1900 ^Wns^ "^SHIUTO, Page G42 NEW MEXICO. For Interest Rates, Days of Grace, ^Commercial Lawyers, Page 5fi4 and Legal Holidays, see Pajre- 13. SURP. CASH PAID-UP DEPOS­ DliCOUSTB, TOWN AND COUNTY. NAME OP BANK. PRESIDENT. VICE-PRESIDENT. CASHIER. ASS'T CASHIER. AND AND EX­ PRINCIPAL CORRESPONDENTS. § State. \ rrivate. Est. CAPITAL ITS. STOCK a A*B ^County Seats. PROP. SICUMTIU. CHANGES!

AAlamogordo..Otcro L 8 First National Bank. 1000 Henry J. Anderson Robert H. Pierce. John M. Wyatt. $ 25.000 IS T5,000 '$ 63,800 ,$ 30,000 N.B.Rcp.,N.Y.; Bkrs.X.B.,Chi.; Den.N.B.,Den. AAlbuquerque.BcrnaUllo Bank of Commerce §'90 M.S. Otero W.S. Strickler... W.S.Strickler. W. J. Johnson 72,400 !$15,C00 516,150 430,000 154.000 Han. N. Bk., N. Y.; Cont. N. Bk.. Chi.; N.Bk. Com., K. C; 1st N. Bk., Den.; Bk. of Cal., San F. " GC" First National Bank '78 Joshua S.Raynoldf M. W. Flournoy. Frank McKee.. 150,000 77,000 1,952,250 1,291,030 999,210 nan. N. B., N.Y.; 1stN. B., Chi.; N. B. Com., St. L., ACarlebad ....Eddy K 11 S.T. BITTING BAHK--S1M0 S.T. Bitting John Bradford.. 15.000 25,730 29,960 46,080 30,110 Cent.N.Bk.,N.T.; Cont.N.Bk.,SLL.; N.Ex. Bk.,Dal« First National Bank '98 H. J. Hammond. C. W. Cowdcn .... A. J. Crawford.. 25,000 0,250 114,000 70,000 50,030 Western Nat. Bk., N. Y.; Nat. Bk. Com., Kan. C. : Joyce, Pruit& Co r%\ Deralng Grant L4 Bank of Deming. J. SloatFassett... John Corbett L. H. Brown W. H. Guiney.. 30,000 12,510 245,010 83,090 197,410 Chase Nat. Bk.T N.Y.; 1st Nat. Bk., Chi. and San F.; Inter-Slate Nat. Bk. and Nat. Bk. Com.,Kansas C.

East LasVegas.S.Mig.E 9 Las Vegas Savings Bank 8'91 Henry Goke H.W. Keliy D. T. Hosklns, TV. 30,000 1,500 80,000 93,000 20,000 San Miguel National Bank, Las Vegas. AEddy Eddy K 11 (See Carlsbad.)

iHillsboro Sierra K 4 Sierra County Bank g'SOl J. W. Zollars.. W. H. Bucher.. 30,000 1,280 12 J,780 88,450 65,700 Kountze Bros.,N.Y.-,1st N.B.,Chi.; lstN.B.,ElPaeo.

ALasCruces.DonaAna L 6 Geo. D. Bowman & Son.f'80 n. D.Bowman... I. P. Sanford. 76,000 32,000 Chem. N.Bk.,N.Y.; IstN. Bk.,Chi. and El Paso. A Las Vegas.-San Miguel First National Bank "JO;| Joshua S. Raynolds John W. Zollars _ Alfred B.Smith.. 100,000 12,500 525,000 850,000 150,000 Chem. N.BkMN. Y.; IstN.Bk., Chi.; N.Bk. Com., St. Louis; Anglo-Calif. Bk., San F. o «« E9 •• San Miguel Nat. Bank....'^ J. M. Cunningham| Frank Springer... D. T. Hosklns. F. B. January.. 550,000 480,000 100,000 57,500 210,000 Imp. & Tra. N. Bk., N.Y.; Com'l N. Bk., Chicago. > Magdalenn..Socorro H 5 Frank G. Bartlett f M. S. Bartlett.... F. G. Bartlett.. Kountze Bros., N.Y.; Bk. of Com., Albuquerque.

Allaton Colfax C 11 Citizens Bank g'99. C. B. Kohlhonsen Fred Born S.W.Clark R. H. Carter. 27,250 •1,088 50,000 55,000 12,000 First Nat. Bk., N.Y. and Kan. C. FIRST NATIONAL BANK 92, Henry Goke John Jelfs C. N. Black well 75,000 20,000 190,500 166,500 119,000 Han. Nat. Bk.,N. Y,; Cont. Nat. Bk., Chi.; Nat Bk. Com.,K.C; Mer.-Lac. Nat. Bk„ St. L. B AKoewell Chaves J 11 FIRST NATIONAL BANK ^ W.H. Godair A.Pruit E. A. Cahoon.., R. M. Parsons . 50,000 29,7U0 323,430 227,210 176,480 Western and Han.N. Bks., N. Y.; Cont. N. Bk., St.L. San Marcial. -Socorro 16 J. N. Broyles rd3> J. N. Broyles.... 20,000 25,000 5,000 Han.N.B.,N.Y.; FirstN.B.,Chi.; N.B.Com.,K. C: B. of Commerce, Albuquerque. o John H. Vaughn 150,000 58,000 300,000 277,000 ASanta Fe.SantaFeE7 FIRST NATIONAL BANK TOj Rufus J. Faien 182,000 IstN. B., N. Y. and Chi.; N.B. Com.,St.L. w ASilvcr City ..Grant K 3 Silver City National Bank '86 James W. Giliett. Charles F.Grayson I John W. Carter... James S. Carter.. 50,000 35,010 800,410 314,300 53,180 Han. N.B., N.Y.; N. B. Com., St.L.; Un. N.B., K.C w Silver City Savings Bank§'99J James W. Giliett. C. C. Shoemaker. James S. Carter. Tr 15,000 w ASOCOITO Socorro I 4 W. H. Byerts. f 95 First Nat. Bk., Chi.; 1st Nat. Bk., Albuquerque. Price Brothers & Co +'9Sj E. L.Price Han. N.Bk., N.Y.; Bk. of Com., Albuquerque,N.M.I Springer Colfax D 10 Andrew Morton & Co V89, (Andrew and Julia] L. Morton) Andrew Morton. 20,000 3,020 21,290 26,420 17,900 Kountze Bros.,N.Y.; IstN. B., Trinidad, Colo., and w Las Vegas, N. M. ATaos Taos D 9 TAOS COUNTY BANK—S'81 Jnan Santlstevan P.S.Kittridge... C. Santistevan D. Cordova 50,000 2,000 35,850 75,550 9,000 1st Nat. Bk., Santa Fe; 1st Nat. Bk., Trinidad, Colo. White Oaka. .Lincoln 18 Exchange Bank §'92 j Jefferson Raynolde Geo. L.Ulrick... J. H. Canning Eugene L. Stewart! 30,000 aooo 80,000 75,000 55,000 First Nat. Bk., N. Y.; First Nat. Bk., Las Vegas. NEW MEXICO Map opposite page 234

Towns Accessible, Pag;e G42 For Interest Rates, Days of Grace, . and Legal Holidays, see Pago 13. Commercial Lawyers) Page BC4 „__

Adams ...Jefferson D 12 Citizens1 National Bank-'89 John H. Eastman. A. S. Thompson.. Herbert H. Waite . $ 50,000 $20,900 $277,070 $280,210 |$ 57,010 Fourth N. Bk., N. Y.; N.Y. State N. Bk., Albany. Farmers1 National Bank .'89 Isaac P. Wodell.. H. Fuller Geo. W. Hannahs. 65,000 1G.000 275,000 280,000 76,000 Mer.N.B.,N.B.of No.AmMandB.of N.Y.N.B.A.,N.Y.| Addison Steuben I 7 First National Bank.... '99 S. V- Lattimer B. G. Winton W. A. Cronk 50,000 8,380 216,460 217,540 49,190 Han. and Merc. N.Bks., N.Y.; Corn Ex. N. Bk.,Phil, , Afton Chenango 113 Church* Hill...-..—~t 76| M. G.IIill Fred Church George L. Church Chase National Bank, N. Y. Hanover Nat. Bk., N. Y.; Marine Bk., Buffalo. Akron Erie F4 Tabor & Wiltse + R. S. Tabor NEW YORK Map opposite page 245 OUR ADVERTISERS ESPECIALLY SOLICIT YOUR COLLECTIONS AND CORRESPONDENCE. 1900

CAPITAL, $200,000.00 SURPLUS, $1,000,000.00

(SAFE DEPOSIT DEPARTMENT) Deposits, $6,500,000.00

OFFICERS. S. M. CLEMENT, PRESIDENT. J. J. ALBRIGHT, VICE-PRESIDENT. J. H LASCELLES, CASHIER. H. J. AUER, ASSISTANT CASHIER. DIRECTORS. J. J. ALBRIGHT, BRONSON C RUMSEY, EDMUND HAYES, GEO. L. WILLIAMS, EDWARD H. HUTCHINSON, GEORGE B. MATHEWS, S. M. CLEMENT. 1900

MAP OP H.-lW YORK. New York-. INDEX TO COUNTIES.

Albany H 18 Allegany I 5

Broome.... I 19

Cattaraugus. I 8 Cayuga G in Chautauqua I 1 Chemung... I '.» Chenango ..H 13 Clinton ..A II Columbia ...I 19 Cortland ...H 11

Delaware ...I 15 Dutchess ...J 18

Rrie ...... G 8 Eases ...C 18

Franklin....B 17 Fulton F 16

Genesee F 5 Greene 1 17

TTanillton...E 16 Herkimer ..F 15

Jefferson ...C 12

Lewis D 13 Livingston .G 6

Madison... (I U Monroe F 6 Montgom­ ery G 16

Nassau C 5 New York ..C 4 Niagara F 3

Oneida... F 13 Onondaga., (ill Ontario G 8 Orange A 2 Orleans F 5 Oswego K 11 Otsego II 15

Putnam A 4

Rensselaer .G 19 Kix-kland.. .B 3

Saratoga... .F 18 Schenec­ tady .G 17 Schoharie. II 16 Schuyler .. II 9 Seneca .G 9 Steuben... ..I 7 St. Law­ rence .B 14 Suffolk I ; Sullivan I 15

Ttoga I io Tompkins ..H 10

Ulster.. -J 17

Warren E 18 "Washington F 19 Wayne F 8 t tester B 4 Wyoming ..G 5

G 8

See the following page for card of Seaboard National Bank, New York, 1900

THE ALBANY CITY NATIONAL BANK ALBANY, N. Y. CAPITAL AND SURPLUS. $400,000. OFFICERS. GEO. H, THACIIEB, PBESIDENT, GEO. I. AMSDEI.I,, VICE-PRESIDENT, JOHN E. WALKER, VICE-PRESIDENT CHARLES U* SABIEf. CASHIER, HUGH N, KIRKXAJNTD, Ass'T CASHIER. CONDITION AT THE CLOSE OF BUSINESS, JUNE 29, 1900, RESOURCES. LIABILITIES. Loans and Discounts, ----- $1,695,949.58 Capital Stock, ---,---- $ 300,000.00 U. S. and other Bonds, ----- 334,331.66 Surplus and Profits, -.---- 86,994.86 Banking House and other Real Estate, - 57,000.00 Circulation, ----____ 49,000.00 Cash and Reserve, ------1,108,420,70 * Deposits, -_--_-_- 2,759,707.08 $3,195,701.94 $3,195,701.94 DIRECTORS. GKO. II. THACHEB, President, (JEO. I. AMSlpEM^ Vice-President, JOHN E» WALKER, 2d Vice-Presitlent, AMASA J. PARKER, I>. CADY IIKRRICK, , * JOHN H. FARKKLL, JOHN HOWE, EDWIN "COUNTRYMAN, IfKNRY G. HURJ.E1GH, " PARKER CORNING, tOUIS G. HAMPTON, GERRIT Y. LANSING, CHARLES II. SARIN. Cashier. Designated Depositary of the and State of New York. RESERVE AGENTS POR NATIONAL AND STATE BANKS. The Officers of this Bank will be pleased to meet or correspond with those who contemplate making changes or opening new accounts. 1900 Towns AccoshiJ.^-**.—^^^^„T<»- ALBANY. (Albany.) H 19. County Beat. Population, 94,923. Ifor Interest KateH, I)ayt* of Gra«et and Xiegal IIollclays, se«j Page 13. SURPLUS LOANS STOCKS, XI us CASH NAME OF BANK. PAID-UT DUB TO INDIVID^] FBESIDENT. VICE-PRESIDENT. CASHIER. ASS'T CASHIEB. AND AND DIS­ BONES FROM ft State. + Private. CAPITAL BANKS* DEPOSITS AND Ex-j PRINCIPAL COERESFONDENTS. Eat. PROFITS. COUNTS. ETC. BANKS. CllANQEs] f Geo. H, ThacherJ George I, Amsdell Charles H.Sabin.. Hugh N. Kirkland $300,000 $ 98,000 SI,800,000 $1,150,000 $1,667,240| |$ 334,230 $ 993,700 $ 275,000 N, B. Hep., Cent, and WeBt. N. Bs.,N. Y.; John E. Walker, Cont, N.B., Chi.; N. Shawmut B.,Bos.;j ALBAMY CITY HAT'L BANK-^ j The officers oft] lits bank will 1K»| pleased to meet] or correspond w ith tlio| se whoc ontemp, late ma| king cli an go* o r op«nin|L S new Phil. N. B., Phil. ' I accounts. S EE ADVERTISEMENT ON OPPOSITE PAGE. Albany County Bank.. S""*l| John B. Camell ] James Moore ..„, W. N. S. Sanders. George C, Lee, JrJ 250,000 75,000 475,000 8C0,000 1,000,005 1,000 340,000 126,000 N. B. of No. Am. and Merc. N. B., N. Y.: First National Bank *G4 G. A. Van Allen . C. S. Merrill 1st N, B„ CM.; FrcemansN.B., Bos. C. Tremper, Jr. 200,000 117,260 no, 180 000,430 701,330 93,020 193,700 172,000 FirstandCont.N.Bs.,N.Y.;lstN.B.,BoB, Mechanics* & Farmers* Bank g111 Dudley Olcott Geo. G. Davidson. 250,000 960,840 22

fcJUKF. CASH PAID-UP DEPOS­ TOWN AND COUNTT. NAMB or BANK. PRESIDENT. VICB-PRESIBENT. CASHIER. ASS'T CASHfEK. AND AND Ex- PRINCIPAL COBKESPONDENTS. CAPITAL ITS. STOCHB ASD ^County Seats. SState. + Private. Est. PBOE. tJEGUkCTHH. CHANGES

A Albion Orleans F 5 Citizen*s National Bank. '95 Peny Church S. N. Tanner . B.TitnsCoan.... C. Eoyce Sawyer.. $ 50,000 S 10,000 $360,000 1$ 350,000 $220,000 Chase N* Bk., N.Y,; Nat. Com'l Bk., Albany, N.Y, Orleans County Nat.Bftnk'60| Charles E.Hart -J J* W. Cornell*... 100,000 71,060 250,000 245,000 185,000 4thandCont,N.Bka.,N.Y.; N.Y.State N.Bk.,Albany.] Alexandria Bay. Jefferson First National Bank of ! Andrew CCornwall Thomas 11. Donald Chas. U. Putnam 30,000 Scab. N. Bk., N. Y.; N. Bk. & Ln. Co. and Jefferson G12| the Thousand Islands.1900! Co. N. Bk., Watertown, N. Y. Alfred Allegany I 6 University Bank S *83j W.H*Crandall„„ A. B. Cottrell. El wood E. Hamilton 25,000 2,200 35,000 G5,340 7,700 Imp.&Tra.Nat.Bk. and Bowling Green Tr. Co., N.Y Allegany ..Cattaraug, I 4 Dye Bros._ +'9o| M. M. Dye W. D. Dve Chase National Bank, N. Y. Amenia .. .Dutchess J 19 First National Bank 'tt4 George H. Swift.. Geo.G. Stephen son| N. Hebard C. H. Davis, Jr.. 100,000 48,430 164,270 197,900 108,900 Nat.Batch. «fcDrov.Bk.,N. Y. ;N.Y.State Nat.Bk., Alb. Amityville ...Suffolk I> 5 Bank of Amity ville ^91 E.F.Preston S. Ketchum, Jr... C, O. Ireland 25,000 11,000 100,000 103,000 31,000 CBase Nat. and Queens County Bks., N. Y, Amsterdam. .Montg. G17 Amsterdam City Nat. Bk/89^ Stephen Sanford. . A. A. DeForcst... Martin Van Baren. 200,000 181,300 500,000 616,100 133,200 Han. Nat. Bk.,N. Y.; Nat. Commercial Bk.,Albany. Amsterdam Savings Bk-.g^l S.H.French LutherL. Dean... Chas.E.French, Tr. Geo. A. Thatcher. 80,250 1,494,360 1,464,400 110,2J0 Mercantile Tr, Co., N. Y. Fanners* National Bank.'39] John Kellogg James Voorhees.. F. S. VanDervecr| J.E. VYUliams.... 200,000 307,550 433,280 883,840 218,070 Nat. Park Bk., N. Y.; N. Y. State NatBk., Albany,] First National Bdnk*^. J05 Francis Morris.... John n. Voorhees. T. H. B. Crane. 125,000 87,970 412,620 453,660 167,730 Imp. &Tra. Nat. Bk., N. Y.; Nat. Ex. Bk„ Albany. A. Y.Morris _-,-..- S Bank of the Metropolis, N. Y. Andes Delaware 115 David BaJlantine +'991 L» M. Burroughs. 10,000 Metropolitan Trust Co., N. Y. Andover ...Allegany I 6 Andover State Bank «_.r94 James Owen. G. M. Barney. J. M. Brundage,. 25,000 5,080 54,900 65,590 11,890 Chase Nat.Bk., N.Y. A. M* Burrows...... tT84 WiB.Bundy , A. B. Burrows * Seaboard Nat. Bk., N, Y.; Fidelity Tr. & Guaranty Co., Buffalo. Angelica Allegany 15 Bank of Angelica- J. H. Rutherford. Henry Ren wick. . J. H. Rook. 25,000 5,720 73,330 64,960 36,100 Nat. Park Bk„ N. Y.; CityBk. and Fidelity Tr. & Guaranty Co., Buffalo. Frank J, Hoyt.. An twerp. .Jefferson C 13 KoytA Ellis t'TS Chase Nat. Bk„ N.Y. §'821 J. D. Cafte... J. B. Lewis J. II. Smith 30,000 10,900 186,850 |[ 155,430 | 51,520 Arcade ... Wyoming H 4 Citizens' Batik . 1st N. Bk.,N.Y.; Bk. of Buffalo and City N. Bk^Btiff. COLLECTIONS AN NEW YORK Map opposite page 245 OUR ADVERTISERS ESPECIALLY SOLlCIT^YOUR D CORRESPONDENCE. 1900

^Towns Accessible, Page 64~ JFor Interest Rates, Days of Grace, Commercial lawyers. Page 5fl4 NEW YOB It -continued. ami IrCgai Holidays, see Page 13. SURP. PAID-UP DEPOS­ CASH VICE-PRESIDENT. CASHIER. ASS'T CASHIER. AND TOWN AND COUNTY, NAME OP BANK. PRESIDENT. CAPITAL ITS. STOCK* ASD AND EX PRINCIPAL CORRESPONDENTS. ACounty Scats* g State. t Private. Est. PROP. Sccvfcmzs. [CHANGES! Attica Wyoming G 6 Bank of Attica -§*59 C. B. Benedict.... Z.L. Tanner E. B. Skinner... $ 25,000 $11,450 $115,010 S 150,190 S 25,800 National Park Bank, N. Y. It «i James H. Loomis & Son+'67 James II. Loomis.. Chas. E. Loomis.. George T. Loomis Mercantile Nat. Bk., N. Y. A Auburn. .-Cayuga G 10 Auburn Savings Bank. _. §'49 Edwin R. Fay .... David M. Dunning] E.n.Townsend,7Y. W.S.Downer,i4.7V| 413,570 J3,136,550 3,178.170 275,750 First Nat. Bank and Mercantile Trust Co., N. Y. Caynga County Nat. Bk... '33 George II. Nye... Charles P. Burr. Charles Hoskins.. 200,000 83,000 800,000 832,000 186,000 1st N.B.,N.Y.; Met.N.B.,Chi.; N.Y. StateN.B., Alb.l Cayuga County Sav. Bk.§'65 Wm. H. Seward .. C. C.Dwight.... W. H. Meaker, Tr. Win. F. Wait, 2dV. /*. 180,000 12,040,000 1,871,850 299,520 First National Bank, N. Y. 1 NAT'L BK. OF AUBURN-.'17 Edward H. Avery. Frederick Allen. Geo. B. Longetreet 200,000 88,500 675,820 828,120 249,420 |Am.Ex.N.B.,N.Y.;Mer.N.B.,Phll.;N.Y.Sta.N.B.,A]b Bdwin R. Fay & Sons...+'92 National Park Bank, N. Y. Wm. H. Seward & Co...+,60| 100,000 Imp. A, Tra. Nat. Bk., N. Y.; Phil. Nat. Bk., Phil. Aurora Cayuga G10 First National Bank N.L.Zabriskie... Henry A. Morgan. Allen Mosher E. W. Mosher.. 50,000 89,000 100,000 186,180 50,000 Fourth National Bank, N. Y. Avoca Steuben 18 George C. Silsbee '95 {Collections)... Farmers & Mechanics BkM Bath, N. Y. Avon Livingston G 6 Banking House of Allen R. W. Darnell ... & Carson t1 (Cyrus Allen) Garfield National Bank, N. Y. 221,850 State Bank of Avon §*92] Aaron Barber W. G. Markham..) W.J. Weed 30,000 14,310 229,600 52,060 Seaboard Nat. Bk.,N.Y. Babylon Suffolk D 6 Babylon National Bank..,93| V7. F.Norton A.C.Smith ... W.W.Wood 50,000 14,440 158,180 158,150 48,910 Hanover Nat. Bk., N. Y.; Queens Co. Bk., L.I. City. Bainbridge .Chen'go 113 First National Bank *8li Erwin Ramsdell.. W.H. Mosher.. Ralph W. Kirby. 50,000 21,010 178,160 135,250 66,020 Chase Nat. Bk., N. Y.; Nat. ComU Bk., Albany. Baldwlnsville.Onondaga Bald wins viHe State Bk..§'75 OtisM. Bigelow.. G. A. Bigelow L.W.Connell.... E. H. Marvin 60,000 18,000 119,000 180,500 10,500 HanoTer National Bank, N. Y. -F10 First National Bank '64 W.F.Morris...... S. C. Say dam.. Walter McMullin, F. R. Nichols 100,000 43,020 54,690 173,140 17,990 First National Bank, N. Y. ABallston Spa..Saratoga BALLST0NSPANAT.BK.38 Andrew S. Booth. William Ingham.. Thomas Kerley... Wm. G.Ball.F.-i*. 100,000 146,420 613,670 769,830 187,260 Hanover N. Bk., N. Y.; N. Y. State N. Bk., Alb. 1st and West'n N. Bks., N. Y.; Alb.City N. Bk., Alb George West J. S. L'Amoreaux. S. C.Medbery... 100,000 110,440 455,580 592,650 149,730 " G18 " First National Bank '65 Am. Ex. N. Bk., N. Y.; N.Y. State N. Bk., Albany. D. W. Tomlinsbn Henry F. Tarbox .] Holden T. Miller. Andrew T. Miller 150,000 120,100 913,000 985,220 170,860 iBatavia Genesee G 5 Bank of Batavia §'76 Imp. & Tra. Nat. Bk., N. Y. Trumbull Cary L. F. McLean 75,000 23,500 272,490 297,550 41,750 Bank of Genesee §'29 A. N. Cowdin.. American Exchange National Bank, N. Y. FARMERS BANK tw (Doty & Ward)... N. Park Bk. and Lincoln N. Bk., N.Y. O First National Bank '64| Samuel Parker George Bowen.... J. L. Bigelow G. F. Bigelow. 100,000 30,080 542,300 474,860 201,490 N. City and N. Park Bs., N. Y.; N. Y. State N. B., Alb. ABath Steuben 18 Farmers* & Mech. Bank.t1 Abram Beekman Frank Campbell. N.B.No.Am.,City,9tb,Am.Ex.,Mer.andChem.N.Bs., g George W. Ilallock +M9] W. H. Hallock... John M. Fan- andN.B. Rep.,N.Y.; N.Ex. and City N.Bs., Albany Chase National Bank, N. Y. w South Side Bank §' R. M. Raven P. S. Wicks H. S. Raven. 25,000 4,000 113,340 103,470 32,350 Bay Shore...Suffolk D 6 Seaboard Nat. Bk., N.Y.; City Nat. Bk., Buffalo. > Bank of Belfast -P82| N. C. Saunders ... J.E.Kinney • W. B.Manley-... 15,000 17,000 117,000 111,000 37,000 Belfast Allegany 15 Seaboard Nat. Bk., N. Y.; City Nat. Bk., Buffalo. State Bank of Belmont..§ Elmore A. Willete William K. Paul. C.W.Curtis 35,000 12,000 150,000 156,000 41,000 ABelmont. ..Allegany 15 I Chase Nat. Bk, N. Y.; Traders Nat. Bk. Rochester. w Bergen Genesee G 5 W. S. ( 1900 Vmi,-T>~ 1900

BUFFALO, NEW YORK.

Capital, Surplus, and Undivided Profits...

ELLIOTT C. McDOUGAL, President. JOHN L. DANIELS, Cashier. LAURENCE D. RUMSEY, Vice-President. GEORGE MEADWAY, Assistant Cashier.

SPECIAL ATTENTION GIVEN TO COLLECTIONS ON BOFFALO AND VICINITY.

Accounts of Banks and Bankers Received on the Most Favorable Terms Consistent with Sound Banking. - 1900 Towns Accessible, Pajje 642 Commercial Lawyers, Page 5S4 BUFFALO (Erie.) G 3. County Seat. Population, 255,664. ITor Interest Hates, Days of Grace, and [Legal Holidays, see Page 13. SURP. INDIVID. LOANS | BONDS, DUB CASH NAME OP BANK. PRESIDENT. PAID-UP DUE TO VICE-PRESIDENT. CASHIER. ASS'T CASHIER. AND DEPOS­ |AN—D ^-DIS-­ STOCKS, PROM AND EX- PRINCIPAL CORRESPONDENTS. § State. Eat. CAriTALt PROF. BANKS. ITS. COUNTS. ETC. BANKS. | CHANGES

$ S $ $ $ I ,E.C.McD0UGAL L.D.RUMSEY JOHN L. DANIELS GEO. MEADWAY- 500,000 586,410 1,016,600 2,845,570 3,610,080 354,500 279,980 Chemical and Imp. & Tra. Nat Bks., N. Y.; *BANK OF BUFFALO «'7s| Merchants Loan & Trust Co., Chicago; Phil­ | Unusual car© Iglven to collect] 529,730 ions. Special fa cilities for Buff alo bus SEE AD VERTIS EMENT ON 0PP AGE. adelphia Nat. Bk.. Phil.; Mer.Nat. Bk.,Bos. OSITEP Union Bk., London, Eng.

•BUFFALO COM! BANK —I'M n, II. Persons. G. A. Plimpton... W. E. Danforth. Jesse W. Smith.. 250,000 77,650 3GG,000 1,293,800 1,331,000 104.7C0 385,000 121,000 Han.andSeal>.N.Bs$.,N.Pk.andKountzcBros.Bs. N. r.;Mech.N.B.,Phil.;N.Y. State N.B., Alb!I 1 •Citizens Bank g'OO] Joseph Block.. G. Fred Zellcr„. Irving E. Waters. 100,000 145,000 300,000 1,200,000 ,300,000 54,<)O0 250,000 150,000 Nat. City Bk. and Nat. Bk. Cora., N. Y.; Am. Tr. & Sav. Bk., Chi.; Nat. Bk. Rep., Bos.; Corn Es. Nat. Bk., Phil.

W.C.CORNWELLl P. H. GRIFFIN- J0HNR.B0AG—- JAMES G. BERRY, 300,000 971.310 1,799,300 315,500 443,150 221,510 Fourth National Bank, New York. 188,020 1,489,820 First National Bank, Chicago; Na-I JAMES A. ROBE IRTS, 2d r.-r. tional Bank of Republic, Boston; *C1TY NATIONAL BANK *93| Fourth St. National Bank, Phila delphia. This bank glv es especial attej ntfon to collect! jons, and offers the resj ults oil many years* experi ence ID] the tre of all items entrusted to It.

Edgar B. Jewett. •Columbia National Bank '92| Geo. Wadsworth Clifford Hubbell. 200,000 52,040 438,410 914,000 [ 906,930 383,970 352,360 151,450 Nat. Park Bk., Mer. and Gallatin Nat. Bks.J I N.Y. •German-American Bank g'82 George Sandrock Jacob W.Diehl.„| Henry W.Burt ~ Edwd. A. Weppner| 200,000 120,000 460,000 2,200,000. 1.100,000 800,000 600,000 150,000 Seab. N. B., N. Y.; Com. N. B„ Chi.; N. Y. State N. B., Alb.; N. B. Rep., Bos.; Far. &| Mech. N. B., Phil. •German Bank I'TOl R.F. Schilling.:. Paul Werner.. '3,598,750 534,840 233,060 Eugene A.Georger| 100,000 497,610 255,610 13,695,420 70,650 Ger.-Am. Bk., Nat. City Bk., and Hanover and Western Nat. Bks., N. Y. Bronson C. Rumeey Harry T. Ramsdell R.H. Danforth.... 417,010 •MAN'FS' k TRADERS' BK.f'66 Pascal P. Pratt—. 900,000 568,1G0 5,551,190 4,631,570 1,032,240 1,023,080 First Nat. Bk., Nat. Bk. Rep.,andNatCityBk.,| R. L. Fryer, 2d F. P. Samuel Ellis. 438,040 N. Y.; First Nat. Bk., Chi. ' j S. M. CLEMENT J. I. ALBRIGHT. J. H. LASCELLES H. J. AUER- — 200,000 ll 015350| 907,540 5 314,260 |4,278,890 1,454,210. 1,064,480 429,560 Nat.Bk. of North America, N. Y.: Corn Ex.1 •MARINE BANK S'BO Nat. Bk., Chi.; Fourth St. Nat. Bk., Phil.; 1 Collections a » peclalty. Corre; spondonce solicj ited. SEE ADVERTISEM'EN[ T o;pposiTi E PAGE 234. Nat. Bk. Republic, Bos.

William H.Walker| Roberts. Adam.. F. W. Fiske.. Wm. H. D. Barr . 300,000 153,480 80,170 1,314,020 1,408,030 148,6S0 170,650 101,990 Am. Ex. Nat.Bk., N. Y.; Mer. Nat.Bk., Chi.; •MERCHANTS' BANK §'81 Bk. of No. Am., Phil.; Nat. Bk. Rep.,Bos. •METROPOLITAN BANK —r«j Jacob Dllcher Clarence II. Howar] HenryP. Clark„„] 200,000 51,080 1*35,800 1,130,530 l,172,0S0 3,370 100,770 110,080 Merc. Nat. Bk., Nat. Bk. Com. and Seab. Nat. Bk., N.Y.; Bankers Nat. Bk., Chi.; Nat. Bk. Rep., Bos.; Corn Ex. Nat. Bk Phil. 7G.390 109,530 74,210 M •NIAGARA BK. OF BUFFALO Pi P. H. Griffin M. M. Drake William J. Hayes. E.J. Voltz 100,000 19,420 157,080 038,500 654,BG0 Fourth N. Bk., N. Y.: Central N. Bk., Clev.; 280,880 259,490 First N: Bk., Phil.; N.Hide & L.Bk.,Bos. •People's Bank §'8i)| Daniel O'Day Arthur D. Bissell. C. W. Hammond. Lyman F. Gray... 300,000 102,330 432,300 1,318,310 1,226,220 371,100 Seab. Nat. Bk., N. Y.; Cont. Nat. BkM Chi.; T 176,460! •Third National Bank '65 Charles A. Sweet- Loran L. Lewis... Nathan l Rochester B.C.Ralph 500,000 188,570 267,440 ,015,840 1,859,150 175,760 193.3G0 Nat. Bk. Redemption, Bos. George A. Drummer 84,625 N. City B., West, and Cent. N. Bs., N.Y.; Cont. •Union Bank §'01 Edward J.IIingMonl Adam Cornelius .. James Kerr ...... Jerome P. Owen. 200,000 43,610 138,070 G41,0G0 681,610 136,410 112,090 N.B.,Chi.; N. Ex. B..Bos.; 4th St.N.B., Phil. 525,460 198,360 Garfield Nat. Bk., N. Y.; Royal Tr. Co.,Chi.; •Buffalo Ln.,Tr.& Safe D. Co.§'83[ George Urban, Jr. . James H. Degrafl. C. E. Clark, Sec...\ J.A.Roberts, 2 7.P.| 200,000 75,000 12,747,140 1,150,170 1,186,540 Winthrop Nai .Bk., Bos.; Indep.N av.Bk. Phil. Chase Nat. Bk. and Union Tr. Co., N. Y.; Buffalo Clearing House. Pascal T. Pratt. .. J. C. Dannt Sec. ani\dMgr Sprague Nat. Bk., Bklyn. I "(Ifemiers indicatedndtCi J by a*) BUFFALO Map opposite page 237 OUR ADVERTISERS ESPECIALLY SOLICIT YOUR COLLECTIONS AND CORRESPONDENCE. 1900

Towns Accessible, Page 643 For Interest Kates, Diiyg of Grace, ' J^ Commercial I*awy«r«, Pasre 554 BUFFALO- continued. ami Lt'giil Ilolhluys, sec Pa£r©_KL ~ INDIVID. LOANS BONDS, I DUE f C'Atii PAID-UP DUE TO NAME OF BANK. PRESIDENT. VlCE-PRESIDENT, j CASHIER. ASS'T CASHIER. DEI'OS- ' AND DIS­ STOCKS,! PROM 'AND KX BANKS. PRINCIPAL Co HUES PON DENTS. § State. Est. CAPITAL ITS COUNTS. ETC. BANKS. IcirANCJKt*! S S , $ "•' S Buffalo Savings Bank 8*40 Spencer Clinton..! G. F. Zeller j J. U.Wayland, Seel E.G.Becker,il.&c.| 14**19 940. 2,000 14 608540, It219,6«0 109,730 Bowling Green Tr.Co. and Cent. Nnt.Bk., N. Y. EMPIRE STATE SAV.BK.-W Andrew Langdon.; Hornet* A. Noble ..Edward D.Wheeler, I\Secand Tr 35,150 1,202,730 1,136,250 101,930 Seaboard N.Bk., N.Y.; Buffalo Conn Bk.,Buff. Erie Conn ty Savings Bank ..§'54 David R. Morse...! James H. Lee I R.S.DonaldsonyS.a\ ndT. W.J.Humas| ontAs.T.\ 3&37010; •35468800! 50,100 26556 090; 1,971,850 277,270 National Bauk of Commerce, N. Y. Fidelity Trust& Guaranty Co.g'03| George V. Fonnan Wm. H. Walker T.S.McFarland.Sed Geo. B. Mathews, £00,000 502,800 489,420 6,600,300' 2,201,090 4,203,280 1,481,770 203,450 Seaboard N. Bk., N. Y.; Northern Tr. Co., Cbi. 2d Y.-P. Albert J. Wheeler. \ ITenry Erb F.W,H.Becker,£e<:. 500,030 4,946,750 4 ,775,850] 452,080 08,200 Western Savings Bank §*51 land Tr First National Bank, N. Y. J. O. Dann '94 (Investment Broker) 200,000 00,000 Demary, Heintz & Lyraan *79| (Brokers) j- Fourth Nat.Bk.,N.Y.; Mnfrfi. & Tra. Bk.t Buff. E. O. McNair & Co t7I (Brokers) Comral Nat. BkM N. Y. George R. Teller -t'01 Winslow. Lanier «fc Co., N. Y.; K'dder,Pcabodj & Co., Bos. P. K._Tyng &iCOjJBrokers) ^%Q4\ P. K.Tyng L.H. Tyue. Geo. C.White, Jr..N. Y.: Wm. W. Arnett, Phil. BUFFALO Map opposite page 237. NEW YORK- continned.

PAID-Upf »*£. DEPOS- II ToWNAKD COUNTY. NAME OP BANK. PRESIDENT. VICE-PRESIDENT. CASHIER. ASS'T CASHIER. ££."£ AND EX- PRINCIPAL CORRESPONDENTS. CAPITAL! ^ ITS. ^County Scats, § State. T Private. Est. S EC L- urn z». ; CIIA NO KS

Caledonla,Livingston G 6 Exchange Bank +1 (Wm. Hamilton & |Son) Charles Menzic Western Nat. Bk., N. Y.; ComU Bk., Rochester. McDonald Bros. Bank.. t'89| (McDonald Bros.). S. W. McDonald.. J. Stewart . $ 25,000 Chase Nat.Bk., N. Y.; Traders Nat.Bk., Rochester. Cambridge, Washington CambridgeValley Nat.Bk.*60 D. M. Wcstfall—. Hiram Sisson. Albert G. Taylor. 50,000 $34,000 $225,490 $137,650 |S 152,940 Chaee Nat. Bk., N.Y.; Nat.Bk. Rep.,Chi.; Nat. Hide F19 & Lea. Bk., Bos.; N. Y. State Nat. Bk., Albany. Camden Oneida F 12 First National Bank '80 John G. Dorrance. Daniel J. Dorrance] 50,000 27,550 167,680 189,720 54,800 Imp. & Tra. N. Bk., N. Y.; N. Y. State N. Bk., Alb. Campbell... Steuben 18 Bank of Campbell -T80 (G. R. Sutherland)! Amasa B. White.. Robert C. Tumbullj Irving National Bank, N. Y. Canajoharle,Montg. G16 Cannjoharie National Bk. '55 N. S. Brumley M. L. Smith Stafford. Mother J.H. Cook 50,000 342,770 Weet. N.Bk., N. Y.; 1st and Alb. City N.Bks., Alb. It M National Spraker Bank__'53| Frasier Spraker. B. F. Spraker William Wiles.. 100,000 23.180 147,000 i 215,000 50,9S0 Imp. & Tra. N. Bk.,N.Y.; Albany City N. Bk., Alb.' ACanandaigna.. .Ontario Canandaigna Nat. Bank..^' F. H. Hamlin W. A. Higinbotham H. T.Parmele H. A. Beeman 100,000 31,750 435,340 408,730 153.300 Chaee Nat. Bk., N. Y.; Nat. Bk. Rep., Bos. " G8U McKechnie Bank §*99| Orin S. Bacon — Fred. A .McKechnie | Frank E. Howe.. Pcler P. Turner... 100,000 8,5C0 405,000 : 250,000 260,000 let N.B.,N.Y.; Shoe& L.N.B.,Bos.; 4th St.N.B.,PhU. Williams & Barnes f First Nat. Bk., N. Y.; Nat. Exchange Bk., Albany. Canaseraga._Alleg*y II6 Canaseraga Banking Co.f^l W.C. Windsor... O. S. Pratt G.N. Manley... J. Miller.. 10,000 4,000 55,000 40,000 Scab. Nat. Bk., N. Y.; City Nat. Bk., Buffalo. Canastota, Madison G 12 First National Bank *90| LeGrand Colton.. E. N. Bruce J. C. Has bach.. 50,000 9,400 61,350 || 87,570 26,970 Western N. Bk., N. Y.; Tradesmcns N. Bk., Phil. it it State Bank of Canastota.§'8: W. H. Patten.. Norman Stafford. Milton De Lano. 40,000 16,500 105,000 110,200 35,000 Chemical N. Bk., N.Y.; Albany City N.Bk., Albany. Candor Tioga 110 First National Bank *C5| E. A. Booth J. W. McCarty... F. W. Smith M. A. Beers. 50,000 9,000 85,000 120,000 24,000 Chase National Bank, N. Y. 48,150 Canisteo Steuben H 8 First State Bank §'97] L. D. Whiting. W. H. Crandall - H. H.Summers., 25,000 1,900 47,480 12,770 Imp. & Tra. Nat. Bk., N. Y. 355,000 55,000 ACanton-.-SL Lawrence First National Bank *8' John F. Post— Leslie W. Russell. Wriley N. Beard 65,000 23,000 300,000 Merch. Ex. Nat. Bk., N. Y.; N. Y. Sta. Nat. Bk., Alb. 221,080 42,910 " B14 " St. Lawrence County Bk.§*81 Wm. H. Kimball.. M.D.Packard-.. S.D.Kimball... 50,000 18,880 201,740 7th Nat. Bk., N.Y.; Shoe & Lea. Nat. BkM Bos. 25,000 10,560 68,480 9,320 Chase and nan. Nat. Bks., N.Y.; Jeff. Co. Nat. Bk., Cape Vincent, Jefferson Bank of Cape Vincent..§'85 E. K. Burnham. S. S. Block 42,440 Cll Watertown, N. Y. Clayton Ryder... ttoleman R. Barrett] H.Ryder 100,000 128,080 142,500 329,540 3H.030 ACarmel.... Putnam A 4 Putnam County Nat. Bk. JOS Fourth Nat. Bk., N. Y. F. W. Coburn.. Mark S. Wilder.. 50,000 10,000 440,000 351,000 80,000 Carthage.. Jefferson D13 Carthage National Bank..^ James Pringle.., Nat. Bk. of Com. and Garfield Nat. Bk., N. Y. Cassndaga Chautauqua 11 C. V. Beebe „-..._tl900 Seaboard Nat. Bk., N. Y. H. A. Pierce... D. E. Van Arsdale 20,000 Castile .. .Wyoming H 5 Bank of Castile +7i9| Kountze Bros., N. Y.; Marine Bk., Buffalo. James R. Downer. 60,000 12,680 43,000 111,000 37,000 Castleton.RenssePrniO I National Bk.of Castleton '64| LeRoy S. Kellogg. First N. Bk., N. Y.; Nat. Exchange Bank, Albany.j John H.Story... 150,000 130,000 450,000 710,000 90,000 ACatskilL... Greene 118 Catsktli National Bank.._*13| Isaac Pruyn. Thomas E. FerrierJ P. Gardner Coffin First, Chemical, and Merch. Ex. Nat. Bks., N. Y.; New York State Nat. Bank, Albany. Catskill Savings Bank.._§'68 W. I. Jennings., Orrin Day, Tr.... Jeremiah Day, Sec.\ 219,840 1,676,660 1,057,0201 92,690 Imp. & Tra. Nat. Bk., N. Y. Tanners National Bank..'31, Orrin Day. Wm. Palmatier.. 150,000 155,220 821,710 415,200 225,700 F. E. Johnson ... 33,000 37,670 332,070 301,620 96,630 Seaboard Nat. Bk., N. Y.; Bk. of Buffalo, Buffalo. Cattaraugus, Catt'gus 13 Bank of Cattaraugus—%' H. C. Rich.. C.Moench H.G.Phelps Imp. & Tra.N.Bk. and Kissam, Whitney & Co.,N.Y. CazenoYia.Madison G12 J. H. Ten Eyck Burr t*80| Prairie State Bk., Chi. Frank Whiteside.. John H. Crook L. C. LaFontaine. 100,000 76,000 300,000 II 406,980 89,020 Champlain.Clinton A19 FIRST NATIONAL BANK-^i James Averill, Jr.. Nat. City Bk., N. Y.; N. Y. State Nat.Bk., Albany. •5T 25,000 12,690 98,900 100,300 18,470 Chateaugay.Fr'nk'n A18 Bank of Chateaugay §'87 B. C. Bort C. L. Bentley I. M. Warren Nat. Bk. Comw., Bos. 50,000 19,870 181,3201] 186,320) 56,510 Chatham.Columbia H19 State Bank §*75 George L. Morris. John T.Wheeler.. Frank P. Salmon. Importers & Traders National Bank, N. Y. N.B.Lake 106,000 : Cherry Creek,Chatauq. 12 E. B. Crissey T*9G' Han. Nat. Bk., N. Y. © NEW YORK Map opposite page 245 OUR ADVERTISERS ESPECIALLY SOLICIT YOUR COLLECTIONS AND CORRESPONDENCE. 1900

Tovviis Accessible, Page ttlU For Interest Kates, Days of Grace, Commercial Lawyerg, Page 554 NEW YORK- continued. anil I^egal Holidays, see Pago ltf. SURP. I 1J(1AV5» ASP CASH PAID-Ur DEPOS­ I lUMOtl.VTH, TOWN AND COUNTY, NAME o* BANK. PRESIDENT. VICE-PRESIDENT. CASHIER. ASS'T CASHIER. AND AND EX­ PRINCIPAL CORRESPONDENTS. CAPITAL| ITS. aCounty Seats. § State. + Private. Eat. PROF. SECURITIES, CHANGE* I Cherry Valley.Ot'go G15 National Central Bank..118 Wm.H. Baldwin. Leonard Dakln. $ 50,000 $ 14,640 $176,100 $212,100 20,030 Nat. Park Bank, N. Y.; N. Y. State Nat. Bank, Alb.

Chester Orange B 2 Chester National Bank... M6 J. D. Millspaugh. Joseph Durland... B. C. Durland.. 100,400 72,310 100,180 223,490 Nat. Bk. RepM N. Y. Chittenango.-Mad. F 12 Walter H. Stewart t'86 Chase N. Bk., N. Y.; Am. Ex. N. Bk., Syracuse. Churchville. Monroe F6 Briscoe & Randall r76' 16,500 Imp. & Tra. N. Bk., N. Y. Clncinnatus,Cortland III ] Bank of Cincinnatus §'99 B. It. Coming.. George A. Basking 25,0C0 970 36,110 50,470 10,700 ChaseNat.Bk.,N.Y.; Far. & Mech. Nat.Bk., Phil. Clayton.. Jefferson C 12 First National Bank *8l[ A. F. Barker... William Reef. II. W. Morse... 50,000 23,160 235,420 307,510 5S,2G0 West. N. Bk., N. Y.; Jeff.Co. N.Bk.,Watertown,N.Y. National Exchange Bank '84 Jacob Putnam L. S. Strough. R. P. Grant.... 50,000 15,000 200,000 225,000 75,000 Seaboanl Nat. Bank, N. Y. Cleveland. .Oswego F12 Farmers* Exchange Bk. .+'82; (Potter and Marsd Jen) F. L. Marsden . 10,000 21,000 20,000 8,000 Central N. Bk., N. Y.; Albany City N. Bk., Albany. Clifton Springs.Ont. G 8 S. D. Jackaon +*90. G. A. Lindner. Chem.N.Bk. and Knauth, Nachod & Kuhne, N. Y. Clinton Oneida G 14 Clinton Bank t'TSj (Hayes & Co.). Hanover National Bank, N. Y. Clyde Wayne F 9 Briggs National Bank *80, L. H. Palmer .. William A. Hunt. J. W. Hinman .. E. B. Palmer . 50,000 14.150 185,090 185.050 75,140 9th and Han. N. Bks., N.Y.; N. Y. State N. Bk., Alb. CobleBkill Schoharie Farmers & Mer.Eank...§'93; David Hubbs.. Oscar F. Nelson . John R. Becker. 50,000 14,200 177,660 179,940 51,690 Chase Nat. Bk., N. Y.; Albany Co. Bk., Albany. " H16 " First National Bank "G41 John H. Tator Watson Lamont. D.C.Dow 100,000 04,190 724,530 757.680 152,460 Continental N.Bk.,N. Y.; N.Y. State N.Bk., Albany. Cohocton.__Steuben H 7 W. J. Shults & Co +W A. E. Shults ... J. M. Shults .... E. B. Slayton.. Western Nat. Bank, N. Y. Cohoea Albany G 18 CohocB Sav. Institution.S'51: William T.Dodge. P. S. Holsapple.. Charles R.Ford, Tr\ Jonathan Hiller, SI\ec 189,500 J2,163,550 2,215,240 142,810 Han. N. B., N.Y.; Cont. N. B., Chi.; N.ConTl B.,Alb. MANUFACTURERS BANK | George Campbell. William Moore.. LeRoy Yermilyea 100,000 07,900 550,080 563,010 137,970 S*72 Mechanics Sav. Bank ...STO John Clnte Wm. Stanton A.J. Griffin, Tr... LeRoy Vermtlyea. Sec 56,000 923,2r0 910,210 03,000 1st N.Bk.,N.Y.,Alb.andChi.; N.Y.Statc N. Bk.,Alb. NAT'L BK. OF C0H0ES-^9 John L. Newman. Thomas Breslin . George R. Wile don! 250,000 207,000 630,000 1,260,000 147,000 Cold-Spring.Putnam A 4 Nat. Bank of Cold Spring Nat. Bk. Rep., N. Y.; N.Y. State Nat. Bk., Albany. on Hudson '90, Daniel Butterficld. J. G. Southard... D. W. Uarkne&s. 50,000 10,&30 98,280 03,220 62,220 Cent. College Point,Queens C 4 College Point Sav. Bk..^ George L. Gillette Bernhard Grceff... Chas. Grell, Sec G.W. Gillette, A.SI ec 9G,190 504,890 577,490 43,900 Nat. Bk. and Union Tr. Co., N. Y. ACooperstown Otsego First National Bank....,3o! Lynn J. Arnold... D. E. Siver Theo. C. Turner. 150,000: 48,980 460,1 30 490,S20 103,080 Chase Nat. Bank, N. Y.; Nat. Com'l Bk., Albany. •* ni5" Second National Bank... 155J G. Pomeroy Keese B. F. Murdock.... George M. Jarvis. F. W. Spraker.... 200,000 i 149,990 1,006,490 1,211,700 179,780 Han.N. & N.Park Bks.,N.Y.; N.Y.State Bk.,Albany Corning Steuben 18 First National Bank W J. A. Drake George B. Bradley| D.S.Drake CM. Hyde 50,000 '; 115,750 543,400 408,000 235,4:30 Nat. Bk. or North America and let Nat. Bk., N. Y. Q. W. WELLINGTON & CO.'S BANK tw Q. W. Wellington. B. W. Wellington George E.Eaton. F. E. Waite 100,000 193,050 1,019,560 990,380 324,960 N. Park B. and Han. N. B.,N.Y.; Corn Ex. N.B., Chi.

Cornwall on Hudson, Cornwall Bank S'97 Charles C. Cocks. Henry N. CI ark.. JosephW.Cummin| 25,000 ! I,58J 50,740 61,500 13,t'50 Corn Exchange Bk., N. Y. Orange A 3 it *» Cornwall Savings Bank.§'71j Stephen B. Young] Rowland Cocks... George T. Pcckham TV... 8.C80 126,350 11G,OGO 15,000 Bowling Green Tr. Co. and Corn Ex. Bk., N. Y. ACortland. Cortland II11 Cortland Savings Bank.§\JG, Calvin P. Walrad. Strattou 8. Knox B. L. Webb, Sec. a\ nd Tr 103,200 1,040,030 1,510,510 2:0,950 Morton Trust Company, N. Y. ! 120,770 17,600 ! Chase N. Bk., X. Y.; Cont. N. Bk., Chi. First National Bank 'G3 £. Keator T. H. Wickwlre... E. Alley. 125,000 501,000 015,100 1 S. S. Knox L. J. Fitzgerald. F.J. Peck H. L. Peckham . 125,000 7i,;so 109,470 Nat. Park Bk.. N. Y.; Mcr. Nat. Bk., Phil.; N. Y. NAT'LBK.OF CORTLAND ^ 403,230 430,210 f Stato Nat. Bk.. .A 1 ban v. G. J. Magcr E.A. Fwh n.L. Smith... loo.ooo; 10,000 105,000 1 Western Nat. UK., N. x\; Bankers Nat. Bk., Chi.; SECOND NAT'L BANK -W, 230,000 200,000 I * Albany City Nat. Bk., Albany. 72,010 j Irvingand ChaseN.Bs., N.Y.; N.Y. State N.B.,Alb. Coxsackie...Greene 118 Nat. Bank of Coxsackic/es. Piatt Coonley... D. G. Greene Albert Parker. 100,000 1 3),?10 144,450 20>,3J0 Chase National Bank, N. Y. Crown Point,Essex D 10 J. W. Wyman t*81 , 20,0001. 30,000 Cuba Allegany I 5 Cuba National Bank '55; J. C.Leggett Charles J. Elmer.. C. A. Ackerly F. C. Saunders. lOO.OOo! 70,000 250,000 375,000 j 50,000 Seaboard Nat. Bk., N. Y.; City Nat. Bk. and Bk. of j Buftalo, Buffalo. " „._.„ *' First National Bank 'SO: George fl.Eldridge| A. Miner Wellman H. C.Morgan 60,000 ' 35.0C0 180.C00 211,490 30,250 Seaboard Nat.Bk., N.Y ; Buffalo Com'l Bk., Buffalo

Dal ton.... Livings ton G fi| Dalton Banking Co. ...+1900 W.Moses A.D.Baker C. D. Whiinack. Hanover Nat. Bk.t N. Y. Dansville, Livingston n 6 Citizens Bank §'87j George A. Sweet.. J. W. Wadsworth Frank Fielder... F. P. Magcc 60,000: 21,200 161,080 101,740 53,350 Importers & Traders N. Bk., N. Y. Mer. & Farmers Nat.Bk...MK>; William Kramer.. W. A. Spinning.. J. M. Edwards... C. A. Rosa 50,000 j 5,000 101,000 118,000 40,OCO National Park Bank, N. Y. iDelhi Delaware 115 Delaware National Bank. f99 J. R. noncywcll.. Chas. F. Andrus. James F. Scott .. 50,0C0 7,420 225,090 1G5,370 53,950 Hanover Nat. Bk., N. Y. E. R. A W. L.Bell i W. L. Bell j Nat. Bk. of No. Am., N. Y. Chase National Bank, N. Y. Deposit Broome 113 DEPOSIT NAT'L BANK-M Charles J.Knapp Chas. P. Knapp .. Charles Pinkney. ICO.OOOj 71,000 143,0C0 2S0,OJ0 23,230 01,000 48,380 Han. Nat. Bk., N. Y.; N.Y. State Nat. Bk.. Albany. DeRuytcr, Madison G 12 Dc Rtiyter Banking Co... S'SOJ B. S. Bryant M. E. Tallett F. S. Mitchell... 10,000 j 5,310 92,000 210,000 283,000 40,000 Mech. N. Bk., N. Y.; Albany City N. Bk.. Albany. DobVs Ferry Westches'r Dobb's Ferry Bank 5*90; J. Scott McComb William Walker... ILL. Wallace A. Vanderburgh.. 50,000 ' 39,000 200,770 j 181,450 23,600 " C4 " Greenburg Savings Bank§'69 Joseph Haabrouckl T. A. Jewell I C. G. Storms, Tr... C.E. Storms, Sec. 13,260 Henry Clews A Co., N. Y. DoIgevMe.HerkimerF 16 Potter & Marsden T'92!. Dwight Barney. NEW YORK Map opposite page 245 OUR ADVERTISERS ESPECIALLY SOLICIT YOUR COLLECTION S AND CORRESPONDENCE. 1900 A owns Accessible, Page 643 NEW Y O R^b^^jt^iTciimed. For Interest Kates, Days of Grace, Commercial Lawyers, Page 554 ami iLegal Holidays, see Pago 13. SURP. LOANS AND CASH PAID-UP DEPOS­ DISCOUNTS, NAME or BANK. PRESIDENT. VlCE-PRESIDENT. CASHIER. ASS'T CASHIER. AND IAND EX­ PRINCIPAL CORRESPONDENTS. TOWN AND COUNTY. CAPITAL! ITS. STOCKS AND ^County Scats. § State. + Private. Est. PROF. SECURITIES. CHANGES) Dover Plains.Dut'ss J19 Dover Plains Nat. Bank..'SO' G. W. Ketcham Edwin Vincent. R. P. Ketcham.... |S 100,000 1$ 33,710 $ 127,060 $ 195,470 S 63,890 Chase National Bank, N. Y. Dundee Yates n 0 Dundee National Bank... G. S.Shattuck.... W.H. Millard.. C.M.Clark 50,000 4,000 90,000 9.-),000 3G,000 Hanover N. Bk., N. Y.; Albany City N.Bk., Albany. Dundee State Bank §*83| William C. Swortsj R. Vosburgh R. B. Sworts B. E. Hunt.... 50,000 13,500 125,000 151,000 20,000 Imp. & Tra. N. Bk., N. Y.

Dunkirk,Chautauqua HI LAKE SHORE HAT'LBK.-1^ A. H. Marsh A. J. Lunt W. E. Phelps . 105,000 92,000 608.000 011,000 220,000 Chase and Seab. N. Bke., N. Y.; Marine Bk., Buffalo. Seaboard Nat. Bk. and Nat. Bk. of No. Am., N. Y.; Merchants NationalBank.^J 0. D. Murray Francis May P. J. Mulholland.. H. H. Droege.. 100,000 18,000 412,000 515,000 67,000 Marine Bk., Buffalo.; Fourth St. Nat. Bk., Phil. 123,000 20,000 Earlvllle ..Madison G18 FIRST NATIONAL BANK *M N. L. Douglass .. George E. Nash. Guy H. Clark 50,000 8,300 90,000 Chase Nat. Bk. and Bowling Green Tr. Co., N. Y. 310,120 117,000 East Aurora Erie G 4 BK. OF EAST AURORA § H. Z. Persons B. D.Gibson Henry H. Persons. P. S. Persons. 30,000 15,000 417,000 N.Park B., N.Y.; B.of Buff, and Buff. Com'l B.,Buff. East BIoomfleld,Ont*oG7 Hamlin & Co +'80' J. S. Hamlin. II. M. Parmele.... Chase Nat. Bk., N. Y. EastHampton,SmTlkB 8 Joseph S. Osborne t*J 20,000 Atlantic Tr.Co.,N.Y.; Peconic Bk.,Sag Harbor,N.Y. East Randolph, Cattr's 13 Peoples State Bank ...5*91 Martin V. Benson Thomas L. Ostrom| Wm. E. Searle.... C. L. Crawford . 30,000 10.560 118,000 97.280 50,790 Seaboard Nat. Bk., N.Y.; Bk. of Buffalo, Buffalo. Edmeston... Otsego G 14 First National Bank Wl Caleb Clark H. C. Brockway.. T. Bootman 50,000 12.820 140,300 107,370 31,070 Mercantile National Bank, N. Y. EllenviUe... Ulster K17 Ellenvilte Savings Bank §'69] Dwight Divine..-. W. H. Dcyo George H.Dutcher, Tr 925,280 503,910 60,360 N.Pk.B. & Bowling Green & Morton Trust Cos.,N.Y. First National Bank M. Eugene Clark. Nathan C. Clark.. F. B. Hoornbeek.. 50,000 19,000 100,000 17G,0C0 20,000 Nat. Park Bk. and Bowling Green Tr. Co., N. Y. Home National Bank '711 John McElhone.., William R. Rose.. George F. Andrews] 50,000 38,000 121,000 132,000 43,000 Imp. & Tra. N. Bk., N.Y.; N.Y.State N. Bk., Albany. Elllcottvllle. Cattar'gus Bank of EllIcottviIle....9,78j C. P.Vedder J.O.Clark C. A. Case 25,000 9,720 220,910 207,260 49,120 Mer. Ex. Nat. Bk., N. Y ; Bk. of Buffalo, Buff. 14 Ellington.. Chan t'qua I2 Thco. A. Case +'84 Marna M. DcVoe Merc. Nat. Bk., N. Y.; 1st Nat. Bk., Jamestown.N.Y. AElmira ...Chemung 19 Chemung Canal Bank._.{r&3 M. H. Arnot M.C. Arnot W. S. Carr... 300,000 600,000 4,440,320 4,197,060 1,149,260 Imp. & Tra. Nat. Bk. and Bk. of Am., N. Y.; Mer. E. J. Dunn. Nat. Bk., N. Y. and Philadelphia. 306,700 Merchants National Bank '92 E. R. Backer. Lorenzo nowes... C. C.Swan 100,000 8,000 239,260 101,430 Merc. N.Bk.,N.Y.: lstN.Bk.,Phil.; 1st N. Bk.,CW.

Seymour Dexter. J. SloatFaesett.. D. M. Pratt M.Y. Smith. 300,000 145,420 1,311,200 ,1,314,100 446,040 Chem. and Seab. N. Bke. and N.Bk. Rep.,N.Y.: Cont. SECOND NAT! BANK-M N. Bk., Chi.; 4th St.N.Bk., Phil.; Eliot N.Bk., Bos. Erievillc.. .Madison G12 C. E. Maynard i Fourth Nat. Bk., N. Y.; Third Nat. Bk.t Syracuse. Chemical Nat. Bk.,N.Y.; Flour City Nat. Bk.,Roch, Fairport Monroe F 7 D. C. Becker raj Han. Nat, Bk., N. Y. Falconer. Chautauqua 11 First National Bank...-1900J E.B. Crissey J. H. Clark. E. H. Sample. 25,000 Importers & Traders National Bank, N.Y. Farmer Seneca H 9 O. G. & D. C. Wheeler-t 485,790 Chase Nat. Bk., N. Y.; Kings Co.Tr. Co., Brooklyn Far Rocka way .Queens D 4\ Far Rockaway Bank §*S9| Samuel R. Smith J George P. Bergen. V.W. Smith.. 25,000 30,000 500,000 91,190 Fayetteville... Onondaga Piatt H. Smith tw) Western Nat. Bk., N. Y. F 11 C.E.Ingham-. C. J. Howden 25,000 5,000 110,000 132,400 30,000 Chase Nat. Bk., N. Y.; City Bk., Buffalo. Fillmore... Allegany II5 State Bank of Fillmore..r&9\ Wm. P. Brooks. Jas. E. Dean, Tr.. CD. Sherwood,S\ec—._. 22,770 237,960 229,510 29,200 Far. & Mnfrs. Nat. Bank, Poughkeepsie ; First Nat] Fishkill...Dutchess A 4 Fishkill Sav. Institute..§'57, F. R. Benjamin. Miles Scofleld..... Bank, Fishkill on Hudson. First National Bank of Fish­ Fishkill onHudson,Dut'ssj Chase N.B.,N.Y.;N.Webster B.,Bos. ;Mer.N.B.,Phil. kill Landing '631 John T. Smith... Robert J. Halgin. Milton E. Curtiss. 100,000 89,170 . 276,510 374,680 75,080 John T.Smith... William Brown... John Place, Tr.... C.E. Martin, Sec. 207,230 1,815,350 1,871,830 128,750 Colonial Tr. Co. and Bowling Green Tr. Co., N.Y.; A4 Mechanics Sav. Bank ...g'CO Mer. Nat. Bk., Poughkeepsie. 50,000 85,280 542,000 3C4.520 161,000 Flushing Queens C4 Flushing Bank §'87 Joseph Dykes E. V. W. Rossiteri W. H. D. Nimmo . Lincoln National Bank, N. Y. 89,500 977,210 956,020 67,710 Farmers Loan & Trust Co., N. Y. Queens County Sav. Bk.§'59 George Pople J. H. Lever L.M. Franklin.... W. T. James, Tr, 329,070 451,080 105,630 Imp. & Tra. Nat. Bk.f N. Y.; N. Y. State Nat. Bk., Nat. Mohawk River Bk..'56 J. Ledlie Hecs E. B. Cushney... J.J. Vecdcr 100,000 40,150 AFonda»Montgom'y G17 Albany. 25,000 3,410 110,340 113,310 25,420 Forestvllle, Chautauqua STA.BK.OFFORESTVILLE S. L. Hurlbert ... W.H. Parsons... H. G. Allen Merchants Ex. Nat. Bk., N. Y. H 2 8 U4 398,800 493,500 Nat. Park Bk., N. Y.; Nat. Com'l Bk Albany. Joseph E. King.. T. J. Potter A. R. Wing 75,000 35,000 65,000 M Fort Ed ward, Wash. F 19 First National Bank *85j 100,000 11,800 294,190 324,590 50,600 WesternN.B.,N.Y.; 1st N.and N.Com'l Bs.,Albany F. W. Bauder.... Lester Getman Charles G. Zielley. J. Duncan Fort Plain, Montgomery Farmers & Mech. Bank. §'87 200,000 200,000 958,000 1,181,050 153,000 Nat. Park Bank, N.Y.; N. Y. State Nat. Bank, Alb. R. II. Shearer F. S. Haslett L. A. Dunckcl Irving Knowlton.. " G16 «« Fort Plain National Bk...^ Geo. H. Watson — 50,000 20,150 117,080 162,750 16,950 Nat. Park Bank, N. Y.; N. Y. State Nat. Bank, Alb. % Henry Churchill. H. G. Munger Frankfort...Hcrk'rF U First National Bank 8e\ E.C.Stewart 50,000 22,180 167,650 168,220 40,200 Chase Nat. Bk.,N.Y.; Nat. Hide & Leather Bk., Bos.: Franklin..Delaware IH First National Bank '64 F.W.Bartlctt.. .. N. Y. State Nat. Bk., Albany. R.S. Litchfield... E.D. Scott.... 107,000 15,000 575,000 572,000 125,000 Seaboard Nat. Bk. and Nat. City Bk., N. Y.; Peoples Franklinville.. Cattara's Union National Bank '82| John Napier.... Nathan F. Weed.. 14 Bk., Buffalo. NEW YORK Map opposite page 245 OUR ADVERTISERS ESPECIALLY SOLICIT YOUR COLLECTIONS AND CORRESPONDENCE, 1900

Towns Accessible, Page 642 For Interest Kates, Days of Grace, Commercial Lawyers, Page 554 NEW YORK-continued. and Legal Holidays, see Page 13. SJURF. I.OAXS AMD CASH PAID-UP DEPOS­ DISCOUNTS, PRESIDENT. VICE-PRESIDENT. CASHIER. ASS'T CASHIER. AND AND EX-1 TOWN AND COUNTY. NAME OF BANK. CAPITAL ITS. STOCKS AND PUINCIFAL CORRESPONDENTS. ACounty Scata. fiState. +Private. Eat. PROP. SECCBJTIE.II. ICHANGESI Fredonia, Chautauqua H2 Fredonia National Bank.'56 R. H.Hall H. W. Thompson. F. R. Green H.L. dimming... 1$ 100,000 S 71,000 700,000 $745,000; $ 125,000 Mer. Ex. N. Bk., N. Y; Euclid Av.N. Bk., Clev. Marine Bk.,Bnff\; Mer. N. Bk., Phil. Miner's Bank m\ H. D. M. Miner. George G. Miner.. Cont. Nat. Bk. and Kissam, Whitney & Co., N. Y. Freeport Nassau D 5 Freeport Bank §'92 John J. Randall C T. Sprague William S. Hall.. H.B.Smith 30,000 10,000 200,000 ' 1^3,470 35,000 ChaseN.Bk., N.Y. Friendship, Allegany I 5 Citizens' National Bank .'831 S. M.Norton — E. G. Latta— M. W. Potter 50,000 27,050 128,010 ! 182,770 55,860 National Park Bank, N. Y. First National Bank *«] A. M. Wellman. B. Frank Drake.. FrankR. Utter... W. C. Kingsbury . 75,000 36,460 160,410 j 210,740 48,720 Seaboard and Ninth Nat. Bks., N. Y. Fulton Oswego F11 Citizens* National Bank.'SS EdwinR.Readhead John Hunter, Jr.. George Kellogg. 75,000 67,46G 101,540 j 203,580 74,750 Am. Ex. Nat. Bk., N. Y.; N. Y. State Nat. Bk. Albany. A. Emcrick L. C. Seymour — Amos Youmans H. C. Gardner 57,500 32,730 83,530 ! 127,270 49,294 First National Bank *ti&\ Mercantile Nat.Bk.,N.Y.; Albany CityNat.Bk.,Alb. W.J. Lovejoy,tf

Hempstead .Nassau D 5 First National Bank.... August Belmont.. Chaunccy Bedell..| Carroll F. Norton |$ 50,000 $41,040 $409,130 $108,370 I$ 73,290 Nat. Park Bk. and Chaeo Nat. Bk., N. Y. «t * « Hempstead Bank 8*871 Martin V. Wood.. Edward Cooper... Chas. E. Pattersonl 30,000 42,030 325,000 305,000 92,6:30 Cha?e Nat. Bk., N.Y.; Kings Co. Tr. Co., Brook.;| Queens Co. Bk., LongJsland City, N. Y. AHerkimer.Herklmer G15] First National Bank Wi Henry Churchill. George P. Folts... A.W.Haslehurst. 50,000 42,730 289.500 314,260 59,090 Chemical Nat. Bk., N. Y. Herkimer National Bank '68 C. S. Millington... Robert Earl... W. I. Taber 75,000 13,000 4C0,0G0 450,000 90,000 in N. Bk., N. Y. and Albany, Mer. N. Bk., Phil. Hermitage Wyo. II5 James L. Blodget t'G5 National Park Bank, N. Y. Highland Uletcr J 17 First National Bank 1P00| G. TV. Rose A. D. Lent , Charles Dubois . 25.000 Chase N. Bk., N. Y.; Poughkcepsic N. Bk., Pouirh Hobart... Delaware 116 National Bank of Hobart '91 James R. Cowan.. O. J. Bennett James A. Scott, 50,000 53,000 115,090 152,000 36,800 , Chase Nat. Bk., N. Y. [kccpMe, X. Y.| Holland...... Erie H 4 Bank of Holland 93| W. B. Jackson,... PhilipD. Riley.... George E. Merrill. 25,000 0,250 117,210 114,810 32,490 Seaboard Nat. Bk., N. Y.; Peoples Bk., Buffalo. Holland Patent..Oneida First National Bank W\ Geo. G. Chassell.. P. M. Wbitaker.. H. W. Dunlap. 30,000 2,500 50,000 75,000 5,200 F14 Western Nat. Bank, N. Y. Holley Orleans F 5 State Exchange Bank...§'< John Downs W.S.Honsel | W. A. Downs 25,000 0,800 226,660 214,510 39,580 Chase N.B, N.Y.; Fidelity Tr. & Guar. Co., Buffalo. Homer Cortland H11 Homer National Bank.._'b4j W. H.Crane G. A. Brockway._. AugustusH.Bennetl C. S. Pomeioy 100,000 27,000 380,000 358,000 125.CO0 Han. Nat. Bk..N.Y.; Philadelphia Nat. Bk., Phil HoneoyeFalls, Monroe G7| Bank of Honeoye Falls.+70| (A. M. Holden)... Charles R. Pierce Chase N. Bk., N. Y.; N. Bk. of the Comw., Boston.] HoosickFalls^ens'r G19 First National Bank '8o| E.P.Markham.... Willlam Kelyer... Addison Getty... 60,000 00,000 590,000 4&5,900 211,470 N.Park Bk.,N.Y.; N.Ex.Bk.,Bos.; N.Com'lBk.,Alb. 1 HornellsvilIe,Steuben H 7| Citizens National Bank.'SI Charles Cadogan.. John M. Finch.. J. E. B. Santee.„ 100,000 28,000 285,0?0 340,000 77,000 Hanover and let N. Bks., N. Y.; Bk of Buffalc, Bnff.J

FIRST HATIONAL BANK*4«J Charles Adsit. Ira Davenport.. James M. Welsh. 100,000 107,350 622,700 656,530 189,820 Fourth and Chase Nat. Bks., N.Y.

Horseheadg.Chemung 19 Chemung Valley Bank..+'C9 (John Bennett). John Bennett R. L. Bush 10,000 1,270 280,810 184,100 107,980 Western National Bank, N. Y. ^Hudson..Columbia 118 Farmers* National Bank_'39 Smith Thompson. W. A. Harder F. C. Haviland Granville Hills. 200,000 89,210 723,500 817,210 181,640 N. Park Bk. and Importers & Traders N.Bks., N.Y.;| N. Com'l Bk., Albany; N. Bk. Rep., Bos. First National Bank '64 Charles W. Macy. Isaac N.Collier.. Wm. Seymour A. R. Benson. 200,000 83,500 375,000 581,450 96,010 Cent, and Han. N.Bs., N.Y.; Far.&Mech. N.B.,Phil.l Hudson City Sav. Inat'n.S'fiO Edmund Holley... Geo. H. Power S. M. Rainey, Sec. land Tr, 339,330 !,653,430 [2,634,000 273,020 1 O Nat. Hudson River Bk. ..*38 C. H. Evans John E. Gillette..! C.W.Bostwick... 250,000 54,010 714,900 820,960 117,980 Leather Manufacturers Nat. Bk.,N. Y.; N. Y. State Nat. Bk., Albany. a Hnme Allegany H 5 Wells Bros +'85 Nat. Park Bk., N.Y. w Huntington.. Suffolk C 5 Bank of Huntington g'88 James M. Brush.. Thomas Young _, Douglass Conklin.j 30,000 55,000 400,000 400,650 111,880 Nat.Shoe & Lea.Bk. andBk. of Manhattan Co.,N.Y, > Ilion Herkimer G 14 Hion National Bank '64 Charles Harter Johnlloefler David Lewis... 100,000 31,490 226,000 191,960 107,560 First National Bank, N. Y., Chicago, and Utica.

Althaea.. Tompkins H10 FIRST NATIONAL BANK^j George R.Williams| John C. Stowell Henry B. Lord.. Charles W. Gay. 250,000 87,000 547,000 699,000 260,000 4thN.B.,N. Y.; Cont. X.B., Chi.; Mer. N. B., Phil.| 00 Ithaca Savings Bank §'68i Roger B. Williams JohnH. Selkreg.. Wm. J. Storms, Se\C and Tr 175,810 1,568,800 1,542,920 201,700 Metropolitan and Mercantile Trust Cos., N. Y.

ITHACA TRUST CO.—H Franklin C. Cornell] Francis M. Finch. W. H. Storms. 100,000 60,000 1,020,000 970,870 146,080 Metropolitan Trust Co., N. Y.

Robert H. Treman J. C. Gauntlctt... Henry L. Hinckley 150,000 110,100 325,000 515,240 123,210 Chase Nat. Bank, N. Y.; Cont. Nat. Bank, Chi.;| TOMPKINS CO.NAT.BK.3C 4th St. Nat. Bank, Phil.

A Jamaica... Queens C4 Bank of Jamaica §'89| J. H. Satphin John Alvin Young| W. D. Llewellyn, AcVg 50,000 57,880 473,920 409,430 139,224 Chase Nat. Bk., N.Y.; Queens Co. Bk., Long Isl. Cy. Jamaica Savings Bank..r66| John H. Sutphin. George L. Peck... J. n. Brinckerhoff,| JV.M.S.Rapelyek, Sec 199,710 1,700,900 1,608,860 291,750 Jamestown, Chan ten qua ChautauqnaCo.TrnstCo.g'Slj C. M. Dow F. A. Bentlcy and B. D. Phillips S.J.Giles 250,000 49,350 2,205,790 1,811,670 G93,910 Chase, Chemical, and Seaboard Nat. Bks., N. Y. Willis Tew E. F. Dickinson, S\\€C. 50,000 460,970 437,674 87,440 U _ _ J O it Farmers & MechanicsBk.ft'91 Newton Crissey.-.j 0. N. Rushworth 14,150 Han. Nat. Bk., N. Y. E. B. Crissey FIRST NATIONAL BANK-^! F. E. Gifford.... E. Morgan J. W. King 153,300 182,040 930,750 1,001,090 249,240 1st and 4th Nat. and Nat. Park Bks., N. Y.; Far. & Wm. Broadhead.. Mech. Nat. Bk., Phil. Union Trust Co §'94 Frank Mens Harry L. Briggs.. Fred P. Hall, Tr. 100,000 20.070 972,230 998,410 73,880 Seaboard Nat. Bank, N.Y.; Marine Bank, Buffalo: P. C. Houston F.-P. Columbia Nat. Bank, Pittsburg, Pa. 100,000 665,070 724,130 91,430 AJohnstown, Fulton G 17 Johnstown Bank 6*79] Samuel Briggs, 2d\ William McKie... 75,240 N. City Bk., N.Y.; N.Y.Statc N.Bk.andN. Ex.Bk.,| e-i JohnG.Ferres Albany. 1 125,000 110,000 1,130,000 870,000 420,000 Peopled Bank ft ! Martin Kennedy.. John H. Decker...' Edward Wells .... Nat. Bk. Rep., N.Y.; N. Y. State Nat. Bk., Albany.

Chaa. M. Hopkins E. K. Romeyn. 100,000 22,700 179,530 329,410 58,600 Mercantile Nat. Bk., N. Y.; Nat. Ex. Bk., Albany. Keeseville. ..Essex B19 Keeseville National Bank'TOi Edmund K. Baberj M. J.Call&nan | 1 200,000 80.000 206,730 364,560 112,440 Leather Manufacturers National Bank, N. Y. Kinderhook,CorbiaH18 National Union Bank....'531 Gerrit S. Collier. David Strain William H.Raineyj NEW YORK Map opposite page 245 OUR ADVERTISERS ESPECIALLY SOLICIT YOUR COLLECTIONS AND CORRESPONDENCE.

\ 1900 Towns Accessible, Pago G42 For Interest Rates, Days of Grace, Commercial Lawyers, Pajre 554 NEW YOEK-contmned. and Illegal Holidays, sec Page 13. SlTRP. PAID-UP DlUCOUNTS, CASH I TOWN AND COUNTY. NAME OF BANK. PRESIDENT. VICE-PRESIDENT. CASHIER. ASS'T CASHIER. AND DEPOS­ CAPITAL ITS. SlXK'KS AND AND EX­ PRINCIPAL CORRESPONDENTS. iCoanty Scata. SState. + Private. Est. PROF. BrrcRiTtE*. CHANGES I S. D. Coykendall J. T. Johnson F. D. Dewey... $400,000 |$138,020 $517,010 $ 947,150 ^Kingston --Ulster J 17 FIRST NATIONAL BANK |$ 108,030 Nat. Park Bk. and Nat. Bk. Rep., N.Y. •I Capital and So! rplus 8500,000, Collections a! t Bondout and Klngst on ma [de on favorabj le terra's. Correspondence solicited and promptly OFRONOOUT- w\ f attended to Kingston National Bank.'G5 Reuben Bernard. L. Noone C. Ilnme 150,000 50,300 210,000 331200 46.500 Hanover and Mercantile National Banks, N. Y. Kingston Savings Bank S*74 LnkeNoone James A. Betts.. Chas.Burhans,Tr. Myron Teller, 2d r.-p.... 121,000 1,230,000 1,124,520 129,790 Kings County Trust Co., Brooklyn. National Bk. of Rondout_'48| Charles M. Preston| C. A. Shultx Abram Hasbrouck| 150,000 43,000 260,710 405,900 52,E50 Am. Ex. Nat. Bk., N. Y. National Ulster Co. Bank/31 F. J.R.Clarke... John J. Llnson.., Richard De Witt. 150,000 52,080 294,320 351,310 119,6S0 Merchants Exchange National Bank, N. Y. Roudont Savings Bank.g'esj A. S. Staples I. M. North |J.E.Derrcnbacher,S| 146,000 1,493,000 |1,483,090 152,630 State of N.Y. Nat.Bank.'5S| Jesse Mycr E. M. Brigham ... J. M. Schaeffer 150,000 45,880 232,880 329,020 80,140 First National Bank, N. Y. ULSTER COUNTY SAVING INSTITUTION §51 Alton B. Parker.. F. J. R. Clarke.. J. B. Alliger, Tr.J John Broadhcad, \A. Tr. 110,140 !,200,000 1,901 090 302,140 Farmers Loan & Tr. Co., N. Y Lancaster Erie G 3 Bank of Lancaster §'94 Charles W. Fuller. J.G. Miller John O. Garreteeej 30,000 12,800 223,030 202,410 63,420 Seaboard N. B„ N. Y.; Peoples B., Buff.

Lansingburg ..Renaserr BK. OF D. POWERS & SONS A.E.JfcN.B. Powers! Wm. C. Groedbeck Nat. Park Bk.t N. Y.; Mer. Ln. & Tr. Co.,Chi.: Nat. Exchange Bk.,Boston; E.W.Clark «fc Co.,Phil. " G19 " Peopled Bank fi'80, J. K. P. Pine F. B. Twining A. B. Cobden 50,000 552,070 410,GS0 210,720 Bank of America, N. Y.; Suffolk Nat. Bank, Bos. Le Roy Genesee G 6 Bank of Le Roy S Butter Ward John Maloney W. C. Donnan.... H. B. Ward.. 100,000 29,150 357,220 357,270 145,620 Imp. & Tra. N. Bk., N.Y.; N. Y.St at eN.Bk., Albany. Citizens* Bank §'97: W. F. Smallwood. Thomas B. Tattle F. E. Chaddock . 50,000 6,000 155,000 18^,000 18,000 Merchants Ex. Nat. B., N.Y.; City Nat. B., Buffalo Liberty Sullivan J 15 SULLIVAN CO. NAT'LBK/03 James C. Young.. A. P. DuBois Frank Barber 50,000 16,000 250,000 250,000 50,000 Nat. City Bk., N. Y.; 4th St. Nat. Bk., Phil. Lima Livingston G 7 Bank of Lima +'56 (Horace C. Gilbert)' Smith L. Parmele 4,1 88,470 45,160 43,790 Western Nat. Bk., N.Y.; Alliance Bk., Rochester. Little Falls—Herkimer Little Falls National Bk. .'77 James D.Feeter ..\ Rollin H. Smith .. L. O. Bucklin F. G. Tcall. 100,000 66,000 481,000 466,900 178,710 ChaseN.B.andN.B.Rep.,N.Y.;N.Y. StateN.B.,Alb " .... F15 " National nerkimerCo.Bk/33 Wm. G.MIlligan.. D. H. Burrcli George D. Smith 250,000 118,640 1,132,020 1,307,530 280,310 N.Park and Am.Ex.N.Bks.,N.Y.: Cont.N.Bk., Chi. N. Com1! Bk. and Albany City N. Bk., Albany. ALlttle Valley.Cat'gus I 3 Crissey &Crisscy t'SJS Harlan J. Crlsecy Lynn N. Ballard. Hanover Nat. Bk., N. Y. Livonia Sta..Livings*nG7 Bank of Livonia +71 (A. N. Stewart)... A. N. Stewart. Central National Bank, N. Y. Woodruff & Thurston...+'71 i W.B. Thurston. New York National Exchange Bank, N. Y. Locke .Cayuga II10 Citizens Bank g'95 V. B. Coggshall. C. B. King. 25,000 2,000 40,000 51,000 2,920 Chase Nat. Bk., N. Y. *Lockport -Niagara F 4 Far. & Mech. Sav. Bank.ro] I. H. Babcock... E. A. Smith I J. E. Emerson, Sec. 200,000 [2,300,000 2,121,440 290,650 5th Ave. Tr. Co., N.Y.; Marine Bk.,Btiff. D. D. Crosby NAT'L EXCHANGE BANK '«' T. E. Ellsworth. _ C. M.VanValkenburgh. Wm. E. McCo| mb . 150,000 100,000 700,000 900,000 180,310 N. B. Rep., N.Y.; N.Y. State N.B., Albany. Niagara County Nat. Bk.'04 Ransom Scott... T. E. Ellsworth...| J. R. Compton 150,000 50,000 508,000 440 000 153,000 Nat.Pk.Bk., N.Y.; N. Shawmut Bk., Bos.; Far. and Mech. Nat. Bk., Phil. S. CURT LEWIS +1 Cent, and Han..Nat. Bks., N. Y.; Mer. Bk., Buffalo.) Long Island City,Queens C 4 {See Kew York City.) ALowville—.Lewis D13 Black River Nat. Bnnk_„*79| Chas. P. Leonard. F. J. Bowen. Frederick S.Easton 50,000 59,000 250,000 193,430 157,740 Am. Ex. Nat. Bk., N.Y.; N.Y. State Nat.Bk.,Albany. First National Bank *63 Chas. D. Boshart. Edward H. Bush. 50,000 115,000 230,000 155,000 195,000 N.City Bk.,N. Y.; IstN. Bk., Chi.; 2dN. Bk.,Bos.; N. Ex. Bk., Albany. ALyons Wayne F 9 Bank of Wayne §'05 Orlando F.Thomas| George Mapes I William S. Scott. 50,000 21,870 223,570 8S,470 197,830 Chase Nat. Bk. and Nat Bk. Com., N. Y. Lyons National Bank '65 D. S. Chamberlain D. P. Chamberlain- F. A. Tanner.. F. M. Chamberlain' 60,000 12,000 180,960 213,520 67,060 N. City B.,N.Y.; 1stN.B., Chi.; Alb. City N. B., Alb. Saxon B. Gavitt rm W. S. Gavitt... American Ex. Nat. Bk., N. Y. Madrid. St.LawrenceB14 Madrid Bank jW A.D.Whitney A. W. Abernethy .j J.H. Robinson. 25,000 5,870 56,880 65,310 21,080 ; National CityBk., N. Y. ! *Malone ..Franklin A 17 Farmers* National Bank.'64 D.W.Lawrence.. M. C. Ransom.. F.F.Fisk , B. R. Shears 150,000 56,000 430,000 525,0C0 100,000 Nat. Bk. Rep., N. Y.; Shoe & L. Nat. Bk., Bos. « »* People's National Bank.. '8ft N.M. Marshall.... F. W. Lawrence M. F. McGarrahanl II. H. Seaver 150,000 92t5!>0 600,150 760,030 ; 133,930! Nat. Park Bk.. N. Y.; Cont. Nat. Bk., Chi.; 2d Nat. Bk., Bos.; X. Y. State Bk., Albany. Mamaroneck, Westchester First National Bank .'91 Bradford Rhodes. David F. Britt [ Reuben G. Brewer! 50,000 53,000 145,000 242,000 31,000 Chase National Bank, N. Y. » ...... C5 tc Union Sav.Bk.of Westchester, Bradford Rhodes . Samuel G. Purdy. R.G. Brewer, TV... T. J. Meighun, Sec. 16,000 270,000 231,420 48,780 Lincoln National Bank, N. Y. Thomas Brewer. Marathon-Cortland n 12 First National Bank '84 James H.Tripp... George P. Squires. Lyman Adams D.B.Tripp 50,000 18,8S0 71,520 95,700 2S,870 Western Nat. Bk., N. Y.; Far. & Mech. Bk., Phil. Mer. Ex.Nat.Bk., N.Y.; N.Y. State Nat. Ilk.,Albany. MargaretvillcDelVr 115 Peopled Bank 8*91 E. L. O'Connor... J. W. Kittle N. D. Olrastead... H. D. Swart 40,000 3.000 91,000 114,000 20,000 Nat. Bk. of North Am., N. Y.; Fourth Nat. Bk., Bos. Massena.St. Lawr'ce A15 Masscna Bank +'84] M.H.Flaherty James K. Phillips. A.E.Phillips Nat. Park Bk., N. Y.: N.Y. State Nat. Bk., Albany. Matteawan,DutchesB A 4 Mattcawan National Bk..'98; Theo. Brinckerhoff I John P. Rider.... David Graham 100,000 11,000 101,000 150,000 j 49,090 Matteawan Savings Bk..§"TI Samuel K. Phillips] Thomas S. Jndson. G. Van VI let, Tr... John B. Whiteon, StC 10,050 330,(00 298,270 j 19,010 M. W. Scoucld.... J. F. Hunt. C. R. Cipperly.... 25,000 3,630 125,720 112.630J 36,310 nanover National Bank, N. Y. AMayrIIIetChautauqua 11 State Bank of Mayville §'9l First National Bank '84 Benjamin B.Smith David Akin A. J. Harvey 50,000 36,140 223,250 219,570 j 59,820 Hanover Nat. Bk., N. Y.: Nat. Com'l Bk., Albany. Mechani c6vMe,S'togaGl 8 Mer. Ex. N. Bk., N. Y.; N. Y. StateN. Bk., Albany. Manufacturers Nat. Bk..-96 W. L. Howland... E, H. Strang. Chas. D. Thurbcr. 60,000 12.2S0 239,070 247,810' 61,230 NEW YORK Map opposite page 245 OUR ADVERTISERS ESPECIALLY SOLICIT YOUR COLLECTIONS AND CORRESPONDENCE. 1900 Towns Accessible, Page 643 For Interest Kates, Days of Grace, Commercial Lawyers, Page 554 NEW YORK- continued. ami ticgal Holidays, sec Page 13, SURP. PAro-up DEPOS­ TOWK AND COUNTT. NAM or BAOTC PKISIDINT. VICB-PBEBIDINT. CASHIKX. Ass'T CASHIER. AND AWO - PlUNCIFAL COBSXSPOKDBNTB. CAPITAL ITS. STOCKS JIM> -E*-* ^County Seats. § State. + Private. Est. PBOP. SECURITIES. CHANGES] Medina Orleans F 4 Medina National Bank...'84] Earl W. Card John W. Card — Robert W. Clark. $ 50,000 $ 13,500 |$ 190,000 $220,000 S 37,000 Nat. City Bk., N. Y.; N. Y. State Nat. Bk., Albany. t< ** Union Bank §"61 George A- Newell. Homer J. Luther. Harry F. Welton. 50,000 22,300 379,310 325,500 126,110 Nat. Park Bk., N. Y.; Shoe & Leather Nat. Bk., Bos. Mexico Oswego E 11 First National Bank *98] NellieT. Peck—, Cbarles A. Peck. 25,000 Western N. Bk., N. Y.; N. Y. State N. Bk., Albany. Mexico Banking Offlce..fl84 (George G.French) B.F.French Chaec National Bank, N. Y. Middleburg.Sch'rie n 16 First National Bank '80| D. Beekman G. N. Frisbie.... M.L. Tator W. G. Beekman. 50,000 18,890 102,560 190,630 33,720 Chase N. Bk., N. Y.; N. Y. State N. Bk., Albany. Middleport-.Niagara F 4 Lu S. Freeman r$i\ (L.S.and A. E.Frl[eeman ) L. S. Freeman... A. E. Freeman . 1.C00 35,000 21,000 25,000 Chase Nat. Bk., N. Y.; N.Y. State Nat. Bk., Albany; Medina Nat. Bk., Medina, N. Y. Taylor's Bank f*ff (C.B.Taylor).. M. A. Kuth. 25,000 41,400 31,900 33,050 National Park Bank, N. Y. Middletown.. Orange A 2 First National Bank *64|Corneliu s Macardell H. H. Crane. Seymour DeWitt. S. W. Robertson., 100,000 24,640 597,630 492,380 218,890 National City Bank, N. Y. Merchants National Bank'85 N. M. Hallock. Garrett T. Townsel nd 100,000 29,580 265,760 279,100 96,690 National Park Bank, N. Y. Middletown Savings Bk.g'69 F. B.Denton D.H.Bailey,S.<£7V II. B.Woodward, A S.S T... 110,100 1,906,200 ,715,670 282,630 Knickerbocker and Merc. Trust Cos.,N. Y. W. T. Hayes. Orange Co.T.

THE NATIONAL CITY BANK OF NEW YORK.

CAPITAL, --.--- $10,000,000 SURPLUS AND PROFITS, - - - 5,000,000 SHAREHOLDERS' LIABILITIES, - - 10,000,000 TOTAL, - - - $25,000,000

TRANSACTS A GENERAL BANKING BUSINESS

Issues Travelers' Letters of Credit, available in all parts of the World; opens Commercial Credits, buys Foreign Ex­ change, and sells Drafts and Cable Transfers.

JAMES STILLMAN, PRESIDENT. SAMUEL SLOAN, VICE-PRESIDENT. W. H. TAPPAN, ASS'T CASHIER. A. G. LOOMIS, VICE-PRESIDENT. A. KAVANAGH, ASS'T CASHIER. G. S. WHITSON, CASHIER. H. M. KILBORN, ASS'T CASHIER. WM. A. SIMONSON, ASS'T CASHIER. J. A. STILLMAN, ASS'T CASHIER. C. JANSSEN, MANAGER FOREIGN EXCHANGE.

TLJE7 I HE i\l ik IT ill i\i £& 1 K II l\l 1% vjf\ rET l\i>i\^#ii i 1 IW?i iI IWn1 SAoiliLBiiiw 1 w 1 IF 1H* i I ^ o£1 IN NEW YORK

CAPITAL, $1,000,000 SURPLUS, $660,000 DEPOSITS, $18,000,000 WARNER VAN NORDEN, President. WILLIAM F. HAVEMEYER, Vice-President. WARNER M.VAN NORDEN, Ass't Cashier. HENRY CHAPIN, JR., Cashier. J. FREDERICK SWEASY, Assistant Cashier.

DIRECTORS. HENRY H. COOK. DAVID H. HOUGHTALING. MAHLON D. THATCHER. ELIHU ROOT. JOHN H. FLAGLER, ALVAH TROWBRIDGE. SALEM H. WALES. WILLIAM P. HAVEMEYER. DANIEL A. HEALD. WARNER VAN NORDEN. HENRY F. DIMOOK. Bankers, Manufacturers, and Commercial Accounts Solicited. ISSUES TRAVELERS' LETTERS OF CREDIT, AVAILABLE IN ALL PARTS OF THE WORLD, BUYS AND SELLS FOREIGN EXCHANGE, DRAFTS, AND CABLE TRANSFERS. 1900

THE SEABOARD NATIONAL BANK

OF THE CITY OF NEW YORK.

DEPOSITORY FOR THE UNITED STATES, Capital, $ 500,000 STATE OF NEW YORK, AND CITY OF NEW YORK Surplus and Profits, 750,000 Deposits, .... 16,000,000

S G BAYNE, President J F. THOMPSON, Cashier S G NELSON, Vice-President C C THOMPSON, Assistant Cashier

=DIRECTORS=

SAMUEL G. BAYNE JOSEPH SEEP T WISTAR BROWN DANIEL O'DAY WILLIAM A. ROSS STUART G NELSON GEO. MILMINE GEN. FRANCIS V. GREENE EDWARD V LOEW LUCIUS A. COLE FRANKLIN QUINBY

PROMPTNESS ACCURACY COURTESY LIBERALITY 1900 s

See Card of the Chase National Bank, on following page. 1900

Towns Accessible, Page G4J3 N E W YORK CITY D 3. Population Greater New York, 3,100,000. For Interest Rates, Dayft *« »*>. ie>, Commercial lawyers, Page 554 and ILegal Holidays , see Page 13. BUBPLUSI LOANS BOHDS, DUE UASH PAID-DP DUE TO iNDmr/iJ CASHIER. ASS'T CASHIKR. AND ANI> DIS­ STOCKS, FROM AND EX­ PRINCIPAL CORRESPONDENTS. NAME or BANS. PBBSIDEWT. VlCE-FltE&mKNT. CAPITAL! BANKS. DEPOSITS gState. Est. PROFITS, i COUNTS. ETC. BANKS. CHANGES S $ % John S. Carr 9,722,110 s 9,257,450 3,254,420 13,357,080 Corn Ex. N. B., Chi.; N.B.Rep.,Bos. ;Phll, •American Exchange Nat. Bk.*39 Dnmont Clarke. Edward Bums.._. 5,000,000 2,890,100 18,264,330 (128 .) F. B. Anderson, 15,956,000 N.B., Phil.; Western N. Bf, Bait. L. L. Clarke. •Astor National Bank George F. Baker.. A II Stevens ... George W.Pancoast| Harris Fabnestock| 350,000 250,000 100,000 4,000,000 1,625,000 2,245,000T 75,000 1,005,000 1st Nat. Bk., Chi.; 2d Nat. Bk., Bos ; (13W.34tk.) Barkley Wyckoff. Western Nat. Bk„ Phil. Aster Place Bank S'OJ Alfred C.Barnes.. JohnT. Perkins- Henry A. Patten.. \{Bmnch Corn Exc\Change Ba\\nk t Ntw York City.) Met.N.B.,Chi.; N.Y. State N.B.. Albany; (Astor and Lafayette Places.) Inter. Tr. Co.,Bos.; 4th St.N. B., Phil. Walter M. Beimel John Sage 1,500,000 b,905,3S0 9,417,370 j.24,377,960 [22,256,080 1,360,900 ,062,040 12,711,180 *Bank of America §*12| Wm.n. Perkins.. Frederic P. Olcott. Mer.Ln.& Tr.Co,, Chi.; Mer. N.B.,Bos.; Bk. of No. Am., Phil. (44 Wall.) Frank Tilford R. R. Moore .. Geo. J.Baunrnnn.j 350,000 411,000 1,170,630 5,358,210 4,418,330 771590 117,740 1,901,300 •Bank of New Amsterdam..§'81 Bankers N.Bk., Chi.; N. Bk. Rep., Bos. (Branch at Fbrty- \&eventh and Tkirtl\ave.) (Broadway and Thirty-ninth.) Corn Ex. N.Bk., Phil. *BANK OF HEW YORK j fi. S.Mason.... John L. Rifcer _... Charles Olney E. T. Hulst.... [3,000,000 2,008,280 7,762,900 17,136, ieo 12,718,440 862,770 813,630 14,317,500 Mass. N. B. and N. B. Rep., Bos.; B. of G.P. nail, 2rfX.fi No. Am., Phil.: Com Ex. N. B., CM. NAT'L BANKING ASSN. 17841 of Banks and B receivj ed on f | javorabl o terms1 (4S Wall.) ) Oldest Bank in State of New York. Accounts ankers SEE A DVERT1 SEMEJIT OPPOSITE PAGE 248.

15,634,080 •Bank of the Manhattan Co.§1799 Stephen Baker Henry K. McBarg| D. H. Pierson Wm.E, Trotter.. |a,050,000 2,193,000 5,653,700 |28,237,6S0 |20,944,070 900,000 657,120 CornEx.N.B.tChi. (40 Wall.) •Bank of the Metropolis §*7l Theo. Rogers.. William B. Isham E. C. Evans 300,000 963,550 408,330 7,080,890 6,167.680 270,E0O 94,170 2,250,490 Mer. N. Bk., Chi.; 4th St. N. Bk., Phil.;| (29 Union Sq.) N. Bk. of theComw., Bos. •Bank of the State of N. Y.. 8*361 R. L. Edwards James B.Colgate. | Alfred H. Curtis. George L. De Gray 1,200,000 536,000 134,500 9,043,150 4,253,010 36,800 110,320 6,234,370 Met.N. Bk.,Chi.;N. Bk.Redemp„ Bos.;' (33 William.) „ Western N. Bk., Phil. 1 250,000 709,790 144,070 3,593,230 2,607,670 488,440 754,650 719,410 •Bowery Bank -.: S ! JohnS. Foster.„..I Martin S. Paine Charles E&sig First Nat. BkM Chicago. (62 Bowery.) C.A. Becker.... M. M.Corwin 50,000 29,300 11,500 353,170 345,490 35,210 22,250 40,030 Chase Nat. Bank, N. Y. Bronx Borough. Bank $*93| Wm. H. Blrchall.J (731 Tremont ave.) 'CENTRAL NATIONAL BANK ^ Bdwin Langdon. Charles S. Young- Lewis S.Lee. 1,000,000 9,003,710 8,818,630 2,411,370 1,899,100 5*481,250 First N. Bk., CM.; N. Bk. ol Com. and 539,930 9,840,640 N. Bk. Kep., Bos.; Girard N. Bk., Phil. (820 Broadway.)

H. W.Cannon,. A.B. Hepburn E, J. Stalker C. C. Slade 1,000,000 £,757,840 16,763,990 10,081,630 1,238,900 15,885,930 Samuel H. Miller. 1,994,600 129,231,240 H. K. Twitchell. *CHASE HATIOKAL BAKU »^| W. O. Jones. 1 (83 Cedar.) Accounts of B]lank s and Banke ra received on fa vorable terms. SEE AD VERTIS EMENT OPPOSITE PAGE 247.

Met. Nat Bk., ChL; Nat. Ex, Bk., Bos.; H. P.Doreimis.... W. H. Strawn.. 450,000 974,000 1,280,000 5,690,000 5,416,500 832,100 507,000 1,920,000 •Chatham National Batik *51 George M. Hard.. Cent. NatBk„ Phil.; 4th Nat.Bk.,St.L. (192 Broadway.) Geo. G. Williams W.H. Porter Francis Halpln James L. Parson.. 300,000 6,903,900 7,068,940 [31,765,200 [22,399,620 2,084,740.2,058,8 M 8,688,150 Union Trust Co., Chi.; Eliot N. Bk., Bos.; •Chemical National Bank '24 G cr.Sav.Jnst.St.L. ;Girard N. Bk., Phil. (270 Broadway.) 112,520 15,000 1,500,000 1,248,530 37,700 251,900 254,590 Hanover Nat. Bk., N. Y. COLONIAL BANK ,.„8*92 Alexander Walker Edwin W. Orvls.. William C. Duncan) 100,000 {Branches at 133 a \nd9i2 Columlus a ve.) (480 ColumbuCoiuiub s ave.) 300,000 212,740 83,820 2,619,650 1,669,760 410,070 750,810 415,570 Nat. Bk. Rep., Chicago; Shoe & Leather Columbia Bank §'83, Joseph Fox D. H. Rowland .„ Walter S. Griffith Nat. Bk, Boston, (501 Fifth ave.) 2,873,250 Nor.Tr.Co.Bk.,Chi • N. Hide JbLea. Bk. Benjamin Perkins Charles II. Marshall Alfred IL Timpeon! A. D. Seymour, 1,000,000 510,600 3,231,070 3,127,050 4,415,810 4?2,950 89,650 •Continental National Bank. .'53 2d F.-P-l Bos.; IstN.Bk., Phil. 1,038,320 10,445,T20 Mer. Nat. Bk., Mer. Ln. & Tr. Co., and (7 Nassau.) ] William A. Nash. Thomas T. Barr. Wm. E. Williams. 1,400,000 l,S40,OG0 3,194,210 22,709,310 21,271,700 036,610 •Com Exchange Bank §'53 Walter E. Frew. F, T. Martin. III. Tr. & Sav, Bk.r Chi. (William and Beaver.) Frank C. May hew Berthold Hollander Samuel Drabble Corn Bx.Bk. (Broadway Branch.) Corn Ex. N. Bk., ChL; EHot and State (Broadway and Spring.) § «J| R R, Moody. 300,003 5,000 400,000 100,000 350,000 400,000 300,000 50,0C0 William Kent.. Charles H. Spencer | N. Bks„ Bos.; Mech, N. Bk.vPhll.; 1st Domestic Exchange NatHBk. •», Robert D. Kent. N. Bk, Snn F. (Broadway and Chambers.) | NEW YORK CITY Map opposite page 246 OUR ADVERTISERS ESPECIALLY SOLICIT.YOUR COLLECTIONS AND CORRESPONDENCE. 1900 Towns Accessible, Pago G43 lTor Interest Kates, Days of Grace, Commercial Eawyerg, jPagg_gj>f_ NEW YORK CITY-continued. and [Legal Holidays, see Page 13. .LOANS PAID-UP ISURPLUS ! DUE IKDIVID'L BONDS, DUE CASH j VICB-PRESIDENT. CASHIER. AND TO [AND DIS­ STOCKS, PROM AND NAME or BANK. PRESIDENT. ASS'T CASHIER. CAPITAL DEPOSITS Ex- f PRINCIPAL CORRESPONDENTS. 8 State. Est. PROFITS. BANKS. COUNTS. ETC. BANKS. CEIANGES.1 % % $ $ $ S i Raymond Jenkins. Davld Banks 250,000 159,070 1,588,990 853,480 167,900 •East River National Bank...'52J Zenas E. Newell 345,500 585,140 ;lstN.B.tChi.;N.Sec.B..Boe.:Far. &Mech. (632 Broadway.) j N.B., Phil.; N. Y. State N. B., Albany. Henry Steers.. Geo. W. Quintard 100,000 120,500 1,372,100 949,120 324,340 Eleventh Ward Bank %'&i\ Charles E. Brown. 120,190 159,940 I 1st N. B., Chi., 4th St. N. B.,PW1.;N.B. (147 Avenue D.) Corn., St. L; Frecmans N. B Boston, Fidelity Bank §1900| Charles R. Header j son, Acting Frederick Fowler. 200,000 100,000 M (Madison ave. and 75tli.) 100,000 1,287,050 10,020,290 561,050 2,887,830 •Fifth Avenue Bank §*?5| A.S.Frissell... Frank Dean B. H. Fancher.. 7,557,100 44,300 Mer. N at. Bk., Chi.; Cent. Nat. Bk., Phil.; Nat. Bk. Commonwealth, Bos. (530 Fifth ave.) 200,000 315,000 2,300,000 1,060,170 880,740 75,120 727,640 •Fifth National Bank '64j Stephen Kelly R.B. Kelly.... A.Thompson._.. International Trust Co., Boa.; South- wark Nat. Bank, Phil. (Third ave. and Twenty third.) 500,000 [9,117,080 '23,300,170 [22,107,260 16,050,640 24,073,910 821,780 •First National Bank 'G^ H. C. Fahnestock. William B. Reed. W. G. Snow 14,473,980 lstandMet.N.Bks.and!ll.Tr.&Sav.Bk., (Broadway and Wall.) George F. Baker- Francis L. Hine. Chas. D. Backus. Chi.; 1st, 4th St, and Phil. N. BkP.,1 Phil.; 1st and 2dN. Bke. and N. Bk of Commonwealth, Boston Fourteenth Street Bank §'68| Charles P. Rogers] Irving C. Gaylord Louis V. Enuis. 100,000 55,310 1,412,550 906,630 229,530 317,900 86,900 Corn Ex. Nat. Bk.,Chi.; Nat. Bk. Coraw., (3 East Fourteenth.) George F. Vail Boe.; Far. & Mech. Nat. Bk., Phit. C. H.Patterson.. D. O. Underbill... |3,000,000 2,384,010 20,022,500 184,380 951,3S0 11,761,550 •Fourth National Bank '64 James G. Cannon. 11,701,790 |23,4G0,990 First N. and Merch. N.Bks.,Chi.; Second (Pine and Nassau.) J. Edw. Simmons, Alex. H. Stevens (Samuel Woolverton] 1,000,000 1,850,570 3,742,230 6,360,730 6,459,770 1,264,580 156,890 4,556,330 N. Bk. and N. Bk. Com., Bos. •Gallatin National Bank *20] Mer. N. B., Chi.; Western N. B., Phil.; (36 Wall.) F. B. Tappen Peter D.Strauch.. F. J. Van Order 200,000 10,000 810,000 630,000 23,600 139,000 237,000 SecondN.B , Bos.; Citiz. N.B.,Balt. Ganscvoort Bank S'SOJ Corn Ex. N. Bk., Chi.; Fourth N. Bk.. C. E. Bigt'ow (Fourteenth and Hudson.) C. W. Morse... R. W. Poor W. L. Douglass.. fc3oo,ooo;|1.063,80 0 797,240;| 6,691,390 5,843,000 275,000 184,000 2,174,000 Bos.; Far. & Mech. N. Bk., Phil. •Garfield National Bank '81 Bkrs. N.Bk.,Chi.: N.Bk.Redemp. and 4th| (Sixth Ave. and Twenty-third.) W.H.Gelsbenen.. CasimirTag Henry Rocholl. J. F. Frederichs . 750,000 351,070 456,440 4,103,810 3,062,320 180,890 268,140 2,248,930 N. Bk., Bos.; 3d N. Bk., St. L. •German-American Bank. .-§'70] First Nat. Bk., Chicago; Suffolk Nat. (23 Broad.) M.J.Adrian B. G. Amend Chas. L. Adrian. E. F. Swanberg.. 200,000 617,820 3,334,120 2,646,770 65,600 553,470 761,100 Bk., Boston; 4th St. Nat. Bk., Phil. •German Exchange Bank .-.§72. 200,000 812,880 4,256,000 3.121,000 1,181,320 750,490 Chicago N. Bk., Chi.; First N. Bk.,Bos.; (Bowery and Bond.) Edward C.Schaefer, H. W. Schmidt. J.A. Morschhauserl Loftin Love 210,090 Bk.ofNo.Am.,Phil.;FourthN.Bk.,St.L, •Germania Bank Charles A. King, 2tf I (190 Bowery.) John S. McLean F.-P. Frank Hammond 200,000 170,200 947,000 583,830 374,040 176,910 171,800 Kat. Newark Bkg. Co., Newark;FiratNat. •Greenwich Bank §'30 William A. Hawes Bk., Bos.; Western Nat. Bk., Phil. (402 Hudson.) Edwin S. Schenckj Frederick B. Scben |ck Jesse C. Joy 200,000 109,100 53,910 1,543,C00 1,438,400 148,000 91,240 222,700 American Exchange and Mercantile Nat. Hamilton Bank Bks., N. Y. Mercantile Nat. Bk., N.Y. C215 West 125th.) CharlesB uckhee, M J Hamilton Bank '• Branch ** §"99). w~ (1707 Amsterdam Ave.)

j" Jas. T.Wood ward] James M. Donald. William Logan... W. I. Lighthipe... 3,000,000 5,711,910 38,043,850 16,40G,440 !34.170,200 9,186,970 !,590,400 22,704,470 Com'I Nat. Bk., Chi.; Nat. Bk. Ren., 2d ^HANOVER NATIONAL BANK'" Wm. Halls, Jr. Elmer E. Whiltaker] and Shoe & Lea. Nat. Bks.,Bos.; Union (11 Nassau.) Henry K. Carse... Nat. Bk.,Phil.; 4th Nat. Bk., St. L. A.D. Campbell.- (Accounts of Ba nksanrt Bankers received on fav orable terms. $ EE ADVl ERTISE MENTON DIREGT0 RY COVE R, ALSO OH 0PP 0SITE P AGE FOR STATEMENT OF CONDITION.

•Hide & Leather Nat. Bank.. ."91 D, S. Ramsay Chas. A. Schiercn. Clarence Foote Thos.Keck^tfF.-P. 500,000 300,000 400,000 2,000,000 2,000,000 495,090 250,000 900,000 Bkrs. N. B., Chi.; N. B. Rep. and N. B. (100 William.) Comw., Bos.; 4th St. N. B., Phil. nome Bank §'83[ W. A. Nash Edward Schweyerl J. P. Dunning (B| ranch Cor\n Exchan\ ge Hanky New York] City.). (303 West Forty-second.) Geo. E. KetchamJ ge Bank, New Tom City.). Hudson River Bank §'1 F.B.Elliott Peter Snyder U*\ranch Cm\ n Exchan (Columbus Ave. and 72d.) 920,760 First Nat. Bk., Chi.; Nat.Bk. Rep., Bos •Importers* & Traders* N. Bk.^s] E.H.Perkins, Jr. Edward Towneend P. J. Graham |1,500,000 |5,879,600 14,681,740 11,259,200 |24,281,600 250,000 6,924,450 (Broadway and Murray.) G.H.Hulin. II. H. Powell. 3,723,010 519,930 808,890 1,570.200 Corn Ex. Nat.Bk. and Nor. Tr. Co., Chi., •Irving National Bank '5l| Chas. H. Fancher.| Chas. F. Mattlage' James Dennison.. Bcnj. F.Werner 500,000 400,980 1,318,960 4,552,390 4th St. Nat. Bk., Phil. (Greenwich and Warren.) JohnW.Castree,2t/ V.-P. 670,130 250,910 4,634,980 Northern Tr. Co., Chi.; Nat. Union Bk., •Leather Mnfrc Nat. Bank .1*821 NicholasF.Palmet Wm. H. Macy, Jr.. G. W. McGarrah. Frank O. Roe. 600,000 506,610 1,213,490 7,190,040 3,607,070 Boston; Far. & Mech. Nat. Bk., Phil. (29 Wall.) 1 2,850,000 3,70O 000 3,516,820 1,653,790 200,000 1,900,000 Bkrs.Nat.Bk.,Chi.; 4th St.Nat.Bk.,Phil.; •Liberty National Bank <91 Henry C. Tinker.. IlenryW. Maxwell Charles W. Tllecks 500,000 551,000 t Nat.Bk. ltep.,Bos. 1 (14& Liberty.) \ Henry P. Iinvieou. ' D CORRESPONDENCE. NEW YORK CITY Map opposite page 246 OUR ADVERTISERS ESPECIALLY SOLICIT YOUR COLLECTIONS AIM 1900

HKfc HANOVER NATIONAL BANK NEW YORK CITY CAPITAL, $3,000,000 SURPLUS, $5,000,000

JAS. T. WOODWARD, Pres. WM. I. LIGHTHIPE, Asst. Cashier JAS. M. DONALD, Vice-Pres. ELMER E. WHITTAKER, Asst. Cashier WM. HALLS, Jr., Vice-Pres. HENRY R. CARSE, 2d Asst. Cashier WILLIAM LOGAN, Cashier ALEX D. CAMBELL, 2d Asst. Cashier

Statement of Condition at the Close of Business, June 29, 1900. RESOURCES. Loans and Discounts, _ $34,170,258.19 Overdrafts, - 2,453.57 U. S. Bonds to secure Circulation, .... 1,000,000.00 U. S. Bonds to secure Deposits, 5,562,100.00 U. S. Bonds on hand, . 192,960.00 Premium on U. S. Bonds, . 168,889.09 Stocks, Securities, etc., . 3,260,505.85 Banking House, _ 1,350,000 00 Due from other National Banks, _ 1,720,945.02 Due from State Banks and Bankers, 863,456.74 Internal Revenue Stamps, _ 0,845.34 Checks and other Cash Items, 20,863.70 Exchanges for Clearing House, . 7,942,238.39 Notes of other National Banks, 32,900.00 Nickels and Pennies, _._.-- 207.15 Specie, __--.-- 12,330,756.00 Legal Tender Notes, . 2,352,661.00 Redemption Fund with U. S. Treasurer, 50,000.00 Due from U. S. Treasurer (other than 5 per cent Fund), 28,000.00 $TfiO02",i6o7O4 LIABILITIES. Capital Stock paid in,. $ 1,000,000.00 Surplus Fund, -_._.- 2,350,000.00 Undivided Profits, less Expenses and Taxes paid, . 713,223.53 National Bank Notes Outstanding, 1,000,000,00 Dividends Unpaid, „_-..- 509.00 Individual Deposits subject to Check, , $12,385,529.44 Demand Certificates of Deposit, 1,730.08 Certified Checks, .___.. 3,677,048.82 Cashier's Checks Outstanding, . _ - 342,134 85 16,400,443.19 Due to other National Banks, _ $21,741,025.35 Due to State Banks and Bankers, _ 0,425,035.55 Due to Trust Companies and Savings Banks, 9,877,788 42 38,043,849.32 United States Deposits, . 5,331,695.00 United States Bond Account, _ 2,216,380.00 Subscriptions to Capital, - 4,000,000 00 $71,062,100.04 July 2, Capital, 53,000,000 Surplus, 5,000,000

State of AVii' York, Cottntv of Xew York, ss.: I, 'William Lo^an, Cashier of the Hanover National Bank of the City of New York, do solemnly sweai that the above statement is true, to the best of my knowledge and belief. WILLIAM LOGAN, CASIIII R. Correct—Attest J AMI ^ M. DONALD, ) Subscribed and sworn to before me ///A ninth day of ELIJAELIJAH P SMITH, V DIRECTORS. fu/y,/goo. Xetson A. Reynolds, WM R\RKOl'R, yotary Pitbltc, Ac:v York County. 1900

OF THE CITY OF NEW YORK.

CAPITAL $1,000,000 SURPLUS AND PROFITS, 1,900,000

H. W. CANNON, President. A. B. HEPBURN, Vice-President. J. T. MILLS, Jr., Cashier. C. C. SLADE, Assistant Cashier. E. J. STALKER, Assistant Cashier. S. H. MILLER, Assistant Cashier. H. K. TWITCHELL, Assistant Cashier.

Designated Depositary of the United States, the State of New York, and the City of New York.

TRANSACT A GENERAL BANKING BUSINESS.

ACCOUNTS OF BANKS AND BANKERS RECEIVED ON FAVORABLE TERMS. . .

Prompt Attention given Correspondence AND MONTHLY STATEMENTS MAILED ON LAST DAY OF EACH MONTH. ^_ Buy and Sell United States Bonds

AND MAKE TRANSFERS AND EXCHANGES OF BONDS IN WASHINGTON WITHOUT CHARGE FOR SERVICES. 1900

Towns Accessible, Page 613 lTor Interest ltaleri, Hays of Grace, Commercial Lawyers, Page G54 NEW YORK OITY-contiimed. anct Legal Holidays, see Page 13* SURPLUS I LOANS BONDS, DUB \ CASII PAID-UP DUB TO INDIVID. NAME or BANK, PRESIDENT. VICE-PBEBJDENT. CASHIBR. Asa'T CABBIEB, t AND Di&-| STOCKS, FHOJT AND EX- PBINCIPAL CORRESPONDENTS, AND BANKS. DBFOSIT&I § State. Est. |C A PIT At PnOFLTS. COUNTS, ETC. BANKS. CHANGES.' £ $ % S $ S •Lincoln National Bank 1B2J Thomas L. James. E. V- W. KossiterJ Wm. T, Cornell— T. C. Van Santv oord 920,410 10,460,930 5,019,110 4,253,240 3,045,790 Com'l Nat. Bk., Chi, James IX Layng, 2 d V.-P. 800,000 A. U. 880,250 242,400 (S3 East Forty-second.) Cbarles Elliot War! ren, 2d *MAM(ET& FULTON NAT'LBK Alexander Gilbertj Robert Bayles | Thomas J. Stevens| John H, Carr . |l 900,000 1,009,360 1,520,C50 6,124,030 6,196,620 463,980 693,130 2,206,080 Hibern. Bkg.Aseo.and Met.Nat.Bk.,Chi. Cent. Nat. Bk.,Bo*.; Mer. andKensinj; (81-83 Fulton.) *53 ton Nat. Bks., Phi?. •Mechanics'* Traders1 Bank§*30j Leo. Schlesinger.. Isaac Stlebel A. M. Dederer Ellas R. Peck. 400,000 114,800 2,587,300 1,901,800 215,600 247,730 710,750 (486 Broadway.) •Mechanics * National Bank _.MG| HoraceE. Garth.. Alexander E. Orr. Granville W.Garthj R.U. GrafE ,000,000 12,263,920 6,974,150 6,732,060 11,819,790 374,030 546,220 4,938,410 New England Nat. Bk., Bos. (33 Wall.) A. A. Knowles. Fred'kB.Schencki James V. Lott Emil Klein 1,000,000 1,206,280 8,884,210 5,614,520 10,178,670 1,451,690 731,960 4,112,830 Corn Ex. Nat. Bk., Chi.; Nat. Bk. or ^MERCANTILE HAT'L BANK - ^ ponden'ce with! a view to busin ess is in vJted. Rep., Bos.; Cent. Nat.Bk., Phil, (191 Broadway.) Accounts are s elicited from all sections of the country. Corres'

•Merchants' ExchangeNat. Bk. '29| P. C. Lonn&bnry.-: Allen S. Apgar. Allen S. Apgar... E. V. Gambler.,., 600,000 258,450 3,139,720 2,785,770 4,161,050 251,870 328,280 1,989,230 Ft, Dear. N. B., Chi.; Wash. N. B., Boa.; Market St. N. B., Phil. (257 Broadway,) 1 •Merchants*National Bank___103i Ii, H, Gallaway._J E. A. BrinckerhofEl Jos* W. liarriman Sam ] S. Campbell 1^,000,000 1,226,620 24,869,430 8,065,700 12,680,780 281,080 1,003,840 5,245,480 Phil. Nal.Bk.,Phil.; Mer. Nat Bk., Chi.: (42 Wall.) ComU Bk., St. L. Mount Morris Bank § Thomas L. Watt. J Albert II. Wiggin. Lindley II. Hill — F.M.Spencer 250,000 53,320 197,670 2,278,370 1,£66,490 331,360 247,910 175,000 Amer. Ex. Nat. Bk.,N-Y.; Corn Ex. Nat, (125th St, and Park ave ) F. W. Livennore Bk„ Chi.; Nat, Bk. Rep., Bos. Mutaal Bank ^90 JamesMcClenahan George Wiley Walter Westerrelt. William B. Krug__ 300,000 126,193 36,000 1,500,000 1,489,670 84,950 343,250 212,910 Gallatin Nat. Bk., N. Y. (1482 Broadway.) Samuel McMillan, \2d V.-P. •Nassau Bank §152j F. n. Richardson. James C.Bell,. William n. Rogers | Edward Ear J 500,000 274,790 5,220 3,233,840 2,313,870 297,900 312,930 1,076,870 1st Nat. Bk., Chi.; Nat. Bk. Com., Bos.; (9 Bee km an.) Corn Ex, Nat. Bk., Phil.; Nat. Ex. Bh., Albany. •Natl onal BShk of Commerce. *39 j J. C. Hendiix J.FicrpontM organ William C.Dn vail. Neilson Olcott.. lOOOOOOOl 137,405,670 127,911,750 47,802,740 4,248,070 21,402,020 Mer. Ln. & Tr. Co, and Nor. Tr. Co. Bk.. 0t Nassau.) James S. Alexander! 7,029,290 9,287,340 Chi.; N. Bk. Rep. and State N. Bk.. U..B. Fonda. Bos.; N. Bk. Com. and 3d N. Bk., St. L.; 1st N. Bk., San F.

Wm. F.Etavcmcyer Henry Chapin, Jr., W. M.VanNorden_| 1,000.000 12,480,000 7,403,000 ; 13,456,000 1,980,000 6,588,000 Corn Ex. and Ft. Dearborn Nat. Bks.J Chi.; Nat. Bk. Rep., Nai. Bide & Lea, •NAT.BK. OF HOBTH AMEHICAJi ^YiKorfen J. Fred^k Sweasy. 659,520 2,886,000 ufacturcrs*, and Commercial Ac| counts solicited. OPP0S1T EPAGE 2 and Third Nat. Bks., Bos.; Cent, and (25 Nassau.) *5lj ( Hankers*, Man) SEE A| SEMENT Mer, Nat. Bke„ Phil. DVERTI 44. f Oliver S. Carter Charles U. Stout.. W. B. T. Key&er.. 1.600,000 1,144,310 1G,862,4T0 7,153,410 15,328,610 3,711,500 1,734,090 7,397,690 Cont, N. Bk., Chi.; Market St. N- BkJ O. II. liarriman, 2d \ \sh. Phil.; 4th N. Bk.,CIn.; N. Shawmnt AHAT. BR.Of THE REPUBLIC M 1 Accounts of Hanks, Tlanlter s. Firms, Corp or] atlons, and Indi. viduals receW ed. Cor | respond M>lj tclted. Bk„ BOB. (3 Wall.) tSEE ADVERTISE MENT INSIDE FR ONTCOVER. CornEx.N.B.,Chi.;N.ShawmutB.,Bos Francis A.Palmer. 11,000,000 1,647,S10 2,505,760 4,106,490 | 6,242,850 187,360 210,960 1,913,830 •National Broadway Bank M9| Hud eon Hoagland Charles J, Day.. Far. & Mech. N. B., Phil.; Am. Ex. B.J (237 Broadway.) St, Louis. 1 1 1 WiUfam H. Chase. E. G.Tucker. 300,000 89,420 16,700 1,0S8,220 841.790 68,070 97,290 4S0,820 let Nat. Bk., Chi.; Nat. Ex. Bk., Bos.; •Nat. Batchers &DroverB Bk. 30| G. G. Brinckerhoff[ 1st Nat. Bk„ Charleston, »s. C; Com (683 Broadway.) Ex. Nat. Bk., Phil, 44,823,430 First Nat.Bk,, Chi.; Second and Shaw- James Stillman, Samuel Sloan G. S. WhltBon ... Wm. A. Simons on. lOOOOOOOj|&,420,G7 0 128,986,520 J83,894,390 173,019,160 34,602,830 3,000,650 W. II. Tappan. mnt Nat. EKs., Boa.; Far. & Meeh, aod A. G, Loomis, Fourth St. Nat, Bks., Phil. lVe issue Trav el era* Letters of |Credit, availa- A. Kavanagh. NATIONAL CITY BANK- ble In all pari ts of the world; open Com mer­ II, M. Kilborn. (52 Wall.) citil Credits, buy Foreign Kx le li an ge» and J, A. Stillman. sell I>rafrs a 'ml Cable Trans fers. SEE ADVERTISE! MENT OPPOSITE {PAGE 244

Wm.M. Woods.. 600,000 371,100 663,780 2,999,130 3,090,030 215,200 355,280 923,290 Corn Ex. N. B., Chi.; N. Hide & Lea. •National Citizens1 Bank- Ewald Fleltmann. David C.Tiehout. B., Boston; Union N. B., Phil, (401 Broadway.-) [47,326,120 513,690 4,259,630 ,17,139,230 Nat. Bk. Kep., Chi.; Nat.Bk. Rep., Boa. , J ( Richard Delafield Stiiyvcaant Fish .. George S. Uickok. Edward J. Baldwin 2,000,000 3,306,160 23,747,160 36,190tOS0 Albert 1L Wiggin NATIONAL PARK IAK--'tf\\ J ited* Hoy and Uell Foreign Exchange. Superlor facll;J 1 tie ft for Collec ltlons. SEE AD 'VERTISE MENT ON COLOR'E D INSERT OPPOSITE PAGE 24. (314 and 316 Broadway.) ( Accounts sollc

John A.niltner... John I. Cole [ |l,000,000 199,400 914,490 4,134,0001 3,813,050 139,000 415,180 1,452,670 Met, N. Bk Chi.; N Shawnuit Iik.,Bos. •Nat. Shoe & Leather Bank- .'53; John M. Crane. _.j __ I ] l 1 li ' J * ' Penn N. Ilk., rsil. (271 Broadway.) NEW YORK CITY Map opposite page 246 OUR ADVERTISERS ESPECIALLY SOLICIT YOUR COLLECTIONS AND CORRESPONDENCE 1900 Towns Accessible, rage G4 2 For Interest Kates, Bays of Grace, Com mereial I*awyers, J*aRe /»r»4 NEW YORK OITY-continued. and Legal Holidays, see Page 13, BONDS DDE CASH NAME or BAKK. PRESIDENT. VlCE-PllESII>ENT. CASIIIKR. ASS'T CASHIKR. PAID-Ul" CAPITAL STOCKS, FROM AND Ex- PRINCIPAL CORRESPONDENT.- § State. Est. ETC. BANKS. CHANUKS

•New York County Nat. Bk../55] Francis L. Leland. Wm. H. Jennlson.j F. M. Breese $200,000 $1,722,870 S 130,870 ,S 1,391,510] (Eighth ave. and Fourteenth.) Corn Ex.N.B.,Cbi.; N. Shawmut B., Bos. *New York Nat. Exch.Bk.,.J51 James Rowland... Frank 8. Hyatt Lewis E. Plerson. 300,000 102,900 1,054,300 25.000 380,000 1,003,000 (West Broadway and Chambers.) Forrest H. Parker. R. n. Laimbecr... Wm. A. Sherman. •New York Produce Ex. Bk.-S'&sj 1,000,000 374,050 490,570 609,030 172,480 1,496,190 Illinois Trust & Sav. Bk.t Chi.; Nat.l (Produce Exch. Building.) Hide & Leather Bk., Bos.; London City and Midland Bks.» London. Nineteenth Ward Bank §'84| Joseph J. Kittel.. Charles A. Stadler| Louis n. Holloway 100,000 50,370 2,050 1,638,550 1,073,400 152,000 675,8S0 177,670 N. Park B., N.T.; 1st N.B.. Chi.; Corn Ex (Third ave. and Fifty-seventh.) Peter Dodger, Jr. N. B., Phil.; Shawnnit N. B., Bos. John K.Cilley.... C. H.Imhoff H. H.Nazro... •Ninth National Bank *C54] 750,000 173,800 1,321,730 1,961,660 1,990,200 220,410 208,520 1,336,000 Met.Nat.Bk.,Chi.: Mnfrs.Nat. Bk.,PbU.;! (407 Broadway.) 2d N.Bk.,Balt.; Shoe& L. N.Bk.,Boa. •Oriental Bank $'58' ClintonW. Starkey| LudwigNissen ._J Nelson G. Ayres. 300,000 406,520 299,090 2,026,600 1,540,240 517,940 340,630 555,080 (Bowery and Grand.) •Pacific Bank §'50| H. B. Brundrett O. G. Walbrldge.. Samuel C. 3Icrwin F.W.Luybies.. 423.700 481,910 3,33S,200 2,820,860 91,540 161,000 1,063,080 FirstN.Bk.,CM.; UnionN. Bk.. Clev. , (470 Broadway.) Far.&Mer.N.Bk.,Phi].;StateN.Bk.,Bos. •People's Bank g'5l| Scott Foster A. Wimpfheimer, William Milne... G. A. Zabriskie 200,000 325,170 21,090 3,101,210 1,648,510 384,890 753,780 784,470 1st and Mer. N. Bs., Chi.; 1st and Mass. (393 Canal.) N.Bs., Bos.; B. of North Am., Phil. Duncan D. Parmlyl George M. Coffin. Alfred M. Bull... PiersonG. Dodd.. 1,000,000 214,820 1,458,560 3,903,070 4,352,340 409,000 308,000 2,907,120 •Phenix National Bank "12| Chi. N. Bk. Chi.; Old Bos. N. Bk., Bos.; (62 Wall.) T 2,133,000 4th St N. Bk., Phil. Plaza Bank TO Wm.McMasterMille] A. Newbold Morrie Charles W. Parson] 100,000 162,580 275,570 2,069,660 01,910 225,690 313,900 N. Park Bk.,N.Y.; lstN. Bk., Chi.; Mer. (Fifth ave. and Fifty-eighth.) N. Bk., Bos.; Bk. of No. Am., Phil. QUEENS COUNTY BANK- -§73] Walter E. Frew... W. L. Wood James P. Besemer, '(Branch Corn Ex\ change J3J\ank t Xew\ York Ci (y.)- (Borden ave. and Fiont.) Riverside Bank §'86l II. C. Copeland... John J. Clancy . H. H. BIzalllon 100,000 126,500 1,063,760 845,530 216,280 103,480 125,010 1st N. Bk., Chi.; Mer. N. Bk., Bait.; N. (962 Eighth ave.) Bk. Comw., Bos. ( S. G. Bayne S. G.Nelson J. F.Thompson.. C. C. Thompson.. 500,000 748,700 9,G97,6?0 , 6,775.990 0,962,910 1,657,400 936,440 5,645,090 Bkrs. N. B., Chi.; N. ShawmutB., Bos.: •SEABOARD NAT'L BANK- J United States Depository. Pr| ompt and intell] igent attention tflven 1 o all th![ e intere sts of on r custoj mers. Cent. N.B., Phil.; Drov. & Mech. N B., Bait. (18 Broadway.) I SEE ADVERTISE MENT OPPOSITE PAGE 245. •Second National Bank 'GSJ James Stillman... John L. Riker J. S. Case William Pabst.... 200,000 799,010 519,750 9.117,310 7,049,460 1,012,130 3,530 2,912,G80 (Fifth ave. and Twenty-third.) W. A. Slmonson, 2d V.-P. •Seventh National Bank '331 W.H. Kimball.— F. S. Heath.... George W. Adams J. P. McAnerncy.. 300,000 223,590 1,231,300 3,322,720 2,837,020 498,360 447,870 1,341,610 First N. B., Chi.; N. Shoe & Lea. B. (184 Broadway.) Bos.; Corn Ex. N. B., Phil. 187,150 1,200 State Bank ^OOl Oscar L. Richard. Arnold Kohn A. I. Voorhls 100,000 3,492,080 2,531,720 374,890 307,330 437,690 First N. B., Chi.; N. Shawmnt B., Bos.:! j (378 Grand.) Mnfrs. N. B., Phil.; 1st N. B., Bait. Isaac A. Hopper.. Richard Webber. Frank B. French nenry Dlmse, 2d 200.000 50,000 2,000,000 1,025,750 79,070 429,700 321,790 Gallatin Nat. Bk., N. Y. Twelfth Ward Bank S^SG] V.-P.l (Lexington ave. and 125th.) JohnHaffen Geo. E.Edwards. 100,000 67,080 32,280 1,109,570 792,570 141,170 170,510 215,510 Gallatin N. B., N. Y.; International Tr. Twenty-Third Ward Bank ..§' Charles W. Bogart Co., Bos.; N. Com'lB., Albany. (Third ave. and 135th.) Union Square Bank S Frederick Wagner Edward Uhl Jacob W. Scheu.. Louis A. Fahs 200,000 342,000 2,661,570 2,051,270 27,000 746,090 551,000 Nat. Park Bk., N. Y.; lBt Nat. Bk., Chi.; (8 Union Square.) 3d Nat. Bk., Bos. Washington Bank §19001 Frcdcr'kL.EIdritlgel Valentine P.Snyder| John Bamboy Charles F. Minor.. 100,000 25,000 5,050 157,130 34,700 1,000 222,400 24,400 West. Nat. Bk. and Knickerbocker Tr.i (148th fit. and 3d ave.) Co., N. Y. 123,690 2,130,400 1,052,300 999,240 579,170 Welle,Fargo & Co. Bank...§'52| John J.Valentine. Homer S. King... Hosmer B. Parsons A. W. Zimmermann 500,000 416,110 11,811,870 Wells, Fargo & Co. Bk., San F., Salt L. Dudley Evans, 2d V.-P. (63 Broadway.) City, and Portland.

V.P.Snyder J. W. Alexander.. H. A. Smith. C. L. Robinson ! 2,100.000 1,644,740 [22,720,390 [32,699,060 3,302,670 1,351,320 15,149,380 1st N. Bk., Chi.; N. Snawmut Bk., Bos. •WESTERN NAT'L BANK -—'87 Marcellus Hartley. 4th St. N. Bk., Phil.; Park N.Bk., CICT! (Nassau and Pine.) 26,040,300

•West Side Bank §'G9| C. F. Tietjen | F. K. Keller Theo. M. Bertine.J 200,000 393,780 3,023,430 2,112,130 408,020 141,770 960;290 Cont. N. B., Chi.; Suffolk N. B., Bos. Phil. N.B., Phil.; N.Y.StateN.b.,Alb (485 Eighth ave.) Charles Rone, M V.-P. 100,000 190,000 1,775,000 1,291,000 261000 313,000 202,000 Yorkvllle Bank %m\ R.VanderEmde..] EmilUnger W.L. Frankenbach Richard H.Adams, (1511 Third ave.) 2d V.-P. 6,100 New York Clearing House |James T.Woodward] Francis L. Hine, Wm. Sherer, Mgr.\ W.J.Gilpin,4.ilfgrr. (77 Cedar.) • Sec] {Members indicated by a*) HEW YORK CITY Map opposite page 246 OUR ADVERTISERS ESPECIALLY SOLICIT YOUR COLLECTIONS AND CORRESPONDENCE- 1900

ESTABLISHED 1784 The Bank of New York National Banking Association NEW YORK

CAPITAL $2,000,000 SURPLUS 1,000,000 UNDIVIDED PROFITS . 1,000,000

Correspondents of the Union Bank of London, Ltd., London, England. " " " Dresdner Bank, Dresden and Branches. Dealers in Sterling Exchange. Travelers' Letters of Credit—Foreign and Domestic. Attorney for British Bank of South America, Ltd. German Bank of London, Ltd.

Accounts of Banks, Bankers, Corporations, Estates, Firms, and Individuals Received on Favorable Terms. CORRESPONDENCE SOLICITED.

Directors... E. S. MASON, President, CHARLES D. LEVERICH, of C. D. Leverich & Bro! GEO. H. BYRD, Capitalist GUSTAV AMSINCK, of G. Amsinck & Co. ANSON W. HARD, of Hard & Rand. H. B. LAIDLAW, of Laidlaw & Co. D. O. MILLS, Capitalist. JOHN L. RIKER, of J. L. & D. S. Riker. J. KENNEDY TOD, of J. Kennedy Tod & Co. JOHN CROSBY BROWN, of Brown Bros. & Co. HENRY C. SWORDS, President Real Estate Trust Co. JOHN G. McCULLOUGH, President of Chicago & Erie R. R. W1I. A. READ, of Vermilye & Co. 1900

ORTH /AMERICAN TRUST GO.

100 BROADWAY, NEW YORK

Capital, $2,000,000 Surplus, $2,500,000

Transacts a general domestic and foreign banking business, and allows interest on daily balances.

Buys and sells foreign exchange and issues commercial and travelers' letters of credit and cable transfers, payable in all parts of the world- Transacts a general trust company business.

Acts as Trustee, Registrar, Transfer and Fiscal Agent, and undertakes purchase and sale of securities. Collects coupons, dividends, drawn bonds, etc.

ESTABLISHED 1B47. C. B. RlGHARD <£ CO. BANKERS 61 BROADWAY, NEW YORK. COLLECTIONS OF CLAIMS AND INHERITANCES IN EUROPE THROUGH RELIABLE ATTORNEYS A SPECIALTY.

ARRANGEMENTS MADE WITH BANKS AND BANKERS IN THE UNITED STATES AND CANADA, ENABLING THEM To Issue their own Drafts direct on over 2,000 of the principal cities of the world. To Transfer Money in any sum by foreign money order system to all countries of Europe and other continents. To Issue Commercial and Travelers* Credits, available in any part of the world. To Make Cable Transfers of Money to Europe. To Buy and Sell Foreign Coin and Bank Notes* To Make Collections of Drafts drawn on foreign countries. To Buy and Sell European and American Investment Securities. To Collect Claims and Legacies In all parts of Europe through reliable attorneys. To Negotiate Bills of Exchange drawn on foreign countries with or without documents. To Collect Dividends and Coupons. Correspondence of Inland Banks and Bankers Invited. Lowest Rates of Foreign Exchange Given, varying with the fluctuationso f the New York Exchange Market. House in Europe: C. B. RICHARD & BOAS. 25 Dovenfleth, Hamburg. 1900

NEW YORK CITY-continued. Towns Accessible, Page G43 For Interest Rates, D£ys of Grace, Commercial Lawyers, Page 554L anU Legal Holidays, see Page 13.

SUHPLUS LOANS BONUS, CASH PAID-UP NAME OP TRUST CO. LOCATION. PEE^IDENT. Vic B-PR ssi DENT. SECRETARY. TREASUJUEK. AND I DEPOSITS AND DIS­ STOCKS, CAPITAL iND BX-I PRINCIPAI, CORRESPONDENTS, \ State. Est. PKOFITS. COUNTS. ETC. ICHANGKa

^ American Deposit & Loan Co. §'95 149 Broadway.. George W. Jenkins James H Hyde... George D. Hartley Chas. n. Hamilton $5CO,000 $171,430 $3,48(1,310 $ 3,485,610 $ 534,360 $189,010 Western N. Bk., N. Bk. of No. Am., and More. Tr. Co , N. Y. ' ^ Atlantic Trust Co §'87 61 William L. V. F. Randolph| JohnL. Hiker John AlvinYounfil L. M. J

Bankers Trust Co §*&9 10 Wall George W.Ely Francis H. Lcggett| Alfred n. Swayne. Johnll Allen,A Sec\ 1,500,000 1,530 000 3,155,130 3,970,130 2,380,220 831,420 Bowling Green Trust Co.__..§*98 . Edwin Gould .. Samuel Thomas.. William M. Laws. John A. Hilton..J 3,500,000 ,500,000 5,810,230 5,839,430 3,339,420 1,802,850

Central Realty Bd. &Truet 00.9*98 59 Liberty Henry Morgenthnu Hugh J. Grant Ernest Ehrmann.. W. J. B. Mills ...J 1,000,000 681,210 2,471,300 1,738,910 1,999,740 303,2J0

Central Trust Co §*75 54 Wall Fred. P. Olcott.,. George Sherman .1 B.G. Mitchell.... Geo.Bertiue>yi.JS'ec. 1,000,000 10275G70||43,177,61 0 |34,830,090 15,158,590 |4,686,280 City Trn&t Co §W 30 Wall Jas, ItofisCurran.. John I). Crimniine] Arthur Terry ,000,000 1,215,270 9,216,830 P,329,610 1,G94,730 1,439,500 Nat. City Bk., N. Y. Colonial TrnBt Co ^97 222 Broadway. John E. Borne. J. W. Tnppin.. EdmuLd L.Jcdeon A. S. Grossmann 1,000,000 987,750 17,159,9D0 11,963,730 2,201,790 4,940,060 Continental Truet Co §*90 80 Broad OttoT. Bannard.. Gordon Macdonaldj Willard V. King . n. E. Daboll 500,000 53*,540 8,023 290 6,634,720 1,306,830 1,UG,230 Bk. of the Manhattan Co., N.Y.; Mer Ln. & Tr. Co., Chi.; Nat. Hide & Lea Bk„ Bos. Farmers Loan & Trust Co... 1*23 SO William Edwin S. Marston T. J.Barnett,2d V.-P\ Samuel Sloan, Jr.. A. V. Hcely, A. S. 1,000,000 15,801,920 47,320,790 •48,816,700 12,002,760 13303260| Fifth Avenue Trust Co §'98 514 Fifth Ave. Levi P. Morton Win. IX Sloane ... Herbert II. Swasey| J. M. Pratt, AJSec* 500,000 ?82,oeo 7,315,8-20 ' 4,854,550 2,751,160 973,100

Guaranty Trust Co S'M Nassau and Cedar] Adrian Iae] In, Jr.. J II. A, Murray.. II. A. Murray.. £,000,000 3,960,140 25,275,970 10,347,900 14,889,540 |fi,01B,6T0 Guardian-Trust Co g'99 63 Wall... W, G. Oakman ... P. T. Barlow,Mgr. (See Chic\\agOy I1L)\

Knickerbocker Trust Co §'81 234 5th Ave.... F. L. Eldrtdge. A.B.Maclay.&cfi T. F. G. King, A. Tr.\ 1,048,110 21,230,240 17,265,420 2,573,570 3,415,3CO Nat. Bk. of No. Am., N. Y. 66 Broadway., Charles T. Barney. 1,000,000 Knickerbocker Tr. Co. ^Branch^

3 Wall. A. T.French... Chas. II. Smith... W. N. Duane t, 231,000 10,026,500 4,882,560 3,902.440 |S,42G,700 111. Tr. & Sav, Bk.T Chi.; Old Colony Tr. Manhattan TruBt Co %'i John I. Waterbury John Kean. 1,000,000 [Co., Boa. 120 Broadway.. Louis Fitzgerald- H. C. Demin^.. Ernest E.Adee Wm.C.Poillon^i.Tr| |2,000,000 4,417,160 |44,924,9S0 |33,958,570 4,660,020 13256680] Mercantile Trust Co. §'< 330 Broadway., Edwin Langdon.. James E. Reynolds] John B. Grant, Sec. 'and Tr 500,000 1,000,000 4,350,980 3,492,160 547,500 |l,810,360 Merchants Trust Co §/9Q| A. S.Webb, Jr. Metropolitan Trust Co §'81 37 Wall.... Brayton Ives F. r>. Tappen.... A. S.Webb, Jr.... Bertram Cruger,J..jS| 1,000,000 1,558,540 17,562,230 15,417,570 2,527.0=0 ,176,130 Gallatin and Western N. Bks., N. Y. Morton Trust Co §'99| 38 Nassau., Levi P. Morton .. Thomas F. By an. H.M.Francis.. William R. Cross 3,000,000 |3,026,300 129,190,720 22,127,260 6,586,010 15,503,720

N. T. Life Ins. & Trust Co..§*30| 52 Wall Henry Parish.. Walter Kerr G. M.Corning^.S. Z.W.YanZeJui^.S. 1,000,000 3,514,860 (33,448,470 18,795,290 15,308,920 3,&59,120 N. Y. Security & Trust Co. %'\ 46 Wall Chas. S. Fairchlidf William L. Strong! Osborn W. Bright. Z.Yan Loan,^.-Sfec, 1,000,000 2,253,500 18,099,430 9,031,760 5,991,370 6,329,850

NORTH AMERICAN i 135 Broadway Alvah Trowbridge Heman Dowd S. L. Conklin..^.. F. C. Prest, A. Sec ,000,000 |2,556,080 7,705,710 5,072,SSO| 3,211,210 3,943,580 Nat. Bk. of No. Am., N. Y. TRUST COMPANY S1©! Accounts of 111 ante*. Corporal! ons, Firms, and Individuals ace] epted anil Inter lest allol wed on dally baj lances. ! SEE ADVERTISE MENT ON 0PP0SIJ TE PAGE. Beal Estate Trust Co.of N.Y.§*90 30 Nassau., Henry C. Swords.. H. W. Keighley. 500,000 500,310 5,437,080 3,880,350 1,815,530 740,930 H. H, Cam maun. |4,193,9r0 Standard Trust Co $"9b\ 40 Wall.... William C. Lane,. William C.Cux.. E. M. F. Miller.. 1,000,000 33G,740 8,719,280 3,850,910 1,999,740 Frank K. Sturgis.. 7,172,100 461,430 Title Guarantee & Trust Co.§*85 145 Broadway C.1I. Kelsey Frank Billey C. D. Burdick.. Edward C\ Stanley]12,500,00 0 2,500,000 1,335,760 5,447,580 806,610 Trust Co. of America §"99 149 Broadway AshhelP. Filth.. Wm. H. Leupp... Raymond J.Chatryl A. L. Banister. 2,500,000 2,716,630 10,932,110 9,859,460

1,510 799,280 TRUSTCO.OFNEWYORKSlooo 60 Wall WilUs S. Paine.. Warner VanNorden] EdmundC.Lockwoo[ 1,000,000 1,018,090 3,118,070 2,828,290

|31,OSO,770 16,084,730 11937470[ Han. and Chem. N. Bs., and N. B. Com., Union Trust Co $*M\ 60 Broadway- Edward King CD. Wood J, V. B. Thayer... E.R. Merritt, J.&\ 1,000,000 16,351,760' 1^1,366,970 13,162,700 12,362,050 13,912,200 0". S. Mortage & Trust Co..§'71 50 Cedar Geo. W. Young.. J Luther Koontze... W. P. Elliott... Clark Williams... 12,000,000 k 8,912,540 U016 480J63,648,?4G 26,264,880 |5,795r4l0 United States Trust Co |'53| 45 Wall John A. Stewart. J D. Willis James. H* L. Tnornell. L.G.IIampton^.tf. [2,000,000 |4i,394,430 500,000 710,240 7,047,650 5,651,610 935,110 1,280,940 Washington Trust Co Vm .. David M. Morrison Charles F. CI ark., Francis H. Page.. M. S. Lott. NEW YORK CITY Map opposite page24 6 OUR ADVERTISERS ESPECIALLY SOLICIT YOUR COLLECTIONS AND CORRESPONDENCE. 1900 NEW YORK O ITY-continued. ) 10 Towns Accessible, Page G42 For Interest Rates, Days of Grace, ' ° Commercial Lawyers, Page B5* POBBIGK Bjflu3STK:ilsrC3- .A-GZElSrCIES, and Legal Holidays, see Page 13.

NAME OP BANK. LOCATION. MANAGER OR AGENT. PRINCIPAL CORRESPONDENTS. African Banking Corporation, Limited 74 Wall E.J. Fraser Campbell {Branch of London, England) ! Anglo-American Bank, Limited 71 Broadway C. H. White & Co (Branch of London* England) Bank of Toronto, Toronto, Ont. Bank of British North America . 52 Wall W. Lawson and J. C. Welsh (Branch of Montreal^ Quebec) Mer. Ln. & Tr. Co., Chi.; Mcr. Nat. Bk., Boston. BANK OF MONTREAL 59 Wall B. Y. Hebden and J. M. Greata (Branch of Montreal, Quebec) Bank of Montreal, Chicago, and London, England. British Bank of South America, Limited , 48 Wall Bank of New York N. B. A., Agents . (Branch of London* England} CANADIAN BANK OF COMMERCE—.. 16 Exchange Place. Alex. Laird and Wm. Gray Paid-up Capital $6,000,000 (Branch of Toronto, Ont.) Am. Ex.N. B„ N. Y. Colonial Bank of London 41 Wall Vivian Hosklng (Branch of London* England)..., Credit Lyonnais -- 27 Pine Charles Einsiedlcr (Branch of London, England* and Paris, France) German Bank of London 48 Wall Bank of New York N. B. A., Agents . (Branch of London, England) Ilong Kong & Shanghai Banking Corporation 50 Wall A. M. Townsend (Branch of Hongkong, China) International & Mortgage Bank of Mexico 15 Wall II.B. Hollins & Co (Branch of Mexico, Mexico) First National Bank, Chicago. London & Brazilian Bank, Limited 71 Wall J. L. McKeever (Branch of London, England) London & River Plate Bank, Limited.. 70 Beaver George O. Gordon (Branch of London, England) London* Paris & American Bank 10 Wall LazardBros (Branch of London, England) Loudon, Paris

Towns Accessiblet Page 643 NEW YORK OITY-continued. For Interest Rates, Days of Grace, Commercial Lawyers, Pago 654 and Legal Holidays, see Pago 13*

NAME or BANKER. LOCATION. NAME OF BANKER. LOCATION. NAME OP BANKER. LOCATION. NAME OP BANKER. LOCATION.

Amsinck, G. & Co..— - 6 Hanover. GILMAN,SON & CO 62 Cedar. KLEYBOLTE,RUD0LPH&C0. 1 Nassau. MUnR0E,J0HN&C0.— 32 Nassau. : 44 Wall. Accounts of Banks an d Bankers solicited, Dealers in Governmen t Securities. City, Issue Circular Letters] of Credit for trav- Armstrong, George E. & Co— 44 Broadway. (See Advertisement opposite Title Page.) County, Town, and School Bonds a spe- elers* use abroad (See Advertisement cialty. (See Adver tisement on page 5.) opposite Title Page)! 66 Exchange Place. Goldey, James H 4 Warren. Baring, Magoun & Co...... 15 Wall. Goldman, Sachs & Co 31 Nassau. KNAOTH, NACH0DA,KUHNE| 13 William. Norton, E. H. & Co 33 Wall. 23 Nassau. Goodhart, P. J. & Co 38 Wall. Make arrangements w Hh Banks and Bank- O'Connor, Wm. P SO Pine. Bertron & Storrs...-...... -- 40 Wall. ers in tbe United S] tates, enabling them Percra, Lionello & Co Goodnow, Nathan B. & Co.... 52 Broadway. to draw their own drafts on Europe, 70 Wall. Bischoff, Henry & Co Stoats-Zeitung Building. Grace, W. R. & Co . Issue Circular Lett] ers of Credit avail a- Poor, H. W. & Co 18 Wall. Blair & Co 33 Wall. Grant & Co 71 Broadway. ble everywhere See Adv't on page 4.) Potter* Kirkham 57 Broadway. 5 Nassau. Groesbeck & Sterling 80 Broadway. Prince & Whitely 52 Broadway. Kohn&Co.. 44 Broadway. Blodget, Herri tt & Co 15 Wall. Haighti Freese 532Broadway. Randolph, Edmund & Charles] 7 Nassau. Blood, S. L. & Co 66 Broadway. Hallgarten& Co 28 Broad. Broadway and Cedar St. Redmond, Kerr & Co 41 Wall. 29 Wall. K0UNTZE BR0THERS-- Handy & Harman - 32 Nassau. Transact a general D omestlc and Foreign Boody McLellan & Co. 57 Broadway. Harriman & Co 120 Broadway." Banking Business, Correspondence In- RICHARD, C. B. A CO.- 61 Broadway. Borg, Simon & Co 20 Nassau. Harrington, E. D 15 Broad. vited from Banks, Bankers, and others desiring to open acj counts in New York, Roosevelt & Son 33 Wall. Bowcn, A. T. & Co. 173 Broadway. and also from t hose contemplating Ruggles, Edwin D 52 Broadway. 59 Wall. HARRIS, N.W. IL CQ.~- 31 Nassau. changes in existing arrangements. (See Schafer Brothers 35 Wall. BROWN BROS. & GO card inside front co ver.) Issue Commercial and Travelers* Credits for A. M. Harris, Cash. Selberman «fc Joseph 10 Wall. use in all parts of the world. Stocks, Investment Bankers. Government, City, ment Securities County, Town, and School Bonds a spe- Krimmert, Albert 9 Greenwich. Seligman, J. & W. & Co. . 19 Broad. Bonds, and Invest cialty. Correspond ence invited. bought and sold. Accounts of Banks, Kuhn, Loeb&Co 27 Pine. Shepard, K. D. & Co 31 Nassau. Bankers, and Indiv ltluals opened. Smithers, F. S. & Co 7 Wall. Hatch & Foote 3 Nassau. LaddtWood & King.. 7 Wall. Speyer&Co 30 Broad. 62 Cedar. Haven & Stout I Nassau. Ladenburg, Thalmann &Co...j 44 Wall. Spitzer & Co 20 Nassau. 40 Wall. Head, Charles & Co 17 Broad. Laidlaw & Co 14 Wall. St. Goar, F 35 Wall. Hcidelbach, Ickclheimer & Co, 27 William. Lamprecht Bros. Co 52 Broadway. 317 Empire Building. Sutherland, George R 71 Broadway. Chapin & Gaylord Henderson & Co 24 Nassau. 56 Wall. Sweet, Edward & Co 38 Broad. Clark, Dodge &> Co. Hollins, F. C. & Co II Wall. LATHAM, ALEXANDER A, CO.j 16 Wall. 158 Nassau. Swenson,S. M. & Sons 15 Wall. Clarke, Wm. & Sons Hollins, H. B. & Co 15 Wall. (See Advertisement o pposite Title Page.) 15 Broad. Talmadge, Henry & Co 68 William. Clews, Henry & Co IIollister& Babcock 17 Broad. 34 Nassau. Taylor, Talbot J. & Co.... 30 Broad. Coler, W, N. & Co Holt, Geo. II., & Co 10 Wall. Lawrence, Cyrus J. & Sons— 15 Wall. 35 Broadway. Tod, J. Kennedy & Co 45 Wall. Conti, Ceeare Hooper, T. D. & Co 30 Broad. Lazard Freres 10 Wall. 192 Broadway. Trask, Spencer & Co 67 State. Corbin Banking Co. Ilorton, H. L. & Co 66 Broadway. Leask, George & Co 35 Wall. 52 Broadway. Turner, Manuel «fc Co. 35 Wall. Counselman & Day. nousman, A. A. & Co 20 Broad. Lounsbery & Co 15 Broad. 30 Broad. Turnure, Lawrence & Co.. 52 Wall. Curtis & Romaine ._ Hudson, C. I. & Co 36 Wall. Macy Bros.

I CH Towns Accessible, Page 042 NEW YORK O IT Y- continued. For Interest Rates, Days of Grace, £ Commercial Lawyers, Page 5541 and Legal Holidays, see Page 13. isriErw- YOBK STOCK E^cciai-^isra-E PIBMS. AdamB, F. T. & Co., 10 Wall. Boody, McLcllan & Co., 57 Broadway. Cox & Sharp, 37Broad. Fisk, Harvey

CJ43 NEW YORK OITY-continued. Towns Accessible, r;iK« _K- ISTE^T YORK SOTOCIIC DEXIGia:^-3S"C3-E PIBMS. For Interest Rates, Days of Grace, Com in ereial JLau.v ors t I*a g o_ *»_o4. ami Legal Holiday*, see Page 13. I Matt land, Coppcll & Co., 24 Ex. pi. Oelriehs, Chas. M. & Co., Lords Cotirt Landon, Geo. I. & Co., 20 Broad. Rollins & Co., IG Broad. Slow, W. L. & Co., 3G Wall. Vermilye & Co., 16 Nassau. Mai com & Coombe, G Wall. Lapsley, David & Co., GG Broadway. building. Rolston & Bass, IG Broad. Street & Norton, 28 New. Vernam & Co., 36 New. Manson, T. L.» Jr.,& Co.,71 Broadway. Lapsley, no ward & Co., 52 Broadway. Oliphant, Jas. II. & Co., 20 Broad. Rosenblatt, Sig. n. & Co., 30 Broad. Strong, Sturgis & Co., 30 Broad. Von noffniaim, L. & Co., G2 Exchange- Marquand, Ilenry & Co., 1G0 Broad­ Latham, Alexander & Co., 16 and 18 Oppenheim, E. L. & Co., 30 Broad. Roumage, C. C. & Co., IG Broad. Sulzbacher, J. n. & Co., 40 Exchange place. way. Wall. Orvis Bros. & Co., 41 Broadway. Russak Bros., 52 Broadway. place. Lathrop & Smith, 37 Broad. Martin, J. M. & Co., 20 Broad. Ruthcrfurd, John A. & Co., 20 Broad. Sussdorff Bros., 20 Broad. Lawrence, Cyrus J. & Sons, 15 Wall. Martin & Co., 6 Wall. Rutter & Gross, 49 Exchange pi. Sutro Bros. & Co., 56 Broadway. Lawrence Brothers, 45 Broadway. Mathews & Co., 40 Wall. Page & Co., 71 Broadway. Sweet, Edward & Co., 38 Broad. Walker Bros., 71 Broadway. Maxwell & Graves, 143 Liberty. Paine, Schuyler & Co., 7 Wall. Lawrence, W. B. & Son, 45 Broadway. Walker, Joseph & Sons, Mills bldg. Maxwell & Scoville, 3 Broad. Palmer, F. H., 5 New. Lawson, W. S. & Co., 49 Exchange pi. Wallace, John & Co., 66 Broadway. Mayer & Wliitehousc, 11 Wall. Parker, J. II. & Co., Cotton Exchange Lawton, Flint & Co.,Mills bunding. Walsh & Floyd, 26 Broad. Mead, I. F. & Co., 44 Broadway. building. Salisbury, Geo. B. & Co., 52 Broad­ Lazard Frercs, 10 Wall. Walsh, Tailer & Co., 80 Broadway. Mcndham Bros., 18 New. Parkinson & Burr, 7 Wall. way. Leask & Co., 35 Wall. Warner & Co., 52 Broadway. Meredith, Wm. T. & Co., 11 Wall. Patteson, W m. M. & Co., 67 Exchange Sancton, W. B. & Co., 3 Broad. Tate & Bfays, 71 Broadway. Lee, Kretschmar & Co., 19 William. Wassermann Bros., Lords Court bldg, Merwin, Edw. P. & Co., Mills bldg. place. Savin, F. W. & Co., 2G New. Taylor, Talbot J. & Co., 30 Broad. Lehman Bros., IG William. Watson & Brown, 80 Broadway. Mills & Odell, 2 Wall. Payne & Van Antwerp, 2 Wall. Schafer Bros., 35 Wall. Taylor, Cutting & Co., 5 Wall. Leland, Arthur S. & Co, 3G Wall. Weaver, Harris & Co., 45 Exchange pi J Mil mine, Bodman & Co., Produce Ex­ Pearl & Co., 71 Broadway. Schalk & Ward, 15 Broad. Thomas & Post, 71 Broadway. Leo, Arnold & Co., 45 Broadway. Weaver, Raborg & Co., Drexel bldg. change building. Peters, J. Hugh & Son, 32 Pine. Scholle Bros., 30 Broad. Thomas, R. H. & Co., 71 Broadway. Leopold, J. M. & Co., 3 Wall. Webb & Frail, 37 Wall. Minis, P. II. & Co., 30 Broad. Pierson, Brand & Co., 11 Wail. Schott, Charles M., Jr., & Co., 50 Thompson & Mairs, 71 Broadway. Leverich, C. B. & Bro., 48 Wall. Broadway. Welles, Herrick & Hicks, 15 Wall. Minzesheimer, Chas. «fc Co., Mills Pomroy Bros., 39 Broad. Thome, T. W. & Co., 20 Broad. Levy, L. & Co., 52 Broadway. building. Schulz & Ruckgaber lb Exchange pi. Werner & Brown, 6C Broadway. Poor, H. W. & Co., 18 Wall. Tilghman, Rowland & Co., 40 Wall. Lewisohn Bros., 11 Broadway. Missing, C. A. & Co., 40 Wall. Schumacher, C. & Co., 41 Exchange pi. White & Barton, 44 New. Popper & Stern, 30 Broad. Tillinghast & Benedict, 11 Wall. Llndeley, Yates & Co., 18 Wall. Moffat & White, 1 Nassau. Seligman, J. & W. & Co., Mills bldg. White & Blackwell, 47 Broadway. Post & Flagg, Mills building. Tod, J. Kennedy & Co., 45 Wall. Lisman, F. J. & Co., 30 Broad. Moore, W. D. & Co., 42 New. Seligman «fe Meyer, 52 Broadway. White, S. V. & Co., 3 Wall. Potter, E. C. & Co., 3G Wall. Toler & Halsey, Mills building. Lloyd & Co., 30 Broad. White

Towns Accessible, Pago G42 BROOKLYN. (Kings.) D 4. County Seat. Population, 806,343. For Interest Rates, Days of Grace, Commercial Lawyers, Fagc Gfi4 and Legal Holidays, see Page 13. SURF. INDIVID. I LOANS BONDS, DUE CASH : PAID-UP DUE TO PRESIDENT. CASHIER. ASS'T CASHIER. AND DEPOS­ [AND DIS­ STOCKS, PROM AND EX-' PRINCIPAL ConnESPONDENrs. NAME OP BANK. VICE-PRESIDENT. CAPITAL BANKS § State. t Private. Est. i Pnop. ITS. COUNTS. ETC. BANKS CHANGES ! Bedford Bank §'86 E. G. Blackford... Howard M. Smith. Howard M. Smith. Henry M. Healh.. $150,000 $110,000j $1 250000 $l000000$ 77,540 !$ 297,450 S172,9G0 First National Bank, N. Y. Broadway Bank §*SSJ II. Bat term an George F. Moger.. 100,000: lti 1,010 $ 92,2C0 1,427,400 1,019,580 : 338,020 173,600 | 212,450 Mer. Eich. Nat. Bk., and Corn Ex. Bk.,N. Y : Brooklyn Bank §'32. II. E. Hutchinson Thomas M.Halsey 300,000 ! 168,800 12,160 1,431,230 914,310 505,700 174,710 166,770 National Bank Republic, N. Y. ! Eighth Ward Bank .§'93 JohnC.Kellcy.... Frederick W. Starr j William J. Brown. 100,000 j 11,180 309,270 327,410 20,830 31,710 38,160 Market & FultonN.B.,N.Y.;Peo.Tr.Co.,Brook. Fifth Avenue Bank §*89 Albert P. Wells... F. A. Selle Isaac Simonson... 100,000 | 55,000 7,200 0G9,0C0 527,400 123,000 7,000 94t800 j Nat. Bk. Bepublic, N. Y. •First National Bank '62| J. G. Jenkins W. A. Field ! I. Hamburger.. 300,000 528,260 1,163,000 4,918,490 1,973,890 1,197,290 403,910 1.208,110 I Central N. Bk., N.Y. (* Member A7. Y. City Clearing House ) Ilamiiion Bank gm1 Win. II. Zicgler... Samuel II.Millikcn| J. McBarron, Act ing {BranJt of Unto] i Bank, Brookfyl n) i ! Am. Ex. Nat. Bk., N. Y.; Mer. Nat.Bk., Bos.; { Far. & Mech. Nat. Bk., Phil. Kings County Bank g*85| O. M. Denton A. J. Newton Howard Maxwell, Acting 150,000 00,000 11,500 810,000 730,C00 23,000 | 103,700 N\ B. of N. A., N.Y.: Far. & Mech. X. IS., Phil.: X. Com'! B..Alb.; IstN.B., Bridgeport, Conn. Manufacturers1 Nat. BanK '54 John Loughran... William Dick James T.Fonntain! W.F. Garrison, V-P\ 252,000 -178,230 074,010 3,483,090 "60,730 723,580 714,960 j 503,020 First National Bank, N. Y. Mechanics' Bank §f52] George W. White. Geo. W. Chauncey Cbarlcs E.Wheeler 500,000 409,000 1,670 3,115.270 ;2,343,130 922,030 154,7t0 I 600,080 I Bank of N. Y. National Banking Ass'n, N. Y Mechanics' & Traders' Bank.§'61 II. J.Oldring.. Timothy Perry.... George W. Payntarj 100,000 203,500 60,980 810.710 694,540 194,500 153,150 j 95,840 ; Imp. & Tra. N. B., N. Y.; 1st N B., Brooklyn. Merchants Bank §'03 E. M. Hcndricfc son Louis Beer II. D. Johnson 100,000 14,190 105,850 378,410 49,470 47,880 j 52,190 Irving N. 11., N.Y.; Queens Co.,B., Long Island Nassau National Bank '59 Thomas T. Barr William A.Nash.. Edgar McDonald . John W. Seaman 300,000 693,760 ,716,090 13,821,660 •3,773,510 442,210 1,209,000 1,189,090 : Mechanics Nat. Bank, N.Y [Cily. N.Y. D. V. B. Uegcman NATIONAL CITY BANK 'so Charles T. Youngj Eugene Britton... Henry M.Wells.. 300,000 515,420 970,370 [2,214,460 '^256,6^0 378,630 541,460 1 585,190 \ Mech. N. Bk. and Bk. of N. Y. N. B. A.,N. Y. NORTH SIDE BANK W Thomas W. Kiley Chas. A. Sackett.. Chas. A. Sackctt. 100,000 120,910 820,450 6:55,180 132,740 139,430 : 118,010 I First Nat. Bank, Brooklyn. 823,590 147,570 93,560 141,630 Chase Nat. Bk. and Nat. Bk. Com., N. Y.; Nat. People's Bank §*93| James Gascoine . Henry Roth George W. Spence 100,000 130,280 3,450 1,049,720 ! ' Bk. Comw., Boston; Pcnn Nat. Bk., Phil. SCHERMERHORNBANK 5'W Charles H. Roberts] Wm. H. Wallace. Arthur P. Smith.. 100,000 64,400 23,200 520,000 || 454,200 j f0,900 121,900 I09,7u0 . N. Y.State N. Bk.,Albany; N. Bk. Comw..Bos. E. A. Walker Chas. H. Reynolds. Wm. H. Webster.. 100,000 75,130 44,410 395,550 3j9,l20 j 94,6-20 66,510 . 8-J.500 • Fifth N. B., N.Y.; Cont. N.B.,C*hl.; Southwark SEVENTEENTH-WARD BANKS*89j N.B.,PM1; Int.Tr.Co.,Bos.: 1st N.B.,Brook. Sprague National Bank N. T. Sprague ... D. A. Boody James M. Doremus! 200,000 233,030 298,160 814,510 |j 813,170 72,690 447,290 i 145,970 , Hanover Nat. Bk., N. Y.; Park Nat. Bk., Clev. Twenty-sixth Ward Bank-.-.^SOj Ditmas Jewell ... A.II.W.VanSiclenl J. K. Alexander. 100,000 54,900 29,300 473,000 437,310 58,960 83,670 SO/^GO '• National Bank Republic, N. Y. Union Bank §'93, S. M. Griswold. . James McLaren . James T. Ashley..1|T.Adams,Jr. , 2d Fi^ 100,000 57,9'J0 1,580 683,380 j| 405,040 302,400 73,180 123,830 Market & Fulton National Bank, N. Y. Wallabont Bank §'89 Charles M. Engl la Alonzo Slote Joseph B. Pigot , I 100,000 45,750 748,250 519,290! 118,850 128,730 87,140 German-American Bank, N. Y. Brooklyn Trust Co %'G8\ Theodore F. Miller] nenry W.Max well] S. W. Dusted, Sec.1' 1,000,000 1714100] 11511790 7,450,070 4,842,640 11,739,460 . Bk. of Am., N.Y.; Nassau Nat.Bk., Brooklyn. F. C. Colton. Flathash Trust Co S'TOl William Brown.. John Z. Lott... Edmund D. Fisher, Sec I 200,000 110,930 587,540 417,870 332,670 I 109.610 Han.Nat. &,N.Y.Nat. Ex. B., N.Y.; Nassau B., I Brooklyn, N.Y. ! Franklin Trust Co -§'88j Geo. II. Southard Wm. II. Wallace.. G.D.Fahncstock,£.j C.Haddcn,Jr.,^.S.;l,O00,000 12S2 890|- 029,940 J3,5S0,6£0 11,430,540 740,440 97,080 N.B. of Com.& Mech.N.B.,N.Y.; Nassau N.B., 1,019,990 Bank of the Manhattan Co., N.Y. [Brook Hamilton Trust Co— .S'91 Silas B. Dutcher.. William II. Lyon. J. B. White, Sec. George Hadden, | 500,000 081,610' 5,052,340 2,916,510 '2,267,770 A. Sec.i [8,020,740 j 7,118,860 1,370,030 762,2b0 Kings County Trust Co J. D. FairchiId- Wm. Darkness II. Morris, Sec j Thomas Blakc^.tfec 500,000 1001610 3,217,430 ||l,977,890 .1,605,400 199, £90 81,080 Bk. of Am., N. Y.; Nassau N. Bk., Brooklyn. Long Island Loan & Tr. Co. Edward Mcrritt.. David G. Lcggct.. F.T.Aldridge,S*c; \V.F.Schcnck,.l./S00 1,150,850 497,t:0C Gcnnania Sav.B. of Kings Co.g'Ci C. A. Schieren 1 Augustus Kurth.. Oscar Thomass..-! Fred. Koch, Sec.J ..^.u.sas.G^o ; C. J. Obcrmaycr.. Van Mater Stilwcll LynnH. Shanks,iSVc Thomas Murphy, jStf V.-P. 2,(jC0 1,800 1G3.530 i 27.410 Greater New York Sav. Bank, y 97 ! t.07,300 ....'3,709,130 s 3,173,380 j 431,550 18,Ot50 Grecnpoint Savings Bank 8 70, Timothy Perry Ephrairn A.Walkcr R. J. Whittemore, \Sec j James S. Beams.. Rtch'dF.Carpenterj Jacob Hentz...... | Joseph A. Burr, Sec. G42.2i0 .... j7,379,390 ;,521,C301 499,590 Kings County Sav. Instit'n-S 00, Tr I-J320G10J ....15 484 340 [ 27,000 116 910 950 836,990 Alexander E. Orr.. Alexander Munn U.S. Anderson, Tr.- Chaa. A. Denny, A. Hanover National Bank, N. Y. South Brooklyn Sav. Inst'n-.f 50, Horace M. Warren W. F. Burns... Charles J. Paslield 13913180| ....37819460! 39 601920 1.713.850 446,870 Williamsburg Sav. Bank f 51 J. V. Meserole Ladenburg, Thai mann »t Co. and Knauth. Nachod A: Kuhne, N. Y. J. Lehrenkraues & Sons .—+'«» ! f " BROOKLYN Map opposite page 248 OUR ADVERTISERS ESPECIALLY SOLICIT YOUR COLLECTIONS AND CORRESPONDENCE. 1900 Towns Accessible, Pago C4JJ For Interest Rates, Days of Grace, Commercial lawyers, Pfige 054 NEW YORK-continued. ami L.c?r:al Holidays, see Pago 13. PAro-trr SCRP. DEPOS­ LOAM AND CASH NAME or BANK. PRESIDENT. VICE-PRESIDENT. CASHIER. ASS'T CASHIER. AND UlflCOlWTS, TOWN AND COUNTY. CAPITAL! ITS. STWK» **D AND Ex-j PRINCIPAL CORRESPONDENTS. ACoapty Scats. 8 State. + Private. Est. PROP. SEI'UIUTIEJI. [cnANGK? > Niagara Falls.-.Niagara BANK OF NIAGARA-—§'82 Henry C. Howard E. J. Mackenna.. George J. noward EugcneCaryt2f/r.i . ;$ 50,ooo $64,500 |S 778,950 $700,120 8101,830 Bk. of the Manhattan Co., N. Y.; Bk. of Buffalo, Buff.| " F3" Bk. of Suspension Bridge^BG Benjamin Flagler. H. C. Howard Frank E. JohnsonI T.J. O'Donnell... 25,000 23,830 332,380 275,690 109.S20 Bk. of the Manhattan Co., N. Y.: City Nat. Bk Frank A. Dudley.. F. M. Wool worth J 75,000 Buffalo. ELECTRIC CITY BANK- ras| Jerome B. Rice. George G. Shepard] 11,600 225,000 240,000 70,000 Chase Nat. Bk., N.Y.; Jlnfrs. & Tra! Bk., Buffalo. FRONTIER BK.DF NIAGARA J.n.Bingenheimer] D. D.McKoon.... William S. Pierce 50,000 2,580 65,000 | 94,300 18,390 Nat. Park Bk., N. Y.; Citizens Bk., Buffalo. Niagara County Sav. Bk.$'91 Thomas V. Welch A. Kattenback John Mackay, &£. 166,000 128,120 34,930 C. M. Young. POWER CITY BANK—-S^l Arthur Scboellkopf I Hana Nielson Peter P. Pfohl.... 100,000 34,G90 375,000 380,670 121,580 Chemical Nat. Bk., N. Y.; Marine Bk., Buffalo. Nineveh Broome 112 Hobbs Bros *S9| (Colftctiom) First National Bank, Binghamton, N. Y. North Collina..ErIen3 Bank of North Col)ins..§'95 William S Lawton| E. G. Fenton C. A. Twichcll.... L. B. Ward. 25,000 6,290 93,120 90,190 30,970 Seaboard Nat. Bk., N. Y.; Bk. of Buffalo, Buffalo. N. Granville, Wash. E 19 North Granville Nat. Bk.'71 Isaac V. Baker, Jr. Charles K. Baker. George B. Culver. 85,000 3,000 47,000 152,500 30,000 Ninth and Chase N.Bs.,N.Y.; United N.B.,Troy,X.Y. Nortbport... Suffolk C 6 Bank of Nortbport §'93 Henry S. Mott. James Cockcrof t.. Han ford A. Brush | 25,000 10,370 146,230 133,000 55,480 Queens Co. Bk. and Morton Trust Co., N. Y. N. Tonawanda —Niagara State Bank of Tonawanda§'83 T. E. Ellsworth. J. S. Thompson... Benjamin L. Rand 100,000 39,000 444,000 571,2G0 49,300 Nat. Bk. of No. Am., N. Y.; Mnfrs. & Tra. Bk., Buf. " F3 " FraPk Robertson & Co. .+'97 Bk. of Am., N.Y.; Columbia Nat. Bk., Buffalo; N. Y. State Nat. Bk., Albany. NorthTille.. Fulton F17 Northville Bank §'95 George N. Brown. Geo. E.VanArnam B. Eglin 30,000 8,500 85,000 101,000 25,000 Marktt & FultonN.B.,N.Y.; N.Y.Statc N.B.,Albany. ^Norwich Chenango CHENANGO NAT, BANK-'83 Cyrus B.Martin.. Daniel M. Holmes Geo. T. Dunham. 100,000 72,430 387,900 464,760 92,670 Han. and Imp. & Tra. Nat. Bks., N. Y.: N. Y. State Nat. Bk., Albany. " H13" NAT'L BK. OF NORWICH'»; T. De Witt Miller. Chas. W. Olendorf | H. D. Newton ... 125,000 128,510 243,120 514,390 82,230 Chase National Bank, N. Y. Norwood.—St. Law. A 15 State Bank of Norwood-§'87 C. P. Vedder L. R. Ashley F.L. Smith 25,000 21,720 175,840 183,050 39,510 Seaboard N. Bk, N. Y. Nunda-_.Livingston H 6 Peter Depuy'sBkg.Houee-TOJ (I. J. Depuy)... B. B. Depuy 1,550 99,110 41,910 45,000 National Park Bank, N. Y. 1 J. E. Mills it «« Nunda Bank + (J. E. Mills)..... FrcdOIp. Importers & Traders National Bank, N. Y. Nyack National Bank '78] S. R. Bradley. JohnM. Gesner.. 50,000 54,150 361,540 383,350 79,850 National Park Bank., N. Y. Nyack Rockland B 4 Chas. A. Chapman (F. E. Wright). 10,000 80,000 62,000 23,500 Chase National Bank, N. Y. Oakfleld Genesee F4 EXCHANGE BANK +'*» Couch & Fisher -M900| Charles S.Fisher.. L. T. Couch. Nat. City Bk., N.Y.; Corn Ex. Nat. Bk., Phil. j Odessa Schuyler II 9 Nat. Bk. of Ogdensburg.. James R.Bill.. John M. Kellogg.. R, J. Donahue... 100,000 63,070 355,6G0 394,470 118,600 Am, Ex.N. B., N. Y.; N. B. Redemp., Bos. Ogdensburg St. Law. Ogdenshurg Bank g^ Frank Chapman ..' 100,000 Bank of America, N. Y. " B13" Thomas Spratt.—. S. W. Leonard.... 87,400 509,720 53G,990 147,120 Olcan...Cattaraugus 14 EXCHANGE NAT. BANK Frank L. Bartlett N. V. V. Franchotl A. I. Williams.... I. E. Wordcn. 125,000 388,830 1,627,710 1,947,260 281,290 Lea.Mfrs.and Seab.N.Bs.,N.Y.; Freemans N. B.,Bos. FIRST NATIONAL BANK "n J. E. Duschbury.. W. E. Wheeler A.T. Eaton C.D.Judd.... 100,000 115,210 '05,000 859,670 216,680 Hanover Nat. Bank, N. Y. Oneida Madison F13 Central Bank T'TOI W.E.Northrup... R.A.Hill . 15,000 Imp. & Tra. Nat. Bk., N. Y. Far. & Mer. State Bk.-..§'92| LoringMunroe ... C.W. Dexter.. E. Emmons Coe ., 50,000 14,210 142,150 145,540 46,340 Hanover Nat. Bk., N. Y.; Albany Co. Bk., Albany. NATIONAL STATE BK.-^ Andrew J. French] William W. Warr.| Austin B. French. 60,000 22,600 80,000 141,600 18,000 West.N. and N. Park Bs., N.Y.; N. Ex. B., Albany. Oneida Savings Bank,..§ C.W. Chappcll... R. B. Downing A. W. Hill, Sec. an\d Tr.. 121,600 1,156,960 1,130,570 105,840 Morton and Mercantile Trust Cos., N. Y. |0NEIDA VALLEY NAT.BK/51 H. H.Douglass.. W. S. Lcetc T. F. Hand, Jr 105,000 24,710 193,820 242,490 69,530 Imp. & Tra. N. Bk., N. Y.; N. Y. State N. Bk., Alb. Oneonta Otsego H 14 M. L. Keyes Ransom Mitchell.j IrvingL. Pruyn.. E. C. Slade 50,000 55,000 441,890 335,570 134,060 Chase Nat. and Nat. Park Bks., N.Y.; Shoe & L.Nat. First National Bank '61 Bk., Bos.; 4ih St. Nat. Bk., Phil. Wilbcr National Bank...'74 George I. Wilber. E. A. Scramling.. E. A. Scramling... Samuel H. Potter. 100,000 208,600 1,092,460 1,065,050 333,010 Chase Nat. BK., N.Y.; Cont. Nat. Bk., Chi.; Far. & Mech. Nat. Bk., Phil,; Nat. Bk. Comw., Bos. iQswcgo Oswego E10 FIRST NATIONAL BANK-'6J| JohnT. Mott.., Henry H.Lyman.. J. D. W. Case.... L.W.Mott„. 150,000 103,900 712,250 73G,4G0 283,780 Am. Ex. N. Bk.,N. Y.; N.Y. State N. Bk., Albany. Oswego City Savings Bk.§*59 Byron DeWitt.. O. H. Brown...... J. P.Phelps, Tr... M.S.CromMe, Sec. 164,640 1,649,000 1,639,840 156,860 Bank of America, N. Y. Oswego County Sav. Bk.s*70| Joseph B. Lathrop| B. E. Stone W. B. Couch, Sec. land Tr. 140,210 1,439,470 1,135,810 121,360 Chase Nat. Bk. and Mercantile Trust Co., N. Y. O. F. Gaylord. George B. Sloan.. F. E. Swectland .' 100.000 71,000 275,000 287,600 148,200 Chase Nat. Bk.. N.Y.; Albany City Nat. Bk., Albany; SECOND NAT'L BANK-.'Ml Theodore Irwin... Mer. Nat. Bk., Phil. AOvid Seneca II 9 Banking House of Le Roy First National Bank, N. Y. C. Partridge t'GOj Ellen B. Partridge.! James B. Thomas. Frederick Thomas 150,000 164,000 N.Bk.Rep.,N.Y.;Cont.N.Bk.,Chi.;Mer.N.Bk.,PhiL AOwego Tioga 111 FirBt National Bank '65 George Truman... W.H. Ellis W. S. Truman 1 100,000 28,000 360,000 317,000 70,000 American Exch. Nat. Bk. and Nat. Park Bk., N. Y. OwegoNational Bank ...'SSI D.M. Pitcher W. L. Ayer E. O. Eldredgc I 50,000 17,000 235,000 2-18,000 10G,040 Imp. & Tra. Nat. Bk. and Nat. Park Bk., N.Y.; Tioga National Bank '65] Thomas C. Piatt.. II. A.Clark .... F. E. Piatt ... 50,000 19,310 170,550 129,310 Albany City Nat. Bk., Albany. Oxford... Chenango H 13 First National Bank 'Gil J. R.Van Wagencn| F. G. Clarke.... Jared C. Estelow.. 100,000 99,G70 313,810 390,440 73, GOO Central N. BK. and N. Bk. of the Republic. N.Y. Oyster Bay. ..Nassau C 5 Oyster Bay Bank g^Ol Townsend D. Cockl James Malcolm... E. Morgan Griffln. 25,000 29,500 248,000 244,000 40,000 Nat. Bk. of No. Am. and Queens Co. Bk., N. Y. NEW YORK Map opposite page 245 OUR ADVERTISERS ESPECIALLY SOLICIT YOUR COLLECTIONS AND CORRESPONDENCE. 1900 For Interest Kates, Days of Grace, Towns Accessible, Pago 643 NEW Y O R, K - continued. ami Legal Holidays, see Page 13. Commercial Lawyers, Page 6f»4 a LOAN* *»« CASK PAID-UP ™-' I DEPOS- DIRCOVXTR, AND EX­ 1'RiKcirAL CORRESPONDENTS. TOWN AND COUNTY. NAME OP BANK. PRESIDENT. VICE-PRESIDENT. CASHIER. ABS'T CASHIER. STOCKS AMI* CAPITAL! A IT8 SECCKtTIK. CHANGE? ACounty Scats. fi State. + Private. Est. F rP.i - I 200,000 First Nat. Bk., N.Y. Palmyra Wayne F 8 First National Bank '63 Pliny T. Sexton. H. H. Sexton ... R. M. Smith. $500,000 $ 50,000 i$ 153,000 $ 575,000 First Nat. Bk., N. Y. it ti H.P.Knowles& Co....ml H. C. Knowles., Henry Clews & Co., N. Y. Parish Oswego F 11 Parish Exchange Bank. -t'Wi (Potter &Marsdcn) Irving B.Niles.... 287,000 Chase and Imp.&Tra.N.Bks.,N.Y.; Mcr.N.Bk.,Phil. Patchoguc... Suffolk C 7 Patchogue Bank 8'84 John A. Potter Jesse C. Mills Floyd A. Overton 75,000 40,000 242,000 75,000 310,650 168,270 15,300 Guar.Tr.Co.,N.Y.; Queens Co. Bk.,Lorg Island City. Union Savings Bank §'97 Smith W. Conklin Fremont Hammond Walter S.Rosc,£ec. 4,370 230,000 425,900 48,530 Leather Manufacturers' National Bank, N. Y. Pawling... Dutchess A 5 National Bank of PawlingMOl John B. Datcher.. T.M. Green George W. Chase. J. F. naight 100,000 80,000 353,491 317,250 14,540 Mer.Tr. Co.,N.Y.; Nat. Bk. Pawling, Pawlitg, N.Y. U 11 Pawling Savings Bank ..S^O J. I. Wanzer W. H. Taber H. A. Holmes, Tr. B. F. Burr, Sec... 39,510 Jacob M. Shipley, Tr 275,560 2,693,090 |2,598,440 160,690 Peekskill ..Wcstch'rB 4 Peekskill Savings Bank .§'59[ Uriah Hill, Jr Warren Jordan.. Roberts. Allen... 1st, Imp. & Tra., Nat. City aid 4th Nat. Bks., N.Y.: Robert Brotherton 100,000 171,810 597,140 811,750 138,500 Westchester Co. Nat. Bk..' C. A. Pugsley Cyrns Frost Geo. A. Ferguson. Phil. Nat. Bk., Phil. 60,000 39,000 281,210 243,500 80,160 APcnn Yan...Yates II8 Baldwin's Bank 8*81 M. L. Baldwin.... Silas Kinne Lars Nci'son Nat. Park B., N. Y.; Mcch. and Trad. B., Brookljn. 176,600 55,000 Citizens Bank fi^l John H. Johnson. Lorimcr Ogden .. John A. Underwoj|o d 50,000 185,000 Chase Nat. Bk.,N. Y.; Bk. of Buffalo, Buff., N. Y. 121,590 37,000 Perry Wyoming G5 Citizens Bank §'89 M.H. Olin George Tomlinson C. M. Smith.... L. P.Benedict.... 50,000 10,000 100,000 Mercantile N. Bk., N. Y.; Traders N. Bk., Roches. Wm D. Page... George K. Page... 50,000 7,870 96,140 105,850 36,160 Chase Nat. Bk., N. Y.; Marine Bk., Buffalo. w _mm MM u First National Bank "55 Eliza D. Page F. II. Wyckoff. Phelps Ontario G 9 Wm. B. Hotchkise & Co.+79| Mercan. N. Bk. and Knauth, Nachod & Kuhne, N.Y John H. Roy & Co r A. Underwood. National Park Bank, N. Y. 2,600 60,250 30,750 Lincoln Nat. Bk., N. Y. Philadelphia, Jeffer'nC 13 Bank of Philadelphia....8*88] A. C. Comstock.. William Roberts. W. A. Markwick.. 25,000 63,360 9,400 75,910 17,570 Phcnix N. Bk., N. Y.; Far. & Mfrs. N. Bk., Pough. Phoenix OBwcgo F 11 Phoenix Bank §'69 J. A. Hawks C. E. Hutchinson. A. W. Hawks E. G. Hutchinson. 35,000 49,110 1,500 121,350 22,040 N. Bk. of No. Am., N. Y ; Buffalo Com'l Bk., Buffalo. Pike Wyoming II 5 State Bank of Pike 8'92 G. S. Van Gorder. JohnT. Symes.-. 25,000 116,890 45,000 152,000 57,000 Importers & Traders National Bank, N. Y. Pine PlainSjDutch'sJlO StissingNational Bank..'65 W. Bostwick ... L. Morehouse J. H.Bostwick... 90,000 92,500 13,670 754,900 126,970 Cent. N. Bk., N. Y.; N.Y. State N. Bk., Albany. APlattsburg Clinton First National Bank 'Gal E. G.Moore I O. F.Tuttlc C. S. Johnson.... 100,000 832,240 120,940 Nat. City Bk., N.Y.; N.Y. State Nat. Bk., Albany. Iron National Bank '81 StephenMoffltt... E. S. Winslow... James Shaw 100,000 22,460 719,370 718,850 .A19 120,000 Cont. Nat. Bk., N. Y.; Albany City Nat. Bk., Alb. Merchants' National Bk.JSlI Alfred Guibord... JohnM. Wcvcr... W. L. Wevcr . 100,000 30,000 800,000 750,000 17,700 39,880 Central Nat. Bank, N.Y.; Suffolk Nat. Bank, Bos. Vilas National Bank *6l H. A. Newton W. Howcrof t.. 100,000 289,290 365,130 Far. & Mcch. Nat. Bk., Phil. S. R. Bray ton. 50,000 26,890 136,090 222,440 3*2,540 Poland...Herkimer F 15 National Bank of Poland.'90 Warren A.Brayton D. P. Jarvis Frank J. C. Stcbei] Fourth and Hanover National Banks, N. Y. , 100,000 127,980 543,530 516,920 231,850 Port Chester .Westch'er First National Bank 64| R. H. Burdsall.-.. J. W. Lounsbury. Josiah N.Wilcox.. Nat. Park and Fourth Nat. Banks, N. Y. OohnW. Diehl. 130,670 1,273,2:30 1,295,150 78,580 '• C5" Port Chester Savings Bk§*65| John F. Mills.. Thomas B. Peck.. II. L. Marshall.... Chase N. Bk., N. Y.; New York State N. Bk., Alb. Eugene Wyman..!. 50,000 13,370 92,170 125,600 39,420 Port Henry—Essex C 10 Citizens National Bank .-M^l J. W. Wyman Nestor Berman... 1st Nat. Bk., N. Y.; Nat ComM Bk. and N. Y. State F. S.Atwell 100,000 50,570 2C6,850 107,460 309,900 I t« it First National Bank * Geo. T. Murdock. F. S. Witherbce.. Nat. Bk., Albany; Nat. Bk. Redemption, Boston. I R. B. Dayton . 25,000 22,650 122,400 J 142,190 27,870 Chase Nat. and Queens County Bks., N. Y. Port Jefferson. SufTk C 6 Bank of Port Jefferson ..fi'i H. M.Randall.... James E. Baylcs.. E.M.Davis 50,000 8,360 70,890 104,080 22,230 I National Bank of North America, N. Y. j 0. T. Fanning.... M. L. Chambers .. Frank A. Kline... ** 1 ... " First National Bank '971 100,000 117,640 666,940 810,950 152,260 1st N.B.,N.Y.;N.Y.StateN.B.,Alb.; Phil. N.B..Phil. C.F.Van lnwcgen Charles Brox Frederick B. Post Port Jervis ..Orange A 1 First National Bank TO 130,000 10,000 300,000 316,780 113,350 Nat. Park Bk., N. Y. Nat. Bank of Port Jervis-'56 W. L. Cuddeback Francis Marvin... R.D. Muir 1 50,000 3,000 150,000 150,000 50,000 Han. Nat. Bk., N. Y.; Albany City Nat. Bk., Alb. Citizens National Bank..'OS William L. Pert... Edson M. Perkins W. L. Shcpa d.... Potsdam, St.Lawr'nce B15] 50,000 32,000 430,000 415,000 130,000 N. Park Bk., N. Y.; N. Y. State N. Bk., Albany. People's Bank 8*89| C. E. Sanford CM. Peck Frank M. Peck.... F.L. Collins... 23,000 250,000 250,000 39,100 Imp. & Trad. Nat. Bank, N. Y. II Tide on Taylor... T. V. Johnston.. H. L. Taylor 100,000 APoughkeepsie.Dntchcss City National Bank '05J 107,450 819,380 848,810 242,9S0 National Park, First, and Chase National Bks., N. Y. Edward Elsworth. Henry E. Loeey. William Schickle. 200,000 J 18 • Fallkill National Bank ...'52 916,100 177,800 Gnllatin Nat. Bk.. N. Y.;Nat. Bk. Rq>., Bos.; N.Y. Lewis H. Vail... Geo. H. Sherman . 200,000 110,600 813,900 Far. & Mfrs. Nat. Bank..'31 Edward S. Atwater] Sta. Nat. Bk., Alb. 31,500 186,000 277,000 35,000 Fourth National Bank, N. Y. Jacob Corlies Mitchell Downing! F. E. Whipple.... 100,000 First National Bank '04 12S,790 797,5E0 699,300 37;,310 Nat. Bk. Com.. Chem. N., and N. City Bks*.,N. Y.; 1. R. Adriancc.... Charles N. Arnold Walter C Fonda.. 175,000 Merchants* Nat. Bank *45| N. Bk. Commonwealth, Boston. 150,000 61,800 359,600 428,800 116,500 Mercantile N., Continental N.,and N.City Bks.,N.Y.; j S. G. Guernsey . B." Proescr Wayne Thomas W.Barrett| Freeman's Nat. Bk., Bos'.on. P0UGHKEEPSIENAT.BK/3OJ I Collections c i this city pro| mptly remitted for at lowest r ates. 9,413,750 Chase Nat. Bk., N. Y. George Cornwell. Morris Bradley, Tr, 1 030 440.9,604,740 674,350 Ponghkecpsie Sav.Bank 9'33 D.C. Foster Edwurd Els worth Bowling Grt'en Tr. Co. and Henry Clews & Co.,N.Y. A. K.Smith | I 20,000 1,100 Smith\H Bank rCO; (C. P. Smith) ..... Chase Nat Bk. and City Tru

Towns Accessible, Puj;e CIS For Interest Rates, Days of Grace, Com more fail Lawyers, Page GH4- NEW YORK- continued. and Lejjal Holidays, see Pajjo 1«J. LOASH AMI PAID-UP CASH TOWN AND COUNTY. NAME OF BANK. PRESIDENT. VICE-PKKSIDKNT. CASHIER, ASS'T CAGUIEH. AND DEPOS­ iHecorvr*, CAPITAL! ITS. STOCKS ANl> AND EX PRINCIPAL CORRESPONDENTS. ^County Scats. £ State. + Private. ICst. PllOF. SEC u KIT i Eft. CHAN(iES]

Randolph, Cattarau's 13 State Baiik of Randolph.§74 J. N. Covveu G. VV. Fenton.... J. A. Crowley., Frank L. Scagcr. $ 60,000 $23,500 S 240,000 \% 230,000 $ 90,500 Seaboard Nat. Bk., N.Y.; Mnfrs. &Tra. Bk., Buffalo. Red Crcek.-WayncF9 Wesley Hall +'601 First N. Bk., Brooklyn, N. Y.; Sec. Tr. Co., Roch. Red Hook. Dutch's J18 First National Bank *G5| B. B. Hoffman . Clarence Shook... E. L. Parsons 150,000 82,000 116,000 428,500 48,000 Fourth National Bank, N. Y. Rensselaer RensselaerG19| John F. Munger +*fl; E. J. Guilfoil 20,000 5,500 1,880 N. Y. State Nat. Bk., Albany. Rhinebeck. Dutches J18 First National Bank '65| John D. Judson.. Philo Sherwood .. Wm. II. Judson... 125,000 48,480 12G.4J0 222,790 74,220 Nat. Park Bk., N.Y.; Albany City Nat.Bk., Albany. Rhinebeck Savings BankrGO A. M. Travcr M. V. B. Schryver T.A.Traver,#(fcr. C3,000 490,000 529,990 26,210 Richfield Spgs. Ot'goG 15 First National Bank '62 Norman Getman. H. C. Brock way... Myron A.McKee.. 100,000 18,000 242,000 328,520 68,G00 Mercantile Nat. Bk., N. Y.; Bankers Nat. Bk., Chi. Richmondville Scbo'eH 16| Bank of Richmondville _fi"93| A. D. Frasicr J. H. Brown ... J. D. nolmes 25,000 8,000 87,296 64,150 55,880 Chase Nat. Bk., N.Y.; N.Y. State Nat. Bk., Albany.| Ripley ...Chautauqua 11 E. A. Skinner & Co +'91 J. W. Burrows 10,000 4,100 110,000 10S,000 20,000 Hanover National Bank, N. Y. ARiverhead... Suffolk C 7 Riverhcad Savings Bank g'ral N.W. Foster... Simeon S.Hawkine U. B. Howell, See. Otis G. Pike, A. See] 317,380 J2,691,O0O [2,832,300 154,070 Oriental and Chase N. and Queens County Bs., N. Y. andG.H.Ketcbamj Suffolk County Nat. Bank'90J George W. Cooper TimotbyM.Gri fling Henry P. Terry. H. B. Howell... 60,000 29,050 274,870 291,690 62,830 Nat. City Bk., N. Y.; Sprague Nat. Bk., Brooklyn. Howell M. Reeve §75 5,000 2,000 G0,000 36,000 31,000 Chase Nat. Bk. and Nat. Park Bk., N. Y.

i Rochester.. .Monroe F 6 •ALLIANCE BANK V9Z\ Charles H. Palmerj Alberto. Fenn ._, Albert O. Fenn... John P. Palmer... 150,000 03,560 1,755,220 1,488,690 324,820 Chase N. B. andN.B Com.,N.Y.; Tra.N. B., Roch. J. G. Cutler. '•Bank of Monroe g'GTj Hiram W. Sibley H. F. Atkinson W. G. Mitchell. 100,000 175,300 1,146,810 1,241,040 181,130 Bank of America, N. Y. •Central Bank §'88 Benjamin E. Chase] FrankS. Upton... George Wilder John H. Gregory.. 200,000 137,830 1,745,830 1,674,270 350,090 I Fourth Nat Bk., N.Y.; N.Y. State Nat. Bk., Albany; First Nat.Bk., Chi.; Philadelphia Nat. Bk., Phil. (•Commercial Bank -§75j Charles H.Babcock| II. A.Brewster ... T. J.Swanton .... R.M.Myers,2cJF.-P| 200,000 142,160 1,396,400 1,350,350 336,220 Am. Ex. Nat.Bk.,N.Y.; N.Y. State Nat.Bk., Albany; Mer.Nat.Bk.,Phil.; Shoe and Leather Nat.Bk.,Bos. *FL0UR CITY HAT'L BK. '66 C. C. Woodworth _| William C. Barry. .Peter A. Vay E. W. Burton 300,000 173,250 2,125,500 12,188,430 485,860 N.Bk.Com.,N.Y.; N.Bk.Comw., Bos.; 1st N.Bk.,Chi.| •German-American Bk...§75: Frederick Cook. Eugene H. Sattcilecl Frederic P. Allen. Wm. B. Farnham. 200,000 254,290 |2,544,890 |2,712,070 465,330 4th and Scab.Nat.Bks., N.Y.; 4th St. Nat.Bks., Phil. Thomas J. Devine George Weldon, •MERCHANTS BANK-TO Percy R. McPhaill J. C. Rodenbeck.. 100,000 61,470 1,155,790 1,057,750 259,500 Chem.N.B.f N.Y.; Mer.N. B^Chi^N.ComMB^Alb, 2d F.-P.i \ Henry C. Brewste| Chas. n. Palmer.. Carroll E. Bowen •TRADERS NAT'L BANK-^I 250,000 699,870 3,752,430 3,871,310 842,990 Hanover Nat. Bk.,N. Y.; Com'l Nat.Bk.,Chi.; Nat.] [ Collection! ca rofully made an [c! promptly rem ittetl for at lowe st rate] s. Cor| respon| dencei nvited. Bk. Redcmp., Bos.; Far. & Mer. Nat. Bk., Phil.

•East Side Savings Bank §'69 J. B. Moseley Benjamin E.Chase] P. B. Viele, S. t0 T. 258,870 |3,558,490 3,241,910 461,250 Hanover National Bank, N. Y. •Fidelity Trust Co |'3?| Lewis P. Ross ... J. Lee Judson John C.Powers,-^. Geo. J.Key es,^l .Sec. 200,000 45,940 2,738,900 i2,452,970 571,020 Am. Ex. Nat. Bk., N.Y.; Eliot Nat. Bk., Bos. Arthur Luetchford ,1 [•Mechanics* Savings Bk.§'6' Samuel Sloan E. R. Andrews CM. Everest, 2dV.-\ P. 260,000 .700,000 12,472,920 216.050 Imp. & Tra. Nat. Bk. and Morton Trust Co., N. Y. Sec. & Tr •Monroe County Sav. Bk.§'50| James E. Booth.__ Rufns K. Dryer... David Hoyt,a\tfc T. 1060 000| tl 752 OOOl 11719 000J1,268,00 0 First National Bank, N. Y. (•Rochester Savings Bank§'31 James Brackett. Hobart F.Atkinson T.H.Husband Sec. H. S. Hanford, Tr. 1890 33o|17855720 | 18 295 710]1,150,34 0 1 st N.B.,B.of the Manhattan Co., and Han.N.B., N.Y, •Rochester Tr. & S. D. Co.§'88| J. Moreau Smith C. B. Woodworth. V.M. Smith, Sec... Robert C. Watson, 200,000 53$, 150 7,544,830 |7,691,670 431,310 Knauth,Nachod & Kuhne,and Am.Ex.Nat.Bk.,N.Y. A. Sec. [•Security Trust Co §*92 Edward Harris... James S. Watson. F. M. Ellcry, Sec. A.M.Lindsay, V.-I 200,000 219,850 3,G23,420 3,476,170 454,990 Chemical Nat. Bk., N. Y.; Marine Bank, Buffalo. •Union Trust Co §'97 George F. Yeoman: AbramE. Wollf .. Frederick W. Zo\\ ler, Sec 200,000 57,250 1,768,460 1,760,000 176,000 Cont.N.BMN.Y.;4thSt.N.B.,Phil.;Alb.CityN.B.,Alb. Amsden Bros §'8o| 100,000 52,250 G,320 156,170 2,410 Am. Exchange Nat. Bk. and Knautb, Nachod & Kuhne. N. Y. Frank J. Amsden 7o| (Broker).. Parnell, Hageman & Co., N.Y.; Ware & Leland, Chi, Myron W. Greene +'! Chemical National Bank, N. Y. MacDonald & Diceser.. +'99| Richardson, Hill & Co., Boston. W. B. Spader +"92 Mclntyre & Wardwell, N. Y. and Chicago. Rochester Clearing House.. Frederic P. Allen. James E. Booth...! Geo.Wilder.iS.tfe?^! Peter A.Vay, Mo-r. (Members indicated by a*) E:W.Burton,XJ/ff>' RockvilleCtr.NassauD 5 Bank of Rockvillc Center^! Hiram R. Smith.. Thomas G. Knight B. T. Ray nor 25,000 5,480 259,540 245,530 53,920 Nat. Shoe & Leather and Corn Exchange Bks. N. Y. 1 Rome Oneida F13 Farmers National Bank .79| W. J. P. Kingsley; Edward Comstock Samuel Wardwell 100,000 95,000 491,000 622,090 148,510 N. ParkB.andN.B.Rep.,N.Y.; N.Y. StateN. B.,Alb. FIRST NATIONAL BANK 'cs] John G. Bissell... W. R. Huntingtonj FredM. Shelley.. 100,000 52,000 530,490 / 544,470 140,770 Fourth Nat. Bk., N. Y.; N. Y. State Nat. Bk., Alb. Oneida County Sav.Bk.g^g OweuE. Owens... Thomas D. Roberts! John R. Edwards. 81,740 1,106,770 1.091,770 61,200 Bowling Green Trust Co., N.Y. Rome Savings Bank §'51 W. R. Huntington Wheeler Armstrong C.F.Barnard, S.&T. S.IL Beach, 2d V.-\ 305,020 1,753,680 1,803,210 113,560 Mercantile Trust Co., N. Y. Rondout "Ulster J 17 (See Kingston.) Roalyn Nassau C 5 Rosiyn Savings Bank §"iG| Benjamin D. Hicks! H. M. W. Eastman] J.R. Willete, Tr.. C. E, Conklin, Sec. 50,280 601,310 Rusnford..Allegany II 4 Stacy & Kendall -i L,. E. Hardy. Ninth National Bank, N. Y. NEW YORK Map opposite page 245 OUR ADVERTISERS ESPECIALLY SOLICIT YOUR COLLECTIONS AND CORRESPONDENCE. 1900 Towns Accessible, Pago 643 For Interest Rates, Days of Grace, Commercial Lawyers, Page 554 NEW YORK- continued. ami legal Holidays, see Page 13. SUKP. LOAM* AND CASH I PAID-UP DEPOS­ TOWN AND COUNTY. NAME OP BANK. PRESIDENT. VICE-PRESIDENT. CASHIER. ASS'T CASHIER. AND DlKCOUNTS, |AND Ex-I PRINCIPAL CORRESPONDENTS. CAPITAL ITS. STOCKS AND A County Seats. g State. + Private. PROP. SECURITIES. CHANGES' Sag Harbor..Suffolk C 9 Peconic Bank §'90 J. J. Harrison Henry F.Cook F. II. Palmer.. |$ 25,000 |$ 7,760 S116,790 [$116,120 $ 26,020 Merchants Exchange Nat. Bank, N. Y. Sag Harbor Savings Bk..§'G0 James n. Plerson. H. T. Hedges Edgar Wade,<£fci£ Tr\ II. F. Nickerson^l. Tr 112,430 1,070,630 944,180 237,530 Mercantile and Union Tr. Cos., N. Y. Klcrnan's Bank +'80 (George Kiernan). 30,000 65,000 Queens Co. Bk., New York City, N. Y. Salamanca .Cattaraugus First National Bank '801 Henry O. Wait.... W. n. Crandall.. E. F. Hoy 50,000 49,780 266,830 336,700 07,870 Seaboard and National Park Banks, N. Y. " 14 " Salamanca National Bk..^! E. B. Vreeland.... Charles M. Dow. Hiram Fosdick... W.H.nazard,2r.P. 50,000 17,850 248,940 251,940 54,860 Seaboard Nat. Bk., N. Y. Salem Washington First National Bank 'Sol M.L.Sheldon W.McFarland... Charles A. Beattie| 50,000 29,000 198,000 217,020 48,180 Chase Nat. Bk., N.Y.; N.Y. State Nat.Bk., Albany " FIO '•' People's National Bank..'81 Warren Kenyon.. W. C. Larmon... B. C. Haggart 50,000 11,415 80,230 103,910 28,020 Chase and Han.N.Bs.,N.Y.; N.Y.StateN.B., Albany Sandy Creek Osw'goE 11 Oren R. Earl +70 M.M. Earl First National Bank, N. Y. Sandy Hill .Washington Nat.Bk.of Sandy Hill.. J041 L. W. Cronkhite.. G. M. Ingatebe Charles T. Beach. 50,000 33,150 702,450 713,450 93,980 Imp. '& Tra. and Cent. Nat. Bks., N. Y.; N. Y. State and First Nat. Bks., Albany. ** F19 " People's National Bank..'84j Charles R. Paris.. W. A.Huppuch... Norman T. Drake. 50,000 27,170 329,580 342,890 62,610 Fourth Nat. Bk., N.Y.; Nat. Com'l Bk., Albany, N.Y Saranac LakcFranklinCli Adirondack National Bank '9" R. n. Mclntyre... Alfred L.Donaldson] William Minsbull. 50,000 14,000 169,000 209,480 29,990 Chase Nat. Bk., N. Y.; N. Y. State Nat. Bk., Alb. Saratoga Springs.Sar'ga Citizens' National Bank/81 John Foley W. T. Rockwood J. H. DeRidder _J 100,000 50,990 851,730 885,050 181,660 First N., N. City, Nat. Park Bks., and N. B. of Com., N.Y.; N. Com'l and Albany City N. Bks., Alb. F18 FIRST NATIONAL BANK ^ James M. Marvin. II. B. nanson Wm. Hay Bockes. 125,000 95,000 900,000 895,000 160,000 Imp. & Tra. N. Bk., N.Y.; N.Y. State N. Bk., Alb.; N. Bk. Rep., Bos.; Far. &Mech. N. Bk.,Phiia. Sangerties...Ulster I 17 Robert A. Snyder. William n. Eckert 200,000 51,820 197,090 310,590 115.410 First National Bank '52| James T. Maxwell! National Park Bank, N. Y. Saugerties Bank %'l&9\ Albert Carnright.. George W. Elting. Charles B. Cox.... 125,000 36,000 106,000 198,400 66,000 1 Nat. Park Bk., N.Y.; Trades mens Nat. Bk., Phi!. Sangerties Saviugs Bk-.f ?! Albert Carnright.. Jacob Van Gelder. Frank Russell J. P. Rnssell, Sec, and Tr*. 142,060 930,710 910,010 168,760 Metropolitan and Union Tniet Cos., N. Y. Sayvillc Suffolk C 7 Oystermens National Bk.'99| J. H.Green, Jr S. P. Green Dow Clock 50,000 51,100 116,490 72,570 62,090 Chase Nat. Bk., N. Y.; 4th St. Nat. Bk., Phil. iSchencctady.Schen'ct'y Mohawk National Bank..'07 H. S.Edwards.... S. J. Schermerhornl E. L. Milmine....! 100,000 125,000 600,000 390,000 307,360 N. Park B. and Chase N.B.,N.Y. j Shoe & L.N.B.,Bos. u " G 18 Schenectady Bank §'62 W.G.Schermerhom James A.Goodrich] E. D. Palmer ....J 100,000 110,890 574,010 471,880 268,020 Mcrc.N.B.,N.Y.; N.B.Comw.,Bns. ;N.Com'l B.,Alb. Schenectady Saving* Bk§'34^ D. Cady Smith.... Everett Smith A. W. Johnston, Tr. W. S.Rowe, A. Tr. 15G.790 1,556,550 2,472,780 191,710 Metropolitan Trust Co., N.Y. UNION NATIONAL BANK'92| Willis T. Hanson. Clark Witbeck..., J. E. Van Eps .... 100,000 60,000 400,000 363,000 177,000 Imp. & Tra. and Chcm. N. Bks., N. Y.; N. Y. State N. Bk., Alb.; 1st N. Bk., Chi. Schenovus.. Otsego H 15 Schenevns National Bk.__'94 John Graney M. E. Baldwin George Lovell 50,000 8,150 104,420 122,440 23,710 Hanover N. Bk., N,Y.; N. Y. State N. Bk., Albany. ASchoharic,SchoharieII17 Schoharie County Bank fi^Sl Charles M. Throop Isaac Van Vechten R. A.Dewey 25,000 1,500 90,000 75,000 4,640 Chase Nat. Bk., N. Y.; Nat. Com'l Bank, Albany. SchuylerviIle,Sarato£.F19| Nat. Bk. of Schuylerville.'GS D. A. Bnllard.. George II. Bennett C. E. Brisbin 50,000 41,000 210,000 295,200 32,000 Chase Nat. Bk., N. Y.; Nat. Com*l Bank, Albany. Scio Allegany 15 Eli as Harris +'80 Seaboard National Bank, N. Y. Seneca Falls.Seneca G 9 EXCHANGE NATL BANK'G5 Milton Hoag S. S. Gould... A. R. Palmer,^^. 100,000 89,420 561,890 G24,410 86,000 9th and Imp.&Tra.N.Bs.,N.Y.; N.Y. State N.B., Alb. Partridge BankingHouset'80 (Caroline Cook).. W. P.Ehvell First Nat. Bk., N.Y. Seneca Falls Savings Bk.8'72 Gilbert Wilcoxen Samuel T. Sharp.. Peter Trautman _. M. E. Trautman.. 20,910 344,070 239,430 83,260 Exchange Nat. Bk., Seneca Falls, N. Y. Snerbnrne,Chenango HIS] Sherburne National Bk..'63 Joshua Pratt Homer G. Newton M. D. Boteford George M.Bryan.. 100,000 99,400 147,930 248,270 87,550 Importers* & Traders* and First Nat. Banks, N. Y. Sherman.Chautauqua 11 State Bank of Sherman .§'90 J. L. Thayer Charles H. Corbett II. F. Young I. O. Ottaway 25,000 8,000 126,000 116,000 43,000 Seaboard N. Bk., N. Y.; .Merchants Bk., Buffalo. Shortsvillc. Ontario G 8 E. D. Mather t'SS] 5,000 7,000 30,000 32,000 10,000 Chase Nat. Bk., N. Y. Sidney Delaware 113 Sidney National Bank. John A. Clark ... II. G.Phelps.. James L. Clark 50,000 50,000 210,000 265,000 30,000 Chase Nat. Bk., N. Y. SilverCreekChaut'qua H2| State Bk. of Silver Crcck§'99| R. J. Quale...... F. R. Green.. Theodore Stewart. 25,000 2,000 80,000 84,000 38,280 Mer. Ex. Nat. Bk., N. Y.; Marine Bk., Buffalo. Scoflcld, Cipperly & Chess­ Sinclairville.Chautauqua nanover National Bank, N. Y. II man +'97| M. W. Scofield... C. R. Cipperly... A. P. Chessman... 277,000 225,000 139,040 N. Park Bk., N. Bk. Rep., and Nat. City Bk., N. Y. Sing Sing .Westchester First National Bank 'OS' Henry C.Nelson. Ralph Brandreth . R. S. Lockwood.. 100,000 38,000 Sing Sing Savings Bank§,51| S. M. Sherwood.. Gilbert M. Todd. S. G. EHe2ood,£€<;. \and Tr.. 183,680 1,893,760 1,953,160 181,180 " B4 " Continental Nat.Bk.,N.Y.; N.Y. State Nat. Bk.,Alb.j Nat. Bk, of Skaneateles..^, B. F. Petheram.. J. C. Willetts George C. Durston 60,000 45,360 216,220 233,350 33,250 Skaneateles ..Onondaga Bk. of America and Metropolitan Trust Co., N. Y. Skaneateles Savings Bk.§'G6j John E. Waller .. Willis Piatt J. H. Earlc, Tr. E. H. Adams, Sec. S6,600 410/J80 344,980 64,200 « G 10 " West.N.B.,Bowling Green and Morton Tr.Cos.,X. Y. Bank of Sodus +'59 (C. K. Knapp)... Sodus Wayne F 8 Chase National Bank, N. Y. C. D. Gaylord +*8l; C. W. Gaylord-. Nat. Bk. of No. America and Bk. or America, N. Y.;| Southampton Bank 8*68 James H. Pierson. Edward H. Foster. L. E. Terry 25,000 36,000 180,100 197,330 38,910 Sou thampton. Suffolk C 9 Mer. Nat. Bk., Phila. Tr 410,430 !,33t,170 ,460,570 182,210 Southold Suffolk B 8 Southold Savings Bank. §'58 Jonathan B.Terry. SilasF. Overton.. II.H.nuntting.S.tO T. A.F.Lowerre,A- State Trust Co. and Mercantile Trust Co., N. Y. 25,000 4,600 30,000 47,300 18,300 Bowling Green Tr. Co. and N. Bk. No. Am., N. Y. Spencer Tioga 110 Farmers'& Mer. Bk §*8lj Thomas Brock B. F.Lewis M.D.Fisher...... M.B.Ferris GlodeReqna Charles H. Mapes. 13,000 Domestic Ex. N. Bk., N. Y. Spring Valley,Rock 1M B3j First National Bank....1900 Peter Tallntau A.D. Jones F. O. Smith 25,000 8,500 202,000 233,000 63,500 Nat. Bk. of No. Am., N. Y.; Bk. of Buffalo, Buffalo. Springville Erie II4 Farmers' Bank +'83j Stephen R. Smith. C. L. Andrus G.W.KendalJ.... 75,000 36,000 130,000 200,000 28,000 Chase Nat. Bank, N. Y. Stamford,Delaware II1C Nat. Bk. of Stamford---^ J. H. Merchant... Augustus Prentice] Otto Ahlmann George A.Wood. 25,000 57,230 568,940 492,370 131,910 Chemical and Western National Banks, N. Y. Stapleton.Richmond D 3 Bank of Staten Island...S'ffi Staten Island Sav.Bk...g,Gl| C. F. Zenrgraf. H. C.Hagedorn... 127,050 1,650,000 [,437,280 132,900 Hanover N. Bk., N. Y.; N. Y. State N.Bk., Albany. First National Bank *t»4- Alvin Saltsman... N. W. Beekman .. George C. Markell F. P. Klock.. 50,000 41,000 1-15,000 165,310 50,000 St.John8ville,Montg.G16 OUR ADVERTISERS ESPECIALLY SOLICIT YOUR COLLECTIONS AND CORRESPONDENCE. NEW YORK Wap opposite page 245 1900 Towns Accessible, Pago 642 For Interest Rates, Days of Grace, CommercjajJLawyerH, Pago g54 NEW YORK- continued. and :LegaI Holidays, see Page 13. PAID-UP] SURP. LOANS A.VD CASH TOWN AND COUNTY, NAME OF BANK. PRESIDENT. VICE-PRESIDENT. CAsnnsn. ASS'T CASHIER. AND DEPOS­ DISCOUNTS, IAND EX CATITAIi ITS. STOCKS AND PRINCIPAL CORRESPONDENTS. iCounty Scats. S State. + Private. Eat. PROP. SECURITIES. |CHANOES| Stockton,ChautauquaI 1 Lavern W. Lnzcll & Co.+'OS] 'Lazcll & Dcnison) Lavern W. LazelL A. L. Pierce.. 5,000 % 2,300 i 35,300 i 33,060 $ 8,720 Chase Nat. Bk.. N. Y.; Chautauqua County Tr. Co., Snap. Bridge-Niagara F 3 (See Niagara Falls.) Jamestown.N.Y ; Fidelity Tr.JfcG«ar.Co.,Bufl*ilo. (Manning C. Pal Salem Hyde ... Graham K. Betts.. 200,000 30,000 530,000 840,000 153,000 N. City and Mercantile Nat. Bk*., N. Y.; Cont. N. ASyracuse,OnondagaG 11 *AM.EXCh\NAT'LBK.- 97| < nicr. Bk., Chi.; Park N. Bk., Clev. ( Collections se nt us will receiv e careful attent] ion. ltcmlttanc es mad e on d !ay of p ay men t. Send] us your business. ^COMMERCIAL BANK--S oi J Hendr'kS.Holden George M. Barnes Anthony Lamb, 250,000 60,480 976,320 1,007,780 285,020 N.B. Com., N. City, N. Park, and Han. N. Bs., N.Y.; 1 State Reserve Depository. Colj lections careful; ly attended to. Corre| spond enceIn viteo*. Cont.N.B.,Chi.; 4th St.N.B., Phil. *FIRST NATIONAL BANK ^ Edward B. Judson E. B. Judson, Jr. E. S. Tefft J. W. Walter.... 250,000 307,150 |3,307,720 |2,317,520 1,516,840 1st, 4th and Mer. N. Bs.,N.Y.; IstN.B., Chi. Frederick W.Bark |er,2d V.I*. G. N. Kennedy. '•Merchants' NationalBk..'51 Wm. H. Warner H.W. Plumb... Chas. A. Bridgman 180,000 246,390 800,000 954,000 296,520 N.B.of No.Am.,N.Y.; Ind.N.B., Phil.;4th N.B.,Bos. [•Nat. Bank of Syracuse., 'ft! John Dunn, Jr Lyman C.Smith.. Fred C.Eddy..., F. L. Barnes 200,000 30,990 ,312,980 1,131,480 392,490 Chcm.N.B.,N.Y.; Bkrs.N.B.,Chi.; N.B.Comw.,Bos. *N. Y. State Banking Co..§'52| R. A. Bonta M. W. Hanchctt. George L. Bonta 100,000 90,560 587,610 611,630 13G.530 Ger.-Am. Bk., and Bk. of Am., N. Y.: Mech. & Far. Bk., Alb.; Eliot N. Bk., Boston. Onondaga County Sav.B.§'55 KdwardS. Dawson | George B.Kent... Clinton T.Rose, Tr.\ RasselasA. Bonta, 1518650| \Sec. 16157950| 157185501 801,220 Bk.of Am., Metro., Merc, and Morton Tr.Co's,N.Y. '•Salt Springs National Bk*52 F. W. Gridlcy .... T.J. Leach P.M. Bonta Wm.A.Wynkoop. 200,000 103,990 1,038,920 1,081,250 261,660 FirstNat.Bk.,N. Y.; First Nat. Bk., Chi. [•State Bank of Syracuse.§73 A. K. lliscock... Francis Hendricks] George A. Wood.- 100,000 129,640 12,287,960 |2,179,130 150,G50 Chase and Western N.Bs., and Metro. Tr. Co.,N.Y.; Tr.&Dep. Co. of On'daga§'66 Francis Hendricks Albert K. Hiscock James Barnes,,Sto. F. H. Hiscock,2 FP, 100,000 153,230 3,554,270 1,720,890 [2,078,100 Inter. Tr. Co., Bos. Syracuse Savings Bank.&^O] Charles P. Clark A ustin C. Chase . A. F. Lewis, Sec. [and 2r* 896,910 '9,638,680 [9,462,690 872,900 Metropolitan and Morton Trust Cos., N. Y. Union and State Trust Cos., N. Y. •THIRD NATIONAL BANK ^ Henry Lacy Jacob Amos L. H. Groesbeck.. L. G. Lacy 300,000 190,000 800,000 1,304,000 223,000 Syracuse Clearing House— T. J. Leach R. A. Bonta F. M. Bonta, Sec Graham K. Bttts, N.B.of No.Am.and Nat.ParkB.,N.Y.;N.B.Rep.,Bos, (Members indicated by a*) Mgr. Tarrytown.Westchestcr Tarrytown Nat. Bank„.'82| R. A. Patteson... W. D. Humphreys. John II. Fisher... 100,000 46,110 554,960 474,530 201,530 West.N.Bk.and N.Bk.Rep.,N.Y.;4th St. N.Bk.,Phil. " B4 " Westchester Co. Sav.Bk.S'53 Isaac Requa R. B. Coutant. Elmore T. Willsea,] Tr. Chas.A.Wood. \Sec 267,540 [2,167,940 2,206,480 229,010 N. Y. Produce Ex. Bk. and MercantileTr.Co.,N.Y. Theresa.-Jefferson C 12 George E. Yost +72 F. D. Yost N. City B.,N.Y.; Jefferson Co.N.B.,Watertown,N.Y. Tlconderopa.Essei: D 19 First National Bank "83 H. G. Burleigh... G. C. Weed Mervin R. Hack 50,000 25,280 229,360 296,680 56,460 Nat. Bk.of No. Am., N.Y.; N.Y. State Nat. Bk., Alb. Tonawanda Erie F3 First National Bank '93 George F. Rand . |James S.Thompson HenryP.Sm.th... LeGrandS.DcGraff, 100,000 64,290 695,020 756,640 167,670 Chem. Nat.Bk., N.Y.; Fort Dearborn Nat. Bk.,Chi. F.-P. ATroy _. Rensselaer G 19 Central National Bank ..'65| W.n.Van Schoonh! >vcn. John T. Chri stie. E. W.Grcenm an 200,000 121,870* 739,790 761,150 277,430 Nat. City Bk.t N. Y.; Nat. Bk. Redemp., Boston; Mer. Nat. Bk., Phil. Manufacturers' Nat. Bk.-^s! George P. Ide E. Murphy, Jr. ... F. E. Howe _. 150,000 214,010 |2,738,820 [2,488,410 771,980 Nat. B. Rep., N.Y.,Chi.,and Bos.; 4th St.Nat.B.,PMl MUTUAL NATIONAL BK/M William Kemp- F.N.Mann, Jr.... Rice C. Bull . 250,000 220,000 1,350,000 1,450,000 250,000 N. Park, Han., and 9th N.Bs., N.Y.; Mer. N.B.,Bos.; 4thSt.N.Bk.,Phil. National State Bank '52| Thomas Col well. . R. Edson Starke. _ Julius S. Hawley. 250,000 269,820 1,608,850 |1,754,350 391,190 First N. B..N.Y. and Bos.;Met. N. B., Chi. George A. Stone. C. Cleminshaw Frank E.Norton. S.A.Pcterson,2dF-P| 300,000 250,700 1,064,190 994,640 591,500 Bk. of N.Y. Nat. Bk. Aseo.,N.Y.;. Corn Ex.Nat.Bk., Troy City National Bank '33 Chi.; Nat. Bk. Rep., Boston; Phil. Nat. Bk.,Phil Troy Savings Bank §*23| C. E. Hanaman.. C. W. Tillinghast. J. Erwin Anthony, \Sec. and Tr. 1416390] 7,826,520 |8,574,010 522,070 William F. Gurley| Edgar K. Betts ... Henry Wheeler .. 300,000 34,280 728,470 876,680 202,810 Nat.Bk.of Com. N.Y. Cent.Nat. Bk.,Clev.; New UNION NATIONAL BANK'S* Eng. Nat.Bk.^Bos.; 4.h St. Nat.Bk., Phil. United National Bank-JCSt George H, Cramer. Wm. A. Thompson] John H. Neher... S. S. Bullions. 240,000 370,650 746,830 909,830 407,640 First, Fourth, City, and Han.Nat.Bks.,N. Y.; Nat Bk. Redemp., Bos.; 4th St. Nat. Bk., Phil. J. S. Bache «fc Co '03 (Brokers) J. S. Bache & Co., N. Y. James II. Davis '87 (Broker) Trumansbnrg ..Tompk'e Banking House of L. J. Wheeler & Co +'85 (L.J.andJ.K.Wb eeler).. Mercantile National Bank, N. Y. Truxton.. .Cortland II12 Muller& Son -TOO ColonialTr.Co.,N.Y.;N.B.ofCortiand,Cortland,N.Y. Unadina...-OtscgoH14 North &Co +'68 L.G.Peck.... 25,000 12,800 2G5,810 266,430 35,350 First and Chase Nat. Bks., N. Y. UnionSprings^ay'a G10 G. B. Backus +'97 First Nat. Bk., N.Y. iTJtlca Oneida F14 FIRST NATIONAL BANK ^ Charles B. Rogers. Charles A. Butler.. U. It. Williams ... F. A. Bos worth... 800,000 629,530 |2,C06,650 3,218,810 765,360 let Nat. Bk.,N.Y.,Chi., and Bos.; Mer. Nat. Bk.,Phil. Edward Bushiugei 200,000 17,540 306,010 495,970 53,220 Ninth N.B. and Bowling Green Tr.Co., N.Y. A.D.Mather & Co.'s Bk.g'GGj Jacob Agne, Jr.... E. G. Brown John E. Weeton.J W. S. Walcott.... L. H. Lawrence... Geo. L. Bradford.. Charles A.Stickney 400,000 416,000 900,000 1,300,000 305,750 Central Nat. Bk.,N.Y.and Clev.; Shoe *fc L.Nat.Bk., Oneida National Bank.-jes Bos.; 4th St. Nat. Bk., Phil. Savings Bank of Utica..§*39| William Blaikie... W. S. Walcott.... Rufus P. Birdseye, Sec, andTr.— 859,640 ,672,790 7,430,330 879,940 Jlctropolitan Trust Co., N. Y. Second National Bank...'64 Thomas R. Proctor | Joseph R. Swan.. D. A. ATery F.R. Winant 300,000 134,000 765,800 988,370 194,500 FourthN.B.,N.Y.;Bkrs. N.B., Chi.; FirstN.B., Alb. Utica City National Bank'651 Chas, S. Symonds Henry W. Millar.. Melville C. Brown] 400,000 158,770 1,081,150 1,401,850 204,070 N.CityBk.,N.Y.; Fonnh St. N. Bk., Phil.; N. Y. State N.Bk., Albany. |Utlca Trust & Deposit Co.§'99 James S. Sherman William C. Sanger J. Francis Day, Sec Chas. A. Butler, 2 YP\ 200,000 168,220 953,640 93S,130 383,730 TrustCo.of Am., and Vermilyc & Co., N.Y. A.J. Bacchic +1900 B. A. Clark & Son rw\ First and Oneida City Nat. Bks., Utica, N. Y. NEW YORK Wlap opposite page 2 45 OUR ADVERTISERS ESPECIALLY SOLICIT YOUR COLLECTIONS AND CORRESPONDENCE. 1900

Towns Accessible, Page G42 For Interest Rates, Days of Grace, Commercial Lawyers, Page 554 NEW YORK—continued. and Legal Holidays, see Pago 13. SURP. LOANS ASD CASH PAID-UT DEPOS­ Dr«couNTK, VICE-PRESIDENT. CASHIER. ASS'T CASHIER. AND STOCKS AND AND EX­ PRINCIPAL, CORRESPONDENTS. TOWN AND COUNTY. NAME OF BANK. PRESIDENT. CAPITAL ITS. ^County Scats. gStatc. + Private. Ert. PllOF. SECURITIEJ. CHANGES! Vernon Oneida F13 National Bank of Vernon'39] W.G. Strong F. A. Gary.. D. B. Case. $100,000 $39,230 IS 100,710 $203,640 $ 34,450 Am. Ex. Nat. Bk., N. Y.; N. Y. State Nat. Bk., Alb. Victor Ontario G 7 W. A. Higinbotham f Chase National Bank, N. Y. Walden Orange A 3 National Bank of Walden M>7| G. W.Stoddard... N.J. Fowler W. C. Stevens 50,000 15,720 150,560 212,770 40,630 Chase National Bank, N. Y. Walden Savings Bank..§'72 G. W. Stoddard N. J. Fowler C. W. Sadlier, Sec. and Tr,. G5,570 469,510 454,790 44,070 Chase National Bank, N. Y. Walton..-Delaware 114 Delaware Loan & Tr.Co. §"94| A. S. Fitch | James R.Honey welll William G.Moore. 100,000 11,415 225,700 293,670 36,500 Nat. Park Bk., N. Y. First National Bank *9o] George O. Mead... Sam'l H. Fanchcr. JohnOlmstead.'... 50,000 15,000 300,000 286,600 05,400 Chase and Mercantile Nat. Bks., N. Y; Albany City Wappingers Falls, Nat. Bk., Albany. Samuel Mansfield. James S. Roy W. A. Brewster, T? J. W. Cornell. 45,780 391,000 379,310 46,580 Dutchess, A 4 Wappinger Sav. Bank.. §'69 Cont. Tr. Co., N. Y.; Fallkill N. Bk., PoughkeepMe. Imerson) J. A. Emerson Warrensburg.War'n E18 Emerson . C. W. Clare, Sec. 333,000 3,938,330 Mercantile Trust Co., N.Y. National Bk. &Loan Co..^ G. C. Sherman.. Henry Parcel!... Wm. H. Hathway. 75,000 28,000 400,000 356,000 142,000 N.City Bk. aud Cent.N.Bk.,N.Y.;N.Y.S.N.Bk.,Alb. W.W.Taggart... I. P. Powers A. L. Upham .. G.F.Clark 147,440 111,040 478,500 712,000 110,000 Am. Ex. N. Bk.,N. Y.; N. Bk. of the Comw. Bos.; National Union Bank....'651 N. Y. State N. Bk., Alhany; Mcr. N. Bk., Phil. G. W. Knowlton. Sidney Cooper.. N. P. Wardwcll 100,000 109,440 518,030 G03,?60 109,730 Lincoln Nat. Bk. and Nat. Park Bk., N. Y; Third WATERTOWN NAT. BK.'82| Nat. Bk., Boston. Wm. W. Taggart I. L. Hunt O.P.IIadcock,7>. A. Goodall, See... 4,500 592,000 461,000 135,500 Jefferson County and Watertown Nat. Bk?., Water- Watertown Savings Bankg^l town, N. Y. Cont. N. Bk., N.Y.; N. Com*l Bk., Albany. Watervliet ..Albany G 18 NAT'LBK.QFWESTTROYCSj[T.A.Knickcrbacker | John H. Jones.. A. T. Phelps... 100,000 31,550 272,0G0 300,5S0 102,130 Imp. & Tra. N. Bk., N. Y.; N. Y. State N. Bk., Alb. Waterville.-Oneida G 18 Nat'l Bank of Waterville.^Sl S.W.Goodwin Daniel Conger .. W. L. Race.... W. J. Butler. 150,000 55,240 30S,000 386,000 70,000 Chase Nat. Bk., N. Y.; 1st Nat. Bk., Utica, N. Y. (4 ** Chas. Green, Son, Bralnardl &Co.f50 (I.D. Brj'ainard ) Importers & Traders National Bank, N. Y. Exchange Bank +'76| John N. Beach Ben J. W. Sco bey. AWatkinB ..Schuyler II 9 Han. Nat.Bk.,N.Y. it »* Farmers & McrchantsBk.r8I (William H. Wait)| William Roberts. George C. Wait. Nat. Bk. Republic N. Y; Mcr. Nat. Bk., Phil. Citizens Bank fi'TS] J. T. Sawyer Wm. E.Johnson.. F. A. Sawyer Lonis J. Bnley... 50,000 21,G70 260,000 238,000 75,000 Waverly Tioga 110 Imp.& Tra.N at.Bk.,N. Y.; Far.& Mech .Nat. Bk.,Phil. First National Bank *64| F. E. Lyford N. S. Johnson .. Percy L. Lang... 50,000 19,500 375,000 1G7,000 106,500 Chase Nat. Bk., N. Y ; Col. Nat. Bk., Buffalo. First National Bank '99 William W. Clark Martin Kimmel. John J. Morris... 50,000 3,100 52,500 89,000 18,900 Wayland ...Steuben II 7 Chase Nat. Bk., N. Y.; Tra. Nat. Bk., Rochester. Webster Monroe F 0 Jayne& Mason tl900 F. N. Burritt. Chase National Bank, N. Y. Wcedsport .Caynga F10 Burritt& Son +*00 . Bk. of Am., N.Y; N. Y. State Nat. Bk., Albany. S. W. Treat & Co -T69 S. W. Treat E. G. Treat... E. J. Center. 5O,C0O 18,830 213,530 C7,5S0 Seaboard Nat, Bk., N. Y.; City Nat. Bk., Buff. Wellsville . Allegany 16 Citizens National Bank..'95 Elmore A. Willcts Edward C. Brown W. J. Richardson 250,290 Geo. I J. Wilcox... 100,000 51,490 350,060 351,970 135,570 Seaboard and Central Nat. Banks, N.Y.; Tradesmen* First National Bank *83 W. F. Jones J. B. Jones IN*at. Bank, Phil. Westchester. WcatcirrC4 (See New York City.) F.W. Crandall... G. S. Flagler... 50,000 10,950 342,270 349,990 51,510 First Nat. Bk., N. Y.; Bankers Nat. Bk., Chi. Westfleld.Uhaut'qna I t National Bk.ofWestfleld.M8 E. A. Skinner J. A. Skinner C. E. Griffith, Tr. 12,390 270,880 265,050 14,190 Union Tr.Co.,N.Y.; Bk.ofStaten Isl.,Staplcton,N.Y. West NewBrighton.Rich. Richmond Co. Sav. Bank.§'80J John Wcstbrook.. Jacob LIIouseman| D o West Troy. Albany G 18 (See Watervliet.) Chas. D. Wheeler. F.E.Wood H. H. Wheeler... L. B. Wheeler.... 50,000 21,000 100,000 185,000 25,000 Ninth National Bank, N. Y. W.Winfield.IIerk'mrGH First National Bank 'G5! Robert H. Cook. John J.Manville.. DeWitt C.Smith.. 50,000 12,450 500,930 352,860 219,650 Fourth Nat. Bk., N. Y.: Nat. Com*l Bk., Albany. Whitehall ..Washington Merchants National Bank*75 Hemy G. Burleigh John B. Skinners. A. C. Sawyer 100,000 06,620? 312,*30 321,770 1S9,3S0 First Nat. Bk. and Nat. Bk. of No. America, N. Y.; E19 " Old National Bank *31 Albany City Nat. Bk., Albany. -r 1NE W YORK Map opt^ e*ite pae;e 2*45 OUR ADVERTISERS ESPECIALLY ^> ""IT YOUR COLLECTIONS A ND CORRESPONDENCE. 1900 Towns Accessible, Page 0$%* For Interest Kates, Days of Grace, Commercial Lawyers, C54 NlfiV'tORK- coi* aimed. and Leirul Holidays, see Fajjo 13. »URP. LO*N#*XI> CASH PAID-UP TOWN AND COUNTT. NAME OF BANK. PRESIDE NT. VICE-PHESIDENT. CASHIER. ASS'T CASHIER. AND DEPOS­ CAPITAL STOCKI *>o AND EX- PRINCIPAL CORRESPONDENTS, ACounty Seats. estate, t Private. Eat. PROF. ITS. SrcuwTiw. CHANGES

AWhitePPnsWestchester Cent.Bk.ofWestch'rCo.fi'i William H. Albro. Charles Horton.. Howard E.Foster. $100,000 $97,190 $ 441,780': j 5479,670 $ 142,090 Chase N. Bk., N. Y.; X. Y. State N. Bk., Albany. " B4 " Home Savings Bank §*93| David Cromwell.. W. B.Tibbits.... H.S.Hamilton^^. 16,930 070,510 011,070 46,370 ManhaUanTr.Co.,N.Y.;WestrhestcrTr.Co.,Yonkeri*. IK tt White Plains Bank fi'93 David Cromwell.. JohnHoag Charles Prophet— 50,000 27,730 300,0C0 310,810 83,430 Chase and Chem. Nat Bks., N. Y. Williamson . Wayne F 8 R. M. Cheetham & Co.„-+*93 15,000 Chase N. Bk.,N. Y.; Rochester Tr. A Safe Dtp. Co., Rochester. Wolcott Wayne F 9 Bkg. House of Roe & Ellis-™ (Roe & Ellis) .. W. S. Roe G. W. Roe. -L First National Bank, N. Y. Woodhaven. Queens D 4 WOODHAVEN BANK —8^91 Wm. F.Wyckoff.. F.ILCorwin John L. Wyckoff.] 25,000 15,150 163,670 148,120 67,050 Nat. Shoe & Lea. B., N. Y.; Spraguc N. B., Brooklyn. Worcester-..Otsego n 15 Bank of Worcester §'84 P. G. WIeting .... M. H. Multcr George B. Crippcn 30,000 22,190 153.980 179,520 ! 25,150 Chase Nat. Bk., N.Y. Yonkcrs — -Westchester Citizens National Bank. '7H Charles E. Waring Peter J. Elfcing... John H. Kcelerl 100,000 124,630 B92,7e0|| 600,420; 4 J7.210 Irving, Chaec, Fourth, and Hanover Nat. Bke., N.Y. " C4 " First National Bank '64| Wm. H. Doty W. D. Baldwin- Wallis Smith... i 150,000 78,930 1,382,500 ! 1,0 48,840 ; 486.000 National Park and National City Banks, N. Y. Peoples Savings Bank.. fi*G" Charles E. Gorton] Halcyon Skinner. G. W. Cobb, 2V.„| F.E. Wheeler, Se^ 107,760 2,296,970 12,144,420 203,810 , Hanover National Bank, N. Y. Westchester Trust Co. .§^98] JohnHoag F. M.Carpenter.. C.P.Marsden^c.] Howard Willets, 200,000 124,880 582,240 I 727,590 17i\030 Lea. Mnfrs. N. B. and Colonial Trust Co., N. Y, 2d F.-P.j i Yonkers Savings Bank.. {T54 S. Francis Quick. Wm. H. Thome.. Lyman Cobb, Jr.. Charles F. Hulbert, 7>. . 258,300 3,141,030 1,212.670 189,710 j U. S. Trust Co., N. Y. James II. Weller. NEW YORK Map opposite page 245

Towns Accessible, Page 048 For Interest Kates, I>ays of Grace, Commercial Lawyers, Page 557 NORTH CAROLINA. and X.egal Holidays, see Page 13. A Albemarle. ..Stanly D 4 Cabarrus Savings Bank. §"99| John C. Leslie . {Branch} of Con\\cordi JY C.) Hanover Nat. Bk., N. Y. | AAshboro..Randolph C 5 Bank of Randolph §'97 O. R. Cox W. J. Armfleld W. J. Armfleld, JrJ $ 16,000 $ 8,000 $ 110,000 $110,000 $ 22,000 Nat. Bk. Rep., N. Y.;Nat.Bk.of High Point, N.C. AAsheville Buncombe G 4| BATTERY PARK BANKS'Oi James P. Sawyer. F. S. Coxe J. E. Rankin... 100,000 34,000 550,000 385,000 200,000 Nat. Bk. Rep.. N.Y.: Mcr. Nat. Bk., Bait.; Bk. of No. Am., Phil.; Mer. Nat. Bk., Rich. BLUE RIDGE NATL BK. wl J. W. Norwood ErwinSludcr.. 100,000 19,710 262,270 342,040 64,770 Hanover Nat. Bk., N.Y.; Atlantic Nat. Bk., Wil Aurora Beaufort C 11 W.T. and J. B. Hudnell -*96 {Exchangeand Collections) Norfolk Nat. Bk., Norfolk, Va. ABrevard Transylvania H4| Brevard Banking Co §'98 T. D. England — J. W. McMinn... 15,000 800 25,000 17,000 23,000 Chase N.B.t N.Y.; Blue Ridge N. B., Asheville N. C. Burlington.Alamance B 6| Burlington Banking Co.§M)4 J. A. Davidson... J. W. Page... J. C. Staley P.A.Wiley.. 10,000 2,100 55,000 40,000 20,000 Western N. B., N. Y.; City N. B., Greensboro, N. C ACarthage Moore D 6 Bank of Carthage §'99 J. C. Black T. B. Tyson... William Hayes 10,000 1,190 24,000 26,000 10,000 Nat.Bk.Rep.,N.Y. Chapel Hill.. Orange B 6 Bank of Chapel Hill S*Oo| J. S. Carr , C. L. Lindsay. Samuel T. Peace. 2,500 270 26,450 11,020 17,210 West. Nat. Bk., N.Y.; Mer. Nat. Bk., Rich., Va.: First Nat. Bk., Durham, N. C. ACharlotte.Mecklenburg CHARLOTTE NATL BK. '« B. D. Heath W. H. Twitty.... 125,000 33,000 550,000 676,000 125,000 Hanover Nat. Bk., N. Y.; Com Ex. Nat Bk., Phil. 203,000 Am.Ex.N.B.,N.Y.; Ccnt.N.B.,Phil.; 1st N.B.,Balt. S P A. G. Brenizer D. H. Anderson.. 175,000 240,000 650,000 750,000 -D3 ' COMMERCIAL NAT. UM\ u. sf JDep5si'to;fry . North and S| outli Carolina C ollectlons a sp< cialty. Remit] daily for cas] h items on receipt. FIRST NATIONAL BANK '« M. P. Fegram.... W. R. Myers D. W. Oates ... 300,000 187;; 50 487,870 822,8S0 191,630 N.Pk.Bk..N.Y.; 4th St.N.Bk.,Phil.;Mer.N.Bk.,Balt. N. Met. Bk., Wash., D. C. I John H. McAdenj John M.Miller, Jr.I 200,000 70,590 393,910 591,150 137,800 Scab. N.B., N.Y.; B. of No. Am. and Mer. N. B., Phil. Jr., Cashier, former Nat. Ilk Examiner MERCH.&FARM.N.BK/n < We expect to build up our bu Isiness by promp t and intelligent service at low! rates. Jno. M. Miller,I ( N. C. and S. 'c. 10,000 860 25,510 28,470 7,860 Han. Nat. Bk.,N. Y.; ComU & Far. Bk., Raleigh. Clayton Johnston C 8 Clayton Banking Co 1*99| Ashley Home...... D. H. McCullers .. C. M. Thomas 10,000 15,000 10 000 Imp. &Tra.N.Bk.,N.Y. AClinton Sampson E 8 Bethune &Co f'99 (L. A. Bethune andj George E. Butler).. L. A. Bethune 25,000 22,160 182,500 175,010 G7,930 Hanover Nat. Bk., N. Y.; Mer. Nat. Bk., Phil. AConcord..Cabarrus D 4 Cabarrus Savings Bank..§'97 D. F. Cannon Martin Boger James C. Gibson . M it Concord National Bank.'88 J. M. Odell D. B. Coltrane L. D. Coltrane. 50,000 28,000 115,000 143,700 32,000 Chase N. Bk., N. Y.; Central N. Bk., Phil. W.H.Lilly Chase Nat. Bk.; N.Y. Dunn Harnett D 7 Bank of Dunn §'99 L. J. Best J. W. Purdie 12,500 250 16,240 23,490 3,000 Merchants & Farmers Bk.tjWj E. F. Young J. D. Parrish V. L. Stephens C. R. Young... 17,800 450 7,180 17,620 8,250 Mer. Nat. Bk., Bait.; MurcMson Nat. Bk., Wil., N.C. ADurham... Durham C 7 Citizens Savings Bank..§'99, J. S. Carr T. A. Brown W. H. Oakey j 20,260 100 21,330 37,750 3,670 ChaseN^Bk., N. Y.; Fourth St. N. Bk., Phil. Fidelity Bank g'88] B.N. Duke A. E. Lloyd John F. Wily | J. B. Mason, Jr.. 100,000 62,9*0 550,410 553,450 154,310 Julian S. Carr.... L. A. Carr Leo. D. Heartt j 150,000 43,250 202,990 393,620 33,060 Nat. Bk. Rep., N. Y.; Mnfrs. Nat. Bk., Phil. FIRST NATIONAL BANK 87 B.of Am.,N.Y.; Cent.N.B.,Phil.; !stN.B.,Uich.,Va Q. E. Rawls C. C. Taylor E. C. Murray 158,400 40,090 101,200 237,400 50,200 MOREHEAD BNK'G C0.§89| Han. Nat.Bk., N.Y.; Drov. & Mech. Nat. Bk., Bait. M. H. Dixon George P. Folk...I 25,00C 8,190 83,970 83,440 33,710 AEdcnton— Chowan B 11 Bank of Eden ton §'95 Julien Wood Chase Nat. Bk., N. Y.; Bk. of Com., Norfolk, Va. W. C. Glover M. R. Griflin 25,000 2,300 108,620 82,520 44,750 AElizabethCity Pasquo'k] Citizens Bank §"*S9j O. McMullan Imp. & Tra. Nat. Bk. and Nat. City Bk., N.Y.; Cent. John G.Wood Wm.T.Old 50,000 21,230 230,800 180,730 101,700 " B12" First National Bank *91 Chas. II. Robinson] Nat. Bk., Phil.; Drov. & Mech. Nat. Bk.,Balt. NORTH CAROLINA Map opposite page 262 OUR ADVERTISERS ESPECIALLY SOLICIT YOUR COLLECTIONS AND CORRESPONDENCE.