Quick guide for transfers - ICM accounts

Log on to Jyske Netbank Erhverv at www. jne.dk (select English on the right side) Select: ”Payments – Payment from account abroad”. Please note: Deadline is the time for your final approval of the payment in Jyske Netbank Erhverv Transfers from account with Jyske Bank, Transfer to Recipient’s account Swift/BIC Please note Deadline abroad Acc. in Germany: ICM alm. Ovf. 1) IBAN Yes At 15.00 Urgent: ICM Ekspres ovf. IBAN Yes At 15.00 Abroad: ICM almindelig ovf. IBAN Yes EU payment in EUR (=SEPA) or Standard At 13.30 Urgent: ICM Ekspres ovf. Other currencies At 15.00 Repatriation: ICM Tømning Select an account from the drop- EUR to an EUR account in At 15.00 2) down list EUR or DKK to a DKK account in Denmark At 15.00 2) EUR to a currency other than DKK At 15.00 1) For transfers between own accounts with Jyske Bank Hamburg, the transfer type ICM almindelig ovf. must be used. In the field ”In payment of”, KONCERN-0 is to be entered. 2) In the field “In payment of” type “KONCERN-0” for same day value transfer (Payment Order must be received in Hamburg before 3 p.m. Otherwise, payment will be value next banking day). Please observe possible overdraft by valuedate. If you type “Koncern”, the payment will receive compensated value + 2 banking days.

Transfers from account in Norway (DNB) Transfer to Recipient’s account Swift/BIC Please note Deadline abroad Account in Norway: ICM alm. ovf. IBAN Can be entered In connection with OCR/KID payments, the account number At 13.45 or Account Number must be used When paying OCR/giro forms, enter only the KID reference (no preceding sign) in the field ”In payment of” Urgent: ICM Ekspres ovf. IBAN Yes At 14.45 Repatriation: ICM Tømning Select an account from the drop- At 13.30 down list

19-12-2018 Side 1/3

Quick guide for transfers - ICM accounts

Transfers from account in Sweden () Transfer to Recipient’s account Swift/BIC Please note Deadline abroad BANKGIROT: ICM alm. ovf. Bank giro No. (7-8 digits) BGABSESS When paying giro forms, enter the OCR reference At 15.15 + name, street, postal code and in the field “In payment of” (no preceding sign) on the day before Please note: Plusgirot city 2) There must be sufficient funds in the Swedbank account to the date of payment CANNOT be used. 1) Account numbers starting with cover all payments at 16.00 on the day before the date of 3) 9960 are Plusgirot accounts payment. Bank account in Sweden: Bank account number + name, Yes IBAN cannot be used. At 15.15 ICM alm. ovf. street, postal code and city 2) on the day before the (however, always select transfer date of payment to BANKGIROT if the giro number Accounts with numbers Do not enter anything in the field “Bank”. has been stated. Then beginning with 9960 are beneficiary will receive an Plusgirot accounts and cannot be SALARY: Enter, for instance “SALARY September” in the field advice). used. “In payment of” If the payment is not for a bank giro number, you cannot post- If the recipient’s account is with Swedbank or Sparbank, and date the payment. the account number begins with 8 and totals 15 digits, the fifth digit is not to be entered. Example: The account number 890123456789012 is to be entered in this way: 89013456789012. There must be sufficient funds in the Swedbank account to cover all payments at 16.00 on the day before the date of payment.3) Urgent: ICM Ekspres ovf Select an account from the drop- Urgent transfers are not possible from the account in Sweden. down list Order instead an urgent international transfer from an account with Jyske Bank. Repatriation: ICM Tømning Select an account from the drop- To be ordered in SEK 1) At 13.30 Please note: Cross-Border down list Payments A payment cannot be post-dated. The payment will be effected At 16.30 on the same day if the payment is approved by Online Banking within Swedbanks deadline. 1) Transfers to Plusgiro accounts can instead be ordered as an international transfer from an account with Jyske Bank using IBAN and BIC. 2) If there are errors in the account number/bank giro number, or if Swift/BIC has not been entered, an advice of payment/”cheque” will be sent to the recipient (can be cashed at a bank or a post office). 3) For instance, payment is to be effected on Friday. The payment is ordered in Jyske Netbank Erhverv on Thursday by 15.15. On Thursday at 16.00, there must be sufficient funds in the account to cover the payment. The amount is deposited into the recipient’s account on Friday at 14.00. If several payments are sent on the same day with the same date of payment, there must at 16.00 on the day before the payment date be sufficient funds in the account to cover the total amount (‘delivery) otherwise the whole ‘delivery’ will be rejected. 19-12-2018 Side 2/3

Quick guide for transfers - ICM accounts

Transfers from account in Finland (Aktia) Transfer to Recipient’s account Swift/BIC Please note Deadline abroad Account in Finland: ICM alm. IBAN Yes In connection with Giro payments with structured references, At 12.15 (Danish only the reference stated is to be entered in time) ”In payment of”, for instance,: /REC/REF4884 Urgent: ICM Ekspres ovf IBAN Yes At 12.15 (Danish time) Repatriation: ICM Tømning Select an account from the drop- At 12.15 (Danish down list time)

Transfers from account with Jyske Bank, Transfer to Recipient’s account Swift/BIC Please note Deadline abroad Account in the UK: ICM alm. Account number (8 digits) Yes Enter the SC in Bank code (SC = Sorting Code – 6 digits) At 13.00 (Danish “In payment of …” The message can be up to 18 characters. time)

Account in the UK: ICM alm. IBAN Yes At 13.00 (Danish time) Repatriation: ICM Tømning Select an account from the drop- At 13.00 (Danish down list time)

Transfer from account with Jyske Bank, Denmark, to own account abroad: Select “International payment”. To Jyske Bank, Hamburg: Transfer type: Own account with Jyske Bank, deadline for same day value: Monday – Thursday: 2.45 p.m., Fridays 1.45 p.m. The amount must be covered by the balance of the from-account. To banks in other countries: Deadline in Jyske Netbank Erhverv is at 3 p.m. (for transfer to DNB, however, the deadline is at 2 p.m.).

Intra-group transfer from own account abroad to an account in another country: Transfer type ICM Koncernoverførsel: Can only be used for intra-group transfers between own accounts with foreign banks.

Own voucher number: Your own reference/voucher number can be entered in the field “Own voucher number”. Please note that only the first 16 characters will be sent to the bank. There may be banks abroad that cannot enter the voucher number in the account entry.

For further details on country and bank-specific rules, please inquire with Jyske Bank’s International Payments.

19-12-2018 Side 3/3