 major emergencies

In Lebanon, a Syrian boy Over 2.3 million people reached with lifesaving aid in Syria walks through a refugee camp flooded by Storm Norma. 2.2 million people given food every month in Yemen Over 3 million people in 34 countries received qurbani meat

ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 - HUMANITARIAN 17 FEBRUARY MARCH

“I took all my children and ran Drought in Balochistan forces outside. In no time, the water filled the a father and his daughter to whole house and it finally collapsed. abandon their home. With the help of Islamic Relief, we can now eat twice a day.”

Mable, 50, lost everything to Cyclone Idai, just two weeks before the harvest she needed to feed her five children. When Islamic Relief reaches her, she is living in the overcrowded Alinafe camp in Chikwawa, Malawi. Disease is rife and malnutrition on the rise, and she tells us she doesn’t feel safe as women have been regularly sexually harassed.

DISASTER: Cyclone Idai hits In the aftermath of Cyclone Idai, a girl DISASTER: Drought affects Mozambique, Zimbabwe and stands on the rubble that was once almost 2 million people in Malawi, affecting 2.6 million people her home in Chickwawa, Malawi. Balochistan, Pakistan. and claiming over 1,000 lives.

IMPACT: Wells dry up, crops IMPACT: Tens of thousands left fail, people leave their homes homeless, vulnerable to disease in a desperate search for water, and dependent on aid. food and work. RESPONSE: We deliver food and RESPONSE: We reach 25,700 survival items to 2,750 families in people in crisis, improving water Malawi and fund CAFOD to deliver facilities and helping families the same to over 2,000 people grow food and earn an income in Zimbabwe and also repair six from livestock farming. schools in Mozambique.

“We wanted [the oppressors] to stop calling us slaves and live peacefully together. We just wanted to be equal. They said slavery will not stop.”

Coulibaly is one of hundreds of former slaves escaping to Mambiri village in Mali’s Kita Circle this month. Beaten and abused in a bid to keep them enslaved, they arrive with nothing. Islamic Relief provides food, water, bedding, mosquito nets and soap to 850 people – and equips the community to protect vulnerable women and children who could be at risk.

18 ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 - HUMANITARIAN ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 - HUMANITARIAN 19 APRIL DISASTER: Drought in MAY Somalia leaves over 4 million Islamic Relief joins leading Christian people in need of aid. DISASTER: Cyclone Fani charities in condemning hatred deluges more than 16,600 and violence after hundreds die in IMPACT: Hunger and villages in Odisha, triggering appalling attacks targeting churches malnutrition rise as the disaster the biggest evacuation to a and hotels in Sri Lanka. The previous unfolds over the year, claiming disaster in Indian history. lives and livestock. month, scores of worshippers had IMPACT: 14 million been targeted in hate-fuelled attacks RESPONSE: Islamic Relief people lose food stocks, on two mosques in Christchurch, New launches an emergency appeal water supplies, homes and Zealand. Islamic Relief staff join local that funds food distribution, livelihoods. communities of all faiths and none in water trucking, disease RESPONSE: Bringing multiple countries at solidarity events prevention and other aid for people together in village calling for peace and harmony. nearly 55,000 people. relief committees, we provide hygiene kits, shelter items and insecticide-treated nets to protect 4,000 families. We repair 150 water hand pumps and employ 1,000 local people to help.

Boys who survived Cyclone Fani talk to Islamic Relief about the help they and their families need.

“Water rose above my waist, so my children came and carried me out. It caused so much damage. May Allah bless Islamic Relief.”

After 80-year-old Ba Lamine survives the flash flooding in Bamako, Mali, his family are among 370 to receive money to buy essential items such as soap, clothing and cooking utensils. Our community workshops educate local people on child protection issues and gender-based violence, which often spike in times of crisis.

It’s Ramadan and we distribute food packs to over 908,000 people in 33 countries. Our donors give generously, allowing us to support fasting families around the world, as well as Christian survivors of the Easter bombings in Sri Lanka and those affected by the first ever tornado in Nepal. Safia (above) lost her animals to the drought, leaving her with no food or income and living in dire conditions with her family in Ununule camp, Somaliland.

20 ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 - HUMANITARIAN ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 - HUMANITARIAN 21 JUNE JULY Islamic Relief’s lifesaving work continues in drought-stricken Kenya, where cash transfers help 1,500 families meet their basic needs. We also repair boreholes and use trucks to bring water to communities. By the end of the year we reach over 7,000 people, and in some places halve incidences of waterborne disease.

DISASTER: Floods and landslides across South Asia affect over 12 million people.

In Shamiku, Syria, Fatema Al- IMPACT: Homes and crops are Smmaq and her family live in ruined and roads are damaged, a partially demolished house, leaving people stranded without burning trees and plastic to clean water, food and hygiene keep warm and cook. supplies.

RESPONSE: 9,000 people receive grants to buy food, clothes and medicine – and to DISASTER: The ongoing crisis in help repair their homes. We Syria leaves 11 million people in provide fast-growing seeds need of help. so families can grow food at home, install latrines, and teach IMPACT: Six million displaced communities good hygiene people live in dire conditions with practices to ward off disease. little access to food, water, sanitation and healthcare, facing daily threats to their lives, dignity and wellbeing.

RESPONSE: Eight years into the crisis, many aid agencies have suspended operations due to violence. Islamic Relief continues its lifesaving work in some of the areas that are hardest to reach, assisting over 2.3 million people this year. To date, we have provided £320 million worth of aid in response to the war. “I have no money for food. The children ask for food that I don’t have. I rely on what the aid organisations give us.”

Um Mohammed lives with her eight children in Deir Hassan camp in Idlib, Syria. Her family’s food parcel from Islamic Relief relieves hunger in Ramadan, but hostilities escalate in the northwest and many more flee in search of safety.

Islamic Relief is there to provide food, tents, blankets and cash for heating and clothing. We give wheat to local bakeries so they can bake free bread for the Women in Bangladesh collect essential most vulnerable. We help run 80 mobile emergency units and hospitals. Tens of items including soap, sanitary towels, thousands of people rely on the clean drinking water, sanitation facilities and antiseptic and oral rehydration salts hygiene items we provide. distributed by Islamic Relief.

22 ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 - HUMANITARIAN ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 - HUMANITARIAN 23 AUGUST SEPTEMBER Our relief efforts continue in Kerala, India, following the devastating In Mirpur, Kashmir, an Islamic Relief monsoon of 2018 and subsequent aid worker comforts a girl injured flooding again this year. With during the Kashmir earthquake. communities using the water, sanitation and hygiene facilities we installed in response to the 2018 floods, Islamic Relief installs water purification plants for thousands of people in relief camps and hospitals. We also empower over 4,000 people to earn a living through small enterprises such as fishing and farming poultry and coconuts.

Our flood relief efforts also extend to Sudan’s White Nile state, where we distribute emergency survival items to 10,000 people, and Mali where we ensure 1,200 families have food after crops, livestock and food stores were wiped out.

People in Kerala, India, collect vital items such as mosquito nets and hygiene kits from Islamic Relief.

PROGRAMME: Our largest DISASTER: A 5.8 magnitude annual food distribution takes earthquake hits Pakistan- place in 34 countries. administered Kashmir.

IMPACT: Over three million IMPACT: Dozens are killed people who can only rarely eat and hundreds injured as the meat are able to enjoy qurbani earthquake damages homes meat on Eid al-Adha. and roads.

RESPONSE: Displaced RESPONSE: Working with families from Myanmar the Start Network, Islamic receive much-needed protein Relief staff overcome in Bangladesh, complementing challenging conditions to the World Food Programme reach over 12,100 survivors parcels they rely on. In Niger with tents, plastic sheets an innovative microfinance and hygiene kits. Other scheme supports poor farmers interventions include working to purchase and rear animals with ECHO and the Canadian to sell for a profit during Humanitarian Assistance qurbani season. As flooding worsens in Niger, Fund. overwhelming entire villages and ruining precious food reserves, we provide 400 families with a month’s worth of food as well as soap, mosquito nets and sleeping mats. In Bangladesh, a family Those with especially fragile homes that fled Myanmar receive tarpaulin and rope to build receive qurbani meat makeshift shelters. from Islamic Relief.

24 ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 - HUMANITARIAN ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 - HUMANITARIAN 25 OCTOBER NOVEMBER

As a series of earthquakes in the In central Somalia, deadly flash floods DISASTER: Cyclone Bulbul Philippines follow last month’s quake, submerge villages and destroy crops. batters coastal regions of destroying over 20,000 homes, we One of the first organisations on the Bangladesh and India, with give 140 families vital items such as ground, Islamic Relief staff arrive winds reaching 140km per nappies, sanitary towels, mosquito on tractors to reach 3,000 families hour. nets and folding beds. and distribute tents and food packs. IMPACT: Millions of people are We also provide clean water and In Gourma Rharous, Mali, where inter- uprooted from their homes. The sanitation facilities to curb insects communal conflict causes over 4,400 storm destroys thousands of spreading diarrhoea, malaria and people to flee their homes, we provide mud houses and floods farms, other diseases. ruining crops and sparking cash vouchers so they can buy enough fears of malnutrition as food food for a fortnight. prices rise.

RESPONSE: Islamic Relief Bangladesh staff and volunteers evacuate vulnerable people, provide emergency In the wake of Cyclone Bulbul, a woman cooks amid shelter and hygiene kits, the ruins of her home in Bangladesh. support home repairs and help replace ruined crops. Altogether, we help about 10,000 people to get through the crisis.

“I hope that the next winter will bring us warmth and I will not see any of my younger brothers feel cold,” says Muhammad, 12, who lives in Gaza in a house with a makeshift roof.

DISASTER: Winter rains add misery to the humanitarian crisis in Gaza.

IMPACT: Thousands of families are at risk, living in cold, leaking homes without adequate heating.

RESPONSE: Islamic Relief repairs and improves 150 homes and gives families warm blankets, winter clothing and mattresses.

“We don’t have heating and rely on a wood fire to keep warm. It is not safe because I have small children and elderly parents who can inhale the bad fumes. But what can we do? How can we get warm when the rain soaks us?”

Every year Abu Ali dreads the first winter rains in Gaza, where many families live in damaged homes. The local economy is close to collapse after years of blockade and conflict. Poverty and suffering are deepening, and humanitarian funding this year is critically short, but this year we help over 393,000 vulnerable Gazans.

26 ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 - HUMANITARIAN ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 - HUMANITARIAN 27 DECEMBER RAMADAN AND QURBANI FOOD DISTRIBUTIONS

In Bangladesh, people who fled Myanmar receive emergency food. A woman sweeps dust from the entrance to her tent in a camp for displaced people in Yemen. EVERY YEAR ISLAMIC RELIEF’S LARGEST DISASTER: 7.4 million people at risk of famine in Yemen as DISTRIBUTION the world’s worst humanitarian PROGRAMMES crisis continues. PROVIDE VULNERABLE IMPACT: An estimated 24 FAMILIES WITH FOOD million people – almost 80 per cent of the population – need PARCELS IN RAMADAN Bangladesh: Displaced families Philippines: This year we piloted humanitarian assistance and AND QURBANI MEAT from Myanmar are given UN World using eco-bags for meat packing, an protection. Food Programme food parcels in initiative we are hoping to implement ON EID AL-ADHA. Bangladesh containing staples such RESPONSE: In partnership across our field offices to reduce the with the World Food Programme In Ramadan 2019, Islamic Relief as rice, lentils and oil which Islamic use of non-degradable plastic. (WFP) we provide food to delivered food for 908,660 people in Relief complements with qurbani sustain around 2.2 million 33 countries, tailoring food parcel meat, providing additional protein. people every month in contents to local customs and needs. six governorates. We run Two months later, our qurbani meat malnutrition treatment and deliveries provided food for over 3.1 “If there is enough food we eat, and if not we have to be patient. The most important prevention programmes in 155 million people in 34 countries as they thing is that children get their milk. For us adults it’s not a problem if we have to health facilities. We support marked Eid. stay hungry. We just eat anything to keep us alive.” eight health centres to manage acute watery diarrhoea Shoeyah’s son Adnan has been malnourished since birth. The family cannot Wherever possible, we integrate and cholera, and fund three our seasonal food distributions return to their home in Yemen’s Haradh region due to the intense fighting so physiotherapy and prosthetic with other humanitarian and they live in a shack in Hodeida, waiting and hoping. “I hope that my children will centres for patients with life- development programmes, allowing have good health in the future and pray to God to stop the war,” she says. changing injuries. us to reach the families of sponsored Syria: In addition to our annual food Sri Lanka: Following the Easter Sunday December 2019 marks the first anniversary of the UN-brokered ceasefire in orphans for example, or the hungry distributions on the Syria-Turkey border attacks on Christian communities, Yemen but violence continues. Islamic Relief staff work 18 hours a day, seven families supported by our livelihood in Hatay and Gaziantep provinces, this security concerns saw gatherings days a week, often at great personal risk. Tragically, earlier this year a stray projects. Working closely with local year our Ramadan and qurbani parcels banned. Working with local government, bullet killed one of our dedicated colleagues, Hamdi Abo Abdullah Al-ahmadi, as communities, we ensure the food reached Syrian refugees in Istanbul. we provided Ramadan food vouchers he delivered aid. reaches those most in need without and went door-to-door delivering food

discriminating in any way. parcels to survivors.

28 ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 - HUMANITARIAN ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 - HUMANITARIAN 29 “With the fishponds, we are now able WEST AFRICA’S CONFLICT AND CLIMATE Idrissa’s earnings have to control production,” says Idrissa. “I shot up since he got am now earning CFA 100,000 [about involved with our project £136], which is enough to buy food EMERGENCY IS A WORSENING HUMANITARIAN in Niger’s Tinga Valley for my family.” His cooperative is deliberately linked to groups of local CRISIS THE WORLD HEARS LITTLE ABOUT fishmongers – women who buy their fish to sell at the market.

Among other activities this year, the project established plots of land to be irrigated using water-saving technology so local farmers can produce cash crops all year round. We trained farmers to use drought- [about £2.73] a month, not even tolerant seeds and early warning IDRISSA’S STORY enough to purchase a bag of millet.” systems to reduce their vulnerability “We came together because we to fluctuating market prices. And In 2017 Islamic Relief began a needed support,” says Idrissa, a we set up community shops so project to reduce food insecurity fisherman for 20 years and now part people can buy good quality seeds and bolster livelihoods in the Tinga of a cooperative group in Niger’s and tools. Due to complete in 2020, Valley. Focused on agriculture and Tillaberi region. the project is giving 1,000 families fishing, by the end of 2019 we had brighter futures. “Before when we were fishing on the created 10 community fishponds, When floods destroyed Gabkoro’s house and farmland river, sometimes we used to catch each stocked with 400 fish. in Nara, Mali, this year, Islamic Relief’s cash vouchers nothing. I used to earn CFA 2,000 meant families like his could replace vital items such as blankets, cookware and hygiene items. “In my house there are seven girls who are not yet ready for marriage. They need to learn more about West Africa faces what is arguably The global humanitarian response Life-changing sustainable life, grow up and become mature the worst humanitarian crisis that to the West Africa crisis is grossly development before they get married. Once they most people have never heard of. underfunded, but Islamic Relief is are ready, I will allow them to get We work closely with communities Since 2012, escalating violence and doing all it can to help. We began married but not before. [And] none of not just in times of disaster but also insecurity in the region have been working in Mali in 1997, helping my granddaughters have undergone long term to improve their lives and forcing people from their homes in a people affected by civil war. Eight FGM/C and none of them will futures. In Mali we help families living desperate search for safety. In Mali years later we launched operations in insha’Allah.” in poverty adapt to the changing and Niger alone, around seven million neighbouring Niger, responding to the climate so they have regular access to people need humanitarian assistance, food crisis. In Bintou’s neighbourhood food and can earn a reliable living. We many of them women and children In 2019 Islamic Relief supported over also help reduce the worst effects of almost all girls were subjected living in hard-to-reach areas. 211,000 people in Mali and Niger disasters and improve access to water, to FGM/C, but with our The climate emergency is also through 49 programmes including: sanitation and hygiene. monthly meetings in which faith intervention that went down to devastating lives and livelihoods, BINTOU’S STORY leaders talked about harmful practices Lifesaving humanitarian relief Empowering women and children just one in 20. especially in the arid Sahel region. “Our girls no longer undergo female such as FGM/C and early forced Vital infrastructure has deteriorated, Islamic Relief’s emergency In Mali and Niger we are building the genital mutilation/cutting (FGM/C). marriage. The project has trained religious and uprooted families are left without interventions are a lifeline for those capacity of vulnerable communities We stopped that,” says Bintou, a leaders, schoolteachers and youth access to even basic social services. affected by conflict and natural so they can claim their rights. We use grandmother living in Mali’s capital “All those who attended the workers as well as local women and Many depend on agriculture or fishing disasters that are increasing in a faith-based approach to increase city. “And all our neighbours were [faith] meetings gained a children, empowering them to push for but desertification, erratic rains, frequency and intensity due to awareness of the harm caused by approached and made aware so that much deeper understanding of positive change in their communities. drought and flooding have pushed they may stop [too].” climate change. Our projects include gender-based violence and child FGM/C.” In addition the project, which them to the brink of survival. food assistance, shelter and raising protection issues. We also give the As a widow with seven children, also covered villages in rural community awareness of protection families of orphaned children a Inspired, the 46-year-old joined one Bintou struggled to make ends meet Ouélessebougou, persuaded seven In Mali one in four people do issues. regular allowance to meet their basic of our community action teams, until she started receiving a regular FGM/C practitioners to give up the not know where their next needs and ensure vulnerable children persuading others in Bamako to stop stipend through Islamic Relief’s practice. School attendance rose, meal is coming from. In Niger are not disadvantaged. the practices. “I would go about telling orphan sponsorship scheme, which particularly among girls, and rates of the people I know. And since many an estimated nine million also introduced her to our Channels of violence against women fell, as did the have understood, it was fairly easy to people live in extreme poverty. Hope project. She began attending number of early and forced marriages. spread the message. 30 ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT - HUMANITARIAN ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT - HUMANITARIAN 31 schoolgirl, who attends our science In 2019, Islamic Relief improved the EDUCATING AND club. It uses practical and entertaining learning environment at over 100 teaching methods to help children find kindergartens and trained hundreds of DEVELOPMENT solutions to community issues. teachers and principals. We ensured INSPIRING THE over 330 schools had clean water and We empowered communities “When I went to school the next day offered counselling services for over CHILDREN OF my teacher asked me to explain it to 20,000 children. We also screened to emerge from poverty and my classmates. I got full marks [in over 24,500 children for hearing and science]. I want to be a scientist… to speech difficulties, giving hearing aids vulnerability GAZA discover a drug for cancer. This will and specialist support to those who make me happy because I will be needed them. able to treat many people all over the “I feel like a young scientist world.” This year we continued to tackle issues at and this motivates me.” the heart of poverty and suffering, from “The first time I put my eye to a addressing community development needs to telescope, I didn’t want to close my challenging harmful social practices such as eyes,” says Lamar. The 11-year- gender-based violence. We provided access old lives in Gaza, where years of to healthcare, education, water and sanitation blockades and conflict have left more than half the population dependent on and provided livelihood opportunities by humanitarian aid. Schools in Gaza are working with communities in 32 countries, typically overcrowded and ill equipped, benefiting over five million people. but Islamic Relief’s educational clubs are unlocking the potential of vulnerable children.

“There is no telescope at our school but we went on a trip to the university laboratory and were able to do scientific experiments,” explains the

Our development programmes are not just about providing access to essential services, PROMOTING CLIMATE but understanding the multiple challenges RESILIENT FARMING IN communities face and empowering them to lift themselves out of poverty. PAKISTAN

“I grow organic vegetables and sell them in the local market,” 262 development projects supported says father-of-two Abdul from the UN Sustainable Development Pakistan-administered Kashmir, where climate change is ruining Goals, providing 301,000 people with many livelihoods. Islamic Relief healthcare, clean water, sanitation and helped Abdul set up a farm as part hygiene of a project that supported 8,000 families to earn a reliable income. “I have been trained in farming Over £38 million spent on development techniques, selecting better quality programmes this year seeds and managing the farm. to the effects of climate change, markets and setting up forums to This has significantly increased my encourages households to plant grow small businesses. We also income.” fruit orchards and olive trees, while empowered local communities 704,000 people provided with livelihood providing livestock for some of to engage with government to opportunities Our climate resilient farming the poorest families. In 2019 we influence positive change. programme in Pakistan, one of the helped to boost the local economy Nearly 57,600 children and adults given most vulnerable countries on earth by building vegetable and cattle access to education

ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 - DEVELOPMENT 33 IMPROVING THE HEALTH OF WOMEN AND CHILDREN IN SOMALIA “It is great that we are getting free local medical care,” says Nurta as she waits with her son, Zakariya, for treatment at the Belcad Health Centre in Somalia. “I am a mother of five orphaned children. I could not afford to pay their medical bills. They are all fine now after getting treatment from the Islamic Relief medical team.”

This year 24,500 patients received free treatment at Islamic Relief- supported health centres or mobile clinics that operate in remote areas in Somalia. The maternal and child health programme also recruited community health workers to promote good health, nutrition, first aid and hygiene practices including pre and post-natal care.

Islamic Relief health projects provided vital health services serving nearly 998,000 people across the globe in 2019. GIVING THE MOST VULNERABLE CHILDREN A EMPOWERING WOMEN CHANCE TO SUCCEED THROUGH ENTERPRISE IN

Children living in a camp for boosting counselling. In addition TUNISIA GROWING FOOD DESPITE displaced people in Myanmar’s we continued to support 370 Members of the Oasis women’s group Rakhine state love learning in their children at a boarding school are specialists in ‘smara’ weaving and THE DROUGHT IN KENYA new school, built by Islamic Relief in Nangarhar, Afghanistan. As now earn a living making and selling This year our food security this year. The school, which also a result 50 orphaned children handicrafts thanks to an Islamic projects helped over 3.2 million serves as an evacuation centre received accommodation, three Relief project in Tataouine, Tunisia. people around the world. One such during cyclone season, is giving meals a day, access to healthcare, About 50 per cent of women in the scheme, which was completed the community hope that their clothing, stationery, sports area are unemployed, with no jobs this year, served 465 families and children may have a better future. equipment and other items. available. We changed that for 85 two schools in Kenya’s drought- women by empowering six women’s Also this year 400 children living In total our education projects stricken Kilifi County. We installed groups in sectors such as handicrafts, with disabilities in Chechnya in in 2019 helped nearly 57,600 two boreholes, providing water food production and dairy farming. the Russian Federation received children and adults to look for schools, homes, and 100 acres We gave them technical training and free braille or sign language forward to brighter futures. of land. Bringing local people showed them how to work together literacy classes – as well as maths together in farmers’ groups, we and manage their business. The lessons, sports and confidence trained them in effective farming women formed groups, with work techniques. As a result, food venues, tools, raw materials and production rose by 40 per cent, and marketing all supported by Islamic women and girls, freed from the Relief. Now structured as legal time-consuming task of fetching cooperatives, the groups give their water, now have more time to earn members a decent income and a living or go to school. already the women have plans to expand their businesses.

In 2019, we helped over 704,000 women and men in 29 countries build reliable sources of income. 34 ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 - DEVELOPMENT ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 - DEVELOPMENT 35 ISLAMIC MICROFINANCE AT BUILDING PEACE BETWEEN Islamic Relief, Catholic Relief peace. This year our work through Services, World Vision and Aegis a social cohesion and resilience THE HEART OF SUSTAINABLE FAITH GROUPS IN CENTRAL Trust work together to pave the way programme funded by the Swedish for peace. Funded by USAID, Islamic government’s international DEVELOPMENT AFRICAN REPUBLIC Relief is rebuilding livelihoods lost development arm, Sida, included Islamic Relief’s microfinance “As religious leaders, we came to violence. By the end of 2019 we leading community consultations to programmes have been providing together to say ‘no’ to the hijacking had helped around 4,000 people set support the national peace process livelihood opportunities for vulnerable of religion,” says Oumar Kobine up small enterprises. Communities in the Philippines and enabling vital people since 1994. Offering interest- Layama, President of the Islamic found common ground – an dialogue through peace councils free Shariah compliant loans Council of the Central African essential foundation for peace – in Kenya. The social cohesion and and support for starting small Republic. It’s a country ravaged by through the business associations resilience programme also brought businesses, we have helped 100,000 years of conflict, often exacerbated and community savings groups we fragile communities in Pakistan entrepreneurs to date and circulated by splits along religious lines. formed. together to facilitate dialogue and some £60 million worth of investment coordination on transitioning to to people in need. Oumar is part of an interfaith Islamic Relief works with peace. peacebuilding partnership in which communities around the world to For Islamic Relief, microfinance prevent conflict and build lasting programmes are sustainable development at its best, with a revolving loan fund that supports more and more people to become self- reliant. This year we had £6 million worth of active loans supporting 17,000 entrepreneurs. In 2019 we launched the ‘Poverty WOMEN ARE EARNING “With the profit I made, I was able to to profit’ crowd-funding platform afford to buy my own animal, a sheep,” linking donors from the USA to A LIVING BY COMBINING adds the 47-year-old. Excitingly, she’s people starting or expanding small now on the path to a new career businesses in Pakistan. Once the loan QURBANI WITH A having landed a job keeping animals is repaid, the funds are then offered SUSTAINABLE LIVESTOCK healthy thanks to the paraveterinary to another entrepreneur, helping to lift training she received through the them out of poverty. PROGRAMME initiative. In Chechnya our microfinance In Niger, we piloted a new initiative This new approach is being hailed institution, Fund Barakat, has been linking microfinance to the livestock as a sustainable way of expanding recognised by the Russian Central market. Hundreds of women received the positive impact of the tradition Bank as the most socially-orientated goats and sheep on a sharecropping of qurbani by empowering women provider for the third year running. basis so they could fatten the animals, to earn a living throughout the year. Of the 2,000 microfinance institutions which are then sold at Eid time in the “I now do not have to borrow food or in the Russian Federation, Fund market with the profit shared fairly. get loans from my neighbours or take Barakat is the only one that is Shariah credit at the shops,” says Fati, proud of “We received training in raising compliant. her newfound self-reliance. animals and fattening them,” says Islamic Relief installed 20 SkyHydrants “Thank you for supporting our In 2019 Islamic Relief shared its Fati, one of the hundreds of women in IMPROVING ACCESS TO in Indonesia’s Lombok, Palu and Sigi essential needs and improving not expertise on Islamic social finance at Niamey taking part in the scheme. The WATER FOR DISASTER- districts this year providing 1,000 only my livelihood but also women’s an Overseas Development Institute women take care of the animals before families with more drinking water. participation in the community,” she (ODI) event on exploring the role of giving them back to Islamic Relief in AFFECTED FAMILIES Each produces 5,000 litres of drinking says, explaining that she is a member Islamic finance in climate change time to be sold for Eid al-Adha, when “Now we can get clean water close water every day, and we also drilled 25 of one of the committees looking after resilience and adaptation. We also the price and demand for animals is by,” says Naida, who had to walk and boreholes. The intervention has made the new water facilities. hosted a high-level panel with particularly high. Receiving a share queue for hours every day after an a big difference to Naida, who earns a representatives from the World Bank of the profit, the women can afford earthquake and liquefaction destroyed living selling local breakfast delicacy and the global leading actuary firm livestock of their own and with Islamic th most of the wells in her village. nasi kuning, a turmeric-flavoured rice. Milliman at the 13 International Relief’s support are now producing Takaful Summit on Islamic climate fodder for the dry season. change insurance.

36 ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 - DEVELOPMENT ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 - DEVELOPMENT 37 CAMPAIGNS PIONEERING AN ISLAMIC GENDER We mobilised people and funds to support JUSTICE DECLARATION our work and campaign for social justice Islamic Relief has pioneered an Islamic Gender Justice Declaration This year we raised over £131 million to fund our programmes. Our with humanitarian agencies, faith Ramadan campaign in the UK alone raised over £12 million and leaders, civil society organisations and others. In 2019 we finalised and engaged almost 1,000 volunteers. We campaigned to protect those shared the Declaration at the United affected by gender injustice, climate change and the refugee crisis. We Nations Economic Commission for also supported the most vulnerable children, including orphans and Africa (UNECA) in Addis Ababa ahead those at risk of child labour and human trafficking. of its public launch in 2020, bringing together many agencies united in championing the message. We work with religious leaders and use our faith literacy to help tackle harmful practices such as gender-based violence, advocate for peace, A landmark initiative, it affirms the God-given rights of all human beings respond to the challenges of climate change, and protect children from and is a call to action against gender abuse and exploitation. injustice from an Islamic perspective. Contributing to SDG 5 on achieving gender equality and SDG 17 on working in global partnership, the Declaration aims to tackle injustices in Muslim communities while uniting To mark 16 Days of Activism against gender-based violence we held people of all faiths and none behind events in 28 countries, with men and boys joining the campaign universal principles such as equality as well as women and girls. In Mali, a girls’ football tournament and human dignity. engaged local authorities in promoting the rights of girls.

“I feel like someone neighbours, and raped women in “I started attending Islamic front of us. We ran for our lives and Relief’s gardening activities and liberated my soul” sought refuge in Yahyawa, Kirkuk. that’s where I found myself. Adila, child bride and Now I grow vegetables in a little refugee from Iraq “We had no food, shelter or support space beside our camp and when and slept under the open sky until I see my garden I feel happy “I was only 12, playing in the village humanitarian agencies set up a and relaxed. I even contribute with my friends, when I was married. camp and gave us hope. Islamic to my family’s income by selling I didn’t understand what my in-laws Relief came and said they could help. vegetables. It’s a small garden, but meant when they called me barren. They spoke in our own language these plants are my life. They are my They bullied me and stopped me and listened with understanding. children. from seeing anyone, even a doctor. They told me about a safe centre for All I knew was that I felt shame, guilt women and encouraged me to visit. “I know this camp has many stories, £12.2 million raised in the UK during Ramadan, with another and I was unwanted. some worse than mine. We are “At the centre they run recreational women who have suffered in silence £2 million secured from the UK government’s Aid Match scheme “After a few years, I asked to see my activities for women and teach new for too long but Islamic Relief is our parents. My husband dropped me at skills, but most of all they are there voice. Every human being has a right Our 16 Days of Activism against gender-based violence their house and never came back. to listen. I shared my story with one to be safe and free from exploitation. campaigning raised awareness through events in 28 countries I was left alone, a burden on my of the case workers who counselled Islamic Relief is helping us claim parents, pitied as a ‘woman without me, told me my rights and helped me that right.” 15 projects tackled gender-based violence this year a womb.’ get legal support for a divorce. “One night, in June 2014, our lives “After 37 years of suffering in 64,000 children are now supported through our orphan changed forever. ISIS fighters came silence, I am free. I feel like someone sponsorship scheme and murdered our relatives and has liberated my soul.

ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 - CAMPAIGNS 39 displaced people to be included on 12 year old Farida, a Syrian AMPLIFYING THE VOICE OF a high-level panel on protection refugee in Jordan, is one of the REFUGEES AND DISPLACED and assistance for internally many refugees we supported in displaced people. In December, 2019 through direct support and PEOPLE we took part in the first Global by advocating on their behalf. For the past 35 years Islamic Relief Refugee Forum. Held in Geneva, it was an opportunity to translate has been supporting refugees, Abdel Salam with two of his children. internally displaced people, asylum the principle of international seekers and returnees – and responsibility-sharing of the refugee crisis into more concrete making sure decision makers hear “We had no choice: stay and village, Kharbet Al Ghazaleh. “It This big family depends on the cash their voices. In April 2019 we joined action. die or leave everything.” does not matter if you are a child assistance that we receive. We don’t the call for states, communities and or adult, a man or a woman. All of visit doctors even if we need to. We Abdel Salam, Syrian refugee and us were scared. We had no choice: don’t have money to pay.” father of eight stay and die or leave all you have Islamic Relief arranged for two It took 10 years of hard work behind. Islamic Relief joined the UN Climate of Abdel Salam’s children to have TACKLING SEXUAL AND BRINGING A FAITH for Abdel Salam to build a home for Change conference COP25 in Madrid, “I was worried about my children. their tonsils removed after they his family in southern Syria. And Spain. The German government invited What if something happens to me? developed tonsillitis. The family’s GENDER-BASED VIOLENCE PERSPECTIVE TO CLIMATE just a moment to lose it. us to discuss Islamic approaches to They will have no-one to depend on. life has started to improve but Sexual and gender-based violence CHANGE climate stewardship, energy and the “I was a farmer in Syria. My 14-year-old, Hassan, is injured; their future, like those of many of is widespread in Iraq, and women environment. Together with Islamic Alhamdulillah, we had an ordinary his legs were broken and he can’t the millions of Syrian refugees and girls who have been forced Inspired by Islamic teachings on Relief Spain, we held an interfaith life. Even after the crisis began, and do anything by himself. Their registered in Jordan, Turkey, from their homes are at greater justice and stewardship, this year dialogue attended by more than a with limited supplies of electricity mother would have eight children to Lebanon, Iraq, and Egypt, remains risk. Islamic Relief, with funding from we helped more communities to hundred people. And after signing the and clean drinking water in our take care of.” uncertain. Islamic Relief is Global Affairs Canada (GAC) and increase their resilience to the effects of climate change and campaigned ‘Faith communities demand climate village, my family and I insisted we supporting both refugees and UNFPA, runs 14 women’s centres Abdel Salam’s family spent for global action to tackle the climate justice’ declaration, as part of a small wouldn’t leave our home,” says the vulnerable host communities. in Baghdad, Anbar and Kirkuk. We several months in Syrian cities emergency. By 2021, we aim to delegation we presented it to the father-of-eight. support survivors with counselling before fleeing to Jordan, where have established a distinctive faith- deputy director general of the United and healthcare. We also engage with they struggled to access vital based expertise in climate change Nations Framework Convention on But Abdel Salam was forced faith leaders and encourage men services. “My health worsened, adaptation. Climate Change (UNFCCC). to flee in March 2013 when and boys to prevent violence against intense bombing began in his which prevented me from working. women and girls.

40 ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 - CAMPAIGNS ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 - CAMPAIGNS 41 SUPPORTING ORPHANS AND THEIR FAMILIES Islamic Relief’s orphan sponsorship programme ensures all the basic needs of a vulnerable child are met through a monthly donation. In 2019, we secured sponsorship for 9,000 additional children, bringing the total number of sponsored orphans up to 64,000.

At a global meeting of Islamic Relief partners and field offices in November 2019, we discussed future plans for the sponsorship model to ensure the wider community benefits as well as the child and their family. We also piloted a new method of “We find out what is right earthquake of 2015, with poor capturing secure data through mobile families resorting to selling a and what is wrong.” tablets and a new application that child into slavery. monitors a child’s health, education Prama, former child and housing, improving the efficiency labourer in Nepal The project was launched in of our monitoring systems. Rautahat district this year, and includes a community monitoring Prama, 15, has worked with and alert system to identify her father and sisters in a brick and engage children who are factory since she was small, while most at risk. It prioritises those her mother toils in the fields in intercepted by anti-trafficking exchange for grain. booths near the border or rescued “I pray to God that my children from child labour. Preventative never suffer as I have suffered,” measures include providing says Prama’s mother, explaining education and protection services, “I am so lucky I could come back to school,” that her husband regularly beats as well as helping poor families to says Lazina, who is now in eighth grade. her. She does not argue with earn a reliable income. him for fear he may turn on their So far Islamic Relief has children. “I am lucky to have reached over 1,400 people children who understand and afford three meals a day. A neighbour house rent, food and education for my through interventions including PREVENTING CHILD LABOUR support each other with every suggested that my mother send me to daughter. My main aim is to educate community awareness sessions. AND HUMAN TRAFFICKING work nearby,” says Lazina. her properly. I am so grateful to hurdle that comes our way.” Islamic Relief. They support us and are “Coming to the protection In Bangladesh an estimated 1.3 In 2019, Islamic Relief helped 275 “My mother is my hero,” says by our side in our worst days.” and awareness centre and Prama. “She is a strong woman.” million children are doing hazardous children in Dhaka escape child labour. participating in sessions gives work that risks their health and “Islamic Relief came to help us. The Islamic Relief child welfare Prama is being helped by an me hope to see better days,” says development and exposes them to They told us they would support the programme is creating alternative Islamic Relief project to protect Prama. “We find out what is right abuse, exploitation, violence and even children to quit and send them back to livelihood options and giving children children in Nepal who are at risk and wrong. We are very thankful Ten-year-old Haelal from Indonesia lives human trafficking. Lazina, aged 14, is their schools,” says Lazina’s mother. access to life-changing education. We of child trafficking and the worst for this support for children like with his mother who had to quit her job one of those children. She was forced are also working to change attitudes to take care of him after he was injured. Lazina’s mother was invited to form a forms of child labour. Both have us who are victims of violence to leave school to work in an umbrella to child labour in Bangladesh so that Left without any source of income, Islamic self-help group with other mothers, all been rising since the devastating and hardship.” factory. children are not engaged in work that Relief’s orphan sponsorship was a lifeline of whom received BDT 14,000 (around puts them at risk. for them, covering the cost of education, “After fifth grade I dropped out of £130) to set up a small enterprise of food and other essentials. school due to my family’s financial their own. “With this grant I started my crisis. My mother’s clothing business clothing business again and it is doing was worse than ever. We could not well,” she says. “Now I can afford my

42 ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 - CAMPAIGNS ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 - CAMPAIGNS 43 WE SUPPORTED VULNERABLE asylum in the UK; reducing isolation and resilience. Meanwhile our support FUNDRAISING AND ACTIVITIES IN THE UK among refugees and asylum seekers; for The Scout Association allowed PEOPLE IN THE UK support for survivors of domestic them to set up 36 new scout groups violence; employment help for across the UK to attract Muslim youth Our work with vulnerable communities black, Asian and minority ethnic who are under-represented in scouting in the UK included delivering 30,000 communities; efforts to develop female and therefore miss out on the life- qurbani meat packages to families leadership in mosque management; skills, leadership, social interaction living in food poverty in England, access to coaching for Muslim parents; and adventure it provides. Scotland and Wales. In the winter, a and food for homeless people through team of volunteers distributed warm This year we also partnered with a foodbank and edible garden project. clothes, hot drinks and sleeping bags Deaf World to support their youth to homeless people in Manchester and Our support for Crisis UK gave leadership programme for those Glasgow. homeless or vulnerably-housed people with hearing impairments, helping access to services such as coaching, them increase their self-esteem, We also contributed almost £800,000 skills training and mental health tackle social isolation and build to support local projects this year, support to help build their aspirations communication skills. including help for children seeking

Celebrity chef Asma Khan cooked delicious meals with Syrian refugee women in Jordan to highlight the plight of refugees across the Middle East and the importance of no-one going hungry, especially as they break their fast in Ramadan.

To mark the 8th anniversary of the Syria conflict, we WE RAISED OVER £12 MILLION partnered with online fundraising Islamic Relief organised over 40 took street artist Mohammed ‘Aerosol’ Ali to deliver platform My Ten Nights and raised fundraising challenges in 2019, from an art therapy workshop to Syrian refugee children IN RAMADAN over £1 million. the Marrakesh Half Marathon and in the Bekaa Valley in Lebanon. Upon his return, he the Machu Picchu Jungle Trek to the produced a mural on the wall of Greenwich Mosque This year Islamic Relief UK’s Ramadan To top it all, we won the prestigious Great Scottish Run and the Snowdon in London that attracted media coverage to highlight campaign raised £12.2 million. £2 Third Sector Marketing Campaign of Challenge, which raised £350,000. the plight of children affected by conflict. million of the funds raised were the Year Award for our 2018 Ramadan The Peru Challenge was particularly doubled through the UK government’s campaign and were given a Special successful: organised and coordinated Aid Match scheme, allowing us to Commendation for our ‘Saving lives between four Islamic Relief partner support a project to counter the impact isn’t easy’ video. offices with 75 participants and raising of severe drought in Ethiopia. over £200,000 for water projects Launched in the Houses of Parliament around the world. with Minister for International THOUSANDS TOOK PART IN This year we entered into a corporate Development Baroness Sugg, former partnership with the Muslim dating Leader of the Opposition Jeremy OUR COMMUNITY EVENTS site Muzmatch, who helped us raise Corbyn MP, and celebrity chef Asma In 2019 we organised the largest funds to tackle early and forced Khan, our Ramadan campaign was national fundraising tour in our history marriage in Niger. We also began a seen by millions on billboards and with South African singer-songwriter new partnership with Green Lane public transport across the country. Zain Bhikha, attracting over 10,000 Mosque in Birmingham that led to Our annual #Cakes4Syria fundraising people in 20 cities. Our annual their fundraising arm, Taskforce campaign sold a staggering 28,275 student-led fundraising event, Charity GLM, raising over £2 million for our Islamic Relief staff and volunteers join the Global Climate In October 2019, Islamic Relief UK launched Virtue Reality, the first cakes delivered by a huge network Week, also broke all records by raising international programmes. March in September 2019, calling for action to be taken to video game created by a Muslim charity. Developed with Ultimatum of volunteers across the country, a staggering £1,356,505 with almost address climate change. Games, it is a fun way to inform young people about how aid works. including the YouTuber SuperSaf. On 1,000 volunteers and 257 institutions The game was launched at Sheffield’s National Videogame Museum the last 10 nights of Ramadan we taking part. and has been downloaded more than 6,000 times through the App- Store and Google PlayStore. 44 ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 - CAMPAIGNS ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 - CAMPAIGNS 45 INTERFAITH INITIATIVES PARTNERSHIPS SUPPORT PEACE AND This year we built new partnerships, strengthened EQUALITY This year we began a new project existing ones and supported the Islamic Relief to tackle inter-communal conflict between faith communities in partnership with the Network family to achieve our shared goals. We also of Religious and Traditional Peacemakers, International Network improved the quality of our programmes, aiming of Engaged Buddhists (INEB) and the World Faiths Development Dialogue. for the highest standards in the sector. Operating across the Asia region, the consortium’s activities included training and funding local interfaith activists to deliver small projects. In striving for excellence in our programmes we build Prime Minister Imran Khan with our CEO Naser Haghamed and Pakistan Country relationships not just at the global level but also with local Director, Umair Hasan. Commending Islamic Relief for supporting the socio-economic Meanwhile we also continued working development of Pakistan, the Prime Minister shared his vision of inclusive and with communities in Asia and east organisations, offering our expertise in developing sustainable development for all segments of society and encouraged Islamic Relief Africa through our peacebuilding to partner with the government’s flagship Ehsaas programme aimed at poverty partnership with Sida. A key focus faith-sensitive interventions. alleviation and social protection. this year was recognising the role PAKISTAN PRIME MINISTER COMMENDS OUR PROGRAMMES of women and youth in resolving conflict and organising them into Our CEO, Naser Haghamed, met with Pakistan’s Prime Minister during a peace councils. We also engaged visit to the country that aimed to deepen the positive impact we’re having women faith leaders in regular radio through healthcare, disaster risk reduction and response, water and broadcasts and ensured women have sanitation, education and climate adaptation programmes. a powerful voice in peace forums.

Also meeting Pakistan’s President, Dr Arif Alvi, our CEO was urged to At the European Development Days help the government provide free health services. Lieutenant General 2019, we held a high-level debate Muhammad Afzal, Chairman of the National Disaster Management Authority, engaging European Commission discussed with us our plans to help build a safer and more disaster- officials together with Baha’i resilient Pakistan. International, Brot für die Welt, Act Alliance EU, EU Cord, Pax Christi At a special reception attended by ambassadors, UN and government and World Vision. Addressing the officials and leading sector experts, the Managing Director of Pakistan Bait- challenge of inequalities in low- ul-Mal praised Islamic Relief’s work in empowering women and supporting income countries, the interfaith event children. The visit also included an appearance on Pakistan Television was a key step forward in efforts to Network (PTV) ensure recognition for the value that faith-based organisations bring to development.

At Bond’s International Development Awarded the Core Humanitarian Standard (CHS) certification for Awards in London, UK, our Head of Governance, Khaleel Desai, collects the third year running Bond Innovation Award, recognising the impact of our integrated programme in Innovation award for our orphan support project in Bangladesh Bangladesh. Subsequently replicated by Bangladeshi local government, it combined International Waqf Fund established as an independent organisation education and protection for orphaned children with empowering their families to become self-sufficient within four years.

ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 - PARTNERSHIPS 47 LOCAL ORGANISATIONS STRONGER COLLABORATION WITH UN AND GENEVA-BASED AGENCIES SUPPORTED AND DEVELOPED In December, we played a leading role in Islamic Relief has a strategic aim interfaith engagement at the first Global to strengthen the capacity of local Refugee Forum. Islamic Relief’s Naser organisations, who, with local Haghamed, CEO (third left), and Kate knowledge and awareness of Wiggans, UN Geneva Representative community needs, are often the first to (second left), met with Fillipo Grandi, respond to humanitarian emergencies UN High Commissioner for Refugees (centre) and colleagues from World Vision and remain on the ground after the International, Lutheran World Federation crisis. In 2019 we concluded the first and the International Council of Voluntary phase of an extensive 33-month Agencies (ICVA). localisation project in Cambodia, Myanmar, Nepal and the Philippines. BATAS Foundation from Nepal was one of seven local partners supported through the scheme. The local Left to right: Islamic Relief Worldwide CEO Naser Haghamed, Gloria Nthenya and organisation had limited exposure Obaid Rahman from Islamic Relief Kenya, and Martin Cottingham of Islamic Relief to humanitarian response when it Worldwide met with representatives of USAID, the Kenyan embassy and senior staff became an implementing partner from both Congress and the Senate on Capitol Hill. for our response to the earthquake In 2019 we increased our of 2015. It is now an equal and well- collaboration with Geneva-based equipped partner, thanks to the STRIDE stakeholders by recruiting a full IMPACT OF OUR USAID-FUNDED WORK HIGHLIGHTED ON (Strengthening Response Capacity time UN Representative. In August CAPITOL HILL and Institutional Development for UNHCR’s Head of Partnerships and Excellence) project. Coordination, Arafat Jamal, visited In a visit to Congress, Islamic Relief highlighted the importance of US our offices in Birmingham to begin support for humanitarian efforts to overcome interfaith conflict and “Before we wanted to support people discussions on re-igniting our role lift people out of poverty. In the past four years US federal funding has but didn’t have policies, systems and as a core global strategic partner. In supported eight Islamic Relief projects in Ethiopia, Kenya and the Central technical knowledge in place,” says its November we organised a panel for African Republic (CAR). director, Ananda Raj Bata. The grants Geneva Peace Week where our experts and advice provided by Islamic Relief spoke on the importance of including During the visit we spoke about our Christian-Muslim peacebuilding work helped his organisation to grow and peacebuilding in humanitarian and in CAR and an irrigation project in Kenya that has allowed hundreds of develop a strategy. “Now we are able to development work, alongside Mercy drought-stricken farmers to grow food using solar-powered and water- respond to small-scale emergencies.” Corps, Sida, Norwegian Refugee efficient technology. The participatory flexible approach to Council and International Rescue partnership between Islamic Relief Committee. and local partners involved in STRIDE Above: In June 2019, UN Assistant has been hailed as good practice, with Secretary General for Humanitarian the HPG (Humanitarian Policy Group) Affairs, Ursula Mueller, saw of the Overseas Development Institute firsthand how Islamic Relief is (ODI) calling for the approach and our helping vulnerable families in Malawi learning from the project to be shared recover from disasters such as Cyclone Idai. She commended the standard of across the humanitarian sector. our disaster-resilient homes and our This year we also worked with Leeds efforts to involve local communities at University, RedR, Tearfund Belgium each stage. and Tearfund UK to build the capacity of local faith actors in South Sudan by supporting them to implement responses to disasters. The trailblazing project gives the humanitarian system “Our compliance and due diligence are very high,” said our CEO, addressing Senate an evidence-based model for engaging and Congress members at Capitol Hill. At the briefing, Naser Haghamed explained with local faith actors that can be that Islamic Relief has access to hard-to-reach areas in countries such as Iraq, successfully applied elsewhere. About Afghanistan, Somalia, Kenya and Yemen because we have earned the trust of local 13,000 people benefited from the communities over many years. Our programmes are based on a strong understanding livelihoods and water, sanitation and Islamic Relief’s CEO Naser Haghamed attending an Eid reception in Downing of local challenges and needs as well as of cultural and religious sensitivities. hygiene interventions. Street in June 2019.

48 ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 - PARTNERSHIPS ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 - PARTNERSHIPS 49 COMMITMENT TO REMOVE GLOBAL SAFEGUARDING PROTECTING OUR BARRIERS IN AID DELIVERY SUMMIT TRAINS KEY STAFF REPUTATION Islamic Relief is one of four permanent We held our first global safeguarding This year we also built the capacity representatives of the Core Group summit this year to train staff in our of partner offices to lead on issues within the UK government’s Tri- robust safeguarding mechanisms, such as crisis communications and Sector Working Group. The group which are in place to protect the reputation management, to make us brings together representatives of people we serve as well as our staff more agile and unified when dealing the UK government, banks and aid and partners. Our safeguarding with negative media coverage and agencies to work collaboratively. It leads from over 20 field locations Islamophobic attacks. Externally, was established to address the impact came together in Istanbul over four Islamic Relief continued to grow its of counter-terrorism legislation, days to share best practice and public profile and build its reputation sanctions and other regulatory or improve awareness and safeguarding on the global stage as well as increase licensing regimes on the operations systems within their communities, its engagement online, which saw a 20 of international non-governmental while ensuring interventions remain per cent rise in our Twitter followers. organisations in high-risk areas such responsive to the local context. Islamic Islamic Relief volunteers at a leadership retreat as part of the Volunteer as conflict zones, and the challenges Relief continues to develop and Leadership Programme. of financing humanitarian projects enhance its safeguarding measures in those areas. The group gained with a new mandatory safeguarding INTERNATIONAL WAQF FUND momentum this year as a set of e-module for all staff to complete. Principal presenter of Al Jazeera, LEARNING AND DEVELOPMENT BUILDS STAFF CAPACITY principles was agreed committing ESTABLISHED Eman Ayad launched our largest winter appeal, ‘One winter, worlds Islamic Relief’s training and learning division, the Humanitarian Academy to working together to ensure Waqf is an Islamic form of permanent apart,’ which aimed to help over for Development (HAD), delivered courses to over 250 employees this safe, timely and lawful delivery of endowment and since 2000 has been half a million people. year with another 850 accessing e-learning modules covering subjects humanitarian aid where it is needed. BETTER COMMUNICATION AND a way of investing in some of our long- including safety and security in the field, mental health first aid, proposal ENGAGEMENT WITH DONORS term programmes. In 2019, Islamic writing and local framework analysis. Relief Waqf changed its name to A STRONGER GLOBAL Communicating with our donors and International Waqf Fund, establishing HAD continued to strengthen local NGOs working on the ground by EQUAL ACCESS TO AID FOR other stakeholders is an important itself as an independent entity with PRESENCE FOR ISLAMIC training 225 aid workers responding to the Syria crisis. Funded by part of reporting and transparency for its own trustees and strategic plans. Islamic Development Bank the training covered communications, conflict PEOPLE WITH DISABILITIES Islamic Relief. In 2019 we delivered The funds it raises will continue to be RELIEF resolution, leadership and governance, monitoring and evaluation, In November 2019 Islamic Relief regional training to improve the invested in Islamic Relief programmes, Islamic Relief continued to reach advocacy, human resources, fundraising and supply chain management. attended the launch of the first writing, photography and videography with the scale of its endowment new communities and increased HAD also supports Islamic Relief’s policies and programmes through humanitarian guidelines developed skills of staff in Asia, Africa, the projects expected to increase in the its presence in Ireland and Spain. research and partnerships with academic institutions, Islamic with people with disabilities to tackle Middle East and Eastern Europe. The next four years. Our South Africa office saw a organisations and international NGOs. the barriers they face in accessing training introduced a new and more substantial growth in income as it In 2019 Waqf raised £413,387 and, aid and protection. People with thorough process for gaining consent marked 15 years of tackling poverty, In 2019 HAD recruited 21 graduates to an internship programme and utilising £482,705 of returns from disabilities are more likely to lose their before collecting personal data and inequality, HIV, AIDS, childhood deployed a further 10 interns to field offices in the Middle East as part of investments, we implemented 11 lives in disasters, displaced children ethical guidelines for collecting case cancer, educational disparity and the EU-funded Youth Resolve programme. sustainable programmes in eight with disabilities are at greater risk studies. Our trainers emphasised unemployment in the country. This countries. of abuse and neglect, and women the importance of clearer and more year we also strengthened the with disabilities are more likely to accessible communication. capacity of our Kosova and Bosnia- experience sexual violence. Herzegovina field offices to achieve long-term self-reliance through Islamic Relief helped broaden access Islamic Relief Worldwide’s fundraising. to the guidelines developed by the External Relations Inter-Agency Standing Committee Through our Birmingham office we and Advocacy (IASC) by translating them into Arabic. team delivers increased our volunteer base and Published jointly with International communications held an international volunteer camp Disability Alliance, Humanity & training to Asia region with over 80 attendees from different Inclusion and CBM, we included a staff in Kathmandu, countries. We also represented collection of case studies to provide Nepal, one in a series Islamic Relief at the 24th International practical examples to accompany the of sessions delivered World Scout Jamboree, building guidance. in the Middle East, our network of young supporters of Asia, east and west Islamic Relief. Africa in 2019 and A Syrian aid worker receives project management (PMD PRO) training early 2020. delivered by HAD as part of an Islamic Development Bank-funded project to build the capacity of Syrian NGOs.

50 ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 - PARTNERSHIPS ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 - PARTNERSHIPS 51 STRATEGIC RELATIONSHIPS Age International As Salam STRUCTURE, GOVERNANCE AND MANAGEMENT Belgium partner in development CAFOD (Catholic Agency for Overseas Development) CONCORD BOARD OF TRUSTEES RECRUITING AND APPOINTING Department for International Development (DFID) The Board of Trustees directs TRUSTEES Disasters Emergency Committee (DEC) and oversees the organisation in accordance with its statutory Each member of our Board of Trustees European Commission obligations. The Trustees of Islamic is a volunteer, chosen because they European Union ECHO - ReliefWorldwide consider, both have the range of skills, knowledge European Civil Protection and and experience that we need to Humanitarian Aid Operations individually and collectively, that they respond to key challenges. Trustees Finn Church Aid have at all times acted in a manner that they consider will be most likely may be nominated by partners and Forum Syd to promote the success the charity in stakeholders. From 2020 onwards, we Global Affairs Canada meeting its aims and objectives as set are on course following our governance International Islamic Charity Organization out in its governing documents and in reforms to transition to a Board that will International Organization for ensuring its long-term security. more than double in size and will be Migration (IOM) elected by our global family through the Iraqi Red Crescent Society Focusing on strategic planning and new International General Assembly. Islamic Development Bank governance, the Board sets our Joint Learning Initiative (JLI) priorities and objectives. It evaluates Jordan Hashemite Charity our performance and the progress Organization (JHCO) of our work to alleviate poverty and WELCOMING AND TRAINING Lutheran World Federation suffering, and approves relevant new TRUSTEES NGO Voice policies and procedures. The Board appraises the executive management OPEC Fund for International A comprehensive induction process team and is involved in making Development (OFID) and ongoing training in new or appointments to and dismissals from Organisation of Islamic Cooperation emerging areas of responsibility this team. The Board of Trustees works Philips ensure we benefit from a professional with key stakeholders and makes and appropriate Board. New trustees Qatar Charity sure that we satisfy our regulatory receive a full overview of our strategic Qatar Red Crescent requirements as a charity. and operational functions, as well as a Radiohjälpen welcome pack, which includes a copy Representatives of a number of Islamic Reach Out To Asia (ROTA) of the Memorandum and Articles of Relief partners are included on our SDC (Swiss Agency for Association, the financial statements, Cooperation and Development) Board, thereby enabling us to secure a Board minutes, the Charity Commission high level of skills as well as valuable Sheikh Abdullah Al Nouri guidance ‘The Essential Trustee’ and Charity Society diversity of experience and expertise recent publications. We will also assign from our global network. Sida (Swedish International a mentor to help them settle into the Development Agency Cooperation) role. We actively encourage trustees to Start Network Islamic Relief Worldwide is almost identify any training they may need, and at the end of a four-year governance Tearfund our CEO keeps trustees up-to-date with reform plan. This will see many of our UN Office for the Coordination of training opportunities and changes in partners being represented on our new Humanitarian Affairs (OCHA) regulatory standards. We continually International General Assembly as well UN Refugee Agency (UNHCR) evaluate the Board’s effectiveness. as be eligible for election to the Board UN World Food Programme (WFP) The Board of Trustees receives regular of Trustees. It will also see Islamic performance reports, annual financial UNFPA (United Nations Population Fund) Relief partners commit to membership reports, plans and budgets. United Nations Development criteria which further cement the ethos, Programme (UNDP) values and standards of Islamic Relief United Nations Entity for Gender as a global family of members. Equality and the Empowerment of Women (UN Women) US Agency for International Development (USAID) World Vision Zakat House ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 53 KEY PERSONNEL GOVERNING DOCUMENT Registered as independent legal Countries in which we have country THE ISLAMIC entities, Islamic Relief Worldwide’s offices implementing humanitarian The CEO is accountable to the Board of Islamic Relief Worldwide refers to the national partner offices raise funds projects, raising funds and engaging in Trustees and, along with other senior charity incorporated as a company for international humanitarian advocacy are: staff, is responsible for our day-to- limited by guarantee in England and projects, implement local programmes RELIEF GLOBAL • Afghanistan day management. The CEO chairs the Wales. Islamic Relief Worldwide’s and deliver vital advocacy and other • Albania executive management team, which is governing document, known as activities. In these accounts we have • Bangladesh made up of division directors. Division Memorandum and Articles, was included funds transferred to us from FAMILY • Bosnia and Herzegovina directors make sure that the policies originally dated 14 March 1989 and the following partner offices: Chad and strategies agreed by the Board of amended on 9 August 2010 and the • • Australia • Ethiopia Trustees are implemented, and they Objects amended on 16 March 2020 Based in Birmingham, UK, Islamic • Canada • Indonesia also support the work of other staff and to reflect the education, advocacy Relief Worldwide is the international • Germany • Iraq volunteers. and broader work of Islamic Relief office of the Islamic Relief federation. • Ireland • Jordan Worldwide rather than the original We oversee global standards, • Italy • Kosova A full list of trustees and key personnel ‘alleviation of poverty.’ Islamic Relief coordinate and monitor project • Malaysia • Lebanon is given in the corporate directory on Worldwide is also registered with the implementation, identify new areas • Norway • Malawi page 92. Charity Commission of England and for fund development, oversee • South Africa Mali Wales and with the Office of the Scottish the response to emergencies and • • Spain Nepal Charity Regulator. disasters by members of the Islamic • • Sweden Relief federation and support them • Niger • Switzerland REMUNERATION POLICY as needed with marketing and • Occupied Palestinian • USA media materials. We also coordinate Territories We strive to attract and retain talented TIC INTERNATIONAL LTD engagement relations with multi-lateral • The Philippines individuals based on their passion, institutions, represent the federation in • Somalia commitment, values, knowledge, skills TIC International is a trading subsidiary Affiliated implementing partners, international forums and develop and • South Sudan and experience. Whilst the financial of Islamic Relief Worldwide. It supports some of which are independent legal coordinate the global strategy. • Sudan dimension is not the foremost basis for our fundraising activities by recycling entities, deliver projects on behalf • Tunisia engagement, we are keen to pay our clothes and running charity shops of the Islamic Relief family. These • Yemen team appropriate salaries. As such, across the UK. include: our remuneration principle is to be • Islamic Relief India Countries in which we work through market relevant, not market driven – so • Islamic Relief Kenya and with other partners to deliver we position ourselves in the median • Islamic Relief Pakistan projects include: quartile of benchmarking exercises. INTERNATIONAL WAQF FUND • Islamic Relief Russian Our remuneration model is designed • Central African Republic This is a subsidiary of Islamic Relief Federation to be cost-effective and sustainable, • China Worldwide and also a registered • Islamic Relief Turkey and in line with our determination to • Mozambique charity that undertakes waqf (Islamic be “lean”, to maximise the amount • Myanmar endowment) activities. (see page 50 for we spend on our programme work. • North Macedonia more information) We also recognise that attracting and • Sri Lanka retaining the best talent requires • Syria sufficient flexibility to allow for a case- by-case consideration for particularly exceptional talents, hard-to-fill roles ISLAMIC RELIEF MAURITIUS and top performers. By using the steps Islamic Relief Mauritius is incorporated within a set grade range, we can apply as a branch of Islamic Relief Worldwide this flexibility while maintaining the with local directors appointed to integrity of the wider grading system. oversee operations. The entity’s transactions and balances are included within the accounts of Islamic Relief Worldwide.

54 ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 55 EXECUTIVE MANAGEMENT TEAM AND TRUSTEES’ RESPONSIBILITIES

The trustees, who are also the Trustees must keep adequate company directors of Islamic Relief accounting records that are PUBLIC BENEFIT VOLUNTEERS FUNDRAISING APPROACHES CHARITY WEEK Worldwide, are responsible for sufficient to: We develop strategic plans to make Our volunteers provide crucial The Charity adheres to all relevant Through our Charity Week campaign preparing the trustees’ report. This certain that we deliver maximum support for our work and we continue statutory regulations including we worked with volunteers and includes the group strategic report and · show and explain the charitable public benefit and achieve our to be assisted by a committed and the Data Protection Act 2018 and students from 147 higher and the financial statements, preparing company and the group’s strategic objectives, which fall under passionate network of volunteers, the Charities Act 2011. We are further education student societies these in accordance with applicable transactions; purposes defined by the Charities who we actively manage. During 2019, registered with the Fundraising to raise awareness and funds. The law and United Kingdom Accounting · disclose with reasonable accuracy Act 2011. The trustees have carefully our network of dedicated volunteers Regulator and strive for best practice fundraising and Charity Week teams Standards (United Kingdom Generally at any time the financial position considered the Charity Commission’s contributed significant hours in fundraising by adhering to the ensured that comprehensive training Accepted Accounting Practice). of the charitable group; general guidance on public benefit in supporting our shops, administration, Code of Fundraising Practice, and was given to every student society setting our objectives and planning fundraising and campaigning · enable them to ensure that the are committed to their Fundraising and volunteer through workshops Company law requires our trustees to activities. financial statements comply with our activities. Promise. The organisation is that were delivered locally by the prepare financial statements for each the Companies Act 2006. also a member of the Institute of regional teams and filtered down financial year. They must not approve AUDITORS Fundraising. to every participant. The regional the financial statements unless they fundraising teams provided support The trustees are also responsible are satisfied that they give a true and A resolution to reappoint Grant for the range of events and activities for safeguarding the assets of EMPLOYEES Our fundraising utilises a number of fair view of the state of affairs of the Thornton LLP as auditors will be put taking place across the country and charitable company and the group, the charitable company and the different approaches, which include We support our employees and to the members at the Annual General closely monitored these activities to and of the incoming resources and group and, therefore, have to take the following: actively develop their skills. We Meeting. ensure best practice. application of resources, including reasonable steps to prevent and encourage all our colleagues to income and expenditure, of the detect fraud and other irregularities. · Major-donor giving engage with the organisation’s charitable group for that period. FUNDRAISING STRUCTURE · Corporate giving strategy and objectives, and to give their suggestions and views on Islamic Relief Worldwide raises funds · Community fundraising In preparing these financial STATEMENT ON DISCLOSURE CODE OF FUNDRAISING performance and strategy. through various channels including · Charity shops statements, the trustees are online platforms and through its required to: OF INFORMATION TO THE · Sponsored challenges PRACTICE Islamic Relief Worldwide is an equal International Fundraising and · select suitable accounting policies AUDITORS opportunities employer and we are Partner Development departments, · Live TV appeals During the course of the year the which help new partner offices and then apply them consistently; proud to recruit and promote staff · Events charity performed ongoing reviews of Under Section 418 of the Companies based on aptitude and ability, without establish and grow, as well as its compliance with the Fundraising · observe the methods and Act 2006 the trustees’ report must · Volunteer activities discrimination. strengthen links with institutional Regulator’s Code of Fundraising principles in the Charity contain statements to the effect that, donors around the world. It also has · Direct mail Practice and implemented further Commission Statement of in the case of each of the persons a structure in place that governs Our staff benefit from training Digital fundraising processes and safeguards to improve Recommended Practice (SORP); who are trustees at the time, the · and career development policies fundraising in the UK through one fundraising standards. · make judgments and accounting report is approved: and provision, as well as regular of its fundraising divisions, Islamic estimates that are reasonable and Relief UK. The overall objectives In 2019, the majority of our activities · So far as they are aware, there is supervision and an annual appraisal. prudent; are agreed with the Board and were carried out by our own staff and no relevant audit information of disseminated to Islamic Relief UK. volunteers. Islamic Relief Worldwide · state whether applicable UK which our auditors are unaware. The Board and Islamic Relief UK also used third party organisations Accounting Standards have · They have taken all the steps that then plan accordingly, setting Key to fundraise on its behalf, subject been followed, subject to any they should have taken to make Performance Indicators for their to contractual agreements and material departures disclosed themselves aware of any relevant teams and delivering in accordance requirements to meet the same and explained in the financial audit information, and to establish with the Fundraising Regulator’s standards observed by Islamic statements; that our auditors are aware of that Code of Fundraising, to which the Relief Worldwide in their fundraising · prepare the financial statements information. charity adheres. The performance of practices. on the going concern basis, unless the fundraising teams is monitored it is inappropriate to presume that on a regular basis by management the charitable group will continue and reports are issued to the Board in operation. periodically.

56 ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 57 PROTECTION OF VULNERABLE COMPLAINTS GENERAL DATA PROTECTION PEOPLE HANDLING REGULATION (GDPR) PRINCIPAL RISKS AND UNCERTAINTIES Islamic Relief Worldwide taken against five individuals by Islamic Relief Worldwide abides by There may be times when we do In 2019 GDPR has been embedded is committed to providing SAFEGUARDING Islamic Relief Worldwide in 2019, the Fundraising Regulator’s Code of not meet the high standards we set into all of our fundraising practices humanitarian aid and relief to This year we welcomed further including dismissal in one instance. Fundraising Practice and ensures its ourselves; for such instances we and all staff training has been those who need it the most. This developments in Islamic Relief staff and volunteers are fully briefed have a complaints policy in place. The completed. GDPR compliance is a key commitment necessitates the charity Worldwide’s Safeguarding strategy. Eight cases of harm were reported about the protection of vulnerable policy is published on our website consideration at the planning stages operating in countries affected We successfully convened our by beneficiaries relating to third people. Before any external facing and a complaint can also be lodged of all fundraising and marketing by war, conflict, humanitarian first Global Safeguarding summit, parties (including family members) fundraising activity is undertaken, through the website. Complaints activities. and environmental disasters and bringing together our safeguarding unconnected to Islamic Relief staff and volunteers are briefed about are captured centrally, dealt with general uncertainty. Operating in focal points from all our country Worldwide; and four against Islamic best practice and made aware of the in accordance with the process laid such environments gives rise to offices. It was a significant milestone Relief Worldwide. Of the four cases need to identify, respect, support and down in the policy and reported to the significant risks and uncertainties, in mainstreaming and enhancing where beneficiaries reported Islamic protect vulnerable people. Fundraising Regulator through the which we have managed through our the role of safeguarding in Islamic Relief Worldwide staff, two Islamic annual return. considerable experience in this field, Relief Worldwide’s culture and Relief Worldwide staff members supported by a robust framework of programming. were dismissed for failing to adhere We received 49 fundraising-related systems, processes and oversight. to safeguarding standards and complaints in 2019, all of which The Chair of Trustees is the trustee protocols. We ensured the appropriate were investigated and addressed The Islamic Relief Worldwide Board lead on safeguarding. The Chair works authorities and/or support systems in accordance with the complaints of Trustees is advised by an Audit closely with the Head of Governance were involved or made available in to lead on safeguarding at the policy. Committee made up of trustees and each of these cases. We also provided independent members who bring executive management level. Islamic support and health intervention to a broad range of expertise in this Relief Worldwide’s safeguarding team, survivors and their families, where we area. The Audit Committee meets which includes technical specialists, is were permitted to do so. at least four times a year, and its now established and working across terms of reference include scrutiny our global operations. We are pleased and oversight of the way the Islamic with the progress we are making, but STAFF SAFETY Relief Worldwide executive are continue to work on a strategy that is Our staff work in many unstable managing risk. benchmarked against best practice parts of the world, in countries that across the sector. are caught up in conflict and/or are An independent Internal Audit experiencing natural disasters. Such function reports to the Audit We report on all safeguarding environments present risks to the Committee. This function maintains incidents in a transparent way, safety of our staff. The safety and the risk register and carries out a including incidents related to wellbeing of our employees being risk-based audit programme, which beneficiaries and any cases of sexual of paramount importance, we have follows an audit plan approved by harassment. This will be the third year a number of mitigating measures the Audit Committee. in which we publish figures regarding in place. These include policies and The executive management team safeguarding cases reported to us procedures on health and safety regularly undertakes strategic for the period of the Annual Report. and security. Security training is and operational reviews to identify In doing so, we have adopted a mandatory for all staff being deployed organisational risks and come broad definition of ‘safeguarding’: all and we continually monitor the up with plans to mitigate them. complaints of harm related to sexual security situation in each country in The team is then responsible for exploitation, abuse or harassment by which we work, ensuring adequate implementing those action plans, Islamic Relief Worldwide employees, measures are in place to keep our with the Audit Committee monitoring contractors, volunteers or others. staff as safe as possible. progress. In 2019, a total of 38 cases were In order to underpin the process of reported and logged as safeguarding risk management, Islamic Relief cases by Islamic Relief Worldwide, Worldwide has invested in specialist 25 of which were from employees software that covers every field reporting safeguarding concerns office as well as its operations in related to other Islamic Relief the UK. The principal risks and Worldwide staff members. Of those uncertainties facing Islamic Relief concluded, formal HR action was Worldwide, and the mitigating actions taken to meet them, are:

58 ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 59 strategic aim, to build further security to retaining talent, the charity runs BANK DE-RISKING capacity and assurance capabilities in externally accredited Management The banking system is a key 2019 and beyond. Development, Aspiring Managers and FINANCIAL REVIEW component of the charity being Leadership Development programmes able to deliver on its humanitarian to enhance capacity and capability, The year was marked by economic slowdown and geopolitical and development commitments. If UK’S DEPARTURE FROM THE and offer meaningful careers within tensions across the globe. With continued uncertainty around Brexit, Islamic Relief Worldwide is not able the organisation. the UK economy fared badly and economic output continued to to transfer money securely, legally, EUROPEAN UNION reliably and through trusted financial decline. However, the kindness of our donors recognising the ongoing The negotiations to finalise the terms institutions, it simply cannot fulfil its of the UK’s impending departure COVID-19 PANDEMIC humanitarian crises around the world meant that our income exceeded purpose. The obstacles and delays we from the European Union (EU) had £130m for the first time. Our charitable expenditure did not match face when moving funds to provide At the point of submission of this not concluded in 2019, leading to this increase in income so the surplus is carried over to be spent on timely assistance to those in need Annual Report, Islamic Relief much uncertainty. This was hugely have a direct impact on people’s lives. Worldwide is responding with due programmes in future years. problematic for an organisation with a We will continue to work alongside regard to the gravity of the impact global workforce working in multiple civil society groups across the world of the coronavirus pandemic. The currencies and as a recipient of EU to set out our concerns regarding the measures imposed by governments INCOME AND FUNDRAISING aid funding. Like all UK organisations, banking and finance sector, as well around the world are entirely without we continue to monitor and follow In total the charity’s income increased Emergency Committee (DEC) as inviting government to ensure precedent, as large sections of the the trade negotiations between by 2.3 per cent to £131m (2018: £128m). launched only one campaign in funds for humanitarian work reach world are in lockdown. Although the UK government and the EU. Although income from institutions the year, the Cyclone Idai Appeal beneficiaries unhindered. Islamic some countries are beginning to The continuing possibility of a no- fell, as did in-kind donations, this was in March, and funding through the Relief Worldwide is represented on a lift restrictions there are fears of a deal Brexit has required additional more than compensated for by the organisation halved to £1.2m (2018: UK government convened multi-sector second wave, which is adding to the resources to be devoted to planning surge in voluntary donations driven £2.4m). Although income from committee looking into the impact of uncertainty for all organisations. for such an event. This remains a key by a significant increase in funds from international fundraising fell back to bank de-risking on the delivery of aid. risk. In every country of operation Islamic Islamic Relief partners to unprecedented £4.1m, the figure of £6.9m achieved Relief Worldwide has adhered to levels. in 2018 was exceptional and between Islamic Relief Worldwide feels government advice and directives. 2019 figure is decidedly better than Voluntary donations, which are made uniquely placed to inform these Global operations have been affected the £2.3m received in 2017. up of regular giving, campaigns, discussions because of its COMPETITIVE JOB MARKET during the lockdown, while some appeal income and income from experiences as a Muslim international In a highly competitive job market, of our programmes have adapted Each of the three constituent parts Islamic Relief partners, jumped to NGO, and is encouraged by the and given all the demands on the to support vulnerable communities of institutional income decreased as £118.1m (2018: £106.7m). The major recognition at governmental level of charity’s resources, it is becoming through the crisis. Mitigation plans compared to the previous year. Such constituent of voluntary donations is the need to act. The charity is grateful increasingly difficult to attract and have been put in place by the income from the Middle East was income from Islamic Relief partners for the extremely strong relationships retain experienced staff for senior organisation such as a move to home- down to £3.1m (2018: £6.5m), whilst which went up 18.8 per cent to we have with our current financial management and technical positions. working, a precautionary reduction institutional income from the rest of the £86.1m (2018: £72.5m). service providers. We continue to explore and implement of spending until the full economic world fell back to £3.9m (2018: £5.8m). strategies that better anticipate and impact of the pandemic becomes Almost every Islamic Relief partner In-kind donations, which had doubled manage attrition, while improving clearer, and securing financial support registered an increase in funding. to £5.1m in 2018, returned at £2.1m to CYBERCRIME attraction and retention. While we offered by the UK government. levels consistent with those achieved in are not market-rate driven, we offer Donations from individuals in the UK 2017. Cyber threats continue to pose a Income had been expected to decline ‘market relevant’ salaries and also were up by 7.2 per cent to £26.7m significant risk to our reputation due to the general uncertainty provide non-monetary employee (2018: £24.9m). The Disasters and the right to personal privacy gripping donors, and resources have rewards such as flexible working of our staff, supporters and the been re-directed from face-to-face hours, increased annual leave communities we serve. Online cyber fundraising to online campaigns. Total resources entitlement and enhanced terms security training and a revised In part due to these measures, but After total resources expended of £128.0m (£128.6m in for maternity and paternity leave. information security policy were part mostly due to the generosity of our 2018), reserves stood at: In order to improve retention rates of our ongoing efforts to promote donors, revenue has in fact held up within the organisation we enhanced cyber security awareness amongst well in the UK during the crucial Reserve Amount our pension scheme by introducing our staff around the world. As an Ramadan period, which is Islamic a service related element. Various organisation entrusted to process Relief Worldwide’s most significant Restricted £23.7m (2018: £22.5m) wellbeing initiatives have been rolled donations, we achieved validation annual fundraising opportunity. This out such as providing support to General £9.4m (2018: £8.0m) of our compliance with the Payment experience appears to have been staff with mental health concerns, Card Industry Data Security Standard mirrored by our global partner offices Endowment £7.4m (2018: £7.0m) and a healthcare scheme that (PCI-DSS). We continue to coordinate too, supported further by a specific includes access to a 24/7 Employee Total £40.5m (2018: £37.5m) with peer organisations and as part coronavirus fundraising appeal Assistance Programme. Recognising of our commitment to protecting our launched in early 2020. that personal development is key information resources. We have, as a

60 ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 61 CHARITABLE EXPENDITURE INTERNATIONAL WAQF FUND RESERVES Although some of the catastrophes Expenditure on caring for orphans Expenditure in the Asia region This is a subsidiary of Islamic Relief Reserves consist of endowments, The total group reserves, as at 31 afflicting our world dropped out and vulnerable children remained remained steady at £26.8m and Worldwide and also a registered restricted reserves and general December 2019, increased by 7.9 of the headlines, Islamic Relief constant at £26.4m (2018: £26.2m) accounted for almost a quarter of charity, which undertakes Waqf reserves. per cent to stand at £40.5m (2018: (Islamic endowment) activities. The £37.5m). Of this, restricted funds Worldwide continued its work bringing and accounted for approaching a charitable spend, particularly due to Our current endowments are invested activities of the Waqf department, account for £23.7m (2018: £22.5m), humanitarian relief, disaster risk quarter of all programme expenditure. the ongoing humanitarian situation in in property. Returns are used for which previously sat within Islamic general funds for £9.4m (2018: £8.0m) reduction, healthcare, education, Spending on campaigning for change Myanmar and the knock-on effects in humanitarian development projects, or Relief Worldwide, have been and endowment funds for £7.4m water and sanitation and livelihoods also held steady, staying at £1.9m. neighbouring Bangladesh. otherwise transferred to unrestricted to wherever it was needed. The Providing access to healthcare, water transferred to this entity. This is (2018: £7.0m). With restricted income There was a slight re-balancing of reserves (see note 24). charity championed the rights of those and sanitation programmes saw the first year of operation of the surpassing expenditure, restricted expenditure in Africa between east and suffering the most, empowering them a marginal decrease in funding to organisation and accordingly Restricted reserves represent reserves increased by £1.2m. The west. In east Africa, spending fell by to speak out and campaigning for £11.7m (2018: £12.1m). the financial results portray the donations and grants for specific level of general funds increased by 18 £1.8m to £18.6m whilst in west Africa, positive change. International Waqf Fund in its start- projects that are unspent at the per cent due to a marked reduction in There were significant increases a region sorely neglected by the donor up phase. balance sheet date, and which will be unrestricted expenditure. The increase Total charitable expenditure dipped in expenditure on sustainable community, expenditure increased by spent on the specified programmes in in endowment funds was represented slightly in the year to £113.2m, livelihoods and support for education £1.3m to £16m. the coming financial years. by the return on investment. from the record figure of £114.4m programmes, both of which had seen Expenditure in Europe, mainly in the achieved in 2018. The marginally lower marked decreases in funding in the General reserves (also known as The movement in reserves, Balkan countries, increased to £9.1m, expenditure, coupled with an increased previous year. Spending on sustainable unrestricted reserves) are not compared over the last three years, is up £1.4m from the 2018 figure. The amount of income, has generated a livelihoods grew by 65.4 per cent to restricted to specific projects but summarised below: funding in the region was largely surplus that has been carried over £8.6m (2018: £5.2m) and support for ensure that the delivery of our vital for livelihood programmes. All of to be spent on charitable activities in education increased by 23.1 per cent to programmes is not disrupted by the expenditure detailed above has, following years. £4.4m (2018: £3.5m). unforeseen circumstances, such as a as always, been in line with donors’ fall in income or rise in expenditure. The greatest proportion of charitable The Middle East remained a wishes. expenditure continued to be accounted geographical focus for the charity’s for by our work to reduce the impact work as the conflicts in Syria and 31 Dec 2017 31 Dec 2018 31 Dec 2019 2018/2019 of conflicts and natural disasters. The Yemen continued relentlessly and change expenditure in this area fell back to accounted for 38 per cent of charitable Reserve £’000 £’000 £’000 % £60.3m (2018: £65.5m), but the figure expenditure. Although the proportion still represented more than half of all spent remained relatively constant, the Unrestricted 8,792 8,005 9,394 17.4% charitable spend (2019: 53.2 per cent, actual amount, at £42.8m, was slightly Restricted 22,758 22,502 23,690 5.3% 2018: 57.3 per cent). down on the previous year’s figure. Endowments 6,585 7,001 7,398 5.7%

Total 38,135 37,508 40,482 7.9% TIC INTERNATIONAL LIMITED Having returned to profitability in 2018, The company has two divisions; a Plans to increase the efficiency of the trading at TIC International Ltd (TIC) – clothes recycling business and a recycling business have been put into the wholly owned trading subsidiary of network of charity shops. The turnover action. The retail operation is under RESERVES POLICY Islamic Relief Worldwide – continued from clothes recycling dipped to £1.9m scrutiny with a view to improving Islamic Relief Worldwide has a policy of the core operational budget was to improve in 2019. Although turnover (2018: £2.3m). A new activity, the sale sales through the implementation of a that sets the level of general reserves deemed to be sufficient at the time. increased by only 1.3 per cent to of cakes, was started in 2019. This new variety of strategies. such that it meets our operating These funds are to be held in current £3.4m, profits almost doubled to venture, together with income from the expenses in the event of a sudden and medium-term cash forms. In 2019, £144,181 of prior year £217,692. shops, contributed £1.5m to turnover. drop in income or the incurring of profits were donated to Islamic Relief At the year end general reserves stood unexpected expenditure. This policy Due to efficiencies achieved in the It is hoped that promotional campaigns Worldwide. at £9.4m, representing seven months’ is regularly reviewed, assessing cost of sales, the gross profit margin in conjunction with the fundraising operational budget and comfortably It is due to the kindness of donors, the risks and reflecting on changes in improved to 48.3 per cent (2018: 45.4 activities of the charity will improve above the target level as determined in loyalty of customers and the dedication factors such as investment, income per cent). With administrative costs the quality and quantity of donated 2019. of staff that the company is back on its and also our financial obligations and remaining static an improved net profit goods, which continue to be matters of feet. The company is thankful to them commitments. Such a review was margin of 6.3 per cent was achieved, concern at both the recycling and retail all. undertaken in 2019, and the current up from the 2018 figure of 3.3 per cent. operations. target level of reserves of five months

62 ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 63 INDEPENDENT AUDITOR’S REPORT TO THE MEMBERS POST BALANCE SHEET AND TRUSTEES OF ISLAMIC RELIEF WORLDWIDE EVENTS The implications and consequences of review. Resources are currently being OPINION BASIS FOR OPINION THE IMPACT OF MACRO- the current Covid-19 pandemic cannot redirected to alternative methods be easily quantified at this early of fundraising that do not require We have audited the financial We have been appointed as auditor ECONOMIC UNCERTAINTIES stage, but could have the potential face-to-face interaction, such as statements of Islamic Relief under section 44(1)(c) of the Charities to be extremely far-reaching both online platforms. Plans are being Worldwide (the ‘parent charitable and Trustee Investment (Scotland) Act ON OUR AUDIT financially and operationally. This is implemented to reduce costs and company’) and its subsidiaries 2005 and under the Companies Act Our audit of the financial the case even where restrictions are to secure financial support offered (the ‘group’) for the year ended 31 2006 and report in accordance with statements requires us to obtain lifted according to the government’s to charities by the UK government. December 2019, which comprise regulations made under those Acts. an understanding of all relevant best estimates. It is difficult to Islamic Relief is also reviewing its the Group Statement of Financial We conducted our audit in accordance uncertainties, including those arising accurately predict how Islamic Relief business model with the wider Islamic Activities, the Group and Parent with International Standards on as a consequence of the effects of Worldwide’s income will be affected Relief partners in order to further Charitable Company Balance Sheets, Auditing UK (ISAs (UK)) and applicable macro-economic uncertainties such in 2020, but it is anticipated that the stabilise its funding and unrestricted the Group Cash Flow Statement, and law. Our responsibilities under those as Covid-19. All audits assess and coronavirus pandemic will hamper income. It is anticipated that these notes to the financial statements, standards are further described in the challenge the reasonableness of our ability to fundraise in the usual efforts should, at least in part, mitigate including a summary of significant ‘Auditor’s responsibilities for the audit estimates made by the directors way. Our general reserves policy was the expected drop in income. accounting policies. The financial of the financial statements’ section of and the related disclosures and the developed to mitigate the impact of reporting framework that has our report. appropriateness of the going concern such scenarios. Additionally, in order been applied in their preparation is We are independent of the group basis of preparation of the financial to preserve the reserves, a number applicable in law and United Kingdom and parent charitable company statements. All of these depend on of other measures have been put in Accounting Standards, including in accordance with the ethical assessments of the future economic place, which remain under constant requirements that are relevant to our environment and the group’s future Financial Reporting Standard 102 audit of the financial statements in prospects and performance. – The Financial Reporting Standard the UK, including the FRC’s Ethical applicable in the UK and Republic of Covid-19 is amongst the most Standard, and we have fulfilled Ireland (United Kingdom Generally significant economic events our other ethical responsibilities in currently faced by the UK, and at GOING CONCERN accordance with these requirements. Accepted Accounting Practice). the date of this report its effects are We believe that the audit evidence In view of the financial performance This Trustees’ Annual and Strategic In our opinion, the financial subject to unprecedented levels of we have obtained is sufficient and and the reserves position as at the Report, prepared under the Charities statements: uncertainty, with the full range of balance sheet date, the Board of Act 2011 and the Companies Act 2006, appropriate to provide a basis for our possible outcomes and their impacts Trustees has a reasonable expectation was approved by the Board of Trustees · give a true and fair view of the opinion. unknown. We applied a standardised that Islamic Relief Worldwide will on 27 June 2020, including approving state of the group’s and parent firm-wide approach in response to have the resources to continue in their capacity as Directors, the charitable company’s affairs as these uncertainties when assessing in operational existence for the Trustees’ Strategic Report and at 31 December 2019 and of the the group’s future prospects and foreseeable future. Director’s Report contained therein, group’s incoming resources and performance. However, no audit and is signed as authorised on its application of resources, includ- should be expected to predict the The Trustees believe there are no behalf by: ing its income and expenditure unknowable factors or all possible material uncertainties that call into for the year then ended; future implications for a group doubt our ability to continue as a associated with this particular event. going concern. The annual financial · have been properly prepared in statements have therefore been accordance with United Kingdom prepared on the basis that the charity Generally Accepted Accounting is a going concern. Practice; and Mrs Lamia El Amri · have been prepared in accor- Chair of Trustees dance with the requirements 27 June 2020 of the Companies Act 2006, the Charities and Trustee Investment (Scotland) Act 2005 and regu- lations 6 and 8 of the Charities Accounts (Scotland) Regulations 2006 (as amended).

64 ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 65 CONCLUSIONS RELATING TO OTHER INFORMATION OPINION ON OTHER MATTERSMATTERS MATTERS ON WHICH WEWE AREARE RESPONSIBILITIES OF AUDITOR’S RESPONSIBILITIES GOING CONCERN The trustees are responsible PRESCRIBED BY THE REQUIRED TO REPORT BYBY TRUSTEES FOR THE FOR THE AUDIT OFOF THETHE for the other information. The We have nothing to report in respect other information comprises the COMPANIES ACT 2006 EXCEPTION FINANCIAL STATEMENTS FINANCIAL STATEMENTS of the following matters in relation information included in the Annual In our opinion, based on the work We have nothing to report in respect As explained more fully in the Our objectives are to obtain to which the ISAs (UK) require us to Report and Financial Statements, set undertaken in the course of the audit: of the following matters where the Trustees’ Responsibilities Statement reasonable assurance about whether report to you where: out on pages 4 to 93 other than the Companies Act 2006 and the Charities set out on page 56 to 58, the trustees the financial statements as a whole · the information given in the · the trustees’ use of the going financial statements and our auditor’s Accounts (Scotland) Regulations 2006 (who are also the directors of the are free from material misstatement, Strategic Report and the concern basis of accounting in the report thereon. (as amended) require us to report to charitable company for the purposes whether due to fraud or error, and to Directors’ Report, prepared for you if, in our opinion: of company law) are responsible issue an auditor’s report that includes preparation of the financial statestate-- Our opinion on the financial the purposes of company law, for the preparation of the financial our opinion. Reasonable assurance is ments is not appropriate; or statements does not cover the proper and adequate accounting included in the Annual Report · statements and for being satisfied a high level of assurance, but is not a other information and, except to the records have not been kept by and Financial Statements for that they give a true and fair view, guarantee that an audit conducted in · the trustees have not disclosed in extent otherwise explicitly stated the parent charitable company, the financial year for which and for such internal control as the accordance with ISAs (UK) will always the financial statements any ideniden-- in our report, we do not express or returns adequate for our audit the financial statements are trustees determine is necessary to detect a material misstatement when tified material uncertainties that any form of assurance conclusion have not been received from prepared, is consistent with the enable the preparation of financial it exists. may cast significant doubt about thereon. In connection with our audit branches not visited by us; or financial statements. statements that are free from the group’s ability to continue to of the financial statements, our Misstatements can arise from fraud adopt the going concern basis of material misstatement, whether due responsibility is to read the other the Strategic Report and the · the parent charitable company’s or error and are considered material accounting for a period of at least · to fraud or error. information and, in doing so, consider Directors’ Report included in financial statements are not in if, individually or in the aggregate, 12 months from the date when whether the other information is the Annual Report and Financial agreement with the accounting In preparing the financial statements, they could reasonably be expected the financial statements are auau-- materially inconsistent with the Statements have been prepared records and returns; or the trustees are responsible to influence the economic decisions thorised for issue. financial statements or our knowledge in accordance with applicable for assessing the group and the of users taken on the basis of these certain disclosures of trustees’ In our evaluation of the directors’ obtained in the audit or otherwise legal requirements. · parent charitable company’s ability financial statements. appears to be materially misstated. remuneration specified by law to continue as a going concern, conclusions, we considered the A further description of our are not made; or disclosing, as applicable, matters risks associated with the group’s If we identify such material responsibilities for the audit related to going concern and using business, including effects arising inconsistencies or apparent of the financial statements is · we have not received all the the going concern basis of accounting from macro-economic uncertainties material misstatements, we are MATTER ON WHICH WEWE AREARE located on the Financial Reporting information and explanations we unless the trustees either intend such as Covid-19, and analysed how required to determine whether Council’s website at: www.frc. REQUIRED TO REPORT UNDERUNDER require for our audit. to liquidate the group or parent those risks might affect the group’s there is a material misstatement org.uk/auditorsresponsibilities. charitable company or to cease financial resources or ability to in the financial statements or a This description forms part of our THE COMPANIES ACT 20062006 operations, or have no realistic continue operations over the period material misstatement of the other auditor’s report. In the light of the knowledge and alternative but to do so. of at least 12 months from the date information. when the financial statements are understanding of the group and authorised for issue. In accordance If, based on the work we have parent charitable company and its with the above, we have nothing to performed, we conclude that there is environment obtained in the course USE OF OUR REPORTREPORT of the audit, we have not identified report in these respects. a material misstatement of this other This report is made solely to the Our audit work has been undertaken To the fullest extent permitted by any material misstatements in the information, we are required to report charitable company’s members and so that we might state to the law, we do not accept or assume However, as we cannot predict all Strategic Report or the Directors’ that fact. trustees, as a body, in accordance charitable company’s members responsibility to anyone other than future events or conditions and as Report included in the Annual Report with Section 44(1)(c) of the Charities and trustees those matters we the charitable company and its subsequent events may result in We have nothing to report in this and Financial Statements. and Trustee Investment (Scotland) Act are required to state to them in an members and trustees as a body, for outcomes that are inconsistent with regard. 2005 and under Chapter 3 of Part 16 auditor’s report and for no other our audit work, for this report, or for judgements that were reasonable at of the Companies Act 2006. purpose. the opinions we have formed. the time they were made, the absence of reference to a material uncertainty in this auditor’s report is not a guarantee that the group will continue in operation.

William Devitt Senior Statutory Auditor for and on behalf of Grant Thornton UK LLP Statutory Auditor, Chartered Accountants, Birmingham 20 August 2020

Grant Thornton UK LLP is eligible to act as an auditor in terms of section 1212 of the Companies Act 2006 66 ISLAMIC RELIEF WORLDWIDEWORLDWIDE ANNUALANNUAL REPORTREPORT 20192019 ISLAMIC RELIEF WORLDWIDEWORLDWIDE ANNUALANNUAL REPORTREPORT 20192019 67 FINANCIAL STATEMENTS 2019 Group and charity balance sheets as at 31 December 2019 Group statement of financial activities 2019 total funds 2018 total funds Notes and income and expenditure account Group Charity Group Charity (£m) (£m) (£m) (£m)

for the year ended 31 December 2019 Fixed assets Intangible assets 0.0 0.0 0.0 0.0 13 Tangible assets 6.2 6.0 5.9 5.6 14,15 Investments 0.2 1.0 0.8 1.8 16 Unrestricted Restricted Endowments Total Total Notes Total fixed assets 6.4 7.0 6.7 7.4 Funds Funds Funds 2019 2018 (£m) (£m) (£m) (£m) (£m) Current assets Income and endowments from: Stocks and work in progress 0.2 - 0.1 - 17 Donations and legacies 11.9 105.4 0.7 118.0 106.7 2 Debtors due within one year 13.7 13.2 11.1 10.5 18 Other trading activites 3.4 - - 3.4 3.4 3 Cash at bank and in hand 37.0 36.5 30.4 29.8 Investments - - 0.5 0.5 0.5 4 Total current assets 50.9 49.7 41.6 40.3 Charitable activities - 9.1 - 9.1 17.4 5a,b Total 15.3 114.5 1.2 131.0 128.0 Liabilities Creditors: amounts falling due within one year 13.3 13.2 10.8 10.4 19 Expenditure on: Net current assets 37.6 36.5 30.8 29.9 Raising funds Total assets less current liabilities 44.0 43.5 37.5 37.3 Costs of generating - 11.2 - 11.2 10.5 10a Creditors: amounts falling due after voluntary income more than one year 3.5 3.5 - - Fundraising trading: cost of 3.2 - - 3.2 3.4 10a Total assets less total liabilities 40.5 40.0 37.5 37.3 goods sold and other cost Investment management cost - - 0.4 0.4 0.3 10a Total funds Charitable activities 11.1 102.1 - 113.2 114.4 10a Unrestricted funds general 9.4 8.9 8.0 7.8 Total 14.3 113.3 0.4 128.0 128.6 Restricted income funds 23.7 23.7 22.5 22.5 25 Endowment funds 7.4 7.4 7.0 7.0 26 Net income (expenditure) 1.0 1.2 0.8 3.0 (0.6) Total funds 40.5 40.0 37.5 37.3 Transfers between funds 0.4 - (0.4) - - 26 Net movement on funds 1.4 1.2 0.4 3.0 (0.6) Islamic Relief Worldwide (company number 2365572) uses the exemption conferred by section 408 of the Companies Act 2006 in not preparing a separate Income and Expenditure Account for Islamic Relief Worldwide alone as a separate entity. Islamic Reconciliation of funds Relief Worldwide as a charity’s net surplus was £3.0m (2018 net deficit £0.6m) for the year ended 31 December 2019. Total funds brought forward 8.0 22.5 7.0 37.5 38.1 The financial statements on pages 68 to 70 were approved by the board and signed on its behalf by Total funds carried forward 9.4 23.7 7.4 40.5 37.5

Tahir Salie Trustee 4 August 2020 The notes to the accounts on pages 71 to 91 form part of these financial statements.

68 ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 - FINANCIAL STATEMENTS ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 - FINANCIAL STATEMENTS 69 Group cash flow statement for the NOTES TO THE FINANCIAL STATEMENTS year ended 31 December 2019 Company status and International Waqf Fund have been received and that the amount can be incorporated on a line-by-line basis, in measured reliably. Islamic Relief Worldwide is a accordance with current legislation. charitable company limited by Donations: This comprises all 2019 2018 guarantee, without share capital and Islamic Relief Worldwide also incoming resources from donations (£m) (£m) governed by its Memorandum and controls Islamic Relief UK (company and income from fundraising partners Articles originally dated 14 March registration number: 5483053). It is on the basis of that which is remitted Reconciliation of net income/(expenditure) to net cash flow 1989 and amended as a Memorandum registered in England and Wales and to Islamic Relief Worldwide in the UK. from operating activities of Association on 9 August 2010 and during the year the company remained the Objects amended on 16 March dormant. Charitable income: Where related to Net income/(expenditure) for the reporting period as per the statement performance and specific deliverables of financial activities (excluding cash flow from endowments) 2.6 (1.0) 2020. The company was registered as a charity with the Charity Commission Islamic Relief Worldwide has these are accounted for as the charity on 6 April 1989. The Principal Address taken advantage of section 408 of earns the right to consideration by its Adjustments for: and Registered Office is 19 Rea Street the Companies Act 2006 and has performance. not included its own income and Depreciation 0.4 0.3 South, Birmingham, B5 6LB. Islamic Other trading activities: This Relief Worldwide is considered to be a expenditure account in the financial Amortisation 0.0 0.0 statements. comprises income generated by TIC public benefit entity. International Limited from its trading (Gains)/losses on investments (0.4) 0.0 Note 7 gives the full details of the activities, its charity shops and the sale Decrease/(Increase) in stocks (0.1) 0.0 1. Principal accounting policies income and expenditure of the trading of merchandise. Decrease/(Increase) in debtors (0.6) subsidiaries. (2.6) a. Basis of preparation Investment income: This comprises (Decrease)/Increase in creditors 6.0 3.1 The accounts (financial statements) income generated by Waqf investment Loss/Gains on foreign exchange 0.5 0.5 have been prepared in accordance d. Fund accounting and rents receivable Income with the Charities SORP FRS 102 Unrestricted funds: All donations generated from Waqf forms part of the Net cash provided by (used in) operating activities 6.4 2.3 applicable to charities preparing are considered unrestricted unless endowment funds. their accounts in accordance with specifically stated by the donor. the Financial Reporting Standard Unrestricted funds comprise the applicable in the UK and Republic of accumulated surplus or deficit on f. Resources expended All expenditure is accounted for on Cash flows from investing activities Ireland (FRS 102), and the Companies the statement of financial activities an accruals basis and is recognised Purchase of property, plant and equipment (0.7) (0.2) Act 2006 and the Charities and Trustee which are available for use at the where there is a legal or constructive Investment (Scotland) Act 2005 and discretion of the trustees of Islamic Proceeds from the sale of property, plant and equipment 1.0 0.0 obligation to pay. Expenditure has the Charities Accounts (Scotland) Relief Worldwide in furtherance of the been classified under headings that Net cash provided by (used in) investing activities 0.3 (0.2) Regulations 2006 (as amended 2014). objectives of the charity. aggregate all costs related to that Restricted funds: These are assigned category. b. Going concern by the donor, or the terms of the These The Trustees consider that there appeal, specified by a particular Costs of generating funds: Cash flows from financing activities are costs incurred in attracting are no material uncertainties about country or project. The donation and voluntary income and those as stated Endowment (waqf) 0.4 0.4 the charitable company’s ability income deriving from them will be below under the headings ‘Costs of Net cash provided by (used in) financing activities 0.4 0.4 to continue as a going concern. used in accordance with the specific generating voluntary income’ and Accordingly, they continue to adopt the purposes. ‘Fundraising trading’. going concern basis in preparing the financial statements as outlined in the Endowment (Waqf) funds: These are funds that have been given to Costs of generating voluntary Net increase/(decrease) in cash and cash equivalents 7.1 2.5 Financial Review. Islamic Relief Worldwide subject to income: The costs incurred in seeking Cash and cash equivalents at the beginning of the reporting period 30.4 28.4 the restriction that they are to be held voluntary contributions. Change in cash and cash equivalents due to exchange rate movements (0.5) (0.5) c. Consolidation and group financial as capital or spent on a long-term Fundraising trading: This comprises statements charitable asset. Waqf is employed to Cash and cash equivalents at the end of the reporting period 37.0 30.4 the group’s trading activities, namely The group financial statements generate a return while the original the costs associated with the trading consolidate those of Islamic Relief investment remains intact. Waqf activities of TIC International Limited. Worldwide, its trading subsidiary returns are used to cater for long-term TIC International Limited, registered projects. Waqf is the Islamic equivalent Charitable activities: These are costs Consisting of: in England and Wales (company of endowments. associated with the provision of Cash at bank and in hand 37.0 30.4 registration number: 2796175, 100 humanitarian relief and development per cent shareholding) and the charity programmes as elaborated on in the International Waqf Fund, a limited e. Incoming resources and trustees’ report section, ‘Our global company by guarantee (company investment income reach.’ These include both the direct registration number: 8612172, Income is recognised when the costs and support costs relating to registered charity number: 1162805). charity has entitlement to the funds, these activities. The results of TIC International Limited it is probable that the income will be

70 ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 - FINANCIAL STATEMENTS ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 - FINANCIAL STATEMENTS 71 Governance costs: These are costs Depreciation is calculated to write n. Debtors associated with the governance off the cost of tangible fixed assets, Debtors are measured at the settlement NOTES TO THE FINANCIAL STATEMENTS arrangements of Islamic Relief less their residual values, over their amount after any trade discount offered. Worldwide. Included within this category expected useful lives using the straight- (CONTINUED) are strategic costs as opposed to the line basis. day-to-day management of Islamic o. Creditors and provisions Relief Worldwide’s activities. The expected useful lives of the Creditors and provisions are recognised assets to the business are reassessed where the charity has a present Support costs: Support costs for a periodically in the light of experience. obligation resulting from a past event 2. Donations and legacies single activity are allocated directly to that will probably result in the transfer that activity. Where support costs relate • Freehold buildings over 50 years of funds to a third party, and the to several activities, support costs have straight-line basis amount due to settle the obligation been allocated to each of the activities • Fixtures and fittings over four years can be measured or estimated reliably. (stated in Note 10) on the basis of straight-line basis Creditors and provisions are normally Unrestricted Restricted Endowment Total Total Notes the number of direct staff supported recognised at their settlement amount funds funds funds 2019 2018 during the period in the relevant • Office equipment over four years after allowing for any trade discounts £’000 £’000 £’000 £’000 £’000 activity. Governance support costs straight- line basis due. are allocated on the basis of support Donations, appeals and • Motor vehicles over five years activities provided on clearly interpreted fundraising events governance matters. straight-line basis p. Taxation As a registered charity, the company is United Kingdom* 11,221 15,329 122 26,672 24,944 • Plant and machinery over eight Investment management cost: This exempt from taxation of its income and Islamic Relief partners 61 86,061 - 86,122 72,473 6 incorporates costs related to the years straight-line basis gains to the extent they fall within the International fundraising** 655 2,869 576 4,100 6,869 administration of Waqf and costs charity exemptions in the Corporation Disasters Emergency Committee*** - 1,183 - 1,183 2,371 relating to the promotion of the concept j. Intangibles Taxes Act 2010 or Section 256 Taxation of Waqf from unrestricted funds; Intangible assets represent the of Chargeable Gains Act 1992. Total 11,937 105,442 698 118,077 106,657 therefore, this element is not charged to organisation’s registered trademarks. capital. The company is unable to recover They are stated at cost, less any Value Added Taxation charged on impairment loss. The useful life of the its purchases which is included in * Figure includes: g. Operating leases trademark is estimated to be 10 years. the related expense or asset in the They are amortised and tested for Rentals paid under operating leases are accounts. £1,130,138 of Aid Match funding from the Department for International charged to income as incurred. impairment annually where indicators of impairment are identified. Development (DFID) towards an integrated development project in Sudan. The q. Volunteers project aims to reduce hunger and vulnerability through the redevelopment of h. Foreign currencies Islamic Relief Worldwide appreciates rural villages in Blue Nile and Greater Kordofan, providing water and sanitation, k. Stocks Transactions in foreign currencies are the hard work and dedication of its healthcare, education and livelihoods. recorded at the rate of exchange ruling Stocks and work in progress are stated volunteers across the world. Almost at the date of transaction. Monetary at the lower of cost and net realisable 1,000 volunteers engaged in a number Gift Aid tax recovered on donations made by UK taxpayers which, although assets and liabilities denominated value. Net realisable value is based of activities including campaigning and in foreign currencies are translated upon estimated selling prices less domestic programmes. accounted for within unrestricted funds, is utilised for both unrestricted and using the exchange rate ruling at the further costs expected to be incurred restricted purposes. balance sheet date, and the gains or for completion and disposal. r. Judgements in applying accounting losses are included in the income and ** International fundraising includes countries in the Middle East and Emerging policies and key sources of estimation expenditure account. Foreign exchange l. Investments Markets in which Islamic Relief does not have a permanent presence. gains and losses incurred in respect uncertainty Investments consist of unlisted Preparation of the financial statements of humanitarian projects overseas are investments, subsidiary undertakings included in the charitable activities requires management to make ***The Disasters Emergency Committee (DEC) is an umbrella organisation of 14 and property. Investments are significant judgements and estimates. expenditure. measured at cost less impairment. humanitarian aid agencies, including Islamic Relief, that work together in times of crisis. For further information, visit: www.dec.org.uk The company’s functional and Significant judgements: There are presentational currency is GBP. no significant judgements having m. Financial instruments a material effect on the financial The charity only has financial assets statements. i. Fixed assets and depreciation and financial liabilities of a kind that Except for items costing below £500, qualify as basic financial instruments. Significant estimates: There are no which are expensed on acquisition, Basic financial instruments are initially significant estimates having a material all expenditure of a capital nature is recognised at transaction value. effect on the financial statements. capitalised.

72 ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 - FINANCIAL STATEMENTS ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 - FINANCIAL STATEMENTS 73 3. Other trading activities 5a. Charitable income by institution – non Middle East and Emerging Markets

Total Total 2019 2018 Protecting life Empowering Trading subsidiaries £’000 £’000 and dignity communities Total Total 2019 2019 2019 2018 TIC £’000 £’000 £’000 £’000 Income from charitable shops 1,219 1,142 Institutions Clothes recycling income 2,219 2,252 United Nations Development Programme 266 503 769 734 Subtotal 3,438 3,394 Secours Islamique France - 752 752 1,841 United Nations OCHA 97 644 741 819 SIF - 37 Save the Children 488 10 498 487 Total 3,438 3,431 Stichting Zoa - 421 421 278 United Nations Children Fund (UNICEF) - 287 287 162 CARE Deutschland (CARE Germany) 132 - 132 - Trocaire - 107 107 109 Scottish Government International Development Fund 97 - 97 - Finn Church Aid 12 43 55 - 4. Investments Columbia University - 33 33 - European Commission 15 - 15 359 Catholic Relief Services (CRS) - - - 21 Total Total Tearfund - - - 336 2019 2018 European Commission for Humanitarian Operations - - - 280 £’000 £’000 Swiss Federal Dept of Foreign Affairs - - - 257 Return on Waqf 479 457 Charity Commission - - - 85 Total 479 457 Catholic Agency for Overseas Development - - - 45 HelpAge International - - - 6 UNAIDS - - - 6 World Vision Germany - - - 3 Subtotal 1,107 2,800 3,907 5,828

In-kind donations Globus Relief 2,044 - 2,044 2,233

Total 3,151 2,800 5,951 8,061

74 ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 - FINANCIAL STATEMENTS ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 - FINANCIAL STATEMENTS 75 5b. Charitable income by institution – 6. Donations disclosure by partner Middle East and Emerging Markets Protecting life Empowering and dignity communities Total Total 2019 2019 2019 2018 Protecting life Empowering £’000 £’000 £’000 £’000 and dignity communities Total Total 2019 2019 2019 2018 Name £’000 £’000 £’000 £’000 Islamic Relief USA 13,921 15,077 28,998 21,226

Name Islamic Relief Canada 7,242 12,341 19,583 12,900 Islamic Development Bank 143 496 639 1,370 Islamic Relief Sweden 12,257 955 13,212 13,250 Kuwait Zakat House 191 395 586 740 Islamic Relief Germany 4,978 5,426 10,404 10,033 Qatar Charity 491 74 565 1,082 Islamic Relief Netherlands* 1,446 1,769 3,215 2,549 Qatar Red Crescent 475 - 475 - Islamic Relief Switzerland 946 2,208 3,154 3,589 Sheikh Abdullah Al Nouri Charity – Kuwait 157 219 376 793 Islamic Relief South Africa 346 1,349 1,695 1,425 International Islamic Charitable Islamic Relief Australia 757 876 1,633 1,573 Organisation Kuwait 82 103 185 164 Islamic Relief Belgium* 489 905 1,394 1,434 Reach Out to Asia – Qatar - 139 139 - Islamic Relief Mauritius** 441 865 1,306 1,335 Organization of Islamic Cooperation Islamic Relief Malaysia 472 249 721 2,218 Humanitarian Funds 20 50 70 1,363 Islamic Relief Ireland 138 108 246 100 Islamic Cultural Centre Panama - 15 15 - Islamic Relief Spain 40 194 234 225 Salam Organisation for Humanitarian and Islamic Relief Italy 29 121 150 333 Charitable Activities - - 758 0 Islamic Relief Bosnia and Herzegovina 122 22 144 113 Jordanian Hashemite Charity Organisation - - 172 0 Islamic Relief Norway 24 1 25 170 Sheikh Thani Bin Abdullah Foundation for Islamic Relief Singapore 8 - 8 - Humanitarian Service - - 0 35 Total 43,656 42,466 86,122 72,473 Jassim and Hamed Bin Jassim Charitable Foundation - - 0 5 Islamic Foundation Ireland - - 0 2

Subtotal 1,559 1,491 3,050 6,484 All partners are separate legal entities reporting locally in their respective countries. These amounts represent those transmitted to Islamic Relief Worldwide to be applied to Islamic In-kind donations Relief Worldwide projects. Islamic Cultural Centre Panama 53 - 53 - Islamic Development Bank - - - 2,844 * Licence agreement not signed Total in-kind donations 53 - 53 2,844 ** Islamic Relief Mauritius is incorporated as a branch of Islamic Relief Worldwide with local Subtotal (including In-kind donations) 1,612 1,491 3,103 9,328 directors appointed to oversee operations, and its transactions and balances are included within the accounts of Islamic Relief Worldwide.

Total all institutions 4,763 4,291 9,054 17,389

76 ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 - FINANCIAL STATEMENTS ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 - FINANCIAL STATEMENTS 77 7. Results from trading subsidiaries 8. Governance

Activities undertaken Activities undertaken Total Total directly 2019 directly 2018 2019 2018 £’000 £’000 £’000 £’000 External audit and statutory accounts 92 73 Subsidiary trading income 2,219 2,289 Legal and consultancy 308 252 Income from charitable shops managed by TIC International Limited 1,219 1,142 Trustee expenses and board meeting costs 55 41 Total 3,438 3,431 Internal audit 315 257 Total 770 623 Operating and administrative costs 3,220 3,366 Net profit/(loss) for the year 218 65

Amounts gift aided to Islamic Relief Worldwide - 76 Retained in subsidiary 218 (11)

The assets and liabilities of the subsidiaries were: Fixed assets 269 308 Current assets 1,162 1,317 Current liabilities (127) (444) 9. Trustees’ remuneration Total net assets 1,304 1,181

2019 2018 Aggregate share capital and reserves 1,304 1,181 £’000 £’000

Trustee expenses and board meeting costs Meetings 12 19 Travel 42 21 In 2019 a Gift Aid payment of £144,181 (2018: £36,049) was received from TIC International Ltd Telecommunications 1 1 representing the taxable profits generated by the Company in 2018. Total 55 41

SIF Invest was a subsidiary of Islamic Relief Worldwide but was sold in 2018 and is no longer part of the Group. In 2018 SIF Invest generated losses of £11,000 and had total net assets of £171,000. In 2019 on the results of TIC International Limited have been consolidated. The number of Trustees claiming expenses 6 7

Apart from expenses, trustees are not remunerated. Neither the trustees, nor any persons connected with them, have received any remuneration, either in the current year or the prior year.

78 ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 - FINANCIAL STATEMENTS ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 - FINANCIAL STATEMENTS 79 10a. Total resources expended 10b. Support costs

Costs of Fundraising Investment Cost of Total Total Total support Activities generating trading management charitable costs costs costs undertaken directly Total Total voluntary income subsidiary costs costs activities 2019 2018 2019 2019 2019 2018 £’000 £’000 £’000 £’000 £’000 £’000 £’000 £’000 £’000 £’000 Costs of generating funds Costs of generating funds Subsidiary - 387 - - 387 481 Fundraising and publicity costs 2,168 7,676 9,844 9,200 Management and administration 903 - 27 1,009 1,939 1778 Campaigns and events costs: Finance 249 - 8 279 536 353 Protecting life and dignity 181 1,104 1,285 1,213 Human resources 265 - 8 296 569 546 Empowering communities 13 79 92 87 Information technology 407 - 12 454 873 793 Campaigning for change 2 9 11 9 Facilities 540 - 16 595 1,151 940 Islamic Relief Mauritius - 9 9 3 Total 2,364 387 71 2,633 5,455 4,891 Total costs of generating voluntary income 2,364 8,877 11,241 10,512 Fundraising trading – subsidiary costs 387 2,833 3,220 3,363 Support costs have been allocated to each of the above activities on the basis of the number of Investment management costs 71 325 396 262 direct staff supported during the period in the relevant activity. Governance support costs are 2,822 12,035 14,137 Total 14,857 allocated on the basis of support activities provided on clearly interpreted governance matters.

Cost of charitable activities Campaigning for change 467 1,467 1,934 1,946 Protecting life and dignity 387 59,860 60,247 65,490 Empowering communities - Access to healthcare and water 808 10,894 11,702 12,145 - Caring for orphans and children 160 26,217 26,377 26,172 - Supporting education 404 3,960 4,364 3,486 11. Net incoming resources - Sustainable livelihoods 407 8,186 8,593 5,186 2019 2018 Total 2,633 110,584 113,217 114,425 £’000 £’000

This is stated after charging/(crediting): Total resources expended 5,455 122,619 128,074 128,562 Auditors’ remuneration including non-audit services 92 73 Depreciation 360 343 Operating leases rental other than plant and machinery 269 269 Exchange (gain)/loss 1,338 1,605

2019 2019 £’000 £’000

Fees payable to company’s auditors for the audit of the company’s annual accounts 68 66 Fees payable to company’s auditors for the audit of the company’s subsidiaries pursuant to legislation 12 7 Tax compliance/advisory 12 3 Total fees 92 76

80 ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 - FINANCIAL STATEMENTS ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 - FINANCIAL STATEMENTS 81 13. Intangible assets: Group and Charity 12. Staff costs and emoluments 2019 Group 2019 Group 2018 Group trademarks £’000 £’000 £’000 Cost Gross salaries 13,610 12,641 At 1 January 2019 188 Employer’s National Insurance 1,035 962 At 31 December 2019 188 Employer’s pension 599 211 Accumulated amortisation Total 15,244 13,814 At 1 January 2019 (165) Charge for the year (10) At 31 December 2019 (175) Group 2019 Group 2018 Number Number

Average number of employees Net book value Engaged in raising funds 235 227 At 31 December 2019 13 Engaged in charitable activities 131 135 At 31 December 2018 23 Engaged in support activities 103 95 Total 469 457 Trademarks are depreciated over their economic life of 10 years.

Employee numbers do not include trustees as they are not paid employees, and also do not include staff employed by Islamic Relief independent implementing partners. 14. Group tangible assets 2019 2018

The number of employees with emoluments between £60,000 to £70,000 per annum 0 0 Freehold land & Plant and Fixtures, fittings and Motor buildings machinery office equipment vehicles Total The number of employees with emoluments between £70,000 to £80,000 per annum 4 4 Group £’000 £’000 £’000 £’000 £’000 The number of employees with emoluments between £80,000 to £90,000 per annum 3 3 Cost/valuation The number of employees with emoluments between £90,000 to £100,000 per annum 0 1* At 1 January 2019 7,381 610 3,729 249 11,969 The number of employees with emoluments between £100,000 to £110,000 per annum 1* 0 Additions 316 2 396 19 733 Disposals - - (17) (29) (46) Total redundancies for the year ended 31 December 2019: £8,178 (2018: £59,204) At 31 December 2019 7,697 612 4,108 239 12,656 Key management remuneration Executive management team remuneration during the year totalled £797,716 (2018: £710,371). Accumulated depreciation Aggregate pension contribution included in total remuneration figure £42,016 (2018: £10,805). At 1 January 2019 1,895 513 3,479 224 6,111 Charge for the year 161 37 150 12 360 * The individual remunerated in the £100-110k band in this report for 2019, and previously Disposals - - (16) (29) (45) in the £90-100k band in our Annual Report and Accounts for 2018, was a specialist financial consultant engaged on an interim basis who has now left the organisation. At 31 December 2019 2,056 550 3,613 207 6,426

Net book value At 31 December 2019 5,641 62 495 32 6,230 At 31 December 2018 5,486 97 250 25 5,858

Freehold property is valued at historical cost and depreciated. Freehold properties include properties held by Islamic Relief Worldwide for its own use and that of its trading subsidiary.

82 ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 - FINANCIAL STATEMENTS ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 - FINANCIAL STATEMENTS 83 15. Charity tangible assets 17. Stocks and work in progress

Group Group Freehold land and Fixtures, fittings and Motor 2019 2018 buildings office equipment vehicles Total £’000 £’000 Charity £’000 £’000 £’000 £’000 Donated clothing 186 128 Cost At 1 January 2019 7,161 3,571 153 10,885 Additions 316 388 - 704 Disposals - (17) (29) (46) At 31 December 2019 7,477 3,942 124 11,543

Accumulated depreciation 18. Debtors At 1 January 2019 1,790 3,401 143 5,334 Charge for the year 146 144 5 295 Disposals - (16) (29) (45) Group Charity Group Charity 2019 2019 2018 2018 At 31 December 2019 1,936 3,529 119 5,584 £’000 £’000 £’000 £’000

Net book value Trade debtors 439 - 494 - Amounts owed from group undertakings - 89 - 119 At 31 December 2019 5,541 413 5 5,959 Prepayments and accrued income 794 794 790 790 At 31 December 2018 5,371 170 10 5,550 Other debtors 12,449 12,273 9,768 9,634 All assets are used for charitable purposes and there are no inalienable or heritage assets. Total 13,682 13,156 11,052 10,543

Other debtors include a £0.75 million Gift Aid claim and amounts owed by partners for costs incurred on their behalf for operational matters. 16. Investments

Total Group Total Charity £’000 £’000

As at 1 January 2019 803 1,770 Increase/(decrease) in value (634) (725) As at 31 December 2019 169 1,045

In September 2019 Islamic Relief Worldwide sold the 99 per cent of share capital it held in SIF Invest, a company incorporated in France for €1,132,757, equivalent of £1,002,059.

The above note includes the following remaining significant investments: An investment in Islamic Relief Worldwide’s subsidiary TIC International Limited (£860,309), which provides clothes recycling services. TIC International Limited is incorporated in the United Kingdom. An investment property located in Bradford, UK which was kindly gifted to Islamic Relief. The property’s value is included in the valuation at the time of the donation (£62,000). The trustees are satisfied that the current value of the Bradford property represents market value. An investment property located in Arbroath, UK which was kindly gifted to Islamic Relief. The property’s value is included in the valuation at the time of the donation (£55,000). The trustees are satisfied that the current value of the Arbroath property represents market value.

84 ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 - FINANCIAL STATEMENTS ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 - FINANCIAL STATEMENTS 85 19. Creditors 20. Financial instruments

Group Charity Group Charity 2019 2019 2018 2018 £’000 £’000 £’000 £’000 2019 2018 £’000 £’000 Creditors: amounts falling due within one year Trade creditors 1,496 1,352 1,435 1,293 Financial assets measured at amortised cost Accruals and deferred income* 2,500 2,541 1,432 1,175 Debtors 12,888 10,294 Tax and social security 254 230 253 238 Cash 37,028 30,448 Other creditors** 8,998 8,982 7,631 7,631 Total 49,916 40,742 Unpaid pension contributions 78 78 43 43 Total 13,326 13,183 10,794 10,380 Financial liabilities measured at amortised cost Creditors 14,039 9,145 Creditors: amounts falling due after more than one year Accruals 912 350 Bank loan > 1 year *** 3,500 3,500 - - Total 14,951 9,495

*Deferred income comprises income received in advance that the donor has specified must be used in future accounting periods.

**Other creditors represents amounts due to Islamic Relief independent implementing partners for projects 21. Commitments committed to and implemented during 2019.

*** This is a Shariah compliant ‘murabaha’ facility with Al-Rayan Bank. As security for its obligations to the Group Charity Group Charity Bank under the terms of the facility, Islamic Relief Worldwide has provided a charge over its offices at 16 2019 2019 2018 2018 Lower Marsh St, London. £’000 £’000 £’000 £’000

Operating leases other than plant and machinery Balance as at Balance as at 31 Less than one year 269 269 269 269 1 January 2019 Deferred Released December 2019 Between 2–5 years 958 958 1,020 1,020 £’000 £’000 £’000 £’000 More than 5 years 1,425 1,425 1,631 1,631 Deferred income Total 2,652 2,652 2,920 2,920 Islamic Relief partners 813 1,440 (813) 1,440 International fundraising 269 149 (269) 149 As at 31 December 2019, the group had no capital commitments (2018: £nil). Total 1,082 1,589 (1,082) 1,589

22. Pension costs The charity operates a group personal pension scheme. As of 2014 it became a statutory requirement for all employees to be made a part of the pension scheme and the charity makes a contribution to this. Employees can opt out of the scheme if they choose.

86 ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 - FINANCIAL STATEMENTS ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 - FINANCIAL STATEMENTS 87 23. Analysis of assets and liabilities 25. Restricted income funds representing funds

Opening balance Income Expenditure Total 2019 Total 2018 £’000 £’000 £’000 £’000 £’000

Appeal funds Unrestricted Restricted Endowment Protecting life and dignity 8,475 58,775 59,040 8,210 8,475 Funds Funds Funds Total At 31 December 2019 £’000 £’000 £’000 £’000 Caring for orphans and children in need 1,784 25,949 27,554 179 1,784 Supporting education 2,422 4,197 3,893 2,726 2,422 Group Providing access to healthcare and water 8,970 11,485 11,122 9,333 8,970 Tangible and Intangible fixed assets - - 6,412 6,412 Sustainable livelihoods 851 14,090 11,700 3,241 851 Current Assets 25,636 24,274 986 50,896 Liabilities (16,242) (584) - (16,826) Total 22,502 114,496 113,309 23,689 22,502 Total 9,394 23,690 7,398 40,482 Restricted funds are funds subject to specific trusts, which have been declared by the donors at the time of donation or created through legal process. All restricted funds of Islamic Relief Worldwide have been used to implement specific humanitarian projects in particular areas of the relief stated above. Unrestricted Restricted Endowment Funds Funds Funds Total Zakat funds (annual religious payments by able Muslims to help the poor) have been used to cover shortfalls in zakat-eligible At 31 December 2018 £’000 £’000 £’000 £’000 emergency, health, sustainable livelihood and water and sanitation projects implemented in various countries. Further Group shortfalls were covered using unrestricted funds. Tangible and intangible fixed assets - - 6,684 6,684 Current Assets 10,011 31,290 317 41,618 Liabilities (2,006) (8,788) - (10,794) 26. Endowment funds Total 8,005 22,502 7,001 37,508

Balance as Total Return on Total Total Transfer Balance Balance at 1 January incoming investments available resources as at 31 as at 31 2019 resources resources expended December December 24. Unrestricted funds 2019 2018 £’000 £’000 £’000 £’000 £’000 £’000 £’000 £’000

Endowment funds Protecting life 360 - 23 383 2 18 363 360 General reserve General reserve 2019 2018 and dignity £’000 £’000 Empowering 6,641 698 456 7,795 394 365 7,036 6,641 communities Balance as at 1 January 2019 8,005 8,793 Total 7,001 698 479 8,178 396 383 7,399 7,001 Net incoming resources 1,006 (1,153) Movement from endowment funds* 383 365 Waqf funds are permanent endowment funds that are held within the charity to generate further funds. These are Balance as at 31 December 2019 9,394 8,005 currently invested in the properties of Islamic Relief Worldwide.

*This is a movement of the returns generated to unrestricted funds for humanitarian projects. Waqf investments give a seven per cent (notional and internally allocated) annual return on capital, from which projects are implemented for the purpose of Waqf shares. A proportion of the return is also added back to the capital to ensure growth for reinvestment in future years.

In 2019, income from these Waqf investments amounting to £479,236 will finance future long-term sustainable humanitarian development projects. Of this, £383,389 has been transferred to unrestricted funds to finance future humanitarian development projects.

88 ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 - FINANCIAL STATEMENTS ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 - FINANCIAL STATEMENTS 89 27. Related parties 29. Statement of financial activities and income and

Some of the Trustees of Islamic Relief Worldwide were also Trustees of the following Islamic Relief Partners expenditure account comparatives for prior year in the period; Islamic Relief Australia, Islamic Relief Germany, Islamic Relief Malaysia, Islamic Relief South Africa and Islamic Relief Sweden. The income from these related parties in 2019 is given in note 6. The Unrestricted Restricted Endowment Total Notes amounts due from these related parties as at 31 December 2019 were as follows - Islamic Relief Australia funds funds funds 2018 £306,505, Islamic Relief Germany £573,530, Islamic Relief Malaysia £174,085, Islamic Relief South Africa £m £m £m £m £313,850 and Islamic Relief Sweden £820,765. Income and endowments from: In 2019 a Gift Aid payment of £144,181 (2018: £36,049) was received from TIC International Ltd representing Donations and legacies 11.9 94.4 0.4 106.7 2 the taxable profits generated by the Company in 2018. Other trading activities 3.4 - - 3.4 3 Investments - - 0.5 0.5 4 Charitable activities 0.1 17.3 - 17.4 5 Total 15.4 111.7 0.9 128.0 28. Analysis of changes in debt Expenditure on: Raising funds Costs of generating voluntary income - 10.5 - 10.5 10a 2019 2018 Fundraising trading: cost of goods sold and £’000 £’000 other costs 3.4 - - 3.4 10a At start of year 30,448 28,437 Investment management cost 0.2 - 0.1 0.3 10a Loans falling due after more than one year 3,500 - Charitable activities 13 101 - 114 10a Foreign exchange movements (455) (510) Total 16.6 111.9 0.1 128.6 Endowment (Waqf) 398 416 Cash/cash equivalents 3,137 2,105 Net income (expenditure) (1.2) (0.3) 0.8 (0.6) At end of year 37,028 30,448 Transfers between funds 0.4 - (0.4) - 26 Net movement on funds (0.8) (0.3) 0.4 (0.6)

Reconciliation of funds: Total funds brought forward 8.8 22.8 6.6 38.1 Total funds carried forward 8.0 22.5 7.0 37.5

90 ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 - FINANCIAL STATEMENTS ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 - FINANCIAL STATEMENTS 91 CORPORATE DIRECTORY

England and Wales charity registration number Auditors 328158 Grant Thornton UK LLP The Colmore Building Scotland charity registration number 20 Colmore Circus SC042020 Birmingham B4 6AT Company registration number 02365572

Address of principal office Bankers 19 Rea Street South, Birmingham B5 6LB Barclays Bank Plc One Snow Hill Board of Trustees Snow Hill Queensway Mrs Lamia El Amri Chairperson of Board of Trustees Birmingham Mr Adnan Abdul Rahman Saif (resigned 27 April 2019) B3 2WN Dr Almoutaz Tayara Mr Heshmat Khalifa Ahmed Khalifa (resigned 16 July 2020) Natwest Plc 125 Colmore Row Mr Moegamat Tahir Salie Birmingham Dr Mohamed Amr Attawia B3 2AS

Company Secretary Mr Khaleel Desai (appointed 27 April 2019) Solicitors Executive management team Stone King LLP Mr Naser Haghamed, Chief Executive Officer 13 Queen Square Bath Dr Hossam Said, Managing Director of Humanitarian Academy for Development BA1 2HJ Mr Khaleel Desai, Head of Governance Mr Martin Cottingham, Director of External Relations and Advocacy Squire Patton Boggs LLP 7 Devonshire Square Mr Nasir Rafiq, Interim Director of Finance and Corporate Services (resigned 29 November 2019) London Mr Sultan Hussain, Deputy Director of Finance and Treasury (appointed 24 July 2019) EC2M 4YH Mr Tayeb Abdoun, Director of the Network and Resources Development Division Mr Tufail Hussain, Islamic Relief UK Director (appointed 10 July 2019) Mr Waseem Ahmad, Director of International Programmes Division

92 ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 ISLAMIC RELIEF WORLDWIDE ANNUAL REPORT 2019 93 “Whoever saves a life, saves the whole of mankind” (Qur’an, 5:32)

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Tel: +44 121 605 5555 Fax: +44 121 622 5003 [email protected] www.islamic-relief.org

Registered Charity No. 328158 Registered Company No. 02365572