North Pension Fund

Employer Contribution Rates

Have you ever wondered how much your employer puts in to your pension pot for you? Well take a look below. The figures show the minimum percentage of your pensionable pay that your employer contributes to the pension scheme each time that you get paid. In some cases the employer pays even more either as a lump sum or as an extra percentage – this is known as a ‘deficit’ payment. The employer must pay what’s needed to make sure that you receive the full amount of pension when you retire.

Employer % of pay abm Catering Ltd 20.5 Absolutely Catering Ltd 24.7 Ainsty 2008 Internal Drainage Board 19.5 Align Property Partners Ltd 36.1 16.6 Baldersby St James CoE VC 18.4 Barlby High School 21.3 Betterclean Services 20.3 Beyond Housing 12.7 Brayton High School - Rodillian MAT 21.7 Braeburn Primary & Nursery School 19.4 Brotherton and Byram School 15.6 Bulloughs Cleaning Ltd – various contracts 20.5 Burton Green Primary School 19.5 Camblesforth CP School 12.8 Catering Academy Ltd 19.2 Cater Link Ltd 20.5 Caterservice Ltd 21.2 Chartwells Compass 18 Chief Constable NYP 11.3 Churchill – various contracts 22.5/25.4 City of Council 17.9 City of York Trading Limited 20.5 Consultant Services Group 19.7 College 17.3 Craven District Council 17.7 Dales Academies Trust 18.6 Dolce Ltd 19.7 Town Council 19.5 Easingwold School 21.6 East CP School 21.5 Ebor Academy 18.3 Elevate Multi Academy Trust 20.2 Elite NA Everyone Active (SLM Scarborough) 17.8 Explore York Libraries and Archives 18.2 Filey CE Nursery & Infants Academy 18.8

V5 – April 2019

Filey Town Council 19.5 Forest of Galtres School 21.3 Foss 2008 Internal Drainage Board 19.5 Fulford Parish Council 19.5 Glusburn Parish Council 19.5 Gough & Kelly Ltd 20.5 Great Ayton Parish Council 19.5 Great Smeaton Primary Academy 20.1 Greenwich Leisure Ltd 19.5 Grosvenor Facilities Management 19.2 Council 16.5 Borough Council 18 18.6 Harrogate International Centre 22.5 Road Academy 16.9 Haxby Town Council 19.5 Hexagon Care 18 Hob Moor Oaks School 16.9 Hob Moor CP School 17.9 Hookstone Chase CP School 22.7 Human Support Group Ltd 25.7 Hunmanby Parish Council 19.5 Huntington Primary Academy 18.3 Hutchison Catering – various contracts 19.7 – 26.7 Independent Cleaning Services 21.2 ISS Mediclean Ltd – various contracts 19.9 – 21.9 Joseph Rowntree Charitable Trust 27.7 Town Council 19.5 Lakeside Primary School 19.5 Lifeways Community Care Ltd 22.7 Make It York 17.1 Malton Town Council 19.5 Manor Church of Academy 16 Mellors – multiple contracts 19.2/21.2 Newby & Scalby Primary School 20.5 New Park Academy 16.3 North York Moors National Park 18 County Council 17.9 North Yorkshire Fire and Rescue 16.9 and Crime Commissioner 3.9 Town Council 19.5 Northallerton & Romanby Joint Burial Board 19.5 19.1 Norton on Derwent Town Council 19.5 Osbaldwick Primary School 18.4 Outwood Academy 19 Outwood Primary Academy Greystone 18.9 Park Grove Primary School 20.8 Pathfinder Multi Academy Trust 19.9 Pickering Town Council 19.5

Poppleton Ousebank School 19.3 Red Kite Learning Trust 18.3 Richmond Town Council 19.5 19.8 District Council 18.7 Richmondshire Leisure Trust 19.4 Ringway 23.3 Ripon City Council 19.5 Robert Wilkinson Primary Academy 17.1 Roseberry Academy 18.8 19.5 District Council 18.7 Sanctuary Housing Association 7 Scalby Learning Trust 22.5 Scarborough Borough Council 18.2 Scarborough Sixth Form College 19.5 Schools Plus 19.7 College 18.5 Council 16.7 Selby Educational Trust 19.9 Selby Town Council 19.5 Sewell Facilities Management 19.7 Sheffield International Venues 29.5 Girls High School 18.3 Skipton Town Council 19.9 South Bank Multi Academy Trust 17.9 19.1 South York Multi Academy Trust 19.2 Springfield Home Care 18 Stakesby CP School 19.1 Star Multi Academy Trust 20.8 Staynor Hall CP Academy (Ebor) 16.5 CP School 20 Stokesley (Secondary) School 18.7 Streamline Taxis 20.3 Sutton in Craven Parish Council 19.5 East CP School 17.8 Tadcaster Town Council 39.1 The Grove Academy 17.8 18.6 The Wilberforce Trust 20.5 The Woodlands Academy 15.6 Thomas Hinderwell Primary Academy 16 Thornton (Vale of Pickering) IDB 19.5 Tockwith CoE Primary School (Ebor) 19.5 University Technical College Scarborough 16.2 University of Hull 18.6 Academy 17.9 Veritau Ltd 15.2 Veritau North Yorkshire 9.5 Welcome to Yorkshire 27 Whitby Town Council 19.5

Wigan Leisure and Culture Trust 38 York Archaeological Trust Ltd 25.2 18.1 York Mind 23.5 York Museums and Galleries Trust 14.9 York St John University 15.8 Yorkshire Causeway Schools Trust 19.1 Yorkshire Collaborative Academy Trust 18.1 Yorkshire Dales National Park 18.6 Yorkshire Endeavour Academy Trust 19.1

Almost all employers pay substantial sums into the Pension Fund and the amounts vary greatly. There are a number of reasons for this but the main ones are:

 Some employers decided to pay more money in to the Fund in previous years so they could reduce their payments later on. Some employers paid less in previous years which means their payments are now higher.

 Each employer joined the Pension Fund at a different time. Contributions are invested in financial markets (such as the Stock Exchange) but if an employer joined the Fund when investments weren’t performing very well their contributions would have to be increased in later years to compensate.

 Some employers don’t let new employees join the LGPS which usually means they have to pay much more into the Pension Fund to pay off any deficit they may have.

How does this compare to what you pay? Have a look at the table below.

Contribution Bands effective from 1 April 2019

Actual pensionable pay Contribution rate for that employment for employment Main Section 50/50 section

Up to £14,400 5.50% 2.75%

£14,401 - £22,500 5.80% 2.90%

£22,501 - £36,500 6.50% 3.25%

£36,501 - £46,200 6.80% 3.40%

£46,201 - £64,600 8.50% 4.25%

£64,601 - £91,500 9.90% 4.95%

£91,501 - £107,700 10.50% 5.25%

£107,701 - £161,500 11.40% 5.70%

£161,501 or more 12.50% 6.25%