Contents

3 Chairman’s Message Our Vision: To be the leading financial 4 Board of Trustees services provider in the region building enduring client 6 Hurricane Relief relationships through trusted advice and superior service. 8 Adopt-A-Cause

Community Relations 10 Corporate Social Responsibility Corporate social responsibility is an important 16 Walk For The Cure strategic focus for our Bank. We are serious Our Flagship Fundraiser about responding to the needs of the communities we serve and are committed to 18 Hospital For SickKids giving back to our Caribbean brothers and sisters in tangible ways.

19 University of The West Indies Since 2002, the bank has allocated substantial and CIBC FirstCaribbean funding to worthwhile causes in the Caribbean region. Indeed, each year there is additional demand for funds for community-related causes 22 Detailed Expense Report across our footprint. Through it all, we have been backed by world-class employees who have given their all to ensure that the needs of recipients for each cause are met.

This is one of the main reasons why we established the FirstCaribbean Foundation. It is the governing body for our Corporate Social Responsibility initiatives. Through the Foundation, we ensure that vital funding reaches important causes, which contribute to the social health of the Caribbean. Chairman’s Message

2017 was a rewarding yet trying year for our bank, Cancer care is again at the as five of our countries dealt with the impact of two heart of our very success- devastating hurricanes that passed through the ful Walk for the Cure, which Caribbean region in September. raises funds for the care and The destruction caused by the Hurricanes Irma and assistance of those in our Maria tested the mettle of our people in St. Maarten, region affected by cancer. BVI, Anguilla, TCI and Dominica and caused a shutdown In our 6th year, we raised of our operations for a few days in some instances US$450,000. and a few weeks in others. In all cases we were able to Our ground-breaking respond well, and we are immensely proud of our how our Memorandum of Under- teams in those countries rose to the occasion and got our standing with the University businesses up and running with speed, despite facing of the West Indies continued to some trying circumstances in their own lives. provide opportunities in The effect of the hurricanes in those countries on education for our region’s the wider societies was heart-breaking for us to watch, young adults, through scholarships, curriculum development, but CIBC FirstCaribbean, backed by our parent, CIBC, research and support for entrepreneurship. mobilised its disaster response machinery and rushed to And of course our own team, the men and women of the assistance of those who needed our aid. CIBC FirstCaribbean people continued their stellar work in Our personnel, equipment and supply shipments were volunteering across the Caribbean through our innovative immensely important to the recovery effort, as was the Adopt-a-Cause programme. initial US $450,000 in funding we were able to commit. As you leaf through the pages of this report, you will see With the passage of Maria, we committed another US delightful stories of Caribbean people working together to $100,000 to assistance in Dominica, which included a make this wonderful region a better place to live. The work of relief flight with LIAT, and the supply of a pump to the Fire our Foundation therefore is not defined in the figures of how Service in Roseau. much we give, but what we are able to achieve to enrich our While hurricane relief took centre-stage in our communities. We hope you will enjoy seeing what Caribbean Foundation’s activities, we were active in other areas as people working for a common goal can do together. well. We are very proud of our work with Food for the Poor in Jamaica, where we donated a number of houses Thank you & regards to the less fortunate. It was gratifying to see how much of a difference this donation has made to the lives of the Gary Brown families who received the homes. Chairman Additionally, we continued our work with the Hospital FirstCaribbean International for Sick Children’s Caribbean Initiative, which seeks to ComTrust Foundation improve the care of children affected by cancer. Our funding - US $1M over a seven-year period – will pay for the training of Oncology nurses who are a very important link in the chain of care for our region’s youngest citizens.

The FirstCaribbean International ComTrust Foundation | Social Annual Report 3 Board of Trustees

Gary Brown Mark St. Hill Gary Brown was appointed Chief Executive Mark was appointed Managing Director, Officer of CIBC FirstCaribbean on 1st January Retail & Business Banking in May 2013 and has 2016. responsibility for the development and growth Prior to this, he was Global Head of Corporate of CIBC FirstCaribbean’s Retail & Business Banking with CIBC. In that role, Mr. Brown had Banking operations across 17 countries. responsibility for corporate and institutional Prior to his current appointment, Mark was banking activities at CIBC, including lending the Barbados Country Manager and Managing to large corporates, real estate finance, global Director of CIBC FirstCaribbean’s Barbados banking, international lending and certain non-core portfolio activities. Operating Company. Prior to that he was the Director, International Additionally, he served as a member of the Wholesale Banking Banking with responsibility for the leadership and development of the Management Committee and the Investment Committee, and CIBC’s International Banking (Personal & Corporate) offering across six centers Operating Committee. Mr. Brown remains a member of the Operating in The Bahamas, Barbados, British Virgin Islands, The Cayman Islands, Committee in his role as Chief Executive Officer of CIBC FirstCaribbean. Curacao and Turks and Caicos Islands. Immediately prior to assuming that position, from 2004 to 2013 Mr. Brown He is an experienced banker with over 25 years in various positions was President and CEO of CIBC World Markets Corp., the bank’s U.S. spanning Insurance Brokerage, Retail Banking, Corporate Banking, Credit broker-dealer and responsible as U.S. Region Head for all business and Risk, International Banking and Wealth Management. Mark has also held governance functions under a U.S. regional management structure. senior management positions in several countries in the Caribbean such Mr. Brown began his banking career in 1976 with The Chase Manhattan as Grenada, British Virgin Islands and Barbados. Bank as a lending officer in the Commodity Finance division. In 2012 Mark was appointed a Trustee of FirstCaribbean International In 2016 he was appointed a Trustee and Chairman of FirstCaribbean Comtrust Foundation Limited. International Comtrust Foundation Limited.

Trevor Torzsas Ladesa James-Williams Trevor plays a pivotal role in maximizing Ladesa is the Country Manager for the Southern sustainable revenues at the bank. Along with EC Islands of Grenada, St Lucia and St Vincent. the management of the Cards Issuing and Mrs. Williams began her career in banking Cash Management businesses, Trevor has in 2001 at Barclays Bank PLC as a manage- responsibility for several strategic support ment trainee having completed studies at UWI units, including Product Development & St. Augustine in 2000 and obtaining a double Customer Analytics, Customer Research and degree in Chemistry and Management. Insights, Customer Experience and Alternate She worked in Retail and Personal Banking in Channels. Antigua, Corporate Banking in St Kitts and as subject matter expert in Human In addition to his executive portfolio, Trevor serves on the Board of Resources on the Integration Team in Barbados during the merger between Directors of CIBC Bank and Trust Company (Bahamas) Ltd and the Caribbean operations of Barclays Bank PLC and CIBC which resulted in FirstCaribbean International Bank (Trinidad and Tobago) Limited. the formation of FirstCaribbean International Bank (now CIBC FirstCaribbean His service as co-chair of CIBC Miracle Day and as a donations committee International Bank). member equipped him to lead the CIBC FirstCaribbean Walk for the Cure During her 15 year career she completed assignments in The Bahamas as in 2012. His involvement in charitable activity at CIBC FirstCaribbean Relationship Manager in the International Wealth Department; Corporate includes serving as co–chair for the Walk. Manager in Antigua; Senior Corporate Manager Barbados and Country Trevor brings to the bank extensive experience and a proven track record Manager of St Kitts & Nevis. in customer relationship management from his tenure at CIBC in Canada. In her current role Mrs. Williams is responsible for strategy Prior to joining CIBC FirstCaribbean, as Managing Director, Global implementation, asset management, relationship management and Relationship Management at CIBC in Canada from 2008 to 2012, he leadership for 200 employees. In 2014 she was appointed a Trustee of headed and developed CIBC’s global relationship management program FirstCaribbean International Comtrust Foundation Limited. within its cash equities group.

4 The FirstCaribbean International ComTrust Foundation | Social Annual Report Clenell H. Goodman Debra King Clenell Goodman is a retired banker with over Debra joined FirstCaribbean in November forty (40) years experience in all aspects of 2002 (now CIBC FirstCaribbean) and is currently the industry. He has served in Barbados, the its Director of Corporate Communications. Eastern Caribbean and the Bahamas and has Debra began her career in journalism and travelled extensively throughout the region public relations as a news reporter and including the Southern Caribbean and several anchor for the Caribbean Broadcasting countries in North America, Europe and Asia Corporation in Barbados. She then joined the to conduct work assignments. Caribbean Broadcasting Union, where she Mr. Goodman is currently the Executive Chairman of New life Investment coordinated the Caribbean’s first satellite News Exchange, CARIBVISION. Company Ltd and Chairman of Resolution Life Assurance Company Ltd. She also produced and hosted the CBU’s flagship television programme, He is a Director on the Boards of CIBC FirstCaribbean (Barbados) Ltd, “Caribscope”, which was broadcast in 23 Caribbean countries and cable the Barbados Central Securities Depository Inc and is a member of the stations in Canada, the United States and England. Finance Committee of YMCA Latin America and the Caribbean (LACA), the Educated at the University of the West Indies, Debra holds a Bachelor’s 1st Vice president of YMCA Barbados and Chairman of the Fund Raising degree in Linguistics and Foreign Language Studies. She also holds a Committee. number of postgraduate qualifications in Communications, Public Relations He is a member of the St. Thomas Anglican Church and is married to and Marketing. Debra was among the first cohort of graduates from Valerie with three children. Mr. Goodman, an avid golfer, is a member FirstCaribbean who successfully completed the Wharton Executive Leadership of Barbados Golf Club and the Barbados Golf Association, and also lists Programme at Wharton Business School, University of Pennsylvania. playing the guitar, watching tennis and basketball among his hobbies. Debra is a founding Trustee of FirstCaribbean International Comtrust In 2016 he was appointed a Trustee of FirstCaribbean International Foundation Limited, having been appointed to the original board in 2003. Comtrust Foundation Limited. A black belt in Shotokan Karate, she is married with one daughter

Lynda Goodridge Lynda M Goodridge J.P. is a retired banker. She joined CIBC in November 1973 as a teller in the Speightstown branch. During her career with the bank she amassed over 42 years of experience. Over the years she worked in a number of key positions including Adminis- tration Manager, Branch Manager, Processing Centre Manager, Regional Operations Centre Manager and Director Southern Operations. During her tenure Lynda was a transformational leader and managed a number of key operations initiatives including Change Management, Human Resources, Service Quality and Coaching For Success. As a leader she befriended, mentored and coached professionals not only in Barbados but across the bank’s entire regional footprint. She has a proven track record of excellence and has been described by her peers as a consummate banking professional. She received a number of awards throughout her sterling career for quality service. Lynda is an Associate of The Institute of Canadian Bankers. She com- pleted her Executive Leadership Program at the Wharton School of The University of Pennsylvania. Since her retirement from CIBC FirstCaribbean, Lynda has established her own consultancy firm and is currently a Management Consultant.

The FirstCaribbean International ComTrust Foundation | Social Annual Report 5 Hurricane Relief

CIBC FirstCaribbean donates to Virgin Islands’ National Relief Fund

Red Cross Irma Appeal Launch TCI Red Cross Donation

6 The FirstCaribbean International ComTrust Foundation | Social Annual Report The 2017 hurricane seasons left the region bruised and battered as two category 5 hurricanes – Irma and Maria – roared through the region leaving scores dead and great swaths of destruction in their wake. Joined by CIBC Canada, the FirstCaribbean ComTrust Foundation donated a total of USD$550 000 to assist communities in Antigua and Barbuda, Anguilla, British Virgin Islands, The Bahamas, St. Maarten, Dominica and Turks and Caicos Islands. In addition, staff members in unaffected islands rallied to the aid of their colleagues, their families and the wider affected communities donating thousands of dollars-worth of relief supplies. In Dominica, which was devastated by Maria, the bank joined with regional air carrier LIAT to operate a week of relief flights out of the island taking residents to the safety and comfort of relatives and friends in other islands. The Dominica Fire Brigade also had their urgent appeal for a pump to assist in relief efforts, answered by the bank which sourced one in Barbados and had it transported by the Barbados Coast Guard, to Dominica where it was handed over to Jisiah Dupuis the Fire Chief of the Dominica Fire Brigade.

Supplies offloading in Dominica

LIAT CEO Julie Reifer explains the challenges faced by the airline after Hurricanes Irma CIBC FirstCaribbean donated a much-needed pump to the Fire Service in and Maria Roseau Dominica after Hurricane Maria

The FirstCaribbean International ComTrust Foundation | Social Annual Report 7 Adopt-A-Cause

We were proud to continue our Adopt-A-Cause efforts in 2017! BAHAMAS Through our community partnerships and employee volunteer and outreach efforts, we provided financial assistance and support to over 100 organizations throughout the region. We supported educational, civic and cultural organizations that are making meaningful and measurable impact in our communities. In many cases, our bank employees choose these organizations, and invested their time and expertise to assist in promoting our community development focus.

ARUBA Kaylee Hanchell, 6, and her parents Kareem and Shelisha Hanchell were the first recipients of the Dexcom Continuous Glucose Monitoring (CGM) System at The Family Medicine Centre in the Bahamas. The advanced glucose monitoring system is a life-saving diabetic device that will help Kaylee, who was diagnosed with diabetes at the age of three, as it more accurately monitors and predicts blood sugar levels. The glu- cose monitoring device was donated by CIBC FirstCaribbean to ACE Diabetes through The Family Medicine Centre.

CAYMAN

We spent time with clients of Fundacion Ambiente Feliz in Aruba. Our staff pampered the clients with make-up, face painting, manicure, hair and massage sessions.

One hundred students went back to school in style thanks to donations by staff at CIBC Bank and Trust Company (Cayman). 100 backpacks filled with school supplies were presented to 38 high school and 62 primary school students.

8 The FirstCaribbean International ComTrust Foundation | Social Annual Report ST.LUCIA ST.KITTS We continued to support the St. Christopher’s Children’s Home by sponsoring the annual Family 2K Walk and 5K Run. The Home is committed to providing a safe, secure and nurturing environment designed to harness, develop and sustain the hopes, talents and aspirations of children in need.

We provided some much needed assistance to a children’s home that caters to abandoned, orphaned and abused children. The home provides for the educational, social and holistic development of these children. BARBADOS

The Irving Wilson School provides education to children who are deaf and hearing impaired, blind and visually impaired and children with autism. The staff participated in the painting of the reading room

Staff in Barbados visited a ten acre plot at Bruce Vale Plantation, St. Andrew to assist with a major cleanup and debushing at the Nature Fun Ranch. The employees not only brought a healthy monetary donation but armed with weed whackers, saws, hammers, paint brushes and other tools, they worked alongside the ranch’s young people clearing shrubbery, painting fences, and making benches.

The FirstCaribbean International ComTrust Foundation | Social Annual Report 9 Community Relations-It’s all about connections

There is little doubt that our success is largely dependent on the communities we serve and we wouldn’t have it any other way! That’s why it’s easy for us to respond to the many calls for community assistance across the region. In 2017, our employees were again on board, providing financial and other support for numerous projects in their neighbouring communities.

Bank teams up with Food For The Poor

Home ownership for the disadvantaged across the region continues to be a major challenge. However, one of the most transformational projects undertaken in Jamaica in 2017 to provide homes for its citizens brought hope to at least 10 persons and all with support from CIBC FirstCaribbean. The bank provided J$4.6M to fund 10 homes for needy families. The homes were constructed by Food For The Poor (FFTP) Jamaica which aims to build 100 houses by year end for Jamaicans desperately in need of shelter. The sponsorship of the houses follows a donation by the bank in May in the lead up to the FFTP annual 5K Run/Walk in Kingston, which raises funds for the construction of the houses. In addition to the funds, staff volunteered their time and labour to assist in construction of the home. Managing Director, Nigel Holness noted that it is not just Jamaica about giving money but that the real satisfac- tion comes in giving of one’s time, talent and skill. The team worked alongside professional masons, brick layers and journeymen on the construction site. The result had an ecstatic Dassett Williams, the new home owner, beaming from ear to ear. Her dream was complete- she could finally put her “Home Sweet Home” mat in place.

10 The FirstCaribbean International ComTrust Foundation | Social Annual Report Barbados

campaign headed by Gregory Skeete, founder of Pilly Pelican Inc., a children’s development company involved in publishing, story-telling and coaching. This young company aims to inspire and equip children, 11 years old or younger, to reach their highest potential. CIBC FirstCaribbean was one of the first corporate organisations to assist in this drive, partnering with Pilly Pelican to deliver 50 books to the Reynold Weekes Primary School. The bank’s Director, Retail Banking Channels, Mrs. Michelle Whitelaw, who presented the books noted that the project encouraged children to have a dream for their future and to plan in order to achieve these dreams.

Looking after the nation’s elderly

The lives of elderly residents and staff at the St. Michael District Hospital have been made more comfortable. CIBC FirstCaribbean joined members of the Barbados Chamber of Commerce and Industry (BCCI) to greatly improve conditions for residents at the hospital. The group donated over $20,000 to refurbish 30 bathrooms at the hospital. In photo, Director, Corporate Banking, Barrington Watson, third from left, hands over a donation to Manager of the St. Michael District Hospital, Mrs. Joanell Oxley-Worrell along with other members of the BCCI and hospital officials.

Developing reading skills

The students of Reynold Weekes Primary School got a greater push towards developing their literacy skills and love for reading. They, like hundreds of other primary school children will benefit from the

The FirstCaribbean International ComTrust Foundation | Social Annual Report 11 Community Relations-It’s all about connections

The advanced glucose monitoring system is a life-saving diabetic device that will help Kaylee, as it more accurately monitors and predicts blood sugar levels.

Tackling substance abuse

The Bahamas Association for Social Health (BASH) received much needed assistance to offset the cost of operating its adult male drug abuse programme. CIBC FirstCaribbean through its District Manager Ericka Rolle said the bank recognizes the importance of the programme for the treatment and prevention of those suf- fering from substance dependency. The residential substance dependency treatment and rehabilitation program is based on the cognitive behavioral therapy, 12-Step facilitation, and motivational enhancement therapy. Bahamas Focus on Health Care

Six-year-old Kaylee Hanchell can more effectively monitor and manage her diabetes with a lifesaving device following a diagnosis at the age of three that initially left her parents Kareem and Shelisha Hanchell, devastated. Kaylee was selected to receive the Dexcom Continuous Glucose Monitoring System, donated by CIBC FirstCaribbean at The Family Medicine Centre in Nassau. The Bahamas is leading in prevalence of non-communicable diseases across the globe and there is an increasing need to educate local Bahamians on the prevention, treatment and daily management of this illness. This is the premise on which ACE Diabetes was founded and President of ACE Diabetes, Dr. Graham Cates and Nurse Specialist Practitioner Anita Cates of the Family Medicine Centre have been District Manager Ericka Rolle (left) and Business Analyst Antoinette Fox (right) present guiding Kaylee and her parents through the process of managing BASH Executive Director Terry Miller (centre) with a donation to assist with the cost of operating its adult male drug abuse program. her diabetes since she was diagnosed.

12 The FirstCaribbean International ComTrust Foundation | Social Annual Report ANGUILLA Hurricane Irma delayed the opening of the new school year in September, leaving the education sector severely impacted. Several of the primary schools lost their roofs and equipment, Antigua with many being declared unsafe and unfit for use. The bank, through Country Head Marie Rey, presented EC$135,000 to the education restoration fund. Earlier in the year the bank had assisted with the provision of fire detection equipment and First Aid kits to the island’s pre-schools.

ANTIGUA Mrs. Dawn Soleyn presents the gift of a printer to Alexia Philip, Student Council President at the Pares Primary School. The bank immediately responded to the special request from the school explaining that a printer was essential to their reading programme.

ARUBA Aruba The “Fundacion pa Hende Muhe den Dificultad” works to assist the victims of domestic violence, to raise awareness about violence against women and advocate for change to existing laws or the introduction of new laws to combat domestic violence. The bank provided care packages to the organization as part of celebrations to mark International Women’s Day.

BVI The Virgin Islands’ National Relief Fund received a need- ed boost, with the donation of $100,000 by the bank. The funds went towards recovery efforts following the passage of BVI Hurricanes Irma and Maria. The cheque was presented by country manager, Stephane Burke, to Premier, Dr. the Honourable D. Orlando Smith, OBE at the bank’s Road Town, Tortola branch on Tuesday, 2 October, 2017.

CAYMAN ISLANDS One hundred students went back to school in style at the start of the new academic year, thanks to donations by staff of Cayman Bank and Trust. Cayman The lucky students benefitted from a special back-to-school Islands drive donation, as employees at CIBC met with Ms. Leanora Wynter-Young from the Cayman Islands Department of Children & Family Services, to present 100 backpacks filled with school sup- plies to 38 high school and 62 primary school students.

The FirstCaribbean International ComTrust Foundation | Social Annual Report 13 Community Relations-It’s all about connections

CURACAO Curacao signed a sponsorship agreement with Pedal Pushers Cycling Club. This agreement enables this highly successful cycling club in Curaçao to aspire to new and higher goals for the team and its members. As part of the agreement the cycling club was received new uniforms branded with the regional bank’s corporate colours and logo during an event held at the bank. Curacao DOMINICA Students of the Colihaut, Bioche and Dublanc communitites returned to school refreshed from an exciting Easter camp hosted by the Kachibona Academy and supported by CIBC FirstCaribbean. The programme was geared at teaching children financial literacy skills under the theme “Money–In-Action”. Young participants ranging from ages 9 to 13 strengthened their money management and social skills as well.

GRENADA Dominica Fueled by the cheers of family, friends and supporters over 300 young swimmers took to the Good Hope Pool to bring glory to themselves and their respective schools. The event was the annual Inter-Primary Schools Swim Meet organised by the Ministry of Youth, Sports & Religious affairs, the Grenada Amateur Swimming Association and participating primary schools and sponsored for the eighth year running by CIBC FirstCaribbean. St.Kitts ST. KITTS & NEVIS & Nevis The bank again stepped forward to sponsor the annual Family 2K Walk and 5K Run slated in aid of the St. Christopher’s Children’s Home. Country Manager Andre Cadogan presented a cheque for E.C. $5000.00 to Kym Taylor, Chairperson of the Children’s Home Board and Home Director, Margaret Stevens. Taylor expressed extreme gratitude, as the donation will go towards meeting the operations of the home.

ST. LUCIA Efforts by the Salvation Army to upgrade its pre-school and St. Lucia daycare program have received much needed support. Through the program, they have been making daycare and early childhood education accessible to three-month to five-year old children of families which cannot afford the cost of such a service. On May 11th,

14 The FirstCaribbean International ComTrust Foundation | Social Annual Report Country Manager Mrs. Ladesa James-Williams, presented a cheque for EC$67,500 to Captains Derrick and Sandra Mitchell and the Salvation Army’s Advisory Board Chairman Malcom Burns, at the preschool on High Street.

ST. MAARTEN St. Maarten Local high school students busily sharpened their legal debating skills in hopes of representing their country in January 2018 at an international Moot Court competition in The Hague, Netherlands. CIBC FirstCaribbean made a donation to the SXM Moot Court Foundation, which was established to introduce St. Maarten students to international law, legal debating skills and ultimately to a legal career.

ST. VINCENT Dolphin Gymnastics and Health Academy is the first gymnastics program in St Vincent and the Grenadines teaching the sport to children throughout the country. The young participants have developed in a short time to compete in Texas, Florida and Barbados St. Vincent placing in the top three positions overall in those Championships. In order to adequately and safely train the young gymnasts the association needed to install a special spring floor. They received a donation from the bank through Business Support Officer, Jacintha Hinds.

TCI In February, the fifth-grade students of Ianthe Pratt Primary TCI School got a junior course in earning, spending, sharing and saving money from the experts through Junior Achievement’s More Than Money™ after-school program. Through the scheme, banking industry professionals from the bank volunteer to conduct lessons for the students on money management, job skills and building a business.

TRINIDAD Nalini Ragoonanan, Gift for Life Public Relations Officer, expresses appreciation to CIBC FirstCaribbean executives, including Managing Trinidad Director, Anthony Seeraj (l) for the donation of TT$15,000 to the orga- nization. Gift for Life is a non-profit organization that provides oppor- tunities for abandoned and disadvantaged children. The funds will be used to finance savings accounts for children who will soon become too old to live in the orphanages they call home.

The FirstCaribbean International ComTrust Foundation | Social Annual Report 15 Walk for The Cure

Two devastating hurricanes slowed down but could not derail organisations and over 160 corporate sponsors, raised just over the fundraising momentum of the region’s largest cancer care USD$450 000.This brings the total funds raised through this and awareness event as once again in 2017 thousands across initiative over the past six years to USD$1.75 million. the English and Dutch Caribbean took to the streets in early Walks took place across the Dutch and English speaking October to Walk for the Cure. Caribbean where the bank has a presence except for Anguilla, Hurricanes Irma and Maria curtailed fundraising activities and British Virgin Islands, Dominica, St. Maarten and Turks and caused the cancellation of walks in five of the 17 territories Caicos Islands, which were hardest hit by the hurricanes. where CIBC FirstCaribbean International Bank holds its annual Thousands took to the streets primarily on the first weekend Walk for the Cure activities. in October, dressed in white or pink T-shirts to walk and run Despite that setback, the hard work of hundreds of volunteers to raise awareness of the various cancers and their impact on from across the bank in partnership with various cancer care families.

Barbados

16 The FirstCaribbean International ComTrust Foundation | Social Annual Report Executive Co-Chairs of the walk Mark St. Hill and Trevor Torzsas “We are thrilled to mark another successful Walk for the Cure; praised efforts of staff, volunteers and corporate sponsors for we were able to raise a significant amount of money which will their phenomenal fundraising efforts which will save lives, assist those battling cancer and their families. Just as important, provide care and raise awareness. we were also able to continue to spread the message of education “The commitment to this project which our employees have and early detection as two of the most potent weapons in the exhibited over the years is nothing short of remarkable. They fight against the disease,” said Mr. St. Hill do this on an entirely voluntary basis – along with the rest of All of the funds raised are used to provide assistance, care and their work - and every year we are astounded by what they counselling to patients and their families as well as to raise are able to achieve. Likewise, our list of corporate partners awareness through education campaigns across the region. They continues to grow every year as more businesses join us in our also help the various organisations to assist with the purchase fight against cancer,” said Mr. Torzsas. and maintenance of equipment used in the diagnosis and treatment of cancer patients.

St.Lucia

The FirstCaribbean International ComTrust Foundation | Social Annual Report 17 SickKids Caribbean Initiative

Nearly 500 patients have also been registered in local oncology databases.

The Caribbean-SickKids Paediatric Cancer and Blood Disorders Project is engaged with six countries across the English-speaking Caribbean - The Bahamas, Barbados, Jamaica, St. Lucia, St. Vincent and the Grenadines, and Trinidad & Tobago - to improve outcomes for children affected cancers and blood disorders. SickKids has developed a five-year plan for addressing the region’s gaps in research, care, and education in order to advance the diagnosis and management of paediatric cancer across the Caribbean.

As the Nursing Training Partner for the project, CIBC FirstCaribbean funding the training of regional medical professionals over a seven year period to the tune US of $1,000,000. The life-saving work of the SickKids Caribbean Initiative continued across the region in the last year with over forty The second cohort of Caribbean nurses thousand children tested for newborn sickle cell disease in undergoing specialist training to care for kids with cancer and Jamaica and St. Lucia. blood disorders commenced in training in May 2017 in a one- year Nursing Training Programme at the University of the West The programme aimed at training regional medical Indies School of Nursing (UWISoN) in El Dorado, Trinidad and personal to diagnose and treat blood disorders and childhood Tobago. cancers as well as putting in place infrastructure and offering specialized training is supported in part by the bank under a 2013 The first cohort of 13 nurses drawn from Barbados, Memorandum of Understanding. The Bahamas, Jamaica, Trinidad and Tobago and St. Vincent and the Grenadines, successfully completed the Paediatric Haema- In addition, the project which is being undertaken with the tology/Oncology Nursing Program in June 2017. Hospital for Sick Children in Toronto, Canada also saw the establishment of seven telemedicine centres across the region which facilitated over 250 consultations.

18 The FirstCaribbean International ComTrust Foundation | Social Annual Report University of the West Indies Memorandum of Understanding (MOU)

Our dual commitment: Educating our region’s youth Scholarships

Our longstanding partnership with the University of the West CIBC FirstCaribbean was singled out for its commitment to the Indies continues to be one of our most notable and gratifying campus and recognized as the largest donor of undergraduate alliances. In 2017, several signature activities under the MOU scholarships to the campus. Since 2003 the bank has donated were hosted. 15 one-year scholarships annually valued at USD$2 500 each, across a number of disciplines at any of the three university With the anticipated renewal of another MOU scheduled campuses. for 2018, our commitment to unlocking the potential of our region’s young minds remains our steadfast focus. 2017 awardees:

Sheryl-lyn Ali Stephie Anderson Tehranique Darrell Ashleigh-Ann Dussard Yolan Ffye Glenitha George Danyish Harford Tanesha Leslie Garbriela Sewdhan Adriana Waithe Christi-ann Walcott Tiana Walrond Joshua Webster

L-R: Director, Corporate Communications and Foundation Trustee, Debra King; Communications Officer (UWI) Chelston Lovell; CEO (CIBC FirstCaribbean) Gary Brown and Business Development Officer (UWI) Sonia Johnson.

Courtesy Call

CEO and Chairman of the FirstCaribbean International Comtrust Foundation Gary Brown paid a courtesy call on Principal and Pro-Vice-Chancellor of the Cave Hill Campus, Professor V. Eudine Barriteau. He was also given a tour of the Campus following his visit.

The FirstCaribbean International ComTrust Foundation | Social Annual Report 19 University of the West Indies Memorandum of Understanding (MOU)

Graduate Placement Scheme – Summer interns

A special welcome and orientation session was held for 39 student interns who took their places at our Regional Head Office and Business Centre in Barbados during the summer of 2017. Of these 14 were students of the University. The students are assigned roles across the diverse spread of our business by our central Human Resources team.

They were warmly welcomed to the bank by CEO, Gary Brown and Managing Director, Human Resources, Neil Brennan. Mr. Brown challenged the interns to CEO, Gary Brown greets the new interns. grasp the opportunities which the in- ternships presented.

Breakfast forum showcases UWI Research

Industry analysts, the financial community and UWI Faculty members gathered at the Cave Hill Campus for another in the series of quarterly breakfast fora. The events are born out of the agreement for the bank to provide annual grant funding of $15,000 for research to be conducted by faculty members on issues affecting business, trade and financial services in the region.

In 2017, Dr. Troy Lorde, Senior Lecturer in the Department of Social Sciences presented the findings of his study, “Financial Behaviour, Financial Capability and Millennial Spirits: Evidence and Implications for Consumer Policy.”

The study sought to determine how well-equipped young persons between the ages of 18 and 35 are to make financial decisions. It also investigated the determinants of financial literacy among young people, and based on the findings, made recommendations to policy-makers and the banking sector to devise interventions aimed at young consumers. Dr. Troy Lorde, Senior Lecturer in the Department of Social Sciences.

20 The FirstCaribbean International ComTrust Foundation | Social Annual Report Earlier in the year, UWI Researcher Dr. Philmore Alleyne shared “Unfortunately in Barbados, there is a high personal cost to his report at a similar forum. His study explored perceptions whistleblow. We have to develop proper mechanisms, put of Corporate Governance and Whistle Blowing practices in organisational support and the culture of the organisation has the Caribbean, given the issues surrounding CLICO and other to change to embrace the whistle blowing aspect.” corporate failures in the Caribbean. The sample was drawn from across the Caribbean, and chosen from a cross-section of “Every organisation should have a whistleblowing protocol, and persons. His study revealed that Barbados reported the lowest it is also important to promote public awareness,” he told those whistle blowing tendency, scoring the lowest in the categories of gathered. accountability/transparency.

He explained, “In Barbados, accountability and transparency is quite low, but the highest in the region. This suggests that there are major concerns that we need to address, and they don’t trust the laws and regulatory environment that we have...”

A portion of the crowd at the presentation.

UWI Researcher Dr. Philmore Alleyne. Another presenter on the podium.

The FirstCaribbean International ComTrust Foundation | Social Annual Report 21 Beneficiary Project Beneficiary Project

Anguilla (UK) Government of Antigua Barbuda hurricane relief effort ABC Supplies First Aid Kits and fire extinguishers for child Educational Assistance Reloacted Dominica students followign Hurricane day care... activities Anguilla Nurses Association Screening tests during health fair date 11/5/2017 Aruba Central Christian School Plaque for the most improved female student Kiwanis club of Aruba Donation Kiwanis Club for 8th annual charity golf in Mathematics Rotary Club of Aruba Donation to rotary fiesta The Gadget City Anguilla day quiz. prizes purchased for the Braves Baseball Organization winners Kiwanis Young Professional Government of Anguilla Purchase of projector for winning school of Sports Caribe NV Donation shirts Ronde Aruba Team Tse the 2017 Anguilla day quiz Adiruba Sports Donation shirts Ronde Aruba Team Efrem Albena Lake Comprehensive Stingray Swimming Team Donation Stingray challenge 2017 High School Plaque for outstanding performance in maths StG Ambiente Feliz Donation Aruba Doet invoices Miss Tiny Tott Pageant Sponsorship of the main winner prize . Rough Riders BMX Club Donation to support Anguilla Community College 2017 Anguilla Community College graduation Aruba Pony Baseball & Softball booklet Foundation Donation to foundation Valley Primary School Plaque for the most outstanding student in Noord FC Donation to soccer team mathematics Mario Sport Shop Donation equipment material to Santa Cruz Anguilla Tennis Academy 22nd annual summer camp Rockets Baseball Lake Home Decor Donation of 3 commodes to the Health The Black Tie Foundation Donation scouting Aruba Authority of Anguilla A S V Riverplate To purchase equipment for soccer Valley Primary School Rebuilding of the valley primary school post Kiwanis club of Aruba Contribution to fundraising to support various Hurricane Irma community causes Antigua & Barbuda STG Voor Vestandelijk To assist restoration of building/classroom Ministry of Education- Antigua Educational projects community for mentally disabled Christian Union Pre & Junior Academy Annual graduation prizes Barbados Carla Chiddick Top student- National Primary Awards: for Barnod Inc. Annual Christmas Party for the Disability Emmanuel Chiddick Wanderers Cricket Club Junior Cricket Tour to London 2017 Bendals Primary Black history month pageant St. Luke Methodist Primary Jennings Primary School Spelling bee competition donation The Barbados Poppy League Annual poppy appeal Clare Hall Secondary School Feeding programme support Wills Primary School Christmas Masquerade Optimist Club of St John’s Annual optimist petit show Christ Church Parish Church Annual Christmas Feeding Programme for the elderly Ministry of Social Global Events Planners Annual Christmas Charity Dinner for the Transformation Social service street fair Homeless Men Rotaract Club of Antigua Tag drive charity fundraiser Optimist Club of Barbados South Christmas Hampers for needy children Pia Nichols Nat’l assessment award to top students Salvation Army Annual Christmas Appeal 2016 Girl Guides Association Annual garden party fundraiser Barbados Reiki Association Annual Christmas Appeal 2016 Lions Club of Antigua Tea party fundraiser Jemma Evelyn Bajan Culture/Independence in the Harrison Gilbert Agricultural - Antigua Fundraiser towards youth development College’s inaugural Independence Oratorical Hope Institute Community youth summer camp Contest Kiwanis Club of St Joh’s Antigua Annual high tea fundraiser for community Promotech Inc Prize for primary schools speech contest projects 2016-2017: Toastmasters Int’l Friends of Mount St John Rotary Club of B’dos West Caribbean Excellence concert fundraising charity Medical Centre Fete fundraiser for charitable activities event Rotary Club of Antigua Fete fundraiser for community projects Soroptimist International Annual charity fundraising Lions Club of Antigua 11th annual prostate screening with Dr.Thwaites Oistins Fish Festival Annual dolphin skinning competition- top prize Panache Steel Orchestra Steel orchestra participation in national panorama winners

22 The FirstCaribbean International ComTrust Foundation | Social Annual Report Beneficiary Project Beneficiary Project

Hindsbury Primary School Prizes- for Graduation Union Boyz Fundraising event The University of the West Indies T-shirts for volunteers-2017 UWI games Kiwanis Club of Pride Grazettes Primary School Graduation prizes of Barbados Play with Lily the safety bug project-Sign Boards The Substance Abuse Queen Elizabeth Hospital Donation towards Otolaryngology Dept Foundation Inc. Charity fundraising event St Andrew Independence Vauxhall Senior Citizens’ Village Paint for renovations Committee Beautification &clean up project Coleridge & Parry School Cadet 2017 prize Queens College PTA Benevolent fund Kiwanis Club of Pride of Barbados Play with Lily the safety bug project-Sign Boards Samuel Jackman Prescod The Asthma Association of Polytechnic Health Fair Barbados Publication of booklet volume 2 BIMAP Student award prize-graduating class 2017 The Cystic Fibrosis Foundation Annual charity fundraising event Union 7551 Fund-raising event National Union of Public Workers NUPW Nurses Committee-nurses gift award Barbados Workers’ Union BWU’s outreach to district hospital-equipment British Virgin Islands Barbados Chambe of Industry Accountant General Sponsorship of teacher of the year award & Commerce BCCI’s Refurbishment of bathrooms-Geriatric 2017 Gala Hospital Rotary Club of Tortola Sponsorship and advertisement in rotary The Rotary Club of Barbados Sustainable Living Project-supplying (2) 40g water installation booklet 50th anniversary tanks BVI Olympic Committee Gold coast 2018 queen’s baton relay in the Coleridge & Parry Secondary BVIGovernment of BVI to assist with the hurricane relief efforts in the BVI School Prizes for #6 cadet annual closing parade Family Support Network To assist disadvantaged families with relief efforts Rotary Club of B’dos West Annual fundraising charity event after Hurricane Irma The Clean Nova Scotia Foundation Barbados youth conservation corps Curacao programme-2017 Ronald MC Donald House Charities Donation Mc Happy Day 140 Vouchers Senior Ambassadors Basketball Participation in huntsman senior games Pernell Saturnino Foundation Donation student recital Barbados Badminton Association Uniforms-Pan American Junior Championships Dr Albert Schweitzer School Donation to science fair Wesley Hall Junior School Graduation prizes-Wesley Hall Junior Lions Club Curacao Donation fundraising party A Dacosta Edwards Primary Trophies-graduation A Dacosta Edwards Primary Lions Club Curacao Donation to fundraising party Government Hall Seventh Day Asosashon Fun Walk Donation to Fun walk Adventist School Stationery-back to school program Argenis Huerta Donation: DJ playing for carnival party St. Joseph Primary Prizes -graduation,St. Joseph Primary School Van Engelen Youth Basketball Graydon Sealey Secondary Prizes & awards-#14 Cadet Company Graydon Organization Donation for uniforms and equipment Sealy Secondary Curacao Orchid Club Donation exposition Adonai’s Academy Stationery for back to school packs-Adonai’s Stichting Tegen Kindermishandeling Donation Vierdaagse (Walk) Academy Fundashon Marshe Donation Kindermarkt (children’s market) Wills Primary School Fundraising for the helping hands charitable group Blenchi School Donation 70th anniversary in aid of children with ASD Stichting Animo Donation gynastics championship Progressive Optimist Club Adopt a child back to school supplies Stichting Special Olympics Donation fundraising National Society of the Blind Fundraising walk Blenchi School Donation 70th anniversary Jemda Investments Ltd. annual Barbados open water festival- Betesda Donation fundraising Elderly home Swim Barbados Vacations Fundashon Lechi di mama Korsou Donation walk for breastfeeding New Convenent Inheritors Stichting Fundraising Ministeries Groceries-New Covenant Inheritors Ministries - CVV Willemstad U-15 coaches community outreach Federashon Aquatiko Korsou Movie fundraiser Crab Hill Evengelical Centre Stationery for back to school,Crab Hill Stichting Jeugdzorg Curacao Donation summercamp Evangelistic Centre Ligua Pabou Donation equipment bag B’dos RSPCA Fundraising Event Fundashon Aselanto Rooi Santu Funds disbursed for Federashon Aquatiko Korsou

The FirstCaribbean International ComTrust Foundation | Social Annual Report 23 Beneficiary Project Beneficiary Project

Curacao (continued) Grenada Fundashon Kai Orgel Donation cultural exposition New Life Organization Completion of computer room Stichting Dierenbescherming St Michael’s Primary & Infant Curacao Donation animal welfare Schools Fundraiser for upkeeping of school Van Engelen Youth Beaulieu New Testament Basketball Organization Donation baseball female tournament Pre School Assist Guides with camp to St Vincent in July Red Cross Curacao General donation Westerhall Secondary Fund Raise for development Fundashon Pro Bista Donation summer camp for the visually Andall and Associates Annual karaoke competition impaired children Sickle Cell Association of Grenada Assisting Vulnerable families with sickle cell Sta Rosa Donation painting materials Western Extension District Party for retired citizens Federashon Aquatiko Korsou Donation swimming federation First Choice Junior School Fundraiser for upkeep of school Ronald McDonald House Charities General donation Rotary Club of Grenada Fund Raiser for community Projects Stichting Help De Schoolkinderen Donation transport school furniture for Grensave St.Margaretha school (Grenada Save the Children) Food & drink festival Keep Learning Foundation Donation green kidz educational program Grencase Annual summer programme for children Curacao Sports Club Donation fundraising sport club Rotary Club of Grenada Purchase of tickets for fund raiser dinner Fudashon Tuma Mi Man Donation for soccer&volleyball tournament Anglican High School Contribution to sports meet Stichting Hospice Arcocavent Donation Grenada Boys Secondary School Contribution to sports meet Stichting Hospice Arcocavent Donation to Hospice Junior Achievement Grenada JA annual trade Pedal Pushers Donations towards popular cycling club Program for Adolescent Mothers Repair of industrial cooker and refurbishing of two rooms Dominica Grenada Co-op Nutmeg Assn 70th anniversary celebrations and awards to P M D C Inc Contribution to children’s christmas party for farmers less fortunate Resource Centre for the Blind Fundraiser-annual walk with me Rotaract Club of Roseau Sponsorship of carnival princess show Grenada Netball Association Fund raising dinner for travel to Botswana Waterfront & Allied workers Union Assistance provided to fire victim G’da Foundation for St Alphonsus Fund Raising Needy Students Fund raiser lunch for needy students Committee Support to fundraising activity St. Dominic’s RC Church Youth Development in Community Dominica Infirmary Support of fund raising activity Westmoreland School Add in school’s year book R.E.A.C.H. Support for annual poor persons dinner Grenada National Council for Kachibona Consulting Services Sponsorship of easter camp the Disabled National disability month Ministry of Health Oral Health week T A Marryshow Community College Award for one of the best overall graduating National Youth Council 2017 National Youth Awards student on July 20th 2017 Methodist Church Fund Raiser ST. George’s Anglican School Fundraiser for school programs and activities President’s Charities School for the deaf Annual fundraiser Foundation Inc. Support for fundraiser Dacor Part sponsor blood donor chair for Gen Hospital Waterfront & Allied Modern Photo Studio Photos inter primary swim meet Workers Union May Day Activities Grenada National Organization Down Syndrome Society Inc Sponsorship of summer program of Women In support of international women’s day Dominica Cancer Society Donation re fundraising concert AllyDay Creative Projects Inc Medical monitoring Sept 2016-Aug 2017 National Cultural Council Sponsorship of emancipation celebrations UWI Guild Chapter Student Lyme-UWI Graduation 2017 Girl Guides Association Donation of printer to the association GRENCODA Students assistance program Junior Achievement Power partner donation Grenada Technical & Allied Junior Chamber International Donation of printer to Christian Union Workers Union To reduce over accrual (October 2016) Primary School less fortunate

24 The FirstCaribbean International ComTrust Foundation | Social Annual Report Beneficiary Project Beneficiary Project

Jamaica Bethany Early Childhood Dev. Centre Donation of a computer to Bethany Early Childhood Jamaica Youth for Christ To purchase tickets for annual prayer breakfast Dev Centre. The Salvation Army Donate to support their initiatives for Every Mikkle Jamaica To purchase tickets to launch fundraiser the Christmas season Friendly Lodge 239 Donate to support their fundraising event Charity Gibson McCook Relays To sponsor a race at the 41st Renewal of the golf tournament Gibson McCook Relays Holy Trinity Cathedral To fund the studnt welfare expenses for the Friends of Mona rehab Donate to defray the cost to maintain the “Downtown Kingston Music Theatre) programme at the Centre Marie Cole Primary Santa Cruz Branch:purchase paint and fix leaking Clarendon Crime Prevention roof for Marie Cole Primary School Committee Donate to defray cost of hosting their annual Mustard Seed Communities Fairview Branch & St. James Street Branch: children’s treat purchase washing machine for Mustard Seed Kiwanis Club of Stony Hill Donation toward their Christmas treats for communities children and senior citizens Central Basic School Fairview Branch & St. James Street Branch: Family & Parenting Centre Donation toward their end of year treat for needy purchase 2 ply doors for Central Basic School children Jamaica Constabulary Force Donation of 8 mountain bikes to the Jamaica St. Theresa All Age To assist with he project of completing the Constabulary Force to assist with making patrols canteen/dining area. (tables &chairs) Jamaica Environment Trust To defray the cost of implementing the upcoming Seafort Citizens’ Association Donation to defray the cost of hosting their annual components of the school’s environment programme christmas treat for 100 children ages 3-14 Missionaries of the Poor To support their many missionary works Best Care Foundation To purchase tickets for their fundraiser to aid the St. John Jamaica To purchase tickets to support their special benefit special education school performance for the purchase life saving equipment Lions Club of Kingston To purchase tickets for fundraiser Lions Club of Kingston Purchase tickets to their annual fundraising Wolmer’s Boys School (PTA) initiative “Musical Delights” Rotary club of St. Andrew Jamaica To purchase tickets to their fundraiser to renovate Chamber of Commerce-JA Donate toward fundraiser.Maintenance fees for the the library at Swallowfield School and const... LINSC radiation treatment/city beautification Department of Correctional Services To assist in providing a hot meal and care St. Andrew High School PTA To purchase tickets to support the benefit packages for the annual christmas project performance of the Jamaica Musical Theatre Co. Good Tidings Mennonite Church Donate to defray the cost of hosting their annual The Grace Morrison Foundation To purchase tickets to their main annual fundraiser chrildren’s treat “The Upsies& De Downzies dem” Pantomime National Crime Prevention Fund For the Private Sector Organization of Jamaica The Rex Nettleford Foundation To purchase tickets for a fundraiser in celebration of Bethany Early Childhood Donate 3 or more computers to upgrade the 84th birthday of Rex Nettleford computer lab Excelsior Past Students Assoc. Purchase tickets to support excelsior’s Founder’s Azan’s Super Center To assist two families with children with Cerebral Day Brunch Palsy and living in deplorable conditions Lions Club Kingstown Purchase tickets to their annual fundraising Elsie Bermand Home for Girls To purchase 2 tables & 12 chairs to be used as a initiative “Musical Delights” dining table for the Home. Content Gap Primary School Donation towards annual school barbeque, The Salvation Army To defray the cost of christmas pacels for families proceeds will go towards tile installation and social outreach programmes Jamaica Environment Trust Donation to defray the cost of implementing the up Fellowship Tabernacle To assist with the provision of food for the coming components of the schools environment Christmas Treat being held for the children United Way of Jamaica To assiist in 2016/2017 fund raising campaign Burnt Shop United Pentecostal Medical Link To donate 3 screen dividers that would enhance the Church To defray cost of annual Christmas program and donor experience on blood drives in off-site community retreat for West Rural,St.Andrew St Andrew Old Girls Association To support annual fundraiser. proceeds will be used Jamaica Down’s Syndrome to undertake the extensive renovation Foundation To cover cost of printing 500 tickets & programmes Clarendon 4-H Clubs To sponsor the annual parish achievement day & for fundraiser “Lift Up Downs Benefit Concert) exposition Greater Portmore Basic School To defray cost of infrastructural repairs for the school

The FirstCaribbean International ComTrust Foundation | Social Annual Report 25 Beneficiary Project Beneficiary Project

Jamaica (continued) Petersfield High School To assit them to fund the nutrition programme for Kingston & St. Andrew Parish their atheletes while they compete Library Donation to cover the cost of either the prizes or St Catherine High School To assit them to fund the nutrition programme for refreshment for the annual essay competition their atheletes while they compete St Alban’s Prmary & Infant School To defray the cost of purchasing the school bus Convent of Mercy Academy ‘Alpha’ To assit them to fund the nutrition programme for Society of St. Vincent De Paul Donation to defray cost of purchasing items to be their atheletes while they compete used in the gift baskets Herbert Morrison Technical High To assit them to fund the nutrition programme for Hear the Children’s Cry To purchase tickets for the movie premiere of LION their atheletes while they compete J A I F A To purchase lunch tickets, proceeds will go Ardenne High School To assit them to fund the nutrition programme for towards purchasing a blood compacter their atheletes while they compete Ardenne High School PTA To support their fundraising benefit play The Salvation Army To purchase 30 tickets to their annual fundraising Queen’s Prep School PTA To purchase tickets to their benefit night for the cruise. Proceeds are in aid of their Disater Relief JMTC play Chamber of Commerce-JA To donate to support their charity, the Jamaica St Luke’s Church To purchase tickets to support the annual sacred Cancer Society concert Hyacinth Lightbourne Memorial Food For the Poor To support the “I Made A Difference 5K Walk/Run” Assoc. To purchase tickets to support their 60th Anniversary to assist in construct of 100 houses fund raising drive & NDTC Benefit Charles Allen Photography:presentation of bicycles to the Guardian Life Foundation To donate and participate in the Keep it Alive 5K Jamaica Constabulary Force Night Run Charles Allen Photography: International womens’ day treat at Rotary club of St. Andrew Jamaica To purchase 10 tickets to support the fundraising Elsie Bernand Home for Girls fish fry Holy Childhood High School Donate to the construction of a new home St. Luke’s Church To purchase 10 tickets to support their fundraising economics building event. St. Andrew Care Centre To sponsor 2 holes at the 10th RJRGLEANER. Food For the Poor To register a team for fundraising 5K walk run fundraiser to assist at risk boys event Sampars Cash and Carry To donate some food items The Heart Foundation of Jamaica To purchase tickets to support fundraising event St Andrew High School for Girls To provide sponsorship for their annual Junior Achievement Jamaica To donate to defray the cost of hosting their fifth fundraising walkathon. annual Champions for Youth Awards Banquet Jamaica Hotel & Tourist Assoc. To support Kingston City Run Greater Portmore Seventh Day To sponsor the papsmear examinations for their ICHS Alumnae Assoc. annual health fair Development Fund To purchase tickets to banquet. Funds raised from Jamaica Library Service Donation to support the national reading event will provide scholarships for needy students competition and fair 2017 Bethel Baptist Healing Ministry To purchase tickets for Ash Wednesday Brunch. To Lions Club of Mandeville To purchase tickets to support their fundraising assist in providing medical support to the needy. Community Group Homes Donation to cover their overhead costs which includes Sickle Cell Foundation of Jamaica the cost of food, cooking gas, light and water (SCSF) To purchase tickets to annual fundraiser. Council of Voluntary Social Services To sponsor 3 races in the 2017 summer games United Nations Women’s Group To purhase tickets to support annual fundraising Family & Parenting Centre To donate towards the preparation of a room that brunch will be used to house 20 computers Bethel Baptist Healing Ministry To purchase tickets to support the fundraising Praise Academy of Dance To purchse tickets to support the 24th annual brunch production Season of Dance Holy Cross Roman Catholic Church To purchase tickets to fish fry event. Magnetics Solution The branch will adopt the water works early Hope Gospel Assembly To purchase tickets to support their fundraising play. childhood institution, donate stove to school Edwin Allen High School To assist them to fund the nutrition programme International Youth Fellowship To defray the cost of hosting the 2017 IYF World Camp for their atheltes while they compete Jamaica Cancer Society Defray cost of hosting their annual relay for life event Papine High School To assist them to fund the nutrition programme Jamaica Kidney Kids Foundation To support the JKKF.it costs $5,736.74 per mth to for their atheletes while they compete support the pediatric dialysis programme at UHWI St Andrew High School for Girls To assit them to fund the nutrition programme for The Salvation Army To purchase a table of 10 persons to support their their athletes while they compete fund-raising dinner and silent auction

26 The FirstCaribbean International ComTrust Foundation | Social Annual Report Beneficiary Project Beneficiary Project

Jamaica (continued) Manchester High School To sponsor 30th anniversary celebrations to Stella Maris Church To purchase tickets to support their fund raising raise 1 M dollars towards the school’s build dinner in support of their charities Food For the Poor Donation of 10 homes to food for the poor GraceKennedy Education Run To enter a team to support their 9th annual run Camp Yellow Bird To facilitate children living with type 1 diabetes who Ebenezer To defray cost of hosting annual fundraising dinner cannot afford it as well as gift baskets Best Care Foundation Purchase of 6 tickets for fundraising dinner MoBay City Run To support this initiative by entering a team of 30 persons Jamaica Bar Association Tickets for fundraising banquet MeadowBrook United Church To purchase ticket in support of their special Bethel Baptist Church To purchase 10 tickets for their fundraising bbq musical performance Faith Assembly of God To purchase tickets to support their fundraising event Guardian Group Foundation to donate/participate in the Keep it Alive 5K Night Lupus Foundation of Jamaica Donation to foundation in support of their work runs in Kingston &Montego Bay Jamaica Constabulary Force To support the staging of event (Back to school First Missionary Church To purchase tickets to support their benefit treat for over 300 children) performance of the University Singers The Ashe Company To treat the children of Maxfield Park Children’s Hellshire United Church To set up an information booth at Health fair with Home and SOS Children’s Village a 10 mins presentation and send a team to par... Kiwanis Club of Stony Hill To provide funding towards their proposed computer Boulevard Baptist Church To purchase tickets for their annual Harvest Supper centre project Jamaica Methodist District To purchase tickets to support their “Pre-Mothers St. George’s College Old Boys Assoc. To support fundraising banquet Day Concert Emanuel Apostolic United Eastwood Park New Testament Church of Christ Donation toward annual vacation bible school Church of God To purchase tickets to support their annual fund which caters to over 200 children raising Gospel Concert. Church of the Rock Foundation Donation toward staging of the camp Kiwanis Club of Kingston To purchase tickets to support their annual Bar-B-Fry The Salvation Army Donation toward caring for the less fortunate in our Kingston Parish Church Purchase tickets to support their annual luncheon community in celebration of the 67th anniversary of the ... Elsie Bernard Home for Girls A summer movie treat for the girls of the Elsie Lay Magistrates Assoc. of Jamaica To purchase tickets to support their fundraising Bernand Home for Girls fish fry Hope Zoo Sponsor the guardsman games St. Thomas Aquinas Church To purchase tickets to support their event “An Jamaica Reach to Recovery To sponsor the 2017 Pink Run or register a team Evening of Poetry” Stella Maris Catholic Women’s Kendall Primary/Infant Dept. To assist Kendal Primary/Infant Dept. and League To purchase tickets to support their fundraising Bethebara Infant school in construction projects initiative “Jamaica Evening Dinner” Red Hills Primary Donation towards the purchase of items to outfit a Braeton Primary and Junior School Renovations reading room at the Red Hills Primary School Digicel Foundation Send a team to participate in the 6th staging of the Hope Gospel Assembly To defray cost of hosting their 9th annual back to Digicel 5K Night Run school fair (to provide supplies to children ... Richard & Diana Stewart Fellowship Tabernacle Contribution to reduce the cost of hosting summer Foundation Support 4th annual Colour Me Happy Powder camp Charity Run Jamaica Cancer Society Asked to make a donation/participate by registering Lions Club of Port Antonio To purchase tickets to support fundraising play team in fundraising event “Wine &Roses” First Missionary Church To defray cost of providing the children with Jamaica Reach to Recovery Register team to the 2017 pink run snacks for 4 days and a hot meal n the last day Jamaica Constabulary Force Donate water dispenser to St.Andrew Central Div. Jamaica Red Cross To purchase tickets to support the fundraising event The Munroe College Old Boys To purchase tickets to support their 4th annual hall Matthew John Lee Foundation To sponsor a hole at the fifth annual golf tourna- of fame induction and awards ceremony ment. Queen’s Prep School PTA To purchase tickets to Wolmer’s Dance Troupe To support artistic development for youth by support their annual fund raiser to build their IT infrastructure purchasing tickets to the 27th season of dance St. George’s Anglican Church To purchase tickets to support their fundraising Missionaries of the Poor To purchase ticket to their annual concert gospel concert Jamaica Cancer Society To support annual keeping abreast luncheon

The FirstCaribbean International ComTrust Foundation | Social Annual Report 27 Beneficiary Project Beneficiary Project

Jamaica (continued) St Lucia Youth Business Trust Regional support of YBT 2014-2017 Diabetes Association of Jamaica To cover the cost of medical supplies for the world Jamaica Youth Business Trust Regional support of YBT 2014-2017 diabetes day health fair Trinidad & Tobago Youth Camperdown Alumni To purchase a table for 10 persons to support their Business Trust Regional support of YBT 2014-2017 annual hall of flame The Salvation Army Barados Donation to kettle appeal Area 4 Police Civic Committee Donate to educational trust fund which provide Government of Dominica Charter flight for Dominica relief scholarships to children in area 4 The Jamaica Red Cross To support the annual fundraising event St. Kitts & Nevis Kinkead’s Appliances Donation of AC unit to Fire Brigade-St. Elizabeth Charlestown Methodist Church Fundraising dinner Division CSS Literary & Debating Society Community outreach Church of the Ascension Purchase tickets to support their annual harvest St. James Primary School Annual sports day supper Clarence Fitzroy Bryant College Community outreach Elim Early Childhood St. Thomas Primary School Annual sports day Development Centre Donation to defray the cost of feeding programme Joshua Obadiah Primary Annual sports day at the school for 2017-2018 school year Nevis Academy Annual sports day Alumni Association UTECH JA Support their run, walk for excellence 5k Coury’s Wholesale Leeward Islands under 15 Cricket Championship Fellowship Tabernacle Donation towards cxc examination fees for 2 schools University of the West Indies Cricket Scouting Camp St Andrew Parish Church To purchase tickets to their annual harvest supper Business & Professional Jamaica Fire Brigade Donation toward staging of Fire and Life Safety Week Women’s Club Donation to fundraising tea party Lions District Governor To support Gala Charity Ball by purchasing tickets Violet O J Nicholls Primary School Ministry of education family book feud Jamaica Chamber of Commerce To support the 36th annual Grand Charity Ball Sandy Point Primary Science habitat competition University of the West Indies Invited to be a bronze sponsor of the 5k Emmanuel Richards St Hugh’s High School PTA Reverse of GJE -- For CHK 2294 Summer Football Summer camp Nexxt Generation United Youth Against Violence fundraiser Regional Head Office St. Christopher Childrens Home Annual family fun walk & run Roman Catholic Bishop Kids Coalition/Youth Dept Annual summer camp of Bridgetown Michael Mansoor Scholorships Estridge Primary School Annual graduation ceremony The Hospital for Sick Children Tucker Clarke School Annual graduation Foundation Fourth tranche of funds under MOU Saddlers Primary School Annual graduation Ann Hill School Support sports programme in school/wildey branch SKN Fire and Rescue Services Aannual summer safety camp Broadway to Barbados SKN Fire and Rescue Services Annual summer safety camp Charitable Trust Support to the trust to assist the QEH Laureen James Tyrell Williams fruit day fundraising West Terrace Primary - Barbados Painting of West Terrace Primary School Park/ Joseph N France General Hospital Annual fundraising benefit Warrens branch St. Paul’s Primary School Annual graduation Sayes Court Home Provide new outfits for 34 children at the Sayes Cayon Primary School Annual graduation Court Home/Treasury, market risk and client sol... Seventh Day adventist Primary Annual graduation Challenor School Adult training facility at challenor school- Rotary Club of St Kitts Fundraising benefit for porstate screening Ten Habitat Entrepreneurinal assistance Ade’s Place Donation to luncheon benefit in aid of Ade’s The Daniel Best Medical Fund Support Daniel Best medical fund Place-Mentally challenged persons Healthy Caribbean Coalition Year one MOU Cappisterre Dev. Football League Donation towards youth football competition University of the West Indies UWI YDP anti volence programme St.Lucia Charlestown PreSchool Charlestown PreSchool-Benches B’dos Vagrants and Homeless Rotary Club of Limuiaga Primary school spelling bee Society Donation towards feeding program 100K bbd over Cayon High School Annual graduation ceremony 5 years Nevis Renal Society Fundraising gala Barbados Youth Business Trust Regional support of YBT Salvation Army Annual red kettle appeal Salvation Army St Lucia Pre school renovation Sandy Point High Sandy Point High beautification project Dominica Youth Business Trust Regional support of YBT 2014-2017 Basseterre High School Annual prize giving ceremony

28 The FirstCaribbean International ComTrust Foundation | Social Annual Report Beneficiary Project Beneficiary Project

St. Lucia XS Productions Donation towards kite festival ABC Funhouse Preschool 2016 Adopt A Cause St. Jude’s Hospital Donation towards cost of banner for St.Jude’s Salvation Army St Lucia Annual Kettle Appeal Health Fair Holy Family Children’s Home Refurbishment Victoria Hospital In support of the nurses in reognition of international Advizze Consulting Inc Donation towards cost of Job Fair Expo as part of nurse’s day a youth development initiative Piaye Combined School Donation towards graduation ceremony Carmen Rene Memorial School Donaton towards annual sports meet Anse La Raye Primary School Donation towards graduation ceremony Monchy Primary School Donation towards annual sports meet St. Lucia Natl Steelbands Assoc. Donation towards national Panorama Augier Combined School Donation towards annual sports meet Just US Kids Donation towards the junior stilt walkers Ave Maria Girls School Donation towards annual sports meet National Community Foundation Donation towards the national telethon to assist George Charles Secondary Donation towards annual sports meet with community projects and the under privileged Marchand Combined Schools Donation towards annual sports meet Patience Combined School Donation towards school repairs Pierrot Combined School Donation towards annual sports meet The Salvation Army Donation towards a fundraising activity to assist Reunion Primary School Donation towards annual sports meet the organisation in providing assistance to th... Vieux Fort Primary School Donation towards annual sports meet Monchy Primary School Donation towards educational visit at the Papillon Choiseul Secondary School Donation towards annual sports meet Hotel Vieux Fort Infant School Donation towards annual sports meet Soufriere Primary School Donation towards the purchase of uniforms for the Millet Primary School Donation towards annual sports meet sports committee of the school Dugard Combined School Donation towards annual sports meet District 6 Sports Committe Donation towards kiddy cricket festival Delcer R C Combined School Donation towards annual sports meet International School Donation towards the school’s graduation ceremony Gros Iselet Secondary School vonation towards ceremony for staff and students Legacy Junior Carnival Band Donation towards the junior band Soufriere Comprehensive School Donation towards educational trip for the spanish Fond St Jacques Day Care Centre Donation towards transition exercise students Natl Council of Disabled Persons Donation towards camp for children with disabilities St. Lucia Amateur Swim Association Donation towards the association’s annual awards Royal Saint Lucia Police Band Donation to support the royal Saint Lucian Police Band ceremony ST Lucia Crisis Centre Donation towards funraising efforts of the Saint Rotary Club of St Lucia Donation towards community projects Lucian Police Band Lions Club of Gros Islet Donation towards charitable golf tournament. the Canon Laurie Anglican Primary Donation towards the school’s graduation ceremony funds from this initiative assist the kids in s... Vide Bouteille Secondary School Donation towards the school’s graduation ceremony District 6 Sports Committe Donation towards district VII track and field meet Mon Repos R C Combined School Donation towards the school’s graduation ceremony Women’s Support Centre to asssit centre in its continued efforts to provide Clendon Mason Secondary School Donation towards the school’s graduation ceremony support to women who have been abused Laborie Boys Primary School Donation towards school’s graduation ceremony St. Lucia Crisis Centre To asssit centre in its continued efforts to provide Delcer Pree School Donation towards school’s graduation ceremony support to women who have been victims of d... Anse Ger Future Scholars Centre Donation towards school’s graduation ceremony Sir Arthur Lewis Community College Support of effortsowards transformation to James Pre School Donation towards school’s graduation ceremony university college Blanchard Combined School Donation towards school’s graduation ceremony Soufriere District Education Office Donation towards annual district meet Millet Primary School Donation towards school’s graduation ceremony Vieux Fort South Disaster Piaye Secondary School Donation towards school’s graduation ceremony Committee Donation towards disaster risk training Leon Hess Secondary Donation towards school’s graduation ceremony District 3 Education Office Donation towards District 3 Primary school’s Soufriere Primary School Donation towards school’s graduation ceremony athlectic meet Plain View Combined School Donation towards school’s graduation ceremony Star Publishing Co. (Newspaper) Donation towards a prize for essay competition Augier Combined School Donation towards school’s graduation ceremony Faces of Cancer St Lucia Fundraising event to assist persons battling cancer Entrepot Secondary School Donation towards school’s graduation ceremony Rotary Club of St Lucia Donation towards anti-drug youth camp Boguis Primary School Donation towards school’s graduation ceremony Soufriere Infant School Donation to assist with upgrade of the school’s Soufriere Comprehensive School Donation towards school’s graduation ceremony playground Sea Jays Swim Club Donation towards t-shirts for swimmers for the Micoud Secondary School Donation to graduation ceremony annual Karen Beaubrun Swim Vieux Fort Comprehensive School Donation to graduation ceremony Sir John Compton Memorial To assist less fortunate children

The FirstCaribbean International ComTrust Foundation | Social Annual Report 29 Beneficiary Project Beneficiary Project

St. Maarten (Dutch) Diocese of Kingstown Purchase of tickets for Easter concert Methodist Agogic Center Students of the MAc caroling at the branch on High Grade Turorial Inc Contribution to Mind Over Matter Campaign-assistance Dec 8,2016 against mental illness and those affected St. Maarten’s Lions Club Donation to gift basket for fundraising annual bingo St Vincent Grammer School Purchase of tickets for Talent Explosion re proceeds Kooyman Mega Store Donation to purchase a trimmer for school garden towards library rehabilitation project by Green Star Foundation Sion Hill Euphonium Steel Youth development/ Pan Summer Programme Sister Borgia Sister Borgia students caroling choir Interactive Media Sponsor of Best of SVG awards Sundial School Annual financial donation to graduation 2017 Carnival Development Corp. Purchase of tickets for Ms. SVG in support of Oranje Primary School Donation to 30yrs celebration of book week Carnival/culture Milton Peters College Sponsorship to participate in olympic moves Sports Locka Plus Purchase of trophies,medals as sponsors for min competition in the Netherlands health nutrition awareness week Milton Peters College Donation to students of Mathematics A-Lympiad St Vincent Grammer School Purchase of trophies medals as sponsors for Min. 2016-17 Health Nutrition Awareness Week SXM Sharks Swim Team Donation to fundraising event to raise funds for Vincy Splash Contribution towards youth summer programme travel to St.Lucia for competition Island Wide Fitness Support towards diabetes and hypertensive SXM MOOT Foundation To assist team to participate in the MOOT court association re:obstacle run competition in The Hague Netherlands SVG Masters Cricket Tournament Sponsorship towards cricket tournament St. Maarten Golf Association Gold sponsor for 25th St.Maarten open SVG Gymnastics Association Support towards gymnastics re:spring floor Voice of the Youth Donation:a gendas for students attending various SVG System 3 Sports Academy Contribution towards summer soccer programme high schools Argyle International Airport Back to school programme Milton Peters College Students & teachers educational excursion to the Jonique Chance Purchase of 2 tickets for women in business Netherlands empowerment session Now You Know Breakfast program to assist provide 1 meal per day Mustique Company Contribution to fun walk for educational support for 35 students programme LAB Sports Academy 16th annual interscholastic FCIB youth tennis tournament The Bahamas Red Cross St. Maarten Hurricane Irma relief effort SXM Unity House Seniors’ Home To assist with food supplies for Unity House Seniors’ Home St. Vincent & Grenadines AIDS Foundation of Bahamas To assist with AIDS Foundation’s Outreach Program Coreas Distribution Ltd Purchase of tickets to raise funds to assist for kids infected and affected by HIV community outreach Programme Hands for Hunger To assist with expenses for provision and cost of St George’s Cathedral Cathedral refurblish work serving meals to less fortunate The Salvation Army Purchase of tickets Roots Junkanoo Group To assist with 2016 Boxing Day and 2017 New Year’s Care SVG Contribution towards HIV Aids Unit Day parades Diabetes & Hypertension Assoc. Supporting physical fitness and healthy lifestyle One Family Junkanoo Group To assist with 2016 Boxing Day and 2017 New Year’s through glow run Day parades Fairhall Primary For the purchase of special educational materials Prodigal SOns Junkanoo To assist with 2016 Boxing Day and 2017 New Year’s for students with learning dificulties Day parades Be Fit Movement Supporting physical fitness& healthy lifestyle Genesis Jukanoo To assist with 2016 Boxing Day and 2017 New Year’s through dance for firness event Day parades Argyle International Airport Support the historic moment of new international Colours Junkanoo Group To assist with 2016 Boxing Day and 2017 New Year’s airport through the purchase of Polo tees. Day parades The Kidney Society of SVG Bronze sponsor of wine and cheese event, proceeds Fancy Dancers Junkanoo Group To assist with 2016 Boxing Day and 2017 New Year’s in aid of dialysis treatment for patients with... Day parades Girls High School Purchase of tickets re Drama Festival Original Congos To assist with 2016 Boxing Day and 2017 New Year’s Luke’s Kids Club Purchase of tickets for Creole Day re proceeds to Day parades finance kids summer programme

30 The FirstCaribbean International ComTrust Foundation | Social Annual Report Beneficiary Project Beneficiary Project

The Bahamas (continued) Junior Achievement Grand Redland Soldiers Junkanoo Group To assist with 2016 Boxing Day and 2017 New Bahamas Cost of JA programme for the 2017-2018 school yr Year’s Day parades Bahamas Institute of Financial Conquerors for Christ Junkanoo Services Donation to assist with annual G12 program, Group To assist with 2016 Boxing Day and 2017 New a program for high school students Year’s Day parades Rotary Club of West Nassau To assist with summer boost program Saxons Superstars Junkanoo Rotary Club of East Nassau To assist with fundraising event for local charities Group To assist with 2016 Boxing Day and 2017 New ACE Diabetes To assist with educating the public on diabetes as Year’s Day parades well as testing individuals for this disease Valley Boys Junkanoo Group To assist with 2016 Boxing Day and 2017 New AIDS Foundation of Bahamas To assist with kitchen repairs at Centre Year’s Day parades Bahamas Feeding Network To assist with provision of meals to homeless and Body of Christ Crusaders disadvantaged individuals in the community Junkanoo Group To assist with 2016 Boxing Day and 2017 New Battle for Atlantis To assist with purchase of tickets for underprivileged Year’s Day parades children Children In Need Charity Sponsorship of Errol Brown golf tournament to Bilney Lane’s Children Home To assist with operational expenses for children’s raise funds for children’s charity home Lowe’s Pharmacy Contribution to celebrate international women’s day Children’s Emergency Hostel To assist with operational expenses for children’s Bahamas Swimming Federation Sponsorship of CARIFTA swimming championships home Bahamas student of the year Elizabeth Estates Children’s Home To assist with operational expenses for children’s Awards Scholarship donation home Kingdor National Parkinson Hands for Hunger To assist with provision of meals to homeless and Foundation Purchase of Tables for fund raiser disadvantaged individuals in the community Freedom Farm Baseball League Sponsorship of youth baseball team Junior Achievement To assist with scholarships for Junior Achievement Mario Ford Baseball Program Annual Youth Baseball Program program Urban Renewal 2.0 Band To assist with youth music program Nazareth Centre To assist with operational expenses for children’s Rotary Club of East Nassau To assist with 31st annual golf tournament home Atlantic Medical Medical Insurance Cost of staff participating in 2017 fun run walk Eagle Nest Youth Dev To assist with youth program Kevin Johnson Basketball Camp To assist with annual youth basketball camp Hopedale Centre To assist with operations of Center for handicapped Royal Bahamas Police Force individuals Nat’l Crime To assist with annual summer youth program Unity House To assist with expenses for home for elderly individuals Junior Baseball League of Nassau To sponsor youth baseball program Grand Bahama Home for Z Bandits Summer Youth Outreach To assist with annual summer youth program the Aged To assist with expenses for home for elderly individuals Project Read Bahamas Cost of installation of air conditioning for project Grand Bahama Children’s Home To assist with operational expenses for children’s read building home Royal Bahamas Police Force PACE Grand Bahama To assist org with the education and support for Dependant Trust Donation to organisation that assists dependants teenage mothers of fallen/incapacitated police officers Governor’s Harbour Cultural To assist with youth march and rally in Eleuthera Bahamas Nat’l Council for Disability Donation towards purchase of a bus Pinders Custom Brokers Customs and brokerage charges for 2016/2017 walk Royal Bahamas Police Force - for the cure t-shirts Central To assist with 24th annual police summer youth Canadian Cultural Committee To assist with annual Xmas tree lighting ceremony at program government house Sister-sister Breast Cancer To assist with annual prayer breakfast The Crisis Centre To assist organization with their work in helping The Boys’ Brigade Annual summer day camp abused individuals Bahamas Red Cross Annual membership Dignified Girl Project To assist with distribution of basic feminine care The Salvation Army Donation to assist with charitable programs in the packages to disadvantaged girls in the community community

The FirstCaribbean International ComTrust Foundation | Social Annual Report 31 Beneficiary Project Beneficiary Project

The Cayman Islands (UK) Turks & Caicos Islands (UK) Kings Sports Centre Kings- Season 2 youth hockey team sponsor Provo Children’s Home Birthday celebrations for residents Hurley’s Media Ltd. Title sponsor-GuyFawkes event youth sailing Marjorie Basden High Towards purchase of trophies and medals for Cayman Islands Hospice Care Annual donation school’s annual sports day Cayman Islands Crisis Centre Annual donation-walk/run Turks & Caicos Hotel & Tourism Cayman Heart Fund Annual donation Assoc. Towards annual star awards,hotelier of the year Pirates Week Annual donation-childrens’ fun fair/bicycle sponsor TCI Drug Prevention Foundation Three tickets in support of their annual fundraiser Lions Club of Grand Cayman Children’s annual christmas party for the needy Hope Foundation of Autism Family Serivice Children Annual Christmas Party with Family Awareness Purchase tickets to be worn in April in recognition Service on world autism awareness Cayman Island Cancer Society Annual Water Station Sponsor for National Walk Best Institute Donation to inter-house sports Kings Sports Centre Annual season youth team hockey scholarship Grand Turk Fishing Tournament Inc. Donation towards annual fundraiser Cayman Islands Little League Annual season youth team donation Crime Stoppers Turks & Caicos Donation towards their annual fundraiser Cayman Islands Chamber of TCI Design Donation towards purchase of T-Shirts in support of Commerce Annual earth day clean up child abuse prevention month Cayman Islands Humane Society Annual donation to shelter Shining Star Preparatory School Donation towards annual graduation and Flowers Sea Swim Sponsorship Silver sponsor presentation awards ceremony Cayman Islands National Museum Annual corporate donation National Cancer Society of TCI Donation towards “A Night for the Fight for all Triple C School Annual fundraiser 5k walk/run to raise funds for Cancers” youth development TCI Commonwealth Games Donation towards the commonwealth games YMCA - Cayman Islands Ruby sponsor Co-founder of program Community Christian Academy Donation towards trophies for their graduation F C International Annual youth summer football camp sponsor ceremony Agape Family Worship Centre Annual youth summer football cap sponsor “Kicks Wesley Methodist Church Donation towards trophy for annual graduation Football Camp” awards Pirates Week Annual sponsor children’s family fun day TCAAF Donation towards annual fundraising event re. Hurley’s Media Ltd. Annual title sponsor “Guy Fawkes Event” Raising HIV&AIDS funds for the youth water safety and sailing club Ianthe Pratt Primary School Donation towards school prize-giving ceremony Hurley’s Media Ltd. Christmas for kids party for less fortunate- annual Raymond Gardiner High School Donation towards academic awards for class of 2017 donation Society of St. Vincent De Paul Donation towards the hosting of youth camp for Cayman Islands Veterans Assoc. Annual donation students Hurley’s Media Ltd. Annual title sponsor “purple ribbon pledge” Red Cross Donation towards charity hurricane relief efforts Anti-drunk driving campaign Provo Chamber of Commerce Donation towards sponsorship of a business recovery National Council of Voluntary Org. Annual donation foster home expo to assist the small business community ... The Crisis Centre Annual donation premium sponsor “Jingle bells TCI Government/Community walk/run” Parks To reverse liabilities accrued on Oct 2016 To assist children with special needs Trinidad & Tobago Gift for Life Foundation Chaguanas FC opening Roy Cape Foundation Funding for tutoring and establishment of music education programmes for the under privileged Living Water Community Contribution to food bank Trinidad and Tobago Allstar Assoc. Sponsorship for cheer and dance competition Moms for Literacy To sponsor a child to read C’bbean Kids & Family Therapy Org. To assist children with special needs

32 The FirstCaribbean International ComTrust Foundation | Social Annual Report Notes

The FirstCaribbean International ComTrust Foundation | Social Annual Report 33 Notes

34 The FirstCaribbean International ComTrust Foundation | Social Annual Report Notes

The FirstCaribbean International ComTrust Foundation | Social Annual Report 35 The CIBC logo is a registered trademark of Canadian Imperial Bank of commerce, used by FirstCaribbean International Bank under license.