LINCOLNSHIRE POLICE Officer Recruitment Guidance

Introduction...... 2

About Police...... 3

Becoming a Police Officer – What We Offer...... 4

Eligibility Criteria...... 5

Qualifications, Skills and Experience Criteria...... 6

Recruitment Process...... 7

Becoming a Police Officer...... 8

Transferred Applications...... 12

FAQs – Frequently Asked Questions...... 14

1 LINCOLNSHIRE POLICE Officer Recruitment Guidance

Introduction

This document sets out to provide If you have a query, before you with an understanding of the contacting us, please ensure that recruitment process to become a you have read this document Student Police Officer. carefully. If you do not find the answer to your question within this There are set stages of the selection document, then you can email our process that you will be required dedicated recruitment team on: to complete. It is important you [email protected]. understand what the recruitment police.uk. process entails, how long you have to complete each stage and when We will aim to respond to emails you will be informed if you have within three working days during been successful to progress to the normal office hours, Monday to next stage. Friday 0830am – 1700pm. Primary source of contact will be Please read this document via your email address, please notify carefully and in full. us of any changes in your personal contact details.

2 LINCOLNSHIRE POLICE Officer Recruitment Guidance

About Lincolnshire Police

Lincolnshire lies in the East Our mission is to empower and the Probation Service to name Midlands bordering Norfolk, involve communities working to just a few. Cambridgeshire, Rutland, prevent and reduce harm. We are totally committed to Leicestershire, Nottinghamshire, GAINSBOROUGH For over a hundred and fifty years, making Lincolnshire an even South Yorkshire and for just 19 West Lindsey metres – Northamptonshire! we have policed Lincolnshire, safer and better place to live, preserving the rule of law; keeping work and visit. As a Police Force, we cover one of the public peace; intervening where East Lindsey LINCOLN the largest geographical regions in harm takes place in people’s private There has never been a better time to join the Lincolnshire the country, despite being one of lives; and increasingly having a role the smallest forces in the country in the safety of the digital world. Police family. North Kesteven in terms of officer strength. As a For police purposes, Lincolnshire Police also continues county with a real mix of rural, Lincolnshire is divided into local BOSTON coastal and urban communities, the to work together with a variety policing sectors. Boston nature of policing in this county is of other agencies including Social extremely varied, as such we need Services, the Crown Prosecution These reflect local geographic Service, County and District South Kesteven South communities and give the police SPALDING a number of talented and dedicated Holland individuals to support us in serving Councils, other Police Forces, the opportunity to address local our communities. the Highways Agency, G4S and problems at source.

3 LINCOLNSHIRE POLICE Officer Recruitment Guidance

Becoming a Police Officer – What We Offer y Our starting pay for Student Officers will be £23,985. This could potentially rise to £41,130 within your first 7 years. y Police Officer pension. For further information see the Q&A section within this pack. When you start as a new Police Constable you’ll receive automatic membership of the police pension scheme. This isn’t compulsory, so you can choose to opt out if you want to. y Training and development opportunities. y Career opportunities. After joining as a Police Constable, you will be able to build upon your experience and after completing your training period, you can apply to join one of our specialist units, such as Dog Handlers or the Firearms team. y Support and advice from our Occupational Health Support Unit and a range of staff associations and access to a range of services including Charitable Trust and Police Mutual. y Access to established staff support groups for all members of the policing family.

4 LINCOLNSHIRE POLICE Officer Recruitment Guidance

Eligibility Criteria

To apply to become an Officer UK at point of submitting your y You must not have tattoos y You must not have any current with Lincolnshire Police, you application. that are particularly prominent, County Court Judgements must meet the following criteria: y You must be a UK, EU or garish, offensive or that could against you. If you have been y You must be aged 17 or over on Commonwealth Citizen, with undermine the dignity and registered bankrupt you may the date that you apply, although no restrictions on your stay authority of your role and the only apply if it is at least three you won’t be appointed until in the UK. force. If you have a tattoo you years since the date your debts will be asked to provide a brief were discharged. you are 18. y You must hold a full UK/EU description and photographs of y Please note that there is no manual valid driving licence at You must not have been the tattoo. Your tattoos will be unsuccessful at a College of upper age limit, though you the point of application. You reviewed on an individual basis should bear in mind that the must not have nine or more Policing Assessment within six to determine your eligibility months of applying. normal retirement age for police endorsable points on your for appointment. Careful Constables and Sergeants is 60. licence at the point of applying consideration will be given to y You must not have an ongoing You should also be aware that all or at any point throughout any tattoo on the neck, face application with any other new recruits, whatever their age, the process. and/or hands. force in and are required to undertake a two- in accordance with national y You must not be a member of y You must not have any serious year probationary period. an extreme political organisation recruitment policy. (Please see convictions or recent cautions, the notes on transferred scores). y You must have three years such as BNP, National Front or bind-overs or findings of guilt. continuous residency in the Combat 18.

5 LINCOLNSHIRE POLICE Officer Recruitment Guidance

Qualifications, Skills and Experience Criteria

Please take your time to fully read Action Checklist, passed your of two years’ continuous would be particularly interested all of the requirements before you probationary period at the time service. OR in receiving an application decide to apply. of application and be up to date y You must be serving with, or from you. OR with all mandatory training. OR To be eligible you must meet at have previously served with y You must be sufficiently least ONE of the following: y You must be currently serving the Armed Forces - You will competent communicating in as a Special Constable/VPCSO have served for a minimum of British Sign Language or Makaton. y You must hold A levels in two – You will have attained two years, and your service If you are competent in any subjects/level 3 qualification in independent patrol status and must have been within the any subject. OR other languages, please contact will consistently have completed last five years (i.e. after 2015). the PC Recruitment team to y You must possess a policing sixteen hours per month, You You will have an exemplary discuss further. qualification approved by the will need to be up to date with reference. OR In order to progress based on Sector Skills Council for the all mandatory training. OR y You must be able to demonstrate second language skills; you will be Justice Sector. OR y You must be a current Police sufficient competence in required to hold a conversation y You must be currently staff member in Lincolnshire Eastern European languages, in your specified language. You serving as a PCSO - You will Police [or G4S Policing Services Arabic, Far Eastern Languages, will be tested on this throughout have completed your PCSO staff], and have a minimum Romanian and Bulgarian we the process.

6 LINCOLNSHIRE POLICE Officer Recruitment Guidance

Recruitment Process

At the end of each stage of the recruitment process you will be notified by email whether or not you have been successful and therefore eligible to proceed to the next stage.

STAGE 1 – Application Form

STAGE 2 – College of Policing Assessment

STAGE 3 – Force Interview

STAGE 4 – Fitness Test

STAGE 5 – Pre-employment Checks

IMPORTANT NOTE – Applications received now will be considered for intakes from March 2022 onwards. Applicants who are successful throughout the recruitment process will be allocated available places as determined by the force.

7 LINCOLNSHIRE POLICE Officer Recruitment Guidance

Becoming a Police Officer STAGE 1 – Application Form

Applications received now will be The competencies tested are: You must submit your application considered for intakes from March y Professionalism form and any other information 2022 onwards. (such as images of tattoos, copies of y Working with others qualifications) listed on the checklist Your completed application form y at the back of the application form. must be completed and returned Decision making in either Microsoft Word or PDF y Service delivery Any incomplete applications/ format prior to the closing date documents may lead to a delay in Please refer to the Application to [email protected]. processing your application. Guidance Notes for further police.uk. This must be completed information and advice on how to honestly and accurately and must be Application forms must be complete your application. all your own work. submitted via email. Hard copies will not be accepted. Applications are assessed under There are four competency based national guidelines, and will be questions that you will need to shortlisted within approximately complete. Please pay attention four weeks of you submitting your to your spelling, grammar and application. You will be notified punctuation throughout the of the results as soon as these application; this is marked as part of are known, and you will receive a the paper sift process. candidate feedback report.

8 LINCOLNSHIRE POLICE Officer Recruitment Guidance

STAGE 2 – College of Policing Assessment The current national pass mark for activity on the following website: applicants attending the SEARCH https://recruit.college.police. assessment centre is 50%. uk/Officer/Pages/College-of- If you are successful at the The exercises that you will be Policing-Online-Assessment- paper sift, you will be invited to required to undertake as part You can find the latest news and Process-Overview.aspx attend an assessment with the of the assessment process are updates relating to assessment College of Policing. This could as follow: be an online assessment (Online y Competency based interview Assessment Process) or a face-to- face assessment (Police SEARCH y Written exercise STAGE 3 – In Force Interview Assessment) y Briefing exercise If you successful at assessment, Framework (CVF). Further details will be y Interactive exercises (SEARCH you will be invited to attend an communicated to you, regarding Assessment only) interview with Lincolnshire Police. Further details will be provided the assessment that you will be You will be given sufficient time prior to attending an interview. required to take. to prepare in advance of any This interview will focus on your motivation for becoming a Police You will be provided with your The College of Policing Assessments assessment, and we will provide Officer, your knowledge about result between one and You will be (Police SEARCH and Online you with the information that you the role and the forces priorities provided with your result between Assessment) have both been will need. and values, and will also be based one and two days after your developed to enable effective You will be provided with your around the competencies set out attendance. assessment of the required result approximately three - four in the Competency and Values competencies and values that are weeks after your assessment. important for Police Constables.

9 LINCOLNSHIRE POLICE Officer Recruitment Guidance

STAGE 4 – Fitness Test You will be asked to complete We will carry out security checks a confidential medical history on you and your: questionnaire. Depending upon If successful at the interview you time with the beep until you can no y Spouse/Partner your medical history, we may have will be invited to attend a fitness longer keep up. to contact your GP/specialist for y Father test. You will be required to further information. complete a beep test whereby The level that you will need to y Stepfather/mother’s partner reach is 5.4. You will be notified you will run between 2 markers, y REFERENCES Mother 15m apart to a pace set by a beep on the day whether you have passed or not. y Stepmother/father’s partner sound which increases in speed. We send reference requests (The aim is to cover the 15m in to all your previous employers/ y Brothers/sisters (full/half/step) educational establishments in the y Children/Children of your last five years. We will also request partner (only those aged 10 two character references. STAGE 5 – Pre-employment Checks years and over) y VETTING CHECKS Any other adult living at The role of a police officer is Health team. They will check the your address demanding. During the application following: The vetting process is entirely and selection process we will be confidential and the outcomes FINANCIAL CIRCUMSTANCES y BMI (other than pass/fail) are not shared assessing your mental and physical Applicants will have their financial y Eye sight test with anyone else in the organisation fitness to undertake the role. status checked. (including trainers, future line y Colour vision MEDICAL ASSESSMENT managers or fellow trainees) or y Lung function anyone outside of the organisation A medical assessment will generally y Hearing (including family). be carried out by our Occupational

10 LINCOLNSHIRE POLICE Officer Recruitment Guidance

These checks are carried out process. Prescribed medication, Courtesy and respect should be will be made of any inappropriate because police officers have access including that for individuals with shown to all members of staff in behaviour and this could lead to to privileged information, which certain disabilities or individuals that various departments involved with your application being withdrawn at may make them vulnerable to may be transitioning, is not tested the recruitment process. A record any stage of the process. corruption. for in the process.

Applicants with outstanding County BIOMETRIC VETTING Court Judgements (CCJs) or who Selection Process – Intakes and Postings have been registered bankrupt with We will need to take your outstanding debts, will be rejected. fingerprints and DNA samples to Candidates successful throughout If you have discharged bankruptcy carry out some final vetting checks the recruitment process will be debts then you will need to provide against the national police database. allocated to an intake. a Certificate of Satisfaction with your application. At least three IMPORTANT NOTE If you are successful through the years will need to have passed since selection stages you will be required Attitude and behaviour the date of discharge. to serve anywhere in the county. of candidates will be assessed throughout the DRUGS TESTING You will be posted to a station recruitment process. where there is a vacancy at the As part of the process you will be time of appointment and you will As an applicant for a position of subject to random drug testing. All be required to serve your two year police constable, your conduct drug testing processes are entirely probationary period at this station. throughout the process is assessed confidential and only the presence at all times in accordance with the of illegal substances will be disclosed Staff Charter and Code of Ethics to those directly involved in the (available on the website).

11 LINCOLNSHIRE POLICE Officer Recruitment Guidance

Transferred Applications Competency Based Questionnaire (CBQ) / SEARCH Assessment Centre

If you want to transfer your We are able to accept a also have evidenced the you must withdraw your application application, you must ensure transferred application required competence in written from the previous force. that your documents are sent providing you meet the following communication. Your SEARCH Your previous force will need to to the PC Recruitment Team by requirements: Assessment must have been provide proof of your score and completed within the past the application closing date. The y Competency Based copy of feedback forms and submit 12 months. information that you will need to Questionnaire (CBQ) – You to us with your application form by provide consists of the following: must meet the required standard y Day One Assessment / Online the closing date. It is the candidate’s y Application Form and achieve an overall grade Assessment – Please speak to responsibility to ensure that this is B (nine points or higher), and us should you wish to transfer completed. y CBQ Feedback Report meet the required written your Day One Assessment Important: If you have been y Assessment Centre Report competency. / Online Assessment score by calling 01522 558235 or declined at any other stage of y SEARCH Assessment Centre These documents will need to be emailing pcrecruitment@lincs. the national process for example: – You must achieve a minimum sent directly from the force that pnn.police.uk National Criteria, Competency you applied to initially. of 50% overall, and scored Based Questionnaire (CBQ), a minimum of 50% in both The transfer of scores can still apply Assessment Centre, Medical, In addition to the above you will the Working with Others if your application is in process with Fitness, Vetting, you will not be able also need to ensure that you meet and Oral Communication another force, however, in order to to transfer your application. You our eligibility criteria. competency areas. You must transfer your score to this process will however be able to submit a

12 LINCOLNSHIRE POLICE Officer Recruitment Guidance

new application if you have not been would automatically secure you unsuccessful at Assessment centre a place on the next stages of the within six months of submitting a recruitment process. completed application. y Whether you are transferring Applicants transferring scores your CBQ or assessment centre score you will required to attend should be aware of the following: and pass a force interview. y Your Competency Based y The national recruitment process Questionnaire (CBQ) and does not allow applicants to assessment centre score will be take more than one SEARCH added to the pool of any new/ Assessment Centre in any six existing applicants in Lincolnshire. month period. You will not be y We are not able to guarantee permitted to re-apply until three that transferring your score months has passed.

13 LINCOLNSHIRE POLICE Officer Recruitment Guidance

FAQs – Frequently Asked Questions

1. How do I contact HR Resourcing Team about my application? 3. I have not received an email confirming if I have passed or failed? All the answers that you need to know about your stage of the recruitment process are contained within this booklet. If you have At the end of each stage of the process you will receive an email, a query, before contacting us, please ensure that you have read this advising of your results. The anticipated waiting times are as per document carefully. the below: If you do not find the answer to your question within this y Shortlisting – Please allow up to four weeks from point of submitting document, then you can email our dedicated resourcing team on: your application. [email protected]. Our normal office hours are y College of Policing Assessment – You will receive your results Monday to Friday 0830am – 1700pm. Due to the level of emails we approximately four weeks after completing your assessment, if you sat receive during a police officer recruitment campaign we may not be able the online assessment. If you attend the SEARCH assessment, you will to respond to your email on the day it is submitted so please be patient receive your results within approximately three weeks. and do not chase for a reply unnecessarily. y Interview – You will be notified of your result within two business 2. I will be 17 on the date the Assessment Centre start. Can I days, please allow up to two weeks for feedback to be provided (if still apply? requested). y Fitness Test – You will be notified on the day whether you have passed No. To be eligible to apply, you must be age 17 years at the point of this stage. application. You will not be able to be appointed until you have reached 18 years of age. y Pre-employment checks – We will maintain regular contact with you throughout this stage and keep you updated.

14 LINCOLNSHIRE POLICE Officer Recruitment Guidance

4. I have a medical condition but does that prevent me 6. I am not a British citizen. Can I still apply to join as an officer? from joining? Yes. If you are a Foreign National or Commonwealth Citizen you It will depend upon the nature of the medical condition. We must have leave to enter or leave to remain in the UK for an indefinite require all our new officers to undergo a medical assessment with period. Most EEA and Swiss Nationals have the right to reside in the our Occupational Health Team. You will need to pass the medical UK and so will not need to demonstrate this. assessment to be eligible to join. Further information on the medical standards required can be found here https://www.gov.uk/ 7. Do I need a driving licence to apply? government/publications/national-recruitment-standards- Yes. You will require a full manual UK/EU driving licence prior to medical-standards-for-police-recruitment. Please note that this applying. If you have a Full EU Driving licence, this must be converted to should only be used as a guide. a Full UK driving licence before any offer of employment can be made. 5. I have tattoos. Will this stop me becoming a Police Officer? 8. I have a motoring offence(s). Can I still apply to become Not necessarily. Our officers are representative of the communities an officer? that we serve, and a lot of people have tattoos. If you have tattoos, we We will need to assess the motoring offences. However, if you have will review these, taking into consideration the nature of the tattoos, nine or more penalty points on your driving licence, you will not be the significance, the location and how visible it is. If you have tattoos eligible to apply to join as a Police Officer. you will need to make a declaration at the time of application, and we may seek images of the tattoos, dependent upon their location. 9. I have spent more than 12 months outside of the UK studying/ (One distance photograph clearly showing where on the above body working within the past three years, can I still apply? area the tattoo is located and a second close up photograph that we can No – You must have lived in the UK for the past three years at the use to assess this against our standards). point of submitting your application. The only exception is British Military Personnel who have served abroad.

15 LINCOLNSHIRE POLICE Officer Recruitment Guidance

The UK police service does not currently have any means of facilitating 11. If I am successful in my application to become a PCSO or vetting enquiries overseas to the extent required for those who are Special Constable, can I transfer to become a Police Officer? resident in the UK, for this reason, three years residency is required. Unfortunately not – you will need to submit a new application An individual is considered to be on an extended holiday if they have for the position of Police Officer and go through the necessary spent a significant period of time overseas (normally up to one year) recruitment stages. without returning to the UK, but intend to return in the future. For example: 12. I am a serving PCSO or Special Constable, can I transfer to y taken a gap year or similar before or following university become a Police Officer? y travelled for a year Unfortunately not – you will need to submit a new application for the position of Police Officer and go through the necessary recruitment y spent time overseas visiting family stages - you cannot transfer into this position from a staff or volunteer role. 10. I have a criminal record. Can I still apply to become an officer? Eligibility will depend on the nature and circumstances of the offence. 13. I would like to become a Detective – if my application is It is not possible to set out a full list of convictions that will preclude a successful can I join the unit straight away? person from becoming a police officer. Each case will be considered on We are introducing direct entry routes for detective roles. Further its own merits, and if the offence is deemed sufficiently serious a person information relating to this can be found on our website. will be rejected irrespective of age at time of offending. There may be circumstances where an individual does not fall within the criteria, but 14. Can I become a Police Officer if I wear glasses or whose suspected involvement in crime, or criminal associations make an contact lenses? offer of employment inappropriate. As part of the recruitment process you will need to undergo an eye test.

16 LINCOLNSHIRE POLICE Officer Recruitment Guidance

Further information relating to eyesight standards can be found at the Please contact the resourcing team to advise what adjustments following link: https://www.gov.uk/government/publications/ you require. circular-0032017-amendment-to-eyesight-standards-police- recruitment 17. I have epilepsy. Can I still apply? You can still apply to become a police officer. We will look at each 15. Can I become a Police Officer if I am colour blind? case on its merits and take guidance from our Occupational Health Those with colour blindness are eligible to become police officers, but Support Unit. would be restricted from fulfilling certain posts, such as Traffic Officer or Firearms Officer. If your colour blindness is monochrome, you would 18. I have diabetes. Can I still apply? be unable to apply. You can still apply to become a police officer. We will look at each case on its merits and take guidance from our Occupational Health 16. If I have a disability can I apply to become a Police Officer? Support Unit. We welcome applications from people with disabilities as defined by the Equality Act 2010 i.e. a person is disabled under this Act if they have 19. Is there a height restriction for Police Officers? a physical or mental impairment which has a substantial and long-term No. There is no minimum or maximum height restriction. (over 12 months) adverse effect on their ability to carry out normal day to day tasks. 20. If my BMI reading is outside of the guidelines, will that prevent If you consider yourself to have a disability, please inform us of the me from progressing through the application process? type of reasonable adjustments you might need to assist you in The College of Policing guidelines suggest that a reading between 18 participating in the recruitment and selection process. We will try to and 30 is the ideal, however the BMI aspect is only one element of our make reasonable adjustments required where practicable. If you require health and fitness requirements, this may not prevent an applicant from reasonable adjustments or disclose that you have a disability this will getting further on in the process if they are otherwise fit and healthy be shared with the Forces Training Team to assist you during your and able to complete our fitness test. probationary period.

17 LINCOLNSHIRE POLICE Officer Recruitment Guidance

21. How much will I be paid? On appointment, the standard starting pay will be £23,985. (This will be paid on commencement of the training period). Candidates with specific experience in certain roles (e.g. Special Constables and PCSOs, who meet certain requirements and evidence can be provided of these requirements by their existing force), may start on pay point 1. The pay scales for Police Officers are:

Pay Point With effect from 2020 Notes 0 £23,985 SCP 1 1 £24,780 SCP 2 2 £25,902 SCP 3 3 £27,030 SCP 4 4 £28,158 SCP 5 5 £30,411 SCP 6 6 £34,950 SCP 7 7 £41,130 SCP 8

18 LINCOLNSHIRE POLICE Officer Recruitment Guidance

22. What hours can I expect to work as a Police Officer? 23. Would a Business Interest stop me from becoming a Police Officer? All officers will be required to work shifts once appointed, which total an average of 40 hours per week over a ten week period. Shift patterns Unless the chief officer decides otherwise, you will not normally consist of early, late and night shifts, and the first four weeks of an be eligible for appointment as a police officer if you have any of the example shift pattern can be found below: following business interests: y You hold any office or employment for hire or gain (other than as a Week Day 1 Day 2 Day 3 Day 4 Day 5 Day 6 Day 7 police officer) or you carry on any business. 0700 0700 1600 1600 2100 2100 1 – – – – – – RD y Your spouse or partner or any other relative living with you keeps a 1700 1700 0200 0200 0700 0700 shop or similar in the area of the police force in question. 0700 0700 1700 1600 2 RD RD RD – – – – y You, your spouse or partner or any relative living with you holds 1700 1700 0400 0200 or has a financial interest in any licence or permit relating to liquor 2300 2300 0700 licensing, refreshment houses or betting and gaming or the regulation 3 – – RD RD RD RD – of places of entertainment in the area of the police force in question. 0700 0700 1700 y However, the chief officer may decide to allow the business interest, 0700 1600 1600 2300 2100 4 – – – – – RD RD if he/she thinks it is compatible with being a member of the force. 1700 0100 0200 0700 0700 24. Which qualifications are the equivalent to a Level 3? The timings are shown on a 24 hour basis and RD illustrates a Rest Day The link below shows how the most common qualifications compare. (non-working day). Please note that this is a sample only and does not necessarily reflect the shift pattern that you would work, should you be https://www.gov.uk/what-different-qualification-levels-mean/ successful throughout the process. compare-different-qualification-levels

19 LINCOLNSHIRE POLICE Officer Recruitment Guidance

25. What will be my pension entitlement be? y Pension contributions made during previous employment may be transferred to the Police Pension Scheme. However, due to the Since 6 April 2006, all new entrants to the Police Service automatically relatively high contributions made to the Police Pension Scheme, join the new Police Pension Scheme - CARE 2015 Scheme (Career payments to other schemes may not equate to the same period in Average Revalued Earnings). Although membership of the scheme is Police Service terms. automatic it is not compulsory, you can elect to opt out at any time. The amount of contribution you pay depends upon the level of your y Compulsory Retirement ages for police officers are specified in Pensionable Earnings. The employee and employer contributions are set Police Pensions Regulations. The ranks of Constable to Chief out below: Inspector are required to retire on reaching the age of 60 and for Superintendents and above, the age of 65 years. These compulsory Employer retirement ages can be extended at the discretion of the Chief Annualised Rate of Member Contribution Contribution Pensionable Earnings Rates 2019/20 Constable on an annual basis. Extensions of service beyond these Rates 2019/2020 ages can also be applied for following the local procedure. £27,000 or less 12.44% 31% Pensions: The HMRC have produced full guidance on the changes to More than £27,000 but 13.44% 31% pension allowances. These guides can be found on the HMRC website: less than £60,000 www.hmrc.gov.uk/pensionschemes/index.htm £60,000 13.78% 31% Thank you for your interest in joining with Lincolnshire Police y For those officers who are part-time, the contribution is determined and we wish you every success. by their whole time equivalent salary. Under the CARE Scheme you will have access to your pension at any time after the age of HR Resourcing Team 55 years and to take immediate payment of your pension; if you decide to retire with immediate payment of your pension after age 55 and before age 60, your 2015 Scheme benefits will have an early retirement reduction.

20