Businessbridge®Premier Cross-Border Wire Payment and Transfer User Guide

businessBridge®Premier Cross-Border Wire Payment and Transfer User Guide

March 5, 2021

Contents Purpose ...... 3 Summary ...... 3 Prerequisite ...... 3 Create a Book Wire Template (INTL BOOK EWB_US TO EWB_HK) ...... 3 Create a Book Wire Payment from a Template (INTL BOOK EWB_US TO EWB_HK) ...... 5 Create a Book Wire Payment from a Template (INTL BOOK EWB_US TO EWB_CHINA) ...... 8 Create an International Wire Template (DOMESTIC FROM FCDDA_HKD TO EWB_US) ...... 10 Create a Wire Payment from Template (DOMESTIC FROM FCDDA_HKD TO EWB_US) ...... 13 Create an International Wire Template (DOMESTIC FCDDA_HKD to EWB_US) ...... 14 Create a Wire Payment from Template (DOMESTIC FROM FCDDA_HKD TO EWB_US) ...... 16 Create an International Wire Template (DOMESTIC FCDDA_CHN to EWB_US) ...... 19 Create a Wire Payment from Template (DOMESTIC FCDDA_CHN TO EWB US) ...... 22 Create an International Wire Template (DOMESTIC FCDDA_JPY to FCDDA_JPY) ...... 24 Create a Wire Payment from Template (DOMESTIC FCDDA_JPY TO FCDDA_JPY) ...... 26 Create an International Wire Template (FCDDA_CNH TO HK_BENE) ...... 27 Create a Wire Payment from Template (INTL WIRE FCDDA_CNH TO HK_BENE) ...... 29 Create an International Wire Template (FCDDA_HKD TO HK_BENE) ...... 30 Create a Wire Payment from Template (INTL WIRE FCDDA_HKD TO HK_BENE) ...... 32 Create an International Wire Template (FCDDA_CNH TO CHINA_BENE) ...... 33 Create a Wire Payment from Template (INTL WIRE FCDDA_CNH TO CHINA_BENE) ...... 35 Create an International Wire Template (FCDDA_JPY TO JAPAN_BENE) ...... 36 Create a Wire Payment from Template (INTL WIRE FCDDA_JPY TO JPY_BENE) ...... 38 Appendix A – Requirement for International Wire Transfer to China ...... 39 Appendix B – Search Bank ID or SWIFT Code ...... 40 Who do you contact if you have questions? ...... 41

Purpose User Guide for customer that initiate Cross-Border and Foreign Currency Transfers. Customers should create templates to initiate transfers for ease of use and added security. Summary

This document outlines the steps of initiating Cross-Border Transfers using Templates.

Prerequisite • Cross Border transfers can only be initiated using Debit Accounts that are domiciled in the US • FCDDA account used for Cross Border transfers must be operated within EWB US FX Department and added to your company profile in businessBridge®Premier.

NOTE – Please note there are specific requirements for different types of cross border transfers and those are highlighted in the detailed instructions. Please DO NOT change these special instructions in order for your transfer to be processed timely.

Create a Book Wire Template (INTL BOOK EWB_US TO EWB_HK)

From the Payments Center > Create Wire Templates, Select ‘Book Wire’

1. EWB US Customer to Beneficiary at EWB Hong Kong or EWB China Using Book Wire Form [Currency: USD to USD] 1.1 Create a Book Wire Template (INTL BOOK EWB_US to EWB_HK)

When to use this form? If you are transferring funds in USD to EWB Hong Kong in USD (Same Entity/Company)

Click Create New to create a new recipient

Complete the Create Recipient form and click Continue. Preview the Recipient and Click Submit.

The recipient will be added to the template. Click Continue. Preview the Book Wire Template. Click Submit Template.

A successful submit banner will appear.

Create a Book Wire Payment from a Template (INTL BOOK EWB_US TO EWB_HK)

Find the wire template in the Template Center. Click the drop down option and select Create Payment, or you can check the box to the right of the template and Click Create payment on the bottom menu.

Enter the Wire Amount and Value Date. Click Continue. Preview the Book Wire from the Payment Template. Click Submit Payment.

You can also create a Recurring Payment. Select the Recurring button. Enter the recurring payment information.

Preview the template. Click Submit Payment.

NOTE: The payment still needs to be approved before it can be processed.

1.2 Create a Book Wire Template (INTL Book EWB_US TO EWB_CHINA)

When to use this form? If you are transferring funds in USD to EWB China in USD (Same Entity/Company)

Click Create New to create a new recipient

Complete the Create Recipient form and click Continue. Preview the Recipient and click Submit.

The recipient will be added to the template. Click Continue. Preview the Book Wire Template. Click Submit Template.

A successful submit banner will appear.

Create a Book Wire Payment from a Template (INTL BOOK EWB_US TO EWB_CHINA) Find the wire template in the Template Center. Click the drop-down option and select Create Payment, or check the box next to the template and click Create payment on the bottom menu.

Enter the Wire Amount and Value Date. Click Continue. Preview the Book Wire from the Payment Template. Click Submit Payment.

A Successful Submit banner will appear.

NOTE: The payment still needs to be approved before it can be processed.

Create an International Wire Template (DOMESTIC FROM FCDDA_HKD TO EWB_US) To create any International Wire Template, go to the Payment Center > Create Wire Templates, select ‘International Wire’.

2. Transfer to fund your Foreign Currency DDA – EWB_USD to FCDDA using International Wire Form [Currency: USD to any Foreign Currency supported] 2.1 Create an International Wire Template (DOMESTIC EWB_US TO FCDDA)

When to use this form?

If you are transferring funds from a EWB USD account to FCDD (Foreign Currency) account (Same Entity/Company)

Click Create New to create a new recipient

Select the Recipient Currency from the list

Complete the Create Recipient form. Click either Preferred Bank list or Full Bank List to select the Bank.

The selected Bank will appear. Click Continue. Preview the recipient and click Submit.

The template information will display. Click Continue. Preview the Template. Click Submit Template

A successful submit banner will display.

Create a Wire Payment from Template (DOMESTIC FROM FCDDA_HKD TO EWB_US) Find the wire template in the Template Center. Click the drop down option and select Create Payment.

Enter the Wire Amount and Value Date. Click Continue. Preview the International Wire Payment Template. Click Submit Payment.

A Successful Submit banner will appear.

NOTE: The payment still needs to be approved before it can be processed.

Create an International Wire Template (DOMESTIC FCDDA_HKD to EWB_US)

3. Transfer from Foreign Currency Account to EWB_US account using International Wire Form [Currency: Any foreign currency supported to USD] 3.1 Create an International Wire Template (DOMESTIC FCDDA_HKD to EWB_US)

When to use this form?

If you are transferring funds from FCDDA account (Foreign Currency) to EWB USD account (Same Entity/Company)

Click Create New to create a new recipient

Select the Recipient Currency from the list

Complete the Create Recipient form. Click Preferred Bank or Full Bank list to select the Bank.

Select EW BK SMRINO.

The selected Bank will appear. Click Continue. Preview the recipient and click Submit.

The template information will display. Click Continue.

Preview the Template. Click Submit Template

A successful submit banner will display.

Create a Wire Payment from Template (DOMESTIC FROM FCDDA_HKD TO EWB_US)

Find the wire template in the Template Center. Click the drop-down option and select Create Payment, or check the box next to the template and click Create payment on the bottom menu.

Enter the Amount. Select the Exchange Rate. • Standard Rate: If you select Standard Rate, Click ‘Get Rate’ and the standard rate will appear. • Contract Rate: If you select Contract Rate, Call the FX Department for a Contract Number and Contract Rate. o Select the Contract Rate option o Enter the Contract Number o Enter the Contract Rate o Click Calculate o The conversion rate will appear

Enter the Value Date. Click Continue.

Preview the Wire Payment. Click Submit Payment.

A Successful Submit banner will appear.

NOTE: The payment still needs to be approved before it can be processed.

Create an International Wire Template (DOMESTIC FCDDA_CHN to EWB_US) 3.2 Transfer from Foreign Currency Account (Foreign Currency) to EWB_US account using International Wire Form

Create an International Wire Template (DOMESTIC FCDDA_CNH to EWB_US) Complete the template information. Click Continue.

When to use this form? If you are transferring funds from FCDDA account (Foreign Currency) to EWB USD account (Same Entity/Company)

Click Create New to create a new

Select the Recipient Currency from the list

Complete the Create Recipient form. Click Preferred Bank list to select the Bank. Select EW BK SMRINO.

The selected Bank will appear. Click Continue. Preview the recipient and click Submit.

The template information will display. Click Continue. Preview the International Wire template. Click Submit Template.

A Successful Submit banner will appear.

Create a Wire Payment from Template (DOMESTIC FCDDA_CHN TO EWB US)

Find the wire template in the Template Center. Click the drop down option and select Create Payment.

Click ‘Get Value Date’ to select the Value date. The Get Value Date can be a future date up to 7 days.

Preview the Wire payment information. Click Submit Payment.

A Successful Submit banner will appear.

NOTE: The payment still needs to be approved before it can be processed.

Create an International Wire Template (DOMESTIC FCDDA_JPY to FCDDA_JPY) 3.3 Foreign Currency Account Transfer using International Wire Form – FCDDA_JPY to FCDDA_JPY [Currency: same foreign currency]

Create an International Wire Template (FCDDA_JPY to FCDDA_JPY)

Enter the Template Name. Select the Debit Account. Select the Recipient Currency. Click Create New to create a new recipient. When to use this form? If you are transferring funds from FCDDA account to FCDDA account in the same Currency

(Same Entity/Company)

Click Create New to create a new recipient

Select the Recipient Currency from the list

Complete the Create Recipient form. Click Preferred Bank list to select the Bank. Select EW BK SMRINO.

Preview the Recipient information. Click Submit.

The template information will display. Click Continue. Preview the wire template. Click Submit Template.

A Successful Submit banner will appear.

Create a Wire Payment from Template (DOMESTIC FCDDA_JPY TO FCDDA_JPY)

Find the wire template in the Template Center. Click the drop down option and select Create Payment.

Enter the Wire amount. Click ‘Get Value Date’, the value date will populate. Click Continue. Preview the Wire payment information. Click Submit Payment.

A Successful Submit banner will appear.

NOTE: The payment still needs to be approved before it can be processed.

Create an International Wire Template (FCDDA_CNH TO HK_BENE) 3.4 EWB US customer from Foreign Currency Account to EWB HK or EWB China Foreign Currency Account using International Wire Form [Currency: same foreign currency limited to HKD & CNH]

Create an International Wire Template (FCDDA_CNH to HK_BENE)

When to use this form? If you are transferring funds from FCDDA CNH account to Recipient at EWB Hong Kong in CNH (Same Entity/Company)

Click Create New to create a new recipient

Select the Recipient Currency from the list

Complete the Create Recipient form. Click Preferred Bank List. Select EW BK SMRINO

The Bank information will display. Click Continue. Preview the Recipient. Click Submit.

The template will be updated. Click Continue. Preview the Template. Click Submit Template.

A Successful Submit banner will appear.

Create a Wire Payment from Template (INTL WIRE FCDDA_CNH TO HK_BENE)

Find the wire template in the Template Center. Click the drop down option and select Create Payment.

Enter the Wire. Click ‘Get Value Date’, the value date will populate. Click Continue. Preview the Wire payment information. Click Submit Payment.

A Successful Submit banner will appear.

NOTE: The payment still needs to be approved before it can be processed.

Create an International Wire Template (FCDDA_HKD TO HK_BENE) 3.5 EWB US customer from Foreign Currency Account to EWB HK or EWB China Foreign Currency Account using International Wire Form [Currency: same foreign currency limited to HKD & CNH]

Create an International Wire Template (FCDDA_HKD to HK_BENE) When to use this form?

If you are transferring funds

from FCDDA HKD account to

Recipient at EWB Hong Kong in

CNH (Same Entity/Company)

Click Create New to create a new recipient

Select the Recipient Currency from the list

Complete the Create Recipient form. Click Preferred Bank List. Select EW BK SMRINO

The Bank information will display. Click Continue. Preview the Recipient. Click Submit.

The template will be updated. Click Continue. Preview the Template. Click Submit Template.

A Successful Submit banner will appear.

Create a Wire Payment from Template (INTL WIRE FCDDA_HKD TO HK_BENE)

Find the wire template in the Template Center. Click the drop down option and select Create Payment.

Enter the Wire. Click ‘Get Value Date’, the value date will populate. Click Continue. Preview the Wire payment information. Click Submit Payment.

A Successful Submit banner will appear.

NOTE: The payment still needs to be approved before it can be processed.

Create an International Wire Template (FCDDA_CNH TO CHINA_BENE) 3.6 EWB US customer from Foreign Currency Account to EWB HK or EWB China Foreign Currency Account using International Wire Form [Currency: same foreign currency limited to HKD & CNH]

Create an International Wire Template (FCDDA_CNH to CHINA_BENE)

When to use this form? If you are transferring funds from FCDDA CNH account to Recipient at EWB China (Same Entity/Company)

Click Create New to create a new recipient

Select the Recipient

Currency from the list

Complete the Create Recipient form. Click Preferred Bank List. Select EW BK SMRINO

The Bank information will display. Click Continue. Preview the Recipient. Click Submit.

The template will be updated. Click Continue. Preview the Template. Click Submit Template.

A Successful Submit banner will appear.

Create a Wire Payment from Template (INTL WIRE FCDDA_CNH TO CHINA_BENE)

Find the wire template in the Template Center. Click the drop down option and select Create Payment.

Enter the Wire amount. Click ‘Get Value Date’, the value date will populate. Click Continue. Preview the Wire payment information. Click Submit Payment.

A Successful Submit banner will appear.

NOTE: The payment still needs to be approved before it can be processed.

Create an International Wire Template (FCDDA_JPY TO JAPAN_BENE) 3.7 EWB US customer from Foreign Currency Account to Bene in another Country using International Wire Form [Currency: same foreign currency]

Create an International Wire Template (FCDDA_JPY TO JAPAN BENE)

When to use this form? If you are transferring funds from FCDDA (foreign currency account) to Recipient in another country

Click Create New to create a new recipient

Select the Recipient Currency from the list

Complete the Create Recipient form. Click Preferred Bank List. Select EW BK SMRINO

The Bank information will display. Click Continue. Preview the Recipient. Click Submit.

The template will be updated. Click Continue. Preview the Template. Click Submit Template.

A Successful Submit banner will appear.

Create a Wire Payment from Template (INTL WIRE FCDDA_JPY TO JPY_BENE)

Find the wire template in the Template Center. Click the drop down option and select Create Payment.

Enter the Wire amount. Click ‘Get Value Date’, the value date will populate. The value date can be set for 7 days in the future. Click Continue. Preview the Wire payment information. Click Submit Payment.

A Successful Submit banner will appear.

NOTE: The payment still needs to be approved before it can be processed. 38

Appendix A – Requirement for International Wire Transfer to China This is only applicable when transferring China local currency to China [CHN/CNY]

1. Purpose of Payment Example

Business Type Purpose Code Definition Cross-border goods trade /CGODDR/ Goods/Trade Cross-border capital transfer /CCTFDR/ Capital Account Cross-border Service Trade /CSTRDR/ Service Trade Other /COCADR/ Other Account Transaction

2. Documentation required for release of funds to China Beneficiary • Supporting documentation is required from the beneficiary. Any discrepancy in the supporting documents can delay the release of funds. • Beneficiary should provide the documentation to their local branch (where the account is domiciled). • Beneficiary can provide the documentation to their local branch as soon as the payer confirms the initiation of the transfer. 3. Beneficiary Full Address Full beneficiary name and full address is required. Example of address:

4. Beneficiary Bank Full beneficiary bank and full detailed address is required. Example of address:

Appendix B – Search Bank ID or SWIFT Code

1. Selecting a Bank of Book wire Template For EAST WEST BANK HONG KONG, Select 999999992 For EAST WEST BANK CHINA, Select 888888884

2. Selecting a Bank for International Wire Template 1. Enter Bank ID ‘EWBK*’ and click ‘Search’ to populate all East West Bank Locations For EAST WEST BANK HONG KONG, Select EWBKHKHH For EAST WEST BANK CHINA, Select EWBKCNSH For EAST WEST BANK US, Select EWBKUS66 For all other Banks, enter the SWIFT/BIC Code in Bank ID and click ‘Search’

Who do you contact if you have questions?

For any questions related to the GTSA process, please contact Global Transaction Services Customer Service at 888.761.3967, Monday through Friday, 6:00 AM to 7:00 PM PT, or email GTSO at [email protected].