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PLP 2016-17 Jamnagar District 1 EXECUTIVE SUMMARY A. Introduction Jamnagar Is Primarily an Agricultural District with Ground

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PLP 2016-17 Jamnagar District 1 EXECUTIVE SUMMARY A. Introduction Jamnagar Is Primarily an Agricultural District with Ground PLP 2016-17 Jamnagar district EXECUTIVE SUMMARY A. Introduction Jamnagar is primarily an agricultural district with Ground Nut and Cotton as the predominant crops. The other major crops cultivated are Cumin, Gram, Coriander, Wheat, Til , Garlic and Onion etc. About 53% of land holdings are with small and marginal farmers and the average size of the holdings is 2.5 Ha. The Potential Linked Credit Plan (PLP) for 2016-17 has been prepared aligning with the revised RBI guidelines on Priority Sector Lending. It estimates credit flow of Rs 233069.39 lakh, of which, Crop Production sector has a major share of 66.79% at Rs. 155669.12 lakh. Term loan under agriculture is assessed at Rs 32814.13 lakh accounting for about 14.07 % Under MSME, Rs. 25911.38 lakh has been assessed as potential forming 11.11 % and balance at Rs 18674.76 lakh has been estimated for other sectors like Exports credit, Education, Housing ,Social infrastructure with bank credit and others etc. The activity-wise and block-wise assessment of potential is presented in Annexure I. The PLP projection for 2016-17 is higher by Rs 34015.45 lakh when compared to the PLP for the year 2015-16 representing an increase of 17.08 %. Further, the PLP projection is higher by Rs 34015.45 lakh when compared to the ACP target for the year 2015-16. Suggested action Points in respect of major sectors and infrastructure/non-credit inputs are as under: B. Sector-wise comments on major sectors 1. Crop Production, Maintenance and Marketing The district with gross cropped area of 461522 ha and has a cropping intensity of 119%. The net sown area is 379379 Ha. The land holding indicates 80322 land holders (small and marginal farmers) having land upto 2 hectares and 70040 land holders (medium sized) having holding between 2 to 10 Hectares. There is urgent need for popularization of micro irrigation techniques among farmers and improvement in quality extension services to farmers by state department. There a greater need for creating awareness among farmers for soil & water analysis for application of balanced nutrients as well judicious use of fertilizer. Banks may adopt Rupay KCC as an effective credit delivery mechanism and educate the farmers to subscribe to crop insurance schemes. 2. Water Resources and Land Development The district is devoid of perennial rivers. The rivers in Jamnagar district are seasonal. There are 1 major irrigation & 6 medium irrigation projects in the district with ultimate irrigation potential of 20346 ha. There are 25 minor irrigation projects in the district which have capacity to provide irrigation to 9141 ha of command area. The major proportion of irrigation is done through wells. Artificial recharge measures through construction of rain water harvesting structures like rain water storage tanks, percolation tanks, farm ponds, check dams etc. will have to form an integral part of the minor irrigation development. Department of Agriculture may organise farmers’ meet to promote micro irrigation scheme for Ground Nut and Cotton through GGRC with bank loans as these two crops occupies major land share. Govt may plan under Sauni yojana for pressure irrigation technique for supplying irrigation water to field from distributory & field channels. The installation of micro irrigation scheme shall be compulsory for the farmer after state investment for irrigation sector for judicious use. There is a need for conserving soil moisture security so that “more crop per drop” can be achieved. 1 PLP 2016-17 Jamnagar district 3. Plantation and Horticulture Horticulture crops could be encouraged as an alternative to the traditional cropping pattern in the district. The need for working capital finance for Pomegranate raised by farmers who have cultivated Pomegranate fruit crops from their own fund. The similar practice has been continuing in Junagadh district for Mango crop and Banana in Anand district. Vigorous promotion efforts for drip irrigation in horticultural crops by converging GGRC subsidy programme for horticulture crops. Bank managers/officials may have to be imparted skills for appraisal of area based programme of Horticulture crops especially for net house & poly houses. Horticulture department may generate awareness, provide training and extension to the stakeholders for organic for organic farming produce & it’s certification. 4. Animal husbandry Government support is required for setting up of breeding farm in the district so that good quality animals will be available to farmers. Banks may encourage dairy development by adopting area based approach for financing in clusters and taking into account the location of chilling/ processing plants and other linkages. Banks may play major role in financing for dairy activities through SHGs. Calf rearing may be encouraged on a large scale with the help of bank finance by identifying suitable beneficiaries with the active involvement of Department of Animal Husbandry/ Dairying C. Highlights of Developments, initiatives taken, achievements, specific prescriptions etc. GoI has established the National Adaptation Fund on Climate Change (NAFCC) with a budget provision of Rs.350 crores for the year 2015-16 and 2016-17. NABARD has been appointed as National Implementing Entity (NIE) responsible for implementation of adaptation projects under the Fund. To ensure effective price protection to the farmer, National Agricultural Market being proposed can be a solution backed by adequate storage facilities. D. Thrust areas for 2016-17 such as JLG/SHG financing, post–harvest infrastructure, food processing, Producer Organizations, Area Development Plans/Schemes, etc. E. Conclusion The major driver of private sector capital formation is investment credit. Immediate Thrust is required to raise its share in the total agriculture credit. The document has ,therefore, been prepared with emphasis on accelerating the pace of capital formation in agriculture and allied sectors. This goal can be achieved with the coordinated efforts of all the stakeholders. 2 PLP 2016-17 Jamnagar district Broad Sector-wise PLP Projections 2016-17 ( Rs in lakh) Sr. No. Particulars PLP Projections 2016-17 A Farm Credit i Crop Production, Maintenance and Marketing 155669.12 ii Term Loan for agriculture and allied activities 19618.87 Sub Total 175287.99 B Agriculture Infrastructure 3894.86 C Ancillary activities 9300.40 I Credit Potential for Agriculture (A+B+C) 188483.25 II Micro, Small and Medium Enterprises 25911.38 III Export Credit 7000.00 IV Education 930.00 V Housing 8428.00 VI Renewable Energy 32.70 VII Others 1564.86 VIII Social Infrastructure involving bank credit 719.20 Total Priority Sector (I to VIII) 233069.39 OPS, 18674.76 Crop Loan MSME, 25911.38 Agril & Allied Agril & Allied, 32814.13 MSME Crop Loan, 155669.12 OPS 3 PLP 2016-17 Jamnagar district Summary of Sector / Sub-sector wise PLP projections - 2016-17 (Rs in lakh) Particulars PLP Projections Sr No. 2016-17 I Credit Potential for Agriculture A Farm Credit i Crop Production, Maintenance and Marketing 155669.12 ii Water Resources 2380.46 iii Farm Mechanization 9028.80 iv Plantation and Horticulture 821.02 v Forestry and Waste Land Development 16.57 vi Animal Husbandry – Dairy 547.83 vii Animal Husbandry – Poultry 108.24 viii Animal Husbandry – Sheep, Goat, Piggery, etc. 7.45 ix Fisheries (Marine, Inland, Brackish water) 86.50 x Others – Bullock, Bullock cart, etc. 6622.00 Sub Total 175287.99 B Agriculture Infrastructure Construction of storage facilities (Warehouses, Market yards, 2302.50 i Godowns, Silos, Cold storage units/ Cold storage chains) ii Land development, Soil conservation, Watershed development 1527.11 Others (Tissue culture, Agri bio-technology, Seed production, Bio 65.25 iii pesticides/ fertilizers, Vermin composting) Sub Total 3894.86 C Ancillary activities i Food and Agro processing 8494.40 Others (Loans to Cooperative Societies of farmers for disposing of 806.00 ii their produce, Agri Clinics/ Agri Business Centres, Loans to PACS / FSS/ LAMPS, Loans to MFIs for on lending) Sub Total 9300.40 Total Agriculture 188483.25 II Micro, Small and Medium Enterprises i MSME – Investment Credit 17959.38 ii MSME – Working Capital 7952.00 Total MSME 25911.38 III Export Credit 7000.00 IV Education 930.00 V Housing 8428.00 VI Renewable Energy 32.70 Others (Loans to SHGs/ JLGs, loans to distressed persons to 1564.86 VII prepay non-institutional lenders, PMJDY etc VIII Social Infrastructure involving bank credit 719.20 Total Priority Sector 233069.39 4 PLP 2016-17 Jamnagar district 5 PLP 2016-17 Jamnagar district District Profile District - Jamnagar State - Gujarat Division - Saurashtra 1. PHYSICAL & ADMINISTRATIVE FEATURES 2. SOIL & CLIMATE Total Geographical Area (Sq.km) 6027 Agro-climatic Zone The Jamnagar district comes under ACRP Region No 13 (6) No. of Sub Divisions NIL No. of Blocks 6 Climate Moderate climate with average annual rainfall of 600 mm No. of Villages (Inhabited) 444 Well drained light textured loose, fiable sandy - loam or sandy loam Soil Type No. of Panchayats 6 soil is found in all the 6 blocks of the district. 3. LAND UTILISATION [Ha] 4. RAINFALL & GROUND WATER Total Area Reported 611652 Normal 2010-11 2011-12 2012-13 Actual Forest Land 28034 Rainfall [in mm] 599 1174 700 980 Area Not Available for Cultivation & non agri 122729 Variation from Normal +575 101 381 Permanent Pasture and Grazing Land 47919 Availability of Ground Net annual recharge Net annual draft Balance Land under Miscellaneous Tree Crops 0 Water [Ham] 65757.51 42248.6 19134.14 Cultivable Wasteland 18948 5. DISTRIBUTION OF LAND HOLDING Current Fallow 7278 Holding Area Classification of Holding Other Fallow 350 % to Total Ha. % to Total Net Sown Area 386384 <= 1 Ha 23010 15% 15025 4% Total or Gross Cropped Area 461522 >1 to <=2 Ha 57312 38% 85975 22% Area Cultivated More than Once 75138 >2 Ha 70040 47% 283989 74% Cropping Inensity [GCA/NSA] 119 Total 150362 100% 384989 100% 6.
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