EFG International Factsheet

Who we are Entrepreneurial and

EFG International is a global private banking group offering solution-driven private banking and services and is headquartered in Zurich. Following the acquisition of At EFG, Client Relationship Officers have always viewed Lugano-based BSI in 2016, EFG International themselves as entrepreneurs who are here to serve clients. forms one of the largest Swiss private banks with a global They are passionate about cultivating long-term relationships reach, and an extensive wealth management products that are founded on trust and offer hands-on solutions. This and services offering. approach is one of the hallmarks of EFG and its understanding of private banking – making it a reliable partner to clients. EFG International has strong roots in Switzerland, one of the most stable and competitive economies in the world, ••Its Client Relationship Officers stay with EFG for a long and is present in major financial centres and growth time by industry standards. Experience and expertise markets. It operates in around 40 locations worldwide, with gained over the years provide the necessary basis to a network spanning Europe, Asia Pacific, the Americas and support clients successfully in all wealth-related matters the Middle East. through every stage of life – in a professional, personal and family context. As one of the best-capitalised Swiss private banks, EFG ••At EFG, Client Relationship Officers are focused on International is a financial partner that offers the security developing the right solutions for their clients and their and solidity needed to provide clients with effective support. profile. EFG favours an open platform architecture An entrepreneurial spirit has shaped the bank since it and refrains from using standardized products or setting was established in 1995, enabling it to develop solutions in sales targets for its own products. a swift and straightforward manner and to build long-lasting ••EFG’s wealth management offering encompasses investment client relationships. solutions (discretionary mandates and advisory mandates), wealth solutions (from corporate finance or succession planning to retirement provision) and financing solutions Key facts (including a range of financing facilities to construct investment portfolios). ••Founded in 1995 ••At EFG, a group-wide Investment Solutions platform leads all asset management activities and provides ••Headquartered in Zurich, with key hubs in Geneva global guidance and coordination on advisory and and Lugano product management, while a global diversified trading ••Around 40 locations across all time zones in Europe, business serves sophisticated private and institutional Asia, North and Latin America, Middle East clients and external asset managers. ••Asset under Management: CHF 140.6 bn (as of 31 March 2017) ••Listed on the SIX Swiss Exchange (EFGN) since 2005 Close to clients ••Largest shareholders: EFG Bank European Financial Group (44.2%) and BTG Pactual (30%) EFG combines a global focus with a strong local presence. The bank is present in selected locations around the globe ••Chairman: John A. Williamson and with experienced specialists who know and manage ••Chief Executive Officer: Joachim H. Straehle the business at a local level. Thanks to its proximity to clients, EFG International can offer comprehensive advice that takes account of local culture and practices.

1 | EFG International – Factsheet Financial highlights Total Balance Sheet CHF m CHF m 42,319 End-2015 End-2016 1 Total AUM (bn) 84.1 144.5

Income IFRS net profit 57.1 339.3 26,796 25,344 Underlying net profit 2 91.1 82.3 23,605 21,026 21,699 Operating income 696.6 722.0 Balance sheet Total assets 26,796 42,319 Shareholdersʼ equity 1,129 2,257 Regulatory Capital 3 Total Regulatory Capital 1,078 2,470 2011 2012 2013 2014 2015 2016 Total Capital Ratio 16.1% 20.1%

1 FY 2016 financial results include 12 months of EFG and 2 months of BSI. A sound balance sheet and focus on risk management 2 Underlying – Excluding impact of non-recurring items and contribution EFG is one of the best-capitalised Swiss private banks and of life insurance. 3 Swiss GAAP Basel III, fully applied. is committed to maintaining a low risk profile and adopting a conservative approach. Financial assets are constantly examined and a significant portion of safe and highly AUM and AUA liquid assets is maintained (top-quality sovereign bonds, CHF bn deposits at central banks and cash).

153.6 AUA Ratings

144.5 EFG Int. EFG Bank AUM Fitch

93.5 93.7 Long term A A 88.2 87.8 84.9 AUA AUA AUA AUA AUA Outlook Negative Negative 85.1 84.1 79.0 79.5 76.9 AUM AUM Moody‘s AUM AUM AUM Long term A3 A1 Outlook Stable Stable

2011 2012 2013 2014 2015 2016 EFG International AG Bleicherweg 8, 8001 Zurich, Switzerland Tel. +41 44 226 18 50, efginternational.com © EFG International

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The present document has been compiled by a department of EFG which is not an ”organizational unit responsible for financial research” as defined in the Swiss Bankers Association’s Directives on the Independence of Financial Research and, as such, is not subject to the provisions of that regulation. EFG may engage in securities transactions, on a proprietary basis or otherwise and hold long or short positions with regard to the Investment, both in a manner inconsistent with the view taken in this document. In addition, others within EFG, including sales staff, may take a view that is inconsistent with that taken in this report. The content of this document provide information, opinions or conclusions that may differ from analyses carried out by other units of the Bank, and in particular may not comply with the Investment strategy of the Bank.

2 | EFG International – Factsheet