HLB CARD OFFERS (“OFFERS”) HONG LEONG BANK BERHAD AND HONG LEONG ISLAMIC BANK BERHAD CARDHOLDER DEALS TERMS AND CONDITIONS As of 21 September 2021

Important Notes:

 By participating in these Offers, the Cardholders are deemed to have read, understood and agreed to be bound by all T&Cs in this document and agree to be bound by the terms and conditions governing the respective promotions set out by the merchant(s) (if any).  The Offers offered by merchants via Hong Leong Bank Berhad (“HLB”)/Hong Leong Islamic Bank Berhad’s (“HLISB”) (collectively referred to as “the Bank”) are applicable to all cardholders (“Cardholders”) of Hong Leong Bank Debit Card/Hong Leong Islamic Bank Debit Card-i and Hong Leong Bank Credit Card (“Card”).  The Offers cannot be exchanged for cash, cheque, or in kind and is not transferrable to any third party.  The Offers cannot be used in conjunction with any other discounts, privileges and promotions unless otherwise stated.  All monetary denotation will only be in Ringgit (“RM”).  The merchants and the Bank reserve the right to change these terms and conditions at any time by publishing the updated terms and conditions on the Bank’s website.  The Bank is not affiliated with the merchant(s) and makes no representation or warranty with respect to the quality and suitability of products and services offered. The Cardholders shall at their own cost and expense, refer to the respective merchant(s) for any changes, losses or damages resulting from these offers without recourse to the Bank.  In the event of any discrepancies between these T&Cs as compared to the advertising, promotional, publicity and other materials relating to or in connection with this Campaign and/or Promotion, the final T&Cs advocate by the respective merchants shall prevail.  All pictures shown are for illustration purposes only.

1. Amazin’ Graze a) Cardholders who use the Card to make payment will be rewarded with 10% OFF storewide or one (1) mini snack b) The promotion period is from 01 July 2021 to 30 June 2022. c) The promo code must be enteredupon check out: o For 10% OFF storewide: AG2021HLB10 o For complimentary mini snack: AGHLB-MINI d) Offer is not stackable with ongoing offers, promotion and reward points. e) Offer is valid for both new and existing cardholders. f) Offer is valid for multiple redemptions. g) Offer is only valid on Malaysia website. h) The promotion is applicable nationwide. i) The delivery fee is not inclusive. j) Amazin’ Graze reserves the right to alter, cancel, terminate or suspend the Promotion or any part thereof or any part of the applicable terms and conditions from time to time, with or without any prior notice. k) Hong Leong Bank makes no representation or warranty for product and services offered by Amazin’ Graze and shall not be liable or responsible for any changes, claims, loss or damages resulting from this offer. Pictures shown are for illustration purposes only.

2. Boozeat a) Cardholders who use the Card to make payment will be rewarded with one (1) whisky glass. b) No minimum purchase is required. c) Applicable for storewide purchase. d) Key in promo code: HLBZWHISKY upon checkout to enjoy the offer. e) Offer is valid only if all the above requirements are fulfilled. f) For any enquiries, please contact us through +60102283211 or [email protected].

1

g) This promotion is available from 01 January 2021 to 31 December 2021

3. CakeRush a) Cardholders who use the Card to make payment will be rewarded with 10% OFF storewide with no minimum spend. b) The promotion is available from 01 May 2021 to 30 April 2022. c) The promo code (“HLB2021”) must be entered upon checkout at CakeRush’s website (www.cakerush.my) to enjoy the offer. d) Voucher can only be applied once per order. e) Voucher is limited to one (1) redemption per customer. f) Voucher cannot be combined with other promotions. g) No cash alternatives or refund will be offered in lieu of the discount. h) CakeRush’s terms and conditions apply, please visit https://www.cakerush.my/pages/terms- and-conditions for further information

4. Cake Together a) Cardholders who use the Card to make payment will be rewarded with 10% OFF b) Offer is only applicable to the cake value. c) Offer is exclusive of delivery charges. d) Key-in promo code CTHLB10 in the checkout page to enjoy the promotion. e) Offer is only applicable in Cake Together’s operating cities within the Valley, Penang and Johor Bahru. f) The offer is non-transferable and non-cumulative and cannot be used in conjunction with any other discounts, vouchers, privileges or promotions unless otherwise specified. g) The offer cannot be exchanged for cash or other products. h) Offer is valid from 01 August 2021 until 31 July 2022.

5. Cat and the Fiddle a) Cardholders who use the Card to make payment will be rewarded with 15% OFF on Whole Cakes (Online only). b) Offer is not redeemable for cash. c) Offer is not valid with other vouchers and promos. d) Offer is not valid for Fickle Feline Cake. e) Offer can be redeemed via promo code: ORDERHLB15 upon checkout. f) Offer is valid from 1 August 2021 until 31 July 2022.

6. DeliverEat a) Cardholders who use the Card to make payment will be rewarded with Free Delivery (worth RM5) with a minimum spend of RM30. b) Redemption is valid via promo code: HLBMCD5 upon checkout at DeliverEat’s website (www.delivereat.my) c) The promo code is limited to six (6) redemptions per user per month throughout the promotion period. d) This promo is not valid with other promotions in store. e) Promotion is valid from 1 August 2021 to 31 December 2021.

7. Eat Cake Today a) Cardholders who use the Card to make payment will be rewarded with 10% off with a minimum spend of RM80. b) Redemption is valid via promo code: HLB10 c) Multiple redemptions throughout the promo period are allowed. d) This promo is not valid with other promotions in store. e) This promo excludes delivery charges. f) Promotion is valid from 01 January 2021 to 31 December 2021.

8. Elevete Patisserie

2

a) Cardholders who use the Card to make payment will be rewarded with 10% OFF with a minimum spend of RM100. b) The offer is not applicable with other ongoing promotions. c) The offer is excluding delivery fee. d) The offer is valid for new and existing Elevete Patisserie registered users. e) The offer is not exchangeable for cash or other items. f) The offer is valid for multiple redemptions. g) Cardholders can only apply one (1) promo code for a single purchase. h) Apply promo code “HLB10off” upon checkout to enjoy the promotion. i) The offer is valid from 01 October 2021 until 30 September 2022.

9. Hawkr a) Cardholders who use the Card to make payment will be rewarded with 15% OFF total order and delivery fees for all self-pick-up and delivery orders made through www.hawkrfood.com b) Promo code can be used for an unlimited number of times. c) There is no minimum order to qualify for the discount. d) There is no maximum cap for the discount amount. e) The offer is for both new and existing cardholders. f) Offer can be redeemed via promo code: HLBXHAWKR. g) Present your Hong Leong Credit or Debit Card before ordering & making payment. h) This promotion cannot be used in conjunction with any other discounts, privileges and promotions unless otherwise stated. i) Offer is valid from 01 June 2021 until 31 May 2022.

10. Junandus a) Cardholders who make payment using the Card will be rewarded with a free Chocolate Pralines worth RM25 with a minimum spend of RM80. b) The complimentary Chocolate Pralines are subject to stock availability. c) Offer valid from 23 August 2021 till 30 June 2022. d) Valid for online purchase at https://junandus.com.my/ e) Key in promo code: HLBJNDS upon checkout to redeem the offer. f) Delivery within the only. Delivery fee is subject to the area. g) Deliveries are not available to , Rawang, , Bandar Sri Coalfields, , Teluk Panglima Garang, , , , KLIA. h) Available from Mon - Sun: 9:00 a.m. – 6:00 p.m., except Public Holidays. i) Not valid with any other promotions. j) Vouchers are non-exchangeable and non-refundable for cash. k) Unutilized amount is non-refundable.

11. Salad Atelier a) Cardholders who make payment using the Card will be rewarded with one (1) complimentary set of 5 Piece Snack Meatballs with a purchase of one (1) Main Meal. b) The complimentary set of 5 Piece Snack Meatballs is subject to stock availability. c) Offer valid from 15 September 2021 till 30 November 2021. d) Valid for online purchase at order.saladatelier.com. e) Key in promo code: HLBDEAL upon checkout to redeem the offer. f) Takeaway charges apply. g) Offer is not applicable for Groceries, Salad Package Challenge, Snack Meatballs, Beverages, Meal Prep Protein, and Cooking Essentials. h) Offer is not valid for redemption at Salad Atelier@Red Q. (i) Not valid with any other promotions. i) Vouchers are non-exchangeable and non-refundable for cash. j) Offer is only limited to one (1) redemption per receipt. k) Splitting of receipt is not allowed.

12. ShopeeFood a) Cardholders who make payment using the Card will be rewarded with RM7 OFF with a minimum spend of RM20.

3

b) Promotion is valid from 24 September 2021 to 26 September 2021 c) Promotion code “SFHLB” is required at the checkout page to be entitled for the discount. d) Voucher is valid on a first come, first served basis only. e) Voucher is valid on all stores on ShopeeFood. f) Voucher is valid for Shopee App checkouts only. g) Voucher is valid for one-time use only, regardless of the number of accounts owned by the user. h) Shopee reserves the right to amend/cancel the promotion. For enquiries or assistance, please contact Shopee Customer Service at +603 2777 9222.

13. ShopeeFood a) Cardholders who make payment using the Card will be rewarded with RM7 OFF with a minimum spend of RM12. b) Promotion is valid from 27 September 2021 to 28 September 2021 c) Promotion code “SFDHLB” is required at the checkout page to be entitled for the discount. d) Voucher is valid on a first come, first served basis only. e) Voucher is valid on all stores on ShopeeFood. f) Voucher is valid for Shopee App checkouts only. g) Voucher is valid for one-time use only, regardless of the number of accounts owned by the user. h) Shopee reserves the right to amend/cancel the promotion. For enquiries or assistance, please contact Shopee Customer Service at +603 2777 9222.

14. Sofilicious, Sofitel a) Promotion is valid from 01 September 2021 to 28 February 2022 b) The discount is not applicable for any promotional items c) Offer cannot be combined with other online redemption or voucher codes. d) Discount is not applicable for the delivery fee. e) The discount is applicable for food and beverage orders from www.sofilicious.sofitelkldamansara.com f) Promotion code “HLB15” is required at the checkout page to be entitled for the discount.

15. The Good Stuff a) Cardholders who use the Card to make payment will be rewarded with one (1) Roku Gin with a minimum spend of RM1,000. b) Minimum spending is required only on Alcohol Bottles. c) Offer is valid from 01 January 2021 until 31 December 2021. d) Applicable to both new and existing customers. e) Applies to all items EXCEPT sale items. f) Key in promo code: THEGOODHLB upon checkout to enjoy the discount. g) This promotion cannot be used in conjunction with any other discounts, privileges and promotions unless otherwise stated. h) This promotion is available from 01 January 2021 to 31 December 2021.

16. Zuspresso a) ZUS Coffee reserves the right to amend/cancel this promotion with a week’s notice. b) Payment must be made via ZUS Coffee's Mobile App using ZUS Balance only with a minimum purchase of two (2) handcrafted drinks. c) Each Cardholder is limited to one (1) redemption throughout the Promotion Period, 15 August 2021 till 30 November 2021. d) Key in promo code: ZUSHLB15 upon checkout to enjoy the discount. e) This Voucher Code is valid for Pickup and Delivery at ZUS Coffee outlets only. f) This Voucher Code is not applicable with any other ongoing promotions, discounts, vouchers, or membership privileges. g) This Voucher Code is not eligible for ZUS Coffee Club's cup count collection for a complimentary drink. h) This Voucher Code is not exchangeable or replaceable for cash.

4

i) ZUS Coffee shall be entitled to withhold any benefits under the services rendered if the Cardholders is found to have breached ZUS Coffee's Users Terms and Conditions. j) This Promotion is only applicable to handcrafted drinks and is not applicable to ZUS x Magnum, Bottled Drinks, Cakes, Pastries, Hot Meals, Healthy Snacks, Merchandise or any additional charges for modifiers to the standard drink (e.g. extra shot/extra syrup/extra drizzle/soy milk/almond milk/oat milk/ etc.)

5