Growing and Winning Together

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Growing and Winning Together GROWING AND WINNING TOGETHER Evolving with the times Innovating and exploring new possibilities are at the core of our purpose to grow and win with you. Open the flap for more information AMMB Holdings Berhad AMMB Holdings Berhad is the holding company of AmBank Group and has been listed on the Main Market of Bursa Malaysia since 1988. It is the sixth-largest banking group by assets in Malaysia, with a market capitalisation of around RM13.7 billion and assets of RM158.8 billion at 31 March 2019. AmBank (M) Berhad Member of Association of Banks in Malaysia. AmBank (M) Berhad (AmBank) offers a comprehensive suite of financial products and services focused on retail banking and preferred segments in small business, SME, mid-corporate and corporate customers. AmBank Islamic Berhad Member of Association of Islamic Banking Institutions Malaysia. AmBank Islamic Berhad (AmBank Islamic) is the Islamic banking arm of the AmBank Group. AmInvestment Bank Berhad Member of Malaysian Investment Banking Association. AmInvestment Bank Berhad (AmInvestment Bank) is a leading Malaysian investment bank with more than 30 years of experience. AmGeneral Insurance Berhad Member of Persatuan Insurans Am Malaysia. AmGeneral Insurance Berhad (AmGeneral Insurance) is one of the largest motor and general insurance companies in Malaysia with over four million policy holders. AmMetLife Insurance Berhad Member of Life Insurance Association of Malaysia. AmMetLife Insurance Berhad (AmMetLife) is a strategic partnership between AMMB Holdings Berhad (AmBank Group) and MetLife International Holdings, Inc. (MetLife). AmMetLife Takaful Berhad Member of Malaysian Takaful Association. AmMetLife Takaful Berhad (AmMetLife Takaful) is a strategic partnership between AmBank Group and MetLife. The strategic partnership combines the international expertise and financial strength of MetLife with the local strength and reach of AmBank Group. AmBank Group is one of Malaysia’s AmBank (M) Berhad is supported by a strong network of 170 premier financial solutions groups with branches, 11 regional offices, 759 ATMs, a 24-hour contact over 40 years of experience in supporting centre and a digital banking system to ensure access to Malaysians in their economic development. AmBank’s financial solutions and services is simple and AmBank Group offers a wide range of both convenient. conventional and Islamic financial solutions and services, including wholesale banking, Board of Directors retail banking, investment banking, underwriting of general insurance, life VOON SENG CHUAN assurance and takaful, stock and share Chairman, Independent Non-Executive Director broking, futures broking, investment SOO KIM WAI advisory and management services in Non-Independent Non-Executive Director assets, real estate investment trust and unit trusts. RAYMOND FAM CHYE SOON Independent Non-Executive Director Board of Directors DATO' SRI ABDUL HAMIDY ABDUL HAFIZ Independent Non-Executive Director TAN SRI AZMAN HASHIM Chairman, Non-Independent Non-Executive Director DR VEERINDERJEET SINGH A/L TEJWANT SINGH Independent Non-Executive Director GRAHAM KENNEDY HODGES Non-Independent Non-Executive Director U CHEN HOCK Independent Non-Executive Director SOO KIM WAI Non-Independent Non-Executive Director NG CHIH KAYE Kindly scan this QR code for more details of the Board of Independent Non-Executive Director Directors’ profiles. VOON SENG CHUAN VOON SENG CHUAN Senior Independent Non-Executive Director DATUK SHIREEN ANN ZAHARAH BINTI MUHIUDEEN Independent Non-Executive Director SEOW YOO LIN Independent Non-Executive Director Since its beginnings as AmBank Group’s Islamic banking division in 1993 and subsequently incorporated as an Islamic bank in FARINA BINTI FARIKHULLAH KHAN 2006, AmBank Islamic has built a reputation in serving the Shariah Independent Non-Executive Director banking needs of individuals, businesses, and institutions. AmBank Islamic’s comprehensive range of Shariah-compliant retail and wholesale banking products and services (including treasury and trade solutions), and their delivery channels continuously evolve in line with market changes. This dynamic approach supports the agenda to help individuals, businesses, and institutions in Malaysia to grow and win together. Board of Directors DATO’ SRI ABDUL HAMIDY ABDUL HAFIZ Chairman, Independent Non-Executive Director HJH ROSMAH BINTI ISMAIL Independent Non-Executive Director FARINA BINTI FARIKHULLAH KHAN Independent Non-Executive Director AZLAN BAQEE ABDULLAH Non-Independent Non-Executive Director DR MOHD NORDIN MOHD ZAIN Kindly scan this QR code for Independent Non-Executive Director Kindly scan this QR code for more details of the Board of more details of the Board of Directors’ profiles. Directors’ profiles. TAN SRI AZMAN HASHIM DATO’ SRI ABDUL HAMIDY ABDUL HAFIZ AmMetLife offers a comprehensive range of AmInvestment Bank Berhad has an award-winning track record life assurance and wealth protection solutions in providing a full range of investment advisory, solutions distributed through a combination of AmBank and products covering conventional and Islamic financing for our sovereign, corporate and institutional clients. Key areas and AmMetLife branch offices nationwide, in of our expertise include Corporate Finance, Equity Markets, addition to the strength of its authorised life Debt Markets, Islamic Capital Markets, Private Banking, and insurance agents nationwide. integrated fund management. AmFunds Management Berhad, an integral part of AmInvestment Bank, is amongst the top fund Board of Directors management houses in Malaysia with a proven track record in CHO HORNG FATT the management of unit trusts and wholesale funds, institutional Chairman, Independent Non-Executive Director mandates, exchange-traded funds, and Private Retirement Schemes. PHOON SOON KEONG Independent Non-Executive Director Board of Directors DATO’ ABDULLAH MAT ZAID JEYARATNAM A/L Independent Non-Executive Director TAMOTHARAM PILLAI Chairman, Independent Non-Executive Director DATO’ SEOW THIAM FATT Independent Non-Executive Director ROBERT TAN BUN POO Independent Non-Executive Director SATHASIVAN KUNCHAMBOO Independent Non-Executive Director RAMESH PILLAI Independent Non-Executive Director TONY LEUNG KA KEUNG Non-Independent Executive Director CHEE LI HAR Independent Non-Executive Director DATO’ SULAIMAN MOHD TAHIR Non-Independent Non-Executive Director SEOW YOO LIN Independent Non-Executive Director Kindly scan this QR code for Kindly scan this QR code for LUM SING FAI more details of the Board of more details of the Board of Non-Independent Non-Executive Director Directors’ profiles. Directors’ profiles. JEYARATNAM A/L TAMOTHARAM PILLAI CHO HORNG FATT AmMetLife Takaful offers a comprehensive range of takaful solutions distributed by its authorised takaful It is backed by a strong partnership between AmBank Group agents and AmBank branches nationwide. Offers a range and Insurance Australia Group (“IAG”). Trading under its of takaful products including Education, Group Products, two trusted brands, AmAssurance and Kurnia, AmGeneral Health, Protection, Reducing Term Takaful and Savings. Insurance generates business from a comprehensive range of general insurance solutions distributed through a network Board of Directors of 32 insurance branches servicing 6,500 agents and dealers, as well as through AmBank branches and customer touch DATUK WIRA (DR) HAJI AMEER ALI MYDIN points nationwide. Chairman, Independent Non-Executive Director ROBERT TAN BUN POO Board of Directors Independent, Non-Executive Director PHOON SOON KEONG CHO HORNG FATT Chairman, Independent Non-Executive Director Independent, Non-Executive Director DUNCAN VICTOR BRAIN DATO' ABDULLAH MAT ZAID Non-Independent Executive Director Independent, Non-Executive Director DATO’ SULAIMAN BIN MOHD TAHIR TONY LEUNG KA KEUNG Non-Independent Non-Executive Director Non-Independent, Executive Director SATHASIVAN KUNCHAMBOO DATO’ SULAIMAN MOHD TAHIR Independent Non-Executive Director Non-Independent, Non-Executive Director WONG TECK KAT DATUK AZRULNIZAM ABDUL AZIZ Independent Non-Executive Director Independent, Non-Executive Director RAMESH PILLAI Independent Non-Executive Director Kindly scan this QR code for Kindly scan this QR code for more details of the Board of more details of the Board of Directors’ profiles. Directors’ profiles. PHOON SOON KEONG DATUK WIRA (DR) HAJI AMEER ALI MYDIN AMMB HOLDINGS BERHAD (223035-V) About This Report AMMB Holdings Berhad’s (AmBank Group) Integrated Annual Report is our principal report and is supplemented by supporting online disclosures for our stakeholders. These disclosures include our condensed financial statements for our quarterly and yearly performance. AmBank Group Integrated Annual Report 2019 CORPORATE REPORT FINANCIAL REPORT CONTENT CONTENT • Provides a comprehensive overview of AmBank Group’s performance • Provides a full account of AmBank Group’s audited financial statements. for the 2019 financial year and its outlook for 2020. The report includes the Basel II Pillar 3 Disclosures. REGULATIONS COMPLIED REGULATIONS COMPLIED • Companies Act 2016 • Companies Act 2016 • Bursa Malaysia Main Market Listing Requirements • Financial Services Act 2013 • Bank Negara Malaysia Corporate Governance Guidelines • Islamic Financial Services Act 2013 • Malaysian Code on Corporate Governance 2017 • Capital Markets and Services Act 2007 • Global Reporting Initiative (GRI) Standards • Securities Commission Act 1993 • Limited assurance by SIRIM QAS International Sdn Bhd • Main Market
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