Carrier Dual Contracting Guidelines
If you have any questions or need more information regarding dual contracing, please contact [email protected] or call 800-876-3950, Option 4. *If you are securities registered, you may have carrier restrictions depending on your broker dealer.
Carrier Dual NOTES Contracting
AIG / AIG GIWL Yes AIG- Assured Edge, Power Select and No If business submitted recently release would be needed Western National Life AIG NY Yes (The US Life Ins Co in the City of NY) Allianz No If business submitted recently release would be needed
If business submitted recently release would be needed Allianz (Annuity) No *Depending on BDs selling agreement, agent's comp. will automatically be setup to pay to BD by the carrier. If business submitted recently release would be needed American Equity No *Depending on BDs selling agreement, agent may be able to have a FIA and FA agent code.
American National No If business submitted recently release would be needed Assurity Life No
If business submitted recently release would be needed Athene Annuity & Life No *Depending on BDs selling agreement, we can contract agent so all FIA pays directly to BD. AXA Yes Banner Yes Brighthouse ( Metlife) Yes Fidelity No If business submitted recently release would be needed Foresters No If business submitted recently release would be needed Genworth Life Yes Only contracting for AOR changes and conversions Genworth Life LTC No If business submitted recently release would be needed Gerber Life Yes Global Atlantic / Forethought Yes Carrier must approve first
2501 20th Place, Suite 300, Birmingham, AL 35223 Toll: (800) 876-3950 Fax: (205) 268-3949 W W W . F I R S T P R O T E C T I V E . C O M [5/19]
If business submitted recently release would be needed Great American No *Depending on BDs selling agreement, we can contract agent so all FIA pays directly to BD.
Guardian Yes
Integrity Life - (Annuity) No If business submitted recently release would be needed
John Hancock Yes
Kemper No If business submitted recently release would be needed
Lincoln National Yes Yes, for Life, Annuity and MoneyGuard
Minnesota/Securian Life (Life) No If business submitted recently release would be needed
Minnesota/Securian Life (Annuity) Varies FPs contract allows for dual contracting
Yes - Term and UL MOO/UOO Varies No - Term Life Exp, Living Promise, Health (LTC Med Supp, CI, DI and AD)
Nationwide Case by case
North American No Quit allowing dual contracts on 3/19/18
OneAmerica/State Life No If business submitted recently release would be needed
Oxford Life No If business submitted recently release would be needed
PacLife No If business submitted recently release would be needed
Penn Mutual Yes
Principal Life Yes
Protective Brokerage Yes
Prudential Yes
Reliance Standard No If business submitted recently release would be needed
Sagicor Life No If business submitted recently release would be needed
SBLI Yes
Standard (Annuity) No If business submitted recently release would be needed
Symetra Yes
Transamerica Yes
Transamerica LTC Yes
Voya - Security Life Yes
William Penn Yes
2501 20th Place, Suite 300, Birmingham, AL 35223 Toll: (800) 876-3950 Fax: (205) 268-3949 W W W . F I R S T P R O T E C T I V E . C O M [5/19]