THE VALUE OF MEMBERSHIP THE VALUE OF MEMBERSHIP

Access

Interact and work with retail banking’s decision makers. CBA’s leadership is composed of top senior executives who participate on CBA’s 13 committees (and reach more than 500 bankers each month), as well as the heads of retail who compose CBA’s Board of Directors. These same executives plan and attend CBA LIVE, retail banking’s must attend event.

Quality

Share insights and trends shaping the industry. CBA’s cutting-edge educational opportunities include: CBA LIVE, retail banking’s must attend annual conference, its Advanced Education programs, and webinars. The best in retail banking participate in CBA’s work.

Exclusivity

Be among the influential. A smaller, deeply engaged group of associate members benefits all parties: less competition for you, better business partners for our bankers, more participation by everyone.

1225 EYE STREET, NW, #550, WASHINGTON, DC 20005 consumerbankers.com CBA IS A RETAIL BANKING LEADER

Leading the way CBA is attracting more bankers, senior decision makers and diversifying our member- ship base.

We’re proud to represent 69 Corporate members—an all-time high.

CBA is home to 13 standing committees - with the recent additions of: Risk, Internal Audit Governance and Talent Management, attracting participation of 80 new senior banking executives.

Our enhanced CBA LIVE forum programming offers more opportunities for you to engage as speakers or panelists.

Banker attendance at CBA LIVE has more than doubled since the first event in 2010 and has grown by 90 since 2015.

Webinar attendance has grown by 2,300 since 2015.

Leadership on issues

CBA’s thought leadership, specifically regarding the Consumer Financial Protection Bureau, is impelling the industry forward on issues most important to our members, including:  Access to senior regulatory and legislative policy makers, including CFPB Director Kathy Kraninger and OCC Comptroller Joseph Otting.  Working with the White House to make recommendations for leadership and policy.  Hosting membership-wide alerts, calls or webinars on breaking industry news.

Educating future banking leaders

For more than 60 years, we have provide cutting-edge educational opportunities to today’s retail executives and the next generation of banking leaders.

CBA OnSite Education provides an essential set of tools to better integrate associates with the inner workings of a financial institution. Being able to translate the content and material back to the customer experience is a key benefit.

1225 EYE STREET, NW, #550, WASHINGTON, DC 20005 consumerbankers.com ASSOCIATE MEMBER BENEFITS Associate Member Benefits

Associate Membership is open to organizations who provide products or services to the retail banking industry and financial service companies who are not federally insured. Membership runs from October 1 through September 30 of the following year.

CBA is proud of the value and benefits we provide your business, including:

• Access to CBA Corporate Members, such as: - Networking at CBA LIVE and other CBA events; - Exhibit and Sponsorship opportunities at CBA events; - Discounted registration for CBA LIVE; and - Hosting opportunities for CBA Committee and VIP events.

• Access to membership mailing lists (includes mailing address and email): - One (1) CBA corporate membership directory sent annually: includes top contact at each CBA member bank. - Two (2) targeted lists from CBA’s extensive database.

• Webinar hosting opportunities: propose a relevant topic and speakers for a webinar and CBA will handle the marketing, registration and live hosting of the webinar (at an additional cost)

• View CBA Webinars live or on-demand at no cost

• White Paper publishing in the CBA White Paper Library (at an additional cost)

• Member-only legislative and regulatory alerts, conference calls and webinars.

• Free Subscription to the CBA Weekly Report: read the week’s top retail banking news from our CEO and review government relations issues relevant to your business.

• Free Subscription to CBA SmartBrief: get the latest industry news each morning, and advertise your business to key industry professionals.

• Member Referral and Conference Rewards Programs: Associate Members are great CBA am- bassadors. CBA’s member referral programs for membership and conferences is our thank you for promoting CBA.

• A listing in CBA’s online Associate Member Directory

For more information please contact:

Maren Colon Assistant Vice President, Associate Membership & Corporate Philanthropy (202) 552-6394 [email protected]

1225 EYE STREET, NW, #550, WASHINGTON, DC 20005 consumerbankers.com CORPORATE MEMBERS

$100 Billion + $50-$100 Billion $10-$50 Billion Under $10 Billion

JPMorgan Chase BBVA Compass Synovus Bank BancFirst Bank of America Santander Bank CIT First Commonwealth Wells Fargo and Co. USAA Federal Savings First Tennessee Bank Woodforest Bank TIAA Bank Five Star Bank Citigroup Inc. Synchrony Frost Bank Broadway Bank U.S. Bancorp Comerica Capital One Financial Associated Bank First American Bank Zions Bancorp PNC Financial IBERIABANK Texas Dow Employees CU

TD Bank Webster Bank Credit Human FCU BB&T Corporation Crescent Bank SunTrust Bank Independent Bank Charles Schwab TCF Bank 1st Financial Bank HSBC USA Inc. Bank OZK Citizens Financial Bank Fifth Third Bancorp United Bank Ally Bank Bank of Hawaii KeyCorp Old National Bancorp M&T Bank State Farm Bank Regions Financial Flagstar Bank MUFG Union Bank Comenity Bank American Express Rabobank Bank of the West IBC First Financial Bank BMO Harris Bank First Interstate Bank Atlantic Union Bank Discover Financial WesBanco Rockland Trust Company Eastern Bank

OUR MISSION The Consumer Bankers Association partners with the nation's leading retail banks to promote sound policy, prepare the next generation of bankers, and finance the dreams of consumers and small businesses.

1225 EYE STREET, NW, #550, WASHINGTON, DC 20005 consumerbankers.com BOARD MEMBERS

Todd Barnhart Christine Channels Michelle Lee Chair Bank of America Wells Fargo Bank, N.A. PNC Financial Services Group CHIEF OPERATING OFFICER, PRESIDENT, COMMUNITY BANKING, EXECUTIVE VICE PRESIDENT AND CONSUMER & SMALL BUSINESS EASTERN REGION RETAIL DISTRIBUTION EXECUTIVE Michael Cleary Quincy Miller Nitin Mhatre Santander Bank, N.A. Eastern Bank Chair-Elect CO-PRESIDENT AND HEAD OF PRESIDENT & VICE CHAIR Webster Bank, N.A. CONSUMER & BUSINESS BANKING

EXECUTIVE VICE PRESIDENT, HEAD Scott Peters Dennis Devine OF COMMUNITY BANKING AND Regions Financial KeyBank MARKETING Corporation CO-PRESIDENT OF KEY COMMUNITY SENIOR EXECUTIVE VICE Brad L. Conner BANK, CONSUMER & BUSINESS BANKING PRESIDENT, CONSUMER SERVICES Immediate Past Chair GROUP HEAD Citizens Financial Group, Inc. John Durrant VICE CHAIRMAN, CONSUMER James Peterson BANKING Capital One Bank SENIOR VICE PRESIDENT, LOCAL TD BANK CONSUMER PRODUCT AND EXECUTIVE VICE PRESIDENT, HEAD Michael Aust MARKETING OF U.S. RETAIL PRODUCTS Comerica Bank EXECUTIVE VICE PRESIDENT, Richard S. Gold Tim Spence DIRECTOR OF RETAIL BANKING M&T Bank PRESIDENT & CHIEF OPERATING EXECUTIVE VICE PRESIDENT, HEAD Ryan Bailey OFFICER OF CONSUMER BANK Bank of the West EXECUTIVE VICE PRESIDENT, HEAD Pierre Habis Brant Standridge OF RETAIL BANKING GROUP MUFG Union BB&T Corporation MANAGING DIRECTOR, HEAD OF SENIOR EXECUTIVE VICE PRESIDENT CONSUMER BANKING & PRESIDENT, RETAIL BANKING Chad Borton

USAA Federal Savings Bank Andrew J. Harmening Cagri Suzer PRESIDENT The Huntington National Bank BBVA Ross Carey SENIOR EXECUTIVE VICE HEAD OF RETAIL BANKING PRESIDENT, U.S. Bank RETAIL & BUSINESS BANKING EXECUTIVE VICE PRESIDENT, DIRECTOR BUSINESS BANKING DIVISION, COMMUNITY BANKING & BRANCH Ernie Johannson DELIVERY BMO Harris Bank

GROUP HEAD, U.S. PERSONAL Todd Chamberlain BUSINESS BANKING SunTrust Bank EXECUTIVE VICE PRESIDENT, HEAD Robert M. Kottler OF CONSUMER LENDING SOLUTIONS IBERIABANK

EXECUTIVE VICE PRESIDENT AND Reggie Chambers DIRECTOR OF RETAIL AND SMALL JPMorgan Chase BUSINESS CHIEF ADMINSTRATIVE OFFICER, CONSUMER & SMALL BUSINESS

1225 EYE STREET, NW, #550, WASHINGTON, DC 20005 consumerbankers.com COMMITTEE LEADERSHIP

Automobile Finance Committee Chair: Richard Porrello, Huntington Bank | Vice Chair: David Hollodick, Bank of America

CFPB Committee Chair: Tangie Holland, Regions Bank | Vice Chair: Brian Cahoon, BMO Harris

Community Reinvestment Committee Chair: Sue Whitson, BMO Harris Bank | Vice Chair: Yvonne Blumenthal, US Bank

Default Management Committee Chair: Heather Bentley, Citizens Bank | Vice Chair: Chris Rathsack, Citi

Deposits & Payments Committee Chair: Kevin Condon, Bank of America | Vice Chair: Desiree Wolfe, Webster Bank

Digital Channels Committee Chair: Josh Winstead, TIAA Bank | Vice Chair: Kristy Brandon, Citizens Bank

Education Funding Committee Chair: John Vidovich, Discover Financial | Vice Chair: Christine Roberts, Citizens Bank

Fair and Responsible Banking Committee Chair: Christina Speh, TD Bank | Vice Chair: Mark Schultz, Capital One Bank

Home Equity Lending Committee Chair: Tom Parrish, BMO Harris | Vice Chair: Domenick Forte, Citizens Bank

Internal Audit Committee Chair: Janine Pappas, TIAA Bank | Vice Chair: Jeremy Harlow, American Express

Risk Committee Chair: David Mehrle, Huntington Bank| Vice Chair: Ricardo Serrano, BBVA Compass

Small Business Banking Committee Chair: Gail Gandy, Wells Fargo | Vice Chair: Richard Foster, Frost Bank

Talent Management Committee Chair: John Jordan, Bank of America | Vice Chair: Jenny Rhodes, PNC Bank

1225 EYE STREET, NW, #550, WASHINGTON, DC 20005 consumerbankers.com COMMITTEES

Standing Committees Board Councils & Forums

Auto Finance Education Council CFPB Government Relations Council Community Reinvestment Membership Council Default Management Mid-Tier Retail Executive Forum Deposits & Payments Digital Channels Education Funding Fair & Responsible Banking Home Equity Lending Internal Audit Risk Small Business Banking Talent Management

Ancillary Products Government Representatives Branch Transformation HMDA Campus Products Home Equity—Product Communications Home Equity—Risk Consumer Complaints Home Equity—Underwriting/Fulfillment EBS Faculty Advisory Privacy/Data Security EBS Faculty Fraud

1225 EYE STREET, NW, #550, WASHINGTON, DC 20005 consumerbankers.com CBA LIVE

CBA LIVE is the must-attend event for the retail banking industry. Senior level bankers and those doing business with the industry gather from across the country to experience this premier event. CBA LIVE offers top-notch programming tailored toward professionals motivated to learn new trends and share ideas with the most influential decision makers in the business. Visit CBALIVE.info to learn more.

At CBA LIVE, You'll Experience...

 90 hours of info-packed programming  Dynamic speakers from retail banking and beyond  13 concurrent and diverse forums  Unprecedented networking with senior level retail bankers  A one stop shop of the best in retail banking solutions

Data based on past CBA LIVE attendance

1225 EYE STREET, NW, #550, WASHINGTON, DC 20005 consumerbankers.com WEBINARS & WHITEPAPERS

Sponsored Webinars and White Papers are effective tools to showcase your company’s unique perspectives and insights on top of mind issues for senior banking executives. Provide trends, analysis and thought leadership to CBA’s membership while CBA handles the back- end logistics and marketing.

CBA Webinars and White papers are promoted via member emails, CBA SmartBrief, CBA Weekly Report and social media.

All sponsored webinars and white papers are housed on www.consumerbankers.com for a full year, serving as a great resource for members.

1225 EYE STREET, NW, #550, WASHINGTON, DC 20005 consumerbankers.com Membership Application

Associate membership is open to organizations providing products or services to the retail financial services community and finance companies not federally insured. Choose from three membership levels:

HOLDING COMPANY ASSOCIATE ASSOCIATE MEMBERSHIP NON-PROFIT ASSOCIATE MEMBERSHIP MEMBERSHIP Designed for companies which Designed for companies with multiple desire to participate and attend, Designed for non-profit entities, but owned by the same exhibit or sponsor at CBA events. companies parent. Companies will be listed under their individual names and all $10,000 per company annually. $3,500 per company annually. may attend CBA programs.

$11,000 per holding company, plus $5,000 per associated company annually.

Application How did you learn about CBA? Mailing CBA Website Advertisement

Referred by a CBA Member (please list referring company) ______

MEMBER COMPANY INFO │ Holding Company Associate Members must complete a form for each associated company.

Company Name: Street Address:

City: State: Zip:

Website:

Phone: Twitter:

Contacts

CBA REPRESENTATIVE CONTACT DETAILS

Representative’s Name: Title:

Functional Title:

Email:

Phone: Twitter: Membership Application CONTINUED

Contacts (continued)

CBA DUES PAYER CONTACT DETAILS

Name: Title:

Functional Title:

Email:

Phone: Fax:

CBA EXHIBIT & SPONSORSHIP CONTACT DETAILS

Name: Title:

Functional Title:

Email:

Phone: Fax:

NOTE: If mailing addresses for the contacts above are different from the Company address, please send on a separate paper and attach to application.

Company Description To complete your membership application, please email a brief description of your company (maximum of 60 words) to [email protected].

Authorization

Applicant’s Signature:

Title:

Date:

Submit Application Please return this application to: CBA │ 1225 Eye Street, NW, #550, Washington, DC 20005 │ Fax 202.552.6391 For question or additional information, contact Maren Colon at 202.552.6394 or [email protected].